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A BANK AND OFFICE

LUBBOCK, TEXAS

A BANK AND OFFICE BUILDING FOR LUBBOCK, TEXAS

PRESENTED TO

PROFESSOR W. L. GARVIN DIVISION OF TEXAS TECH UNIVERSITY

IN PARTIAL FULFILLMENT OF THE REQUIREMENTS OF THE BACHELOR OF ARCHITECTURE DEGREE

BY

KENNETH LAWTON CHILDS OCTOBER 22, 1984 a CT; 3 2 JoSt .. v^ n ? .''• TABLE OF CONTENTS

GOALS AND OBJECTIVES 1

BACKGROUND 3

SITE ANALYSIS 22

ACTIVITY ANALYSIS 58

SYSTEMS PERFORMANCE CRITERIA 78

SPACE SUMMARY 92

DETAILED SPACE LIST 97

COST ANALYSIS 1^^

APPENDICES:

-"-BIBLIOGRAPHY 150

-»CASE STUDIES 152 GOALS AND OBJECTIVES GOALS

* to promote an identifiable image for the bank within the

community

* to promote within the community a sense of pride and unity

* to establish a sense of prosperity within the community

* to invite and encourage the community to establish a financial

relationship with the bank

* to attract firms and businesses to establish an accomodation within

the facility

* to create a comfortable, attractive, and exciting atmosphere

in which to work OBJECTIVES

* to provide a facility which activities respondent to the

financial and business needs of Lubbock citizens in a way which

best serves those activities

* to provide a facility which is efficient in the use of city

resources

* to provide a development of the site which best reflects the

past of Lubbock and it's optomistic future

* to provide a facility which is designed in relationship to

the site and in awareness of the surrounding environment BACKGROUND BANKING

The term bank is several centuries old and is used to designate financial institutions which accept deposits and grant loans.

"Banks are the store keepers and guardians of money whose role it is to ensure that the lifeblood of commerce continues to flow." Banks exist to make a profit for their owners by provid­ ing services for their customers. The most important service is security. The bank is a place where the customer's money is safe.

The functions of commercial banking and the application of the fundamental principles of the depositor-bank relations- ship have remained virtually unchanged since approximately

500 B. C. At that time, Athenian bankers accepted gold and silver coin or bullion from one person to another.^

Bank operation methods and procedures have endured a con­ stant process of evolution because of economic growth, the increasing volume of various transactions, and the greater use of banking facilities.

Another major service provided by banks is the means of making payments. This is a procedure which is carried out through the check system; a system which is economical and secure. Banks also loan money. They not only lend it to individuals, but to companies, the state, and even governments. A large range of supporting services are also provided by banks. These include deposit accounts (on which customers can obtain a small rate of interest), time accounts, which offer better rates on larger sums left for longer periods, and many other methods of advancing money. They can provide for­ eign currency, travellers* checks, and credit cards. Advice on such matters as income tax, executor and trustee affairs,

investments and buying or selling stock and shares can also

be obtained from a bank. MAJOR BANKS OF LUBBOCK

1) AMERICALN STATE BANK 1401 ave. Q

2) BANK OF THE WEST South Plains Mall

3) CITY BANK 3800 Brownfield Rd

4) FIRST NATIONAL BANK 1500 Broadway

5) LIBERTY STATE BANK 6500 Indiana

6) PLAINS NATIONAL BANK 5010 University

7) REfUBLiCBANK LUBBOCK 916 Main

8) SHADOW HILLS NATIONALIBANK 4th and Frankford

9) SOUTHWEST LUBBOCK NATIONAL BANK 4811 50th

10) TEXAS BANK AND TRUST CO. 1901 University

11) TEXAS COMMERCE BANK 14th and ave K

12) WHISPERWOOD NATIONAL BANK 5204 4th UOCATlOn Of- MAlOf2- MMl^S

6 HISTORY OF LUBBOCK

The initial settlement of Lubbock and the South Plains was the result of the westward expansion of farming and ranching activities across the Southwest. The merger of two town in 1891 formed a single unincorporated town in a new location which became the seat of Lubbock County. After the turn of the century, cotton production was introduced into the area. This supplemented the primary crop of grain sorghum, and brought about an increased need for transportation connections to established markets. This resulted, in 1901, with the establishment of a railroad connection.--^

The establishment of Texas Technological College in the mid-1920's provided a diversifications of the local economy.

Agricultural production was beginning to mechanize, contributing to the development of manufacturing in the area. The Depression in the early thirties temporarily interrupted economic expansion, but by 1940, economic activities had regaind their former rate of growth. The area had a flourishing economy made up largely of agriculture, trade, manufacturing, construction, and a major educational facility.

Post war growth was propelled by rapid and wide spread use of irrigation, which had extraordinary effects on acreage yield.

Petroleum exploration, discovery and production diversified and expanded economic activity in the region. Growth within and diversification around these elements has been the moving force behind the continued development of the

Lubbock area.

Agriculture remains the most dominant economic activity in the Lubbock region. Retail and wholesale sales and employ­ ment continue to climb upward. This is accompanied by some shifting of sales activity away from the downtown area.

Manufacturing and construction remain strong and vital contri­ butors to the local economy.

Student enrollment and employment in Lubbock's higher education facilities show signs of levelling off from the form­ erly vigorous rates of growth. This rate of growth should be elevated again by the increased development of the medical school and proposed veterinarian program.

Through the years, Lubbock has become an important center of trade. This included both wholesale and retail. Lubbock is also the manufacturing and warehousing center for a large area of West Texas and Eastern New Mexico. Still, agriculture along with related supporting industries and education have j been the lifeblood of the economy for many years. This div­ ersity has allowed for the rapid expansion of the economy and in turn, the increase in population.

8 -"-'—• ' -~"*"- " j

j^

200,000 *l'f ^-—• ^ (J^

100; 000

50,000

ues 3 C ITV NUMBER OF r^ co^ PEOPLE 20,000 1 10,000 1

-

5,000

2.000

1,000 1910 1920 1930 1940 1950 I960 1970 1980 1990

PROJECTEO POPULATIOIM

LUBBOCK CITY A (M • C O U EM T Y

FIG. 1 source: Lubbock Comprehensive plan: Land Use Report No. 7 UUBB^OCK REGIONAL AIRPORT

1 = . .,J|^-: 1.^=^

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I i f< .<«^ !

" — —1 rs^- L- CITY LItVllTSl. I

I SOURCE: 1970 U.S. Bjreau of the Census data 1973 Planning Department Estimate SECTOR v3H 1990 - Population and Economic Base , 1972 BOUllMOARY 'i (Planning Department! ' ' rm liii wiiBr>>,! 1970 1990 FIG. 2 SECTOR 1 15,814 12,275 SECTOR Z 5,625 4,085 source: Lubbock SECTOR 3 15,149 13,255 Comprehensive Plan, SECTOR 4 66,887 99,010 Community Facilities, SECTOR 5 42,766 69,030 Report noo 3 SECTOR 6 2,860 8.885 149,101 206,540

9 10 1 f • u

Quak e iieniBtMtiCBc RECOMMENDED ROUTE 3) • Slid e ^^^^. INCREASE OF OVER 15% « iliiilllMIHI DECREASE OF OVER 151 r < 4 IIIIIIIMI! CHANGE 0? LESS TIL\N 15% 1 • • t } 0 CENSUS SECTOR NUMBER Bs Mia B«»«^ SECTOR BOUNDARIES

MAP ill Population Change 19 70 - J^8 0 FIG. 3 11 source; Lubbock ComprehensiY'^ T>1«.. rt^ SJ T7 JIJ The population of Lubbock is projectSdd to increase.

Historically, population change in Lubbock County has been great­ ly influenced by the net gain from migration of individuals and family groups. This inward movement added to a vigorous natural increase (the difference between births and deaths) has produced a substantial positive population change in the county.(fig. 1)

By 1970, the net migration of individuals and family groups had decreased, but the natural increase component had remained strong enough to more than offset the loss of pop­ ulation through migration. This resulted in an increase of about sixteen percent between 1960 and 1970, and seventeen percent increase between 1970 and 1980. The population count from the 1980 census for the city of Lubbock was 174,157.

Surveys and studies project an increase for a total of more than

205,000 for the year 1990.(fig. 2)

A great quantity of land is available for future urban uses.

Geographically, the city's population has continued its' historical movement over to the south and west. Particularly notable gains in the area bordering the outside of Loop 289. west of Slide Road can by seen.(fig. 3) The northern portion of the city is expected to decline in population. A very slow increase is expected through 1990. The southwestern area of the city is expected to continue its' present steady growth rate.

12 By the year 1990, the area should expand physically beyond the corporate limits. A substantial population increase in the southwestern

area of the city will make the area the leading growth area of

Lubbock. The eastern portion of the city will experience a decline in population through the year 1990.

Also declining in population will be the southeastern portion of the city. Like the southwestern area, the northwest will experience a continuous population increase that will make it

Lubbock's second largest growth area.

13 The residential migration has been primarily to the south, west, and southwest areas of the city. For reasons both social and economic, the mass of population moving into the newly developed areas is predominantly white.^

The existing traffic distribution system consists primar­ ily of a north-south, east-west grid pattern with the princi­

pal arterials located on section lines. The major deviations

to the grid pattern are the highways entering the city and the

twenty-six mile long Loop 289 which encompasses the greater part

of the city.

Presently, Lubbock is served by two railway lines. They are the Atchison, Topeka, and Santa Fe Railway Company and the

Burlington-Norhtern Incorporated Railway Company.

Approximately five Major airlines operate from the Lubbock

International Airport. At present, the terminal facilities

should be adequate past 1990.

Intercity bus passenger and freight service is provided

by the Texas, New Mexico and Oklahoma Coaches, Incorporated.

There are approximately twenty-five scheduled arrivals and an equal number of departures.

Citibus, the intracity bus system, presently operates eighteen buses on thirteen routes. In addition to the sched­ uled bus routes, Citibus also operates a demand responsive

14' subsystem and an intracity gharter subsystem.

As shown in figure 4, the projected employment in Lubbock is experienceing a steady growth. There is about a thirty- five percent increase in employment from 1975 to 1990.

The projected income and retail sales also shows a continuous and steady growth rate through the year 1990. An exception

is the retail sales of the central business district which

experienced a decrease from 1970 to 1975 and shows a slow

increase through 1990.

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Presently, the nation is in a recovery period, economically,

and local and regional economies tend to reflect what is happening in the nation. The impact of the national economy is expected to be favorable on the local are through the coming year (1985).

Agriculture, at present, is in a relatively strained position. The most important factor in increasing the economy of that particular sector of the economy is a healthy and substantial crop season.

The economy of Lubbock has been somewhat out of step with the economic trends in the rest of the nation. Lubbock entered into the recession later than the national economy and is now recovering later. While the unemployment rate was going down in the nation, and the majority of Texas, the unemployment

18 in Lubbock was increasing. This was due mainly to factors such as the layoff at such places as Texas Instruments. Still, the employment rate is improving with a competitive job market.

Manufacturing went into a slump last year, but is now beginning to climb. The construction industry is in much the same condition as manufacturing, but there was no substantial slump. In 1983, the total for building permits was 230 million dollars and 1984 is expected to equal or better that figure. Recently, a "one-of-a-kind", thirty million dollar permit was issued for an expansion of Methodist Hospital.

Real estate activity in Lubbock for the first two months of 1984 was the highest in volume for the first two-month period of any year in the past. The multiple listing service logged $36,478,749 in listing for January and February of 1984.

