Opinion Notices Public Lead Move the 11 on People 6 WeekThis Online Businesses list Businesses Minority-Owned Ruiz tops Foods the PROFILE |9 THE EXECUTIVE THE FOCUS |8 opportunities expand opportunities Microlending ENTREPRENEURS THE LIST 10 | RLMK Inc., Visalia Inc., RLMK &CEOPresident Roger Delph NOVEMBER 3, 2017 www.thebusinessjournal.com UPDATED

PERIODICAL: 15-16 s TIME 26 SENSITIVE DAILY PRIORITY 17-25 HANDLING FRIDAY, NOVEMBER 3, 2017 electric car manufacturer during last week’s South Valley Industrial Summit in Tulare. startup to the asupplier becoming possibly company his about Faraday Future from executives with speaks PHOTO BY | DAVID CASTELLON Faraday Future to aims disrupt its supply chain downgraded HIV passing ofcrime knowingly Once afelony, does.” that’s 239 and SB what infectious diseases, treated be like should all“HIV other serious the bill’s at criminals,” said Wiener signing. living with of as instead HIV treating people toward healthissue, treating apublic as HIV jail. in acounty months eight-year to in prison astate six sentence an down from sentencing the would reduce to amisdemeanor.criminal charge This Diego), (D-San the Gloria reduces 239 SB Francisco)(D-San Todd Assemblyman and withmet controversy Valley. in the Central to HIV knowingly passing apartner, is being takes awaywhich of the felony charge during its annual induction dinner Thursday. announced organization the 2018, summer in to begin expected is Center Save Mart the of Fame inside Hall CONTRIBUTED Athletic | Fresno Work the on “Today, California took step a major Weiner Scott by Sen. Authored state A new law by signed Gov. Brown, Jerry Donald A.Promnitz – HIV | 7 Rodney Wilson, left, Visalia branch manager of Electric Motor Shop & Supply, &Supply, Shop Motor of Electric manager branch Visalia left, Wilson, Rodney STAFF WRITER

IS SUE #325310 Cities welcome, legal shun cannabis businesses Council hasn’t decided yet whether to allow such businesses in the city limits, John John limits, in the city yet to whether allow hasn’t decided businesses such Council limits. in the city operations marijuana-growing tax lives. their in of Tulare the rural it may of have Farmersville city how big apart will decide County help under the state’s new recreational pot law. pot state’s recreational the new under cultivators marijuana commercial to tax whether on week vote will next of Farmersville city County PHOTO BY Tulare DAVID |Voters the in CASTELLON Admittedly, it’s a case of putting the cart before the horse, as the Farmersville as City before the horse, Admittedly, the cart of it’s putting acase to whether on one measures, two on election will aspecial the city hold That’s when Tuesday on of lives, and our part residents to become is about Like cannabis not, it or Hall of Fame to begin next year Construction of Fresno Athletic

in sports here. in sports excelled haveathletes and Fresno who those from and participated exceptional interactive an honoring will Center museum become Mart Athletic year. of Hall Fame next begin could ANNIVERSARAN | | A 1,900-square-foot section of of wing section the southwest the Save A 1,900-square-foot of the Fresno construction actual years of 60 effort, nearly After NI VE David Castellon – RS ARA R $1.2 Y 5 PERCOPY David Castellon – Pot are innovators suppliers who also seeks Startup Hanford’s south end to convert into its first toHanford’s into first end convert its south take over Pirelli the former on Tire plant with zero cars emissions. all-electric in building carmakers engine combustion Tesla,to against up go the internal and Inc. for chain Faraday Future, is looking which technology,” Ucar, Pablo said of supply head develop can and that ownsbase technology We than that. asupply more we need need year. vehicles next making manufacturing plant in Hanford begins they’ll new their have after with suppliers relationships the that includes industry, and Future they said to want the car disrupt

| Hall of Fame 4 Faraday announced in August a lease to a lease in August Faraday announced but base, supply astructured “We need Faraday startup car Executives for electric STAFF WRITER David Castellon – STAFF WRITER Faraday | 3 thebusinessjournal.com

| 12 STAFF WRITER USP S 145-100 2 www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

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CONTRIBUTED | The Hall of Fame exhibit is expected to focus more on the life stories of its members, and serve as an inspiration to children delivered via the latest technology.

Hall of Fame | from 1 when the plans to go forward with the construction were publically announced “We have agreed with Fresno State — that he expects to raise all the money and our partners that we are going to by the time the work on building the Hall proceed with Phase 1 of our project,” said of Fame is completed. Walt Byrd, Jr., president of the Fresno “We’ve reached out to all of our Athletic Hall of Fame. inductees. We think that’s a great A key component of the planned venue resource for us,” he said. “We’ve talked are interactive features, particularly to all of the philanthropic people in the touch-screen computers that will allow Fresno County area. Unfortunately, they the public to look up and view the stories are the same people who are asked to of various athletes, some of which would donate to a variety of different causes. include videos of them telling their own They are being gracious enough to stories, Byrd noted. support us. And the information will not just “We have a director of our development include statistics and rundowns of their campaign. His job is to be out in the accomplishments in sports. Byrd said a community, making as many contacts, big part of the information provided will talking about our project, and hopefully deal with the character of the athletes something will come of that.” and the obstacles they overcame in their Current plans are to start work on lives to accomplish what they did, with the Hall of Fame next summer, but how hopes they will inspire school groups and far Phase 1 can go will depend on the children with their families who visit the success of the fundraising from this Hall of Fame. point forward, Byrd said. “We’re not just building a shrine to “Phase 1 needs to look amazing. honor athletes — putting up plaques and It needs to look finished. It doesn’t trophies on the wall. All of the people need blank walls,” and paying for that who have contributed to our project, shouldn’t be a problem, as the brick-and- that’s not what they’re looking for. What mortar aspects of the hall are the least they’re looking for is something that is expensive, he said. going to make a difference in the county, “The technology is the expensive and we think this opportunity to take piece,” not just the touch screens, these stories of these great athletes but software and projectors that will and convert them into life lessons for constantly display onto screens hanging kids kind of takes it to a different level,” from the ceiling videos of the athletes Byrd said. of various eras, as well as live sporting And there are many rich stories to be events, Byrd said. told, he added. “That’s the unknown. That’s the WESTSIDE DISTINGUISHED CITIZEN LUNCHEON “We’re going to do this first class, and expensive stuff. How much can we do,” I think for a lot of people in this county, at least initially? they have no idea of the great athletes And that technological component that are from this area.” is important, said Byrd, explaining that “Our home in the Save Mart Center will once it’s fully in place, “Now it’s an be home to teaching the ethical values environment you can learn in, rather than Honoring inherent in sports to our youth through just look at plaques on the wall. lessons in trustworthiness, respect, “Our technology, we want it to responsibility, fairness, caring and be interactive so it appeals to this Dan Errotabere citizenship,” the Hall of Fame governing generation, which is the cell phone board states on its website. generation. They want to be involved, Errotabere Ranches Since 1958, the Hall of Fame’s governing and we want to create exhibits that are board has selected 335 athletes for involving these kids.” induction, including the five added Of course, the Athletic Hall of Fame will Thursday night at the organization’s feature static displays with photos and $75-a-plate annual Enshrinement and memorabilia of various athletes and an Join us in saluting Dan Errotabere at Harris Restaurant in Fundraiser Dinner. area dedicated to Fresno State athletes. Coalinga, CA for his dedicated service to the But there never has been a brick-and- “People are going to walk into the Save mortar hall of fame for the public to visit. Mart Center, which is really a pretty community and Scouting! Earlier this year, the governing board boring building, and they’ll walk over to announced an agreement in which that corner and be blown away by what Fresno State will make a portion of the they see,” Byrd said. Monday, November 20, 2017 Save Mart Center available to house the Hall of Fame, but the organization Get involved Reception: 11:00 a.m. - Lunch: 12:00 noon needed to raise about $1.5 million to Donations to help fund the construct it. building of the Fresno Athletic A fundraising campaign over the past Hall of fame, go online to www. PURCHASE YOUR TICKETS NOW! year has raised more than $293,700 in fresnoahof.org and click on the straight donations and pledges, along “Campaign for Character” box. with an additional $256,900 in pledges If you would like to get involved PURCHASE TICKETS ONLINE AT: www.seqbsa.org/fdcd through 2019. with the Hall of fame, call Kevin OR CONTACT JOHN RICHERS AT (559)320-2100•[email protected] That leaves more than $949,000 that Goessling at 559-448-0677 or still needs to be raised to fully fund the email him at [email protected]. project. RSVP by Wednesday, November 15, 2017 For his part, Byrd said in an interview David Castellon | Reporter can be reached at: prior to Thursday night’s dinner — 490-3464 or e-mail [email protected] 4 www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

Pot | from 1 One caveat for cultivators setting up shop in Farmersville is that the growing Jansons said in an interview late last can’t be done outdoors, but rather month, on his last day as Farmersville’s inside enclosed buildings, probably New Business city manager after accepting a city using artificial lights and hydroponics Rewards Checking manager job up north in Windsor. rather than sunlight and soil. “What the council was adamant Farmersville has no vacant, large and about is they didn’t want [retail sales] warehouses or manufacturing buildings New Business in the city of Farmersville, but it that would fit the bill for would-be Money Market would consider allowing one or more cannabis growers, which means any businesses at the production level,” commercial cultivators would have and essentially, a growing operation, he to build grow sites in areas zoned for New Merchant said. industrial use. Services Contract Citizens decide Powered by Vantiv Motivating factor And city officials aren’t shy about As for the indoor cultivation rule and saying the motivation is the potential other rules for cannabis growing in Get started today! added tax revenues cannabis Farmersville, the City Council already businesses could bring, as “The city has has a set, but members will not vote Visit us: experienced deficits in its general fund to approve them and whether or not Dinuba Branch Visalia Branch for several years now. It’s essential to even allow cannabis cultivation 130 E. Tulare Street, Dinuba 618 W. Main Street, Visalia to try to right the ship, to provide for businesses in the city limits until after (559) 591-1654 (559) 741-2011 police and fire and recreational services they see the results of next week’s Fresno Branch Mooney Boulevard Branch and to avoid any cutbacks in those election to tax cultivators. 45 E. River Park Place West, Suite 108, Fresno 3443 S. Mooney Boulevard, Visalia areas,” Jansons said. “If the voters were to deny the (559) 447-7900 (559) 739-1063 Certainly, cannabis has been at taxation structure on Nov. 7, it’s likely the council would revert to a full ban and Hanford Branch Reedley Branch least on the fringes of life for many 218 N. Douty Street, Hanford 1003 I Street, Reedley Californians after voters here passed no longer entertain this idea, because (559) 587-0218 (559) 638-8131 in 1996 the Compassionate Care Act, — again — we are only pursuing allowing for the growing, selling and this out of necessity, even though a Call: (855) 533-5565 medicinal use of marijuana by and for slight majority of the population in Visit: RabobankAmerica.com/1100 people with doctors’ recommendations. Farmersville did vote to approve Prop. Despite the law, some communities 64,” Jansons said. put strong restrictions on the medical If the voters approve the tax and the marijuana industry, particularly here Farmersville City Council follows suit in the Valley, while in other parts of in allowing commercial cultivation, the the state the rules for growing and city would be in a deep minority among selling pot were less restrictive, and Valley communities allowing any sort *Terms and conditions apply. the industry flourished there. of commercial cannabis businesses to For a full list of offers and terms, please visit www.RabobankAmerica.com/1100. Then, two decades after making operate in them. Offers and terms are subject to change at any time without notice. medical marijuana legal, California voters passed Proposition 64 in Bans abound November of last year, making sales Fresno, Tulare, Kings and Madera and use of cannabis for recreational counties all have banned recreational legal. cannabis-related businesses outright CENTRAL VALLEY But neither the state nor most of in their unincorporated areas, and its cities were going to make buying the Fresno City Council’s parallel cannabis as easy as it would be to walk decision to be a “dry” city as far as into a liquor store and buy a six-pack pot is concerned has garnered much of beer. attention over the intense, hard-fought Instead, plans to start recreational debates that preceded the votes. marijuana-related businesses were Michael Green, president of the FORUM put on hold by state officials who have Fresno Cannabis Association, said it’s spent nearly a year so far developing a hard to keep track among all the state’s series of rules governing who can be 58 counties and 482 cities where licensed to run businesses involving commercial cannabis will be allowed cannabis. and to what degree. But those that are allowing it in the Rules forthcoming Valley are cherry picking what sorts of State officials haven’t yet released businesses they’ll approve and what those licensing rules for 20 types they won’t. of cannabis businesses that include In the city of Hanford, for example, November 15, 2017 cultivation, distribution, product indoor cultivation, manufacturing, lab manufacturing and retail sales. testing and distribution of marijuana by 11:30 a.m. - 8 p.m. And three agencies — California’s licensed and permitted businesses will Clovis Veterans Memorial District Department of Public Health, be allowed, but the city council stopped Department of Food and Agriculture short of allowing retail sales. and the Bureau of Cannabis Control — The city also set limits on allowing For the first time ever, the Central Valley Venture will begin issuing the first temporary just two of each type of business in each category, along with allowing two Forum and Central Valley Stock Exchange are coming licenses in January 2018. Despite the last year of lead time, “campuses,” areas where cannabis- together to create the largest event for innovation and some communities are just getting related businesses can operate in entrepreneurship in the Central Valley. around to deciding whether to allow proximity of one another. marijuana-related businesses to set up In Mendota, the city council there shop, Farmersville among them. still is deciding on whether to allow Jansons noted that the other initiative any cannabis businesses, but if that REGISTER TODAY! on Farmersville’s ballot next week is happens, officials already have decided whether to raise the city’s sales tax by on to a plan to create an “overlay a half cent, estimated to bring an extra district” — 100 acres of undeveloped $280,000 a year to the city’s coffers. land on the north end owned by the city But a good-sized cannabis-cultivating after plans to build a solar farm there operation or multiple operations could fell through. bring in $100,000 to $3 million a Basically, any cannabis businesses year for the tiny city, Jansons said, would have to buy a portion of that land making passage of that initiative more potentially lucrative for the city. Pot | 5 FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com 5

could bring $3 million a year in added tax revenues into his city, and officials there already are looking at applicants seeking permits to operate there. “You have to show through an operations statement and business plan you are complying with state and local rules” and pass a background check, said Brewer, adding that so far no applications have been denied. And in Woodlake, a few miles northeast of Farmersville, the city council voted to allow indoor cultivation, manufacturing, distribution, lab testing and retail sales of cannabis. “I think a lot of cities see there are opportunities to raise revenues,” said Jason Waters, Woodlake’s community development director. And while added taxes from cannabis businesses would go to the city’s coffers, Waters noted that part of the money would go to pay for code enforcement and other work to ensure local cannabis businesses are following state laws and local ordinances. Despite having the rules for cannabis businesses in place, Woodlake voters — like the Farmersville voters — will PHOTO BY DAVID CASTELLON | The Tulare County town of Woodlake will also vote next week on taxing commercial marijuana businesses. It is decide in their own special election on one of the few towns in the Central Valley where retail sales have also been OKd. Tuesday whether to impose taxes on them, as votes are required before cities can initiate new taxes. “Something else we considered, is talks, and the public wants it for taxes permitting retail sales back in Pot | from 4 when we allowed it, we put a lot of and job creation, but they and the November 2016 on the chance that rules in place,” said Jason Waters, council don’t want any storefronts in Prop. 64 might be approved. and build and operate there, explained Woodlake’s community development the community,” Silva said. With the law’s passage, city leaders City Councilman Robert Silva. director. took action to allow most other types He added that Mendota officials “Cities have to be pretty clear in what Green light in western Fresno County of cannabis businesses, with the already are interviewing applicants they allow in their cities and what they Green said that in the Valley, Coalinga exception of outdoor cultivation, said before a decision on whether to sell won’t allow.” any of the land and to allow cannabis looks to have the most liberal ordinance Sean Brewer, the city’s community businesses in Mendota has been made. on commercial cannabis. development director. David Castellon | Reporter can be reached at: “We did surveys, and community Voters there passed a local measure He said that these new businesses 490-3464 or e-mail [email protected]

CONGRATULATIONS TO THE 2017 CENTRAL CALIFORNIA MAN AND WOMAN OF THE YEAR TOP FUNDRAISERS

Paul Lillies Kirin Sanghera-Sran Ashley Webster Valley Children’s Healthcare The Business Journal

The Leukemia & Lymphoma Society congratulates all the Man & Woman of the Year participants. Their eorts and commitment have made an impact in the search for cures and eective blood cancer therapies.

For more information visit www.mwoy.org/cca or call 559.435.1482. 6 This Week Online www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

Walker & Dunlop has closed 59 retail loans in the first half of 2017 — nearly Health Care double the number of retail transactions in the first half of last year. LEGAL

Law firm has new digs Sagaser, Watkins & Wieland PC, the largest locally owned employment law firm in the Central Valley, has a new home in Fresno’s Fig Garden Financial Center. The firm has a dozen attorneys dedicated to employment and labor law that were previously spread between two offices. “We have been growing for years,” said Howard Sagaser, shareholder of the firm, in a statement. “Now with our move to the Fig Garden Financial Center, we are able to serve our growing client demand with room to accommodate our projected growth.” The firm defends clients in matters such as wage and hour, discrimination and wrongful termination, retaliation and harassment, as well as labor relations, collective bargaining, and business litigation. “We are increasingly becoming the place for employment and labor law attorneys to grow their practice,” stated Ian Wieland, shareholder of the firm. “We pride ourselves in our strong local roots and understanding the needs of businesses in the valley.” Fig Garden Financial Center was purchased earlier this year for a reported $55 million by the Assemi family, which heads Fresno homebuilder Granville Homes. PHOTO CONTRIBUTED BY KAISER | Kaiser Permanente Fresno, along with three other area hospitals, It features 320,000 square-feet of Class A office space. have received an "A" rating for patient safety by the Leapfrog Group, joining one-third of more than 2,600 US hospitals surveyed. MEDIA Valley hospitals earn ‘A’ for Fresno Bee has a new publisher Ken Riddick, top executive at The Modesto Bee, will replace Tom Cullinan as president and publisher of The Fresno Bee and two other McClatchy newspapers safety in the region. Riddick, who will also oversee The Tribune in San Luis Obispo and Merced-Sun Three hospitals in the Central Valley—Kaiser Permanente in Fresno, Madera Star, will assume his new role Nov. 6. Cullinan, who has served in the role since Community Hospital and Adventist Medical Center in Selma—received the top 2012, is retiring effective Nov. 3, McClatchy reported in a new release. score of “A” from the Leapfrog Group’s fall 2017 Safety Grade. “Ken has demonstrated great digital leadership at The Modesto Bee, as evidenced The Leapfrog Group, an independent national nonprofit run by employers by digital-only growth of 44 percent over two years,” said Gary Wortel, McClatchy’s and other large purchasers of health benefits, released its Hospital Safety west regional publisher, in a statement. “Modesto has been one of the company’s Scores after examining publicly available data on patient injuries, medical and leaders in audience growth as well, and he recently completed the Bee’s move to medication errors and infection at U.S. hospitals, which were assigned letter a new location that beautifully reflects the future workspace of a digital media grades for their safety records. company.” “Receiving a top grade of ‘A’ for patient safety is a testament to Kaiser With more than 30 years of newspaper experience — and an expertise in digital Permanente Fresno’s commitment to providing high-quality health care,” media — Riddick began his career with McClatchy in 1995 as pictures editor with said Debbie Hemker, RN, senior vice president and area manager at Kaiser The Fresno Bee. He was promoted to Fresno’s managing editor for new media and Permanente. “We are honored to be recognized once again for providing safe director of interactive media in 1999. He continued his career in and out of the care to our patients, members and the communities we serve.” McClatchy organization, finally returning in 2010 as the vice president of digital for Less than one-third of more than 2,600 hospitals surveyed in the U.S. received The Charlotte Observer, then becoming president and publisher of The Modesto an “A” rating in the biannual report, which began in 2012. Bee in 2014. Developed under the guidance of Leapfrog’s Blue Ribbon Expert Panel, the “I am truly excited and humbled to be headed back to Fresno,” stated Riddick. Leapfrog Hospital Safety Grade uses 30 national performance measures to “The chance to return and contribute to the digital future of these three media produce a single letter grade representing a hospital’s overall performance in companies is a dream-come-true.” keeping patients safe from preventable harm and medical errors. The Leapfrog Riddick, a native of Texas who holds a journalism degree from the University of Hospital Safety Grade methodology has been peer reviewed published in the Texas, and his wife Catherine plan to move back to the Fresno area. Journal of Patient Safety. Here’s how other facilities in the Central Valley scored: Saint Agnes Medical Center (Fresno) — B SMALL BUSINESS Clovis Community Medical Center — B Adventist Medical Center Hanford — B Fresno business sales flourish Kaweah Delta Medical Center (Visalia) — B Fresno’s market for businesses up for sale experienced higher growth and value Community Regional Medical Center (Fresno) — C in its third quarter this year compared to the same period a year earlier, according Sierra View Medical Center (Porterville) — C to a report by BizBuySell.com. Tulare Regional Medical Center — D The website monitors, tracks and reports on business sale transactions. Across the nation, the website reported 2,589 closed transactions over the quarter, an increase of 499 — 24 percent — over the third quarter of 2016. In Fresno, sales did much better, with BizBuySell reporting a total of 43 businesses FINANCE changing hands in the third quarter of this year, a 79 percent increase over the previous year. Shopping center lands $24M loan Not only did more businesses put themselves up for sale, but the median asking A Clovis shopping center is the beneficiary of a $24 million permanent financing price increased by nearly 45 percent, according to the website, which didn’t include loan, announced one of the largest commercial finance companies in the US. business sales not posted on it. The 127,764 square-foot Trading Post Shopping Center at Clovis and Herndon During the months of July, August and September, 10 Fresno businesses valued at avenues had sat mostly vacant for several years when Rich Development more than $1 million sold, making up the largest percentage of the businesses listed. Enterprises, LLC, purchased the center in 2015 with a plan to rehab the property. The next highest number was for eight businesses valued between $100,000 Two anchor spaces were vacant at the time, and only 20 percent of the center and $200,000, followed by seven businesses that sold between $500,000 and was occupied. Rich Development — which also developed the Marketplace at El $1 million. Paseo shopping center in northwest Fresno — expanded and brought in national The median asking price for all Fresno businesses listed on the website to have and regional tenants including Sprouts, Ross, Skechers, Tuesday Morning, Dollar sold over those months was $328,900. Tree, Deli Delicious, Union Bank and Pieology Pizza. Walker & Dunlop of Maryland originally arranged the construction line of credit for the property’s rehab, and has now converted the floating rate construction loan to a fixed rate, permanent loan without requiring updated third-party reports, said Jeff Hudson, managing director of Walker & Dunlop. Copyright and Postal Information “Our client has done an incredible job with this property, and we are thrilled that The entire contents of this newspaper are copyright of The Business Journal, Inc. 1315 Van Ness Avenue Suite The Business Journal with all right reserved. Reproduction 200, Fresno, Ca 93721. The Business Journal Newspaper, we were given the opportunity to play a role in this success story,” Hudson added. or use of editorial or graphic content in any manner without PO BOX 126, Fresno, CA 93707-0126. permission is prohibited. Located near Highway 168, the Trading Post is situated in one of the newest The Business Journal (USPS 145-100) is published PERIODICAL POSTAGE IS PAID IN FRESNO, CA retail growth corridors in the area, according to a news release. Monday's Wednesday's and Fridays for $99 (52 weeks POSTMASTER: Send address changes to : 154 issues + The Book of Lists) or Friday only for $79 The Business Journal “The financial experience and expertise of Jeff and the entire Walker & Dunlop (51 weeks : 51 issues + The Book of Lists). Multi-year PO BOX 126 Fresno, CA 93707-0126 team were invaluable to our turnaround plan,” said Joseph Rich, general partner discounts, group / organization bulk discounts, electronic Telephone: 559.490.3400 - FAX: 559.490.3521 editions and student subscription rates are available by Adjudicated newspaper of general circulation by decree No. of Rich Development, in a statement. “We have worked with Jeff Hudson and his contacting the circulation department. 14315 of Superior Court of Fresno County, March 4, 1911. team for over thirty years and are once again very pleased with their results.” FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com 7

HIV | from 1 desire to avoid stigma, Linn said that special laws for certain illnesses is Wiener’s legislation comes at a time nothing unprecedented. when HIV is being found in a high “This is not a novel idea,” Linn said. rate among millennials. According to “I mean, back in the early part of the statistics released by the Centers for 20th century when tuberculosis was Disease Control and Prevention, 37 rampant, it was very common for percent of those diagnosed in 2015 jurisdictions to pass laws where people were between the ages of 20 and 29. knew that they had tuberculosis and In Fresno County, 98 new cases had been diagnosed with it could not of HIV/AIDS were reported in 2016. come within the city limits.” Jena Adams Fresno County Public One of the main cited reasons for the Health Department’s supervising bill was the protection of sex workers, communicable disease specialist, said and 95 percent of HIV-specific criminal that this is actually down from 102 new cases in California have been related cases in 2015. to prostitution. Sen. Wiener also The bill was met with opposition in argued that criminalization and social the Central Valley. Assemblymembers stigma keep those who are potentially Jim Patterson (R-Fresno), Frank Bigelow infected with HIV from getting tested. While declining to comment on SB 239, Adams said that one of the main causes among millennials for not getting tested for HIV is a lack of “We certainly want to understanding and concern, despite it punish people that go out being a life-altering illness. and intentionally infect “I don’t think HIV is on the radar for Millennials You don’t really hear about other citizens in the state of HIV that often like you did back in the California. That’s a crime — it’s ‘80s and early ‘90s,” Adams said. “And bodily injury they’re admitting I think a lot of that has to with all of the advancements that have been made.” if in fact they infect someone Adams stated that with with HIV. It’s no different than advancements in treatment of HIV/ AIDS, there isn’t a strong message breaking their jaw, or creating of prevention among younger people some form of mayhem to the compared to when AIDS first emerged citizen.” as a public health crisis. “When I started this job in 1994, David Linn, young people knew because they Madera County District Attorney heard the message all the time — it was everywhere,” she said. “They knew they needed to get tested every six months to know their status, the (R-O’Neils), Devon Mathis (R-Visalia) importance of using protection. And and Rudy Salas (D-Bakersfield) voted those messages aren’t as voiced as against SB 239, Salas being one of only often as they were back then.” two Democrats to do so. Others have pointed out the It has received further criticism possibility of persons with HIV by Madera County District Attorney infecting others either intentionally or David Linn. without regards to a partner’s safety “I believe that it was a mistake for and health. For example, Thomas the senate and the legislature to pass Guerra pleaded no contest in San Diego it, and it was even a bigger mistake for knowingly spreading HIV in 2015. A for the governor to sign this bill,” Linn native to the San Joaquin Valley, Guerra said. “I think it’s another example of said at his sentencing that he had “no Gov. Brown’s administration trying to remorse” for his actions. The charge in do away with the laws in California.” this case was a misdemeanor. Assemblyman Dr. Joaquin Arambula “We certainly want to punish people (D-Fresno) voted in favor of the bill. that go out and intentionally infect “I voted for SB 239 to bring other citizens in the state of California. parity with laws regarding all other That’s a crime — it’s bodily injury communicable diseases and end a they’re admitting if in fact they infect stigmatizing law adopted over 25 someone with HIV.” Linn said. “It’s no years ago when we had a very limited different than breaking their jaw, or medical understanding of HIV,” Dr. creating some form of mayhem to the Arambula said. “Evidence shows that citizen.” the increased penalty did not serve any public benefit.” Donald A. Promnitz | Reporter can be reached at: While saying that he understood the 490-3461 or e-mail [email protected]

http://www.facebook.com/tbjfresno THE LIST INSIDE Page 10 | Minority-Owned THEFOCUS | 8 Entrepreneurs Businesses

For under-qualified small business owners, however, loans from CDFIs may be starkly competitive compared to merchant cash advances, which many businesses may look to because of how easy it is to qualify. “When you go to these other lending services, they don’t ask for that much,” Olivares said. “Sometimes small business owners don’t want to deal with going through these processes… It’s easy for them to take a loan with really high interest rates because they need that money.” Much of what online small business lenders provide are not technically loans, according to Fernandez. Instead, they work like a cash advance, where the terms include a percentage of sales to be paid at much higher rates. “They’re technically not loans, they’re cash advances they don’t need to be presented as such,” Fernandez said. “They come without promissory notes, [and] they come without full disclosure of the rates.” Sometimes these rates can end up being 40-70 percent, even in to triple digits at times. FILE PHOTO | Dora Westerlund, CEO of Fresno Hispanic, cuts the ribbon on the new Downtown Business Hub in Fresno in 2011. The organization recently partnered with the The Fresno Area Hispanic Opportunity Fund to expand microfinance opportunities in the Valley. Foundation has a technical assistance program to help businesses navigate through all these terms and establish a plan to get them through what they New Opportunity Fund promotes biz need. “If you don’t qualify now, we can help you get there so you don’t have loans in a week with Fresno expansion to worry about paying a high interest loan,” Olivares said. The Fresno Area Hispanic Edward Smith - STAFF WRITER Along with the Small Business for working capital, equipment and Foundation says it has helped more Administration, they use money from vehicles. than 5,000 startup and existing banks and investors to give out loans Many business owners find that businesses across the Central Valley. The Fresno Area Hispanic that might be considered riskier to their limited time in business makes “Our partnership with Opportunity Foundation recently expanded its other lenders. qualifying for loans more difficult. Fund has brought new and unique portfolio of small business lenders The SBA has a loan program that Though requirements for CDFIs opportunities for Central Valley to include Opportunity Fund, a San will work with CDFIs by providing might be less stringent, they do come businesses to access responsible, Jose-based community development funds to lend to small business. with a price. low cost loans in an efficient and financial institution (CDFI). The difference between other CDFIs “[Rates are] not intended to timely manner. Our missions align The nonprofit Fresno Area and Opportunity Fund is that the SBA be competitive,” Fernandez said. as we help advance the economic Hispanic Foundation, based out of does not insure Opportunity Fund. “Because CDFIs get a lot of their well-being of small businesses Fresno’s Downtown Business Hub, Instead, it uses grants and loans capital from banks, they’re positioned and lead them to economic self- works with small business owners, from private organizations to fund as spring boards and launch pads to sufficiency,” said Dora Westerlund, helping entrepreneurs succeed and small business loans. get a borrower into a traditional bank CEO of the Fresno Area Hispanic network with staff to provide support So, while Opportunity Fund may book of business, which is why banks Foundation. “We are excited to work while they grow, according to Yery have to depend on different kinds of donate to CDFIs — to build a pipeline with Opportunity Fund’s team as Olivares, chief operating officer for fundraising to get capital, it approves for themselves.” they understand the diversity of the organization, which serves the loans with its own established Rates typically pick up where banks our community and are able to be entire San Joaquin Valley. guidelines. leave off, according to Fernandez, innovative in providing solutions “We hold their hand along the way One of these is the amount of time which means starting between 7 and to the challenges our business of starting or expanding a business,” it takes for businesses to get cash after 8 percent and, for Opportunity Fund, community face in accessing Olivares said. “We’re with them from applying. cap off at around 18 percent. capital.” the moment they start a business and Typical turnaround for a more [we make] sure to help them develop standard CDFI, according to their business plan to the moment of Fernandez, might be between 30 and their grand opening to the moment 60 days, but for Opportunity Fund, they decide they want to expand. they might be able to get a loan to We’re with them for the life of the someone in as little as seven days. business.” “It allows us to be even more One of the services the organization lenient and even more liberal with our provides is helping those business credit and our underwriting to help owners apply for loans. borrowers that would fall out of even For small businesses without the most liberal CDFI,” Fernandez the credit history to back up an said. application, CDFIs are tools to “fill in During the pilot year of Opportunity the gaps” where traditional financing Fund’s Community Partner Program, leaves off, according to Daniel which Fresno Area Hispanic Fernandez, director of microlending Foundation is now participating in, at Opportunity Fund. Opportunity Fund partnered with 17 CDFIs began in 1992 as a way to technical assistance organizations, provide disadvantaged communities providing 225 loans for a total of $3.7 with access to funding to start up million in Southern California. OPPORTUNITY FUND | The Opportunity Fund in San Jose is a community development financial institution that relies businesses. Loans range from $2,600 to $50,000 on private donations, such as those gathered at so-called “Taste of Microfinance” events throughout the state. FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com The Executive Profile 9 ROGER DELPH PRESIDENT & CEO

RLMK INC., VISALIA

Tell us about your business. I started as a part-time employee working afternoons at a McDonald’s restaurant in Dayton, Ohio, in 1969 through a high school work-experience program. I continued to advance through McDonald’s training programs, taking on different positions within the corporation over the next 20 years, before owning my own franchise in 1990. My family now owns and runs 27 McDonald’s restaurants from Selma south to Bakersfield. You could say we’re in the people business. We employ about 1,500 people, from entry-level high schoolers, to people who want to work part-time while they attend college, to people who have graduated college and are looking for careers, to people who are raising families. Our leadership must be versatile, understanding and flexible to the employees’ needs. In addition, you could say we’re in the hospitality business, as our employees must understand the needs of our consumers — who are all different in many ways — and how to deliver the products they ordered in ways that most satisfy their needs.

