1.2015

OTHER NETWORKS FEE SCHEDULE TO THE MERCHANT PRICE SCHEDULE TO THE MERCHANT PROCESSING AGREEMENT

This other Networks Fee Schedule shall be an exhibit (“Exhibit”) to the Merchant Price Schedule to the Merchant Processing Agreement between Processor and Merchant (the “Agreement”). Except for the terms defined herein, the capitalized terms herein shall have the same meaning as given to them in the Agreement.

Merchant desires to be an acquirer and/or merchant in one or more of the following corporations, networks and/or programs (collectively "Other Networks" or individually "Other Network"). Merchant represents and warrants that it has been approved by the Other Network(s) to be an acquirer and/or merchant in such Other Network(s) either through a direct agreement between Merchant and such Other Network(s) or by sponsorship into such Other Network(s) through a separate agreement between Merchant and a third party (which may be Processor or Processor's affiliate or agent):

If Merchant is sponsored by or processed by Processor, Processor's affiliate or Processor's agent (collectively "Processor Sponsor") into an Other Network (which shall be at the sole discretion of Processor Sponsor and which shall only be pursuant to a separate written agreement other than this Agreement) and Processor Sponsor's agreement with such Other Network which permits such sponsorship or processing, terminates for any reason, Processor Sponsor shall thereafter have no obligation to sponsor and/or process Merchant into such Other Network. If Merchant for any reason begins receiving any Services in connection with any of the following corporations, networks and/or programs or Merchant begins receiving any Services in connection with any other corporations, networks and/or programs supported by Processor or its affiliates, then Merchant agrees that such corporations, networks and/or programs shall automatically become Other Networks for purposes of this Agreement and all of Merchant's obligations in this Agreement shall apply with respect to all Other Networks. Processor may route VISA, MasterCard, and Other Network transactions according to its standards and at its sole discretion.

Merchant agrees that it has or will, prior to commencing participation in each Other Network, obtain all necessary approvals and execute any applications and/or agreements necessary for, required by or affecting Merchant's participation in such Other Network(s). In addition, Merchant shall obtain such other approvals or execute such other documents as may be required from time to time in connection with Merchant's participation in such Other Networks. Merchant agrees to participate in Other Network(s) in compliance with, and subject to, the Bank Rules and the Operating Regulations. Merchant agrees to pay all fees, fines, assessments and penalties as they are currently in effect or may be changed from time to time, imposed by the Other Network(s), whether billed directly to Merchant by such Other Network(s) or through Processor or its affiliates or agents. Processor may allocate any such fees, fines, assessments or penalties in such manner as it deems advisable in its sole discretion. Merchant attests that all POS terminals are operating with unique keys as mandated by Other Networks. Merchant agrees to indemnify and hold harmless, Processor, its officers, employees, affiliates and agents, from and against any losses, damages, fees, fines, penalties and expenses, including reasonable legal, accounting and collection fees and expenses, that Processor, its officers, employees, affiliates and agents may incur as a result of Merchant's failure to comply with any provision of the Bank Rules, the Operating Regulations, the Agreement or this Schedule or for any other reason in connection with the Services provided hereunder, whether incurred by or as a result of the action or failure to act of Processor or Merchant, or their agents. The foregoing may include, but shall not be limited to, the repayment of settlement funds by Merchant to Processor. This indemnification shall survive the termination of the Agreement.

