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CIRRICULUM VITAE

Personal Details:

Full Name : Dr. Moh'd Mahmoud Othman Ajlouni, CFC, CFP.

Academic Rank : Professor in Finance

Highest Degree : Ph.D., University of Nottingham, UK.

Health Status : Excellent.

Maried with five children

Academic Qualifications:

Ph.D. 2004 University of Nottingham, England, UK. Dissertation Insider Trading in the UK Stock Market: Information Content and Managerial Incentives. Emphasis Financial Market, Investments & Financial Management.

MA 1993 University of Wales, Bangor (now University of Bangor), UK. Dissertation The Relative Efficiency and Performance of the Official Listed and Unlisted Securities Markets of the Irish Stock Exchange. Emphasis Financial Markets & Investments.

BBA 1985 , Irbid, Emphasis Finance.

Professional Qualifications:

CFC Certified Financial Consultant, Institute of Financial Consultants USA & Canada 1999 CFP Chartered Financial Planner Institute of Financial Planners UK & USA 2002

Full-Time Experiences:

Professor of Finance Dept. of Banking & Finance, 04/2014 - Till Now Faculty of Economics, Yarmouk University, Irbid, Jordan

Associate Professor of Finance Dept. of Banking & Finance, 09/2012 – 04/2014 Faculty of Economics, Yarmouk University, Irbid, Jordan

Visiting Associate Professor Faculty of Business Studies, 09/2010 - 09/2012 Arab Open University, , Jordan

Vice-Dean & Acting Dean Faculty of Economics, 08/2009 – 09/2010

1 Yarmouk University, Irbid, Jordan

Associate Professor of Finance Dept. of Banking & Finance, 03/2009 – 09/2010 Faculty of Economics, Yarmouk University, Irbid, Jordan

Financial Manager Finance Directorate, 12/2008 - 08/2009 Yarmouk University, Irbid, Jordan

HE President's Advisor Presidency Office 05/2008 – 05/2009 Yarmouk University, Irbid, Jordan

Chairman Dept. of Banking & Finance 09/2006 – 08/2008 Faculty of Economics, Yarmouk University, Irbid, Jordan

Assistant Professor of Finance Dept. of Banking & Finance, 07/2004 - 03/2009 Faculty of Economics, Yarmouk University, Irbid, Jordan

Lecturer of Finance Dept. of Banking & Finance, 02/1995 - 02/2000 Faculty of Economics, Yarmouk University, Irbid, Jordan

Financial Consultant H.E. the Minister of Finance Office 05/1993 – 02/1995 Ministry of Finance, Amman, Jordan

Head of Division Debt Rescheduling Division 11/1988 – 05/1993 Financing Directorate Ministry of Finance, Amman, Jordan

Research Assistant Economic Directorate, 12.1987 – 05.1988 Royal Scientific Society, Amman, Jordan

Financial Accountant Royal Jordanian Air Force 03.1985 – 03.1987 Amman, Jordan

Publications:

 Published Books:

1. The Theory of Islamic Management, in Language, 1st Edition (2014), [Published by Dar Al-Maseerah, Amman, Jordan].

2. Insider Tading: Information Contents and Managerial Incentives, in English Language, 1st Edition (2013), [Published by LAP LAMBERT Academic Publishing, Saarbruchen, Germany],

3. Islamic Banks: Principles and Applications, A Refreed Textbook (By Yarmouk University) in Arabic Language, 1st Edition (2008), 2nd Edition (2010), 3rd Edition (2012) [Published by Dar Al-Maseerah, Amman, Jordan], [Officially approved, as a textbook in the University of , Jordan].

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4. Feasibility Study and Project Evaluation, A Textbook in Arabic Language, (2009), First Author with Prof. Saeed Hallaq, [Published by Yazori, Amman, Jordan].

5. Money, Banking and Central Banks, A Textbook in Arabic Language, (2009), Second Author with Prof. Saeed Hallaq, [Published by Yazori, Amman, Jordan].

6. Directions of the Jordanian Economic Growth, Part I: Population and Employment, Economic Study in Arabic Language, (2008), [Published by The National Center for Publications, Irbid, Jordan].

7. Economic Growth and Social Changes in Jordan (1960s -1980s), Soico- Economic Study in Arabic Language. [Published in May 1994, Amman, Jordan], [Although not officially approved, but this book is used as a textbook in the Dept. of Sociology, Yarmouk University, Jordan; Al-Najah University, Nablus, Palestine; and Bir-Zait University, Gazza, Palestine].