What was the best business advice you ever received and whom did it come from? Over the years, I had so many people that were my role models in business, including Tom Doran and Webb Blessley, two McDonald’s regional managers who advised me when I was in my early 20s to treat people like you want to be treated, have fun and enjoy your family. I am blessed to have known and worked alongside both these men.

Who has been the biggest influence on your career? The person I was always influenced by was my mother. My father passed when I Education: I am a high school graduate who graduated in 1973 from was 6 years old, and my mother raised five children as a single parent. She was Hamburger University in Oak Brook, Illinois, the training center for smart and wise beyond belief, and she instilled in me a work ethic and an attitude McDonald’s restaurants. to never give up.

What are your roots in the Central Valley? Age: 63 years young My wife Linda and I relocated from Sacramento to Visalia in 1990 to become McDonald’s franchisees. My son, Matthew, was just 2 years old and Kevin wasn’t Family: Married to my wife, Linda, for 31 years. We worked together born yet. We started with three locations in Visalia and one in Lindsay. Our family’s for several years before we started our adventure together. We have roots are firmly planted in Visalia and have grown through business relations with two sons, Matthew, 29, and Kevin, 26. local people we’ve met over the years. Our kids attended local schools and were involved in sports. Our sons completed their education at Fresno State and Azusa Pacific University, and both returned to Visalia, where they now are part of our family business. We have met so many great people over the years that have become a big part of our family’s life, and Visalia continues to be a great place to California is coming to the end of the first year of a new law that progressively put your roots down and raise a family. raises the minimum wage over five years to $15 an hour. How have your restaurants and other small businesses been affected? What was your favorite job and what did you learn from it that you bring to your Back in the early 1970s, McDonalds ran a commercial in which the entire present career? population of Badger — then 15 people — was brought to Visalia and fed Big Mac McDonald’s was my first job, but my favorite job in the organization was being a meals. At the time, the minimum wage was $1.45 an hour, and a Big Mac, small business consultant, advising the owner-operators about their restaurants, among fry and small coke cost 99 cents. Today, minimum wage is $10.50 an hour, and them a retired state Supreme Court judge. So, you have 10 or 12 successful feeding Big Mac meals to 15 people would cost a little under $63.00. Over the business owners you consult with, and I think what I learned from them helped years, restaurant costs have increased — as have the prices consumers pay — but form me into the businessman I am today. Among the things they taught me is that in most industries those higher costs start with the increasing minimum wage. in the McDonald’s business, its all about the people — the people you employ and When the point of your product value exceeds the price the consumer is willing how they serve the customers — and they are the ones who are going to make you to pay, you must find other ways to stay profitable and remain a viable business. successful. It starts with reducing the number of employees and available work hours for the remaining employees. The decision-making process to hire employees becomes What do you foresee as the next big food trend? more difficult. There is a tipping point or a sweet spot for the balance of cost of It’s so trendy; I don’t know what the next big trend will be. I still have the equipment goods versus the cost to produce them. The current and future minimum wage for McPizzas. I believe our McDonald’s brand is positioned for today and for years increases will affect our ability to balance cost increases, employee needs and to come. Our restaurants have progressed over the years with the additions of business viability. dining rooms, drive-thru service and breakfast. We are continuing to change with mobile ordering, both at the restaurant and on mobile devices. We have started What are the future plans for your business? delivery in many areas that allow our great food to be delivered to your home. I believe our business will grow, and we expect to add at least one restaurant Trends come and go, but if you are offering customers great food at affordable next year. Our two sons are firmly planted as franchise owners in the business, prices in a modern restaurant, served by great people, we will be serving guests and it will soon be time to allow the younger generation to take our business to a for many years to come. different level, so I’m sure they will expand in ways that I can’t foresee. 10 The List www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017 Minority-Owned Businesses In the Central San Joaquin Valley - ranked by number of full time employees, if tied by number of part time employees.

Year founded locally 2017 Name of company 2016 Gross Full-time Part-time Location of 2016 Address Phone Revenues employees employees Minority group Primary business headquarters Top local executive(s) Ruiz Food Products, Inc. 1 P.O. Box 37 591-5510 WND 3,600 WND Hispanic Manufacturer of frozen prepared 1964 Kim Ruiz Beck, chairman (1) Dinuba, CA 93618 foods Dinuba Private security, patrol services, AmeriGuard Security Services, burglar alarms and security 2 Inc. 271-5984 WND 540 65 Hispanic camera installations, access 2000 Lawrence Garcia, president/ (2) 5470 W. Spruce Ave., Ste. 102 control and armed alarm Fresno CEO Fresno, CA 93722 response Richard Heath & Associates, 3 Inc. African- 1979 (3) 590 W. Locust Ave., Ste. 103 447-7000 WND 230 WND American Energy solutions Fresno Cynthia Bruno, CEO Fresno, CA 93650 La Tapatia Tortilleria, Inc. 4 104 E. Belmont Ave. 441-1030 $25 mil. 167 4 Hispanic Mexican food manufacturing, 1969 WND (4) Fresno, CA 93701 tortillas and chips Fresno Falcon Private Security, Inc. 5 130 W. Shaw Ave. Ste. 105 226-1990 $4 mil. 106 8 WND Security guard and patrol 2004 Michael B. Safwat, CEO (7) Clovis, CA 93612 services Fresno Selma Pallet Inc. 6 1651 Pacific St. 896-7171 $13 mil. 85 0 Hispanic Pallet manufacturing and repair 1980 Lupe Romero, Vera Romero, (6) Selma, CA 93662 Selma Lynette Wilson, Louis Wilson Salazar Restaurant Enterprises 7 P.O. Box 1 896-8767 $7 mil. 70 122 Hispanic Mexican restaurant 1942 Karl Salazar, president, (NR) Selma, CA 93662 Selma Lorraine Salazar Vasquez, VP Que Pasa Mexican Cafe 8 1549 Hillman St. 684-0600 WND 50 15 WND Restaurant 2001 Baldo V. Cisneros, owner (NR) Tulare, CA 93274 Bakersfield Borga Steel Buildings and 9 Components, Inc. Native Pre-engineered metal buildings 2014 (NR) 300 W. Peach St. 834-5375 WND 50 WND American and components Fowler Ron Heskett, president Fowler, CA 93625 Managed network services, 10 Valley Network Solutions, Inc. voice and data network design, 1996 (10) 364 W. Fallbrook Ave., Ste. 101 650-2600 WND 35 WND Asian sales, support and repair Fresno Daniel Duffy, CEO Fresno, CA 93711 services MBTechnology African- 11 188 S. Teilman Ave 800-621-9281 WND 32 WND American, Roofing manufacturer 1983 Steve Tejeda, controller (NR) Fresno, CA 93706 Asian Fresno JP Marketing 12 7589 N. Wilson Ave. Ste. 103 438-2180 $8 mil. 27 2 Hispanic Advertising agency 1994 Jane Olvera Quebe, president (9) Fresno, CA 93711 Fresno Valley Lahvosh Baking Co., Inc. 13 502 M St. 485-2700 WND 26 WND Armenian Bakery 1922 Agnes Saghatelian, president/ (NR) Fresno, CA 93721 Fresno owner MJ Avila Company, Inc 14 7258 W. Rialto Ave 276-1258 WND 15 0 Hispanic Construction 1980 Mary Jo Avila, president (13) Fresno, CA 93723 Fresno Deli Delicious Franchising, Inc. 15 2495 W. Shaw Ave. 435-5305 WND 15 WND WND Franchise sandwich shops 1995 Mohammad Hobab, president (12) Fresno, CA 93711 Fresno

African- Clean exhaust hoods, kitchen 16 Kirkus Steam Cleaning American, 1979 Marianne Burks, secretary/ (14) 2763 S. Elm Ave. 266-1612 WND 10 0 Mexican- appliances in restaurants, Fresno treasurer, Miguel Garcia, VP Fresno, CA 93706 American hospitals and colleges Green Fin Realty, Inc. Todd Mitchell, co-owner/ 17 7493 N. Ingram Ave., Ste. 101 439-2820 WND 6 1 Hispanic Real Estate 2014 office manager, Linda L (17) Fresno, CA 93711 Fresno Mitchell, broker/co-owner Gonzalez Architects 18 7545 N. Del Mar Ave., Ste. 203 497-1542 $971,000 6 WND Hispanic Architecture 1994 Juan M. Gonzalez, architect/ (16) Fresno, CA 93711 Fresno CEO Tri City Engineering, Inc. 19 4630 W. Jennifer Ave., Ste. 101 447-9075 WND 4 0 Hispanic Civil engineers and land 1984 Dan Jauregui, Marilu Morales, (NR) Fresno, CA 93722 surveyors Fresno Oscar M. Ramirez, engineer Transcription Resource 20 3924 E. Cortland Ave. 224-2625 WND 1 WND African- Legal, medical and general 1999 Mary L. Neal, owner/CEO (19) Fresno, CA 93726 American transcription Fresno Key: WND-Would Not Disclose. NR-Not Ranked. If you would like your company featured on one or more of our lists, please contact Research: Edward Smith [email protected] All data has been provided by representatives of the businesses listed and Business Journal research. Not all sources surveyed responded to Original Publication Date: November 3, inquiries. 2017 FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com 11

PEOPLE ON THE MOVE Your Meter’s Always Running

- Sandler Rule #29

CONTRIBUTED | Sugar Pine Christian Camps in Oakhurst Welch Neloms has received a key accreditation from the American Camp Association. You can be a friend to your clients - lending a sympathetic EDUCATION experience to Central Valley Community ear when necessary, offering advice - as long as the Bank. His responsibilities include managing friendship doesn't overshadow the business relationship. The American Camp Association announced and developing client relationships with non- that Sugar Pine Christian Camps in Oakhurst deposit investments, in addition to business A cab driver doesn't turn off the meter, no matter how has received ACA-Accredited Camp status. development throughout Fresno and Madera good the conversation; similarly a professional sales person ACA Accreditation means that Sugar Pine counties. Welch can be reached directly at (559) doesn't do “favors” that conflict with professional priorities. Christian Camps submitted to a thorough 673-0395 ext. 3407. (up to 300 standards) review of its operation So be careful: Once the client/salesperson relationship by the American Camp Association— from becomes "blurred," it's almost impossible to refocus it. staff qualifications and training to emergency GOVERNMENT management — and complied with the highest standards in the industry. Fresno Mayor Lee Brand and City Manager Wilma Quan-Schecter announced that Parvin Neloms Jr. has been named the City of Fresno’s new BANKING Parks, After School, Recreation and Community Services (PARCS) Director. He takes over Central Valley Community Bank announced the position currently being held by Interim the addition of Timothy L. Welch, Investment PARCS Director Bruce Rudd. Neloms began his Representative for the Central Valley Investment position with the city on Oct. 30. Mr. Neloms Services department and dual employee with most recently served as the Director of Parks Investment Centers of America, Inc. Welch and Recreation with the City of Miami Gardens brings over 25 years of financial services in Florida, a position he assumed in February of .412.8178 and professional investment management 2014. 12 www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

Faraday | from 1 manufacturing plant, with current expectations to deliver the first cars late next year.

Modern partnerships Ucar was among a group of four Faraday executives who spoke last week at the first South Valley Industrial Summit at the California Edison Energy Education Center in Tulare. Organizers said the event was an opportunity for people in manufacturing and other industries to network, as well as to learn about a new type of industry coming to the Valley, represented by Faraday and GreenPower Motor Co., the latter a Canadian manufacturer of electric-powered busses that is building its first U.S. manufacturing plant in Porterville. Many of the estimated 240 people who attended the event — among them Rodney Wilson, Visalia branch manager of Electric Motor Shop & Supply — wanted PHOTO BY DAVID CASTELLON | Leonel Leal, a Lindsay native and senior manager of manufacturing and engineering at Faraday Future, addresses the audience to know what part they attending last week’s South Valley Industrial Summit in Tulare. Behind him is an artist’s rendering of how the former Pirelli Tire plant in Hanford will look can play in electric vehicle when it is up and running, producing all-electric cars starting next year. manufacturing. “They represent a new era, a new type of business that we really haven’t had here before. stupid,” Ucar explained. “We sprouted up in Detroit. companies, like ourselves, comparable qualities in We really want to grow our need to leverage our suppliers. “The Central Valley is that will need to identify employees. business, doing business with We don’t want to reinvent literally in the middle of the opportunities there and then Ucar said he looks to hire them,” he said. the wheel. Our suppliers are largest [recent] innovation invest in going after those problem solvers. “Experience building these parts every in the automotive industry,” opportunities,” he said. is important, a capacity to A vision of the future day. They know how to make Leal said. learn and innovate is what I’m Wilson said his company is it better than us. They know “The exciting part is this Multiplier effect looking for — the capacity positioned to help this new, more than us. They should be disruption will create trillions Not that he expects all the to learn and absorb new high profile industry investing in new technologies.” of dollars of new business and companies Faraday Future technologies.” “If we can find the right kind Faraday executives said they growth. For the Central Valley will work with to be local. Still, not everybody is suited of contract ... it could put our might update their car models and companies like FF, this Odds are, the company may to working for a startup, as name on the map,” he said. every two years instead of is a great opportunity to use end up contracting for some they don’t tend to have the That’s the sort of thinking every four or more years, as is new thinking to be part of that goods and services outside stability and many elements that Faraday is looking for common in the rest of the auto innovation. the Valley, and some of those in place that bigger, more among potential suppliers and industry. outside businesses may set established companies tend to service providers, Ucar said. In addition, they said, The talent is here up shop here to work with the have, said Phil Bethell, senior During the Faraday competition in the fledgling Leal said he believes there carmaker, Betts said director of manufacturing presentation, he told the crowd electric vehicle — or “EV” are several companies already Still, of the five to seven and engineering for Faraday that his company doesn’t — industry is fierce, with in the Valley capable of taking local, additional jobs each of Future. intend to follow traditional traditional car companies what they already do and the estimated 1,000 workers For startups, he said, change supply methods, because new working on all-electric vehicles adapting it to serving the Faraday plans to hire is is a constant, as “Our plans, technology is changing so fast along with startups, Tesla and needs of a carmaker. expected to generate, he said, our visions, they are maturing that suppliers need to be ready Faraday among them. Mike Betts, chairman and “My guess is at least half of as we grow the company, and to change what they make or CEO of Betts Company in them will be local companies as we mature as a company, provide quickly. California is the focal point Fresno, agreed. His business that are willing to invest and they may change. So you may “And we need [suppliers] Leonel Leal, a Lindsay has three divisions, mostly willing to grow.” be hired for one job and end up who can stomach this, native who now is senior making after-market parts for Faraday Future has set up doing another job, and some because that’s going to take manager over manufacturing cars and trucks, though the a website where businesses people can’t deal with that. some risks.” and engineering at Faraday company’s industrial spring interested in working with the “So, finally, people who are Ucar said he also wants Future, told the crowd that division also supplies the carmaker can tell company flexible, who are open to that suppliers who can tell him and California is the focal point agricultural, irrigation and officials about what they do. change and open to adapt, other Faraday executives how of this new EV industry, with industrial industries. “You need to be very specific that’s two of the critical things to make a better car. at least 19 car-manufacturing He said he’d like to add being at what you’re good at. I don’t we always look for.” “We are problem solvers, startups he knows of in the an original parts manufacturer want 100 things. We want the and need suppliers who are state and about 200 other for Faraday Future to the list. best of the best,” Ucar noted. David Castellon | Reporter can be problem solvers,” he said, businesses developing parts “It’s a pretty big fish. They’re “I need specific suppliers who reached at: 490-3464 or e-mail explaining that his company’s and components for electric bringing a new dimension to can give me specific answers [email protected] suppliers need to be innovators cars, including autonomous California — the Central Valley to my problems.” in their own right, whether driving systems. — that we haven’t had before,” He added that Faraday isn’t they make steering wheels or And the Valley, with its he said. yet looking for suppliers to the software and computer central location in the state, He said that from his produce after-market parts WANT TO WORK WITH hardware that currently makes has a prime opportunity to discussion with the Faraday and accessories for its cars, FARADAY FUTURE? up about 30 percent of the become a hub for this new team, they want to do much but a team is looking into that, To inquire about FF 91, the first luxury electric industry, much like Detroit of their business locally, which “because it’s a huge potential becoming a supplier car model Faraday intends to became the initial hub for reduces transport costs and business.” or a service provider produce. the U.S. auto industry after makes audits of the suppliers’ to Faraday Future, Henry Ford established the and manufacturers’ operations Good people needed email your inquiry or Suppliers as problem solvers Ford Motor Co. there in 1903, — common practice in the Besides looking at innovation information to hanford. “We cannot engineer Leal noted, adding that shortly auto industry — easier. among suppliers, Faraday [email protected] everything. That would be after that, 125 car companies “I think there are a lot of officials said they’re seeking FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com 13 Executive Homes Market

ADVERTISE IN OUR EXECUTIVE HOMES MARKET SECTION

[email protected] [email protected]

(559) 490-3443 14 Executive Homes Market www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

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The large master bedroom boast a sitting or study 78.89 Acres of Pistachios. Private water district with 3 Attractive garden style office located in North area. The master bath will always be a wonderful wells. Supplemental surface water available through Fresno. Adjacent to Fashion Fair mall. Just minutes place to retreat too. Beautiful tile floors in the Living MID. Trees are approx. 25+ years old. Production to freeway 41. Conveniently located near several Room make it easy to keep high traffic areas clean. Reports available for previous 3 years. Well depths banks, shopping, and restaurants. 500-700 feet. 4 bd | 2 ba | 2406 sq ft 78.89 Acres 18,300 sq ft | 20.064 sq ft lot $385,000 $1,650,000 $2,100,000

All projections, opinions, assumptions or estimates are supplied for example only, may not represent current or future performance of the property. Any and information pertaining to the location, demographics and the site plan is supplied by sources believed to be reliable. We do not guarantee the accuracy of information and make no warranty or representation thereto. All information is presented here with the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice.

THOMAS MILLER REALTOR®

559-285-0680 [email protected]

www.TMillerRE.com

REALTOR® | Commercial | CalBRE# 01325235 FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Executive Homes Market 15

Derek | (559) 244-1294 d e r e k ker r y v a gim cra bill Kerry | (559) 907-7570 CalBRE# 01905348 | CalBRE# 01923447 9632 N. Buttonwood Court, Fresno, CA - $369,000

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58,137 square feet of land at the southwest corner of Lacey Boulevard and Highway 43 in Hanford, CA leased to Cotti Food Corporation, Leads doing business as Taco Bell from 198/43, LLC. BUSINESS MARKETPLACE Michael Kennedy and Michael Arfsten of Retail THE CONTENTS California were the agents. Real Estate 15 Bankruptcy 15 2,155 square feet of retail space at 373 E. Federal Liens 15 Shaw Avenue in Fresno, CA leased to Jerrel, a State Liens 15 California limited partnership, doing business New Businesses 16 as UPS Store, from MCS Mission Village, LLC. Michael Kennedy with Retail California was the agent in cooperation with Brett Todd of Colliers • Career Transitions Coaching The Leads information found in this issue International. • Executive Coaching of The Business Journal is a sampling from • First Impressions Seminars the Business Leads Download Center. The Business Leads Download Center is 1,683 square feet of retail space at 7723 N. • Interpersonal Style Survey available free with your paid subscription Blackstone Avenue, Suite 108 in Fresno, CA • Interview Coaching to The Business Journal. For questions leased to Hoi Tran, doing business as Poki • Social Skills Coaching about the content listed in this section Restaurant, from Dewayne Zinkin Universal or how to obtain a subscription to The Park Shopping Center. Michael Kennedy of Your First Consultation is FREE! Business Journal, contact Ashley Webster Retail California was the agent in cooperation with Harold Zinkin of Commercial West at 559.490.3481 or e-mail Contact Gia Kazarian [email protected]. Associates. [email protected] HOW IT WORKS: The Business Journal’s 1,458 square feet of retail space at 6759 N. 559.307.7575 Leads listings are designed to help you Cedar Avenue in Fresno, CA leased to Liana FirstImpressionsConsulting.com find the latest legal transactions to grow Liz Hang, doing business as Massage Therapy, your business. Find out who’s new in from Cedar Plaza, Inc. Dick Ellsworth of town, who’s going out of business and Newmark Grubb Pearson Commercial was the Newmark Grubb Pearson Commercial is Sale of 134,159 square feet of vacant land at West what neighborhoods are becoming a agent in cooperation with Michael Kennedy of reporting the following transactions: Avenue and Dan Ronquillo Boulevard in Fresno, CA hotspot for new business. We’ve pulled Retail California. to an undisclosed Buyer from Horizon Enterprises, information from the county clerks’ 2,045 square foot office space at 10 River LP. Nick Audino, SIOR of Newmark Grubb Pearson and recorders offices in Fresno, Kings, 1.1 acres of land at the southeast corner of Park Place East, Suite 208 in Fresno, CA Commercial was the agent in cooperation with Madera and Tulare counties to bring you Herndon Avenue and Riverside Drive in Fresno, leased to Brown Armstrong, CPA from State Nicole Parent of Guarantee Real Estate. the latest in business news. No matter CA leased to Navjeet S. Chahal and Rajbir Compensation insurance Fund. Phil Souza, what business you are in, you can gain a Chahal from Herndon, LLC. Lewis Smith of Jeremy Reed and Jessica Young of Newmark Boese Commercial is reporting the following competitive advantage from these Leads Retail California was the agent in cooperation Grubb Pearson Commercial were the agents in transactions: each week. with Troy Mathias of Commercial West cooperation with Tony Cortopassi of CBRE. Associates. 2,500 square feet of industrial warehouse at 4323 Sale of 34,568 square foot building at 7535 N. N Selland Ave #101 was leased to Law Office of REAL ESTATE Sale of 35,000 square foot retail property Palm Avenue in Fresno, CA to FFDA Properties Daryl Freedman from JR Papazian Management, at 2263 E. Lacey Boulevard in Hanford, CA LLC from Electrostatic Stimulators. Phil LLC. Boese Commercial was the agent. Retail California is reporting the following to Panda Express from 198/43, LLC. Michael Souza, Jeremy Reed, Jessica Young and Brett transactions for publication: Kennedy, Michael Arfsten and Lewis Smith of Visintainer, CCIM of Newmark Grubb Pearson Retail California were the agents. Commercial were the agents. Leads | 16 16 www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

Leads | from 15 Doc No: 17-0131410, IRS tax lien 93722 93727 Jackson & Associates Insurance 2100 N Winery Ave #102, Fresno, CA Amount: $1,835 Amount: $58 93703 Insurance Direct Inc Amount: $12,578 Sunner & Son Express Pledge Trans Commercial Retail Associates, Doc No: 17-0129671, Board of Doc No: 17-0130951, Board of Gate Keeper Metal Works Inc. is reporting the following Pro Inventory Auditing Equalization tax lien Equalization tax lien transactions: Doc No: 17-0131412, IRS tax lien 5773 E Christine Ave, Fresno, CA 5220 W Cotton Ave, Fresno, CA 93722 A’s Towing 3,556 square feet at 997 E. Champlain PO Box 27473, Fresno, CA 93729 93727 Amount: $6,279 Dr., Suite 160 in Fresno from Calvin, Amount: $4,709 Amount: $570 Tony’s Janitorial Inc. to Luxe Salon & Spa. Kevin Oh Nutz llc Grossman, Nathan Negri, Sam Goodmons Auto Repair Sideworks Automotive Technology Doc No: 17-0131610, EDD tax lien United Truck Lines Bogdanovich and Jon Cox were Doc No: 17-0131419, IRS tax lien Doc No: 17-0129672, Board of 2045 Gibson Ave, Clovis, CA 93611 agents. 6638 N Blackstone Ave, Fresno, CA Equalization tax lien Amount: $1,546 Ardent Villa of Fresno 93710 1509 Menlo Ave Ste 101, Clovis, CA 2,400 square feet at the southeast Amount: $7,576 93611 Sierra Nevada Medical Corp Handy Buyer corner of Chestnut Avenue and Amount: $5,031 Doc No: 17-0131612, EDD tax lien Kings Canyon Road in Fresno from Mia Bella Foods 1313 E Herndon Ave Ste 102, Fresno, Legacy Hunting Adventures Eastgate Center to Stanton Optical. Doc No: 17-0131420, IRS tax lien Golden State Mechanical CA 93720 Shane Anderson and Doug Cords 1869 E Hedges Ave, Fresno, CA 93703 Engineering Amount: $5,915 Notorious Grafix were agents in cooperation with Jack Amount: $188,999 Doc No: 17-0130344, EDD tax lien Jackson of Tailwind Commercial. 1440 E Portland Ave, Fresno, CA San Joaquin River Stewardship MADERA Gonzalez Transport Inc 93720 Program Inc Doc No: 17-0131719, IRS tax lien Amount: $12,082 Doc No: 17-0131613, EDD tax lien Vasquez Transport BANKRUPTCY 1297 Oller St, Mendota, CA 93640 1420 N Floyd Ave, Fresno, CA 93723 Amount: $581 Fresno Floor Covering Amount: $1,075 Rosebud Ivan’s Jumpers Doc No: 17-0130355, EDD tax lien Case No: 17-14024-7 24 Hour Wheels Inc 486 S Clovis Ave #104, Fresno, CA El Koras Auto Repair and Tires Drew & Myers Pumps and Electrical 1398 Rebecchi Circle Doc No: 17-025829, IRS tax lien 93727 Doc No: 17-0131614, EDD tax lien Firebaugh CA 93622 35788 Highway 41, Coarsegold, CA Amount: $1,592 1501 14th St, Sanger, CA 93657 GN Tire & Lube Assets: $7,347, Liability: $103,475, 93614 Amount: $5,915 Exemptions: $12,347 Amount: $20,882 La Enchilada Alphabiotics Three Angel’s Doc No: 17-0130369, EDD tax lien Gonzalez Transport Inc Jimenez Trucking Earth Wind & Solar Inc 3844 N Blackstone Ave, Fresno, CA Doc No: 17-0131616, EDD tax lien Otero Design Concepts Case No: 17-14035-7 Doc No: 17-025830, IRS tax lien 93726 1297 Oller St, Mendota, CA 93640 1533 W River Ave 35788 Highway 41, Coarsegold, CA Amount: $569 Amount: $2,039 E & A Food Mart Porterville CA 93257 93614 Assets: $29,325, Liability: $116,060, Amount: $24,075 A Leave Pest Control Clovis District Chamber of Lone Star Distribution Exemptions: $29,325 Doc No: 17-0130438, EDD tax lien Commerce Pacific Metal Fab & Design Inc 2937 Larkin Ave, Clovis, CA 93612 Doc No: 17-0131621, EDD tax lien One Source Corporation Sequoia Fire Protection Design Doc No: 17-025831, IRS tax lien Amount: $1,335 325 Pollasky Ave, Clovis, CA 93612 Case No: 17-14059-7 497 S Pine St, Madera, CA 93637 Amount: $972 624 Del Mar Dr Amount: $23,454 Champs Carrier Inc TULARE Bakersfield CA 93307 Doc No: 17-0130440, EDD tax lien Grilled Chz Developments lp Assets: $175,051, Liability: $253,709, 940 S Arthur Ave, Fresno, CA 93706 Doc No: 17-0131627, EDD tax lien Hyrdo Surface Cleaners Exemptions: $38,473 STATE LIENS Amount: $1,799 2088 W Shaw Ave Ste 103, Fresno, CA 93711 Shearer Sweep and Site Services Simply Frosted Café Via Salas Concrete Inc Amount: $1,750 Case No: 17-14063-7 Doc No: 17-0127196, EDD tax lien Doc No: 17-0130441, EDD tax lien Natural Skin Care 5467 N Dilbert Ave 6640 N Blackstone Ave Ste 106, 6587 E Montecito Ave, Fresno, CA Caribbean Enterprises Fresno CA 93722 Fresno, CA 93710 93727 Construction Inc Blue Ribbon Dogs Assets: $5,431, Liability: $89,095, Amount: $1,396 Amount: $789 Doc No: 17-0131630, EDD tax lien Exemptions: $3,027 4142 W Fallon Ave, Fresno, CA 93722 Porterville Pharmacy #2 Digital Protection Services Inc Purefresh Sales Inc Amount: $256 Sanpersons Transport Inc Doc No: 17-0127197, EDD tax lien Doc No: 17-0130443, EDD tax lien T&D Trucking Case No: 17-14074-7 PO Box 6300, Fresno, CA 93703 PO Box 1318, Selma, CA 93662 Cedar & Shields Laundromat 6890 Arlene Dr Amount: $5,910 Amount: $1,754 Doc No: 17-0131633, EDD tax lien Lightning House Cleaning Winton CA 95388 3231 N Cedar Ave, Fresno, CA 93726 Assets: $180,730, Liability: $317,257, Mark Woodley Fire Protection Inc Rositas Restaurant Amount: $2,883 Fierce Intense Training Studio Exemptions: $102,930 Doc No: 17-0127204, EDD tax lien Doc No: 17-0130471, Board of PO Box 6300, Fresno, CA 93703 Equalization tax lien San Francisco Floral Freedom EMS JJ’s Technical Services Amount: $3,065 5220 N First St, Alviso, CA Doc No: 17-0131689, EDD tax lien Case No: 17-14087-13 Amount: $144,028 5080 E Tulare Ave, Fresno, CA 93727 S H R Produce 5508 N Prospect Ave El Rincon Americano Amount: $25,084 Fresno CA 93711 Doc No: 17-0128014, EDD tax lien Octane Advertising & Design Zubi’s Market Assets: $0, Liability: $0, Exemptions: 1514 E Manning Ave, Reedley, CA Doc No: 17-0130444, EDD tax lien $0 93654 2336 N Fine Ave Ste 102, Fresno, CA NEW BUSINESSES Cozy Modern Décor Amount: $3,566 93727 Real Hospitality LLC Amount: $578 FRESNO Repower Visalia Case No: 17-14129-11 J Clausen Farms Inc 2400 Camino Del Rio Ct Doc No: 17-0128028, EDD tax lien Lopez Landscape Construction Dhesi Brother Trucking Helio Construction Company Bakersfield CA 93308 PO Box 400, Cantua Creek, CA 93608 Doc No: 17-0130943, EDD tax lien Assets: $0, Liability: $0, Exemptions: Amount: $9,356 2706 W Ashlan Ave #223, Fresno, CA Berryfresh F I T S $0 93705 Mendrin Family Farms Inc Amount: $6,743 Epaga Games San Gudas Botanika Doc No: 17-0128085, EDD tax lien FEDERAL LIENS 18720 W McKinley Ave, Kerman, CA Valley Farm Service The Bashful Elephant KINGS 93630 Doc No: 17-0130945, EDD tax lien Res Recovery Inc Amount: $241 5523 S Peach Ave, Fresno, CA 93725 Millikan Mav Agricultural Drone Spraying llc Doc No: 17-0127641, IRS tax lien Amount: $26,998 PO Box 771, Kingsburg, CA 93631 3rd Millennium Investment ASI C L Funding Company Amount: $198 Doc No: 17-0128019, EDD tax lien A 1 Elite Tree Service 5 E River Park Pl E Ste 102, Fresno, CA Doc No: 17-0130947, EDD tax lien Sell Unused Stamps Jalisco Meat Market Marcus Enterprises llc 93720 2856 Mary Ave, Sanger, CA 93657 Doc No: 17-0127655, IRS tax lien Amount: $3,306 Amount: $602 Five Star Builders Plus Inc Escoto Ag PO Box 12386, Fresno, CA 93777 Amount: $2,848 Guevara & Lopez Corporation Fresno Floor Covering Gen Spa Super Spa Nails Doc No: 17-0128084, EDD tax lien Doc No: 17-0130949, EDD tax lien Vigilant Private Security Inc 3473 W Shields Ave #35, Fresno, CA 486 S Clovis Ave #104, Fresno, CA Yvonne’s Unique Boutique Shiny Sugar Boutique FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com 17