In the long-term, the real estate market should be good.

According to the Industrial and Economic Development Committee of the Lubbock Chanber of Commerce, Lubbock's future growth will be greatly enhanced by such assets as the research and medical facilities of

Texas Tech University. Another significant factor which Lubbock has to offer is its international airport and the accessibility it brings.

19 The retail sector of Lubbock has the potential of becoming one of the dominant economic forces in the West Texas region.

There are presently two major shopping facilities that are on the drawing board. Lubbock may become the major shopping area for the West Texas radius of 150 miles.

General business activity in Lubbock is doing quite well.

Deposits, earnings, and loans are all increased with loans up twelve percent from last year (1983).

20 ENDNOTES

1 Heidehohn, p.34. 2 Corns, vol I, p. 1. 3 Graves, p. 30-33. 4 Report on Interstate Highway, p. 61

Lubbock Comprehensive plan, po 72. SITE ANALYSIS SITE ANALYSIS

Lubbock is located in the South Plains region of the northwest area of Texas, (fig. 6) It lies at an elevation of approximately

3250 feet. The South Plains area is part of the Llano Estacado which is separated from the rest of the High Plains by the Red River on the north, the Pecos River on the west, and by the edge of the Caprock on the east.

The unique characteristic of the topography of Lubbock is its'

dramatically level terrain. It is broken only by playa lakes

and the small canyons containing the Yellow Draw and the

Blackwater Draw which are tributaries of the Brazos River.' (fig. 7)

22 23

-7 . LAMB COUNTY COUNTY

33°40' —

TERRY COUNTY source: Soil Survey, Lubbock,TX USDA

2i LAND USE

The city of Lubbock is broken up into six population sectors,

(fig. 8) The proposed bank and office building will be located in sector four near the Loop 289 and Quaker Avenue. This is the largest sector in the city with a population of 84,900 in 1980 and projected population of 126,912 for 2005.^ Sector Four is in the southwest region Lubbock.

Sector Four is primarily a middle and upper class residen­ tial area. Most of the more recent area developments, retail and commercial, lie in this sector. Figures 9, 10, and 11 show the locations of the parks and open spaces, residential areas, and commercial areas, respectively. The residential areas cover most of the area in the region around the site.

Commercial areas are located across Quaker Avenue from the site.

The northern and southern border of Loop 289 (west of the site), and on the northern and southern borders of Loop 289 east of the site. Other major commercial areas are located on 50th Street, north of the site of the bank and office tower. As shown in figure 11, park areas are located in almost every quadrant surround- the site.

25 Ft^f> (CITY bBcrOfZ^

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29 LAND USE POLICY

Commercial and Industrial Development:

- Strip commercial development shall be avoided.

;^ In newly developing residential areas, 5 to 10 acres of

local retail commercial use will be allowed on each corner

at the intersection of major thoroughfares, serving neigh­

borhoods within ^ to 1 mile radius.

- Commercial development which extends past 660 feet from

the intersection of major thoroughfares shall be consid­

ered to have made the transition from cluster develop­

ment to strip development.

- Commercial land uses which serve a city-wide or regional

market shall be located on regional arterials.

- A small neighborhood shopping area may be permitted at

the center of a square mile of residential development,

with proper site planning.

- Where the possibility exists for adverse effects on ad­

jacent residential areas, commercial or industrial dev­

elopment may take place only in accordance with a site

plan approved by the Planning and Zoning Commission.

- Industrial or commercial zoning adjacent to Loop 289,

Interstate 27 and major entry corridors to the city should

be granted only in accordance with a site plan submitted

to and approved by the Planning and Zoning Commissions.

30 The preceding policies are intended to serve as guidelines in the development of the Lubbock urban area and were taken from the 1983* Land Use Plan, Lubbock, Texas.

POPULATION

Figure 12 shows a record of the populations in each of the

Lubbock census tracts. The tract 19.04 (to the immediate right of the site) shows one of the lowest population counts of all the tracts. That is because it is currently farmland that will soon be the of a new shopping mall facility. All the tracts surrounding the site indicate large populations. The population of Lubbock, according to the 1980 U.S. Census, was 173,979.

In 1983, the city of Lubbock included more than 92 square miles of land area. The various land uses included 16 square miles of residential use, 4 square miles of commercial areas,

20 square miles of right-of-way, and 10 square miles of schools, churches, parks, and other public uses. Three and one-half square miles were used for industrial use and warehousing.

Thirty-eight and one-half square miles remains undeveloped.

31 zp"^

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32 The following are percentages of land use in Lubbock for

1982 and 1973:

1982 1973 A) VACANT 41.4% 47.7%

B) STREETS AND RIGHTS-OF-WAYS 21.6% 17.6%

C) RESIDENTIAL 17.0% 16.6%

D) PUBLIC USE 7.1% 6.5%

E) COMMERCIAL 5.0% 5.1%

F) PARKS AND OPEN SPACE 4.9% 3.9%

G) INDUSTRIAL 2.7% 2.6%

In comparison from 1973 to 1982, there has been relative­ ly little change. Vacant land decreases show the most signifi­ cant change. That is because of the increase in building by the city of Lubbock.

Land use development in Lubbock is a vigorous process.

The city has set considerations that must be met in order for future expansion to occur. The considerations include:

1) Water supply

2) Expansion and extension of public facilities

3) Infill of vacant land within city limits-'--'^

33 MUNICIPAL ANNEXATION POLICIES

Lubbock shall exercise protective annexation measures to pre­ clude strips and pockets of urban blight adjacent to the city.

Extension of municipal utilities outside the city shall be prohibited except in emergencies or when annexation can be completed within 90 days.

Developers and/or landowners requesting annexation must bear the major costs of public service facilities when existing land within the corporate limits can support anticipated growth for a 10-15 year period.

Location and amounts of land to be annexed must provide max­ imum efficiencies of municipal serveces such as police, fire protections, water, sewer, street maintenance, and solid waste collections. Disproportionate costs to tax revenues shall be discouraged.

Prior to Public hearings on annexation, the Planning and Zoning

Commission shall forward an opinion to the City Council, stating the impact of the annexation on long range growth patterns and rate of growth.

34 The site has been zoned C-3 recently. This classification is for commercial and retail development. Thus, the location of the proposed bank and office tower here will not be opposed.

No height restrictions are placed here. A Financial Center has been proposed for this site by Paul Rochester Investments, but no other architectural program for this facility has been written as of yet.

35 TRANSPORTATION

Upon completion of Interstate Highway 27, located in the northeast region of the city,Lubbock, Texas will be formally linked with the interstate system, this linkage will enable Lubbock to grow and become a major distribution center for the south plains.

The current main transportation arteries within Lubbock are indicated in figure 13. A main goal for the city of Lubbock is to maintain a high quality transportation system, within the city, from the city, and to the city from other regions. Automobiles are the main method of intracity travel. The vehicle occupancy rate is a low 1.23 persons per vehicle. That indicates that

78% of all trips within the city are make with only one person per vehicle. 1^ 9

36 fi^- i3

37 ^bOOcA^s

"KAPPIC COUNT (cA^s> ^^e DAY)

SOOf^ce: mAFFiCANO Bt^qiNBeei/^^ t>BPr

38 EXISTING FEATURES

Currently, there are no significant existing features on the site. It is presently being utilized as farmland. Figure 14 shows an aerial view of the site. This photo clearly shows no important existing features.

The site on which the bank and office tower facility will lie is located in the southwest region of the city. To the north of the site is loop 289 and its' access roads. On the south runs 74th Street. Located on the west side is Quaker Avenue and the view to the east is farmland. (fig. 15)

At present, there are no banking facilities located outside of Loop 289 except Whisperwood National Bank on the northwest side of the Loop. The location of the chosen site is ideal for several reasons; the first being the presence of Loop 289.

Access to the site would be excellent from the Loop. Although the major users of the banking facility would most likely be the residents and business people from the southwestern portion of the city, access from all areas of the city would be greatly enhanced by the use of the Loop 289. Second, since there are no existing major facilities located outside of the Loop, the chosen site would allow greater immediacy to those users located in the region. 39 11 Although Sentry Savings is located at Loop 289 and Slide

Road, it is not being considered in this program because it is a savings associated institution. Other savings associations include Briercroft, State Savings Of Texas, West Texas Savings,

Caprock Savings, and First Financial Savings and Loan Association.

41 VIEWS

The view to the north of the site is obstructed by the concrete banks of the Loop 289 overpass through which Quaker

Avenue runs. The height of the overpass is approximately 20 feet at the northwest corner and approximately 5 feet at the northeast corner of the site. The view in this direction is not very desireable, so special consideration should be make to enhance the area.

The view to the west, across Quaker Avenue, is dominated by the presence of a fast-food restaurant, a grocery store, and a small office complex. This view is also not very desireable since the presence of a large area of parking is located adjacent to Quaker Avenue. To the south and east of the site lies farm­ land. There are currently no obstructions. Only the glimpse of residential areas in the far distance can be seen.

42 CLIMATIC DATA

The Lubbock, Texas region is a semi-arid area that is a

combination of desert conditions to the west and of humid clim­

ates to the east and southeast regions of Texas. The city is at

a general elevation level of 3250 feet above sea level. Although

the South Plains area is predominantly level, it contains num­

erous minor irregularities such as small playas. These are clay-

lined depressions. During the rainy months, the playas collect

runoff water from the area and form small lakes.

PRECIPITATION:

The normal annual precipitation for Lubbock is 18.41 inches.

The greatest monthly rainfall occurs from May through September

when moist, warm tropical air may be carried over into the

Lubbock area from the Gulf of Mexico. Annual totals for Lub­

bock range from as much as 40.55 inches to only 8.73 inches.

The monthly precipitation extremes range from 13.93 inches to none.-*-^

SNOWFALL:

Between the months of October and April, show may occur

but it is generally light and seldom remains on the ground for more than 2-3 days.-'-^

47 TEMPERATURE:

The normal annual temperature is 59.7°F. The warmest months of the year are June, July, August. July has a normal daily temperature maximum of 92.4°F. December and January are the coldest months with i.normal daily minimum of 24.8°F during Janu­ ary. The record high temperature for this region is 109°F and the record low is -17°F.16 (^ig- 1^)

HUMIDITY:

Figure 17 also shows the percentage of humidity at

6 a.m. and at 12 p.m. (average at different months of the

1 -] year)^'

WIND:

Maximum winds for Lubbock are primarily associated with thun­ derstorms and are usually of short duration. Sometimes winds of 25 mph last for periods of 12 hours or more. This usually occurs with late winter and springtime low pressure centers.

These winds usually come from the west. They usually bring dust with them .18 (fi§- 18)

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50 SOIL

The classification of soil at the site of the proposed banking facility at Quaker and the Loop 289 is 01ton_Urban Land

Complex, 0-2% slope. The almost level to gently sloping unit is on the uplands. It occurs as irregularly shaped areas that range from 50-200 acres, (fig. 19)

01ton soils make up about 65% of this portion, Urban Land about 30%, and other soils about 5%. The Olton Soil is deep.

The surface layer is easily crumbled, mildly alkaline, brown clay loam which is about 10 inches thick. The first ten to eighteen inches of soil is firm, mildly alkaline, reddish brown clay loam. From 30-42 inches is firm, moderately alkaline, red­ dish brown clay loam which contains some calcium carbonate.

From 42-80 inches is easily crumbled, moderately alkaline clay loam. It is pink in the upper eighteen inches and yellowish red in the lower twenty inches.

