Blaise Tchoula Information Access Team via email to: Communications Directorate request-593331- T 020 3461 4878 [email protected] F 020 3461 5460 [email protected]
17 January 2020
Please quote ref. CAS-15907-K3M8K1 on all correspondence
Dear Blaise Tchoula
Thank you for your emails of 20 December 2019 and 6 January 2020 in which you ask for an internal review of the Bank of England’s (the ‘Bank’s) response dated 22 August 2019 to your request under the Freedom of Information Act 2000 (‘FoI Act’) dated 30 July 2019 for access to:
‘Question 1). Please provide the public with the recorded information that you have about the following: 1A) “bank giro credit” 1B) “Payment of debt” 1C) “Discharging a debt”
Question 2). Would you please provide the recorded information that you have on paying a debt to a public authority such as a Borough Council the Court or any public body?
Question 3). What are the recorded information that you have about Public Body right to refuse payment in cash? And please provide the recorded information that you have about the consequences of a refusal by a public body or/and any other organization to refuse in this country £ cash as legal tender. Can they still suit for lack of payment of the public debt?
Question 3). When requested what right does a public body has to refuse to issue a “bank giro credit” for the requested debt? In other word please provide the recorded information that you have about a public body right to refuse to issue bank giro credit to be used in discharging and alleged debt?
Question 4). Would you please provide the public with the recorded information that you have about the step by step in using a bank giro credit in discharging a debt? Please notice that i say in discharging and i did not use the word paying it. Which are two different things? 4A) Recorded information about Step by step in using a bank credit giro to discharge debt from a public body 4B) Recorded information about Step by step in using a bank credit giro to discharge a credit card debt.
Question 5) Please provide all recoded information that you have regarding discharging debts?
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Question 6) In the contest of discharging debts are their different types of bank credit giro? 6A. If would you please provide all recorded information about each one of them. 6B. All recorded information about the use of each one of them in discharging debts.
Question 7) Would you please provide all recorded information that you have about the usage of bank credit giro produced by Credit Card Company and to discharge debt 7A) What are the consequences when this is endorsed and send to them in discharging the debt? Can they still suit for this debt? 7B) The same question for the use of bank credit giro on utility bills. consequences for refusing to accept them once they have been endorse in discharging the debt or consequences for refusing to issue them’
As explained in Jackie Walmsley’s response, if you are unhappy with a response from the Bank you may ask for that decision to be reviewed internally if your submission is received within two months of the date of the Bank’s response. As your request for internal review was not received until 20 December 2019, the Bank is therefore not obliged to review our original response. May I draw your attention to the Cabinet Office ‘Freedom of Information Code of Practice’ page 21 (para 5.3) in this regard which can be viewed at: https://www.gov.uk/government/publications/freedom-of-information-code-of-practice
Yours sincerely
Wendy Galvin Information Access Team
Your right to complain under the FoI Act If you are unhappy with the Bank’s response, you may ask for that decision to be reviewed internally. Please note that this will be subject to the Bank having received your submission within two months of the date of this response. In order to submit an internal review, please set out the grounds for your appeal and send it to Wendy Galvin, Information Access Team (TS-Mz), Communications Directorate, Bank of England, Threadneedle Street, London, EC2R 8AH or by email to [email protected] for the attention of Wendy Galvin.
If you are not content with the outcome of the internal review, you have the right to apply directly to the Information Commissioner for a decision. The Information Commissioner can be contacted at The Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
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