ACCEL / Exchange Network ACCEL / Exchange Network (Con’t) Approved or Denied Transactions (per transaction) Internet PIN Debit POS Switch Fee $0.04 Exempt Pre-authorization Transaction $0.04 Standard Advantage Assurance Money Transfer $0.04 Program Program Approved Regulated Transactions (per transaction) Airline Transportation 0.85% + $0.05 1.15% + $0.15 0.9% + $0.01 Fraud Prevention Adjustment $0.01 All Other Tier I 1.00% + $0.15 1.30% + $0.25 0.9% + $0.10 Approved Transactions (per transaction) All Other Tier II 0.90% + $0.10 1.20% + $0.020 0.9% + $0.10 Exempt Standard Advantage Assurance Accel No Pin 1.55% + $0.04 1.55% + $0.04 1.55% + $0.04 Program Program eCommerce 1.65% + $0.15 1.65% + $0.15 0.5% + $0.16 Supermarket - Tier I $0.18 $0.24 $0.18 Money Transfer (Send)* 0.065% + $0.18 0.065% + $0.18 n/a Supermarket - Tier II $0.20 $0.28 $0.20 ($0.60 max) ($0.60max) Supermarket - Tier III $0.23 $0.32 $0.20 Money Transfer (Receive)* 0.03% + $0.30 0.03% + $0.30 n/a Supermarket - Tier IV $0.25 $0.355 $0.20 ($0.55 max) ($0.55 max) Supermarket Small Ticket 1.0% + $0.04 1.0% + $0.08 1.0% + $0.06 Approved Transactions (per transaction) ($15 & Under) Regulated Petroleum - Tier I 0.70% + $0.09 0.75% + $0.175 0.07% + $0.18 Supermarket - Tier I 0.05% + $0.21 ($0.95 max) $0.90 max) Supermarket - Tier II 0.05% + $0.21 Petroleum - Tier II 0.70% + $0.10 0.80% + $0.165 0.07% + $0.18 Supermarket - Tier III 0.05% + $0.21 ($0.95 max) ($0.95 max) Supermarket - Tier IV 0.05% + $0.21 Petroleum - Tier III 0.80% + $0.10 0.85% + $0.17 0.07% + $0.18 Supermarket Small Ticket ($15 & Under) 0.05% + $0.21 ($0.95 max) ($0.95 max) Petroleum - Tier I 0.05% + $0.21 Petroleum - Tier IV 0.80% + $0.10 0.85% + $0.175 0.07% + $0.18 Petroleum - Tier II 0.05% + $0.21 ($0.95 max) (no max) Petroleum - Tier III 0.05% + $0.21 Petroleum Small Ticket Petroleum - Tier IV 0.05% + $0.21 ($15 & Under) 1.0% + $0.04 1.0% + $0.08 1.0% + $0.06 Petroleum Small Ticket ($15 & Under) 0.05% + $0.21 All Other (Retail) - Tier I 0.50% + $0.06 0.55% + $0.145 0.05% + $0.12 All Other (Retail) - Tier I 0.05% + $0.21 ($0.45 max) ($0.60 max) ($0.45 max) All Other (Retail) Tier I - Small Ticket ($15 & Under) 0.05% + $0.21 All Other (Retail) Tier I All Other (Retail) - Tier II 0.05% + $0.21 Small Ticket ($15 & Under) 0.50% + $0.06 1.0% + $0.08 0.05% + $0.12 All Other (Retail) Tier II - Small Ticket ($15 & Under) 0.05% + $0.21 All Other (Retail) - Tier II 0.55% + $0.11 0.70% + $0.175 0.07% + $0.18 All Other (Retail) - Tier III 0.05% + $0.21 ($0.55 max) ($0.80 max) All Other (Retail) Tier III - Small Ticket ($15 & Under) 0.05% + $0.21 All Other (Retail) Tier II All Other (Retail) - Tier IV 0.05% + $0.21 Small Ticket ($15 & Under) 1.0% + $0.04 1.0% + $0.08 1.0% + $0.06 All Other (Retail) Tier IV - Small Ticket ($15 & Under) 0.05% + $0.21 All Other (Retail) - Tier III 0.80% + $0.10 0.80% + $0.225 0.07% + $0.18 QSR 0.05% + $0.21 QSRT Small Ticket ($15 & Under) 0.05% + $.021 All Other (Retail) Tier III PINless Bill lPaymentUtility * 0.05% + $0.21 Small Ticket ($15 & Under) 1.0% + $0.04 1.0% + $0.08 1.0% + $0.06 PINless Bill Payment (Telecom)* 0.05% + $0.21 All Other (Retail) - Tier IV 0.85% + $0.10 0.90% + $0.225 0.07% + $0.18 PINless Bill Payment (All Other)* 0.05% + $0.21 Internet PIN Debit All Other (Retail) Tier IV Airline Transportation 0.05% + $0.21 Small Ticket ($15 & Under) 1.0% + $.04 1.0% + $0.08 1.0%+ $0.06 All Other Tier I 0.05% + $0.21 All Other Tier II 0.05% + $0.21 QSR 0.95% + $0.15 1.20% + $0.185 0.9% + $0.13 Accel No Pin 0.05% + $0.21 QSRT Small Ticket ($15 & Under) 1.0% + $0.04 1.0% + $0.08 1.0% + $0.06 eCommerce 0.05% + $0.21 Money Transfer (Send)* .065% + $0.18 ($0.60max) PINless Bill lPaymentUtility * $0.54 $0.64 $0.50 Money Transfer (Receive)* 0.03% + $0.30 ($0.55 max) PINless Bill Payment (Telecom)* 0.65% + $0.12 0.65% + $0.13 0.5% + $0.14 PINless Bill Payment (All Other)* 0.60% + $0.12 0.65% + $0.14 0.4% + $0.14 - A $0.01 fraud prevention adjustment amount will be added to the base interchange rate ($1.50 max) ($2.00 max) ($1.50 max) for all Regulated Financial Institutions who have certified to Accel that they are eligible to receive this adjustment.

Page 1 of 5 Other Networks Fees Schedule All pricing contained herein is current as of the release of this document and is subject to change. For the most up-to-date pricing information, please call the Contact Center at the number located on your merchant statement or your Relationship Manager.

1.2015

*Not currently supported; please contact your relationship manager with questions Credit Union 24 (CU24)/Member Access (Con’t) Approved Transactions (per transaction) Alaska Option Trxn/month Exempt Regulated1 All Transactions (per transaction) Supermarket POS Switch Fee $0.08 High Volume > 499,999 $0.185 0.05% + $0.21 Balance Inquiries & Denied/Reversed Transactions Only Standard < 500,000 $0.275 0.05% + $0.21 Non-Monetary Fee $0.08 Petroleum Approved Transactions (per transaction) High Volume > 499,999 0.70% + $0.12 ($0.85 max) 0.05% + $0.21 Supermarket $0.14 Standard < 500,000 0.80% + $0.13 (no max) 0.05% + $0.21 Petroleum $0.23 All Other $0.23 All Other High Volume >499,999 0.55% + $0.08 ($0.55 max) 0.05% + $0.21 - There are no changes related to Durbin as there are no Regulated Issuers within the Standard <500,000 0.75% + $0.165 (no max) 0.05% + $0.21 network. QSR/Small Ticket 1.25% + $0.06 0.05% + $0.21