purported to be: 4134 N. Crystal Ave, Fresno County, State of CALIFORNIA TS No. CA-16-736097-RY Order No.: Fresno, CA 93705. The undersigned executed by: GIL MICHEL AND 160177487-CA-VOI YOU ARE IN Trustee disclaims any liability for any ANGELA MICHEL, HUSBAND DEFAULT UNDER A DEED OF incorrectness of the street address and AND WIFE WILL SELL AT PUBLIC TRUST DATED 5/6/2005. UNLESS other common designation, if any, AUCTION TO HIGHEST BIDDER YOU TAKE ACTION TO PROTECT shown herein. Said sale will be made, but FOR CASH, CASHIER’S CHECK YOUR PROPERTY, IT MAY BE without covenant or warranty, expressed DRAWN ON A STATE OR NATIONAL SOLD AT A PUBLIC SALE. IF YOU Public or implied, regarding title, possession, BANK, A CHECK DRAWN BY NEED AN EXPLANATION OF THE or encumbrances, to pay the remaining A STATE OR FEDERAL CREDIT NATURE OF THE PROCEEDING principal sum of the note(s) secured by UNION, OR A CHECK DRAWN BY AGAINST YOU, YOU SHOULD said Deed of Trust, with interest thereon, A STATE OR FEDERAL SAVINGS CONTACT A LAWYER. A public as provided in said note(s), advances, AND LOAN ASSOCIATION, auction sale to the highest bidder for if any, under the terms of said Deed of SAVINGS ASSOCIATION, OR cash, cashier’s check drawn on a state Trust, fees, charges and expenses of the SAVINGS BANK SPECIFIED IN or national bank, check drawn by state Trustee and of the trusts created by said SECTION 5102 OF THE FINANCIAL or federal credit union, or a check drawn Notices Deed of Trust. The total amount of the CODE AND AUTHORIZED TO DO by a state or federal savings and loan page 17 November 3, 2017 unpaid balance of the obligation secured BUSINESS IN THIS STATE: AT THE association, or savings association, or Public notices contain information that must, by the property to be sold and reasonable VAN NESS AVENUE EXIT FROM savings bank specified in Section 5102 INDEX estimated costs, expenses and advances THE COUNTY COURTHOUSE, 1100 to the Financial Code and authorized to READERS by law, be published in order to make that at the time of the initial publication of VAN NESS, FRESNO, CA 93724 all do business in this state, will be held by Trustee Sales 17 information available to the general public. First- the Notice of Sale is: $123,472.09. If right, title and interest conveyed to and duly appointed trustee. The sale will be time publications will be designated with a (1) the Trustee is unable to convey title for now held by it under said Deed of Trust made, but without covenant or warranty, Civil 24 in the top left corner of the listing. Publication any reason, the successful bidder’s sole in the property situated in said County expressed or implied, regarding title, Probate 24 dates appear in the lower left corner of the notice and exclusive remedy shall be the return and State described as: MORE FULLY possession, or encumbrances, to pay Fictitious 24 beginning with the first publication and ending of monies paid to the Trustee, and the DESCRIBED ON SAID DEED OF the remaining principal sum of the with the last. successful bidder shall have no further TRUST The street address and other note(s) secured by the Deed of Trust, Miscellaneous 24 recourse. The beneficiary under said common designation, if any, of the real with interest and late charges thereon, as Deed of Trust heretofore executed and property described above is purported provided in the note(s), advances, under delivered to the undersigned a written to be: 2345 EAST PRINCETON the terms of the Deed of Trust, interest Declaration of Default and Demand for AVENUE 1 FRESNO, CALIFORNIA thereon, fees, charges and expenses TRUSTEE SALES not automatically entitle you to free Sale, and written Notice of Default and 93703 The undersigned Trustee disclaims of the Trustee for the total amount and clear ownership of the property. Election to Sell. The undersigned caused any liability for any incorrectness of (at the time of the initial publication You should also be aware that the lien a Notice of Default and Election to Sell to the street address and other common of the Notice of Sale) reasonably (1) being auctioned off may be a junior T.S. No. 043649-CA APN: 502- be recorded in the county where the real designation, if any, shown herein. Said estimated to be set forth below. The lien. If you are the highest bidder at the property is located.Dated: 10/19/2017 sale will be held, but without covenant amount may be greater on the day of 171-07 NOTICE OF TRUSTEE’S auction, you are or may be responsible SALE IMPORTANT NOTICE TO THE MORTGAGE LAW FIRM, PLC or warranty, express or implied, sale. BENEFICIARY MAY ELECT for paying off all liens senior to the Adriana Durham/Authorized Signature regarding title, possession, condition, or TO BID LESS THAN THE TOTAL PROPERTY OWNER: YOU ARE lien being auctioned off, before you IN DEFAULT UNDER A DEED OF 41689 Enterprise Circle North, Ste. encumbrances, including fees, charges AMOUNT DUE. Trustor(s): GERALD can receive clear title to the property. 228, Temecula, CA 92590 (619) and expenses of the Trustee and of the W. SANDERS AND PATRICIA L. TRUST, DATED 7/11/2006. UNLESS You are encouraged to investigate YOU TAKE ACTION TO PROTECT 465-8200. FOR TRUSTEE’S SALE trusts created by said Deed of Trust, SANDERS, HUSBAND AND WIFE the existence, priority, and size of INFORMATION PLEASE CALL 714- to pay the remaining principal sums of AS JOINT TENANTS Recorded: YOUR PROPERTY, IT MAY BE SOLD outstanding liens that may exist on AT A PUBLIC SALE. IF YOU NEED 730-2727. The Mortgage Law Firm, the note(s) secured by said Deed of 5/13/2005 as Instrument No. 2005- this property by contacting the county PLC. may be attempting to collect a Trust. The total amount of the unpaid 0106603 of Official Records in the office AN EXPLANATION OF THE NATURE recorder’s office or a title insurance OF THE PROCEEDING AGAINST debt. Any information obtained may balance of the obligation secured by of the Recorder of FRESNO County, company, either of which may charge be used for that purpose. NOTICE TO the property to be sold and reasonable California; Date of Sale: 11/27/2017 at YOU, YOU SHOULD CONTACT you a fee for this information. If you A LAWYER On 11/28/2017 at 10:30 POTENTIAL BIDDERS: If you are estimated costs, expenses and advances 10:00 AM Place of Sale: At the Van consult either of these resources, you considering bidding on this property at the time of the initial publication of Ness Avenue exit from the County AM, CLEAR RECON CORP., as duly should be aware that the same lender appointed trustee under and pursuant lien, you should understand that there the Notice of Sale is: $218,378.76 If Courthouse at 1100 Van Ness Avenue, may hold more than one mortgage or are risks involved in bidding at a trustee the Trustee is unable to convey title for Fresno, CA 93724 Amount of unpaid to Deed of Trust recorded 7/19/2006, deed of trust on the property. NOTICE as Instrument No. 2006-0150298, of auction. You will be bidding on a lien, any reason, the successful bidder’s sole balance and other charges: $47,855.38 TO PROPERTY OWNER: The sale not on the property itself. Placing the and exclusive remedy shall be the return The purported property address is: 3345 Official Records in the office ofthe date shown on this notice of sale may County Recorder of Fresno County, highest bid at a trustee auction does not of monies paid to the Trustee, and the NORTH LAFAYETTE AVENUE, be postponed one or more times by automatically entitle you to free and successful bidder shall have no further FRESNO, CA 93705 Assessor’s State of CALIFORNIA executed the mortgagee, beneficiary, trustee, or by: FRED D ALLEN JR, AND clear ownership of the property. You recourse. The beneficiary under said Parcel No.: 433-294-08 NOTICE TO a court, pursuant to Section 2924g should also be aware that the lien being Deed of Trust heretofore executed and POTENTIAL BIDDERS: If you are CECILIA M ALLEN, HUSBAND of the California Civil Code. The law AND WIFE AS JOINT TENANTS auctioned off may be a junior lien. If you delivered to the undersigned a written considering bidding on this property requires that information about trustee are the highest bidder at the auction, you Declaration of Default and Demand for lien, you should understand that there WILL SELL AT PUBLIC AUCTION sale postponements be made available TO HIGHEST BIDDER FOR CASH, are or may be responsible for paying off Sale, and a written Notice of Default are risks involved in bidding at a trustee to you and to the public, as a courtesy all liens senior to the lien being auctioned and Election to Sell. The undersigned auction. You will be bidding on a lien, CASHIER’S CHECK DRAWN ON to those not present at the sale. If you A STATE OR NATIONAL BANK, off, before you can receive clear title caused said Notice of Default and not on the property itself. Placing the wish to learn whether your sale date has to the property. You are encouraged to Election to Sell to be recorded in highest bid at a trustee auction does not A CHECK DRAWN BY A STATE been postponed, and, if applicable, the OR FEDERAL CREDIT UNION, OR investigate the existence, priority, and the county where the real property is automatically entitle you to free and rescheduled time and date for the sale size of outstanding liens that may exist located. NOTICE TO POTENTIAL clear ownership of the property. You A CHECK DRAWN BY A STATE of this property, you may call (844) OR FEDERAL SAVINGS AND on this property by contacting the county BIDDERS: If you are considering should also be aware that the lien being 477-7869 or visit this Internet Web recorder’s office or a title insurance bidding on this property lien, you should auctioned off may be a junior lien. If you LOAN ASSOCIATION, SAVINGS site WWW.STOXPOSTING.COM, ASSOCIATION, OR SAVINGS BANK company, either of which may charge understand that there are risks involved are the highest bidder at the auction, you using the file number assigned to this you a fee for this information. If you in bidding at a trustee auction. You are or may be responsible for paying off SPECIFIED IN SECTION 5102 OF case 043649-CA. Information about THE FINANCIAL CODE AND consult either of these resources, you will be bidding on a lien, not on the all liens senior to the lien being auctioned postponements that are very short in should be aware that the same lender property itself. Placing the highest bid at off, before you can receive clear title AUTHORIZED TO DO BUSINESS duration or that occur close in time to the IN THIS STATE: AT THE VAN may hold more than one mortgage or a trustee auction does not automatically to the property. You are encouraged to scheduled sale may not immediately be deed of trust on the property. NOTICE entitle you to free and clear ownership investigate the existence, priority, and NESS AVENUE EXIT FROM THE reflected in the telephone information or COUNTY COURTHOUSE, 1100 VAN TO PROPERTY OWNER: The sale of the property. You should also be size of outstanding liens that may exist on the Internet Web site. The best way date shown on this notice of sale may aware that the lien being auctioned off on this property by contacting the county NESS, FRESNO, CA 93724 all right, to verify postponement information is to title and interest conveyed to and now be postponed one or more times by may be a junior lien. If you are the recorder’s office or a title insurance attend the scheduled sale. FOR SALES the mortgagee, beneficiary, trustee, highest bidder at the auction, you are or company, either of which may charge held by it under said Deed of Trust in INFORMATION: (844) 477-7869 the property situated in said County or a court, pursuant to Section 2924g may be responsible for paying off all you a fee for this information. If you CLEAR RECON CORP. 4375 Jutland of the California Civil Code. The law liens senior to the lien being auctioned consult either of these resources, you and State described as: MORE FULLY Drive San Diego, California 92117 DESCRIBED ON SAID DEED OF requires that information about trustee off, before you can receive clear title should be aware that the same lender 11/03/2017, 11/10/2017, 11/17/2017 sale postponements be made available to the property. You are encouraged to may hold more than one mortgage or TRUST The street address and other ------common designation, if any, of the real to you and to the public, as a courtesy investigate the existence, priority, and deed of trust on the property. NOTICE property described above is purported to those not present at the sale. If you size of outstanding liens that may exist TO PROPERTY OWNER: The sale (1) wish to learn whether your sale date has on this property by contacting the county date shown on this notice of sale may to be: 5421 WEST BLUFF AVENUE NOTICE OF TRUSTEE’S SALE Trustee FRESNO, CA 93722 The undersigned been postponed, and, if applicable, the recorder’s office or a title insurance be postponed one or more times by Sale No. 132416 Title No. 95517008 rescheduled time and date for the sale company, either of which may charge the mortgagee, beneficiary, trustee, Trustee disclaims any liability for any NOTE: THERE IS A SUMMARY incorrectness of the street address and of this property, you may call (714) you a fee for this information. If you or a court, pursuant to Section 2924g OF THE INFORMATION IN THIS 730-2727 for information regarding the consult either of these resources, you of the California Civil Code. The law other common designation, if any, DOCUMENT ATTACHED. YOU ARE shown herein. Said sale will be held, but trustee’s sale or visit this Internet Web should be aware that the same lender requires that information about trustee IN DEFAULT UNDER A DEED OF site -www.servicelinkASAP.com- for may hold more than one mortgage or sale postponements be made available without covenant or warranty, express TRUST, DATED 10/19/2012. UNLESS or implied, regarding title, possession, information regarding the sale of this deed of trust on the property. NOTICE to you and to the public, as a courtesy YOU TAKE ACTION TO PROTECT property, using the file number assigned TO PROPERTY OWNER: The sale to those not present at the sale. If you condition, or encumbrances, including YOUR PROPERTY, IT MAY BE SOLD fees, charges and expenses of the to this case: 132416. Information about date shown on this notice of sale may wish to learn whether your sale date has AT A PUBLIC SALE. IF YOU NEED postponements that are very short in be postponed one or more times by been postponed, and, if applicable, the Trustee and of the trusts created by AN EXPLANATION OF THE NATURE said Deed of Trust, to pay the remaining duration or that occur close in time to the mortgagee, beneficiary, trustee, or rescheduled time and date for the sale of OF THE PROCEEDING AGAINST the scheduled sale may not immediately a court, pursuant to Section 2924g this property, you may call 916-939-0772 principal sums of the note(s) secured YOU, YOU SHOULD CONTACT A by said Deed of Trust. The total amount be reflected in the telephone information of the California Civil Code. The law for information regarding the trustee’s LAWYER. On 11/28/2017 at 10:00 AM, or on the Internet Web site. The best way requires that information about trustee sale or visit this Internet Web site http:// of the unpaid balance of the obligation The Mortgage Law Firm, PLC, as duly secured by the property to be sold and to verify postponement information is sale postponements be made available www.qualityloan.com, using the file appointed Trustee under and pursuant to attend the scheduled sale. A-4636171 to you and to the public, as a courtesy number assigned to this foreclosure reasonable estimated costs, expenses to Deed of Trust recorded 10/25/2012, and advances at the time of the initial 11/03/2017, 11/10/2017, 11/17/2017 to those not present at the sale. If you by the Trustee: CA-16-736097-RY. as Instrument No. 2012-0154694, in 11/03/2017, 11/10/2017, 11/17/2017 wish to learn whether your sale date has Information about postponements publication of the Notice of Sale is: book xx, page xx, of Official Records $438,402.02 If the Trustee is unable ------been postponed, and, if applicable, the that are very short in duration or that in the office of the County Recorder rescheduled time and date for the sale occur close in time to the scheduled to convey title for any reason, the of Fresno County, State of California, successful bidder’s sole and exclusive (1) of this property, you may call (844) sale may not immediately be reflected executed by Esmeralda Short, an T.S. No. 030775-CA APN: 445- 477-7869 or visit this Internet Web in the telephone information or on the remedy shall be the return of monies Unmarried Woman, WILL SELL AT paid to the Trustee, and the successful 114-16 NOTICE OF TRUSTEE’S site WWW.STOXPOSTING.COM, Internet Web site. The best way to verify PUBLIC AUCTION TO HIGHEST SALE IMPORTANT NOTICE TO using the file number assigned to this postponement information is to attend bidder shall have no further recourse. BIDDER FOR CASH, CASHIER’S The beneficiary under said Deed of Trust PROPERTY OWNER: YOU ARE case 030775-CA. Information about the scheduled sale. The undersigned CHECK/CASH EQUIVALENT or IN DEFAULT UNDER A DEED OF postponements that are very short in Trustee disclaims any liability for any heretofore executed and delivered to other form of payment authorized by the undersigned a written Declaration of TRUST, DATED 4/27/2006. UNLESS duration or that occur close in time to the incorrectness of the property address 2924h(b), (payable at time of sale in YOU TAKE ACTION TO PROTECT scheduled sale may not immediately be or other common designation, if any, Default and Demand for Sale, and a lawful money of the United States), written Notice of Default and Election YOUR PROPERTY, IT MAY BE reflected in the telephone information or shown herein. If no street address or At the Van Ness Avenue exit from the SOLD AT A PUBLIC SALE. IF YOU on the Internet Web site. The best way other common designation is shown, to Sell. The undersigned caused said County Courthouse, 1100 Van Ness, Notice of Default and Election to Sell NEED AN EXPLANATION OF THE to verify postponement information is to directions to the location of the property Fresno, CA 93721. All right, title and NATURE OF THE PROCEEDING attend the scheduled sale. FOR SALES may be obtained by sending a written to be recorded in the county where the interest conveyed to and now held by it real property is located. NOTICE TO AGAINST YOU, YOU SHOULD INFORMATION: (844) 477-7869 request to the beneficiary within 10 days under said Deed of Trust in the property CONTACT A LAWYER On 11/28/2017 CLEAR RECON CORP. 4375 Jutland of the date of first publication of this POTENTIAL BIDDERS: If you are situated in said County and State, considering bidding on this property at 10:30 AM, CLEAR RECON CORP., Drive San Diego, California 92117 Notice of Sale. If the sale is set aside described as: FULLY DESCRIBED as duly appointed trustee under and 11/03/2017, 11/10/2017, 11/17/2017 for any reason, including if the Trustee lien, you should understand that there IN THE ABOVE DEED OF TRUST. are risks involved in bidding at a trustee pursuant to Deed of Trust recorded ------is unable to convey title, the Purchaser APN 433-102-20. The street address 5/9/2006, as Instrument No. 2006- auction. You will be bidding on a lien, and other common designation, if any, not on the property itself. Placing the 0097416, of Official Records in the (1) of the real property described above is office of the County Recorder of NOTICE OF TRUSTEE’S SALE highest bid at a trustee auction does Continued | Next Page 18 Public Notices www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

TRUSTEE SALES auctioned off may be a junior lien. If $95,549.28. The beneficiary under said DATE OF SALE: 12/13/2017. TIME DOCUMENT ATTACHED. YOU ARE you are the highest bidder at the auction, Deed of Trust heretofore executed and OF SALE: 9:00 AM. PLACE OF SALE: IN DEFAULT UNDER A DEED OF Continued | From 17 you are or may be responsible for paying delivered to the undersigned a written FRESNO SUPERIOR COURTHOUSE, TRUST, DATED 07/15/2015. UNLESS off all liens senior to the lien being Declaration of Default and Demand for 1100 VAN NESS AVENUE, FRESNO, YOU TAKE ACTION TO PROTECT auctioned off, before you can receive Sale, and a written Notice of Default and CA 93724. STREET ADDRESS and YOUR PROPERTY, IT MAY BE at the sale shall be entitled only to a clear title to the property. You are Election to Sell. The undersigned caused other common designation, if any, of SOLD AT A PUBLIC SALE. IF YOU return of the monies paid to the Trustee. encouraged to investigate the existence, said Notice of Default and Election to the real property described above is NEED AN EXPLANATION OF THE This shall be the Purchaser’s sole and priority, and size of outstanding liens Sell to be recorded in the county where purported to be:5657 WEST HEDGES NATURE OF THE PROCEEDING exclusive remedy. The purchaser shall that may exist on this property by the real property is located. NOTICE AVENUE, FRESNO, CALIFORNIA AGAINST YOU, YOU SHOULD have no further recourse against the contacting the county recorder’s office TO POTENTIAL BIDDERS: If you are 93722. APN#: 312-643-03. The CONTACT A LAWYER. BARRETT Trustor, the Trustee, the Beneficiary, the or a title insurance company, either of considering bidding on this property undersigned Trustee disclaims any DAFFIN FRAPPIER TREDER and Beneficiary’s Agent, or the Beneficiary’s which may charge you a fee for this lien, you should understand that there liability for any incorrectness of the street WEISS, LLP, as duly appointed Trustee Attorney. If you have previously been information. If you consult either of are risks involved in bidding at a trustee address and other common designation, under and pursuant to Deed of Trust discharged through bankruptcy, you these resources, you should be aware auction. You will be bidding on a lien, if any, shown herein. Said sale will be Recorded on 07/15/2015 as Instrument may have been released of personal that the same lender may hold more not on the property itself. Placing the made, but without covenant or warranty, No. 2015-0090500-00 of official liability for this loan in which case this than one mortgage or deed of trust on highest bid at a trustee auction does not expressed or implied,regarding title, records in the office of the County letter is intended to exercise the note the property. NOTICE TO PROPERTY automatically entitle you to free and possession, or encumbrances, to pay Recorder of FRESNO County, State holders right’s against the real property clear ownership of the property. You the remaining principal sum of the of CALIFORNIA. EXECUTED BY: Quality Loan Service OWNER: The sale date shown on only. Date: this notice of sale may be postponed should also be aware that the lien being note(s) secured by said Deed of Trust, JIM HITTER, AN UNMARRIED Corporation 411 Ivy Street San Diego, auctioned off may be a junior lien. If you with interest thereon, as provided in MAN AND LAVENE RAMSEY, AN CA 92101 619-645-7711 For NON one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant are the highest bidder at the auction, you said note(s), advances, under the terms UNMARRIED WOMAN, AS JOINT SALE information only Sale Line: are or may be responsible for paying off of said Deed of Trust, fees, charges and TENANTS,WILL SELL AT PUBLIC 916-939-0772 Or Login to: http:// to Section 2924g of the California Civil Code. The law requires that information all liens senior to the lien being auctioned expenses of the Trustee and of the trusts AUCTION TO HIGHEST BIDDER www.qualityloan.com Reinstatement off, before you can receive clear title created by said Deed of Trust. The total FOR CASH, CASHIER’S CHECK/ Line: (866) 645-7711 Ext 5318 about trustee sale postponements be made available to you and to the public, to the property. You are encouraged to amount of the unpaid balance of the CASH EQUIVALENT or other form of Quality Loan Service Corp. TS No.: investigate the existence, priority, and obligation secured by the property to payment authorized by California Civil CA-16-736097-RY as a courtesy to those not present at the IDSPub #0133287 sale. If you wish to learn whether your size of outstanding liens that may exist be sold and reasonable estimated costs, Code 2924h(b), (payable at time of sale 11/3/2017 11/10/2017 11/17/2017 sale date has been postponed, and, if on this property by contacting the county expenses and advances at the time of the in lawful money of the United States). 11/03/2017, 11/10/2017, 11/17/2017 applicable, the rescheduled time and recorder’s office or a title insurance initial publication of the Notice of Sale is DATE OF SALE: 12/13/2017. TIME ------date for the sale of this property, you company, either of which may charge $109,729.71. The beneficiary under said OF SALE: 9:00 AM. PLACE OF SALE: may call (800) 280-2832 or visit this you a fee for this information. If you Deed of Trust heretofore executed and FRESNO SUPERIOR COURTHOUSE, (1) Internet Web site WWW.AUCTION. consult either of these resources, you delivered to the undersigned a written 1100 VAN NESS AVENUE, FRESNO, T.S. No. 057783-CA APN: 313-451- COM, using the file number assigned should be aware that the same lender Declaration of Default and Demand for CA 93724. STREET ADDRESS and 02 NOTICE OF TRUSTEE’S SALE to this case 057783-CA. Information may hold more than one mortgage or Sale, and a written Notice of Default and other common designation, if any, of IMPORTANT NOTICE TO PROPERTY about postponements that are very short deed of trust on the property. NOTICE Election to Sell. The undersigned caused the real property described above is OWNER: YOU ARE IN DEFAULT in duration or that occur close in time to TO PROPERTY OWNER: The sale said Notice of Default and Election to purported to be: 710 PISTACHIO UNDER A DEED OF TRUST, DATED the scheduled sale may not immediately date shown on this notice of sale may Sell to be recorded in the county where AVE, CLOVIS, CALIFORNIA 93611. 1/7/2014. UNLESS YOU TAKE be reflected in the telephone information be postponed one or more times by the real property is located. NOTICE APN#: 551-081-14. The undersigned ACTION TO PROTECT YOUR or on the Internet Web site. The best way the mortgagee, beneficiary, trustee, TO POTENTIAL BIDDERS: If you are Trustee disclaims any liability for any PROPERTY, IT MAY BE SOLD AT to verify postponement information is to or a court, pursuant to Section 2924g considering bidding on this property incorrectness of the street address and A PUBLIC SALE. IF YOU NEED AN attend the scheduled sale. FOR SALES of the California Civil Code. The law lien, you should understand that there other common designation, if any, EXPLANATION OF THE NATURE INFORMATION: (800) 280-2832 requires that information about trustee are risks involved in bidding at a trustee shown herein. Said sale will be made, but OF THE PROCEEDING AGAINST CLEAR RECON CORP. 4375 Jutland sale postponements be made available auction. You will be bidding on a lien, without covenant or warranty, expressed YOU, YOU SHOULD CONTACT Drive San Diego, California 92117 to you and to the public, as a courtesy not on the property itself. Placing the or implied,regarding title, possession, A LAWYER On 11/29/2017 at 9:00 11/03/2017, 11/10/2017, 11/17/2017 to those not present at the sale. If you highest bid at a trustee auction does not or encumbrances, to pay the remaining AM, CLEAR RECON CORP., as duly ------wish to learn whether your sale date automatically entitle you to free and principal sum of the note(s) secured by appointed trustee under and pursuant has been postponed, and, if applicable, clear ownership of the property. You said Deed of Trust, with interest thereon, to Deed of Trust recorded 1/15/2014, (1) the rescheduled time and date for the should also be aware that the lien being as provided in said note(s), advances, as Instrument No. 2014-0004355, of NOTICE OF TRUSTEE’S SALE sale of this property, you may call 714- auctioned off may be a junior lien. If you under the terms of said Deed of Trust, Official Records in the office of the Trustee Sale No. : 00000006882765 730-2727 for information regarding the are the highest bidder at the auction, you fees, charges and expenses of the County Recorder of Fresno County, State Title Order No.: 170250700 FHA/VA/ trustee’s sale or visit this Internet Web are or may be responsible for paying off Trustee and of the trusts created by said of CALIFORNIA executed by: RAY E. site www.lpsasap.com for information all liens senior to the lien being auctioned Deed of Trust. The total amount of the MARTINEZ PMI No.: ATTENTION RECORDER: , AN UNMARRIED MAN THE FOLLOWING REFERENCE TO regarding the sale of this property, using off, before you can receive clear title unpaid balance of the obligation secured WILL SELL AT PUBLIC AUCTION AN ATTACHED SUMMARY APPLIES the file number assigned to this case to the property. You are encouraged to by the property to be sold and reasonable TO HIGHEST BIDDER FOR CASH, ONLY TO COPIES PROVIDED TO 00000006882765. Information about investigate the existence, priority, and estimated costs, expenses and advances CASHIER’S CHECK DRAWN ON THE TRUSTOR, NOT TO THIS postponements that are very short in size of outstanding liens that may exist at the time of the initial publication of A STATE OR NATIONAL BANK, A RECORDED ORIGINAL NOTICE. duration or that occur close in time to on this property by contacting the county the Notice of Sale is $290,376.33. The CHECK DRAWN BY A STATE OR NOTE: THERE IS A SUMMARY the scheduled sale may not immediately recorder’s office or a title insurance beneficiary under said Deed of Trust FEDERAL CREDIT UNION, OR OF THE INFORMATION IN THIS be reflected in the telephone information company, either of which may charge heretofore executed and delivered to A CHECK DRAWN BY A STATE DOCUMENT ATTACHED. YOU ARE or on the Internet Web site. The best you a fee for this information. If you the undersigned a written Declaration OR FEDERAL SAVINGS AND IN DEFAULT UNDER A DEED OF way to verify postponement information consult either of these resources, you of Default and Demand for Sale, and a LOAN ASSOCIATION, SAVINGS TRUST, DATED 06/28/2007. UNLESS is to attend the scheduled sale. FOR should be aware that the same lender written Notice of Default and Election ASSOCIATION, OR SAVINGS BANK YOU TAKE ACTION TO PROTECT TRUSTEE SALE INFORMATION may hold more than one mortgage or to Sell. The undersigned caused said SPECIFIED IN SECTION 5102 YOUR PROPERTY, IT MAY BE SOLD PLEASE CALL: AGENCY SALES deed of trust on the property. NOTICE Notice of Default and Election to Sell OF THE FINANCIAL CODE AND AT A PUBLIC SALE. IF YOU NEED and POSTING 2 714-730-2727 www. TO PROPERTY OWNER: The sale to be recorded in the county where the AUTHORIZED TO DO BUSINESS AN EXPLANATION OF THE NATURE lpsasap.com BARRETT DAFFIN date shown on this notice of sale may real property is located. NOTICE TO IN THIS STATE: WEST ENTRANCE OF THE PROCEEDING AGAINST FRAPPIER TREDER and WEISS, LLP be postponed one or more times by POTENTIAL BIDDERS: If you are TO THE COUNTY COURTHOUSE YOU, YOU SHOULD CONTACT as Trustee 20955 Pathfinder Road, Suite the mortgagee, beneficiary, trustee, considering bidding on this property BREEZEWAY, FRESNO SUPERIOR A LAWYER. BARRETT DAFFIN 300 Diamond Bar, CA 91765 (866) 795- or a court, pursuant to Section 2924g lien, you should understand that there COURTHOUSE, 1100 VAN NESS FRAPPIER TREDER and WEISS, LLP, 1852 Dated: 10/24/2017 BARRETT of the California Civil Code. The law are risks involved in bidding at a trustee AVENUE, FRESNO, CA 93724 all as duly appointed Trustee under and DAFFIN FRAPPIER TREDER and requires that information about trustee auction. You will be bidding on a lien, right, title and interest conveyed to and pursuant to Deed of Trust Recorded on WEISS, LLP IS ACTING AS A sale postponements be made available not on the property itself. Placing the now held by it under said Deed of Trust 07/16/2007 as Instrument No. 2007- DEBT COLLECTOR ATTEMPTING to you and to the public, as a courtesy highest bid at a trustee auction does not in the property situated in said County 0136420 of official records in the office TO COLLECT A DEBT. ANY to those not present at the sale. If you automatically entitle you to free and and State described as: MORE FULLY of the County Recorder of FRESNO INFORMATION OBTAINED WILL wish to learn whether your sale date clear ownership of the property. You DESCRIBED ON SAID DEED OF County, State of CALIFORNIA. BE USED FOR THAT PURPOSE. has been postponed, and, if applicable, should also be aware that the lien being TRUST The street address and other EXECUTED BY: PATRICIA A A-4636540 11/03/2017, 11/10/2017, the rescheduled time and date for the auctioned off may be a junior lien. If you common designation, if any, of the real BETTENCOURT, EUGENE J 11/17/2017 sale of this property, you may call 800- are the highest bidder at the auction, you property described above is purported to BETTENCOURT, WILL SELL AT 11/03/2017, 11/10/2017, 11/17/2017 280-2832 for information regarding the are or may be responsible for paying off be: 5946 E BELMONT AVE FRESNO, ------trustee’s sale or visit this Internet Web all liens senior to the lien being auctioned CALIFORNIA 93727 PUBLIC AUCTION TO HIGHEST The undersigned BIDDER FOR CASH, CASHIER’S site www.auction.com for information off, before you can receive clear title Trustee disclaims any liability for any CHECK/CASH EQUIVALENT or (1) regarding the sale of this property, using to the property. You are encouraged to incorrectness of the street address and other form of payment authorized NOTICE OF TRUSTEE’S SALE the file number assigned to this case investigate the existence, priority, and other common designation, if any, by California Civil Code 2924h(b), Trustee Sale No. : 00000006909451 00000006909451. Information about size of outstanding liens that may exist shown herein. Said sale will be held, but (payable at time of sale in lawful money Title Order No.: 170267498 FHA/ postponements that are very short in on this property by contacting the county without covenant or warranty, express of the United States). DATE OF SALE: VA/PMI No.: 045-7348228-703 duration or that occur close in time to recorder’s office or a title insurance or implied, regarding title, possession, 12/05/2017. TIME OF SALE: 10:00 ATTENTION RECORDER: THE the scheduled sale may not immediately company, either of which may charge condition, or encumbrances, including AM. PLACE OF SALE: AT THE VAN FOLLOWING REFERENCE TO AN be reflected in the telephone information you a fee for this information. If you fees, charges and expenses of the Trustee NESS AVENUE EXIT FROM THE. ATTACHED SUMMARY APPLIES or on the Internet Web site. The best consult either of these resources, you and of the trusts created by said Deed of COUNTY COURTHOUSE, 1100 ONLY TO COPIES PROVIDED TO way to verify postponement information should be aware that the same lender Trust, to pay the remaining principal VAN NESS, FRESNO, CA 93721. THE TRUSTOR, NOT TO THIS is to attend the scheduled sale. FOR may hold more than one mortgage or sums of the note(s) secured by said Deed STREET ADDRESS and other common RECORDED ORIGINAL NOTICE. TRUSTEE SALE INFORMATION deed of trust on the property. NOTICE of Trust. The total amount of the unpaid designation, if any, of the real property NOTE: THERE IS A SUMMARY PLEASE CALL:AUCTION.COM, TO PROPERTY OWNER: The sale balance of the obligation secured by described above is purported to be: OF THE INFORMATION IN THIS LLC 800-280-2832 www.auction. date shown on this notice of sale may the property to be sold and reasonable 1543 W STROTHER AVE, FRESNO, DOCUMENT ATTACHED. YOU ARE com BARRETT DAFFIN FRAPPIER be postponed one or more times by estimated costs, expenses and advances CALIFORNIA 93706. APN#: 464- IN DEFAULT UNDER A DEED OF TREDER and WEISS, LLP as Trustee the mortgagee, beneficiary, trustee, at the time of the initial publication of 280-03. LOT 27 OF TRACT 2348, TRUST, DATED 10/22/2010. UNLESS 20955 Pathfinder Road, Suite 300 or a court, pursuant to Section 2924g the Notice of Sale is: $187,236.59 If COUNTY OF FRESNO, STATE OF YOU TAKE ACTION TO PROTECT Diamond Bar, CA 91765 (866) 795-1852 of the California Civil Code. The law the Trustee is unable to convey title for CALIFORNIA, ACCORDING TO MAP YOUR PROPERTY, IT MAY BE SOLD Dated: 10/24/2017. BARRETT DAFFIN requires that information about trustee any reason, the successful bidder’s sole THEREOF RECORDED IN BOOK 26 AT A PUBLIC SALE. IF YOU NEED FRAPPIER TREDER and WEISS, LLP sale postponements be made available and exclusive remedy shall be the return PAGE 99 OF PLATS IN THE OFFICE AN EXPLANATION OF THE NATURE IS ACTING AS A DEBT COLLECTOR to you and to the public, as a courtesy of monies paid to the Trustee, and the OF THE COUNTY RECORDER OF OF THE PROCEEDING AGAINST ATTEMPTING TO COLLECT A DEBT. to those not present at the sale. If you successful bidder shall have no further SAID COUNTY. The undersigned YOU, YOU SHOULD CONTACT ANY INFORMATION OBTAINED wish to learn whether your sale date recourse. The beneficiary under said Trustee disclaims any liability for any A LAWYER. BARRETT DAFFIN WILL BE USED FOR THAT PURPOSE. has been postponed, and, if applicable, Deed of Trust heretofore executed and incorrectness of the street address and FRAPPIER TREDER and WEISS, LLP, A-4636549 11/03/2017, 11/10/2017, the rescheduled time and date for the delivered to the undersigned a written other common designation, if any, as duly appointed Trustee under and 11/17/2017 sale of this property, you may call 800- Declaration of Default and Demand for shown herein. Said sale will be made, but pursuant to Deed of Trust Recorded on 11/03/2017, 11/10/2017, 11/17/2017 280-2832 for information regarding the Sale, and a written Notice of Default and without covenant or warranty, expressed 10/28/2010 as Instrument No. 2010------trustee’s sale or visit this Internet Web Election to Sell. The undersigned caused or implied,regarding title, possession, 0144389 , Loan Modification dated site www.auction.com for information said Notice of Default and Election to or encumbrances, to pay the remaining 12/20/2016 was recorded on 01/31/2017 (1) regarding the sale of this property, using Sell to be recorded in the county where principal sum of the note(s) secured as Instrument No. 2017-0011842-00 of NOTICE OF TRUSTEE’S SALE the file number assigned to this case the real property is located. NOTICE by said Deed of Trust, with interest official records in the office of the County Trustee Sale No. : 00000006839955 00000006839955. Information about TO POTENTIAL BIDDERS: If you thereon, as provided in said note(s), Recorder of FRESNO County, State Title Order No.: 170225966 FHA/ postponements that are very short in are considering bidding on this property advances, under the terms of said Deed of CALIFORNIA. EXECUTED BY: VA/PMI No.: 045-8417546-703 duration or that occur close in time to lien, you should understand that there of Trust, fees, charges and expenses of LINDA D BORBA, AN UNMARRIED ATTENTION RECORDER: THE the scheduled sale may not immediately are risks involved in bidding at a trustee the Trustee and of the trusts created by WOMAN,WILL SELL AT PUBLIC FOLLOWING REFERENCE TO AN be reflected in the telephone information auction. You will be bidding on a lien, said Deed of Trust. The total amount AUCTION TO HIGHEST BIDDER ATTACHED SUMMARY APPLIES or on the Internet Web site. The best not on the property itself. Placing the of the unpaid balance of the obligation FOR CASH, CASHIER’S CHECK/ ONLY TO COPIES PROVIDED TO way to verify postponement information highest bid at a trustee auction does not secured by the property to be sold and CASH EQUIVALENT or other form of THE TRUSTOR, NOT TO THIS automatically entitle you to free and reasonable estimated costs, expenses payment authorized by California Civil RECORDED ORIGINAL NOTICE. clear ownership of the property. You and advances at the time of the initial Code 2924h(b), (payable at time of sale NOTE: THERE IS A SUMMARY should also be aware that the lien being publication of the Notice of Sale is in lawful money of the United States). OF THE INFORMATION IN THIS Continued | Next Page FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Public Notices 19