Urban land consists of residential and commercial , driveways streets, sidewalks, parkinglots, and airport runways.

The Olton soil is well drained and hish in natural fertil­ ity. Surface runoff is high because of the amount of soil cov­ ered by structures, which casts of most precipitation. Permea­ bility is moderately slow. The available water capacity is high.

51 Most of the area is in Urban use. It has medium potential for most urban uses and recreational use. The Olton soil is corrosive to steel, shrinks and swells as moisture content changes, is too clayey, and has slow water percolation.

Well designed structures should be able to withstand these problems. Small buildings often shift and crack if their foun­ dations are not adequately designed. The potential for recrea­ tional use is medium. The clay loam surface layer and slow percolation are the negative factors restricting recreational use. The potential for cropland, range, and wildlife habitat

I•S low1 . 1-^9

52 5000 4000 3000 2000 1000 0 6 0( Scale 1:20000 I 705 000 FEET (Joins sheet 41)

^, ^5 flf. ?.S f^ fiS^->^ f*?^ ?'^'— '"'' 'r-'" ^ ~ -' : '"N •" J^--' source: Soli Survey, Lubbock,TX Figure 20 shows presently existing utilities on the site.

Water and electrical lines are located on the east side of the site while the gas and sewer lines are located on the west side of the site across Quaker Avenue.

54 WATJ:|e

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FIG ENDNOTES

Report on Interstate Highway, p.11.

2 Report on Interstate Highway, p.11.

-^1983 Land Use Plan, Lubbock

'^1980 U.S. Census

^1983 Land Use Plan, Lubbock

^1983 Land Use Plan, Lubbock

•^1983 Land Use Plan, Lubbock

Q Local Climatological Data for Lubbock, Texas, NWS, 1981 9 Local Climatological Data for Lubbock, Texas, NWS, 1981

Local Climatological Data for Lubbock, Texas, NWS, 1981

Local Climatological Data for Lubbock, Texas, NWS, 1981

12 Local Climatological Data for Lubbock, Texas, NWS, 1981 13 Local Climatological Data for Lubbock, Texas, NWS, 1981 14 U.S. Soil Survey

57 ACTIVITY ANALYSIS ACTIVITY ANALYSIS

Office activities can be reviewed and identified from both a general and specific point of view. When reviewing the activ­ ities in general, they will be viewed in terms of behavioral patterns generally associated with office operations.

Commercial banking is basically a service industry. Three main functions of a bank include- handling deposits, processing payments and extending credit. All of these activities are managed by a large array of directors, managers, secretaries, clerks, and tellers. Each activity is unique, requiring differ­ ent planning considerations for work spaces.

The success of a building can be associated with its abil­ ity to continue to use its own spaces and expand within them.

The office space within the bank must be flexible to allow for changes in size and function of the particular spaces.

An office space should allow control for support spaces.

Most successful office spaces contain about five to six work areas with semi-private stations. Although each worker needs a certain degree of privacy, he also needs contact with other employees, whether within visual range or hearing range.

58 The environment in which office workers are in contact with affect the job activities and behavior patterns in association with their activities. Factors such as temperature, illumination, noise, and appearance can affect workers in poitive or negative ways. Temperatures should be kept at a favorable and comfort­ able degree setting to assure workers' maximum productivity at all times.

Illumination can also affect workers well-being. Many of­

fice workers prefer natural daylight to artificial light, but

providing this is not always possible. Since the worker is in­

most of the working day, the natural light may act as his

connection with the outdoors.

Noise must be kept at a minimum at all times to prevent

the distraction of co-workers in the immediate area. The

appearance of the working environment must also be of a qual­

ity as to assure the pleasnatness of the working conditions in

various areas of the facility.

59 PATTERNS OF BEHAVIOR

Office workers may react to their work environment in various manners. They may not show upfor work or they may be late.

They might also show up early, eager to begin the day's work.

Once the individual arrives, he or she may begin by rearranging the environment in which they work. As this may not always be accomplished by moving the existing , the individual may bring plants, flowers, or pictures. The worker can also change the level, the air temperature and even noise

level. Allowing each worker to alter his or her environment will aid in producing the employees best work efforts.

Social interaction behavior characterizes organizational func­ tioning in business offices. This may involve groups of two or more. The interaction may be of a formal or informal nature, but is usually oriented to work.

60 ACTIVITY ANALYSIS OF BANK DEPARTMENTS

BOARD OF DIRECTORS:

The bank is operated by the Board of Directors. The board consists of a group of people who usually have a financial in­ terest in the bank. Usually they are stock holders possissing a majority value of the stock. The chairman and the board of directors confer on all major bank decisions. Members of the board review and consult on all commercial loan applications.

Other decisions that deal with profit making for the bank are also dealt with. Most directors are temporary and can be re­ placed by vote and review by the existing board members. The board members offices are preferred to be adjacent to the admin­ istrative offices of the president and vice-president since their decisions must be reviewed by board members.

Most of the activities performed by the members are at a desk and are office related. Travelling may be to various depart­ ments of the bank for consulting and other matters. Meetings are held in a conference .

61 TELLERS:

Tellers work at the main teller counter which is located in the main banking . They deal with the dispensing of money, cashing checks, verify balances. All activity is con­ ducted behind the counter which is the most utilized area by consumers. Access behind the counter is limited to employees.

Tellers work at individual stations and travel mainly to a cash . All activity is restricted to the area and employees work main banking hours from 9 to 3.

62 CONSUMER LOAN DEPARTMENT:

This department is also referred to as the installment loan department. The primary activities of this department are granting loans to the typical wage earner. Most of the loan activity goes to automobile loans, personal loans or residential real estate loans. Back-up activities include credit investig­ ation and specialized accounting. Behavioral activities include evaluating commercial loans and interacting with clients. Most activity is done at a desk. Personnel in this department usually work main banking hours from 9:00a.m. to 3:00p.m.

63 COMMERCIAL LOAN DEPARTMENT:

The commercial loan department meets the bank's needs of working capital and capital expansion. The department deals with business borrowings, financing new companies, contract construction, income property, and manages stocks and bonds. Activities in­ clude speaking to clients either in person or in conference over the telephone. Most activity is performed at a desk and is usually office related activity. Public access to the commercial loan department is not desired. Indirect access to the credit department is desireable since it is here that all applicants are examined.

64 CREDIT DEPARTMENT:

The credit department examines loans overdrafts priveleges and large loans. The department also deals with the lending of bank cards to customers to use with automated tellers. Credit analysys must review past earnings and cash flow. They also exam­ ine collateral. Personnel in this department work mainly in one area at desks and travel at times to other areas of the bank such as the other loan departments with whom they exchange in­ formation. As in most other areas of the bank, workers here are involved with office related activities.

65 AUDITING DEPARTMENT:

The basic activity of this department is to safeguard the bank's funds. Personnel in this department insure that all of the necessary controls have been installed and all bank pro­ cedures are being followed. Another responsibility is to imp­ lement all policies relevant to bank security, reduce risk and loss and verify references to job applicants. Although the aud­ iting department is usually independent of all other departments, it may work in relationship to the accounting department, book­ keeping department and data processing department. Like personnel in most other departments, work is done primarily at a desk with minimal travelling to other areas of the bank. Much paperwork is done in this department and this involves the use of computing machines also.

66 BOOKKEEPING DEPARTMENT:

The bookkeeping department should be within the vicinity of the tellers. The tellers receive and give information to the bookkeeping department. Activities include the maintaining of general accounting records to provide statistical information dealing with bank operations and customer accounts. Employees specific activities include sorting checks and deposit slips, posting deposits andcancelling checks. Other activities include verifying and delivering statements and supplying information on customer accounts. Personnel work mainly at individual desks and travel mainly within the bookkeeping department. Activities are generally basic office related.

67 ACCOUNTING DEPARTMENT:

The accounting department should be away from the main banking . Personnel in this department prepare budgets of income, expenses and other statistical information. They also supervise the general accounting of the bank and prepare reports for supervisory agencies. All activity is general office related. Travel is livited to the area with a proximity to the bookkeeping department. Most personnel work at desks with com­ puter terminal access. Public access is strongly discouraged.

68 PROOF/TRANSIT DEPARIMENT:

This department is not accessible to the public. It should be in close proximity to the word processing department and ac­ counting department. It can be separated from all other areas.

Primary activities include proofing and balancing the day's transactions, operating proof machines and filming documents for micro-fiche. There must be ample circulation provided.

Employees who work at the proofing machines usually work with them for long periods of time. Once a bundle of checks has been proofed it is then taken to another area where they are filmed for micro-fiche and stored for later use. This process takes place the whole day. Much noise is generated in this area,

The air temperature in this area must be kept low in order to keep the machines cool because they are in constant use.

69 SAFE DEPOSIT BOX DEPARTMENT:

Valuables and personal belongings are stored here, public access to the safe deposit box area is permitted, but is screened by an attendant who is usually present at all times. A customer here must present a receipt or written consent from a bank officer in order to retrieve their articles. An attendant then aids the customers in opening their individual safe deposit box.

The attendant usually works at a desk and often checks for art­ icles left by customers and issues boxes to new customers.

Customers also may utilize small coupon in which they may sort out various paper materials they may have.

70 MARKETING/ADVERTISING DEPARTMENT:

The personnel in this department supply data profit potential of a new service. They also direct the advertising department, serve as a source of competetive information and also conduct seminars. The marketing/advertising department does not work with the main commercial banking floor and should be located away from all public areas of the bank. Most activity is conducted within the department with minimal travel to other departments . The main relationship is with the personnel dep­ artment. Most activity is also general office related.

71 WORD PROCESSING/DATA ENTRY DEPARTMENT:

The word processing/data entry department manages and pro­ cesses the banks income, earnings on balances, clerical and office salaries and budget projections. The department keeps statis­ tics on balances, overdrafts and loans. The department should be adjacent to the accounting and bookkeeping departments since their data must be used for process and entry into the computer.

As is obvious, most activity is conducted at a desk in front of computer terminal. Travel is limited strictly to the immed­ iate area. Personnell work main banking hours Monday through

Friday.

72 PERSONNEL DEPARTMENT:

The workers in this department are involved with the re­ cruitment and training of new employees,salary, benefits, performance reviews and job motivation. Personnel work at most times at a desk and review much paperwork. Travel is limited to the Marketing/Advertising department with whom there is a close relationship. There is not much space required for this department as all work can be accomplished in a small area.

Employees in this department work main banking hours.

73 TRUST DEPARTMENT:

The trust department is in most cases a separate entity

within the bank. Within the department, there are two types of

trusts included- personal and corporate. Individuals and cor­

porations may place stock in the bank's trust as an investment

fund. The department acts as the administrators and executors

of estates for individuals. They also provide safe deeping of

custody and escrow. The vault for this area is usually located

within the department. The personnel within this department usu­

ally work at desks and perform much paperwork. Workers may

walk from their offices to a small reception or waiting area to

greet customers. Office hours are not the same as the main bank

hours. The trust department is usually open from 2-3 hours later

than the main bank operations. The department should be away

from the commercial area of the bank and should have its own

access to an outside so that customers do not have to enter

the main banking floor. A small meeting room is provided for

meetings of officers in the department.

74 CUSTOMER SERVICE:

Employees in this department interact with customers and other employees in the bank. They handle customer complaints, checking account balances, reports, and printing of account activity. Most of the activity is office related activity and includes speaking with customers over the phone and in person.