PINless Bill Payment American Express: American Express interchange fees are normally specified in an Telecom/Insurance/Cable 0.45% + $0.05 0.05% + $0.21 agreement between Merchant and American Express. If interchange is settled between ($1.00 max) American Express and Bank in connection with Merchant, Bank shall assess such fees to Utilities $0.55 0.05% + $0.21 Merchant when incurred by Bank. All Other Categories 0.65% + $0.13 0.05% + $0.21 Armed Forces Financial Network (AFFN) ($1.00 max) Approved or Denied Transactions (per transaction) Credit Payments $0.12 0.05% + $0.21 POS Switch Fee $0.035 Approved Regulated Transactions (per transaction) eCommerce Purchases 0.80% 0.05% + $0.21 Fraud Prevention Adjustment $0.01 PINless POS Existing Interchange Rates Apply Approved Transactions (per transaction) ¶ Exempt Regulated - A $0.01 fraud prevention adjustment amount will be added to the base interchange rate Supermarket Tier I $0.17 $0.22 for all Regulated Financial Institutions who have certified to CU24 that they are eligible Supermarket Tier II $0.23 $0.22 to receive this adjustment. Standard Merchant Interchange Fee 0.75% + $.012 ($0.90 max) 0.05% + $.021 Major Merchant Interchange Fee (<$15) 1.20% + $0.02 0.05% + $0.21 Please note, POS Interchange will be assessed only on the approved purchase amount, Major Merchant Interchange Fee (>=$15) 0.60% + $0.10 ($0.50 max) 0.05% + $0.21 including the cash back portion of the transaction.

Petroleum (< $15) 1.20% + $0.02 0.05% + $0.21 Diners Club: Diners Club interchange fees are normally specified in an agreement Petroleum (>= $15) 0.60% + $0.10 ($0.50 max) 0.05% + $0.21 between Merchant and Diners Club. If interchange is settled between Diners Club and QSR 1.15% + $0.02 0.05% + $0.21 Bank in connection with Merchant, Bank shall assess such fees to Merchant when eCommerce (<=$29.35) 0. 80% 0.80% incurred by Bank. eCommerce (>$29.35) 0.80% 0.05% + $0.21 PINless Debit/Bill Pay Tier I 0.65% + $0.13 ($0.55 max) 0.05% + $0.21 Discover Card: Discover Card interchange fees are normally specified in an agreement PINless Debit/Bill Pay Tier II 0.45% + $0.05 ($1.00 max) 0.05% + $0.21 between Merchant and Discover Card. If interchange is settled between Discover Card PINless Debit/Bill Pay Tier III 0.65% + $0.13 ($1.00 max) 0.05% + $0.21 and Bank in connection with Merchant, Bank shall assess such fees to Merchant when PINless Debit/Bill Pay Tier IV 0.75% + $.02 (no max) 0.05% + $0.21 incurred by Bank. PINless POS (<=$50) .10% + $0.01 $.10% + 0.01 PINless POS (>$50) Standard POS Rates for Exempt and Fleet One: Fleet One interchange fees are normally specified in an agreement between Regulated Merchant and Fleet One. If interchange is settled between Fleet One and Bank in PINless Denied $0.015 $0.015 connection with Merchant, Bank shall assess such fees to Merchant when incurred by Bank. - Please note, POS Interchange will be calculated based on the transaction amount including cashback amounts and excluding surcharge amounts, when applicable, for all Interlink POS transactions. Approved or Denied Transactions (per transaction) POS Switch Fee 0.08% + $0.0225 ($0.035 max) ATH Network Pre-Authorization Fee $0.005 Denied Transactions (per transaction) Approved Regulated Transactions (per transaction) POS Switch Fee - ATH Debit $0.25 Fraud Prevention Adjustment $0.01 Approved or Denied Transactions (per transaction) Approved Transactions (per transaction) POS Switch Fee - EBT $0.25 Exempt Approved Transactions (per transaction) PIN Debit Business Debit Prepaid POS Interchange Fee As quoted by ATH Supermarket $0.30 1.70% + $0.10 1.15% + $0.15 Please note, participation in the ATH Network is subject to approval by ATH and Banco ($0.35 max)

Popular Petroleum 0.80% + $0.15 1.70% + $0.10 1.15% + $0.15 Carte Blanche: Carte Blanche interchange fees are normally specified in an agreement ($0.95 max) ($0.95 max) between Merchant and Carte Blanche. If interchange is settled between Carte Blanche All Other (Retail) 0.80% + $0.15 1.70% + $0.10 1.15% + $0.15 and Bank in connection with Merchant, Bank shall assess such fees to Merchant when Travel Service 1.19% + $.10 1.70% + $0.10 1.15% + $0.15 incurred by Bank. Commercial Prepaid 2.15% + $0.10 Cartel Network: Cartel Network is now known as the Jeanie Network, and the fees and Interlink Interregional 1.10% 1.10% 1.10% assessments for the Jeanie Network will apply to all transactions. Approved Transactions (per transaction) Credit Union 24 (CU24)/Member Access Regulated Approved or Denied Transactions (per transaction) Supermarket 0.05% + $0.21 CU24 POS Switch Fee $0.03 Petroleum 0.05% + $0.21 CU24 Pre-authorization Transaction $0.03 All Other (Retail) 0.05% + $0.21 Member Access POS Switch Fee $0.03 Travel Service 0.05% + $0.21 Member Access Pre-authorization Transaction $0.03 Commercial Prepaid 0.05% + $0.21 Approved Regulated Transactions (per transaction) Interlink Interregional 0.05% + $0.21 Fraud Prevention Adjustment $0.01 - $0.01 fraud prevention adjustment amount will be added to the base interchange rate for all Regulated Financial Institutions who have certified to Interlink that they are eligible to receive this adjustment. - Interlink Interregional transactions are assessed at one rate, regardless of MCC or qualifying threshold for US based transactions

Page 2 of 5 Other Networks Fees Schedule All pricing contained herein is current as of the release of this document and is subject to change. For the most up-to-date pricing information, please call the Contact Center at the number located on your merchant statement or your Relationship Manager.

