General Liability Insurance / Umbrella Liability Insurance

Customised risk solutions for corporate clients in Japan General Liability Insurance / Umbrella Liability Insurance

Swiss Re International SE (“SRI”) is a non-life insurance company and a member of Swiss Re Corporate Solutions which offers commercial insurance within the Swiss Re Group. SRI opened its Japan Branch (“SRIJ”) in Tokyo in April 2011, and Osaka Sales Office in Osaka in October 2015. SRIJ offers property and casualty insurance products to corporations in Japan.

General Liability Insurance Umbrella Liability Insurance Key Features In addition to damages, expenses Coverage Coverage including defense costs can be This insurance provides basic protection Umbrella Liability Insurance protects covered. for corporate liability risks, i.e. legal your business against catastrophic loss In case of overseas claims, General/ liability arising out of thirdparty bodily which could exhaust your primary Umbrella Liability Insurance defends injury or property damage caused by liability policies. The name “Umbrella” lawsuits on behalf of the insured business activities. comes from the structure covering when policy territory covers the primary policies arranged to cover location where the claim is made. Major products include Premises various liability exposures. Umbrella SRIJ provides large net capacity Liability (for business such as shops, Liability Insurance can be put on top of, without any reliance on the offices and factories)/ Contractor’s not only general liability policies but also reinsurance/ retrocession market. Liability (for construction works.) to commercial auto liability, employer’s This makes SRIJ’s commitment a cover accidents during business liability. In addition to Personal Injury and substantial, stable and long term one. operations, Products/Completed Property Damage, liability arising out of Operation Liability to cover accidents Advertising Injury is covered. Exclusions arising from products having left the Liability arising out of earthquake/ control of the insured /completed volcanic eruption/tsunami, war/ operations by the insured, and insurrection, hazardous properties Commercial General Liability (CGL) to of nuclear material cover these liabilities comprehensively. Liability arising out of ownership, maintenance, use of aircraft Damage to insured’s product, Umbrella Umbrella’s attachment point expense to recall insured’s product (Factory B Professional liability Premises Commercial is not PL for Payment exposing insurers to Auto insured Factory A As for risks for aoa coverage to apply or International Trade Controls and hence just not insured, Umbrella covers amount Sanctions deductible reteined) exceeding the attachment point each and every time. Contact us today to learn more Please contact us to find out more. As for riks for agg coverage such as product liability to apply, Umbrella drops Umbrella Swiss Re International SE, down when the underlying coverage Japan Branch exhausts by payment. (Factory B Telephone +81 3 5218 2160 Premises Commercial is not for Auto insured PL Factory A hence Swiss Re International SE, just Osaka Sales Office deductible reteined) Telephone +81 6 6232 7610

Swiss Re Corporate Solutions offers innovative, high-quality insurance capacity to mid-sized and large multinational corporations across the globe. Our offerings range from standard risk transfer covers and multi-line programmes, to highly customised solutions tailored to the needs of our clients. Swiss Re Corporate Solutions serves customers from over 50 offices worldwide and is backed by the financial strength of the Swiss Re Group. For more information about Swiss Re Corporate Solutions, please visit www.corporatesolutions.swissre.com or follow us on Twitter @SwissRe_CS. The information contained herein is for your and/or your client’s information purposes only. The data, concepts and structures it contains are proprietary information of Swiss Re International SE, Japan Branch, or its affiliates (collectively SRIJ) and shall not be reproduced or amended without SRIJ’s prior written permission. The information is shared with you for the exclusive purpose of allowing you to evaluate your and/or your client’s interest in such data, concepts and structures of SRIJ. For details of the product, please refer to the Insurance Policy wording and other important information about the product.