A majority of the workers activity is performed at a desk.

75 PBX:

All calls directed to the bank are managed here. The switchboard operator then directs each call to the respective department. The PBX area is usually located in a small room and there is no travel involved for the employee. The operators day consists of answering the phone and directing calls.

SUPPLY ROOM:

This roomis used for the checking in, storage and distri- btuion of supplies. Another major activity is the inventory process.

SECURITY:

Security is provided by guards whowatch over principal and critical areas of the bank. Security cameras and consoles are also utilized. A small room is all that is needed for the guard whose job it is to watch over the small screens for trouble.

76 AUDITORIUM/MEETING ROOM:

This area used mainly by the public and is loaned rent- free. Rest room facilities, stage storage space and ditchen usually provided. Activities fi^y include social interacting with others, meetings, banquets/dinners, and conferences.

CAFETERIA:

Activities include food preparation, eating, relaxing, socialing, and meeting with others. An environment which is comfortable and pleasant should be provided.

MAIL ROOM:

This room simply contains an addressograph, microfilm equipment, duplicating machines and other equipment. Activiies are office work related. As in most departments, ample circu­ lation must be provided. Workers in this area usually stay here throughout the day

77 SYSTEMS PERFORMANCE CRITERIA STRUCTURAL SYSTEM

1) All structural work shall conform to the standards set by the

latest addition of the Uniform Building Code.

2) The structural system must allow for maximum flexibility in terms

of space arrangement and rearrangement partition and furniture

movement.

3) Large spans must be designed for areas such as the lobby,

bookkeeping, proof/transit, and mechanical areas.

4) The inner portion of the structural system must allow for the

easy use of moveable partition systems and any unforeseen space

changes.

5) The structural system must be designed to allow for easy routing

and flexibility in the , H.V.A.C, and electrical systems.

6) Vibration caused by electronic machinery, data processing equip­

ment , and mechanical equipment must be decreased to a minimum

level through the use of specially designed structural members

and components.

7) Fire resistant materials must be used in construction for the safety

of employees and visitors.

8) The structure must be able to withstand and sustain all gravity

loads. These include the dead load of the structural frame, the ducts and piping, the dead loads of both permanent and moveable partitions,

the dead load of the exterior and skin system, the dead loads

of suspended mechanical systems, the dead load and live load of

in stairwells, and the live loads of partitions, corridors, and

mechanical systems. 78 9) The control of cracking must be provided. Cracks developing in any

part of the system, under any combination of stresses due to specified

loads and or volume changes, should not impair the performance of this

or any other system. Joints and/or surface finish of any part of the

system exposed to view in use shall be designed in such a way that

cracks developing in an exposed surface due to loads or volume changes

should be consistent with the aesthetic concept of the system design.

79 ENCLOSURE SYSTEM

GENERAL:

1) The materials used to enclose the structure must conform to the

standards in the Uniform Building Code.

2) All enclosure materials must be of the highest quality and require

a minimum amount of upkeep and maintenance.

EXTERIOR:

1) All enclosure materials used must be able to the climatic conditions

of the Lubbock region with no change in the physical appearnace unless

otherwise specified (such as weathered steel).

2) Exterior enclosure systems must be used in a way to allow for maximum,

efficient use of natural light through the use of clerestories, ,

skylights, etc.

3) All enclosure materials must provide maximum energy conservation

measures by reducing unwanted heat gain and heat loss into the building.

80 INTERIOR:

1) All interior enclosure materials must be designed to allow for

maximum flexibility in terms of area rearrangement, relocation

and enlargement.

2) All interior enclosure materials must be able to withstand rough treatment such as scraping by equipment and treatment by personnel.

3) Interior floor systems must be designed for easy placement of

electrical outlets wherever needed in large areas.

4) Flexibility in H.V.A.C. systems and lighting systems must be obatained

through the use of system which allows easy and quick adjustments

and changes.

5) The moveable partitioning systems must not interfere with the

routing of plumbing, mechanical or electrical systems.

6) The interior enclosure materials, such as those used in the vaults

must be permanent and provide maximum security.

81 PLUMBING

1) All plumbing chases should be run so that they clear all spandrel and

floor beams.

2) Thick partitions and furrings will be required for wastes and

soilstacks.

3) Floor plans should be arranged so that plumbing fixtures will be

placed one above the other in order to reduce the number of

stacks required.

4) , drive and other drains should generally be discharged into

a storm sewer.

5) The mineral and chemical content of the water should be determined

in order that pipes which will resist corrosion can be selected.

6) Should the street water main pressure not be sufficient to supply the

fixtures on the upper , a tank with duplicate pumps may be

necessary.

7) By properly locating and designing the piping system, excessive

noise can be reduced or eliminated.

a MECHANICAL SYSTEM

GENERAL:

1) The mechanical system must not hinder the flexibility of the

space which it serves.

2) The system shall be designed to allow for controlled conditioning

of different spaces as needed.

3) The system must be capable of operating efficiently during both

peak and limited usage periods.

4) Air infiltration into the structure shall be kept to a minimum

through the use of a positive pressure H.V.A.C. system

5) The system must be designed to control the spread of smoke and

flames in case of a fire.

83 HEATING SYSTEM

1) The heating system used must be designed for high thermal efficiency,

thus minimizing heating costs, however, the source of heat generation

used shall be chosen based on current costs compared to estimated

future costs. The possibility of conversion to heating in the

future shall be a definite consideration.

COOLING SYSTEM

1) The cooling system used must be very efficient compared to the

cost of the system and cooling source requirements. It has been

estimated that the use of water cooled refrigeration equipment,

utilizing a and condensing water system will produce

energy savings of approximately 35%. This should be taken into

consideration when the decision is made as to the type of cooling

system to be used

VENTILATION

1) During favorable climatic conditions, the use of outside air

for cooling shall be a design consideration. This will

help reduce cooling costs for the facility.

84 COMPONENTS

1) The heating and cooling system shall be provided with a means

of decreasing or completely shutting down the system during

times that the facility is not in operation. This system must be

zoned to shut down different areas at different times.

The data processing area must be constantly cooled as required by the

equipment housed in the area.

FLEXIBILTIY

1) The heating and cooling system chosen shall be flexible in

terms of placement of ductwork, registers and grilles to

allow for easy work area rearrangement.

85 ELECTRICAL SYSTEM

GENERAL:

1) All electrical work shall comply with the National Electrical Code.

2) All electrical systems shall be installed in manner allowing for

maximum flexibility in space arrangement.

3) All electrical materials used must require a minimum amount of

maintenance and upkeep.

4) The electrical system shall allow for easy installation of individual

meters in rental space. This must be flexible in nature to allow for

varied tenant rental requirements.

5) Provisions must be made on the site to allow for the placement

of power transformers as required.

6) There must be a main cutoff switch for all electricalsupply into

the structure. This switch will be located within the building

itself.

86 LIGHTING:

1) The lighting systems used shouldgive off a minimum amount of

sensible heat.

2) The type of lighting used must allow for easy movement and replace­

ment in order to provide for maximum flexibility in space

arrangement.

3) The lighting system must provide a minimum illumination of thirty

footcandles at work level in the public and executive areas and

forty-five footcandles in all other areas.

POWER:

1) Power supply must be 227/480 volts for fluorescent lighting and

equipment requirements.

2) Power supply must be 120/208 volts for general requirements.

3) All power receptacles must be easily accessible and numerous

enough to minimize the use of extension cords.

4) Placement of power receptacles must be flexible to allow for space

arrangements.

5) Emergency power must be provided to keep emergency exits lighted,

data processing equipment cooled to normal operating range, and

for the securitysystems used.

87

1) A minimum travel speed of 200 feet per minute must be provided.

2) The must be designed to isolate sound caused by

the equipment and keep it from entering the rest of the building.

3) Adequate heating and ventilation of machine spaces must be provided

to gain efficient working temperature.

4) All operating equipment must be mounted on stock pads to prevent

excess vibration.

5) Special consideration for the handicapped shall be taken in the

selection of cabs.

6) Maintenance requrements of public areas of the elevator area

must be kept to a minimum.

7) All elevator equipment and standards must comply with the latest

edition of the American National Standard Safety Code for

Elevators and the Uniform Building Code.

88 LIFE SAFETY SYSTEMS

1) All life safety systems shall conform to the standards established

by the Uniform Building Code.

SPRINKLER SYSTEM

1) The sprinkler system must be installed in a manner which does not

interfere with the flexibility of the areas of the facility.

It will not extend into the areas any further than absolutely necessary

in order to fulfill this requirement.

2) A dry fire protection system will be installed in the data

processing area.

FIRE ALARM SYSTEM

1) The fire alarm system must be installed so that it can be heard

in all areas of the facility and immediate exterior surroundings,

2) The fire alarm system must be directly connected to the proper

authorities for fast action in case of fire.

3) Access to fire alarm boxes must be made possible to all user

groups in the facility.

4) The alarm shall provide for both visual and aural attraction.

89 SECRURITY SYSTEM

1) The security systems usedwill be specifically fitted to the

bank's application needs by a top quality security company.

2) The system chosen must provide maximum security, both visual and

aural, in all public and staff areas of the bank. In order to

be more effective, the system must be as inconspicuous as possible

but still be noticeable to provide a sense of security to

customers within the banking premises.

ENERGY CONSERVATION

Measures which should be incorporated into the design phase:

1) Reduced lighting levels in corridors, meeting rooms and waiting areas.

2) Variable air volume systems to reduce heating and cooling costs.

3) Use of two degree dead band thermostats to prevent heating or

cooling between 74°F and 76°F, thus eliminating overlapping heating and cooling modes of operation.

4) Added wall insulation.

5) During periods when the outside air is below 55°F, return air

to the is relieved to the outside and outside air

provides free cooling without the use of any refrigeration. This

is the most economical means to condition the air.

6) Tinted glass will be used throughout.

90 The following codes are to be utilized in the design of the facility;

LUBBOCK BUILDING AND ZONING CODES

NATIONAL ELECTRICAL CODE

NATIONAL FIRE PREVENTIONXDDE

SOUTHERN STANDARD PLUMBING CODE

UNIFORM BUILDING CODE

UNIFORM MECHANICAL CODE

91 SPACE SUMMARY SPACE SUMMARY

The space summary is provided to serve as a compilation of data in an analytical way of the spaces which house the activities. Wherever appropriate, numbers of users are established with an area per user to obtain an allocatable space.

The justification for these numbers include authoritative and reliable texts, and standard conventions of similar building types.

The data are compiled in matrix form to allow the designer to easily summarize scalar relationships of spaces.

