Branch Network Sindh Maatli G.T. Road Chakdara Karachi Mehar Kacheri Chowk Chitral Abul Hasan Isphani Road Mirpur Khas D.I. Khan Bahadurabad Mithi Kasur Dara Adam Khel (FR Kohat) Boat Basin Moro Agrow Kasur Haripur Bohra Pir Naushehro Feroz Kasur Mansehra Allianz EFU - Health Protector Chase Shaheed-e-Millat Nawabshah Pakpattan Mardan Clifton Block 2 Pano Aqil Agrow Pakpattan Matani Changan Cloth Market Sanghar Pakpattan Mingora Delhi Colony Sehwan Shareef Nowshera DHA 26th Street Shahdadkot Sahiwal Saleh Khana DHA Khadda Market Shahdadpur Chak 89 Dist. Sahiwal Shaidu (NWFP), Nowshera DHA Kh-e-Bokhari Sheikh Bhirkio Sahiwal Shakas DHA Kh-e-Ittehad Shikarpur Sialkot Timergara DHA Kh-e-Shahbaz Sultanabad Paris Road Topi DHA Korangi Road Phase I Tando Adam Shahabpura Upper Dir DHA Phase 8 Tando Allah Yaar Sialkot Cantt DHA Zamzama Tando Jam Balochistan Dhoraji Tando Muhammad Khan Sheikhupura Quetta Electronic Market Thatta Agrow Sheikhupura M.A. Jinnah Road F.B. Area Umer Kot Sheikhupura Quetta Cantt Fisheries Zarghoon Road Punjab Agrow Allahabad Theeng Morr Garden East Dera Murad Jamali Garden West Lahore Agrow Chishtian Allama Iqbal Town Agrow Warburton Dukki Gulistan-e-Jauhar Gwadar Gulshan Chowrangi Azam Cloth Market Alipur Chatta Badami Bagh Arifwala Khanozai Gulshan-e-Hadeed Khuzdar Gulshan-e-Iqbal Baghbanpura Attock Bahria Town Bahawalpur Loralai Hawksbay Road Muslim Bagh Hyderi Market Brandreth Road Bhakkar Cavalry Ground Bhalwal Ormara IBA City Campus Usta Muhammad Islamia College Chowburji Bahawalnagar Jheel Park Circular Road Burewala Azad Jammu & Jodia Bazar College Road Chah Chand Wala Jampur Kashmir Karachi Stock Exchange Building Daroughawala, Lahore Chakwal Bagh Korangi Industrial Area DHA Airport Road Chichawatni Chaksawari Landhi DHA Phase VI Chiniot Charhoi Lucky Star DHA T-Block Daska Dadyal M.A. Jinnah Road DHA Z-Block Depalpur Dina Malir Cantt Ferozepur Road Dera Ghazi Khan Hattian Marriott Road Gulberg Dinga Jatlan Nazimabad Gulshan Ravi Gagoo Mandi Khui Ratta New Challi Ichra Bazar Ghakkar Mandi Kotli New Sabzi Mandi Johar Town Gohadpur Mirpur North Karachi Industrial Area M.M. Alam Road Gojra North Napier McLeod Road Gulyana Naarr North Nazimabad Model Town Rawalakot Ocean Tower Mughalpura Haroonabad Sehensa Orangi Town New Garden Town Hasilpur Seri Paposh Nagar PECO Road, Lahore Jalalpur Jattan Raiwind Road Jaranwala Gilgit Baltistan Park Towers Clifton Chilas Progressive Centre, Shahrah-e-Faisal Shadbagh Jauharabad Shadman Town Jhelum Gilgit Regal Chowk Saddar Skardu Safoora Goth Shah Alam Market Jhang Shah Faisal Colony Shahdara Kachi Jamal Khanpur Federal Capital Shaheen Complex State Life Housing Society Lahore Kamoki Barakahu Shahrah-e-Faisal Sunder Industrial Estate Khanewal Blue Area Shershah The Mall Kharian DHA Phase 2 SITE Timber Market Ravi Road Lala Musa E-11 Markaz Sohrab Goth Upper Mall Layyah F-10 Markaz Soldier Bazar Urdu Bazar Lodhran F-7 Markaz Teen Talwar Clifton Valencia Society Mouza Fadda (Mailsi) F-8 Markaz The Center Saddar Walton Road Mandi Bahauddin F-11 Markaz Islamabad Timber Market WAPDA Town Mandi Faizabad G-11 Markaz UP Morr Zarar Shaheed Road Mian Chunnoo G-13 Markaz Urdu Bazar Mouza Gajju Hatta Shujabad G-15 Markaz Rawalpindi Mouza Ghalwan Alipur AECHS Gulberg Green Hyderabad Mouza Parhar Sharqi I-8 Markaz Anaj Mandi Bahria Town Phase 4 Muridke Bahria Town Phase 7 I-9 Markaz Citizen Colony Islamabad Stock Exchange Cloth Market Bank Road Nankana Sahib Chaklala Scheme 3, Rawalpindi Khanna Pul DHA Narowal NPF 0-9, PWD Road Latifabad Chakri Road Nekapura Sialkot Falcon Complex Tarlai Latifabad No. 6 Okara B-17 Islamabad Qasimabad GHQ Rawalpindi Pattoki Saddar Khayaban-e-Sir Syed Pir Mahal Kurri Road Bahrain SITE Qaboola Manama Kohsar, Hyderabad Lalazar Rawalpindi Cantt Rabwa Peshawar Road Mouza Chak 72 N/P Sukkur Raja Bazar Rahimyar Khan IBA Sukkur Range Road Sadiqabad Military Road RCCI Industrial Estate Rawat Sambrial Shaheed Gunj Saidpur Road Sargodha Satellite Town Badin Talagang Bhiria City Faisalabad Taxila Chak 41 Jamrao Sanghar Ghulam Muhammadabad Toba Tek Singh Chambar Grain Market Ugoki Dadu Gulistan Colony Vehari Dharki Karkhana Bazar Wah Cantt Digri Liaqat Road Wazirabad Ghotki Satiana Road KPK Golarchi Peshawar Jacobabad Gujranwala Bank Square Dabgari Garden ALLIANZ EFU HEALTH Jamshoro Grain Market Kandhkot G.T. Road Sheikhupura Road G.T. Road Kashmore Islamia Road Khairpur Multan Karkhano Market Khipro Abdali Road Naz Cinema, Peshawar Kot Ghulam Muhammad Bosan Road University Road Kotri PROTECTOR Vehari Road Abbottabad Kunri WAPDA Town Phase 1 Bafa Larkana Gujrat Bannu Allianz EFU - Health Protector is a convenient and a ordable way to Free Look Period cover your expenses in case of in-patient hospitalization The policyholder can cancel this policy within Free look Period. The due to accident or illness. Allianz EFU - Health Protector is a health Free look period is fourteen (14) day period which commences on insurance scheme that provides annual coverage with an the day, the contract is concluded or the day, full policy terms and option of renewal each year, and will cover you in case of conditions are received by policy holder, whichever is the later. hospitalization. The plan is underwritten by Allianz EFU Health Insurance Limited, Pakistan’s rst specialized health insurance If the policy is canceled within the fourteen (14) days of free-look company. period, full