 Published Chapters in Refereed Books:

1. Poverty, Unemployment and the Labour Markets, in Arabic Language, First Editor with Prof. Anwar Batikhi, Proceedings of Papers Accepted by and Presented in the Fourth Conference on Scientific Research in Jordan, Held in Landmark Hotel, Amman, Jordan, During 9/11/2009, [Published by Jordanian Society for Scientific Research with Support from USAID, Amman, Jordan].

2. The Environment as a Fifth Component of a Balanced Scorecard (BSC) for Improving Organizational Performance, in Laboy-Nieves, Eddie N; Schaffner, Fred C.; Abdelhadi, Ahmad H. and Goosen, Mattheus F. A. (2008), Environmental Management, Sustainable Development and Human Health, Taylor and Francis Group, London, UK, pp. 111-132.

3. Competitiveness and the Transformation of Banking Risk Management with Implications for Arab Banks, in Ahmad, Allam (2008), Business Excellence and Competitiveness in MENA, 2008, Indersience Enterprises Ltd, Geneva, Switzerland, pp. 242-252.

4. Corporate Governance and Performance: The Case of Jordanian Stock Companies, in Ahmad, Allam (2007), Managing Knowledge, Technology and Development in the Era of Information Revolution, Indersience Enterprises, Geneva, Switzerland.

5. Cost-Benefit Analysis of Foreign Direct Investment with Particular Focus on Jordan, in Ahmad, Allam (2006), World Sustainable Development Outlook 2006: Global and Local Resources in Achieving Sustainable Development, Indersience Enterprises, Geneva, Switzerland, pp. 316-329.

6. Economies of Investing in Knowledge IT, {In Arabic}[In Mohamad Khaider University, (2005) Knowledge: A New Theme Challenging Economies and Enterprises, .

3 7. Investment in Information Technology and its Evaluation Criteria, {In Arabic}[In Arab Administrative Development Organization (2005) Investment in IT Infrastructure, Arab Administrative Development Organization, .

 Published Articles in Refereed Journals:

1. The Effect of Capital Expenditures on Stock Prices in Amman Stock Exchange, {In Arabic} Second Author with Dr. Said Hallaq and Anfal Sawalmeh, Arab Journal for Administrative Sciences [Accepted for Publication: Vol. x, No. x, 201x, pp. xx-xx].

2. The Effect of Corporate Governance on Bank's Dividend Policy: Evidence from Jordan, Second Author with Dr. Demeh Daradkah, Australian Journal of Business and Management Research [Vol. 3, No. 1, 2013, pp. 30-39].

3. Forecasting Ability of Dynamic versus Static CAPM: Evidence from Amman Stock Exchange, First Author with Dima W.H. Alrabadi and Tariq K. Alnader, Jordan Journal of Business Administration, [Vol. 9, No. 2, April 2013, pp. 431-443].

4. Fiscal Deficit and Economic Growth: Structural Behavior of the Jordanian Economy, GSTF Journal on Business Review [Vol. 2, No. 3, 2013, pp. 31-38].

5. Performance Efficiency of the Jordanian Islamic Banks Using Data Envelopment Analysis and Financial Ratios Analysis, First Author with Hamed O. Omari, The European Scientific Journal, [Special Edition, No. 1, June 2013, pp. 271-281].

6. Properties and Limitations of Duration as a Measure of Time Structure of Bond and Interest Rate Risk, International Journal of Economic Perspectives, [Vol. 6, No. 4, 2012. pp. 46-56].

7. Critical Examine from a Philosophy of Science Perspective an Agency Theory Literature: Total Board Remuneration and Company Performance, European Journal of Business Research, [Vol. 12, No. 3, 2012, pp. 43-48].

8. The Relative Efficiency of Jordanian Public Hospitals Using Data Envelopment Analysis and Pabon Lasso Diagram, First Author with Amr Zyoud, Bashar Jaber, Haya Shaheen, Malik Al-Natour, Ramii J. Anshasi, Global Journal of Business Research, [Vol. 7, No. 2, 2013, pp. 59-72].