TRUSTEE SALES you a fee for this information. If you balance and other charges: $104,587.93 LAWYER. On 11/28/2017 at 10:00 AM, or on the Internet Web site. The best way consult either of these resources, you (Estimated). Street Address or other The Mortgage Law Firm, PLC, as duly to verify postponement information is to Continued | From 18 should be aware that the same lender common designation of real property: appointed Trustee under and pursuant attend the scheduled sale. A-FN4636719 may hold more than one mortgage or 5096 WEST SIERRA AVENUE to Deed of Trust recorded 11/09/2009, 11/03/2017, 11/10/2017, 11/17/2017 FRESNO, CA 93722 is to attend the scheduled sale. FOR deed of trust on the property. NOTICE . The undersigned as Instrument No. 2009-0153956, in 11/03/2017, 11/10/2017, 11/17/2017 TRUSTEE SALE INFORMATION TO PROPERTY OWNER: The sale Trustee disclaims any liability for any book xx, page xx, of Official Records ------PLEASE CALL:AUCTION.COM, date shown on this notice of sale may incorrectness of the street address or in the office of the County Recorder LLC 800-280-2832 www.auction. be postponed one or more times by other common designation, if any, of Fresno County, State of California, (1) com BARRETT DAFFIN FRAPPIER the mortgagee, beneficiary, trustee, shown above. If no street address or executed by Marilen Q. Felten, an NOTICE OF TRUSTEE’S SALE TREDER and WEISS, LLP as Trustee or a court, pursuant to Section 2924g other common designation is shown, Unmarried Woman, WILL SELL AT TS No. CA-17-774735-NJ Order 20955 Pathfinder Road, Suite 300 of the California Civil Code. The law directions to the location of the property PUBLIC AUCTION TO HIGHEST No.: 170251638-CA-VOI NOTE: Diamond Bar, CA 91765 (866) 795-1852 requires that information about trustee may be obtained by sending a written BIDDER FOR CASH, CASHIER’S THERE IS A SUMMARY OF THE Dated: 10/25/2017. BARRETT DAFFIN sale postponements be made available request to the beneficiary within 10 CHECK/CASH EQUIVALENT or INFORMATION IN THIS DOCUMENT FRAPPIER TREDER and WEISS, LLP to you and to the public, as a courtesy days of the date of first publication of other form of payment authorized by ATTACHED TO THE COPY IS ACTING AS A DEBT COLLECTOR to those not present at the sale. If you this Notice of Sale. If the Trustee is 2924h(b), (payable at time of sale in PROVIDED TO THE MORTGAGOR ATTEMPTING TO COLLECT A DEBT. wish to learn whether your sale date unable to convey title for any reason, the lawful money of the United States), OR TRUSTOR (Pursuant to Cal. Civ. ANY INFORMATION OBTAINED has been postponed, and, if applicable, successful bidder’s sole and exclusive At the Van Ness Avenue exit from the Code 2923.3) YOU ARE IN DEFAULT WILL BE USED FOR THAT PURPOSE. the rescheduled time and date for the remedy shall be the return of monies County Courthouse, 1100 Van Ness, UNDER A DEED OF TRUST DATED A-4636625 11/03/2017, 11/10/2017, sale of this property, you may call 714- paid to the Trustee, and the successful Fresno, CA 93721. All right, title and 1/14/2015. UNLESS YOU TAKE 11/17/2017 730-2727 for information regarding the bidder shall have no further recourse. If interest conveyed to and now held by it ACTION TO PROTECT YOUR 11/03/2017, 11/10/2017, 11/17/2017 trustee’s sale or visit this Internet Web the sale is set aside for any reason, the under said Deed of Trust in the property PROPERTY, IT MAY BE SOLD AT ------site www.lpsasap.com for information Purchaser at the sale shall be entitled situated in said County and State, A PUBLIC SALE. IF YOU NEED AN regarding the sale of this property, using only to a return of the deposit paid. The described as: FULLY DESCRIBED IN EXPLANATION OF THE NATURE (1) the file number assigned to this case Purchaser shall have no further recourse THE ABOVE DEED OF TRUST. APN OF THE PROCEEDING AGAINST NOTICE OF TRUSTEE’S SALE 00000006215248. Information about against the Mortgagor, the Mortgagee, 424-442-10. The street address and other YOU, YOU SHOULD CONTACT A Trustee Sale No. : 00000006215248 postponements that are very short in or the Mortgagee’s Attorney. If you have common designation, if any, of the real LAWYER. A public auction sale to the Title Order No.: 160252576 FHA/VA/ duration or that occur close in time to previously been discharged through property described above is purported highest bidder for cash, cashier’s check PMI No.: ATTENTION RECORDER: the scheduled sale may not immediately bankruptcy, you may have been released to be: 3102 West Norwich Avenue, drawn on a state or national bank, check THE FOLLOWING REFERENCE TO be reflected in the telephone information of personal liability for this loan in Fresno, CA 93722. The undersigned drawn by state or federal credit union, AN ATTACHED SUMMARY APPLIES or on the Internet Web site. The best which case this letter is intended to Trustee disclaims any liability for any or a check drawn by a state or federal ONLY TO COPIES PROVIDED TO way to verify postponement information exercise the note holder’s rights against incorrectness of the street address and savings and loan association, or savings THE TRUSTOR, NOT TO THIS is to attend the scheduled sale. FOR the real property only. THIS NOTICE other common designation, if any, association, or savings bank specified RECORDED ORIGINAL NOTICE. TRUSTEE SALE INFORMATION IS SENT FOR THE PURPOSE OF shown herein. Said sale will be made, but in Section 5102 to the Financial Code NOTE: THERE IS A SUMMARY PLEASE CALL:AGENCY SALES COLLECTING A DEBT. THIS FIRM without covenant or warranty, expressed and authorized to do business in this OF THE INFORMATION IN THIS and POSTING 2 714-730-2727 www. IS ATTEMPTING TO COLLECT A or implied, regarding title, possession, state, will be held by duly appointed DOCUMENT ATTACHED. YOU ARE lpsasap.com BARRETT DAFFIN DEBT ON BEHALF OF THE HOLDER or encumbrances, to pay the remaining trustee. The sale will be made, but IN DEFAULT UNDER A DEED OF FRAPPIER TREDER and WEISS, LLP AND OWNER OF THE NOTE. ANY principal sum of the note(s) secured by without covenant or warranty, expressed TRUST, DATED 06/10/2013. UNLESS as Trustee 20955 Pathfinder Road, Suite INFORMATION OBTAINED BY OR said Deed of Trust, with interest thereon, or implied, regarding title, possession, YOU TAKE ACTION TO PROTECT 300 Diamond Bar, CA 91765 (866) 795- PROVIDED TO THIS FIRM OR THE as provided in said note(s), advances, or encumbrances, to pay the accrued YOUR PROPERTY, IT MAY BE 1852 Dated: 10/26/2017. BARRETT CREDITOR WILL BE USED FOR if any, under the terms of said Deed of principal sum of the note(s) secured SOLD AT A PUBLIC SALE. IF YOU DAFFIN FRAPPIER TREDER and THAT PURPOSE. As required by law, Trust, fees, charges and expenses of the by the Deed of Trust, with interest and NEED AN EXPLANATION OF THE WEISS, LLP IS ACTING AS A you are hereby notified that a negative Trustee and of the trusts created by said late charges thereon, as provided in NATURE OF THE PROCEEDING DEBT COLLECTOR ATTEMPTING credit report reflecting on your credit Deed of Trust. The total amount of the the note(s), advances, under the terms AGAINST YOU, YOU SHOULD TO COLLECT A DEBT. ANY record may be submitted to a credit unpaid balance of the obligation secured of the Deed of Trust, interest thereon, CONTACT A LAWYER. BARRETT INFORMATION OBTAINED WILL report agency if you fail to fulfill by the property to be sold and reasonable fees, charges and expenses of the trustee DAFFIN FRAPPIER TREDER and BE USED FOR THAT PURPOSE. the terms of your credit obligations. estimated costs, expenses and advances for the total amount (at the time of the WEISS, LLP, as duly appointed A-FN4636748 11/03/2017, 11/10/2017, NOTICE TO POTENTIAL BIDDERS: at the time of the initial publication of initial publication of the Notice of Sale) Trustee under and pursuant to Deed 11/17/2017 If you are considering bidding on this the Notice of Sale is: $108,791.10. If reasonably estimated to be set forth of Trust Recorded on 06/18/2013 11/03/2017, 11/10/2017, 11/17/2017 property lien, you should understand the Trustee is unable to convey title for below. The amount may be greater as Instrument No. 2013-0085599 of ------that there are risks involved in bidding at any reason, the successful bidder’s sole on the day of sale. BENEFICIARY official records in the office of the a trustee auction. You will be bidding on and exclusive remedy shall be the return MAY BID LESS THAN THE TOTAL County Recorder of FRESNO County, (1) a lien, not on the property itself. Placing of monies paid to the Trustee, and the AMOUNT DUE. Trustor (s): JANICE State of CALIFORNIA. EXECUTED NOTICE OF TRUSTEE’S SALE the highest bid at a trustee auction does successful bidder shall have no further P. KEISLER, A WIDOW Recorded: BY: PATRICK BRANAGAN AND T.S. No.: 17-18464 A.P.N.: 506-112- not automatically entitle you to free and recourse. The beneficiary under said 1/21/2015 as Instrument No. 2015- DEBRA BRANAGAN, HUSBAND 10 NOTE: THERE IS A SUMMARY clear ownership of the property. You Deed of Trust heretofore executed and 0006159 of Official Records in the office AND WIFE, WILL SELL AT PUBLIC OF THE INFORMATION IN should also be aware that the lien being delivered to the undersigned a written of the Recorder of FRESNO County, AUCTION TO HIGHEST BIDDER THIS DOCUMENT ATTACHED. auctioned off may be a junior lien. If you Declaration of Default and Demand for California; Date of Sale: 12/18/2017 at FOR CASH, CASHIER’S CHECK/ PURSUANT TO CIVIL CODE are the highest bidder at the auction, you Sale, and written Notice of Default and 10:00 AM Place of Sale: At the Van CASH EQUIVALENT or other form of Section 2923.3(a), THE SUMMARY are or may be responsible for paying off Election to Sell. The undersigned caused Ness Avenue exit from the County payment authorized by California Civil OF INFORMATION REFERRED all liens senior to the lien being auctioned a Notice of Default and Election to Sell to Courthouse at 1100 Van Ness Avenue, Code 2924h(b), (payable at time of sale TO ABOVE IS NOT ATTACHED off, before you can receive clear title be recorded in the county where the real Fresno, CA 93724 Amount of accrued in lawful money of the United States). TO THE RECORDED COPY OF to the property. You are encouraged to property is located. Dated: 10/30/2017 balance and other charges: $214,240.21 DATE OF SALE: 12/05/2017. TIME OF THIS DOCUMENT BUT ONLY TO investigate the existence, priority, and THE MORTGAGE LAW FIRM, PLC The purported property address is: SALE: 10:00 AM. PLACE OF SALE: THE COPIES PROVIDED TO THE size of outstanding liens that may exist Adriana Durham/Authorized Signature 4368 N FRUIT AVENUE, FRESNO, AT THE VAN NESS AVENUE EXIT TRUSTOR. YOU ARE IN DEFAULT on this property by contacting the county 41689 Enterprise Circle North, Ste. CA 93705 Assessor’s Parcel No.: 426- FROM THE COUNTY COURTHOUSE, UNDER A DEED OF TRUST DATED recorder’s office or a title insurance 228, Temecula, CA 92590 (619) 201-09 NOTICE TO POTENTIAL 1100 VAN NESS, FRESNO, CA 93721. 12/10/2010. UNLESS YOU TAKE company, either of which may charge 465-8200. FOR TRUSTEE’S SALE BIDDERS: If you are considering STREET ADDRESS and other common ACTION TO PROTECT YOUR you a fee for this information. If you INFORMATION PLEASE CALL 714- bidding on this property lien, you should designation, if any, of the real property PROPERTY, IT MAY BE SOLD AT consult either of these resources, you 730-2727. The Mortgage Law Firm, understand that there are risks involved described above is purported to be: A PUBLIC SALE. IF YOU NEED AN should be aware that the same lender PLC. may be attempting to collect a in bidding at a trustee auction. You will 3765 E AUSTIN WAY, FRESNO, EXPLANATION OF THE NATURE may hold more than one mortgage or debt. Any information obtained may be bidding on a lien, not on the property CALIFORNIA 93726. APN#: 428-293- OF THE PROCEEDING AGAINST deed of trust on the property. NOTICE be used for that purpose. NOTICE TO itself. Placing the highest bid at a trustee 31. The undersigned Trustee disclaims YOU, YOU SHOULD CONTACT A TO PROPERTY OWNER: The sale POTENTIAL BIDDERS: If you are auction does not automatically entitle any liability for any incorrectness of LAWYER. A public auction sale to the date shown on this notice of sale may considering bidding on this property you to free and clear ownership of the the street address and other common highest bidder for cash, cashier’s check be postponed one or more times by lien, you should understand that there property. You should also be aware designation, if any, shown herein. drawn on a state or national bank, check the mortgagee, beneficiary, trustee, are risks involved in bidding at a trustee that the lien being auctioned off may Said sale will be made, but without drawn by a state or federal credit union, or a court, pursuant to Section 2924g auction. You will be bidding on a lien, be a junior lien. If you are the highest covenant or warranty, expressed or or a check drawn by a state or federal of the California Civil Code. The law not on the property itself. Placing the bidder at the auction, you are or may implied, regarding title, possession, or savings and loan association, or savings requires that information about trustee highest bid at a trustee auction does not be responsible for paying off all liens encumbrances, to pay the remaining association, or savings bank specified sale postponements be made available automatically entitle you to free and senior to the lien being auctioned off, principal sum of the note(s) secured by in Section 5102 of the Financial Code to you and to the public, as a courtesy clear ownership of the property. You before you can receive clear title to said Deed of Trust, with interest thereon, and authorized to do business in this to those not present at the sale. If you should also be aware that the lien being the property. You are encouraged to as provided in said note(s), advances, state will be held by the duly appointed wish to learn whether your sale date has auctioned off may be a junior lien. If you investigate the existence, priority, and under the terms of said Deed of Trust, trustee as shown below, of all right, been postponed, and, if applicable, the are the highest bidder at the auction, you size of outstanding liens that may exist fees, charges and expenses of the title, and interest conveyed to and now rescheduled time and date for the sale are or may be responsible for paying off on this property by contacting the county Trustee and of the trusts created by said held by the trustee in the hereinafter of this property, you may call (800) all liens senior to the lien being auctioned recorder’s office or a title insurance Deed of Trust. The total amount of the described property under and pursuant 758-8052 or visit this Internet Web off, before you can receive clear title company, either of which may charge unpaid balance of the obligation secured to a Deed of Trust described below. site www.Xome.com, using the file to the property. You are encouraged to you a fee for this information. If you by the property to be sold and reasonable The sale will be made, but without number assigned to this case 17-18464. investigate the existence, priority, and consult either of these resources, you estimated costs, expenses and advances covenant or warranty, expressed or Information about postponements size of outstanding liens that may exist should be aware that the same lender at the time of the initial publication of implied, regarding title, possession, or that are very short in duration or that on this property by contacting the county may hold more than one mortgage or the Notice of Sale is $190,114.44. The encumbrances, to pay the remaining occur close in time to the scheduled recorder’s office or a title insurance deed of trust on the property. NOTICE beneficiary under said Deed of Trust principal sum of the note(s) secured sale may not immediately be reflected company, either of which may charge TO PROPERTY OWNER: The sale heretofore executed and delivered to by the Deed of Trust, with interest and in the telephone information or on the you a fee for this information. If you date shown on this Notice of Sale may the undersigned a written Declaration late charges thereon, as provided in the Internet Web site. The best way to verify consult either of these resources, you be postponed one or more times by of Default and Demand for Sale, and a note(s), advances, under the terms of postponement information is to attend should be aware that the same lender the mortgagee, beneficiary, trustee, written Notice of Default and Election the Deed of Trust, interest thereon, fees, the scheduled sale. Date: 10/26/2017 may hold more than one mortgage or or a court, pursuant to Section 2924g to Sell. The undersigned caused said charges and expenses of the Trustee Carrington Foreclosure Services, LLC deed of trust on the property. NOTICE of the California Civil Code. The law Notice of Default and Election to Sell for the total amount (at the time of the 1500 South Douglass Road, Suite 150 TO PROPERTY OWNER: The sale requires that information about trustee to be recorded in the county where the initial publication of the Notice of Sale) Anaheim, CA 92806 Automated Sale date shown on this notice of sale may sale postponements be made available real property is located. NOTICE TO reasonably estimated to be set forth Information: (800) 758-8052 or www. be postponed one or more times by to you and to the public, as a courtesy POTENTIAL BIDDERS: If you are below. The amount may be greater on Xome.com for NON-SALE information: the mortgagee, beneficiary, trustee, to those not present at the sale. If you considering bidding on this property the day of sale. BENEFICIARY MAY 888-313-1969 Vanessa Gomez, Trustee or a court, pursuant to Section 2924g wish to learn whether your sale date lien, you should understand that there ELECT TO BID LESS THAN THE Sale Specialist. A-4636924 11/03/2017, of the California Civil Code. The law has been postponed, and, if applicable, are risks involved in bidding at a trustee TOTAL AMOUNT DUE. Trustor: 11/10/2017, 11/17/2017 requires that information about trustee the rescheduled time and date for the auction. You will be bidding on a lien, THOMAS J. WHEELER AND 11/03/2017, 11/10/2017, 11/17/2017 sale postponements be made available sale of this property, you may call 916- not on the property itself. Placing the YOUNG J. WHEELER, HUSBAND ------to you and to the public, as a courtesy 939-0772 for information regarding highest bid at a trustee auction does not AND WIFE.Duly Appointed Trustee: to those not present at the sale. If you the trustee’s sale or visit this Internet automatically entitle you to free and Carrington Foreclosure Services, LLC. (1) wish to learn whether your sale date has Web site http://www.qualityloan. clear ownership of the property. You Recorded 12/15/2010 as Instrument NOTICE OF TRUSTEE’S SALE Trustee been postponed, and, if applicable, the com, using the file number assigned should also be aware that the lien being No. 2010-0167004 in book , page Loan Sale No. 134280 Title No. 95517675 rescheduled time and date for the sale to this foreclosure by the trustee: CA- auctioned off may be a junior lien. If you Modification recorded on 06/11/2014 NOTE: THERE IS A SUMMARY of this property, you may call (714) 17-774735-NJ. Information about are the highest bidder at the auction, you as Instrument No. 2014-0064922 of OF THE INFORMATION IN THIS 730-2727 for information regarding the postponements that are very short in are or may be responsible for paying off Official Records in the office of the DOCUMENT ATTACHED. YOU ARE trustee’s sale or visit this Internet Web duration or that occur close in time to all liens senior to the lien being auctioned Recorder of Fresno County, California, IN DEFAULT UNDER A DEED OF site -www.servicelinkASAP.com- for the scheduled sale may not immediately off, before you can receive clear title Described as follows: AS MORE TRUST, DATED 10/30/2009. UNLESS information regarding the sale of this be reflected in the telephone information to the property. You are encouraged to FULLY DESCRIBED ON SAID YOU TAKE ACTION TO PROTECT property, using the file number assigned or on the Internet Web site. The best investigate the existence, priority, and DEED OF TRUST. Date of Sale: YOUR PROPERTY, IT MAY BE SOLD to this case: 134280. Information about way to verify postponement information size of outstanding liens that may exist 11/30/2017 at 10:00 AM. Place of Sale: AT A PUBLIC SALE. IF YOU NEED postponements that are very short in on this property by contacting the county At the Van Ness Avenue exit from the AN EXPLANATION OF THE NATURE duration or that occur close in time to recorder’s office or a title insurance County Courthouse, 1100 Van Ness, OF THE PROCEEDING AGAINST the scheduled sale may not immediately company, either of which may charge Fresno, CA 93721. Amount of unpaid YOU, YOU SHOULD CONTACT A be reflected in the telephone information Continued | Next Page 20 Public Notices www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