refund of premium would be paid to policy holder for Misfortune can strike at any time, and with healthcare costs on the policy provided. the rise, protect your family and yourself from mental distress Moreover, no claims could be made during this period. with Allianz EFU - Health Protector. h Scope of cover Out-patient expenses (Medicine, Consultations and Diagnostic Tests, are also covered for up to 30 days following a covered Allianz EFU - Health Protector is a simple and convenient in-patient hospitalization. plan that provides credit based hospitalization coverage to you and your family (including parents), with class leading Miscellaneous expenses benets depending onyour plan, in a range of select hospitals p across the country. include: • Local ambulance cover What does Allianz EFU - Health Protector o er? • Emergency evacuation cover Allianz EFU - Health Protector o ers coverage in case of: • Emergency accidental dental treatment (for pain relief only) • Emergency international coverage In-patient hospitalization The policy pays for expenses incurred on hospitalization due to Why choose Allianz EFU - Health Protector? accident and sickness. The maximum amount equal to the • 24 hours/52 weeks/365 days round the clock medical coverage annual limit is payable to each individual insured member in • Accessible in all major hospitals across Pakistan case of hospitalization. The covered expenses include: • Also facilitates non-network hospitals (on reimbursement basis) • Room & board charges (as per entitlement) • Health card that entitles you to the credit facilities • Nursing care during hospitalization • Excellent service when you need it the most • ICU & operation theatre charges Can I cover my family members? • Physician, surgeon & anesthetists Fees You can include your children (above 90 days old), spouse (up to • Diagnosis, treatment & medicine expenses during 60 years old), and parents (up to age 69, coverage can be hospitalization continued till 70 years) in your policy. Each family member is • Oxygen & blood supplies entitled to an independent coverage at the same level as the Day care treatment main applicant. Once enrolled, the coverage can be continued Day care treatment are medical or surgical procedures for which till the attainment of 65 years of age. The plan is issued for 1 year, the person is admitted to a hospital bed but does not require an and can be renewed on an annual basis. overnight stay, such as angiography, colonoscopies etc. Are pre-existing medical conditions covered? Besides in-patient hospitalization, the plan also covers certain Pre-existing medical conditions mean any sickness, disease or day care procedures. Emergency accidental out-patient treatment Out-patient treatment due to accidental emergency (including dental treatment for pain relief in case of an accident only) Pre-existing conditions, if any must be disclosed at the time of enrolment. Is there any exclusion? Specialized investigations Expenses arising from or related to pre-existing conditions, The policy also pays for three important and expensive pregnancy and childbirth, outpatient treatment, congenital out-patient tests, including MRI, CT Scan and Thallium Scan. birth defects, war, invasion, civil unrest, infertility, cosmetic treatment, routine medical check-up etc. are not covered. Out-patient expenses (Medicine, Consultations and Out-patient Tests) up to the in-patient hospitalization within 30 days. Islamabad and many more in these and other major Network hospitals cities/towns. A complete list of Network Hospitals can be Allianz EFU has developed a network of 200 carefully selected obtained from our representative, or downloaded from hospitals spread across the country, including, but not limited to: www.allianzefu.com Aga Khan University Hospital, Liaquat National Hospital, What are the advantages of a network hospital? Dr. Zaiuddin Hospital Karachi, Doctor’s Hospital and Medical Centre, In case of hospitalization, you can select any of the network Hameed Latif Hospital, Ittefaq Trust, Fatima Memorial, hospitals to receive quality medical care without having to pay Shaukat Khanum in Lahore, Shifa International, Bilal Hospital in out-of-pocket. The credit facility arranged by Allianz EFU can be Note: obtained through a simple pre-authorization and the hospital • All amounts are in PKR. bills will be settled with the hospital directly by Allianz EFU, as • Premiums are payable in advance. per the entitlement. This relieves you from mental distress and • Premiums are inclusive of applicable taxes. the hassle of paying bills during recovery. • Please add Rs. 750/- as Policy Admin fee & Stamp Duty Is there any no claim bonus? In case there is no claim on a policy for any two consecutive How do I buy Allianz EFU - Health Protector coverage? policy years, the annual limit for the insured members would be If you are a healthy adult Pakistani up to sixty years of age, all you enhanced by 10% of the Basic Annual Limit. This bonus limit have to do is visit our branch and apply for the coverage. No medical would provide additional coverage and help meet medical examination is required. For more information regarding Allianz EFU - Health Protector, visit third policy year. The limit enhancement, however, would not your nearest JS Bank Branch or call our toll-free call center at apply to individuals aged 55 years and above. 0800 01122.