1.2015

Jeanie Networks (NETS) (Con’t) Approved or Denied Transactions (per transaction) Approved Transactions (per transaction) POS Switch Fee - Tier 1 and 2 Merchants $0.035 Exempt Regulated Pre-Authorization Fee - Tier 1 and 2 Merchants $0.035 Supermarket $0.25 0.05% + $0.21 POS Switch Fee - Tier 3 Merchants, Petroleum 0.80% + $0.11 ($0.95 max) 0.05% + $0.21 and Petroleum $0.045 All Other (Retail) 0.85% + $0.13 (no max) 0.05% + $0.21 Pre-Authorization Fee - Tier 3 Merchants, QSR/Small Ticket 1.00% + $0.05 ($0.20 max) 0.05% + $0.21 and Petroleum $0.045 POS Switch Fee and Pre-Authorization Fee – QSR $0.025 POS Switch Fee and Pre-Authorization Fee – Pinless Bill Payment $0.04 Networks (NETS) con’t. Switch Surcharge $0.01 PINless POS Existing Interchange Rates Apply Fraud Prevention Adjustment $0.01 Approved Transactions (per transaction) - A $0.01 fraud prevention adjustment amount will be added to the base interchange Trxn/Year Exempt Regulated rate for all Regulated Financial Institutions who have certified to NetWorks that they are Standard Preferred eligible to receive this adjustment. Supermarket - Tier I > 5 million $0.16 $0.24 0.05% + $0.21 Supermarket - Tier II 2 – 5 million $0.21 $0.28 0.05% + $0.21 NYCE Supermarket - Tier III < 2 million $0.26 $0.36 0.05% + $0.21 Approved or Denied Transactions (per transaction) Switch Fees All Other (Retail) - Tier I > 5 million 0.50% + $0.06 0.60% + $0.11 060% + $0.10 Tier Number Trxn/month ($0.475 max) ($0.575 max) (0.05% + $0.21 max) 1 5,000,001 > $0.0275 All Other (Retail) - Tier II 2 – 5 million 0.60% + $0.10 0.70% + $0.18 0.05% + $0.21 2 2,500,001 – 5,000,000 $0.0325 ($0.625 max) $$0.83 max) 3 1,000,001 – 2,500,000 $0.0375 All Other (Retail) - Tier III < 2 million 0.75% + $0.14 0.80% + $0.14 0.05% + $0.21 4 500,001- 1,000,000 $0.0400 ($9.99 max) PIN Transactions Petroleum 0.80% + $0.10 0.80% + $0.10 0.05% + $0.21 5 1 - 500,000 $0.0425 ($0.95 max) ($0.95 max) PINLess POS Transactions Internet Pin Debit 1.10% + $0.15 0.05% + $0.21 5 1 – 500,000- .10% + $0.015 QSR/Small Ticket 1.55% + $0.04 ($9.99 max) 0.05% + $0.21 Approved or Denied Transactions (per transaction) PINless Bill Payment 0.65% + $0.11 ($2.00 max) 0.05% + $0.21 Pre-Authorization Transaction $0.0200 - A $0.01 fraud prevention adjustment amount will be added to the base interchange Infrastructure Assessment Fee $0.0050 rate for all Regulated Financial Institutions who have certified to Jeanie that they are Approved Regulated Transactions (per transaction) eligible to receive this adjustment. Fraud Prevention Adjustment $0.01 - Tier changes will be reviewed annually, based on the total Jeanie transaction volume Approved Transactions (per transaction) - Exempt from the preceding calendar year. Standard Premier Supermarket - Tier I Select $0.17 $0.18 Maestro Supermarket - Tier I $0.17 $0.24 Approved or Denied Transactions (per transaction) Supermarket - Tier II $0.21 $0.27 POS Switch Fee $0.025 Supermarket - Tier III $0.24 $0.29 Pre-Authorization Fee $0.025 Approved Regulated Transactions (per transaction) Petroleum - Tier I Select 0.70% + $0.10 ($0.80 max) 0.70% + $0.15 ($0.85 max) Fraud Prevention Adjustment $0.01 Petroleum - Tier I Select < $15 1.30% + $0.03 1.30% + $0.03 Approved Transactions (per transaction) Petroleum - Tier I 0.70% + $0.10 ($0.80 max) 0.70% + $0.15 ($0.85 max) Trxn/Year Exempt Regulated Petroleum - Tier I < $15 1.30% + $0.03 1.30% + $0.03 Supermarket - Tier I > 12.5 million $0.18 0.05% + $0.21 Petroleum - Tier II 0.70% + $0.12 ($0.85 max) 0.75% + $0.15 ($0.90 max) Supermarket - Tier II > 5.5 million $0.23 0.05% + $0.21 Petroleum - Tier II < $15 1.30% + $0.03 1.30% + $0.03 Supermarket - Tier III Standard Rates 1.05% + $0.15 ($0.35 max) 0.05% + $0.21 Petroleum - Tier III 0.70% + $0.12 ($0.85 max) 0.75% + $0.15 ($0.90 max)