TRUSTEE SALES size of outstanding liens that may exist other common designation, if any, WEISS, LLP, as duly appointed Trustee 11/17/2017 on this property by contacting the county shown herein. Said sale will be made, but under and pursuant to Deed of Trust 11/03/2017, 11/10/2017, 11/17/2017 Continued | From 19 recorder’s office or a title insurance without covenant or warranty, expressed Recorded on 12/19/2012 as Instrument ------company, either of which may charge or implied, regarding title, possession, No. 2012-0183270-00 of official is to attend the scheduled sale. The you a fee for this information. If you or encumbrances, to pay the remaining records in the office of the County (1) undersigned trustee disclaims any consult either of these resources, you principal sum of the note(s) secured by Recorder of FRESNO County, State NOTICE OF TRUSTEE’S SALE liability for any incorrectness of the should be aware that the same lender said Deed of Trust, with interest thereon, of CALIFORNIA. EXECUTED BY: Trustee Sale No. : 00000006783773 property address or other common may hold more than one mortgage or as provided in said note(s), advances, CHOUA CHA, A SINGLE PERSON Title Order No.: 170184511 FHA/ designation, if any, shown herein. If deed of trust on the property. NOTICE if any, under the terms of said Deed of AND ZANG CHANG AND KIA VUE, VA/PMI No.: 045-8241826-703 no street address or other common TO PROPERTY OWNER: The sale Trust, fees, charges and expenses of the HUSBAND AND WIFE,WILL SELL ATTENTION RECORDER: THE designation is shown, directions to date shown on this notice of sale may Trustee and of the trusts created by said AT PUBLIC AUCTION TO HIGHEST FOLLOWING REFERENCE TO AN the location of the property may be be postponed one or more times by Deed of Trust. The total amount of the BIDDER FOR CASH, CASHIER’S ATTACHED SUMMARY APPLIES obtained by sending a written request the mortgagee, beneficiary, trustee, unpaid balance of the obligation secured CHECK/CASH EQUIVALENT or ONLY TO COPIES PROVIDED TO to the beneficiary within 10 days of the or a court, pursuant to Section 2924g by the property to be sold and reasonable other form of payment authorized THE TRUSTOR, NOT TO THIS date of first publication of this Notice of of the California Civil Code. The law estimated costs, expenses and advances by California Civil Code 2924h(b), RECORDED ORIGINAL NOTICE. Sale. If the trustee is unable to convey requires that information about trustee at the time of the initial publication of (payable at time of sale in lawful money NOTE: THERE IS A SUMMARY title for any reason, the successful sale postponements be made available the Notice of Sale is: $81,763.99. If the of the United States). DATE OF SALE: OF THE INFORMATION IN THIS bidder’s sole and exclusive remedy to you and to the public, as a courtesy Trustee is unable to convey title for any 12/13/2017. TIME OF SALE: 9:00 DOCUMENT ATTACHED. YOU ARE shall be the return of monies paid to to those not present at the sale. If you reason, the successful bidder’s sole and AM. PLACE OF SALE: FRESNO IN DEFAULT UNDER A DEED OF the trustee, and the successful bidder wish to learn whether your sale date has exclusive remedy shall be the return SUPERIOR COURTHOUSE, 1100 TRUST, DATED 12/01/2014. UNLESS shall have no further recourse. If the been postponed, and, if applicable, the of monies paid to the Trustee, and the VAN NESS AVENUE, FRESNO, CA YOU TAKE ACTION TO PROTECT sale is set aside for any reason, the rescheduled time and date for the sale of successful bidder shall have no further 93724. STREET ADDRESS and other YOUR PROPERTY, IT MAY BE Purchaser at the sale shall be entitled this property, you may call 800-280-2832 recourse. The beneficiary under said common designation, if any, of the real SOLD AT A PUBLIC SALE. IF YOU only to a return of the deposit paid. for information regarding the trustee’s Deed of Trust heretofore executed and property described above is purported NEED AN EXPLANATION OF THE The Purchaser shall have no further sale or visit this Internet Web site http:// delivered to the undersigned a written to be: 3664 EAST WHITE AVENUE, NATURE OF THE PROCEEDING recourse against the mortgagor, www.qualityloan.com, using the file Declaration of Default and Demand for FRESNO, CALIFORNIA 93702. AGAINST YOU, YOU SHOULD the mortgagee, or the mortgagee’s number assigned to this foreclosure Sale, and written Notice of Default and APN#: 454-282-02. The undersigned CONTACT A LAWYER. BARRETT attorney. If you have previously been by the Trustee: CA-17-760569-JB. Election to Sell. The undersigned caused Trustee disclaims any liability for any DAFFIN FRAPPIER TREDER and discharged through bankruptcy, you may Information about postponements a Notice of Default and Election to Sell to incorrectness of the street address and WEISS, LLP, as duly appointed have been released of personal liability that are very short in duration or that be recorded in the county where the real other common designation, if any, Trustee under and pursuant to Deed for this loan in which case this letter is occur close in time to the scheduled property is located. Dated: 10/27/2017 shown herein. Said sale will be made, but of Trust Recorded on 12/03/2014 as intended to exercise the note holders sale may not immediately be reflected THE MORTGAGE LAW FIRM, PLC without covenant or warranty, expressed Instrument No. 2014-0136490-00 of right’s against the real property only. As in the telephone information or on the Adriana Durham/Authorized Signature or implied,regarding title, possession, official records in the office of the required by law, you are hereby notified Internet Web site. The best way to verify 41689 Enterprise Circle North, Ste. or encumbrances, to pay the remaining County Recorder of FRESNO County, that a negative credit report reflecting on postponement information is to attend 228, Temecula, CA 92590 (619) principal sum of the note(s) secured by State of CALIFORNIA. EXECUTED your credit record may be submitted to a the scheduled sale. The undersigned 465-8200. FOR TRUSTEE’S SALE said Deed of Trust, with interest thereon, BY: LETICIA DE LA TORRE, credit report agency if you fail to fulfill Trustee disclaims any liability for any INFORMATION PLEASE CALL (800) as provided in said note(s), advances, A SINGLE WOMAN AND JOSE the terms of your credit obligations. Date: incorrectness of the property address 280-2832. The Mortgage Law Firm, under the terms of said Deed of Trust, PENA, A SINGLE MAN AS JOINT Quality Loan Service Corporation 411 or other common designation, if any, PLC. may be attempting to collect a fees, charges and expenses of the TENANTS, WILL SELL AT PUBLIC Ivy Street San Diego, CA 92101 619- shown herein. If no street address or debt. Any information obtained may Trustee and of the trusts created by said AUCTION TO HIGHEST BIDDER 645-7711 For NON SALE information other common designation is shown, be used for that purpose. NOTICE TO Deed of Trust. The total amount of the FOR CASH, CASHIER’S CHECK/ only Sale Line: 916-939-0772 Or directions to the location of the property POTENTIAL BIDDERS: If you are unpaid balance of the obligation secured CASH EQUIVALENT or other form of Login to: http://www.qualityloan.com may be obtained by sending a written considering bidding on this property by the property to be sold and reasonable payment authorized by California Civil Reinstatement Line: (866) 645-7711 request to the beneficiary within 10 days lien, you should understand that there estimated costs, expenses and advances Code 2924h(b), (payable at time of sale Ext 5318 Quality Loan Service Corp. of the date of first publication of this are risks involved in bidding at a trustee at the time of the initial publication of in lawful money of the United States). TS No.: CA-17-774735-NJ IDSPub Notice of Sale. If the sale is set aside auction. You will be bidding on a lien, the Notice of Sale is $124,227.34. The DATE OF SALE: 12/13/2017. TIME #0133298 11/3/2017 11/10/2017 for any reason, including if the Trustee not on the property itself. Placing the beneficiary under said Deed of Trust OF SALE: 9:00 AM. PLACE OF SALE: 11/17/2017 is unable to convey title, the Purchaser highest bid at a trustee auction does not heretofore executed and delivered to FRESNO SUPERIOR COURTHOUSE, 11/03/2017, 11/10/2017, 11/17/2017 at the sale shall be entitled only to a automatically entitle you to free and the undersigned a written Declaration 1100 VAN NESS AVENUE, FRESNO, ------return of the monies paid to the Trustee. clear ownership of the property. You of Default and Demand for Sale, and a CA 93724. STREET ADDRESS and This shall be the Purchaser’s sole and should also be aware that the lien being written Notice of Default and Election other common designation, if any, of (1) exclusive remedy. The purchaser shall auctioned off may be a junior lien. If to Sell. The undersigned caused said the real property described above is NOTICE OF TRUSTEE’S SALE TS have no further recourse against the you are the highest bidder at the auction, Notice of Default and Election to Sell purported to be: 6128 WEST SCOTT No. CA-17-760569-JB Order No.: 730- Trustor, the Trustee, the Beneficiary, the you are or may be responsible for paying to be recorded in the county where the AVENUE, FRESNO, CALIFORNIA 1700644-70 YOU ARE IN DEFAULT Beneficiary’s Agent, or the Beneficiary’s off all liens senior to the lien being real property is located. NOTICE TO 93723. APN#: 505-130-12. The UNDER A DEED OF TRUST DATED Attorney. If you have previously been auctioned off, before you can receive POTENTIAL BIDDERS: If you are undersigned Trustee disclaims any 8/21/2007. UNLESS YOU TAKE discharged through bankruptcy, you clear title to the property. You are considering bidding on this property liability for any incorrectness of the street ACTION TO PROTECT YOUR may have been released of personal encouraged to investigate the existence, lien, you should understand that there address and other common designation, PROPERTY, IT MAY BE SOLD AT liability for this loan in which case this priority, and size of outstanding liens are risks involved in bidding at a trustee if any, shown herein. Said sale will be A PUBLIC SALE. IF YOU NEED AN letter is intended to exercise the note that may exist on this property by auction. You will be bidding on a lien, made, but without covenant or warranty, EXPLANATION OF THE NATURE holders right’s against the real property contacting the county recorder’s office not on the property itself. Placing the expressed or implied,regarding title, OF THE PROCEEDING AGAINST only. Date: Quality Loan Service or a title insurance company, either of highest bid at a trustee auction does not possession, or encumbrances, to pay YOU, YOU SHOULD CONTACT A Corporation 411 Ivy Street San Diego, which may charge you a fee for this automatically entitle you to free and the remaining principal sum of the LAWYER. A public auction sale to the CA 92101 619-645-7711 For NON information. If you consult either of clear ownership of the property. You note(s) secured by said Deed of Trust, highest bidder for cash, cashier’s check SALE information only Sale Line: these resources, you should be aware should also be aware that the lien being with interest thereon, as provided in drawn on a state or national bank, check 800-280-2832 Or Login to: http:// that the same lender may hold more auctioned off may be a junior lien. If you said note(s), advances, under the terms drawn by state or federal credit union, www.qualityloan.com Reinstatement than one mortgage or deed of trust on are the highest bidder at the auction, you of said Deed of Trust, fees, charges and or a check drawn by a state or federal Line: (866) 645-7711 Ext 5318 the property. NOTICE TO PROPERTY are or may be responsible for paying off expenses of the Trustee and of the trusts savings and loan association, or savings Quality Loan Service Corp. TS No.: OWNER: The sale date shown on all liens senior to the lien being auctioned created by said Deed of Trust. The total association, or savings bank specified CA-17-760569-JB IDSPub #0133322 this notice of sale may be postponed off, before you can receive clear title amount of the unpaid balance of the in Section 5102 to the Financial Code 11/3/2017 11/10/2017 11/17/2017 one or more times by the mortgagee, to the property. You are encouraged to obligation secured by the property to and authorized to do business in this 11/03/2017, 11/10/2017, 11/17/2017 beneficiary, trustee, or a court, pursuant investigate the existence, priority, and be sold and reasonable estimated costs, state, will be held by duly appointed ------to Section 2924g of the California Civil size of outstanding liens that may exist expenses and advances at the time of the trustee. The sale will be made, but Code. The law requires that information on this property by contacting the county initial publication of the Notice of Sale is without covenant or warranty, expressed (1) about trustee sale postponements be recorder’s office or a title insurance $256,863.89. The beneficiary under said or implied, regarding title, possession, NOTICE OF TRUSTEE’S SALE made available to you and to the public, company, either of which may charge Deed of Trust heretofore executed and or encumbrances, to pay the remaining Trustee Sale No. 133071 Title No. as a courtesy to those not present at the you a fee for this information. If you delivered to the undersigned a written principal sum of the note(s) secured 170204902 NOTE: THERE IS A sale. If you wish to learn whether your consult either of these resources, you Declaration of Default and Demand for by the Deed of Trust, with interest and SUMMARY OF THE INFORMATION sale date has been postponed, and, if should be aware that the same lender Sale, and a written Notice of Default and late charges thereon, as provided in the IN THIS DOCUMENT ATTACHED. applicable, the rescheduled time and may hold more than one mortgage or Election to Sell. The undersigned caused note(s), advances, under the terms of YOU ARE IN DEFAULT UNDER A date for the sale of this property, you deed of trust on the property. NOTICE said Notice of Default and Election to the Deed of Trust, interest thereon, fees, DEED OF TRUST, DATED 08/07/2001. may call (800) 280-2832 for information TO PROPERTY OWNER: The sale Sell to be recorded in the county where charges and expenses of the Trustee UNLESS YOU TAKE ACTION TO regarding the trustee’s sale or visit this date shown on this notice of sale may the real property is located. NOTICE for the total amount (at the time of the PROTECT YOUR PROPERTY, IT Internet Web site - www.auction.com - be postponed one or more times by TO POTENTIAL BIDDERS: If you are initial publication of the Notice of Sale) MAY BE SOLD AT A PUBLIC SALE. for information regarding the sale of this the mortgagee, beneficiary, trustee, considering bidding on this property reasonably estimated to be set forth IF YOU NEED AN EXPLANATION OF property, using the file number assigned or a court, pursuant to Section 2924g lien, you should understand that there below. The amount may be greater on THE NATURE OF THE PROCEEDING to this case: 133071. Information about of the California Civil Code. The law are risks involved in bidding at a trustee the day of sale. BENEFICIARY MAY AGAINST YOU, YOU SHOULD postponements that are very short in requires that information about trustee auction. You will be bidding on a lien, ELECT TO BID LESS THAN THE CONTACT A LAWYER. On 11/29/2017 duration or that occur close in time to sale postponements be made available not on the property itself. Placing the TOTAL AMOUNT DUE. Trustor(s): at 9:00 AM, The Mortgage Law Firm, the scheduled sale may not immediately to you and to the public, as a courtesy highest bid at a trustee auction does not Ricardo Diaz, a single man Recorded: PLC, as duly appointed Trustee under be reflected in the telephone information to those not present at the sale. If you automatically entitle you to free and 8/28/2007 as Instrument No. 2007- and pursuant to Deed of Trust recorded or on the Internet Web site. The best way wish to learn whether your sale date clear ownership of the property. You 0161651 of Official Records in the office 08/10/2001, as Instrument No. 2001- to verify postponement information is has been postponed, and, if applicable, should also be aware that the lien being of the Recorder of FRESNO County, 0113181 and Modified by Modification to attend the scheduled sale. A-4637083 the rescheduled time and date for the auctioned off may be a junior lien. If you California; Date of Sale: 11/29/2017 at Recorded 8/5/2015 by Instrument No. 11/03/2017, 11/10/2017, 11/17/2017 sale of this property, you may call 800- are the highest bidder at the auction, you 9:00 AM Place of Sale: At the Fresno 2015-0100162-00, in book xx, page 11/03/2017, 11/10/2017, 11/17/2017 280-2832 for information regarding the are or may be responsible for paying off Superior Courthouse, 1100 Van Ness xx, of Official Records in the office of ------trustee’s sale or visit this Internet Web all liens senior to the lien being auctioned Avenue, Fresno, CA 93724. At the West the County Recorder of Fresno County, site www.auction.com for information off, before you can receive clear title Entrance to the County Courthouse State of California, executed by Brian (1) regarding the sale of this property, using to the property. You are encouraged to Breezeway Amount of unpaid balance Douglas Bell and Amy Michelle Bell, NOTICE OF TRUSTEE’S SALE the file number assigned to this case investigate the existence, priority, and and other charges: $190,154.36 The Husband and Wife, WILL SELL AT Trustee Sale No. : 00000006446355 00000006446355. Information about size of outstanding liens that may exist purported property address is: 4593 PUBLIC AUCTION TO HIGHEST Title Order No.: 160374919 FHA/ postponements that are very short in on this property by contacting the county E ROBINSON AVE, FRESNO, CA BIDDER FOR CASH, CASHIER’S VA/PMI No.: 045-7839821 703 duration or that occur close in time to recorder’s office or a title insurance 93726-6204 Assessor’s Parcel No.: 438- CHECK/CASH EQUIVALENT or other ATTENTION RECORDER: THE the scheduled sale may not immediately company, either of which may charge 091-30 NOTICE TO POTENTIAL form of payment authorized by 2924h(b), FOLLOWING REFERENCE TO AN be reflected in the telephone information you a fee for this information. If you BIDDERS: If you are considering (payable at time of sale in lawful money ATTACHED SUMMARY APPLIES or on the Internet Web site. The best consult either of these resources, you bidding on this property lien, you should of the United States), Fresno Superior ONLY TO COPIES PROVIDED TO way to verify postponement information should be aware that the same lender understand that there are risks involved Courthouse, 1100 Van Ness Avenue, THE TRUSTOR, NOT TO THIS is to attend the scheduled sale. FOR may hold more than one mortgage or in bidding at a trustee auction. You will Fresno, CA 93724 - West Entrance to RECORDED ORIGINAL NOTICE. TRUSTEE SALE INFORMATION deed of trust on the property. NOTICE be bidding on a lien, not on the property the County Courthouse Breezeway. NOTE: THERE IS A SUMMARY PLEASE CALL:AUCTION.COM, TO PROPERTY OWNER: The sale itself. Placing the highest bid at a trustee All right, title and interest conveyed OF THE INFORMATION IN THIS LLC 800-280-2832 www.auction. date shown on this notice of sale may auction does not automatically entitle to and now held by it under said Deed DOCUMENT ATTACHED. YOU ARE com BARRETT DAFFIN FRAPPIER be postponed one or more times by you to free and clear ownership of the of Trust in the property situated in said IN DEFAULT UNDER A DEED OF TREDER and WEISS, LLP as Trustee the mortgagee, beneficiary, trustee, property. You should also be aware County and State,described as: FULLY TRUST, DATED 12/13/2012. UNLESS 20955 Pathfinder Road, Suite 300 or a court, pursuant to Section 2924g that the lien being auctioned off may DESCRIBED IN THE ABOVE DEED YOU TAKE ACTION TO PROTECT Diamond Bar, CA 91765 (866) 795-1852 of the California Civil Code. The law be a junior lien. If you are the highest OF TRUST. APN 442-261-01 The street YOUR PROPERTY, IT MAY BE Dated: 10/30/2017 BARRETT DAFFIN requires that information about trustee bidder at the auction, you are or may address and other common designation, SOLD AT A PUBLIC SALE. IF YOU FRAPPIER TREDER and WEISS, LLP sale postponements be made available be responsible for paying off all liens if any, of the real property described NEED AN EXPLANATION OF THE IS ACTING AS A DEBT COLLECTOR to you and to the public, as a courtesy senior to the lien being auctioned off, above is purported to be: 1645 West Yale, NATURE OF THE PROCEEDING ATTEMPTING TO COLLECT A DEBT. before you can receive clear title to Fresno, CA 93705. The undersigned AGAINST YOU, YOU SHOULD ANY INFORMATION OBTAINED the property. You are encouraged to Trustee disclaims any liability for any CONTACT A LAWYER. BARRETT WILL BE USED FOR THAT PURPOSE. DAFFIN FRAPPIER TREDER and A-4636965 11/03/2017, 11/10/2017, investigate the existence, priority, and incorrectness of the street address and Continued | Next Page FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Public Notices 21

TRUSTEE SALES remedy shall be the return of monies to be set forth below. The amount may TENANTS WILL SELL AT PUBLIC NOTICE OF TRUSTEE’S SALE paid to the Trustee, and the successful be greater on the day of sale. Trustor: AUCTION TO HIGHEST BIDDER TS No. CA-15-696796-RY Order No.: Continued | From 20 bidder shall have no further recourse. Mary A Centeno. Duly Appointed FOR CASH, CASHIER’S CHECK 150326508-CA-VOI YOU ARE IN The requirements of California Civil Trustee: National Default Servicing DRAWN ON A STATE OR NATIONAL DEFAULT UNDER A DEED OF Code Section 2923.5(b)/2923.55(c) were Corporation. Recorded 04/17/2008 BANK, A CHECK DRAWN BY A TRUST DATED 7/25/2006. UNLESS to those not present at the sale. If you fulfilled when the Notice of Default was as Instrument No. 2008-0056579 (or STATE OR FEDERAL CREDIT YOU TAKE ACTION TO PROTECT wish to learn whether your sale date recorded. NOTICE TO POTENTIAL Book, Page) of the Official Records of UNION, OR A CHECK DRAWN BY A YOUR PROPERTY, IT MAY BE has been postponed, and, if applicable, BIDDERS: If you are considering Fresno County, California. Date of Sale: STATE OR FEDERAL SAVINGS AND SOLD AT A PUBLIC SALE. IF YOU the rescheduled time and date for the bidding on this property lien, you should 11/28/2017 at 10:00 AM. Place of Sale: LOAN ASSOCIATION, SAVINGS NEED AN EXPLANATION OF THE sale of this property, you may call 800- understand that there are risks involved At the Van Ness Avenue exit from the ASSOCIATION, OR SAVINGS BANK NATURE OF THE PROCEEDING 280-2832 for information regarding the in bidding at a trustee auction. You will County Courthouse, 1100 Van Ness, SPECIFIED IN SECTION 5102 OF AGAINST YOU, YOU SHOULD trustee’s sale or visit this Internet Web be bidding on a lien, not on the property Fresno, CA 93721. Estimated amount THE FINANCIAL CODE AND CONTACT A LAWYER. A public site www.auction.com for information itself. Placing the highest bid at a trustee of unpaid balance and other charges: AUTHORIZED TO DO BUSINESS auction sale to the highest bidder for regarding the sale of this property, using auction does not automatically entitle $27,167.71. Street Address or other IN THIS STATE: AT THE VAN NESS cash, cashier’s check drawn on a state the file number assigned to this case you to free and clear ownership of the common designation of real property: AVENUE EXIT FROM THE COUNTY or national bank, check drawn by state 00000006783773. Information about property. You should also be aware 2279 E White Ave, aka 2279 E. White, COURTHOUSE, 1100 VAN NESS, or federal credit union, or a check drawn postponements that are very short in that the lien being auctioned off may Fresno, CA 93701. The undersigned FRESNO, CA 93724 all right, title and by a state or federal savings and loan duration or that occur close in time to be a junior lien. If you are the highest Trustee disclaims any liability for any interest conveyed to and now held by it association, or savings association, or the scheduled sale may not immediately bidder at the auction, you are or may incorrectness of the street address or under said Deed of Trust in the property savings bank specified in Section 5102 be reflected in the telephone information be responsible for paying off all liens other common designation, if any, situated in said County and State to the Financial Code and authorized to or on the Internet Web site. The best senior to the lien being auctioned off, shown above. If no street address or described as: LOT 22 IN BLOCK 18 OF do business in this state, will be held by way to verify postponement information before you can receive clear title to other common designation is shown, THE TOWNSITE OF PINEDALE, IN duly appointed trustee. The sale will be is to attend the scheduled sale. FOR the property. You are encouraged to directions to the location of the property THE CITY OF FRESNO, COUNTY OF made, but without covenant or warranty, TRUSTEE SALE INFORMATION investigate the existence, priority, and may be obtained by sending a written FRESNO, STATE OF CALIFORNIA, expressed or implied, regarding title, PLEASE CALL:AUCTION.COM, size of outstanding liens that may exist request to the beneficiary within 10 ACCORDING TO THE MAP possession, or encumbrances, to pay LLC 800-280-2832 www.auction. on this property by contacting the county days of the date of first publication of THEREOF RECORDED MARCH 20, the remaining principal sum of the com BARRETT DAFFIN FRAPPIER recorder’s office or a title insurance this Notice of Sale. If the Trustee is 1923 IN BOOK 9 OF PLATS AT PAGE note(s) secured by the Deed of Trust, TREDER and WEISS, LLP as Trustee company, either of which may charge unable to convey title for any reason, the 93, IN THE OFFICE OF THE COUNTY with interest and late charges thereon, as 20955 Pathfinder Road, Suite 300 you a fee for this information. If you successful bidder’s sole and exclusive RECORDER OF THE COUNTY OF provided in the note(s), advances, under Diamond Bar, CA 91765(866) 795-1852 consult either of these resources, you remedy shall be the return of monies FRESNO. The street address and other the terms of the Deed of Trust, interest Dated: 10/30/2017. BARRETT DAFFIN should be aware that the same lender paid to the Trustee, and the successful common designation, if any, of the real thereon, fees, charges and expenses of the FRAPPIER TREDER and WEISS, LLP may hold more than one mortgage or bidder shall have no further recourse. property described above is purported Trustee for the total amount (at the time IS ACTING AS A DEBT COLLECTOR deed of trust on the property. NOTICE The requirements of California Civil to be: 266 WEST PINEDALE of the initial publication of the Notice of ATTEMPTING TO COLLECT A DEBT. TO PROPERTY OWNER: The sale Code Section 2923.5(b)/2923.55(c) were AVENUE PINEDALE, CA 93650 Sale) reasonably estimated to be set forth ANY INFORMATION OBTAINED date shown on this notice of sale may fulfilled when the Notice of Default was The undersigned Trustee disclaims below. The amount may be greater on WILL BE USED FOR THAT PURPOSE. be postponed one or more times by recorded. NOTICE TO POTENTIAL any liability for any incorrectness of the day of sale. BENEFICIARY MAY A-4637070 11/03/2017, 11/10/2017, the mortgagee, beneficiary, trustee, BIDDERS: If you are considering the street address and other common ELECT TO BID LESS THAN THE 11/17/2017 or a court, pursuant to Section 2924g bidding on this property lien, you should designation, if any, shown herein. Said TOTAL AMOUNT DUE. Trustor(s): 11/03/2017, 11/10/2017, 11/17/2017 of the California Civil Code. The law understand that there are risks involved sale will be held, but without covenant FRANCISCO J GUILLEN AND ------requires that information about trustee in bidding at a trustee auction. You will or warranty, express or implied, CECILIA GUILLEN, HUSBAND sale postponements be made available be bidding on a lien, not on the property regarding title, possession, condition, AND WIFE AS, JOINT TENANTS (1) to you and to the public, as a courtesy itself. Placing the highest bid at a trustee or encumbrances, including fees, Recorded: 8/2/2006 as Instrument No. NOTICE OF TRUSTEE’S SALE to those not present at the sale. If you auction does not automatically entitle charges and expenses of the Trustee 2006-0160162 of Official Records in T.S. No. 17-30534-BA-CA Title wish to learn whether your sale date you to free and clear ownership of the and of the trusts created by said Deed of the office of the Recorder of FRESNO No. 15-0003193 A.P.N. 505-220-23 has been postponed, and, if applicable, property. You should also be aware Trust, to pay the remaining principal County, California; Date of Sale: ATTENTION RECORDER: THE the rescheduled time and date for the that the lien being auctioned off may sums of the note(s) secured by said Deed 11/13/2017 at 10:00 AM Place of Sale: FOLLOWING REFERENCE TO sale of this property, you may call 800- be a junior lien. If you are the highest of Trust. The total amount of the unpaid At the Van Ness Avenue exit from the AN ATTACHED SUMMARY IS 280-2832 or visit this Internet Web bidder at the auction, you are or may balance of the obligation secured by the County Courthouse at 1100 Van Ness APPLICABLE TO THE NOTICE site www.ndscorp.com/sales, using be responsible for paying off all liens property to be sold and reasonable Avenue, Fresno, CA 93724 Amount PROVIDED TO THE TRUSTOR ONLY the file number assigned to this case senior to the lien being auctioned off, estimated costs, expenses and advances of unpaid balance and other charges: PURSUANT TO CIVIL CODE 2923.3. 17-30534-BA-CA. Information about before you can receive clear title to at the time of the initial publication of $182,592.11 The purported property NOTE: THERE IS A SUMMARY postponements that are very short in the property. You are encouraged to the Notice of Sale is: $167,461.84 If the address is: 319 NORTH CALAVERAS OF THE INFORMATION IN THIS duration or that occur close in time to investigate the existence, priority, and Trustee is unable to convey title for any AVE, FRESNO, CA 93701 Assessor DOCUMENT ATTACHED. YOU ARE the scheduled sale may not immediately size of outstanding liens that may exist reason, the successful bidder’s sole and ‘ s Parcel No. : 459-152-08 NOTICE IN DEFAULT UNDER A DEED OF be reflected in the telephone information on this property by contacting the county exclusive remedy shall be the return TO POTENTIAL BIDDERS: If you TRUST DATED 07/29/2011. UNLESS or on the Internet Web site. The best recorder’s office or a title insurance of monies paid to the Trustee, and the are considering bidding on this property YOU TAKE ACTION TO PROTECT way to verify postponement information company, either of which may charge successful bidder shall have no further lien, you should understand that there YOUR PROPERTY, IT MAY BE SOLD is to attend the scheduled sale. Date: you a fee for this information. If you recourse. The beneficiary under said are risks involved in bidding at a trustee AT A PUBLIC SALE. IF YOU NEED 10/31/2017. National Default Servicing consult either of these resources, you Deed of Trust heretofore executed and auction. You will be bidding on a lien, AN EXPLANATION OF THE NATURE Corporation c/o Tiffany and Bosco, P.A., should be aware that the same lender delivered to the undersigned a written not on the property itself. Placing the OF THE PROCEEDING AGAINST its agent,1230 Columbia Street, Suite may hold more than one mortgage or Declaration of Default and Demand for highest bid at a trustee auction does not YOU, YOU SHOULDCONTACT A 680 San Diego, CA 92101 Toll Free deed of trust on the property. NOTICE Sale, and a written Notice of Default and automatically entitle you to free and LAWYER. A public auction sale to Phone: 888-264-4010 Sales Line 800- TO PROPERTY OWNER: The sale Election to Sell. The undersigned caused clear ownership of the property. You the highest bidder for cash, (cashier’s 280-2832; Sales Website:www.ndscorp. date shown on this notice of sale may said Notice of Default and Election to should also be aware that the lien being check(s) must be made payable to com/sales Zahara Joyner, Trustee Sales be postponed one or more times by Sell to be recorded in the county where auctioned off may be a junior lien. If you National Default Servicing Corporation), Representative. A-4636805 11/03/2017, the mortgagee, beneficiary, trustee, the real property is located. NOTICE are the highest bidder at the auction, you drawn on a state or national bank, a check 11/10/2017, 11/17/2017 or a court, pursuant to Section 2924g TO POTENTIAL BIDDERS: If you are are or may be responsible for paying off drawn by a state or federal credit union, 11/03/2017, 11/10/2017, 11/17/2017 of the California Civil Code. The law considering bidding on this property all liens senior to the lien being auctioned or a check drawn by a state or federal ------requires that information about trustee lien, you should understand that there off, before you can receive clear title savings and loan association, savings sale postponements be made available are risks involved in bidding at a trustee to the property. You are encouraged to association, or savings bank specified (1) to you and to the public, as a courtesy auction. You will be bidding on a lien, investigate the existence, priority, and in Section 5102 of the Financial Code NOTICE OF TRUSTEE’S SALE to those not present at the sale. If you not on the property itself. Placing the size of outstanding liens that may exist and authorized to do business in this T.S. No. 17-30567-BA-CA Title wish to learn whether your sale date has highest bid at a trustee auction does not on this property by contacting the county state; will be held by the duly appointed No. 17-0004580 A.P.N. 452-312-12 been postponed, and, if applicable, the automatically entitle you to free and recorder’s office or a title insurance trustee as shown below, of all right, ATTENTION RECORDER: THE rescheduled time and date for the sale clear ownership of the property. You company, either of which may charge title, and interest conveyed to and now FOLLOWING REFERENCE TO of this property, you may call 714-730- should also be aware that the lien being you a fee for this information. If you held by the trustee in the hereinafter AN ATTACHED SUMMARY IS 2727 or visit this Internet Web site www. auctioned off may be a junior lien. If you consult either of these resources, you described property under and pursuant APPLICABLE TO THE NOTICE ndscorp.com/sales, using the file number are the highest bidder at the auction, should be aware that the same lender to a Deed of Trust described below. The PROVIDED TO THE TRUSTOR ONLY assigned to this case 17-30567-BA- you are or may be responsible for paying may hold more than one mortgage or sale will be made in an “as is” condition, PURSUANT TO CIVIL CODE 2923.3. CA. Information about postponements off all liens senior to the lien being deed of trust on the property. NOTICE but without covenant or warranty, NOTE: THERE IS A SUMMARY that are very short in duration or that auctioned off, before you can receive TO PROPERTY OWNER: The sale expressed or implied, regarding title, OF THE INFORMATION IN THIS occur close in time to the scheduled clear title to the property. You are date shown on this notice of sale may possession, or encumbrances, to pay DOCUMENT ATTACHED. YOU ARE sale may not immediately be reflected encouraged to investigate the existence, be postponed one or more times by the remaining principal sum of the IN DEFAULT UNDER A DEED OF in the telephone information or on the priority, and size of outstanding liens the mortgagee, beneficiary, trustee, note(s) secured by the Deed of Trust, TRUST DATED 03/21/2008. UNLESS Internet Web site. The best way to verify that may exist on this property by or a court, pursuant to Section 2924g with interest and late charges thereon, as YOU TAKE ACTION TO PROTECT postponement information is to attend contacting the county recorder’s office of the California Civil Code. The law provided in the note(s), advances, under YOUR PROPERTY, IT MAY BE the scheduled sale. Date: 10/31/2017. or a title insurance company, either of requires that information about trustee the terms of the Deed of Trust, interest SOLD AT A PUBLIC SALE. IF YOU National Default Servicing Corporation which may charge you a fee for this sale postponements be made available thereon, fees, charges and expenses of NEED AN EXPLANATION OF THE c/o Tiffany and Bosco, P.A., its agent, information. If you consult either of to you and to the public, as a courtesy the Trustee for the total amount (at the NATURE OF THE PROCEEDING 1230 Columbia Street, Suite 680 San these resources, you should be aware to those not present at the sale. If you time of the initial publication of the AGAINST YOU, YOU SHOULD Diego, CA 92101 Toll Free Phone: that the same lender may hold more wish to learn whether your sale date has Notice of Sale) reasonably estimated CONTACT A LAWYER. A public 888-264-4010 Sales Line 714-730- than one mortgage or deed of trust on been postponed, and, if applicable, the to be set forth below. The amount may auction sale to the highest bidder for 2727; Sales Website:www.ndscorp. the property. NOTICE TO PROPERTY rescheduled time and date for the sale of be greater on the day of sale. Trustor: cash, (cashier’s check(s) must be made com/sales Zahara Joyner, Trustee Sales OWNER: The sale date shown on this property, you may call 916-939-0772 Latrice R Stokes, an unmarried payable to National Default Servicing Representative. A-4637040 11/03/2017, this notice of sale may be postponed for information regarding the trustee’s woman. Duly Appointed Trustee: Corporation), drawn on a state or 11/10/2017, 11/17/2017 one or more times by the mortgagee, sale or visit this Internet Web site http:// National Default Servicing Corporation. national bank, a check drawn by a 11/03/2017, 11/10/2017, 11/17/2017 beneficiary, trustee, or a court, pursuant www.qualityloan.com, using the file Recorded 07/29/2011 as Instrument No. state or federal credit union, or a check ------to Section 2924g of the California Civil number assigned to this foreclosure 2011-0100523-00 (or Book, Page) of drawn by a state or federal savings and Code. The law requires that information by the Trustee: CA-15-696796-RY. the Official Records of Fresno County, loan association, savings association, or T.S. No. 050758-CA APN: 303- about trustee sale postponements be Information about postponements California. Date of Sale: 01/10/2018 at savings bank specified in Section 5102 041-23 NOTICE OF TRUSTEE’S made available to you and to the public, that are very short in duration or that 9:00 AM. Place of Sale: Fresno Superior of the Financial Code and authorized SALE IMPORTANT NOTICE TO as a courtesy to those not present at the occur close in time to the scheduled Courthouse, West Entrance to the County to do business in this state; will be PROPERTY OWNER: YOU ARE sale. If you wish to learn whether your sale may not immediately be reflected Courthouse Breezeway, 1100 Van Ness held by the duly appointed trustee as IN DEFAULT UNDER A DEED OF sale date has been postponed, and, if in the telephone information or on the Avenue, Fresno, CA 93724. Estimated shown below, of all right, title, and TRUST, DATED 8/17/2006. UNLESS applicable, the rescheduled time and date Internet Web site. The best way to verify amount of unpaid balance and other interest conveyed to and now held by YOU TAKE ACTION TO PROTECT for the sale of this property, you may postponement information is to attend charges: $229,372.95. Street Address the trustee in the hereinafter described YOUR PROPERTY, IT MAY BE SOLD call (844) 477-7869 or visit this Internet the scheduled sale. The undersigned or other common designation of real property under and pursuant to a Deed AT A PUBLIC SALE. IF YOU NEED Web site WWW.STOXPOSTING. Trustee disclaims any liability for any property: 6348 West Portals Avenue, of Trust described below. The sale will AN EXPLANATION OF THE NATURE COM, using the file number assigned to incorrectness of the property address Fresno, CA 93723. The undersigned be made in an “as is” condition, but OF THE PROCEEDING AGAINST this case 050758-CA. Information about or other common designation, if any, Trustee disclaims any liability for any without covenant or warranty, expressed YOU, YOU SHOULD CONTACT postponements that are very short in shown herein. If no street address or incorrectness of the street address or or implied, regarding title, possession, A LAWYER On 11/14/2017 at 10:30 duration or that occur close in time to the other common designation is shown, other common designation, if any, or encumbrances, to pay the remaining AM, CLEAR RECON CORP., as duly scheduled sale may not immediately be directions to the location of the property shown above. If no street address or principal sum of the note(s) secured appointed trustee under and pursuant reflected in the telephone information or may be obtained by sending a written other common designation is shown, by the Deed of Trust, with interest to Deed of Trust recorded 8/25/2006, on the Internet Web site. The best way request to the beneficiary within 10 days directions to the location of the property and late charges thereon, as provided as Instrument No. 2006-0178837, of to verify postponement information is to of the date of first publication of this may be obtained by sending a written in the note(s), advances, under the Official Records in the office ofthe attend the scheduled sale. FOR SALES Notice of Sale. If the sale is set aside request to the beneficiary within 10 terms of the Deed of Trust, interest County Recorder of Fresno County, INFORMATION: (844) 477-7869 for any reason, including if the Trustee days of the date of first publication of thereon, fees, charges and expenses of State of CALIFORNIA executed CLEAR RECON CORP. 4375 Jutland this Notice of Sale. If the Trustee is the Trustee for the total amount (at the by: JAIME ALDAZ-QUINONEZ Drive San Diego, California 92117 unable to convey title for any reason, the time of the initial publication of the AND MARIA DE LA LUZ-ALDAZ, 10/20/2017, 10/27/2017, 11/03/2017 successful bidder’s sole and exclusive Notice of Sale) reasonably estimated HUSBAND AND WIFE AS JOINT ------Continued | Next Page 22 Public Notices www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