9. The Impact of Global Financial Crisis 2008 on Amman Stock Exchange, First Author with Wafaa Mehyaoui and Waleed Hmedat, Journal of Distribution Science, [Vol. 10, No. 7, 2012, pp. 13 - 22]. This paper has won a Distinguished Research Award in Summer 2012 International Conference of the Korean Distribution Science Association and Allied Academic Associations, held in Seoul in July 13-15, 2012.

10. The Relative Efficiency of Jordanian Banks and its Determinants Using Data Envelopment Analysis, First Author With Mohammad Hmedat and Waleed

4 Hmedat, Journal of Applied Finance & Banking, [Vol. 1, No. 3, Nov. 2011, pp. 33 - 58].

11. An Extreme Stock Market Returns: The Case of Shanghai Composite Index, Second Author With Wenjuan Huang, Prasert Chaitip, and Chukiat Chaiboonsri, Chiang Mai University, Thailand, Journal of International Business and Economics, [Vol. 11, No. 3, 2011, pp. 169- 178].

12. Forecasting Higher Education in Jordan Using Statistical Techniques, Economic and Finance Review, [Vol. 1, No. 6, August 2011, pp. 31 - 46].

13. The Effect of Technical Efficiency in Insurance Companies on Stock Performance: Data Envelopment Analysis (DEA) Evidence from Jordanian Companies Listed in Amman Stock Exchange (ASE) during the Period (2000- 2006), First Author With Mr. Sinan Tbaishat, International Journal of Strategic Management, [Vol. 10, No. 1, 2010, pp. 67-75].

14. The Main Features of the Structure-Conduct-Performance (SCP) Literature in Banking during the Period 1960s-1980s, International Journal of Economic Perspectives, [Vol. 4, No. 3, Sept. 2010, pp. 509-523].

15. The Effect of Economic Reform on the Structure, Competitiveness and Performance of Jordanian Banks, Abhath Al-Yarmouk (Yarmouk Studies), Social Science Series, {In Arabic} [Vol. 26, Issue 1, 2010, pp. 95-112].

16. Long-Run Performance of Initial Public Offerings in an Emerging Market: The Case of Amman Stock Exchange, First Author With Mr. Omar Abu-Ein, Journal of International Finance and Economics, [Vol. 9, No. 1, 2009, pp. 25-44].

17. Signaling Characteristics and Information Content of Directors' Dealings on the London Stock Exchange, First Author With Prof. J. Steven Toms, York University, UK, Journal of Risk and Governance, [Vol. 1, Issue 1, 2008, pp. 3-26].

18. Regulating Information as a Case of Contractual Signaling Equilibria in an Incomplete Informational Market, Finance India, [Vol. XXII, September 2008, No. ,3 pp. 829-489], [This Journal is ranked 3rd among World finance journals].

19. Bank Performance and Marketing Concept: An Empirical Investigation in the Jordanian Banks, Dirasat, [Vol. 34, No. 2, July, 2007, pp. 448-464].

20. Narrow Price Limit and Stock Price Volatility In Emerging Markets: Empirical Evidence From Amman Stock Exchange, Second Author With Prof. Ritab Al-Khouri, International Research Journal of Finance and Economics, [Vol. 8, 2007, pp. 163-180].

5  Research Accepted/Presented in Conferences:

1. Debt Sustainability in Jordan, First Author with Dr Mohamad Khataibeh, [A Paper Accepted by and Presented in the The 1st Economic Conference on the Jordanian Economy in a Changing World, Organized by The Jordan Society for Scientific Research, Held in Holiday Inn, Amman, Jordan, During April 19, 2014].

2. Good Governance and Economic Development Sustainability in the Arab Countries, [A Paper Accepted by and Presented in the 9th International Conference on Islamic Economica nad Finance ICIEF, Organized by Islamic Institute for Research and Training, The Islamic Bank for Development and Faculty of Islamic Studies, University of , Held in WOW Convention Center in Istanbul, Turkey, During Sept. 9-10, 2013].

3. Performance Efficiency of the Jordanian Islamic Banks Using Data Envelopment Analysis and Financial Ratios Analysis, First Author with Hamed O. Omari, [A Paper Accepted by and Presented in the 1st International Interdisciplinary Conference, Organized by The European Scientific Institute and University of the Azores, Portugal, Held in University of the Azores, Ponta Delgada, Sao Miguel, Portugal, During April 24-26, 2013].