92 MAXIMUM NO. SQ. FT./ TOTAL NO. SPACE OCCUPANTS OCCUPANTS SQ. FT. SOURCE

21 MAIL ROOM 4 125 500 1

22 SUPPLY ROOM 2 - 600 1

/ 23 PBX 1 - 200 1

24 SECURITY OFFICE 1 - 200 1

25 .. CAFETERIA 75 - 1500 1

26 AUDITORIUM/MEETING ROOM 100 20 2000 1

27 MEN"S RESTROOM - - 300 3

28 WOMEN'S RESTROOM - - 300 3

29 JANITOR - - 150 3

30 CHAIRMAN OF THE BOARD 1 - 400 1

31 CHAIRMAN 1 - 50 1

32 PRESIDENT 1 - 400 1

33 PRESIDENT TOILET 1 - 50 1

34 ADMINISTRATIVE V.P. 1 - 350 1

35 ADMINISTRATIVE V.P. TOILET 1 - 50 1

36 V.P. OFFICE 1 - 200 1

37 EXECUTIVE CONFERENC;E ROOM 10 _ 500 3

93 MAXIMUM NO SQ. FT./ TOTAL SOURCE NO. SPACE nrniPAWTc; nCCUPANTS SQ. FT. -^ 1 LOBBY (BANK) ^ - 3000 1

2 LOBBY (BUILDING) - - 2500 1

J 3 TELLERS 15 75 1125 3

. 4 NEW ACCOUNTS 4 100 400 1

•" 5 CONSUMER LOAN 4 150 600 1

^6 COMMERCIAL LOAN 4 150 600 1

'" 7 LOAN CONFERENCE 8 35 280 1

8 CREDIT 6 120 720 1 V9 BOOKKEEPING 8 75 600 1 ^' 10 ACCOUNTING 4 100 400 1

/ll DATA PROCESSING 5 60 300 1

-^ 12 AUDITING 5 75 375 1

J 13 PROOF/TRANSIT 6 150 900 1

.. 14 PERSONNEL 3 50 150 1 y'i5 MARKETING/ADVERTISING 4 100 400 1

^' 16 CUSTOMER SERVICE 3 100 300 1

^ 17 SAFE DEPOSIT BOX AREA 1 120 120 3

-- 18 SAFE DEPOSIT VAULT - - 1000 1

/ 19 TRUST 5 120 600 1

^ 20 TRUST VAULT _ 300

94 A general "net to gross ratio" for small office buildings is 85 percent and for high rise office buildings the ratio is 75 percent.

This facility will fall somewhere halfway between these two ratios.

Therefore, an 80 percent ratio will be used. An additional 100,000 square feet of leasable office space will be included in the facility,

TOTAL SQUARE FOOTAGE OF BANK 22,420

TOTAL SQUARE FOOTAGE OF OFFICE BUILDING 80,000

NET SQUARE FOOTAGE 102;420

NET TO GROSS RATIO: 102.420 = X 80 20

X = 25,605 SQ. FT.

102,420 (NET)

+ 25.605 (CIRCULATION)

128,025 (GROSS)

95 NOTES

Joseph De Chiara and John Callendar, Time-Saver Standards

For Building Types (New York: McGraw-Hill Book Co., 1980).

McGuinness, Stein, and Reynolds, Mechanical and Electri­ cal Equipment for Buildings (New York: John Wiley and Sons,

1980).

Author Unknown, Architectural Rules of Thumb (Guide­ lines Publications: Orinda, California, 1975).

96 DETAILED SPACE LIST DETAILED SPACE LIST

The detailed space list is provided to serve as a compilation of requirements for specific spaces. It is structured to provide a "one-stop" elaboration of the details required by the space to facilitiate the activities which it houses.

The square footages, occupant loads and their relationships are extracted from the space summary.

97 SPACE NO. 1 BANK LOBBY

NO. OF OCCUPANTS: 100

ELOOR 1^REA : 3000 SQ. FT.

NO. OF UNITS: 1

gUNCTIONAL REQUIREMENTS:

This area should be an inviting, comfortable and pleasant space.

It is here that the general public will perform most activity such as

check writing, making deposits, information obtaining, and waiting.

The location of the lobby should be centralized in relation to other

public spaces in the building. Security in this area will be low so

as to allow total public access to most activity. The image of the

bank should be most obvious here. A large, open area is beneficial

for maximum circulation.

TECHNICAL REQUIREMENTS:

Acoustics: Much of the noise generation in this space will

occur because of the relatively high number of occupants utilizing

the space for various activities. Careful consideration to reduce

sound transmission should be taken because of the lobby's adjacency

to important activities such as the teller areas and loan officers.

Lighting: General room lighting in the lobby should be

provided. Natural daylighting may be beneficial.

Lighting Level: 30fc

Maximum Sound Level: 60db

HVAC: air temperature - 68°F

air changes/hour - 10-20

Furnishings:

98 Furnishings:

- lounge type furniture of durable material and

easy maintenance

- tables

- public water fountain

- trash receptacles

- plants

- public pay telephones

99 SPACE NO. 2 BUILDING LOBBY

NO. OF OCCUPANTS 100

FLOOR 1^REA : 2500 SQ.FT.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area should be welcoming and inviting for all who pass through. It is in this area that all bank and office building employees will first enter in order to get to their respective offices. Security in this area will be low so as to allow total public access to most activity. A large, open area is beneficial for maximum circulation.

TECHNICAL REQUIREMENTS:

Acoustics: Much of the noise generation in this space will occur because of the relatively high number of occupants utilizing the space for various activities. (Namely, to get to an elevator)

Lighting: General room lighting in the space should be provided. Natural daylighting amy be beneficial.

Lighting Level: 30fc

Maximum Sound Level: 75db

HVAC: air temperature - 68°F

air changes/hour - 10-20

100 Furnishing:

- water fountain

- lounge type furniture of durable material and

easy maintenance

- trash receptacles

- telephones

101 SPACE NO. 3 TELLERS

NO:, OF OCCUPANTS: 15

FLOOR AREA: 1125 sq. ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area should have direct access to the lobby area. The

teller area is the span of counter space where most public activity

takes place. Most daily bank activity of public occurs here. This

area should be inviting and pleasant. Direct adjacency to the lobby area

is important. Tellers should have direct access to proof, clearing and

transit, and bookkeeping. Sound resistant material should be provided

near coin wrapping area. A security guard is critical as this area

.should be highly secure with only outhorized personnel allowed access.

TECHNICAL REQUIREMENTS:

Acoustics: Acoustical consideration should betaken to aid in decreasing noise level between adjacent tellers and also between tellers and customers. Consideration in acoustics from the lobby area to teller area also is quite crucial.

Maximum Sound Level: 60db

Lighting: General room illumination is beneficial in this area as is natural daylight from lobby. Electrical outlets should be loc­ ated at each tellerstation and at most surrounding the teller area.

102 Lighting Level: 50fc

HVAC: air temperature - 68°F

air changes - 10-15

Furnishings:

- teller stations with smooth writing surfaces

- coin dispenser

- adding machine

- calculator

- cash drawer

- stool: VARIABLE HEIGHT

- alarm button

- telephone - PBX, direct line, and intercom

- micro-film viewers:

- storage for cash tray cart

- fire detectors

- fire extinguishers: wall mounted

- trash receptacles

103 SPACE NO. 4 NEW ACCOUNTS

NO. OF OCCUPANTS: 4

FLOOR AREA: 400 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

The new accounts area is where a first-time customer goes to begin a new account with the bank. The customer can also add new forms of service to his account. The new accounts area should be located in or near the lobby or as an extension of the lobby. It is possible and somewhat suggestible that there be no physical barrier between the lobby and the new accounts area.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustical levelof this area should be reduced to provide a pleasant environment since it is located within the lobby area.

Maximum Sound Level: 60db

Lighting: General room illumination should be provided along with desk lamps at each desk. Electrical outlets should be provided near each desk.

Lighting Level: 50fc

HVAC: air temperature - 68°F

air changes - 10-15

104 Furnishings: The environment of this area should be attractive

since there will be newcomers to the bank here.

- desks (4) 2'-6" x 5'-0"

- chairs (4) swivel armchair 2'4" x 2'-3"

- arm chairs (8) I'-IO" x I'-IO"

- telephone- PBX, direct line, and intercom

- adding machine

- file cabinets

- fire detectors

- trash receptacle

105 SPACE NO. 5 CONSUMER LOANS

NO. OF OCCUPANTS: 4

FLOOR AREA: 600 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

It is in this area that interviews for various loans are given.

Each loan officer has his own office in which to conduct his or her business. Privacy is of major importance in the area because of confidentiality of report reviews and discussions. The area should be in proximity to the collection department and the credit department.

Access should be only to those people who have made previous appoint­ ments.

TECHNICAL REQUIREMENTS:

Acoustics: The area must have great privacy. Extremely careful consideration should be taken to provide a quiet area in which to conduct business.

Maximum Sound Level: 40db

Lighting: General offie illumination should be used in the area.

Provide convenience outlets near work areas.

Lighting Level: 50fc

HVAC: air temperature- 68°F

air changes- 10-15

106 Furnishings:

- desks (4) 5'-8" x 3'-2"

- chairs (4)- 2'-6" x 2'-6" swivel

(8)- I'-IO" X I'-IO" arm chair

- telephone- PBX, direct line, and intercom

- desk size calculator

- filing cabints

- fire detectors

- trash receptacles

107 SPACE NO. 6 COMMERCIAL LOANS

NO. OF OCCUPANTS 4

FLOOR I \REA: 600 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area is also used for intervies for various loans that

are processed within the commercial loan division. Privacy is of

major importance in the area because of confideniality of report

reviews and discussions. The area should be in proximity to the

collection and credit departments. Access should be to only those

customer who have made previous appointments.

TECHNICAL REQUIREMENTS:

Acoustics: The area must have great privacy. Extremely care­

ful consideration should be taken to provide a quiet area in which

to conduct business.

Maximum Sound Level: 40db

Lighting; General office illumination should be used in the area

Provide convenience outlets near work areas.

Lighting Level: 50fc

HVAC: air temperature- 68°F

air changes- 10-15

108 Furnishings:

- desks (4) 5'-8" x 3'-2"

- chairs (4) 2'-6" x 2'-6" swivel

(8) I'-IO" xl'-lO" arm chair

-telephone PBX, direct line, and intercom

- desk size calculator

- filing cabinets

- fire detectors

- trash receptacles

109 SPACE NO. 7 LOAN CONFERENCE

NO. OF OCCUPANTS 8

FLOOR AREA: 280 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

The location of this conference room should be so that it is adjacent to both the commercial and consumer loan departments.

This area is for meetings between the loan officers in order that

they may review current applications. The room should be away

from public access.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustic level of this space should be kept

at a minimum so that important matters may be discussed without

outside interference.

Lighting: General room illumination should be provided

Lighting Level: 40fc

Maximum Sound Level: 35fc

HVAC: air temperature- 68°F

air changes/hour- 15

Furnishings: - conference table (1) 48" x 120"

- chair (10) executive style swivel chairs

- coffee bar 2'-0" x 4'-0"

- telephone PBX, direct line, intercom

- fire detector

- fire extinguisher

- trash receptacles 110 SPACE NO. 8 CREDIT

NO. OF OCCUPANTS; 6

FLOOR AREA: 720 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area is where credit checks are run on those requesting loans. These checks are given to the loan officers and other institutions desiring credit status on customers in the bank.

It should be located within easy access of the bookkeeping, savings and loan areas. The loan offices should also be close to this area for easy transfer of materials between the two departments.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustical level of this area should be reduced to provide a pleasant environment in which to work.

Lighting: General room lighting in the area should be provided.

Lighting Level: 50fc

Maximum Sound Level: 50db

HVAC: air temperature: 68°F

air changes/hour 8-10

Furnishings: - desk (6) 2'-6" x 5'-0"

- chairs (6) 2'-5" x 2'-3" swivel armchairs

- telephones PBX, direct line, intercom

- filing cabinets

-^ fire detectors

- calculators

- trash receptacles 111 SPACE NO. 9 BOOKKEEPING

NO. OF OCCUPANTS: 8

FLOOR AREA: 600 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

As one of the most important areas of the bank, this area is where all the records of bank activity are kept. This department chould be adjacent to the Proof/Transit department. They could occupy the same general area. Adjacency to the credit department would also be beneficial.