All Other (Retail) - Tier I Select 0.55% +$0.06 ($0.49 max) 0.55% +$0.12 ($0.55 max) Convenience Tier I > 12.5 million 0.75% + $0.17 ($0.95 max) 0.05% + $0.21 All Other (Retail) - Tier I Select < $15 1.30% + $0.03 1.30% + $0.03 Convenience Tier II > 5.5 million 0.75% + $0.17 ($0.95 max) 0.05% + $0.21 All Other (Retail) - Tier I 0.55% +$0.06 ($0.50 max) 0.65% +$0.12 ($0.65 max) Convenience Tier III Standard Rates 0.75% + $0.17 ($0.95 max) 0.05% + $0.21 All Other (Retail) - Tier I < $15 1.30% + $0.03 1.30% + $0.03 All Other (Retail) - Tier I > 12.5 million 0.50% + $0.08 ($0.50 max) 0.05% + $0.21 All Other (Retail) - Tier II 0.70% + $0.10 ($0.75 max) 0.75% + $0.12 ($0.90 max) All Other (Retail) - Tier II > 5.5 million 0.60% + $0.12 ($0.65 max) 0.05% + $0.21 All Other (Retail) - Tier II < $15 1.30% + $0.03 1.30% + $0.03 All Other (Retail) - Tier III Standard Rates 0.90% + $0.15 (no max) 0.05% + $0.21 All Other (Retail) - Tier III 0.75% + $0.12 0.80% + $0.13 QSR/Small Ticket 1.30% + $0.03 1.30% + $0.03 PINless POS Existing Interchange Rates Apply eCommerce Merchants Other Internet Merchants 0.90% + $0.10 1.35% + $0.10 - A $0.01 fraud prevention adjustment amount will be added to the base interchange PINless POS Existing Interchange Rates Apply rate for all Regulated Financial Institutions who have certified to Maestro that they are eligible to receive this adjustment. Approved Transactions (per transaction) - Regulated - The Minimum Annual PIN Debit transactions will be based on a merchant's October Standard < $15 Standard $15 and > Premier 2009 - September 2010 transactions settled through the MasterCard Debit Switch. Supermarket - Tier I Select 1.00% + $0.025 $0.19 0.05% + $0.21 Supermarket - Tier I 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Member Access (formerly Member Access Atlantic): Supermarket - Tier II 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Approved Transactions (per transaction) Supermarket - Tier III 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Supermarket $0.23 Petroleum - Tier I Select 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Petroleum 0.75% plus $0.14 ($0.70 max) Petroleum - Tier I 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 QSR 1.25% plus $0.03 ($0.45 max) Petroleum - Tier II 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Drug Stores/Pharmacies 0.75% plus $0.15 ($0.80 max) Petroleum - Tier III 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 PINless Bill Payment 0.65% plus $0.13 ($0.55 max) All Other (Retail) - Tier I Select 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Approved or Denied Transactions All Other (Retail) - Tier I 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 POS Switch fee $0.028/transaction All Other (Retail) - Tier II 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Approved Transactions (per transaction) All Other (Retail) - Tier III 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 QSR/Small Ticket 1.00% + $0.025 0.05% + $0.21 0.05% + $0.21 Networks (NETS) Approved or Denied Transactions (per transaction) Standard < $15 or $15 and > Premier Exempt Regulated POS Switch Fee $0.04 $0.02 eCommerce Merchants Pre-Authorization Fee $0.04 $0.04 Other Internet Merchants 0.90% + $0.10 1.35% + $0.10 up to max of up to max of 0.05% + $0.21 0.05% + $0.21 POS Debit Utility Bill Payment 0.05% + $0.21 0.05% + $0.21 POS Debit Non-Utility Residential Bill Payment 0.05% + $0.21 0.05% + $0.21

Page 3 of 5 Other Networks Fees Schedule All pricing contained herein is current as of the release of this document and is subject to change. For the most up-to-date pricing information, please call the Contact Center at the number located on your merchant statement or your Relationship Manager.