4. Corporate Governance and Dividend Policy: Evidence from the Jordanian Banking Sector, Second Author with Dr. Demeh Daradkah, [A Paper Accepted by and Presented in the The 3rd Banking & Finance Conference on Corporate Governance and Social Responsibility, Organized by The Department of Banking & Finance, Yarmouk University, Held in Yarmouk University, Irbid, Jordan, During April 17-18, 2013].

5. Assessing the Relative Efficiency of Jordanian Public Hospitals Using Data Envelopment Analysis and Pabon Lasso Diagram, First Author with Amr Zyoud, Bashar Jaber, Haya Shaheen, Malik Al-Natour, Ramii J. Anshasi, [A Paper Accepted by and Presented in the Global Conference on Business and Finance (ISSN 1931- 0285 CD, ISSN 1941-9589 ONLINE), Organized by The Institute for Business and Finance Research (IBFR), USA, Held in Ramada Plaza Herradura Hotel and Convention Center, San Jose, Costa Rica, During May 22-25, 2012].

6. Structural Imbalances in the Global Economy, [A Paper (in Arabic Language) Accepted by and Presented in the Scientific Day of the Department of Islamic Banking and Economy, Faculty of Sharia' entitled Global Economy Imbalances and the Islamic Economy, Held in Yarmouk University, Irbid, Jordan, During 26/2/2012].

7. Jordanian Policy Response to the Current Global Financial Crisis, [A Paper Accepted by and Presented in the Fifth Conference on Scientific Research in Jordan by the Jordanian Society for Scientific Research, Held in Landmark Hotel, Amman, Jordan, During 19/11/2011].

8. Challenges of Higher Education in Jordan: Forecasting the Additional Needs, [A Paper Accepted by the Higher Education International Conference, Held in Crown Plaza Hotel, Beirut, , During 31/10-2/11/2011].

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9. Estimating Supply and Demand in Higher Education in Jordan Using Growth, Actual and Quality Models, [A Paper Accepted by the International Conference on Business and Information, Held in Landmark Bangkok Hotel, Bangkok, Thailand, During 4-6/7/2011].

10. Supply and Demand in Higher Education in Jordan Using Growth, Actual and Quality Models, [A Paper Accepted by 9th International Conference on Finance, Athens Institute for Education and Research, Held in Athens, Greece, During 4- 7/7/2010].

11. The Effect of Technical Efficiency in Insurance Companies on Stock Performance: Data Envelopment Analysis (DEA) Evidence from Jordanian Companies Listed in Amman Stock Exchange (ASE) during the Period (2000- 2006), First Author With Mr. Sinan Tbaishat, [A Paper Accepted by and Presented in the International Academy of Business and Economics (IABE-2010 Bangkok) Summer Conference, Held in Dusit Thani Hotel, Battaya, Thailand, During 4- 6/6/2010].

12. The Economic Reasons of Poverty and the Methods of Tackling It, [An Arabic Paper Accepted by and Presented in the 15th Scientific Week about Science and Technology: The Deriving Forces Conference, Held in El Hassan Science City, Amman, Jordan, During 10-12/5/2010].

13. Global Financial Crisis: A Technical Analysis, [An Arabic Paper Accepted by and Presented in the Second Conference of Accounting and Finance (Yarmouk University) About the Contribution of Accounting and Finance in Dealing with Global Financial Crises, Held in Yarmouk University, Irbid, Jordan, During 28- 29/4/2010].

14. Long-Run Performance of Initial Public Offerings in an Emerging Market: The Case of Amman Stock Exchange, First Author With Mr. Omar Abu-Ein, [A Paper Accepted by and Presented in the International Academy of Business and Economics (IABE-2009 Greece) Summer Conference, Held in Capsis Hotel, Thessalonica, Greece, During 5-7/6/2009].

15. The Role of Jordanian Universities in Economic & Social Development, [A Paper Presented in Al-Korah Citizens Cooperation Society Conference, Held in Dir Abi- Saeed, Jordan, During 24/5/2009].

16. Hospital Performance Measurement: Methods and Applications, [A Paper Accepted by The 8th C&C International Conference and EU Tempus/JEP Dissemination Cooperation, Competition, Quality Care Reform (CCQHR): Challenges and Opportunities for Health Officials, Professionals and Patients, Joint European Program (JEP-31013-2003) Held in Sergel Plaza Hotel, Stockholm, Sweden, During 19-22/7/2008].