TECHNICAL REQUIREMENTS:

Acoustics: Many types of machinery are used in this department

so acoustical treatment should be provided to reduce unwanted noise.

Lighting: General room illumination should be provided.

Convenience outlets should be provided wherever there is electrical equipment.

Lighting Level: 30-40fc

Maximum Sound Level: 35-45db

HVAC: air temperature- 68°F

air changes- 10-15/hr

Furnishings: - desks (8) 2'-6" x 5'-0"

- chairs (8) l'-7" x l'-5"

- telephones- PBX, direct line, intercom

- micrp-fische viewers

- filmers

- file cabinets

112 • adding machines

• calculators

• fire detectors

fire extinguishers

trash receptacles

computer terminals

113 SPACE NO. 10 ACCOUNTING

NO. OF OCCUPANTS: 4

FLOOR AREA: 400 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area should be away from the main banking floor. If possible, the department should be near the bookkeeping department.

Public access is strongly discouraged.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustical level of this area should be reduced to provide a pleasant environment in which to work.

Lighting: General room lighting in the area should be provided

Lighting Level: 30-40fc

Maximum Sound Level: 35-45db

HVAC: air temperature- 68°F

air changes- 10-15/hr

Furnishings: - desks (4) 2'-6" x 5'-0"

- chairs (4) l'-7" x l'-5"

- telephones- PBX, direct line, intercom

- tables

- file cabinets

- adding machines

- calculators

- trash receptacles

- computer terminals

114 SPACE NO. 11 DATA PROCESSING

NO. OF OCCUPANTS: 5

FLOOR AREA: 300 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

It is in this space that computerized equipment is required for connedtion to outside sources of financial information. There is not any access for the public, for this is a high security area. Only authorized personnel may be granted access.

TECHNICAL REQUIREMENTS:

Acoustics: A high level of noise is generated in this space because of the use of much sophisticated machinery.

Very careful consideration of acoustical treatment should be taken to reduce the amount of sound transmitted to other areas of the bank.

Maximum Sound Level: 70db

Lighting: General room illumination should be provided,

Lighting Level: 40-50fc

115 The floor should be designed to withstand concentrated loads. Walls and ceiling areas should be thermally insulated to prevent heat from the equipment from entering other areas of the bank. Special floor system should be provided allowing for flexibility in the placement of electrical components. Ventilation is required for better removed heat.

HVAC: air temperature- 50-55 °F

air changes- 20-25/hr

Furnishings: - computer terminals

- teletype machine

- bank wire machine

- desks (5) 2'-6" x 5'-0"

- chairs (5) 2'-4" x 2'-3"

- telephone- PBX, directline, intercom

- xerox machine

- trash redeptacles

116 SPACE NO. 12 AUDITING

NO. OF OCCUPANTS: 5

FLOOR AREA: 375sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

There are no special requirements necessary for this area.

TECHNICAL REQUIREMENTS:

Acoustical: As in most other offices, there needs to be careful consideration for noise control in this area.

Maximum Sound Level: 20-30db

Lighting: General room illumination should be provided.

Lighting Level: 30fc

HVAC: air temperature- 68°F

air changes;- 15-20/hr

Furnishings: - desks (5) 2'-6" x 5'-0"

- chairs (5) l'-7" x l'-5"

- telephones- PBX, direct line, intercom

- tables

- file cabinets

- adding machines

- trash receptacles

- computer terminals

117 SPACE NO. 13 PROOF/TRANSIT

NO. OF OCCUPANTS: 6

FLOOR AREA: 900sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This department should be located in very close relation to the bookkeeping area. These areas could easily share the same general space. It should also be located close to the mailroom. Security in this department should be quite stringent.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustic requirements in this space should be considered to be of great importance. Much noise is generated in this area. Careful consideration to reduce sound transmission should be taken to assure that no other department is disturbed.

Lighting: General office illumination should be used in the area.

Lighting Level: 30-40fc

Maximum Sound Level: 35-45db

Furnishings: - desks (3) 2'-6" x 5'-0"

- chairs (3) l'-7" x l'-5"

- telephone- PBX, direct line, intercom

- post machine

- proof machines (3) 3'd x 6'w x 3'h

- encoders

- fire detectors

- fire extinguishers - trash receptacles 118 The temperature in this department must be kept low in order to keep cool the machinery, namely, the proofing machines. These machines are usually kept running at most times.

119 SPACE NO. 14 PERSONNEL

NO. OF OCCUPANTS:

FLOOR AREA: 150sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

There are no special requirements necessary for this department.

An office in which to conduct basic office duties will suffice.

TECHNICAL REQUIREMENTS:

Acoustics: This department is noise sensitive. Care should be taken to assure a reduced level of sound transmission.

Maximum Sound Level: 30-40db

Lighting: General office illumination should be used in this space.

Lighting Level: 35-45fc

HVAC: air temperature- 68°F

air changes 10-15/hr

Furnishings: - desks (3) 5'-8" x 3'-2"

- chairs (3) 2'-6" x 2'-6" swivel

(2) I'-IO" X I'-IO" armchair

- telephone- PBX, direct line, and intercom

- filing cabinets

- trash receptacles

120 SPACE NO. 15, MARKETING/ADVERTISING

NO. OF OCCUPANTS: 4

FLOOR AREA: 400sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

There are no special requirements necessary for this department,

An office in which to conduct basic office duties will suffice.

TECHNICAL REQUIREMENTS:

Acoustics: This department is noise sensitive. Care should be taken to assure a reduced level of sound transmission.

Maximum Sound Level: 30-40db

Lighting: General office illumination should be used in this space.

Lighting Level: 35-45fc

HVAC: air temperature- 68°F

air changes 10-15/hr

Furnishings: - desks (4) 2'-6" x 5'-0"

- chairs (4) l'-7" x l'-5"

- tables

- file cabinets

- telephone- PBX, direct line, and intercom

- fire extinguisher

- trash receptacles

121 SPACE NO. 16 CUSTOMER SERVICE

NO. OF OCCUPANTS: 3

FLOOR AREA: 300sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

There are no special requirements necessary for this department.

An office in which to conduct basic office duties will suffice,

TECHNICAL REQUIREMENTS:

Acoustics: This department is noise sensitive. Care should

be taken to assure a reduced level of sound transmission.

Maximum Sound Level: 30-40db

Lighting: General office illumination should be used in this area.

Lighting Level: 35-45fc

HVAC: air temperature- 68°F

air changes 10-15/hr

Furnishings: - desks (3) 5'-8" x 3'-2"

- chairs (3) 2'-6" x 2'-6" swivel

(2) I'-IO" x I'-IO" armchair

- telephone PBX, direct line, and intercom

- filing cabinets

- fire extinguisher

- trash receptacles

122 SPACE NO. 17 SAFE DEPOSIT BOX AREA

NO. OF OCCUPANTS 1

FLOOR i^REA : 120sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area is used as a reception space for the safety deposit box vault. A clerk is present here at all times. There are no special requirements necessary for this space except that it be located directly adjacent to the vault.

TECHNICAL REQUIREMENTS:

Acoustics: The acoustic level of this area is not of great importance. The level should be kept at a level which is adequate for any other general office space.

Maximum Sound Level: 60db

Lighting: Provide general room illumination with convenience outlets readily available.

Lighting Level: 40fc

HVAC: air temperature- 68°F

air changes 5-10/hr

Furnishings: - desk (1) 5'-8" x 3'-2"

- chair (1) 2'-6" x 2'-6" swivel

- telephone

- filing

- fire extinguisher

- trash receptacle

123 SPACE NO. 19 TRUST

NO. OF OCCUPANTS: 5

FLOOR AREA: 600 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

The general responsibility of this area is to settle accounts administer trusts, and perform agency services for individuals, partnerships, associations and business corporations. There are no special relationship requirements since this area is ideally operated independently from the other areas of the bank. It should be easily accessible to the public.with its' own entrance. The customer should not have to enter the main commercial portion of the bank,

TECHNICAL REQUIREMENTS:

Acoustics: The acoustical level of this area should be reduced to provide a pleasant environment in which to work.

Maximum Sound Level: 40db

Lighting: General room illumination should be provided.

Lighting Level: 40fc

HVAC: air temperature- 68°F

air changes- 10-15

124 Furnishings:

- desks (5) 3'-2" x 5'-8"

- chair (5) 2'-6" x 2'-6" swivel

(3) I'-IO" X I'-IO" armchair

- telephone- PBX, direct line, intercom

- filing cabinets

- book shelves

- fire extinguishers

- trash receptacles

125 SPACE NO. 21 MAIL ROOM

NO. OF OCCUPANTS: 4

FLOOR AREA: 500 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area is used as a sending and receiving area for mail. The staff members in this area are responsible for separating and distributing all incoming mail and preparing all outgoing mail for mailing.

This area should be located in fairly close relation to the operations area of the bank. There should be no public access allowed.

TECHNICAL REQUIREMENTS:

Acoustics: Much noise is generated in the mail room. Careful consideration to make this an isolated area should be taken.

Maximum Sound Level: 50-60db

Lighting: General room illumination is necessary.

Lighting Level: 40-50fc

HVAC: air temperature 65-68°F

air changes- 25-30/hr

Furnishings: - desk (4) 2'-6" x 5'-0"

- chairs (4) 2'-4" x 2'-3"

- mailing machine

- telephones- PBX, direct line, intercom

- filing cabinets

- fire extinguishers

- tables

- trash receptacles 126 SPACE NO. 23 PBX ROOM

NO. OF OCCUPANTS: 1

FLOOR AREA: 200 sq.ft.

NO.:,OF UNITS: 1

FUNCTIONAL REQUIREMENTS

All incoming calls are taken,and connected to their proper areas.

This is not an area which is accessible to the public. There are no special requirements for this space except that it be well insulated so as to reduce sound transmission.

TECHNICAL REQUIREMENTS:

Acoustic: A high degree of acoustical treatment is necessary here. The area should be isolated from all areas of the bank.

Maximum Sound Level: 50db

Lighting: General room illumination with the provision of electrical outlets.

Lighting Level: 40fc

Furnishings: _ desk (1)

- chair

- counter space

- switchboard

127 SPACE NO. 25 CAFETERIA

NO. OF OCCUPANTS: 75

FLOOR AREA: 1500 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

An environment which is pleasant and relaxing should be provided here.

It is here that bank employees come to socialize, eat, relax, and lounge.

An area for vending machines should be provided. This space should be con­ veniently located near most departments of the bank and it should also be visually hidden,from public areas.

TECHNICAL REQUIREMENTS:

Acoustics: Acoustical consideration should be taken to help decrease noise generated by the users and vending machines.

Maximum Sound Level: 40-50db

Lighting: General room illumination should be provided. Natural daylight would be highly recommended for this area. Electrical outlets for vending machines located on walls.

Lighting Level: 35-45fc

HVAC: air temperature- 68°F

air changes- 25-30/hr

Furnishings: - Tables

- chairs

- microwave oven

- trash receptacles

128 SPACE NO. 27 MEN"S RESTROOM

NO. OF OCCUPANTS

FLOOR Jkmk: 300 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

Flooring should be durable, and easy to clean. Walls should also be durable and easily maintained for sanitary reasons. should be acoustically treated and easily maintained.

Mechanical: Provide means for exhaust with 25 air shanges per hour.