1.2015

NYCE (Con’t) PULSE (Con’t) Approved Transactions (per transaction) - Regulated Approved Transactions (per transaction) - Exempt Standard < $15 or $15 and > Premier Pulse Pay Pulse Pay Pulse Pay POS Debit Education & Prescription Choice Limited refills Bill Payment 0.05% + $0.21 0.05% + $0.21 PINless Bill Pay Telecom 0.65% + $0.13 0.65% + $0.13 0.65% + $0.13 POS Debit Financial ($2.00 max) ($2.00 max) ($2.00 max) Collections Bill Payment 0.05% + $0.21 0.05% + $0.21 Internet Pin Debit 1.20% + $0.15 1.20% + $0.15 1.20% + $0.15 POS Debit Digital Media Pinless E-Commerce 1.60% + $0.15 1.60% + $0.15 1.60% + $0.15 Subscriptions & ISP Bill Payment 0.05% + $0.21 0.05% + $0.21 Account to Account 0.03% + $0.10 0.03% + $0.10 0.03% + $0.10 POS Debit Telecommunications Bill Payment 0.05% + $0.21 0.05% + $0.21 Approved Transactions (per transaction) - Regulated POS Debit Cable & Satellite TV, Supermarket 0.05% + $0.21 Radio, & Insurance Bill Payment 0.05% + $0.21 0.05% + $0.21 Petroleum 0.05% + $0.21 Mass Transit 0.05% + $0.21 0.05% + $0.21 All Other (Retail) 0.05% + $0.21 PINless POS Existing Interchange Rates Apply QSR/Small Ticket 0.05% + $0.21 PINless Utility Bill Pay NYCE con’t. (Category 1) 0.05% + $0.21 - A $0.01 fraud prevention adjustment amount will be added to the base interchange PINless Bill Pay Other rate for all Regulated Financial Institutions who have certified to NYCE that they are (Category 2) 0.05% + $0.21 eligible to receive this adjustment. PINless Bill Pay Telecom - Merchants that meet the NYCE requirements for Tier 1 or Tier 2 but are not currently (Category 3) 0.05% + $0.21 qualified may apply for Tier 1 or Tier 2 consideration by completing the NYCE POS Internet Pin Debit 0.05% + $0.21 Interchange Retailer Designation form. Pinless E-Commerce 0.05% + $0.21 POS Debit (Exempt) Account to Account Transfer 0.03% + $0.10 Utility Bill Payment $0.55 $0.60 Pulse Pay Express (PINLess) Exempt Regulated Non-Utility Residential Bill Payment 0.60% + $0.10 0.60% + $0.20 Supermarket $0.30 0.05% + $0.21 Education & Prescription refills Petroleum 0.80% + $0.15 0.05% + $0.21 Bill Payment 0.75% + $0.10 0.75% + $0.20 ($0.95 Max) Financial Collections Bill Payment 1.35% + $0.10 1.35% + $0.20 All Other (Retail) 0.80% + $0.15 0.05% + $0.21 Digital Media Subscriptions & Small Ticket4 1.55% + $0.04 0.05% + $0.21 ISP Bill Payment 1.00% 1.00% + $0.10 Restaurant 1.19% + $0.10 0.05% + $0.21 Telecommunications Bill Payment 0.45% +$0.05 0.55% + $0.10 Travel/Hotel/Car Rental 1.19% + $0.10 0.05% + $0.21 ($1.75 max) ($2.00 max) Passenger Transport 1.19% + $0.10 0.05% + $0.21 Cable & Satellite TV, Radio, & E-Commerce Service Industries 0.65% + $0.15 0.05% + $0.21 Insurance Bill Payment 0.45% +$0.05 0.55% + $0.10 ($2.00 max) ($1.75 max) ($2.00 max) Utility $0.65 0.05% + $0.21 Travel/Hotel/Car Rental Card Not Present 1.70% + $0.15 0.05% + $0.21 Mass Transit 0.90% + $0.05 1.30% + $0.10 Passenger Transport Card Not Present 1.70% + $0.15 0.05% + $0.21 Debt Repayment 0.65% + $0.15 0.05% + $0.21 PIN AUTHENTICATED VISA DEBIT (PAVD) ($2.00 max) POS Switch Fee 0.08% + $0.0225 ($0.035 max) Key Entered Card Present 1.65% + $0.15 0.05% + $0.21 Pre-Authorization Fee $0.005 Mid Submission 1.75% + $0.20 0.05% + $0.21 Fraud Prevention Adjustment $0.01 Base Submission 1.90% + $0.25 0.05% + $0.21 Interchange Fee Category Pin Debit Prepaid - A $0.01 fraud prevention adjustment amount will be added to the base interchange Supermarket $0.30 1.15% + $0.15 ($0.35 max) rate for all Regulated Financial Institutions who have certified to Pulse that they are Petroleum 0.80% + $0.15 ($0.95 max) 1.15% + $0.15 ($0.95 max) eligible to receive this adjustment. All Other (Retail) 0.80% + $0.15 1.15% + $0.15 - Merchants registered with PULSE and in qualifying Merchant Category Codes Travel Service 1.19% + $0.10 1.15% + $0.15 (MCCs) will receive PULSE PAY/PULSE PAY Choice Small Ticket pricing.. - Account-to-Account Transfers are not subject to Regulation II Business Debit 1.70% + $0.10 Commercial Prepaid 2.15% + $0.10 REVOLUTION MONEY (PIN-BASED CREDIT CARD NETWORK) Regulated 0.05% + $0.21 Approved Transactions (per transaction) POS Interchange Fee 0.50% PULSE Please note, POS Interchange will be assessed on the gross transaction amount. Approved or Denied Transactions (per transaction) Registered Merchants 0.08% + $0.0175 ($0.03 max) SHAZAM NETWORK Unregistered Merchants Registered Rate + $0.04 ($0.07 max) Approved or Denied Transactions (per transaction) PINless Bill Pay, Internet PIN debit, POS Switch Fee Trxn/Month Account-to-Account and Person-to-Person $0.065 Tier 1 >2,500,001 $0.040 Pinless Ecommerce (Standard Merchants) $0.065 Tier 2 500,001 - 2,500,000 $0.045 Pinless Ecommerce (Small Ticket Merchants) 0.08% + $0.0175 ($0.03 max) Tier 3 250,001 - 500,000 $0.050 Pulse Pay Express (PINLess) ($<50) 0.10% + $0.025 Tier 4 100,001 - 250,000 $0.055 Pre-Authorization Transaction $0.005 Tier 5 0 - 100,000 $0.060 Approved Transactions (per transaction) Network Security Fee Grocery, General Retail, Petroleum Pre-authorization Transaction See Switch Fee Tiers Above Small Ticket, PINless Bill Pay (Category 1), Pulse Pay Express $0.005 Approved Regulated Transactions Internet Pin Debit, Pinless E-Commerce 0.02% Fraud Prevention Adjustment $0.01 Network Security Fee All Other Categories 0.01% Approved Transactions (per transaction) Approved Regulated Transactions (per transaction) Trxn/Month Exempt Regulated Fraud Prevention Adjustment $0.01 Supermarket - Tier I > 5,000,001 $0.11 0.05% + $0.21 Approved Transactions (per transaction) - Exempt Supermarket - Tier II 2,500,001 – 5,000,000 $0.18 0.05% + $0.21 Pulse Pay Pulse Pay Pulse Pay Supermarket - Tier III 1,000,001 - 2,500,000 $0.21 0.05% + $0.21 Choice Limited Supermarket - Tier IV 500,001 – 1,000,000 $0.23 0.05% + $0.21 Supermarket $0.30 $0.30 1.15% + $0.15 Supermarket - Tier V 1 – 500,000 0.90% + $0.16 ($0.35 max) ($0.35 max) 0.05% + $0.21