17. Corporate Governance and Performance: The Case of Jordanian Stock Companies, [A Paper Accepted by and Presented in the World Association of

7 Sustainable Development (WASD) 5th International Conference Held in Griffith University, Lisbane, Australia, During 27-31/10/2007].

18. Cost-Benefit Analysis of Foreign Direct Investment with Particular Focus on Jordan. [A Paper Accepted by and Presented in the World Association of Sustainable Development (WASD) 4th International Conference Held in 6- 8/11/2006 in Faculty of Economics, University of Naples, Italy, During 6-8 November 2006].

19. Economies of Investing in Knowledge Information Technology, [A Paper Accepted by and Presented in the Annual Conference Arranged by Mohamad Khaider University, Held in Beskra, Algeria during 12-13 November 2005].

20. Investment in Information Technology and its Evaluation Criteria, [A Paper Accepted by and Presented in the First Conference on Investment in IT Infrastructure, Organized by the Arab Administrative Development Organization, Held in the Holiday Inn, Alexandria, Egypt During 29-31 August 2005].

21. Informational Technology and Its Role in the Development Administration of Jordan. [A Paper Accepted by and Presented in the Second Public Administration Conference at Yarmouk University, Irbid, Jordan, Nov. 27 - 29 1996].

22. The Relationship between Industry and External Trade. [A Paper Accepted and Presented to the Third Economic Conference at Yarmouk University, Irbid - Jordan, Held on 9 - 11 May 1994].

 Published Studies/Essays:

1. Corporate Governance and Implementation in Islamic Banks, [Journal of Banking and Financial Studies, No.3, 2013, p.8].

2. International Experience in Financial and Banking Deregulation and its Impact on Economic Growth, [Scientific Research (Jordan Society for Scientific Research), Vol. 4, No. 4, 2012, p.101-106].

3. Structural Imbalances in the World Economy, [Al-Yarmouk Magazine (Yarmouk University), No. 97, 2012, p.26-34].

4. The Current Financial Status and the International Investments, [Al- Yarmouk Magazine (Yarmouk University), No. 96, 2010, p.47-53].

5. Gold: Between Politics and Economics, [Jarash Magazine (University of Jarash), No. 11, Summer, 2009, pp. 85-90].

6. Towards a Corporate Finance: Diagnostic Study and Reforming Plan for Finance Department in Yarmouk University, [Not Published, Prepared Upon the Request of HE Yarmouk University President, May, 2008, 34p.].

8 7. The Nature of Investment in Information Technology and Its Valuation Criteria, [Journal of Money and Industry, , No. 25, 2007, pp. 41-68].

8. Gold as a Store of Value and a Filter for Inflation, [Al-Yarmouk Magazine (Yarmouk University), No. 90, 2006, P.4-17].

9. The Gold: Still Less than its Value, [Al-Qafelah Magazine (Aramco), , Vol. 55, No.4, 2006, p.8-9].

10. International Experiences in Banking & Financial Deregulations and its Impact on Economic Growth, [Journal of Banking and Financial Studies, Vol.14, No.1, 2006, p.20-21].

11. Jordan in the 5th Place in the Arab Competitiveness Report, [Al-Yarmouk Magazine (Yarmouk University), No.87, 2005, p.47-51].

12. Can Monetary Policy Guide The Economic Efficiently? A Case Study of 1979-1989 USA, [Journal of Money and Industry, Kuwait, No. 19, 2001, pp. 31-42].

13. Risk Management: Insuring Investment Projects Against Political Risks, [Shareholder Magazine, No. 5, Jun. 1997, P.52-57].

14. Principles of the Economic Thought of His Royal Highness Crown Prince Hassan Ben Talal. [Al-Aqssa Magazine (Jordanian Military Forces), No. 892, Nov. 1996, P.78-82].

15. Legal Framework of the Private Sector of Jordan, (Part Two), [Al-Yarmouk Magazine (Yarmouk University), No.53, Oct 1996, P.29-33].

16. Legal Framework of the Private Sector of Jordan, (Part One), [Al-Yarmouk Magazine (Yarmouk University), No.52, June 1996, P.40-43].

17. How the Palestinian Should Issue Their Currency, [Journal of Jordan Banks, Vol.15, No.11, 1996, p. 11-14].

18. Central Asian Republics: Ambitions and Obstacles: Economic View, [Magalet Al-Nadwah (Al Al-Bait University), Vol.7, No.1, Feb, 1996, p.68-71].