Lighting: 30fc

Fixtures: - 4 water

- 4 urinals

- 3 wash basins

- soap dispensers

- mirrors

129 SPACE NO. 28 WOMEN"S RESTROOM

FUNCTIONAL REQUIREMENTS:

Flooring should be durable, and easy to clean. Walls should also be durable and easily maintained for sanitary reasons. Ceilings should be acoustically treated and easily maintained.

Mechanical: Provide means for exhaust with 25 air changes per hour.

Lighting: 30fc

Fixtures: - 6 water closets

- 3 wash basins

- 1 vanity unit

- mirrors

- soap dispensers

130 SPACE NO. 30 CHAIRMAN OF THE BOARD

NO, OF OCCUPANTS: 1

FLOOR AREA: 400 sq,ft,

NO. OF UNITS; 1

FUNCTIONAL REQUIREMENTS;

It is in this office that the chairman of the board conducts his business responsibilities. The area should be accessible by the public but away from direct public access. Adjacency should be to the president of the bank and to all other important bank executives.

TECHNICAL REQUIREMENTS:

Acoustics: The office is a noise sensitive area which will require acoustical treatment to prevent the transmission of noise from the areas adjacent.

Maximum Sound Level: 20-30db

Lighting: General room illumination is to be provided.

Lighting Level: 30-40fc

HVAC: air temperature- 69°F

air changes- 10-15/hr

131 Furnishings: _ desk (1) 42" x 86"

- chairs (1) executive chair

(2) armchairs

(2) lounge chairs

- credenza (1) 19" x 78"

- bookcases

- sofa

- end tables (2) 18" x 28"

- coat closet

- telephone- PBX, direct line, intercom

- fire extinguisher

- trash receptacle

132 SPACE NO. 31 CHAIRMAN!S TOILET

NO, OF OCCUPANTS 1

FLOOR i!^REA : 50 sq.ft.

NO, OF UNITS: 1

FUNCTIONAL REQUIREMENTS;

This space must be located adjacent to the chairman's office.

There are no other important requirements for this space.

TECHNICAL REQUIREMENTS;

Lighting Level: 30 fc

HVAC; air temperature- 68°F

air changes- 10-15/hr

Furnishings; _ water closet

- lavatory

- mirror

- towel rack

- trash receptacle

133 SPACE NO, 32 PRESIDENT

NO. OF OCCUPANTS: 1

FLOOR i\REA : 400 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS;

This is the area where the bank president conducts his business responsibilities. The area should be accessible by the public but away from direct public access. It should be located to allow the president to visually oversee the operational functions of the bank. It should also be closely related to the administrative vice-president's office and to the conference room.

TECHNICAL REQUIREMENTS:

Acoustics: The office is a noise sensitive area which shall require acoustical treatment to prevent the transmission of noise from the areas adjacent.

Maximum Sound Level: 20-30db

Lighting; General room illumination is to be provided.

Lighting Level; 30-40fc

HVAC; air temperature- 68°F

air changes- 10-15/hr

134 Furnishings: _ desk (1) 42" x 86"

- chair (1) executive chair

(2) armchairs

(2) lounge chairs

- credenza (1) 19" x 78"

- bookcase

- sofa

- end tables (2) 18":x 28"'0'

- coat closet

telephone- PBX, direct line, intercom

- fire extinguisher

- trash receptacle

135 SPACE NO. 33 PRESIDENT'S TOILET

NO. OF OCCUPANTS 1

FLOOR i\REA : 50 sq.ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This space must be located adjacent to the president's office.

There are no important requirements for this space.

TECHNICAL REQUIREMENTS:

Lighting Level: 30fc

HVAC: air temperature- 68°F

air changes- 10-15/hr

Furnishings: - water closet

- lavatory

- mirror

- towel rack

- trash receptacle

136 SPACE NO. 34 ADMINISTRATIVE V.P.

NO. OF OCCUPANTS: 1

FLOOR AREA: 350 sq. ft.

NO. OF UNITS: 1

FUNCTIONAL REQUIREMENTS:

This area is where the bank's administrative v.p. conducts his business responsibilities. The office should be accessible by the public but away from direct public access. The office should also be located to allow this vice-president to visually oversee the operational functions of the bank. Adjacency to the executive conference room would be beneficial. Adjacency to the president's office and the vice- president's office is also suggested.

TECHNICAL REQUIREMENTS:

Acoustics: The office is a noise sensitive area which shall require acoustical treatment to prevent the transmission of noise from the areas adjacent.

Maximum Sound Level: 20-30db

Lighting: General room illumination is to be provided.

Lighting Level: 30-40fc

HVAC; air temperature- 68°F

air changes- 10-15/hr

137 Furnishings: - desk (1) 42" x 86"

- chair (1) executive chair

(2) armchairs

(2) lounge chairs

- credenza

- sofa

- end table (1) 18" x 28"

- telephone- PBX, direct line, intercom

- trash receptacle

138 SPACE NO. 35 ADMINISTRATIVE V,P. TOILET

NO. OF OCCUPANTS;

FLOOR 1\REA : 50sq.ft.

NO. OF UNITS; 1

FUNCTIONAL REQUIREMENTS;

This space must be located adjacent to the administrative v.p. office. There are no important requirements for this space.

TECHNICAL REQUIREMENTS:

Lighting Level: 30 fc

HVAC: air temperature- 68°F

air changes- 10-15/hr

Furnishings: - water closet

- lavatory

- mirror

- towel rack

- trash receptacle

139 SPACE NO. 36 VICE-PRESIDENT'S OFFICE

NO. OF OCCUPANTS; 1

FLOOR AREA; 200sq.ft.

NO. OF UNITS; 1

FUNCTIONAL REQUIREMENTS;

This office is where the vice-president.-' conducts his business responsibilities. There are no special requirements for this space other than it's location which should be adjacent to the other bank executives and to the bank department which he has the responsibility of overseeing.

TECHNICAL REQURIEMENTS:

Acoustics; The office is a noise sensitive area which will require acoustical treatment to prevent the transmission of noise from the areas adjacent.

Maximum Sound Level; 20-30db

Lighting; General room illumination is to be provided.

Lighting Level: 30-40fc

HVAC: air temperature- 68°F

air changes- 10-15/hr

140 Furnishings: _ desk (1) 42" x 86"

- chair (1) executive chair

(1) armchair

- telphone-PBX, direct line, intercom

- trash receptacle

141 SPACE NO. 37 EXECUTIVE CONFERENCE ROOM

NO. OF OCCUPANTS; 1

FLOOR AREA; 500 sq.ft,

NO. OF UNITS; 1

FUNCTIONAL REQUIREMENTS:

This meeting room will serve as a meeting place for the bank's board of directors and for other members of the executive department of the bank. Location should be in close proximity of all executives,

TECHNICAL REQUIREMENTS:

Acoustical: There needs to be careful consideration for noise control in this are as it is very noise sensitive.

Maximum Sound Level; 20-30db

Lighting: General room illumination should be provided.

Lighting Level: 30fc

HVAC: air temperature- 68°F

air changes- 15-20/hr

142 Furnishings: - conference table - 48" x 120"

- chairs (10) swivel executive chairs

- projection screen ( wall hung)

- bookcase

- trash receptacle

143 COST ANALYSIS COST ANALYSIS

The following is a breakdown of the cost of total construction costs during the initial phase of evaluation of the bank and office building.

144 STATISTICS

GROSS SQUARE FEET (GSF) 128,025

NET ASSIGNABLE SQUARE FEET (NASF) 102,420

NASF/GSF 80%

CONSTRUCTION COST

SYSTEM; $/SQ.FT. $ COST

FOUNDATION .85 108,821.00

FLOOR AT AND .34 43,528.00 GRADE LEVEL

SUPERSTRUCTURE 14.25 1,824,356.00

ROOFING ,18 23,044.00

EXTERIOR WALL 6,61 846,245.00

PARTITIONS 3,75 480,093.00

WALL FINISHES 2,20 281,655.00

FLOOR FINISHES 7,61 974,270.00

CEILING FINISH 1,49 190,757.00

CONVEYING SYSTEM 6.38 816,799.00

SPECIALTIES .89 113,942.00

HVAC 9.08 1,162,467.00

PLUMBING 2.67 341,826.00

5.79 741,264.00 ELECTRICAL

$ 7,949,067.00 TOTAL BUILDING COST

$ 62.09 COST PER SQUARE FOOT 145 FIXED EQUIPMENT (7%) 556,434.00

SITE DEVELOPMENT (5%) 397,453,00

TOTAL CONSTRUCTION COST $ 8,902,954,00

COST PER SQUARE FOOT $ 69,54

SITE ACQUISITION AND DEMOLITION 125,000,00

MOVABLE EQUIPMENT 712,236,00

PROFESSIONAL FEES 534,177.00

CONTINGENCIES (10%) 890,295.00

ADMINISTRATION(1%) 89,029.00

TOTAL PROJECT COST $ 11,253,691.00

146 82 83 84 85 86 r similar broject -r

escalation 36 mos. -,^

bank aid office facility

V

Assuming 36 months escalation from midconstruction of similar project,

( F.W. Dodge, 1982) Assuming construction inflation at 1%/mo. (.01)

midconstruction - bank and office facility $62.09 sq.ft

(36mos. X .01) = .36

62.09 + ( 62.09 x .36) =$84.44sq.ft

locality adjustment for materials = .96 ( Dodge,mid '82)

Net to Gross Ratio = 75%/ 25%

102,420 sq.ft. + (.25 x 102,420) = 128,025sq.ft.

( cost sq.ft. X sq.ft. gross x locality adjustment)

($84.44 X 128,025 x .96) = $ 10,378,014.00 midconstruction

147 At end construction again assuming 1%/mo. escalation, the final cost is 10,378,014 + (10,378,014 x .12) = $11,623,376,00

1984 1985 1986 JFMAMJJASOND JFMAMJJASOND JFMAMJJASOND

PROGRAM

SCHEMATIC DESIGN 191 DESIGN DEVELOPMENT ^^SBSSI

CONSTRUCTION DOCUMENTS ^MaM ^^ CONTRACTOR SELECTION ^S9S

CONSTRUCTION

USE

148 Perira, T. E., ed. 1982 Dodge Construction System Costs Book.

New York; McGraw-Hill Inc. 1982,p. 23,

Pena, William. Problem Seeking, An Architectural Programming

Primer. Houston: Cahrer Books International. 1976.

Building Construction Cost Data for 1981, Means Company,

Duxbury, Massachusetts, 1981.

149 appendix BIBLIOGRAPHY

Corns, Marshall C. The Practical Operations and Management

Of a Bank. 2 vols. Boston: Bankers' Publishing comp­

any, 1962,

Corns, Marshall C. The Practical Operations and Management

Of a Bank. Boston: Banker's Publishing Company, 1962.

vol,11.

BeChiara, Joseph, and Callender, John Hancock(eds,). Time-

Saver Standards for Building Types (2nd ed.), McGraw-

Hill, Inc., 1980,

Graves, Lawrence L. (ed.). A History of Lubbock. Lubbock,

Texas; West Texas Museum Association, 1962,

Heidensohn, Kluas, (ed„) The Book of Money, New York:

Mc Graw-Hill Book Company, 1978,

Lindquist, Robert. The Bank and it's Public, New York:

Harper and Brothers, 1956,

Mayer, Martin, The Bankers. New York: Weybright and Talley,

1974

Myers, Margaret G. A Financial History of the United States.

New York and London; Columbia University Press,1970,

Weil, Gordon L, The Consumer's Guide to Banks. New York:

Stein and Day, 1975.