Plan Category Platinum Gold Silver Disclaimer: Annual limit PKR 500,000 PKR 300,000 PKR 150,000 • JS Bank Limited (“Bank”) is acting as a distributor of this ICU Actual Actual Actual insurance policy under the Bancassurance agency agree- Additional limit for accidental hospitalization PKR 150,000 PKR 100,000 PKR 50,000 ment on behalf of Allianz EFU Health Insurance Limited (“Insurance Company”) Policy will be underwritten and Sub-limit for emergency PKR 50,000 PKR 50,000 PKR 25,000 evacuation issued by Allianz EFU Health Insurance Limited. Any claim Sub-limit for pre/post liability arising out of this policy shall be directly reported to hospitalization (upto 30 days) PKR 10,000 PKR 7,500 PKR 3,000 Allianz EFU Health Insurance Limited. Sub-limit for emergency accidental out-patient PKR 10,000 PKR 7,500 PKR 3,000 treatment within • The prospective policyholder’s/policyholder’s statement of 48 hours of accident account/application form, health declaration or recorded verbal Room entitlement Private Semi-Private Semi-Private statement for own self and/or on behalf of dependents will act

as his/her enrollment along with proposed dependents under the *The maximum lifetime limit is PKR 1,000,000 per policy subject to realization of due premium. insured member. • This product brochure only gives a general outline and introduction of the benets available under the policy. For complete terms and Age (Next Birthday) Silver Gold Platinum conditions, please refer to the policy document. 90 days - 18 yrs 8,030 11,150 12,710 19 - 44 yrs 8,238 11,670 13,230 Allianz EFU Health Insurance Limited 45-59 yrs 15,830 23,630 26,230 D-136, Block-4, KDA Scheme 5, Clifton, Karachi-75600 60-64 yrs 22,070 32,470 35,590 UAN: (021) 111 - HEALTH - (021) 111- 432 - 584 65-69 yrs 52,230 76,150 83,430 Call Centre: (021) 111 - HELP - 00 (021) 111 - 435 - 700 (Only For Parents) Web: www.allianzefu.com | Email: [email protected] For any complaint: [email protected] In-admissible conditions

(pre-existing) cancer, diabetes or HIV/AIDS. Allianz EFU - Health Protector

12,710 11,150 8,030

13,230 11,670 8,238

26,230 23,630 15,830

35,590 32,470 22,070

83,430 76,150 52,230 (Only For Parents)