Petroleum 0.80% + $0.15 0.80% + $0.15 1.15% + $0.15 Petroleum - Tier I >1,000,001 0.60% + $0.08 0.05% + $0.21 ($0.95 max) ($0.95 max) ($0.95 max) Petroleum - Tier II 500,001 – 1,000,000 0.75% + $0.09 0.05% + $0.21 Petroleum - Tier III 1 – 500,000 0.80% + $0.13 0.05% + $0.21 All Other (Retail) 0.80% + $0.15 0.80% + $0.15 1.15% + $0.15 All Other (Retail) - Tier I >1,000,001 0.50% + $0.08 0.05% + $0.21 QSR/Small Ticket 1.55% + $0.04 1.55% + $0.04 1.60% + $0.05 All Other (Retail) - Tier II 500,001 – 1,000,000 0.70% + $0.14 0.05% + $0.21 All Other (Retail) - Tier III 1 – 500,000 0.85% + $0.16 0.05% + $0.21 PINless Utility Bill Pay $0.60 $0.60 $0.60 PINless Bill Pay Other 1.59% + $0.12 1.59% + $0.12 1.59% + $0.12

Page 4 of 5 Other Networks Fees Schedule All pricing contained herein is current as of the release of this document and is subject to change. For the most up-to-date pricing information, please call the Contact Center at the number located on your merchant statement or your Relationship Manager.

1.2015

QSR/Small Ticket 1.25% + $0.05 0.05% + $0.21 STAR (Con’t) Internet Pin Debit 1.15% + $0.15 0.05% + $0.21 Effective November 1, 2014 PINless POS Existing Interchange Rates Apply Approved or Denied Transactions POS Switch Fee $0.0325 - A $0.01 fraud prevention adjustment amount will be added to the base interchange rate PIN-less POS Fee .10% + $0.15 for all Regulated Financial Institutions who have certified to Shazam that they are eligible Pre-Authorization Fee $0.0325 to receive this adjustment. - Effective March 18, 2014, SHAZAM is eliminating the transaction volume requirement Exempt for both SHAZAM PIN point-of-sale (POS) interchange and also the SHAZAM PIN POS Standard Preferred tiered acquirer switch fee. This means tier assignment may be evaluated using additional POS Standard Bill Payment 0.55% + $0.08 0.55% + $0.155 factors. ($1.25 max) ($1.325 max) Utilities $0.52 $0.54 STAR Small Ticket Approved Transactions (per transaction) (t $15.00) 1.55% + $0.04 1.55% + $0.04 Network Administration Fee $0.01 ≤ Approved or Denied Transactions (per transaction) > $15.00 0.80% + $0.185 0.80% + $0.26 POS Switch Fee (1- 4,999,999 transactions) $0.0325 Medical Retailer 0.80% + $0.15 0.80% + $0.15 Pre-Authorization Fee (1- 4,999,999 transactions) $0.0325 POS Switch Fee (5,000,000 – 14,999,999 transactions) $0.025 PIN-less POS Transactions (Approved) Pre-Authorization Fee (5,000,000 – 14,999,999 transactions) $0.025 ≤ $15.00 - Any Eligible Merchant 1.55% + $0.04 1.55% + $0.04 POS Switch Fee (15,000,000 and greater transactions) $0.02 ≥ $15.01 - Grocery and Wholesale $0.29 $0.29 Pre-Authorization Fee (15,000,000 and greater transactions) $0.02 ≥ $15.01 - Petroleum 0.73% + $0.155 0.73% + $0.155 RapidFlash 0.10% + $0.015 ($0.85 max) ($0.85 max) Approved Regulated Transactions ≥ $15.01 - Restaurant 1.17% + $0.10 1.17% + $0.10 Fraud Prevention Adjustment $0.01 ≥ $15.01 - All Other Merchants 0.80% + $0.145 0.80% + $0.145 Approved Transactions (per transaction) - Exempt BrandView (Approved Transactions) Trxn/Month Standard STAR Preferred Tier 1 ≥ 5,000,000 transactions/month 0.68% + $0.03 0.98% + $0.09 Supermarket - Tier I > 15,000,000 $0.185 $0.21 Tier 2 2,000,000 - 4,999,999 transactions/month 0.85% + $0.07 1.16% + $0.11 Supermarket - Tier II 5,000,000 – 14,999,999 $0.23 $0.26 Tier 3 ˂ 2,000,000 transactions/month 1.06% + $0.13 1.36% + $0.13 Supermarket - Tier III < 5,000,000 0.60% + $0.22 0.60% + $0.25 ($0.33 max) ($0.40 max) Regulated Petroleum - Tier I >15,000,000 0.80% + $0.13 0.80% + $0.155 Petroleum - Tier II 5,000,000 – 14,999,999 0.80% + $0.13 0.80% + $0.16 PIN-less POS Transactions (Approved) Petroleum - Tier III < 5,000,000 0.85% + $0.17 0.85% + $0.205 ≤ $15.00 - Any Eligible Merchant 0.05% + $0.21 ≥ $15.01 - Grocery and Wholesale 0.05% + $0.21 All Other (Retail) - Tier I > 15,000,000 0.55% + $0.08 0.55% + $0.105 ≥ $15.01 - Petroleum 0.05% + $0.21 ($0.55 max) ($0.575 max) ≥ $15.01 - Restaurant 0.05% + $0.21 All Other (Retail) - Tier II 5,000,000 – 14,999,999 0.60% + $0.15 0.60% + $0.18 ≥ $15.01 - All Other Merchants 0.05% + $0.21 ($0.80 max) ($0.83 max) BrandView (Approved Transactions) All Other (Retail) - Tier III < 5,000,000 0.90% + $0.195 0.90% + $0.25 Tier 1 ≥ 5,000,000 transactions/month N/A Tier 2 2,000,000 - 4,999,999 transactions/month N/A POS Standard Bill Payment 0.60% + $0.08 0.60% + $0.155 Tier 3 ˂ 2,000,000 transactions/month N/A ($1.50 max) ($1.575 max)