19. Savings-Investment Correlation and Capital Mobility in Jordan. [A Research Funded by Jordanian Studies Center, Yarmouk University, Jordan, 1996].

20. Central Banks in the Less Developed Countries: Development and Issues, [Journal of Banking and Financial Studies, Vol.2, No.1, 1994, p.45-51].

21. Taxation System of Jordan: Adaptation and Adjustment Policies of Micro & Macro Economies, [Future Magazine, Aug.1991, p.6].

22. The Effects of Inflation on Feasibility Studies, [Banks in Jordan Magazine, Vol.8, Aug.-Sept., 1990, p.1757].

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Editorship and Refereeing Activities

1. International Journal of Economics and Business Research [Inderscience.com].

2. Journal of Abhath Al-Yarmouk [Yarmouk University, Irbid. Jordan].

3. Journal of Dirasat [Jordan University, Amman, Jordan].

4. Jordanian Business Administration Journal [Jordan University, Amman, Jordan].

5. Journal of Al-Manarah [Al Al-Bayt University, , Jordan].

6. Journal of Irbid for Research [Irbid National University, Irbid, Jordan]

7. Journal of Motah for Research [Motah University, Motah, Karak, Jordan]

8. Al-Najah Journal [Al-Najah University, Naples, Palestine].

9. Health Care Quality Management Journal [Sweden].

10. International Review of Business and Social Sciences, [Boston University Metropolitan, Boston, MA, USA. Oct., 2011].

11. Journal of Administrative Sciences and Technology, [Boston University Metropolitan, Boston, MA, USA. Feb, 2010].

12. World Review of Entrepreneurship, Management and Sustainable Development (WREMSD) [Inderscience, UK]

13. Journal of Distribution Science, [Korean Distribution Science Association, Seoul, Korea, 2012].

14. Journals of The Institute for Business and Finance Research [The Institute for Business and Finance Research, USA, 2012]

15. Researches in Economics and Management Journal [Mohamed Khader Biskra University, Biskra, Algeria].

16. Al-Yarmouk Magazine [Yarmouk University, 2009].

17. World Association for Sustainable Development (WASD) Conferences [University of Sussex, Sussex, UK].

10 18. The 1st International Symposium on Business, Economics, and Financial Applications [International Scientific Press, Athens, Greece, June 2012].

19. The 5th Conference on Scientific Research in Jordan, Economic Track, [Jordanian Society for Scientific Research, Amman, Jordan, November 2011].

20. The International Conference on the Accounting Systems and International Accounting and Auditing Standards [University of Sa'ed Dahlab Baleedah, Algeria, October 2011].

21. Research Science in the Arab World Conference [Yarmouk University and Arab Administrative Sciences Organization, 2010].

22. The 4th and 5th Conferences on Scientific Research in Jordan, Economic Track, [Jordanian Society for Scientific Research, Amman, Jordan, November 2009 & 2011].

23. The 2nd Conference for Accounting and Finance [Faculty of Economics, Yarmouk University, Jordan, 28-29 April 2010].

24. The 3rd Conference for Banking & Finance [Faculty of Economics, Yarmouk University, Jordan, 17-18 April 2013].

25. The 1st Conference on Jordanian Economy, [Jordanian Society for Scientific Research, Amman, Jordan, 19 April 2014].

26. The 2nd Conference for Faculty of Economics [Faculty of Economics, Yarmouk University, Jordan, 23-24 Sept 2014].

Conferences and Workshops Participations:

9th Jordan Forex Conference & Afaq Group Le Royal, amman, June 3- Exhibition (JFEX) JORDAN. 4, 2014

1st Economic Conference: The The Jordan Society for Holiday Inn, April Jordanian Economy in a Scientific Research, Amman, Amman, JORDAN 19, 2014 Jordan Changing World.

