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Sindh Kotri Multan Islamia Road Karachi Kunri Abdali Road Karkhano Hayatabad Abul Hasan Isphahani Larkana Bosan Road Naz Cinema EFU Life Anmol Sehat • EFU Life Anmol Sehat is an insurance product Bahadurabad Maatli Vehari Road University Road Boat Basin Mehar WAPDA Town Phase 1 Dara Adam Khel (FR Kohat) underwritten, issued and subject to the Terms and Bohra Pir Mirpurkhas Gujrat Abbottabad Chase Shaheed-e-Millat Mitthi G. T. Road Bafa Conditions set by EFU Life Assurance Limited, an Clifton Block II Naushehro Feroz Kacheri Chowk Bannu Cloth Market Moro Kasur Chakdara Dehli Colony Nawabshah Agrow Kasur Chitral insurance company having its principal office in DHA 26th Street Pano Aqil Chandni Chowk D.I. Khan DHA Bokhari Commercial Sanghar Pakpattan Dir Upper Pakistan at EFU Life House, Plot No. 112, 8th East Street, DHA Kh-e-Ittehad Sehwan Shareef Agrow Pakpattan Haripur DHA Kh-e-Shahbaz Shahdadkot Pakpattan Mansehra Phase 1, DHA, Karachi. DHA Khadda Market Shahdadpur Sialkot Mardan DHA Korangi Road, Phase 1 Sheikh Bhirkio Shahabpura Mattni Changan DHA Phase VIII Shikarpur Sialkot Cantt Mingora DHA Zamzama Sultanabad Paris Road Nowshera Dhoraji Tando Adam Sheikhupura Shaidu (KPK) • EFU Life Anmol Sehat is not a JS Bank Limited product. Electronic Market Tando Allahyar Agrow Sheikhupura Saleh Khana Federal B. Area Tando Jam Sheikhupura Branch Shahkas Khyber Agency JS Bank Limited is acting as Corporate Inusrance Fisheries Tando Muhammad Khan Pattoki Timergara Garden East Thatta Agrow Allahabad Theeng Morr Topi Garden West Umerkot Agrow Warbutton Agent and distributor of EFU Life Anmol Sehat on Gulistan-e-Jauhar Ali Pur Chatta Balochistan Gulshan Chowrangi Punjab Arifwala Quetta behalf of EFU Life Assurance Limited. Gulshan-e-Hadeed Lahore Attock M.A. Jinnah Road Gulshan-e-Iqbal DHA Airport Road Bahawalpur Quetta Cantt Hawksbay Road Allama Iqbal Town Bhakkar Zarghoon Road Hyderi Market Azam Cloth Market Bhalwal Ormara IBA City Campus Badami Bagh Bhawalnagar Dera Murad Jamali • JS Bank Limited will not be responsible in any manner if Islamia College Baghbanpura Burewala Duki Harnai Jheel Park PECHS Bahria Town Chah Chand Wala Jampur Gawadar your application or claim is rejected by EFU Life Jodia Bazar Brandreth Road Chakwal Khanozai Pishin Karachi Stock Exchange Cavalry Ground Chichawatni Khuzdar Assurance Limited nor will it investigate or provide any Korangi Industrial Area Chowburji Chiniot Loralai Landhi Circular Road Daska Muslim Bagh opinion on merits of the claim. Lucky Star College Road Dera Ghazi Khan Usta Muhammad M. A. Jinnah Road Daroughawala Depalpur Malir Cantt DHA Phase VI Dinga Azad Jammu & Kashmir Marriott Road DHA T-Block Gagoo Mandi Bagh Nazimabad DHA Z-Block Ghakkhar Mandi Chaksawari • Service charges and taxes will be applicable as per the New Challi Ferozepur Road GohadPur Charhoi New Sabzi Mandi Gulberg Gojra Dadyal Bank’s “Schedule of Charges” and taxation laws as North Karachi Industrial Area Gulshan Ravi Road Gulyana Dina North Napier Ichra Bazaar Hafizabad Hattian North Nazimabad Johar Town Haroonabad Jatlan stipulated by the relevant authorities. Ocean Mall, Clifton M. M. Alam Road Hasilpur Khui Ratta Orangi McLeod Road Jalalpur Jattan Kotli Paposh Nagar Model Town Jaranwala Mirpur Park Towers, Clifton Mughalpura Jauharabad Muzaffarabad This brochure provides a brief description of the product. Progressive Centre, Shahrah-e-Faisal New Garden Town Jehlum Naarr Regal Chowk, Saddar PECO Road Jhang Rawalakot Safoora Goth Raiwind Road Kachi Jamal Khanpur Sehnsa Actual coverage will be as per the Terms and Conditions of Shah Faisal Colony Shadbagh Kamoki Seri Shaheen Complex Shadman Town Khanewal the policy document. * Shahrah-e-Faisal Shah Alam Market Kharian Gilgit-Baltistan Shershah Shahdara Lalamusa Chilas S.I.T.E. State Life Housing Society Layyah Gilgit Sohrab Goth Sunder Industrial Estate Lodhran Skardu Soilder Bazar The Mall Branch Mandi Bahauddin Teen Talwar Clifton Timber Market Ravi Road Mandi Faizabad Federal Capital The Center Saddar Upper Mall Mian Chunnoo B-17 Timber Market Urdu Bazar Mouza Fadda Mailsi Bara Kahu U.P. Morr Valencia Society Mouza Gajju Hatta Shujabad Blue Area Urdu Bazar Walton Road Mouza Ghalwan Alipur DHA Phase 2 Hyderabad WAPDA Town Mouza Parhar Sharqi E-11 Anaj Mandi Zarrar Shaheed Road Muridke F-7 Citizen Colony Rawalpindi Muzaffargarh F-8 Cloth Market AECHS Nankana Sahib F-11 Markaz DHA Bahria Town, Phase 4 Narowal F-10 Latifabad Bahria Town, Phase 7 Nekapura Sialkot G-11 Kohsar Bank Road Okara G-13 Latifabad Unit No VI Chaklala Scheme 3 Pir Mahal G-15 Qasimabad Chakri Road Qaboola Gulberg Green Saddar Bazar Falcon Complex Khanna Road Rabwa I-8 SITE Hyderabad GHQ Rahim Yar Khan I-9 Sukkur Khayaban-e-Sir Syed Mouza chak 72 N/P Rahim Yar Khan Islamabad Stock Exchange IBA Sukkur Kurri Road Sadiqabad Khanna Pul Military Road Lalazar Rawalpindi Cantt Sahiwal NPF 0-9, PWD Road Shaheed Gunj Peshawar Road Chak 89 Dist. Sahiwal Tarlai Badin Raja Bazar Sambrial Bhiria City Range Road Sargodha Bahrain Chak 41 Jamrao Sanghar RCCI Industrial Estate Rawat Talangang Manama Chambar Saidpur Road Taxila Dadu Sattelite Town Toba Tek Singh Dharki Faisalabad Ugoki Digri Ghulam Mohammad Abad Vehari