Approved Transactions (per transaction) - Exempt - A $0.01 fraud prevention adjustment amount will be added to the base interchange Trxn/Month Standard STAR Preferred rate for all Regulated Financial Institutions who have certified to STAR that they are POS Emerging Bill Payment 0.55% + $0.08 0.55% + $0.155 eligible to receive this adjustment. ($1.25 max) ($1.575 max) - Switch fees are based on a "step through" process in which the appropriate fee is Restaurants 1.15% + $0.08 1.15% + $0.105 paid for transactions in each tier up through the total number of transactions. Small Ticket 1.25% + $0.15 =/< $10.00 1.25% + $0.225 =/< $10.00 0.80% + $0.185 > $10.00 0.80% + $0.26 > $10.00 Voyager Network: Medical Retailer 1.20% + $0.20 =/< $15.00 1.20% + $0.275 =/< $15.00 Approved Transactions 0.80% + $0.185 > $15.00 0.80% + $0.26 > $15.00 Participant Rate 3.80% Prepaid Healthcare 1.10% + $0.14 1.10% + $0.14 RapidFlash 1.55% + $0.04 1.55% + $0.04 Wright Express Network: Merchant will pay any and all POS transaction fees and/or Approved Transactions (per transaction) – Regulated interchange fees as they are currently in effect or may be changed from time to time for Trxn/Month each POS transaction. Supermarket - Tier I > 15,000,000 0.05% + $0.21 Automatic Clearing House ("ACH") Items: All items shall be assessed to Merchant as Supermarket - Tier II 5,000,000 – 14,999,999 0.05% + $0.21 incurred by Bank or Bank's agent as a result of ACH items arising from Services provided Supermarket - Tier III < 5,000,000 0.05% + $0.21 to Merchant under this agreement. Petroleum - Tier I >15,000,000 0.05% + $0.21 Petroleum - Tier II 5,000,000 – 14,999,999 0.05% + $0.21 Other Third Party Fees: Merchant acknowledges and agrees that it shall be solely Petroleum - Tier III < 5,000,000 0.05% + $0.21 responsible for any and all other third party fees, assessments and/or penalties assessed All Other (Retail) - Tier I > 15,000,000 0.05% + $0.21 to or incurred by Bank in connection with this Agreement. Such third party fees shall All Other (Retail) - Tier II 5,000,000 – 14,999,999 0.05% + $0.21 include, but shall not be limited to travel and related expenses and fees assessed by All Other (Retail) - Tier III < 5,000,000 0.05% + $0.21 software and/or hardware providers. Approved Transactions (per transaction) POS Standard Bill Payment 0.05% + $0.21 POS Emerging Bill Payment 0.05% + $0.21 Restaurants 0.05% + $0.21 Small Ticket 0.05% + $0.21 Medical Retailer 0.05% + $0.21 Prepaid Healthcare 1.10% + $0.14 RapidFlash 0.05% + $0.21

S:\dmps\legal\MPS Legal\Forms\Merchant\Exhibit B - Other Network Fees\Exhibit B - 2015 (Jan).docx

Page 5 of 5 Other Networks Fees Schedule All pricing contained herein is current as of the release of this document and is subject to change. For the most up-to-date pricing information, please call the Contact Center at the number located on your merchant statement or your Relationship Manager.