150 DOCUMENTS

Lubbock Comprehensive Plan: Land Use. No. 2° Department of

Planning, City of Lubbock, Texas, August. 1974.

Lubbock Comprehensive Plan: Urban Image Analysis. No. 7.

Department of Planning, City of Lubbock, Texas, August,

1974,

Lubbock Comprehensive Plan: Community Facilities. No. 3.

Department of Planning, City of Lubbock,Texas, August,

1974,

Report On Interstate Highway 27, Lubbock, Texas. Fort Worth:

Federal Highway Administration, .1980,

Soil Survey of Lubbock County, Texas. National Cooperative

Soil Survey, USDA, April, 1979/

151 CASE STUDIES Project: Federal Reserve Bank of Boston

Architect: Hugh Stubbins and Associates, Inc.

Location: Boston, Massachussetts 1978

Frank E. Morris, president of the Federal Reserve Bank of Boston, made the decision .initially that the total respon­ sibility for the building and its' site, from initial program­ ming to furnishing and graphics would be granted to the ­ itects . Hugh Stubbins and Associates provided all the spec­ ialists needed or hired outside consultants. The architectur­ al firm had the unusual opportunity to practice "total design" of a large office building. This opportunity resulted in a

"highly controlled, clarified and refined building"! whose interiors rank among the best in an office building.

The Federal Reserve Bank of Boston required large areas for handling money operations, computers, accounting and vaults.

All these functions necessitated secure, well-guarded areas accessible to authorized personnel only. These spaces are arranged below-ground on three floors and above ground with­ in a four-story, low-rise building that surrounds a tower and landscaped plaza. Also needed in the bank was space for ec­ onomic analysts, public relations staff and other office work­ ers who do not require tight security control. Stubbins placed them in the office tower so that they would receive light

152 and views.

The tower and low-rise building are arranged on the site

in such a way tha other towers may later be added for future expansion.

The 33-story, 602-foot tall aluminum clad tower was placed to the northwest of a 5 7 acre site where bearing cond­

itions were best. Elevator banks are located at the ends of

the tower and not the center in order that a more flexible

floor can be used in an open-plan layout. Elevators at the

ends of the floors can be more easily guardedand also provide more efficient wind bracing.

Included in the building was leasable space into which

the bank would eventually grow. The elevator bank to the left

of the entrance serves the lower tower floors used by the ten­

ants, and the right elevator bank serves the upper floors oc­

cupied by the bank.

The tower is supported on the two end pylons so that the

operational space would by -free. There is a huge space

between the tower and the low-rise so that it is clear to the

viewer that the tower is structurally free of the low-rise.

The large open space also has a good effect on the down­ ward acceleration of wind. Spandrels also aid in the winds

direction and carry heating and cooling ducts. Most important­

ly, the windows are shaded by the spandrels to reduce air con­

ditioning requirements in the summer. Light-colored aluminum

153 was selected not only to reflect the sun's rays, but to make the building more easily seen by showing off its' sculptural qualities. Mullion-less glass was used to provide uninter­ rupted vistas.

Architect, Hugh Stubbins "sought to create a strong im­ age for a building whose structure and organization would be 2 east to understand visually." He has accomplished this idea by incorporating all the previously mentioned concepts.

The principal interiors of the bank accessible to the public are the entrance lobby, the exhibition gallery, and auditorium. Executive offices, conference rooms, dining fac- cilities and secretarial areas occupy the banks two top floors.

The uppermost floors of the low-rise contain the check collec­ tion department and data operations. Employee dining and rec­ reation facilities are also provided. Teller stations are simple and uncluttered.

The first tower floor begins at about 35 feet above the low-rise building and contains mechanical equipment, which is framed by two thirty-six foot deep trusses. These trusses carry twenty-seven office floors and a mechanical floor at the top.

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163 32nd //oor executive offices Project; Federal Reserve Bank of Minneapolis

Architect; Gunnar Birkerts and Associates

Location: Minneapolis, Minnesota 1971

"The Federal Reserve Bank of Minneapolis is by just about any standards an impressive realization of impressive aims, even if some of those aims are discredited or discounted or misunderstood by some architects. But there it is- big, bold, and real, the product of the enthusiasm and imagination of the client, the architects and the engineers."^

The architects have taken a sophisticated program and designed a building which makes a reality of what is mentioned above. Located below the ground underneath a sloping plaza are the security operations which require protected facilities.

The total square footage of the building requiring this pro­ tection amounts to approximately sixty percent. Clerical and administrative operations are housed in an office building block which is suspended from two great concrete towers.

The catenary members supporting the office floors are expressed in the curtain wall. Below the curve of the catenary the glass stands forward and above it, stands suspended above.

The structure is actually quite simple. Two catenaries, one on either side of the building and sixty feet apart, support the major facades These in turn support the concrete slab floors. Two twenty-eight foot deep trusses at the top of the

164 building do keep the supporting end towers from falling inwards.

This results in open, flexible work spaces.

The original Federal Reserve Bank of Minneapolis, built

in the early 1920's is a windowless, forbidding building.

It was described by its' architect, Cass Gilbert, as a

"strongbox for the currency of the Northwest."^ A former bank

president added that "the responsibility of the Bank to serve

the financial community and the public requires openness and

accessibility." The architects satesfied this intention with

offices in the tower with views and a plaza for the general

public.

As unusual as the structure may be, it still has some

flwas which should be considered. The building is spanning

something that does not seem to need spanning. The only ad­

vantage is the gaining^of extra ground space for a public plaza

which reiterates the former bank presidents' desire for a

gesture of openness to the city.

Many negative comments have been expressed about the plaza

itself. The gentle slope is not inviting and the plaza is

not comfortable or inviting. The plaza is not protected by

surrounding buildings and therefore uncomfortable in the

winter in Minneapolis' below-zero weather and uncomfortable

in the summer because the benches provided gain too much heat.

The cost of the structure was forty-seven dollars a

square foot in 1971.

165 166 i^^i

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167 Project: Community Federal Center

Architect: Hellmuth, obata and Kassabaum

Location: St. Louis, Missouri

The Community Federal Center is a highly refined example of its' building type, the suburban office building. The building stands free on a large site located outside of down­ town St. Louis. Its large floor area, approximately 300,000 square feet worth has been spread out so that the building would not be very tall nor very flat. The building solution is expressed as a distinguished, corporate type structure.

Its' sophisticated massing fits the sophisticated banking transactions within.

The visual impact that the building had in the surroun­ ding residential community was buffered by a number of exis­ ting conditions and design considerations.

The existing conditions were the huge twenty-acre site and its' location between major traffic arteries on three sides.

These arteries only provided a 'Tauilt-in" separation from the residential community. But most importantly they provide

"that greater of commercial assets; High visibility.""

A canopy extends from the building and repeats at close visual range, the high steel supports for the skylights inside. This is seen at the entrance to the lobby-.

The pyramid shaped skylights and their steel supports form a lacy pattern inside and outside that becomes a major decor­ ative element for the whole building.

Many of the office spaces are largely open-plan but there are also private offices. ,, m^^m^mm^mmt>sm'^k'''im^smr:xc-i;m^^-

ir •-• -t^i-m.

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TENTH LEVEL

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k '.*< ISSUES OF CONCERN

* provide open-plan layouts for employees

* create a strong image in the banks' architecture

* do not hide officers in private rooms

* create an openness about the bank

* provide comfortable plazas for employees and public

* -provide energy efficiency in the structures

* give public easy access to tellers

* locate security tight-areas in such a manner as to

prohibit access to unauthorized personnel

174 ENDNOTES

Schmertz, Mildred F., "Designing Everything Down to the

Last Detail." Architectural Record, September 1978, p. 115. 2 Schmertz, p. 111. 3

Allen, Gerald, "Federal Reserve Bank of Minneapolis."

Architectural Record, November 1973, p. 108.

^Allen, p. 108.

^Allen, p. 108.

Author unknown. "Urbanity in the Suburbs." Architectural

Record, September 1978, p. 99.

175 BIBLIOGRAPHY

Abercrombie, Stanley. "Federal Reserve Bank of Boston."

Interiors, December 1978, pp. 66-71.

Abercrombie, Stanley. "Revolutions in Bank Design." Interiors,

April 1977, pp. 66-67.

Allen, Gerald. "Federal Reserve Bank of Minneapolis."

Architectural Record, November 1973, pp. 105-109.

Author unknown. "Urbanity in the Suburbs." Architectural

Record, September 1978, pp. 95-99.

Pile, John F. "Lines in Banks." Contract Interiors,

August 1977, pp. 74-75.

Schmertz, Mildred F. "Designing Everything Down to the Last

Detail." Architectural Record, September 1978, pp. 109-

118.

176 DOCUMENTATION Preli»inaxy One

The first preliminary dealt maij^y with site analysis and development. It was decided that an area for a drive-up bank facility should be provided. Parking for approximately ^00 to

^50 cars was necessary.

The bank space development initially was not very success­ ful, I decided to situate the building along an east-west axis for maximum solar gain. The mainl reason the building was located in the c*ntral area of the site was so that parking could be located both on the north and south sides. This would help to lessen the walking distances from the farthest parking space.

The ima.ges that I had initially tried to develop for the bank were not very successful either. It was not very certain ais to where the "front" of the building was, I purposely lo­ cated the bank and office building in the center of the site so that there would be two entrances instead of one main entrance.

The north entrance was to be the main bank entrance and the south entrance was to be the main office building entrance. Preliminary two

After trying to situate the parking for ^4-00 to ^50 cars, the drive-up bank facility, and the building itself, I fou* that there was not quite enough space to accomodate all com­ fortably. It was decided that I should add approximately 100 to

200 feet of land along the entire eastern border of the site.

This would better aid in making the site development less tight­ ly-packed. The drive-in bank was located on the west side of

the site, just off of Quaker Avenue, Space for only about 4-5 teller launes was provided and the suggestion for approximately twice that amount was brought up. The drive-in bank was located off of Quaker so that cars could enter the drive-up facilities from Quaker and also exit off onto the Quaker entrances.

This allowed for a greater choice in direction. If the drive-

in bank was located off the Loop 289 access road, the customer

would most likely have no choice but to exit off onto the access raod and head east only.

Again, the image I developed for the bank was not right.

The development of the interfcor bank spaces was also not at the

stage it should have been, I had to consider the location of

fire exits and mechanical chases more carefully, I had not

taken those factors into full consideration. The development

of a plaza was needed as were more entrances and exits into

the parking areas. Preliminary three

The addition of more land to the east of the site helped to make the development less crowded. The parking areas were rearranged so that pedestrians would not have to make many lane crossings on the south lot. The north lot remained about the same.

Five more lanes were added to the drive-in bank facility,

I had to lesseii the entrance or opening into the -^Tlve-in bank because of the code requirement, I had, initially, an opening that was approximately forty feet wide,

I located the elevator core in the central part of the building, along with one faire stair and the public restrooms.

Another fire stair was located at the far west side of the building,

The building had much glazing on the east-west facades which

I needed to reduce or eliminate altogether, A service entrance also needed to be included. Final presentation

The site development remained the same as it was for the previous prelimanary. Parking was located on the norkh and south sides of the building. The drive-in bank remained on the west off of Quaker Avenue,

The building has a total of ten floors above ground and a basement level, A nine floor high atrium is located in the south entrance and a four high atrtum is located off the noth entrance. All of the main customer related service are located on the first level of the building which is the main banking floor. The executive are located on the second level and the cafeteria and meeting rooms axe located on the third

level. The rest of the floor area is for leasable office space.