apply Ghotki Grain Market Wazirabad Golarchi Gulistan Colony Wah Cantt Jacobabad Karkhana Bazar Agrow Chishtian Jamshoro Liaquat Road Your Life, Our Priority
Conditions Kandhkot Satiana Road Khyber Pakhtunkhwa Kashmore Gujranwala Peshawar
and
Khairpur Bank Square Dabgari Gardens Khipro G. T. Road G.T. Road Kot Ghulam Muhammad Sheikhupura Road Grain Market Get accidental insurance for when you
Terms
* need it the most. Group Accidental Insurance Insurance Coverage Period • Disease and incapacity or bodily injury which existed prior to this insurance. EFU Life Anmol Sehat is an accidental insurance scheme This scheme will cover your life for one complete month exclusively designed to provide you with a simple and and is renewable monthly. • Atomic energy explosions of any nature whatsoever. affordable way of protecting yourself from any unforeseen circumstances leading to death or disability due to an Free Look Period • War, invasion, act of foreign enemy, hostilities (whether accident. EFU Life Anmol Sehat is a voluntary cover that is war be declared or not), armed or unarmed truce, civil provided on a 24 hour basis, underwritten by EFU Life It is a period of 15 days from the receipt date of the war, mutiny, rebellion, revolution, insurrection by Assurance Limited. This offer is only available for our JS Elite membership documents after issuance, in which Participant military or usurped power, riot or civil commotion, an & JS Elite Plus Customers. can review the terms and conditions. In case Participant illegal organization or an industrial dispute. decides to cancel his membership within a free look period Benefits of EFU Life Anmol Sehat of 15 days from the receipt of the documents, he will be • Participating or practicing a dangerous sport, including entitled to a full refund of contribution. big game shooting, hang-gliding, hot air ballooning, EFU Life Anmol Sehat emphasizes on confidently enjoying parascending, steeple chasing, polo playing, horse your life, while silently protecting your happiness, in case Enrollment, Eligibility & Term racing, underwater diving, power boat racing, you face the unforeseen situation of an accidental death or mountaineering, rock climbing, caving, pot holing and a disability. • To enroll for EFU Life Anmol Sehat, you may contact all forms of motor sports & motor cycle sports, including To meet the basic life expenses, EFU Life Anmol Sehat your designated relationship manager or call the UAN time trials and hill climbs. entitles you to: number 0800-011-22 to get complete details of enrollment. • Participating in exercises or operations while serving • Accidental Death Benefit: On death due to an with either the armed or paramilitary forces or while accident the nominated beneficiary will be paid as per • EFU Life Anmol Sehat is available to anyone between 18 performing any form of police duty. the following categories: and 59 years of age. However, once enrolled the coverage continues till the age of 60 years upon regular • Entering, servicing, operating, traveling in or ascending • Category A: PKR 3,000,000 payment of due premiums. into or descending from any aircraft or aerial device except as a fare paying passenger on a licensed • Category B: PKR 1,000,000 • In case of joint accounts, only the principal account commercial airline flying on a regular scheduled flight. holder will be entitled under this plan. • Permanent Total Disability Benefit: If the Insured • Pregnancy, miscarriage, childbirth or any malignant Member becomes permanently and totally disabled Exclusions disease occurring in or related to the female due to accidental causes, EFU Life Assurance Limited will reproductive organs. pay the sum assured as per the following categories: No benefit will be paid if the death/disability of the Insured Member results directly or indirectly, wholly or partly, as a • Mental or psychosomatic disorder which is not caused • Category A: PKR 3,000,000 result of or related to: by a physical disease.
• Category B: PKR 1,000,000 • Suicide. • Catastrophes such as floods, epidemics, etc. resulting in 250 or more deaths. Premium Payment for EFU Life Anmol Sehat • Intentional self-inflicted injury. • Human Immunodeficiency Virus (HIV). To avail this insurance coverage, you need to pay monthly • Participation in any criminal act or violation of law. premium payment for Accidental Insurance Cover as per the following categories: • Failure to seek or follow medical advice, taking of alcohol or drugs. • Category A: PKR 600 • Heatstroke or sunstroke, poison, gas or fumes. • Category B: PKR 200 EFU Life Anmol Sehat
Plot No. 112, 8th East Street Phase 1, DHA Karachi. Tel:(021) 111-EFU-111 (111-338-111) Fax:(021) 34537519 Website: www.efulife.com