all liens senior to the lien being auctioned company, either of which may charge 965 WEST NATIONAL AVENUE, OF THE PROCEEDING AGAINST TRUSTEE SALES off, before you can receive clear title you a fee for this information. If you CLOVIS, CALIFORNIA 93612. YOU, YOU SHOULD CONTACT Continued From 21 to the property. You are encouraged to consult either of these resources, you APN#: 430-481-23. The undersigned A LAWYER. BARRETT DAFFIN | investigate the existence, priority, and should be aware that the same lender Trustee disclaims any liability for any FRAPPIER TREDER and WEISS, LLP, size of outstanding liens that may exist may hold more than one mortgage or incorrectness of the street address and as duly appointed Trustee under and is unable to convey title, the Purchaser on this property by contacting the county deed of trust on the property. NOTICE other common designation, if any, pursuant to Deed of Trust Recorded on at the sale shall be entitled only to a recorder’s office or a title insurance TO PROPERTY OWNER: The sale shown herein. Said sale will be made, but 09/09/2005 as Instrument No. 2005- return of the monies paid to the Trustee. company, either of which may charge date shown on this notice of sale may without covenant or warranty, expressed 0210707 of official records in the office This shall be the Purchaser’s sole and you a fee for this information. If you be postponed one or more times by or implied, regarding title, possession, of the County Recorder of FRESNO exclusive remedy. The purchaser shall consult either of these resources, you the mortgagee, beneficiary, trustee, or encumbrances, to pay the remaining County, State of CALIFORNIA. have no further recourse against the should be aware that the same lender or a court, pursuant to Section 2924g principal sum of the note(s) secured by EXECUTED BY: DARYL E. GORDON Trustor, the Trustee, the Beneficiary, the may hold more than one mortgage or of the California Civil Code. The law said Deed of Trust, with interest thereon, AND ROSEMARY GORDON Beneficiary’s Agent, or the Beneficiary’s deed of trust on the property. All checks requires that information about trustee as provided in said note(s), advances, HUSBAND AND WIFE AS JOINT Attorney. If you have previously been payable to Prestige Default Services. sale postponements be made available under the terms of said Deed of Trust, TENANTS,WILL SELL AT PUBLIC discharged through bankruptcy, you may NOTICE TO PROPERTY OWNER: to you and to the public, as a courtesy fees, charges and expenses of the AUCTION TO HIGHEST BIDDER have been released of personal liability The sale date shown on this notice of to those not present at the sale. If you Trustee and of the trusts created by said FOR CASH, CASHIER’S CHECK/ for this loan in which case this letter is sale may be postponed one or more wish to learn whether your sale date has Deed of Trust. The total amount of the CASH EQUIVALENT or other form of intended to exercise the note holders times by the mortgagee, beneficiary, been postponed, and, if applicable, the unpaid balance of the obligation secured payment authorized by California Civil right’s against the real property only. trustee, or a court, pursuant to Section rescheduled time and date for the sale of by the property to be sold and reasonable Code 2924h(b), (payable at time of sale QUALITY MAY BE CONSIDERED A 2924g of the California Civil Code. this property, you may call 916-939-0772 estimated costs, expenses and advances in lawful money of the United States). DEBT COLLECTOR ATTEMPTING The law requires that information about for information regarding the trustee’s at the time of the initial publication of DATE OF SALE: 11/21/2017. TIME OF TO COLLECT A DEBT AND ANY trustee sale postponements be made sale or visit this Internet Web site http:// the Notice of Sale is $123,276.01. The SALE: 10:00 AM. PLACE OF SALE: INFORMATION OBTAINED WILL available to you and to the public, as www.qualityloan.com, using the file beneficiary under said Deed of Trust AT THE VAN NESS AVENUE EXIT BE USED FOR THAT PURPOSE. a courtesy to those not present at the number assigned to this foreclosure heretofore executed and delivered to FROM THE COUNTY COURTHOUSE, Date: Quality Loan Service sale. If you wish to learn whether your by the Trustee: CA-17-769212-BF. the undersigned a written Declaration 1100 VAN NESS, FRESNO, CA 93721. Corporation 411 Ivy Street San Diego, sale date has been postponed, and, Information about postponements of Default and Demand for Sale, and a STREET ADDRESS and other common CA 92101 619-645-7711 For NON if applicable, the rescheduled time that are very short in duration or that written Notice of Default and Election designation, if any, of the real property SALE information only Sale Line: and date for the sale of this property, occur close in time to the scheduled to Sell. The undersigned caused said described above is purported to be: 916-939-0772 O r Login to: http:// you may call (800) 793-6107 or visit sale may not immediately be reflected Notice of Default and Election to Sell 2735 BEVERLY AVENUE, CLOVIS, www.qualityloan.com Reinstatement this Internet Web site www.auction. in the telephone information or on the to be recorded in the county where the CALIFORNIA 93611. APN#: 554- Line: (866) 645-7711 Ext 5318 com, using the file number assigned to Internet Web site. The best way to verify real property is located. NOTICE TO 092-16. The land referred to in this Quality Loan Service Corp. TS No.: this case 17-0603. Information about postponement information is to attend POTENTIAL BIDDERS: If you are Report is situated in the City of Clovis, CA-15-696796-RY IDSPub #0132834 postponements that are very short in the scheduled sale. The undersigned considering bidding on this property County of Fresno, State of California, 10/20/2017 10/27/2017 11/3/2017 duration or that occur close in time to Trustee disclaims any liability for any lien, you should understand that there and is described as follows:Lot 40 of 10/20/2017, 10/27/2017, 11/03/2017 the scheduled sale may not immediately incorrectness of the property address are risks involved in bidding at a trustee Tract No. 4433 Bonneville, as per Map ------be reflected in the telephone information or other common designation, if any, auction. You will be bidding on a lien, thereof recorded in Book 56, Pages 39 or on the Internet Web site. The best shown herein. If no street address or not on the property itself. Placing the and 40 of Plats, Fresno County Records. NOTICE OF TRUSTEE’S SALE T.S. way to verify postponement information other common designation is shown, highest bid at a trustee auction does not The undersigned Trustee disclaims any No.: 17-0603 Loan No.: ******5884 is to attend the scheduled sale. Date: directions to the location of the property automatically entitle you to free and liability for any incorrectness of the street APN: 428-082-30 NOTE: THERE IS A 10/12/2017 PRESTIGE DEFAULT may be obtained by sending a written clear ownership of the property. You address and other common designation, SUMMARY OF THE INFORMATION SERVICES 5130 E. La Palma Ave., request to the beneficiary within 10 days should also be aware that the lien being if any, shown herein. Said sale will be IN THIS DOCUMENT ATTACHED. Suite 202 Anaheim Hills, California of the date of first publication of this auctioned off may be a junior lien. If you made, but without covenant or warranty, YOU ARE IN DEFAULT UNDER A 92807 Sale Line: (800) 793-6107 Briana Notice of Sale. If the sale is set aside are the highest bidder at the auction, you expressed or implied, regarding title, DEED OF TRUST DATED 6/27/2012. Young, Trustee Sale Officer. A-4635690 for any reason, including if the Trustee are or may be responsible for paying off possession, or encumbrances, to pay UNLESS YOU TAKE ACTION TO 10/20/2017, 10/27/2017, 11/03/2017 is unable to convey title, the Purchaser all liens senior to the lien being auctioned the remaining principal sum of the PROTECT YOUR PROPERTY, IT 10/20/2017, 10/27/2017, 11/03/2017 at the sale shall be entitled only to a off, before you can receive clear title note(s) secured by said Deed of Trust, MAY BE SOLD AT A PUBLIC SALE. ------return of the monies paid to the Trustee. to the property. You are encouraged to with interest thereon, as provided in IF YOU NEED AN EXPLANATION OF This shall be the Purchaser’s sole and investigate the existence, priority, and said note(s), advances, under the terms THE NATURE OF THE PROCEEDING NOTICE OF TRUSTEE’S SALE exclusive remedy. The purchaser shall size of outstanding liens that may exist of said Deed of Trust, fees, charges and AGAINST YOU, YOU SHOULD TS No. CA-17-769212-BF Order No.: have no further recourse against the on this property by contacting the county expenses of the Trustee and of the trusts CONTACT A LAWYER. A public 8700056 YOU ARE IN DEFAULT Trustor, the Trustee, the Beneficiary, the recorder’s office or a title insurance created by said Deed of Trust. The total auction sale to the highest bidder for UNDER A DEED OF TRUST DATED Beneficiary’s Agent, or the Beneficiary’s company, either of which may charge amount of the unpaid balance of the cash, cashier’s check drawn on a state 12/6/2012. UNLESS YOU TAKE Attorney. If you have previously been you a fee for this information. If you obligation secured by the property to or national bank, check drawn by a state ACTION TO PROTECT YOUR discharged through bankruptcy, you may consult either of these resources, you be sold and reasonable estimated costs, or federal credit union, or a check drawn PROPERTY, IT MAY BE SOLD AT have been released of personal liability should be aware that the same lender expenses and advances at the time of the by a state or federal savings and loan A PUBLIC SALE. IF YOU NEED AN for this loan in which case this letter is may hold more than one mortgage or initial publication of the Notice of Sale is association, or savings association, or EXPLANATION OF THE NATURE intended to exercise the note holders deed of trust on the property. NOTICE $289,222.38. The beneficiary under said savings bank specified in Section 5102 OF THE PROCEEDING AGAINST right’s against the real property only. TO PROPERTY OWNER: The sale Deed of Trust heretofore executed and of the Financial Code and authorized YOU, YOU SHOULD CONTACT A QUALITY MAY BE CONSIDERED A date shown on this notice of sale may delivered to the undersigned a written to do business in this state will be held LAWYER. A public auction sale to the DEBT COLLECTOR ATTEMPTING be postponed one or more times by Declaration of Default and Demand for by the duly appointed trustee as shown highest bidder for cash, cashier’s check TO COLLECT A DEBT AND ANY the mortgagee, beneficiary, trustee, Sale, and a written Notice of Default and below, of all right, title, and interest drawn on a state or national bank, check INFORMATION OBTAINED WILL or a court, pursuant to Section 2924g Election to Sell. The undersigned caused conveyed to and now held by the trustee drawn by state or federal credit union, BE USED FOR THAT PURPOSE. of the California Civil Code. The law said Notice of Default and Election to in the hereinafter described property or a check drawn by a state or federal Date: Quality Loan Service requires that information about trustee Sell to be recorded in the county where under and pursuant to a Deed of Trust savings and loan association, or savings Corporation 411 Ivy Street San Diego, sale postponements be made available the real property is located. NOTICE described below. The sale will be made, association, or savings bank specified CA 92101 619-645-7711 For NON to you and to the public, as a courtesy TO POTENTIAL BIDDERS: If you are but without covenant or warranty, in Section 5102 to the Financial Code SALE information only Sale Line: to those not present at the sale. If you considering bidding on this property expressed or implied, regarding title, and authorized to do business in this 916-939-0772 O r Login to: http:// wish to learn whether your sale date lien, you should understand that there possession, or encumbrances, to pay state, will be held by duly appointed www.qualityloan.com Reinstatement has been postponed, and, if applicable, are risks involved in bidding at a trustee the remaining principal sum of the trustee. The sale will be made, but Line: (866) 645-7711 Ext 5318 the rescheduled time and date for the auction. You will be bidding on a lien, note(s) secured by the Deed of Trust, without covenant or warranty, expressed Quality Loan Service Corp. TS No.: sale of this property, you may call 714- not on the property itself. Placing the with interest and late charges thereon, as or implied, regarding title, possession, CA-17-769212-BF IDSPub #0132845 730-2727 for information regarding the highest bid at a trustee auction does not provided in the note(s), advances, under or encumbrances, to pay the remaining 10/20/2017 10/27/2017 11/3/2017 trustee’s sale or visit this Internet Web automatically entitle you to free and the terms of the Deed of Trust, interest principal sum of the note(s) secured 10/20/2017, 10/27/2017, 11/03/2017 site www.lpsasap.com for information clear ownership of the property. You thereon, fees, charges and expenses of by the Deed of Trust, with interest and ------regarding the sale of this property, using should also be aware that the lien being the Trustee for the total amount (at the late charges thereon, as provided in the the file number assigned to this case auctioned off may be a junior lien. If you time of the initial publication of the note(s), advances, under the terms of NOTICE OF TRUSTEE’S SALE 00000006717318. Information about are the highest bidder at the auction, you Notice of Sale) reasonably estimated the Deed of Trust, interest thereon, fees, Trustee Sale No. : 00000006717318 postponements that are very short in are or may be responsible for paying off to be set forth below. The amount may charges and expenses of the Trustee Title Order No.: 170132803 FHA/VA/ duration or that occur close in time to all liens senior to the lien being auctioned be greater on the day of sale. Trustor: for the total amount (at the time of the PMI No.: ATTENTION RECORDER: the scheduled sale may not immediately off, before you can receive clear title JASON M. PRUITT, A SINGLE MAN. initial publication of the Notice of Sale) THE FOLLOWING REFERENCE TO be reflected in the telephone information to the property. You are encouraged to Duly Appointed Trustee: PRESTIGE reasonably estimated to be set forth AN ATTACHED SUMMARY APPLIES or on the Internet Web site. The best investigate the existence, priority, and DEFAULT SERVICES. Recorded below. The amount may be greater on ONLY TO COPIES PROVIDED TO way to verify postponement information size of outstanding liens that may exist 7/6/2012 as Instrument No. 2012- the day of sale. BENEFICIARY MAY THE TRUSTOR, NOT TO THIS is to attend the scheduled sale. FOR on this property by contacting the county 0093942-00 of Official Records in the ELECT TO BID LESS THAN THE RECORDED ORIGINAL NOTICE. TRUSTEE SALE INFORMATION recorder’s office or a title insurance office of the Recorder of Fresno County, TOTAL AMOUNT DUE. Trustor(s): NOTE: THERE IS A SUMMARY PLEASE CALL:AGENCY SALES company, either of which may charge California,The subject Deed of Trust was HARRY F. COLES AND CHERRY OF THE INFORMATION IN THIS and POSTING 2 714-730-2727 www. you a fee for this information. If you modified by Loan Modification recorded F. COLES, HUSBAND AND WIFE DOCUMENT ATTACHED. YOU ARE lpsasap.com BARRETT DAFFIN consult either of these resources, you as Instrument 2016-0108164 and AS JOINT TENANTS Recorded: IN DEFAULT UNDER A DEED OF FRAPPIER TREDER and WEISS, LLP should be aware that the same lender recorded on 08/17/2016. Date of Sale: 12/12/2012 as Instrument No. 2012- TRUST, DATED 12/22/2005. UNLESS as Trustee 20955 Pathfinder Road, Suite may hold more than one mortgage or 11/15/2017 at 9:00 AM. Place of Sale: 0179220 of Official Records in the office YOU TAKE ACTION TO PROTECT 300 Diamond Bar, CA 91765 (866) 795- deed of trust on the property. NOTICE West entrance to the county courthouse of the Recorder of FRESNO County, YOUR PROPERTY, IT MAY BE SOLD 1852 Dated: 10/13/2017 BARRETT TO PROPERTY OWNER: The sale breezeway, Fresno Superior Courthouse, California; Date of Sale: 11/13/2017 at AT A PUBLIC SALE. IF YOU NEED DAFFIN FRAPPIER TREDER and date shown on this notice of sale may 1100 Van Ness Avenue, Fresno, CA 10:00 AM Place of Sale: At the Van AN EXPLANATION OF THE NATURE WEISS, LLP IS ACTING AS A be postponed one or more times by 93724. Amount of unpaid balance and Ness Avenue exit from the County OF THE PROCEEDING AGAINST DEBT COLLECTOR ATTEMPTING the mortgagee, beneficiary, trustee, other charges: $106,430.91. Street Courthouse at 1100 Van Ness Avenue, YOU, YOU SHOULD CONTACT TO COLLECT A DEBT. ANY or a court, pursuant to Section 2924g Address or other common designation Fresno, CA 93724 Amount of unpaid A LAWYER. BARRETT DAFFIN INFORMATION OBTAINED WILL of the California Civil Code. The law of real property: 3823 EAST DONNER balance and other charges: $349,675.66 FRAPPIER TREDER and WEISS, LLP, BE USED FOR THAT PURPOSE. requires that information about trustee AVENUE FRESNO, CA 93726. The purported property address is: 5656 as duly appointed Trustee under and A-FN4635386 10/20/2017, 10/27/2017, sale postponements be made available The undersigned Trustee disclaims N BRIARWOOD AVE, FRESNO, CA pursuant to Deed of Trust Recorded on 11/03/2017 to you and to the public, as a courtesy any liability for any incorrectness of 93711 Assessor ‘ s Parcel No. : 415- 01/25/2006 as Instrument No. 2006- 10/20/2017, 10/27/2017, 11/03/2017 to those not present at the sale. If you the street address or other common 203-20 NOTICE TO POTENTIAL 0016557 of official records in the office ------wish to learn whether your sale date designation, if any, shown above. If BIDDERS: If you are considering of the County Recorder of FRESNO has been postponed, and, if applicable, no street address or other common bidding on this property lien, you should County, State of CALIFORNIA. NOTICE OF TRUSTEE’S SALE the rescheduled time and date for the designation is shown, directions to the understand that there are risks involved EXECUTED BY: DERRICK JINKS, A Trustee Sale No. : 00000006750608 sale of this property, you may call 714- location of the property may be obtained in bidding at a trustee auction. You will MARRIED MAN, AS HIS SOLE AND Title Order No.: 730-1704088- 730-2727 for information regarding the by sending a written request to the be bidding on a lien, not on the property SEPARATE PROPERTY,WILL SELL 70 FHA/VA/PMI No.: 23166331 trustee’s sale or visit this Internet Web beneficiary within 10 days of the date of itself. Placing the highest bid at a trustee AT PUBLIC AUCTION TO HIGHEST ATTENTION RECORDER: THE site www.lpsasap.com for information first publication of this Notice of Sale. auction does not automatically entitle BIDDER FOR CASH, CASHIER’S FOLLOWING REFERENCE TO AN regarding the sale of this property, using NOTICE TO POTENTIAL BIDDERS: you to free and clear ownership of the CHECK/CASH EQUIVALENT or ATTACHED SUMMARY APPLIES the file number assigned to this case If you are considering bidding on this property. You should also be aware other form of payment authorized ONLY TO COPIES PROVIDED TO 00000006750608. Information about property lien, you should understand that the lien being auctioned off may by California Civil Code 2924h(b), THE TRUSTOR, NOT TO THIS postponements that are very short in that there are risks involved in bidding at be a junior lien. If you are the highest (payable at time of sale in lawful money RECORDED ORIGINAL NOTICE. duration or that occur close in time to a trustee auction. You will be bidding on bidder at the auction, you are or may of the United States). DATE OF SALE: NOTE: THERE IS A SUMMARY the scheduled sale may not immediately a lien, not on the property itself. Placing be responsible for paying off all liens 11/21/2017. TIME OF SALE: 10:00 OF THE INFORMATION IN THIS be reflected in the telephone information the highest bid at a trustee auction does senior to the lien being auctioned off, AM. PLACE OF SALE: AT THE VAN DOCUMENT ATTACHED. YOU ARE or on the Internet Web site. The best not automatically entitle you to free and before you can receive clear title to NESS AVENUE EXIT FROM THE IN DEFAULT UNDER A DEED OF way to verify postponement information clear ownership of the property. You the property. You are encouraged to COUNTY COURTHOUSE, 1100 TRUST, DATED 08/30/2005. UNLESS is to attend the scheduled sale. FOR should also be aware that the lien being investigate the existence, priority, and VAN NESS, FRESNO, CA 93721. YOU TAKE ACTION TO PROTECT TRUSTEE SALE INFORMATION auctioned off may be a junior lien. If you size of outstanding liens that may exist STREET ADDRESS and other common YOUR PROPERTY, IT MAY BE SOLD are the highest bidder at the auction, you on this property by contacting the county designation, if any, of the real property AT A PUBLIC SALE. IF YOU NEED are or may be responsible for paying off recorder’s office or a title insurance described above is purported to be: AN EXPLANATION OF THE NATURE Continued | Next Page FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Public Notices 23

TRUSTEE SALES may hold more than one mortgage or the Trustee’s Deed until funds become under and pursuant to a Deed of Trust IN DEFAULT UNDER A DEED OF deed of trust on the property. NOTICE available to the payee or endorsee as a described below. The sale will be made TRUST, DATED 12/27/2007. UNLESS Continued | From 22 TO PROPERTY OWNER: The sale matter of right. Said sale will be made, in an “as is” condition, but without YOU TAKE ACTION TO PROTECT date shown on this notice of sale may but without covenant or warranty, covenant or warranty, expressed or YOUR PROPERTY, IT MAY BE SOLD be postponed one or more times by express or implied regarding title, implied, regarding title, possession, or AT A PUBLIC SALE. IF YOU NEED PLEASE CALL:AGENCY SALES the mortgagee, beneficiary, trustee, possession or encumbrances, to satisfy encumbrances, to pay the remaining AN EXPLANATION OF THE NATURE and POSTING 2714-730-2727 www. or a court, pursuant to Section 2924g the unpaid balance currently due and principal sum of the note(s) secured OF THE PROCEEDING AGAINST lpsasap.com BARRETT DAFFIN of the California Civil Code. The law owing under the aforesaid Amended by the Deed of Trust, with interest and YOU, YOU SHOULD CONTACT A FRAPPIER TREDER and WEISS, LLP requires that information about trustee Notice of Supplemental Delinquent late charges thereon, as provided in the LAWYER. On 11/16/2017 at 10:00 as Trustee 20955 Pathfinder Road, Suite sale postponements be made available Assessment Lien and/or late fees, note(s), advances, under the terms of A.M., First American Title Insurance 300 Diamond Bar, CA 91765 (866) 795- to you and to the public, as a courtesy cost of collections (including attorney the Deed of Trust, interest thereon, fees, Company, as duly appointed Trustee 1852 Dated: 10/13/2017. BARRETT to those not present at the sale. If you fees), and interest, which said Owner charges and expenses of the Trustee under and pursuant to Deed of Trust DAFFIN FRAPPIER TREDER and wish to learn whether your sale date is obligated to pay Creditor Association for the total amount (at the time of the recorded 12/31/2007, as Instrument WEISS, LLP IS ACTING AS A has been postponed, and, if applicable, under Civil Code 5650 and fees, initial publication of the Notice of Sale) No. 2007-0229300-00, in book , page DEBT COLLECTOR ATTEMPTING the rescheduled time and date for the charges and expenses of the Trustee. reasonably estimated to be set forth , , of Official Records in the office of TO COLLECT A DEBT. ANY sale of this property, you may call 800- This property is being sold subject to below. The amount may be greater on the County Recorder of FRESNO INFORMATION OBTAINED WILL 280-2832 for information regarding the a right of redemption in accordance the day of sale. Trustor: Jose Francisco County, State of California. Executed BE USED FOR THAT PURPOSE. trustee’s sale or visit this Internet Web with California Civil Code section 5715 Flores and Isabel Flores, husband and by: CARMEN R GUTIERREZ, AN A-4635431 10/20/2017, 10/27/2017, site www.auction.com for information NOTICE TO POTENTIAL BIDDERS: wife, as joint tenants. Duly Appointed UNMARRIED WOMAN, WILL SELL 11/03/2017 regarding the sale of this property, using If you are considering bidding on this Trustee: National Default Servicing AT PUBLIC AUCTION TO HIGHEST 10/20/2017, 10/27/2017, 11/03/2017 the file number assigned to this case property lien, you should understand Corporation.Recorded 11/22/2006 BIDDER FOR CASH, CASHIER’S ------00000004764950. Information about that there are risks involved in bidding at as Instrument No. 2006-0247019 (or CHECK/CASH EQUIVALENT or postponements that are very short in a trustee auction. You will be bidding on Book, Page) of the Official Records of other form of payment authorized by NOTICE OF TRUSTEE’S SALE duration or that occur close in time to a lien, not on the property itself. Placing Fresno County, California. Date of Sale: 2924h(b), (Payable at time of sale in Trustee Sale No. : 00000004764950 the scheduled sale may not immediately the highest bid at a trustee auction does 11/16/2017 at 10:00 AM. Place of Sale: lawful money of the United States) At Title Order No.: 170189952 FHA/ be reflected in the telephone information not automatically entitle you to free and At the Van Ness Avenue exit from the the Van Ness Avenue exit from the VA/PM No.: 0000000000000 or on the Internet Web site. The best clear ownership of the property. You County Courthouse, 1100 Van Ness, County Courthouse at 1100 Van Ness ATTENTION RECORDER: THE way to verify postponement information should also be aware that the lien being Fresno, CA 93721. Estimated amount Avenue, Fresno, CA 93724 All right, FOLLOWING REFERENCE TO AN is to attend the scheduled sale. FOR auctioned off may be a junior lien. If of unpaid balance and other charges: title and interest conveyed to and now ATTACHED SUMMARY APPLIES TRUSTEE SALE INFORMATION you are the highest bidder at the auction, $126,794.46. Street Address or other held by it under said Deed of Trust in ONLY TO COPIES PROVIDED TO PLEASE CALL:AUCTION.COM, you are or may be responsible for paying common designation of real property: the property situated in said County THE TRUSTOR, NOT TO THIS LLC 800-280-2832 www.auction. off all liens senior to the lien being 21168 Malsbary Street, Purported and State described as: AS MORE RECORDED ORIGINAL NOTICE. com BARRETT DAFFIN FRAPPIER auctioned off, before you can receive on tax sheet: 21168 S Malsbary, FULLY DESCRIBED IN THE ABOVE NOTE: THERE IS A SUMMARY TREDER and WEISS, LLP as Trustee clear title to the property. You are Riverdale, CA 93656. The undersigned MENTIONED DEED OF TRUST APN# OF THE INFORMATION IN THIS 20955 Pathfinder Road, Suite 300 encouraged to investigate the existence, Trustee disclaims any liability for any 449-050-40 The street address and other DOCUMENT ATTACHED. YOU ARE Diamond Bar, CA 91765 (866) 795-1852 priority, and size of outstanding liens incorrectness of the street address or common designation, if any, of the real IN DEFAULT UNDER A DEED OF Dated: 10/17/2017 BARRETT DAFFIN that may exist on this property by other common designation, if any, property described above is purported TRUST, DATED 12/26/2006. UNLESS FRAPPIER TREDER and WEISS, LLP contacting the county recorder’s office shown above. If no street address or to be: 3536 W OLIVE AVE, FRESNO, YOU TAKE ACTION TO PROTECT IS ACTING AS A DEBT COLLECTOR or a title insurance company, either of other common designation is shown, CA 93722-5739 The undersigned YOUR PROPERTY, IT MAY BE ATTEMPTING TO COLLECT A DEBT. which may charge you a fee for this directions to the location of the property Trustee disclaims any liability for any SOLD AT A PUBLIC SALE. IF YOU ANY INFORMATION OBTAINED information. If you consult either of may be obtained by sending a written incorrectness of the street address and NEED AN EXPLANATION OF THE WILL BE USED FOR THAT PURPOSE. these resources, you should be aware request to the beneficiary within 10 days other common designation, if any, NATURE OF THE PROCEEDING A-4635801 10/20/2017, 10/27/2017, that the same lender may hold more of the date of first publication of this shown herein. Said sale will be made, AGAINST YOU, YOU SHOULD 11/03/2017 than one mortgage or deed of trust on Notice of Sale. If the Trustee is unable but without covenant or warranty, CONTACT A LAWYER. BARRETT 10/20/2017, 10/27/2017, 11/03/2017 the property. NOTICE TO PROPERTY to convey title for any reason, the expressed or implied, regarding title, DAFFIN FRAPPIER TREDER and ------OWNER: The sale date shown on successful bidder’s sole and exclusive possession, or encumbrances, to pay WEISS, LLP, as duly appointed this notice of sale may be postponed remedy shall be the return of monies the remaining principal sum of the Trustee under and pursuant to Deed APN: 468-490-20 ORDER: 5823464 one or more times by the mortgagee, paid to the Trustee, and the successful note(s) secured by said Deed of Trust, of Trust Recorded on 01/02/2007 FILE: TS-170601 NOTICE OF beneficiary, trustee, or a court, pursuant bidder shall have no further recourse. with interest thereon, as provided in as Instrument No. 2007-0000071 of TRUSTEE’S SALE YOU ARE IN to Section 2924g of the California Civil The requirements of California Civil said note(s), advances, under the terms official records in the office of the DEFAULT UNDER AN AMENDED Code. The law requires that information Code Section 2923.5(b)/2923.55(c) of said Deed of Trust, fees, charges County Recorder of FRESNO County, NOTICE OF DELINQUENT about trustee sale postponements be were fulfilled when the Notice of and expenses of the Trustee and of State of CALIFORNIA. EXECUTED ASSESMENT LIEN (CIVIL made available to you and to the public, Default was recorded. NOTICE TO the trusts created by said Deed of BY: ERNESTINE HILL, A SINGLE CODE SECTION 5675), DATED as a courtesy to those not present at POTENTIAL BIDDERS: If you are Trust. The total amount of the unpaid WOMAN, WILL SELL AT PUBLIC 10/18/2016. UNLESS YOU TAKE the sale. If you wish to learn whether considering bidding on this property balance of the obligation secured by AUCTION TO HIGHEST BIDDER ACTION TO PROTECT YOUR your sale date has been postponed, lien, you should understand that there the property to be sold and reasonable FOR CASH, CASHIER’S CHECK/ PROPERTY, IT MAY BE SOLD AT and, if applicable, the rescheduled time are risks involved in bidding at a trustee estimated costs, expenses and advances CASH EQUIVALENT or other form of A PUBLIC SALE. IF YOU NEED AN and date for the sale of this property, auction. You will be bidding on a lien, at the time of the initial publication payment authorized by California Civil EXPLANATION OF THE NATURE you may call telephone number for not on the property itself. Placing the of the Notice of Sale is $225,751.01. Code 2924h(b), (payable at time of sale OF THE PROCEEDING AGAINST information regarding the trustee’s sale highest bid at a trustee auction does not The beneficiary under said Deed of in lawful money of the United States). YOU, YOU SHOULD CONTACT A 916-939-0772 or visit this Internet Web automatically entitle you to free and Trust has deposited all documents DATE OF SALE: 11/29/2017. TIME OF LAWYER. NOTICE is hereby given site www.nationwideposting.com for clear ownership of the property. You evidencing the obligations secured by SALE: 9:00 AM. PLACE OF SALE: that on 11/09/2017 at 10:00 a.m. C.N.A. information regarding the sale of this should also be aware that the lien being the Deed of Trust and has declared all FRESNO SUPERIOR COURTHOUSE, FORECLOSURE SERVICES, INC. property, using the file number assigned auctioned off may be a junior lien. If sums secured thereby immediately due 1100 VAN NESS AVENUE, FRESNO, A CALIFORNIA CORPORATION, to this case 170601. Information about you are the highest bidder at the auction, and payable, and has caused a written CA 93724. STREET ADDRESS and as trustee, or successor trustee, or postponements that are very short in you are or may be responsible for paying Notice of Default and Election to Sell other common designation, if any, of substituted trustee pursuant to the duration or that occur close in time to off all liens senior to the lien being to be executed. The undersigned caused the real property described above is above referenced Amended Notice of the scheduled sale may not immediately auctioned off, before you can receive said Notice of Default and Election to purported to be: 7735 N DEBRA AVE, Delinquent Assessment Lien which was be reflected in the telephone information clear title to the property. You are Sell to be recorded in the County where FRESNO, CALIFORNIA 93722. caused to be recorded by Villa Borgata or on the Internet Web site. The best encouraged to investigate the existence, the real property is located. NOTICE APN#: 503-162-08. The undersigned Maintenance Corp. Homeowners way to verify postponement information priority, and size of outstanding liens TO POTENTIAL BIDDERS: If you are Trustee disclaims any liability for any Association (“Creditor Association”) is to attend the scheduled sale. FOR that may exist on this property by considering bidding on this property incorrectness of the street address and pursuant to the authority of Civil SALES INFORMATION CALL : 916- contacting the county recorder’s office lien, you should understand that there other common designation, if any, Code Section 5675 in order to secure 939-0772 C/O C.N.A FORECLOSURE or a title insurance company, either of are risks involved in bidding at a trustee shown herein. Said sale will be made, but obligations in favor of the Creditor SERVICES, INC., A CALIFORNIA which may charge you a fee for this auction. You will be bidding on a lien, without covenant or warranty, expressed Association, which Amended Notice of CORPORATION as said Trustee. information. If you consult either of not on the property itself. Placing the or implied, regarding title, possession, Delinquent Assessment Lien, recorded 2020 CAMINO DEL RIO N. #230 these resources, you should be aware highest bid at a trustee auction does or encumbrances, to pay the remaining 10/21/2016 as Instrument No. 2016- SAN DIEGO, CALIFORNIA 92108 that the same lender may hold more not automatically entitle you to free principal sum of the note(s) secured by 145111of Official Records in the Office (619) 297-6740 DATE: 10/17/2017 than one mortgage or deed of trust on and clear ownership of the property. said Deed of Trust, with interest thereon, of the Recorder of Fresno County, KIMBERLY CURRAN TRUSTEE the property. NOTICE TO PROPERTY You should also be aware that the lien as provided in said note(s), advances, California, and pursuant to that certain SALE OFFICER NPP0318910 To: OWNER: The sale date shown on being auctioned off may be a junior under the terms of said Deed of Trust, Notice of Default and Election to Sell FRESNO BUSINESS JOURNAL this notice of sale may be postponed lien. If you are the highest bidder at the fees, charges and expenses of the recorded 7/17/2017 as instrument # 10/20/2017, 10/27/2017, 11/03/2017 one or more times by the mortgagee, auction, you are or may be responsible Trustee and of the trusts created by said 2017-0087889 of Official Office of said 10/20/2017, 10/27/2017, 11/03/2017 beneficiary, trustee, or a court, pursuant for paying off all liens senior to the Deed of Trust. The total amount of the County will sell at PUBLIC AUCTION ------to Section 2924g of the California Civil lien being auctioned off, before you unpaid balance of the obligation secured TO THE HIGHEST BIDDER FOR Code. The law requires that information can receive clear title to the property. by the property to be sold and reasonable CASH (payable at the time of sale in NOTICE OF TRUSTEE’S SALE about trustee sale postponements be You are encouraged to investigate estimated costs, expenses and advances lawful money of the United States), T.S. No. 17-20221-SP-CA Title No. made available to you and to the public, the existence, priority, and size of at the time of the initial publication of At the Van Ness Avenue exit from the 170201582-CA-VOI A.P.N. 053- as a courtesy to those not present at the outstanding liens that may exist on the Notice of Sale is $230,419.57. The County Courthouse at 1100 Van Ness 330-29 ATTENTION RECORDER: sale. If you wish to learn whether your this property by contacting the county beneficiary under said Deed of Trust Avenue, Fresno, CA 93724, all rights, THE FOLLOWING REFERENCE sale date has been postponed, and, if recorder’s office or a title insurance heretofore executed and delivered to title and interest in the property situated TO AN ATTACHED SUMMARY IS applicable, the rescheduled time and company, either of which may charge the undersigned a written Declaration in Fresno County , State of California APPLICABLE TO THE NOTICE date for the sale of this property, you you a fee for this information. If you of Default and Demand for Sale, and a describing the land therein: As more PROVIDED TO THE TRUSTOR ONLY may call 714-730-2727 or visit this consult either of these resources, you written Notice of Default and Election fully described in Amended Notice PURSUANT TO CIVIL CODE 2923.3. Internet Web site www.ndscorp.com/ should be aware that the same lender to Sell. The undersigned caused said of Delinquent Assessment Lien The NOTE: THERE IS A SUMMARY sales, using the file number assigned to may hold more than one mortgage or Notice of Default and Election to Sell property address and other common OF THE INFORMATION IN THIS this case 17-20221-SP-CA. Information deed of trust on the property. NOTICE to be recorded in the county where the designation, if any, of the real property DOCUMENT ATTACHED. YOU ARE about postponements that are very short TO PROPERTY OWNER: The sale real property is located. NOTICE TO described above is purposed to be: 2909 IN DEFAULT UNDER A DEED OF in duration or that occur close in time to date shown on this notice of sale may POTENTIAL BIDDERS: If you are E Huntington #107, Fresno, CA The TRUST DATED 11/09/2006. UNLESS the scheduled sale may not immediately be postponed one or more times by considering bidding on this property owner of record of the above described YOU TAKE ACTION TO PROTECT be reflected in the telephone information the mortgagee, beneficiary, trustee, lien, you should understand that there property is: Francis Samuel Daggett YOUR PROPERTY, IT MAY BE or on the Internet Web site. The best or a court, pursuant to Section 2924g are risks involved in bidding at a trustee The undersigned Trustee disclaims any SOLD AT A PUBLIC SALE. IF YOU way to verify postponement information of the California Civil Code. The law auction. You will be bidding on a lien, liability for any incorrectness of the NEED AN EXPLANATION OF THE is to attend the scheduled sale. Date: requires that information about trustee not on the property itself. Placing the property address and other common NATURE OF THE PROCEEDING 10/19/2017 National Default Servicing sale postponements be made available highest bid at a trustee auction does not designation, if any, shown herein. The AGAINST YOU, YOU SHOULD Corporation c/o Tiffany and Bosco, P.A., to you and to the public, as a courtesy automatically entitle you to free and total amount of unpaid balance of the CONTACT A LAWYER. A public its agent, 1230 Columbia Street, Suite to those not present at the sale. If you clear ownership of the property. You obligation secured by the property to auction sale to the highest bidder for 680 San Diego, CA 92101 Toll Free wish to learn whether your sale date should also be aware that the lien being be sold and reasonable estimated costs, cash, (cashier’s check(s) must be made Phone: 888-264-4010 Sales Line 714- has been postponed, and if applicable, auctioned off may be a junior lien. If you expenses and advances at the time of payable to National Default Servicing 730-2727; Sales Website:www.ndscorp. the rescheduled time and date for the are the highest bidder at the auction, you the initial publication of the Notice Corporation), drawn on a state or com/sales Zahara Joyner, Trustee Sales sale of this property, you may call are or may be responsible for paying off of Sale is: $10,314.57 (estimated). In national bank, a check drawn by a Representative. A-4636101 10/27/2017, (916)939-0772 or visit this Internet all liens senior to the lien being auctioned addition to cash, the Trustee will accept state or federal credit union, or a check 11/03/2017, 11/10/2017 Web http://search.nationwideposting. off, before you can receive clear title a cashier’s check drawn by a state or drawn by a state or federal savings and 10/27/2017, 11/03/2017, 11/10/2017 com/propertySearchTerms.aspx, using to the property. You are encouraged to federal credit union or a check drawn loan association, savings association, or ------the file number assigned to this case investigate the existence, priority, and by state or federal savings and loan savings bank specified in Section 5102 CA1700280255 Information about size of outstanding liens that may exist association, savings association or of the Financial Code and authorized TSG No.: 8707455 TS No.: postponements that are very short in on this property by contacting the county savings bank specified in Section 5102 to do business in this state; will be held CA1700280255 FHA/VA/PMI No.: duration or that occur close in time to the recorder’s office or a title insurance of the Financial Code and authorized by the duly appointed trustee as shown 0484747746 APN: 449-050-40 scheduled sale may not immediately be company, either of which may charge to do business in this state. In the event below, of all right, title, and interest Property Address: 3536 W OLIVE AVE reflected in the telephone information or you a fee for this information. If you tender other than cash is accepted the conveyed to and now held by the trustee FRESNO, CA 93722-5739 NOTICE on the Internet Web site. The best way consult either of these resources, you Trustee may withhold the issuance of in the hereinafter described property OF TRUSTEE’S SALE YOU ARE to verify postponement information should be aware that the same lender 24 Public Notices www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017

TRUSTEE SALES completo, las cuotas y costos de la corte FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT previamente exentos a peticion de usted FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF Continued | From 23 o de la otra parte. (1) WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW 1. The name and address of the court are FICTITIOUS BUSINESS THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME (El nombre y dirección de la corte son): is to attend the scheduled sale. If the NAME STATEMENT FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED TUOLUMNE COUNTY SUPERIOR File No. 2201710005833 STATEMENT MUST BE FILED BEFORE THAT TIME.” sale is set aside for any reason, the COURT Purchaser at the sale shall be entitled The following person(s) is(are) BEFORE THAT TIME.” 10/27/2017, 11/03/2017, 11/10/2017, 41 WEST YANEY AVE. conducting business as: 10/13/2017, 10/20/2017, 10/27/2017, 11/17/2017 only to a return of the deposit paid. The SONORA, CA 95370 Purchaser shall have no further recourse Ruby Fresh, 11444 W. Olympic 11/03/2017 ------2. The name, address, and telephone Blvd., 10th Floor, Los Angeles, CA ------against the Mortgagor, the Mortgagee FICTITIOUS BUSINESS or the Mortgagee’s attorney. Date: First number of the petitioner’s attorney, or 90064, County of Los Angeles the petitioner without an attorney, are: Registrant: FICTITIOUS BUSINESS NAME STATEMENT American Title Insurance Company (El nombre, dirección y número de NAME STATEMENT File No. 2201710005592 4795 Regent Blvd, Mail Code 1011- POMWonderful LLC, 11444 W. teléfono del abogado del demandante, Olympic Blvd., 10th Floor, Los File No. 2201710005524 The following person(s) is (are) F Irving, TX 75063 First American o del demandante si no tiene abogado, Title Insurance Company MAY BE Angeles, CA 90064 The following person(s) is (are) conducting business as son): Registrant commenced to transact conducting business as DIAMOND CLEANING AND ACTING AS A DEBT COLLECTOR DALE LEE BRADDOCK PORVENIR ESTATES II, LIMITED JANITORIAL SERVICE 2135 S. ATTEMPTING TO COLLECT business under the Fictitious Business at 6850 STUDHORSE FLAT RD. Name(s) listed above on: August 30, PARTNERSHIP, A CALIFORNIA SHIRLEY AVENUE, FRESNO, CA A DEBT. ANY INFORMATION LIMITED PARTNERSHIP 2020 93727, FRESNO COUNTY OBTAINED MAY BE USED FOR SONORA, CA 95370 2017 at : (209) 454-9583 This business is conducted by: LLC West Kettleman Lane, Lodi, CA Mailing Address: THAT PURPOSE FOR TRUSTEES 95241, San Joaquin County SALE INFORMATION PLEASE IN PRO PER Articles of Incorporation: : 2135 S. SHIRLEY AVENUE, CALL (916)939-0772NPP0319302 ASSOCIATED LEGAL ASSISTANCE 200032110076 Full Name of Registrant: FRESNO, CA 93727; T. BLAND LDA 55-004 This Statement has been executed PORVENIR ESTATES II Full Name of Registrant: To: FRESNO BUSINESS JOURNAL MICHAELS (PAM) LLC JESSICA RODRIGUEZ JIMENEZ 10/27/2017, 11/03/2017, 11/10/2017 43 N. WASHINGTON ST., SONORA, pursuant to section 17919 of the , CA 95370 Business and Professionals code. General Partner of PORVENIR 2135 S. SHIRLEY AVENUE, 10/27/2017, 11/03/2017, 11/10/2017 ESTATES II, A CALIFORNIA ------TUOLUMNE COUNTY (209) 588- I declare that all information in FRESNO, CA 93727 0501 this statement is true and correct. PARTNERSHIP, 3 East Stow Road, MAYRA C. GONZALEZ Date (Fecha): 4-14-17 (A registrant who declares as true Suite 100, Marlton, NJ 08053. RODRIGUEZ, 2135 S. SHIRLEY CIVIL Clerk, by (Secretario, por) Ellen information, false declarations are a Registrant commenced to transact AVENUE, FRESNO, CA 93727. Miller, Deputy (Asistente) misdemeanor punishable by a fine up business under the Fictitious Business Registrant has not yet commenced to [Seal] to $1,000). Name listed above on: 06/04/2013. transact business under the Fictitious SUMMONS (Family Law) : Limited CITACIÓN (Derecho familiar) 10/20/2017, 10/27/2017, 11/03/2017, S/ Craig B. Cooper, Senior Vice This business conducted by Business Name listed above. 11/10/2017 President Partnership. This business conducted by: NOTICE TO RESPONDENT: COPARTNERS (Name): SYLVIA BRADDOCK ------Filed with the Fresno County Clerk on Articles of Incorporation . AVISO AL DEMANDADO (Nombre) October 24, 2017 Number: 199928100007 JESSICA RODRIGUEZ JIMENEZ, You are being sued. Lo están PROBATE A new Fictitious Business Name James Miller, Vice President (GP of PARTNER. Statement must be filed before the LP) This statement filed with the Fresno demandando. 10/10/2017 Petitioner’s name is: Nombre expiration. This statement filed with the Fresno County Clerk on: . NOTICE OF PETITION TO The filing of this statement does not of County Clerk on: 10/06/2017. (Seal) del demandante: DALE LEE ADMINISTER ESTATE OF BRANDI L. ORTH, BRADDOCK; itself authorize the use in this state of (Seal) AGRIPINA AQUINO a Fictitious Business Name in violation BRANDI L. ORTH, COUNTY CLERK. CASE NUMBER (NUMERO DE CASE NO: 17CEPR01089 COUNTY CLERK. CASO): FL 14783 of the rights of another under Federal, By: GLORIA AYALA, DEPUTY. You have 30 calendar days after this To all heirs, beneficiaries, creditors, State, or common law (See Section By: ANGELA DELGADO, DEPUTY. “NOTICE - THIS FICTITIOUS Summons and Petition are served on contingent creditors, and persons who 14411 et seq., Business and Professions “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES you to file a Response (form FL-120) at may otherwise be interested in the Code). NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT will or estate, or both, of AGRIPINA New Filing FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF the court and have a copy served on the AQUINO petitioner. A letter or phone call will not 11/3, 11/10, 11/17, 11/24/17 WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW A Petition for Probate has been filed by CNS-3056959# THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME protect you. Fresno County Public Administrator If you do not file your Response on FRESNO BUSINESS JOURNAL FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED in the Superior Court of California, 11/03/2017, 11/10/2017, 11/17/2017, STATEMENT MUST BE FILED BEFORE THAT TIME.” time, the court may make orders Fresno/Central Division affecting your marriage or domestic County of . 11/24/2017 BEFORE THAT TIME.” 10/27/2017, 11/03/2017, 11/10/2017, The Petition for Probate requests that ------10/20/2017, 10/27/2017, 11/03/2017, 11/17/2017 partnership, your property, and custody Fresno County Public Administrator of your children. You may be ordered to 11/10/2017 ------pay support and attorney fees and costs. be appointed as personal representative FICTITIOUS BUSINESS ------to administer the estate of the decedent. NAME STATEMENT FICTITIOUS BUSINESS If you cannot pay the filing fee, ask the FICTITIOUS BUSINESS NAME STATEMENT clerk for a fee waiver form. The petition requests authority File No. 2201710005296 to administer the estate under the The following person(s) is (are) NAME STATEMENT File No. 2201710005405 If you want legal advice, contact a File No. 2201710005340 lawyer immediately. You can get Independent Administration of conducting business as The following person(s) is (are) Estates Act. (This authority will Machine Experience The following person(s) is (are) conducting business as information about finding lawyers at CLEANING SERVICE AGUILAR the California Courts Online Self-Help allow the personal representative to Machine Experience and Design conducting business as take many actions without obtaining MED at 2964 Philip Avenue, Clovis, Yribarren Family Farms at 12249 at 3241 N. WOODSON AVENUE, Center (www.courtinfo.ca.gov/selfhelp), W. Nielsen Ave., Kerman CA 93630, FRESNO, CA 93705, FRESNO at the California Legal Services Web court approval. Before taking certain CA 93612, FRESNO COUNTY: very important actions, however, the Mailing Address: FRESNO COUNTY, Phone (559) COUNTY: site (www.lawhelpcalifornia.org), or 840-4004 by contacting your local county bar personal representative will be required 2681 N. Business Park Avenue, Fresno, : Mailing Address: to give notice to interested persons CA 93727; Full Name of Registrant: 3241 N. WOODSON AVENUE, association. Jeff Yribarren Tiens 30 dias corridos después de unless they have waived notice or Full Name of Registrant: , 12249 W. Nielsen FRESNO, CA 93705; consented to the proposed action.) The Excelsior Machine, Inc., 2681 Ave., Kerman, Ca 93630. Full Name of Registrant: haber recibido la entrega legal de esta SANTIAGO AGUILAR GARCIA Citación y Petición para presentar una independent administration authority N. BUSINESS PARK AVENUE, Registrant commenced to transact , Respuesta (formulario FL-120 ó FL- will be granted unless an interested FRESNO, CA 93727. business under the Fictitious Business 3241 N. WOODSON AVENUE, person files an objection to the petition Registrant commenced to transact Name listed above on: 09/14/17 FRESNO, CA 93705. 123) ante la corte y efectuar la entrega : legal de una copia al demandante. Una and shows good cause why the court business under the Fictitious Business This business conducted by Registrant commenced to transact should not grant the authority. Name listed above on: 8/3/17. INDIVIDUAL. business under the Fictitious Business carta o llamada telefónica no basta A hearing on the petition will be held 09/28/2017 para protegerlo. This business conducted by: Jeff Yribarren, Owner. Name listed above on: . in this court as follows: Corporation. This statement filed with the Fresno This business conducted by: Si no presenta su Respuesta a tiempo, November 29, 2017, 9:00 A.M., Dept.: 09/26/2017 INDIVIDUAL la corte puede dar órdenes que afecten Articles of Incorporation Number: County Clerk on: . . 303 C4052228 (Seal) SANTIAGO AGUILAR GARCIA, su matrimonio o pareja de hecho, sus 1130 “O” Street, 3rd Floor - Dept. 303 BRANDI L. ORTH, bienes y la custodia de sus hijos. La Raymond R. Roush, III, CEO. OWNER. Fresno, California 93724 This statement filed with the Fresno COUNTY CLERK. This statement filed with the Fresno corte también le puede ordenar que If you object 09/28/2017 pague manutención, y honorarios to the granting of the County Clerk on: 09/25/2017. By: ARIEL GUIZAR SOTO, DEPUTY. County Clerk on: . y costos legales. Si no puede pagar petition, you should appear at the (Seal) “NOTICE - THIS FICTITIOUS (Seal) hearing and state your objections or file BRANDI L. ORTH, NAME STATEMENT EXPIRES BRANDI L. ORTH, la cuota de presentación, pida al COUNTY CLERK. secretario un formulario de exención written objections with the court before County Clerk. FIVE YEARS FROM THE DATE IT de cuotas. the hearing. Your appearance may be in By: ALISA SANDERS, Deputy. WAS FILED IN THE OFFICE OF By: ARIEL GUIZAR-SOTO, DEPUTY. person or by your attorney. “NOTICE - THIS FICTITIOUS THE COUNTY CLERK. A NEW “NOTICE - THIS FICTITIOUS Si desea obtener asesoramiento legal, If you are a creditor póngase en contacto de inmediato con or a contingent NAME STATEMENT EXPIRES FICTITIOUS BUSINESS NAME NAME STATEMENT EXPIRES un abogado. Puede obtener información creditor of the decedent, you must file FIVE YEARS FROM THE DATE IT STATEMENT MUST BE FILED FIVE YEARS FROM THE DATE IT para encontrar a un abogado en el your claim with the court and mail a WAS FILED IN THE OFFICE OF BEFORE THAT TIME.” WAS FILED IN THE OFFICE OF Centro de Ayuda de las Cortes de copy to the personal representative THE COUNTY CLERK. A NEW 10/20/2017, 10/27/2017, 11/03/2017, THE COUNTY CLERK. A NEW California (www.sucorte.ca.gov), en appointed by the court within the later FICTITIOUS BUSINESS NAME 11/10/2017 FICTITIOUS BUSINESS NAME el sitio Web de los Servicios Legales of either (1) four months from the date STATEMENT MUST BE FILED ------STATEMENT MUST BE FILED of first issuance of letters to a general BEFORE THAT TIME.” BEFORE THAT TIME.” de California (www.lawhelpcalifornia. FICTITIOUS BUSINESS org) o poniéndose en contacto con el personal representative, as defined 10/13/2017, 10/20/2017, 10/27/2017, 10/27/2017, 11/03/2017, 11/10/2017, in section 58(b) of the California 11/03/2017 NAME STATEMENT 11/17/2017 colegio de abogados de su condado. File No. 2201710005781 NOTICE: The restraining orders Probate Code, or (2) 60 days from the ------on page 2 are effective against both date of mailing or personal delivery The following person(s) is (are) to you of a notice under section 9052 FICTITIOUS BUSINESS conducting business as spouses or domestic partners until the SUNFLOWERS 2431 E. MISC. petition is dismissed, a judgment is of the California Probate Code. Other NAME STATEMENT at California statutes and legal authority File No. 2201710005563 MARQUISE COURT, FRESNO, CA entered, or the court makes further 93720, FRESNO COUNTY, Phone orders. These orders are enforceable may affect your rights as a creditor. You The following person(s) is (are) (1) may want to consult with an attorney conducting business as (559) 221-2577: NOTICE TO CREDITORS OF anywhere in California by any law BULK SALE enforcement officer who has received knowledgeable in California law. 7 BROTHERS CONSTRUCTION at Full Name of Registrant: You may examine the file kept by the 318 N. 3RD STREET, FRESNO, CA SUNFLOWERS IN THE SILENT (SECS. 6104, 6105 U.C.C.) or seen a copy of them. court. GARDEN AVISO: Las órdenes de restricción que If you are a person interested in 93625, FRESNO COUNTY: , 2431 E. MARQUISE ESCROW NO. P-238943-EO figuran en la página 2 valen para ambos the estate, you may file with the court Mailing Address: COURT, FRESNO, CA 93720, Phone Notice is hereby given to creditors of cónyuges o pareja de hecho hasta que a Request for Special Notice (form 318 N. 3RD STREET, FRESNO, CA (559) 221-2577. the within named seller that a bulk se despida la petición, se emita un fallo DE-154) of the filing of an inventory 93625; Registrant commenced to transact sale is about to be made of the assets and appraisal of estate assets or of Full Name of Registrant: business under the Fictitious Business described below. The names and o la corte dé otras órdenes. Cualuier 10/23/2017 autoridad de la ley que haya recibido o any petition or account as provided in ANDRES ADRIAN PEET, 318 N. Name listed above on: . business addresses of the Seller are: Probate Code section 1250. A Request 3RD STREET, FOWLER, CA 93625. This business conducted by: NON- YOEUP DOUL visto una copia de estas órdenes puede PROFIT CORPORATION hacerlas acatar en cualquier lugar de for Special Notice form is available Registrant commenced to transact . 3118 East Ventura Avenue, Fresno, CA California. from the court clerk. business under the Fictitious Business Articles of Incorporation 93702 Attorney for petitioner: Name listed above on: 10/09/2017. Number: C4074028 The location in California of the chief FEE WAIVER: If you cannot pay the DANIEL C. CEDERBORG, County filing fee, ask the clerk for a fee waiver This business conducted by: MICHAEL MARK BUETTNER, executive office of the seller is: (If Counsel--SBN 124260 INDIVIDUAL. ASSISTANT SECRETARY. “same as above”, so state.) form. The court may order you to pay HEATHER H. KRUTHERS, Senior back all or part of the fees and costs that ANDRES ADRIAN PEET, OWNER. This statement filed with the Fresno Same as Above Deputy--SBN 192195 This statement filed with the Fresno County Clerk on: 10/23//2017. As listed by the seller, all other business the court waived for you or the other Deputy County Counsel party. County Clerk on: 10/09/2017. (Seal) names and addresses used by the seller 2220 Tulare Street, Suite 500 (Seal) BRANDI L. ORTH, within three years before the date such EXENCION DE CUOTAS: Si no puede COUNTY CLERK. pagar la cuota de presentacion, pida al Fresno, CA 93721-2128 BRANDI L. ORTH, list was sent or delivered to the buyer secretario un formulario de exencion (559) 600-3479 COUNTY CLERK. By: ALISA SANDERS, DEPUTY. de cuotas. La corte puede ordenar 10/20/2017, 10/25/2017, 11/03/2017 By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS ------NAME STATEMENT EXPIRES que usted pague, ya sea en parte o por “NOTICE - THIS FICTITIOUS Continued | Next Page FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Public Notices 25

MISCELLANEOUS requirements contract is to furnish amount payable by City. (1) D046 Irene Roberta Carter and install permanent asphalt concrete No bid will be considered for award AMENDED NOTICE OF PUBLIC D052 Cynquece K Henry Continued | From 24 pavement repairs. unless the Bidder at the time of bid SALE NOTICE IS HEREBY GIVEN Purchased goods are sold as is, and The Contract term is for six (6) months, opening, is licensed with a valid Class pursuant to California Civil Code must be removed within one (1) day with provisions for five (5) six-month “A” or “C12” Contractor’s License Section 798.56a and California of purchase. Payment is to be with are: (if “none”, so state.) extensions. issued by the State of California. Commercial Code Section 7210 that cash only and made at the time of NONE The Annual Estimated Requirements The meeting room is physically the following described property, purchase. The names and addresses of the Buyer Allocation for this project is accessible. Services of an interpreter which could include a lease or This sale is subject to cancellation are: $1,127,298.00 or ($563,649.00 per six and additional accommodations such as license, will be sold by COUNTRY without notice in the event of SODANA TOUN and LIVING MOBILE HOME PARK settlement between owner and SEAKMOUYLY TAY (6) month term). assistive listening devices can be made Bids will be taken on complete available. Requests for accommodations (Warehouseman) at public auction obligated party. 3118 East Ventura Avenue, Fresno, CA work, in accordance with Plans and should be made at least five working to the highest bidder for cash, in Security Public Storage, 4420 N. 93702 Specifications on file in the office of days but no later than 48 hours prior lawful money of the United States, Blackstone Fresno, Ca. 93726 (559)- The assets to be sold are described in the Purchasing Manager, 2600 Fresno to the scheduled meeting/event. Please or a cashier’s check, in lawful money 226-6655 general as: All of the stock in trade, St Room 2156 Fresno California, contact the Procurement Specialist of the United States, made payable 11/03/2017, 11/10/2017 merchandise, supplies, fixtures, 93721 , phone number (559) 621-1332. listed on the cover at 559-621-1332 or to COUNTRY LIVING MOBILE ------equipment, goodwill and trade and are Specifications for these items can [email protected]. HOME PARK (payable at time of located at: 3118 East Ventura Avenue, be downloaded at the City’s online sale). Said sale to be without covenant Fresno, CA 93702 The City reserves the right to reject any (1) website at: and all bids. or warranty as to possession, NOTICE OF PUBLIC LIEN SALE The business name used by the seller at http://www.fresno.gov. For financing, title, encumbrances, or DONUT QUEEN 11/03/2017 Pursuant to the California Self-Service that location is: Businesses (to the left of the screen), ------otherwise on an “as is” “where is” Storage Facility Act, (B&P Code The anticipated date of the bulk sale Bid Opportunities basis. The property which will be November 22, 2017 21700et. seq.), the undersigned will is at the office Bids may be submitted electronically (1) sold is described as follows (the sell at public auction, on November of Placer Title Company, located at or by paper only not via Fax. NOTICE OF PUBLIC SALE OF “Property”): Year/Mobilehome: 17th, 2017 personal property including 7643 North Ingram Avenue, Suite Bid Proposal forms, Instructions to PERSONAL PROPERTY 1977 LCS LEVITT Decal Number: but not limited to business equipment, 101 Fresno, CA 93711. This bulk Bidders and copies of the plans and/or Notice is hereby given that pursuant ABB5164 Serial Number(s): electronics, furniture, clothing, tools sale is subject to California Uniform specifications can also be obtained at to Section 21700 of the Business and SA6081099, SB6081099, SC6081099 and/or other miscellaneous items Commercial Code Section 6106.2.The the Office of the Purchasing Manager. Professions Code, State of California, The current location of the subject located at: name and address of the person with Bid Proposals must be filed with the undersigned will sell at Public Property is: Country Living Mobile A-AMERICAN SELF STORAGE @ who claims may be filed is Erica the Purchasing Manager prior Auction by competitive bidding Home Park, 3556 N. Duke Ave., 9:30am, at 2455 N Marks Ave, Fresno Osborne. Placer Title Company, @ to the bid opening at 3 p.m. on on November 17th at 1:30 p.m. at Space 184, Fresno, CA 93727. The CA 93722, 7643 North Ingram Avenue, Suite Tuesday, November 28, 2017, when Security Public Storage, 2633 W. sale will be held as follows: Date: STORED BY THE FOLLOWING 101 Fresno, CA 93711, Escrow # the bids will be publicly opened and Shaw Ave., Fresno, CA 93711, City November 20, 2017 Time: 10:00 PERSONS: P-238943-EO and the last date for recorded. of Fresno, County of Fresno, State a.m. Place: West Entrance to the Brian Nitz filing claims shall be November 21, of California. The goods, chattels or County Courthouse Breezeway, 1100 2017 The work hereunder constitutes a Raquel Oliva which is the business day before “public work” as defined in Chapter personal goods and property of the Van Ness, Fresno, CA. The public Rosalinda Martinez the sale date specified above. 1, Part 7, Division 2 of the California tenants/units listed below. auction will be made to satisfy the Robert Fletcher Dated: October 20, 2017 Labor Code, and Contractor shall A027 Michael L Cox lien for storage of the Property that Lee Smith BUYER: cause the work to be performed as a A034 Tracy D Bozarth was deposited by ILIANA AKOPOFF Nicole Wheeler /s/ SODANA TOUN “public work” in accordance with such A050 Eva A Torres with COUNTRY LIVING MOBILE Lindsey Hayes /s/ SEAKMOUYLY TAY Chapter of the California Labor Code. A156 June Ann Beard HOME PARK. Any purchaser of Maria T Gonzalez 11/03/2017 The Council of the City of Fresno A255 Blanca D Huerta the Property who intends to leave it Dominique Edmond Jewell (2) ------has adopted Resolution No. 82-297 B106 Ndaiziwei Chipungu at its current location must make an Gilberto Mendoza ascertaining the general prevailing rate B109 Vernon Lee Lacy Jr. application and must be approved for Robert Mitchell (1) B110 Keisha Willis NOTICE OF PUBLIC HEARING of per diem wages and per diem wages tenancy at the Park. If not approved, Nayisha Lee for holidays and overtime in the Fresno B116 Naomi Wilson the Property must be immediately Andrea Garrett BEFORE THE KINGSBURG B134 Eva A Torres Any PLANNING COMMISSION FOR area for each craft, classification, or removed from the Park. Lavon Deloney type of worker needed in the execution D015 David Gianni Raines purchaser who intends to remove the Cynthia Lynch THE ANNUAL ALLOCATION E022 Desarae J Moreno Property from its current location OF RESIDENTIAL BUILDING of contracts for the City. A copy of the Krystal Miller resolution is on file at the Office of the E106 Megan L Campos must remove it within five (5) days Joey Rios III PERMITS THAT WILL BE E158 Carisa S Garcia from the date of purchase, and remit CONSIDERED FOR APPROVAL City Clerk. Actual wage schedules are Precious Garcia available at Construction Management F012 Andre L Murphy additional payment for daily storage Gilbert Gutierrez AS PROVIDED FOR IN F014 Talina Cota fees of $20.00 per day commencing KINGSBURG’S GROWTH Office, 1721 Van Ness Avenue, Fresno, Tina Hopkins California 93721, (559) 621-5600. F030 Krissy Larkin from the date after the sale to Daniel Lucio MANAGEMENT SYSTEM F151 Aqikah Cooper the date the Property is removed. NOTICE IS HEREBY GIVEN Contractors and Subcontractors must Prisiliano Pimentel that a meet any and all requirements of Labor F158 Gurpreet Singh Furthermore, the purchaser shall be Victoria Salas public hearing on the above items will Code sections 1771.1 and 1771.5 prior G007 Barbra Aline Dominguez responsible for cleanup of the space Solomon L Johnson be held before the Kingsburg Planning to submitting bids. G055 Rosalinda Hunt of all trash, pipes, wood, equipment/ John Ashbaugh Commission during a regular meeting All proposals must be made on the G215 Aimee G Garza tools, etc., utilized in the removal Joseph Rincon on Thursday, November 9, 2017. The Bid Proposal Form provided by the G330 Germany Reneal Johnson of the Property. Additionally, the Maria Navarro hearing will take place in the Kingsburg Purchasing Manager and must be H020 Victoria L Huerta purchaser shall also be liable for Warren Dewitt City Council Chambers at 1401 Draper accompanied by a Bid Deposit in the Purchased goods are sold as is, and any damages caused during the Linda Gonzales Street, Kingsburg, California, at 6 amount of TEN PERCENT (10%) must be removed within one (1) day removal of the Property. The money Rosemary Richmond p.m., or as soon thereafter as possible. of the Total Net Bid Amount, in the of purchase. Payment is to be with that we receive from the sale, if any, Thomas Haskell Approve 49 single-family residential form of a certified or cashier’s check, cash only and made at the time of (after paying our costs) will reduce the Cecilia Diaz lots for inclusion in Kingsburg’s an irrevocable letter of credit, or a purchase. amount you owe. If we receive less Martin J Quinonez 2017 housing unit allocation program certificate of deposit or a bidder’s This sale is subject to cancellation money than you owe, you will still Tina Johnese and forward that recommendation bond executed by a corporate surety, without notice in the event of owe us the difference. If we receive Lucia Curiel to Kingsburg City Council under admitted by the California Insurance settlement between owner and more money than you owe, you will Brent Abisalih the procedure outlined in Kingsburg Commissioner to do business in obligated party. be entitled to the extra money, unless Brianna James Municipal Code 16.09.020. The California, payable and acceptable to Publication dates: November 3rd, we must pay it to someone else with Janeth Garza residential development that will be the City of Fresno; or the Bidder shall 2017 & November 10th 2017 a security interest in the Property. Renae Wilson allocated for 2017 involves a single- have registered with the Purchasing 11/03/2017, 11/10/2017 The total amount due on this property Lorrie Santos family residential subdivision on 15.03 Manager of the City an annual bid bond ------including estimated costs, expenses, Sheena Goff acres, located on the southeast corner sufficient to provide coverage in such and advances as of the date of the Eshama Rives of East Kamm Avenue and A Avenue in amount. All Bid Deposits will be held (1) public sale is $9,472.15. The auction Maria Medina (2) Kingsburg. until a Contract has been executed with DEPARTMENT OF HOMELAND will be made for the purpose of Imani Rogers Tentatively, the applicant is proposing the successful Bidder or all bids have SECURITY satisfying the lien on the property, Donald Williams 49 single-family residential lots. This been rejected. FEDERAL EMERGENCY together with the cost of the sale. As set Otton Miranda project will be required to be processed The City of Fresno hereby notifies MANAGEMENT AGENCY forth above, we have sent this Notice Keyunna Hills through Kingsburg’s subdivision all Bidders that no person shall Proposed Flood Hazard to the others who have an interest in Bennie Gilmore review process. Determinations for the City of PLEASE TAKE SPECIAL NOTICE be excluded from participation in, the Property or who owe money under Andrea Franklin denied any benefits of, or otherwise Clovis, Fresno County, California, your agreement. DATED: October Alexis Galindo that any person, entity or group who discriminated against in connection and Case No. 16-09-2874P. The 26, 2017 GREGORY BEAM & Patricia Aguayo later challenges in court any action with the award and performance of any Department of Homeland Security’s ASSOCIATES, INC. By: Gregory B. All sales are subject to prior taken by the City of Kingsburg or contract on the basis of race, religious Federal Emergency Management Beam, Authorized Agent for Country cancellation. Terms, rules and others in connection with these creed, color, national origin, ancestry, Agency (FEMA) solicits technical Living Mobile Home Park (11/03/17, regulations available at sale. By matters may be limited to only those physical disability, mental disability, information or comments on proposed 11/10/17 | TS 2425.27 SDI-8186) A-American Self Storage Management issues raised at the public hearing medical condition, marital status, flood hazard determinations for the 11/03/2017, 11/10/2017 Co. Inc. (310)914-4022, described in this notice, or in written sex, age, sexual orientation, ethnicity, Flood Insurance Rate Map (FIRM), and ------Bond. #72BSBBU5400 correspondence delivered at or prior status as a disabled veteran or veteran where applicable, the Flood Insurance 11/03/2017, 11/10/2017 to the public hearing to the address of the Vietnam era or on any other basis Study (FIS) report for your community. (1) ------set forth herein and directed to the prohibited by law. These flood hazard determinations may NOTICE OF PUBLIC SALE OF attention of the Planning Commission. A pre-bid conference will be held at include the addition or modification PERSONAL PROPERTY PUBLIC NOTICE OF PUBLIC All interested persons are advised and 10:00 a.m., on N/A , 2017, in the of Base Flood Elevations, base flood Notice is hereby given that pursuant LIEN SALE invited to inform themselves regarding ___N/A___ at the Finance Division depths, Special Flood Hazard Area to Section 21700 of the Business and HERITAGE SELF-STORAGE these matters, and to attend and to located at 2600 Fresno St., Fresno, boundaries or zone designations, or the Professions Code, State of California, 4485 W. ASHLAN AVE. present their views, either orally or in California. Prospective Bidders are regulatory floodway. The FIRM and, the undersigned will sell at Public FRESNO, CA. 93722 writing, to the Planning Commission encouraged to attend since City Staff if applicable, the FIS report have been Auction by competitive bidding NOTICE IS HEREBY GIVEN before or at the above-listed time will be present to answer any questions revised to reflect these flood hazard on November 17, 2017 at 11:00 that the undersigned will be sold and place. Further information can regarding the Specifications, and there determinations through issuance of a A.M. at Security Public Storage, pursuant to the California Self- be obtained through the Planning may be an inspection tour of the job Letter of Map Revision (LOMR), in 4420 N. Blackstone Ave. City of Storage Facility Act, (B&P Code and Development Department, 1401 site(s) accordance with Title 44, Part 65 of the Fresno, County of Fresno, State of 21700 el.seq.). The following Draper Street, Kingsburg, California, In accordance with provisions of Code of Federal Regulations. These California, the goods, chattels or personal property including, but 93631; telephone (559) 897-5328. section 22300 of the California Public determinations are the basis for the personal goods and property of the not limited to furniture, clothing, Dated: October 31, 2017 Contract Code, Contractor may floodplain management measures tenants/units listed below. toys, tools, and other household CITY OF KINGSBURG substitute securities for any monies that your community is required to Unit # Name goods and/or miscellaneous items: /s/ Gregory F. Collins, Planning withheld by City to ensure performance adopt or show evidence of having in A2031 Stephanie Priscilla Sainz- #512 Sara Lucas, #1211 Abel Director under the Contract. effect to qualify or remain qualified Deltoro Olivares #1513 Cloudy Grant, #2019 11/03/2017 An annual 100 percent Material and for participation in the National A2040 Janie Oliver Fernando Garcia, #1919 Lynell ------Labor Bond and an annual 100 percent Flood Insurance Program. For more B1012 Eden Segovia Glover, #1920 Lynell Glover, Sale Performance Bond must be filed with information on the proposed flood B1015 Angela D. Cook will be held by competitive bidding (1) B1023 Julio C Deltoro on November 10, 2017 at 9:30 A.M. NOTICE INVITING BIDS the Contract Documents for the initial hazard determinations and information year of this Contract and on or before on the statutory 90-day period provided B1109 Luis Jesus Mendoza on the premises. Sealed bids or electronic bids will be the start of any extension period. The for appeals, please visit FEMA’s B1110 George V. Gonzalez All purchased goods are sold as is, received at the office of the Purchasing bonds must be approved by the City website at www.fema.gov/plan/ B2053 Don Lorentsen and must be removed the day of sale. Manager of the City of Fresno for the before the Contractor enters upon prevent/fhm/bfe, or call the FEMA B2086 Shelea Denise Oglesby Sale is subject to prior cancellation following: performance of the Work. In no event Map Information eXchange (FMIX) B2098 Thomas A Meza of settlement between landlord and REQUIREMENTS CONTRACT C1008 Anita Vasquez obligated party. FOR PERMANENT ASPHALT shall the bonds securing materials and toll free at 1-877-FEMA MAP (1-877- labor, and performance respectively, 336-2627). C2011 Lisa M Desoto Published in the Fresno Business CONCRETE PAVEMENT REPAIRS C2028 Ana L. Lopez Journal on 10/27/17 & 11/3/17 BID FILE NUMBER: 9425 provided during the life of this 11/03/2017, 11/10/2017 Contract, total less than 100% of the ------C2048 Julie K Gerberding 10/27/2017, 11/03/2017 The scope of work includes: This 26 Opinion www.thebusinessjournal.com FRIDAY, NOVEMBER 3, 2017 What do the world’s top CEOs have in common? A decision-making process At our local Vistage Central Valley financial metrics and company values, making process. I believe what my gut is telling me? CEO Peer Review Board, high integrity when faced with a tough choice. • Instinct is your gut reaction to a situ- How much weight should I place in my business leaders help each other make Despite their decision-making dif- ation or stimulus. own experiences versus those of oth- better decisions for their business, ferences, these CEOs share something • Judgment is about applying data and ers? To what degree do I know — or their family and in common: They deliberately apply a experience to analyze a situation. don't know — what I don't know? their commu- decision-making process that is con- • Perspectives is about seeking exter- CEOs are in the business of making nity. We create scious, rigorous and entirely unique to nal expertise that can expand, influ- decisions, and this process sets you up a framework them as individuals. ence or change your point of view. to make better ones. However, mis- for optimized Data from Vistage Research indi- There's a correlation between the takes happen. If you end up making a decision-making, cates that's no accident, and that it importance or complexity of a deci- bad choice, use it as an opportunity and with 16 CEOs doesn't just apply to big-name CEOs sion, and the value of applying instinct, to improve your judgment and draw sitting around the from large, complex organizations. judgment and perspectives to your from the experience next time you table, the poten- After spending years studying the decision-making process. When you're make a decision. Regardless, have the tial for good de- decision-making practices of CEOs facing a simple decision (e.g., order- confidence to say: I applied a thought- GUEST VIEW cision-making is from high-growth, small and midsize ing office supplies), you only need ful process to this decision. I made the enormous. What businesses across diverse industries instinct to arrive at an answer. For best choice with the information that Neil Paschall follows is a brief and geographies, we've found that more complex decisions (e.g., making I had. And if I commit to this decision- description of the best-performing companies are a new hire), instinct plus judgment can making process, it will ultimately lead the Vistage framework for optimized led by CEOs who have a thoughtful lead you to a good choice. In the case to better outcomes for my business, decision-making, which has proved so and conscious approach to decision- of complex, high-stakes decisions my family, and my community. powerful for our CEO members. making. We've also found that these (e.g., entering a new market), it's best How do some of the world's most top decision-makers integrate in- to integrate instinct, judgment and Neil Paschall, is the chair of the influential CEOs make decisions? It stinct, judgment and perspectives perspectives. Vistage Central Valley CEO Peer varies. Amazon’s Jeff Bezos analyzes when making a complex, high-stakes Integration doesn't mean adding Review Board. He is a retired invest- decisions from the point of view of decision. This core competency leads these variables together. It means al- ment banker with more than 40 years his future self. Sir Martin Sorrell of to what we call "optimized decision lowing for constant interplay between of business experience with middle multinational advertising and public making." different or opposing ideas, opinions market and larger business enter- relations firm WPP prefers to gather Here's how these three elements and directions; it means negotiating prises. If interested in joining a board insights from a diverse group of work in practice, and how you can between your gut and brain, data and of high integrity business leaders who people and create a "balance sheet" use them to build and optimize your opinion, your views and others' views. are helping each other make better before making a decision. Meanwhile, decision-making process. Reaching this state requires discipline, decisions and achieve more success, veteran CEO Lars Rebien Sørenson From integration to optimization self-awareness, vulnerability and an contact Neil at 559-804-4150 or neil. of pharmaceutical giant Novo Nord- For the sake of clarity, let's explore openness to new ideas. [email protected] and he isk tries to consider both qualitative the different roles of instinct, judg- It can be helpful to ask yourself will introduce you to CEO Peer Review and quantitative variables, such as ment and perspectives in the decision- questions such as, how strongly do Board members.

Common branding mistakes you WHAT’S THE BETTER might be making today STRATEGY FOR REVIVING Businesses often approach branding by focusing across the rest of their platforms. “This sounds ef- on appealing visuals and design before first map- fective, but it’s really not,” says Alexis Chateau, who ping out whom the branding is for and the purpose runs her own public relations company in Atlanta. “If DOWNTOWN FRESNO’S of building it. all their social media platforms are the same, it gets “The key to effective branding for small business repetitive and people have no incentive to follow REAL ESTATE OFFERINGS? is to keep it personable and to inspire your audience more than one.” not with what you have built today, but what your vision of the future is and why they should join you QUANTITY OVER QUALITY for the ride,” says entrepreneur Miranda Lievers. With the growing number of social media sites, it The recent reopening of Fulton Watch out for these five common branding mis- might seem like you’re missing marketing opportu- takes and learn how to avoid them: nities by not having a presence on every Street has driven some often-frank platform. Depending on your business, discussions about the future of PRONOUNS: “WE” VS. “YOU” some social media outlets might not be It’s commonly assumed that the all that successful in accessing your tar- Downtown Fresno, including the best way to pitch your business is get audience, so don’t waste your time. by using sentences that start with “You do not need to be on every social argument that true revitalization can “we,” such as “we have the best media site but be strong on the ones you products” or “we have been around since 1980.” are on,” says Paige Arnof-Fenn, founder of market- only come by way of the wrecking You can lose your customer if you talk too much ing firm Mavens & Moguls. about yourself. Instead, Dit Vannouvong, Ram com- ball. According to The Business mercial advertising manager, suggested in an NFIB NEGLECTING FOLLOW UP webinar to ask yourself: What does the customer What good is all your hard work branding your Journal’s recent web poll, 70 percent receive as a result of your product or your service? business if you don’t ask for feedback or track your “People don’t want to buy a quarter inch drill, they efforts? It’s important to understand how your of respondents felt that renovating want the quarter-inch hole,” said Vannouvong. “It’s customers are finding out about your business so the existing older properties the solution that you’re providing.” that you can better utilize those channels. Train your employees to consistently ask customers how they downtown to their former glory is AIMING TO PLEASE learned about your company, suggests Tracy Julien, If you’re trying to appeal to everyone through your vice president of marketing at GuidedChoice in San the path to reviving downtown real brand, then you don’t understand who your target Diego. audience is. “Don’t try to be everything to every- Understand the power that your brand can have estate. Eight percent felt that it one,” says Cassandra Rosen, co-founder of FK Inter- on strengthening and growing your small business. active. “This can be challenging for small businesses Examine your branding implementation and make should all be torn down and built because they don’t want to turn away customers. sure you’re not committing one of these common Not clearly identifying your ideal customer, however, mistakes to fully enhance your customer engage- anew, while 22 percent believe can have the same effect.” ment. neither path will help. Two hundred SELF-PLAGIARISM Founded in 1943, and headquartered in Nashville, forty-five votes were cast. Many small business owners make the mistake Tennessee, the National Federation of Indepen- of crafting a message for one social media platform dent Business is America’s leading small-business and then copy and pasting that same message advocacy association. FRIDAY, NOVEMBER 3, 2017 www.thebusinessjournal.com Contact Us 27

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Top local executive Location of 2006 budget headquarters ––––––––––––– Year founded locally Karla Kay Fullerton

Fresno Organization publication Membership area ––––––––––––– WND ns Annual Dues ––––––––––––– tio 1917 Doug Broten, socia CEO l As Local activity Membership criteria Agriculture Today, Friday Follow-up Fresno na • members Fresno County o $2,011,058 ssi • chapters ––––––––––––– fe • staff $75 sustaining ––––––––––––– ro Telephone $125 voting 1950 Mary Van Ness P Fax In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff. County publications Fresno Name of association Those wishing to support agriculture in Fresno Newsletter, annual member roster, consumer Address WND • 5,000 San Joaquin Valley Web site or e-mail address • 1 ––––––––––––– 1315 Van Ness Avenue, Suite 200, Fresno, CA 93721 ––––––––––––– 1905 Al Smith, 2006 237-0263 • 5 $380 (2005) 237-3396 presidet/CEO Grapevine, Realtor Magazine Fresno Commitment to ethical business Fresno County Farm Bureau Fresno County 1274 W. Hedges Ave. •3,734 $990,000 Fresno, Calif. 93728 • 1 ––––––––––––– WND ––––––––––––– 1 www.fcfb.org 1895 222-8111 • 28 Bobbie Lee, (1) [email protected] 228-6518 executive director Valid real estate license Membership Directory, Guide to Fresno Fresno Better Business Bureau •3,731 WND Fresno County 2519 W. Shaw Ave., Ste. 106 • 1 • 9 ––––––––––––– ––––––––––––– 2 Fresno, Calif. 93711 490-6400 WND 1882 (3) www.bbb.org 490-6464 Mike Cully, president/CEO The Bar Bulletin Business in Fresno and surrounding counties Visalia Fresno Association of Realtors 6720 N. West • 1,900 Fresno County $1,000,000 (559) 490-3400 (559) 490-3531 3 Fresno, Calif. 93711 • N/A ––––––––––––– ––––––––––––– Phone: Fax: $115 495-4800 1899 www.fresnorealtors.com • 12 Jim Ware, (2) 495-4811 | president/CEO California Member in good standing with the state bar of Monthly newsletter, annual membership, Greater Fresno Area directory, annual Visalia map Clovis Chamber of Commerce • 1,200 Tulare County 2331 Fresno Street WND • N/A ––––––––––––– 4 Fresno, Calif. 93721 • 3 Varies (4) 264-2619 ––––––––––––– www.fresnochamber.com 264-8726 1912 Anthony Forestiere,president CPA/chapter Businesses and civic minded individuals Clovis Chamberchamber monthly directory newsletter, annual Fresno County Bar Association • 1,130 Redwood City 1221 Van Ness Ave., Ste. 300 • WND Fresno, Calif. 93721 Central California $71,000 5 734-5876 • 8 ––––––––––––– www.fresnocountybar.org ––––––––––––– (5) 734-7479 $185 and up 1970

Businesses in good standing Visalia Chamber of Commerce www.thebusinessjournal.com California CPA Magazine, CalCPA Fresno Stephanie Espinosa 220 N. Santa Fe Chapter Bulletin, CalCPA Clips (online) Visalia, Calif. 93292 • 1,100 6 www.visaliachamber.org • WND Fresno, Madera, Kings and Sacramento Tulare counties (6) [email protected] 299-7363 • 6 299-2969 ––––––––––––– WND varies ––––––––––––– WND Clovis Chamber of Commerce Licensed CPAs,non-CPA CPA candidates, associates students, and 325 Pollasky Ave. Clovis, Calif. 93612 Perspective Magazine Roxanne Greenwood, 7 www.clovischamber.com • 864 executive director (7) [email protected] • 1 Fresno, Madera, Kings and 876-3800 • 1 Tulare counties Fresno 876-3880 ––––––––––––– $113 base WND California Society of Certified Public Accountants plus $1.35 per unit Don’t––––––––––––– miss your list! (CalCPA) housing 1922 P. O. Box 729 Ownership or management of residential rental 8 Sanger, Calif. 93657 Weekly newsletter, monthly safety newsletter, • 800 annual membership directory, various (10) www.calcpa.org • 1 Donnette Silva Carter [email protected] educational books and reference material 221-2533 • 1 WND 221-2503 Porterville ––––––––––––– $250 $310,000 California Apartment Association ––––––––––––– 1907 516 W. Shaw Ave., Ste. 200 Firms involvedconstruction in, or associated industry in or with the Fresno, Calif. 93722 9 www.caanet.org • 785 Chamber CONNECT, local map, community (12) [email protected] • 1 and business resource guide Lorena Martinez 237-1831 • 9 Central Valley Fresno 264-2532 ––––––––––––– varies $250,000 Fresno Builders Exchange Open to all ––––––––––––– 1244 N. Mariposa St. 1984 Fresno, Calif. 93703 10 [email protected] • 540 Business Link, travel guide (NR) Valjean Xaiz www.fresnobuildersexchange.com • N/A Upcoming Focus Topics Upcoming Lists • 3 784-7502 Central Valley 784-0770 Sacramento ––––––––––––– $150 - $500 WND Porterville Chamber of Commerce Businesses ––––––––––––– 93 N. Main St. 1912 Porterville, Calif. 93257 Cindy Howell, 11 [email protected] • 513 The Grapevine Bulletin executive director (NR) www.chamberporterville.com • 1 Roseann Galvan, 495-4817 • 2 president Selma 495-4811 Fresno and Madera counties ––––––––––––– $150,000 $255 Central California Hispanic Chamber of Commerce WND ––––––––––––– 2331 Fresno St., Ste. 114 1929 Fresno, Calif. 93721 12 www.cchcc.net • 450 Dora C. Rivera (NR) [email protected] 18 brochures, membership directory, monthly • 1 newsletter, promotional flyer, economic profiles • 2 438-7284 Central Valley Fresno 438-7287 ––––––––––––– $350,000 $25 - $250 ––––––––––––– Fresno-Madera Dental Society WND 2001 371 E. Bullard Ave., Ste. 120 Stanley Kooyumjian, 13 Fresno, Calif. 93710 • 352 Directory, newsletter,loan information brochures, flyers, micro- executive director (NR) www.fmds.com • N/A Fresno Each week, The Business Journal takes an in-depth look • 2 Fresno Each week, The Business Journal ranks the Valley’s 891-2235 896-7075 ––––––––––––– $476,000 $250 - $500 ––––––––––––– Reserve1955 space with the list that your Selma District Chamber of Commerce 1821 Tucker St. Business, individuals, students Lynda Lahondy, Selma, Calif. 93662 What’s Up Downtown CEO 14 [email protected] • 300 (13) www.cityofselma.com unrestricted Lemoore • WND ––––––––––––– 222-8705 • 3 222-8706 $25 - $2500 $200,000 ––––––––––––– 1929 Fresno Area Hispanic Chamber of Commerce Anyone with andowntown interest in Fresno the revitalization of 1456 W. Shaw Lemoore Lifestyles Fresno, Calif. 93711 • 275 15 [email protected] • 1 (15) www.fahcc.org • 2 490-9966 Lemoore Kingsburg Jess Chambers, executive director at an industry or an issue facing the Valley with its Focus hottest growth industries from tourism to health care to 490-9968 ––––––––––––– $185 - $920 $165,000 ––––––––––––– Downtown Association of Fresno 1922 2014 Tulare St., Ste. 713 Individuals, businesses, churches, students Fresno, Calif. 93711 16 • 270 Sweedish Village Voice Vicki Von Tersch, (17) www.downtownfresno.org • WND RHU, LUTCF 924-6401 • 3 924-4520 Kingsburg andareas surrounding Falls Church, Va. ––––––––––––– WND $125 - $275 Lemoore Chamber of Commerce Various categories ––––––––––––– 300 E St. 1921 17 Lemoore, Calif. 93245 • 200 Lifewire Newsletter (14) www.lemoorecofc.com • WND Ralph H. Hinds 897-1111 • 1 section. We welcome input from the business community. If 897-4621 Fresno/Madera Counties WND mortgage lenders. To be considered for one of our lists, ––––––––––––– $387 WND Kingsburg District Chamber of Commerce 1475 Draper St. ––––––––––––– Life insurance industry 1912 Kingsburg, Calif. 93631 18 [email protected] WND (18) www.kingsburgchamberofcommerce.org • 182 • 1 ch: Robin D. Ogle sear 439-4087 • WND WND Re March 17, 2006 227-1463 Lee Onna Macielate: ––––––––––––– tion d WND blica National Association of Insurance & Financial l p u gina Advisors-Fresno WND Ori (NAIFA-Fresno) 19 4747 N. First St., Ste. 140 (19) Fresno, Calif. 93726 • 150 www.naifafresno.org • WND you would like to be considered as a source for an upcoming 591-2707 • 3 please contact Edward Smith at 559.490.3448 or e-mail 591-2712

Dinuba Chamber of Commerce 210 N. L St. Dinuba, Calif. 93618 20 www.dinubacommerce.org potential clients are reading! (NR) [email protected]

WND: Would not disclose. Key: NR: Not ranked. Not all sources responded to phone or fax inquiries. Source: Representatives from each association. The Business Journal assumes all information given is correct. Not all respondants ranked on this list. Fresno-Madera Medical Society, Kings focus, please call the editorial department at 559.490.3400 or [email protected]. County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years listing. e-mail: [email protected].

November 10 Retail November 10 Shopping Centers November 17 Banking & Finance November 17 Fastest Growing Companies November 24 Regional Economic Forecast November 24 Chambers of Commerce December 1 Health Care December Breweries & Wineries

OUR STAFF Submit News/Letters/Opinion All submissions must include name, business affiliation and telephone number, PUBLISHER and must not contain slanderous or libelous material. Please limit your letters to Gordon M. Webster, Jr. 250 words. Guest commentaries should be limited to 600 words. All letters and commentaries are subject to editing for clarity, length, spelling and grammar. EDITORIAL E-mail | [email protected] MANAGING EDITOR Post mail | Editor Gabriel Dillard The Business Journal 1315 Van Ness Ave., Ste. 200 Fresno, CA 93721 REPORTERS David Castellon Online | www.thebusinessjournal.com/submit-news-people-on-the-move Donald A. Promnitz People on the Move CONTRIBUTING Submit news and photos (in .jpg or .tif format) of your company’s new hires and WRITERS promotions. Please label your images with the last name of the individual. Faxed or John Lindt paper photos cannot be used. Ben Keller E-mail | [email protected] Chuck Harvey Post mail | People on the Move The Business Journal 1315 Van Ness Ave., Ste. 200 RESEARCHER Fresno, CA 93721 Edward Smith Online | www.thebusinessjournal.com/submit-news-people-on-the-move ADVERTISING SALES MANAGER Reprints and Other Products of Interest Kaysi Curtin For information on issue reprints, framed and matted reprints, use of Business Journal materials or other products offered by The Business Journal, please contact the circula- advertise in the book of listS MARKETING CONSULTANTS tion department at 559.490.3481 or visit www.thebusinessjournal.com/shop Brandie Carpenter Christopher Pendergast The Business Journal Online of readers find the Book of Lists is a Denise Champion Log onto www.thebusinessjournal.com for the Valley's most comprehensive business 81% critical business resource. ADMINISTRATION news. Check our calendar, add an event, submit OFFICE MANAGER information for our People on the Move section, Jeanette Yanez take our poll, write a Letter to the Editor and more. of readers view advertisers in the ADMIN. ASSISTANT Advertising Services Book of Lists as leaders in their field. Joanie McCormick 75% Advertisers can utilize the Journal's many different editorial sections and supplements to target prospects in the best possible way at the best possible time. Our marketing A/R-LEGAL COORDINATOR consultants are trained to advise clients on creating the most cost-effective, business- Callie Martin to-business advertising program for the year. Phone | 559.490.3400 ask for advertising of readers reference the Book of PRODUCTION E-mail | [email protected] 71% Lists two or more times a month. PRODUCTION MANAGER Online | www.thebusinessjournal.com/advertise Joe Verduzco Events SR. GRAPHIC DESIGNER The Business Journal hosts the Annual Corporate Golf League and the Best of Central of advertisers are top of mind when Leah Canseco-Decker Valley Business Awards, Book of Lists Party. For more information on these and other considering specific purposes. events please contact Kaysi Curtin. 63% GRAPHIC DESIGNER Phone | 559.490.3400 ask for Kaysi Ray Bueno E-mail | [email protected] Online | www.thebusinessjournal.com/tbj-events CIRCULATION MANAGER Subscriptions Ashley Webster Digital Edition $69/1-Year | Print/E-Journal $79/1-year COORDINATOR Phone | 559.490.3400 ask for circulation Susana Garcia E-mail | [email protected] Online | Place an Order for: Book of Lists Print Edition | Supplements | Article Reprints at thebusinessjournal.com/shop Founding Publishers M. S. Webster Norman A. Webster Follow us on Twitter and Facebook Gordon M. Webster The Business Journal is live on Twitter and Facebook. Use it to get headlines and breaking news on your smartphone or mobile device. Like/Follow/Share/Comment on PRIME ADVERTISING SPACE ACROSS FROM our posts!. Twitter: @tbjfresno | Facebook: facebook.com/tbjfresno LISTS ARE STILL AVAILABLE To Advertise contact [email protected] | (559) 490-3422 ©2017 Pacific Publishing, Inc. The entire contents of this newspaper are copyright of The Business Journal with all rights reserved. Reproduction or use of editorial or graphic content in any manner without permission is prohibited. YOUR LOCAL PARTNER Helping promote successful business in the communities we serve!

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