9th International Conference on Islamic Institute for Research WOW Convention Sept. 9- Islamic Economica nad Finance and Training, The Islamic Center in Istanbul, 10, 2013 Bank for Development and TURKEY, ICIEF Faculty of Islamic Studies, University of Qatar,

1st International The European Scientific Ponta Delgada, Sao April Interdisciplinary Conference Institute and University of the Miguel, Azores 24-26, Azores, Portugal. Islands, 2013

11 PORTUGAL.

The 3rd Banking & Finance The Department of Banking & Yarmouk April Conference on Corporate Finance, Yarmouk University, University, Irbid, 17-18, Jordan. JORDAN 2013 Governance and Social Responsibility

International Conference on The Higher Council for Amman, JORDAN Oct 22- Mediterranean Countries and EU Science and Technology 23, 2012 Opportunities, Le Meridien Hotel. (HCST),

Global Conference on Business and The Institute for Business and San Jose, COSTA May 22- Finance, The Institute for Business Finance Research (IBFR), RICA 25, 2012 and Finance Research (IBFR) 2012, USA Costa Rica, Summer Conference

The 6th Scientific Day of the Dept. of Yarmouk University Irbid, JORDAN Feb. 25, Islamic Banks & Economics, 2012 Faculty of Sharia', entitled "Global Economy Imbalances and the Islamic Economy"

The Fifth Conference on Scientific Jordan Society for Scientific MarkLand Hotel, Nov. 19, Research in Jordan Research (JSSR) Amman, JORDAN 2011

International Academy of Business International Academy of Barcelona, SPAIN June 3- and Economics (IABE, 2011 Spain) Business and Economics 5, 2011 Summer Conference (IABE), USA

The National Conference for Ministry of Higher Education, Le Royal Hotel, June 15- Developing Curriculums, Teaching & Columbia University Amman, JORDAN 17, 2010 & Scientific Research

International Academy of Business International Academy of Dusit Thani Hotel, June 4-6 and Economics (IABE, 2010 Business and Economics Battaya, 2010 Bangkok) Summer Conference (IABE), USA THAILAND

The 15th Scientific Week about El Hassan Science City: Prince Prince Sumaiyah May 10- Science and Technology: The Sumaiyah University, Royal University, 12, 2010 Deriving Forces Conference Scientific Society Amman, JORDAN

Second Conference of Accounting Department of Banking & Irbid, JORDAN. April and Finance (Yarmouk University) Finance and Department of 28-29, About the Contribution of Accounting, Faculty of 2010 Accounting and Finance in Dealing Economics & Administrative Sciences, Yarmouk University with Global Financial Crises

The Fourth Conference on Jordan Society for Scientific MarkLand Hotel, Nov. 7, Scientific Research in Jordan Research (JSSR) Amman, JORDAN 2009

12 Research Projects and Development The Higher Council for Prince Sumaiyah Oct. & Proposal Writing Science and Technology, University, Nov. SABEQ & USAID Amman, JORDAN 2009

International Academy of Business International Academy of Capsis Hotel, June 5- and Economics, IABE, 2009 Greece, Business and Economics Thessaloniki, 7, 2009 Summer Conference (IABE), USA GREECE

The Role of Jordanian Universities Al-Korah Citizens Dir Abi-Saeed, May, in Economic & Social Development Cooperation Society, JORDAN 24, 2009

The Global Financial Crisis Philadelphia University Amman, JORDAN March 26, 2009

Managing Science and Technology University of Sussex, UK & Sussex, UK Aug. for a Sustainable Future, WASD, World Association of 27-29, UK Sixth International Conference. Sustainable Development, 2008

The Conference on the Public- Faculty of Economics, Irbid, JORDAN July 1-3, Private Partnerships (PPP) Yarmouk University and Arab 2008. Administrative Development Organization

The 2nd Conference on the Her Majesty Queen Center for Irbid, JORDAN May 13- Management and Development Jordanian Studies and Society 15, Services and Faculty of 2008. of Human Resources: Strategies Economics, Yarmouk and Policies University.

Managing Knowledge Technology Griffith Business School, Brisbane, Oct. & Development in the Era of University of Griffith, AUSTRALIA 28-30, Information Revolution, WASD, Australia & World Association 2007 UK Fifth International Conference of Sustainable Development,

The Role of Tourism, Trade and Faculty of Economics, Naples, ITALY Nov. 6- Foreign Direct Investment in University of Naples, Italy & 8, 2006 Achieving Sustainable World Association of Development, WASD, UK Fourth Sustainable Development, University of Sussex, UK International Conference

Insuring Against Terrorism Arab European Insurance Amman, JORDAN Nov. 23, Group & HSBC Insurance 2005 Broker, London

Knowledge: The New Base and the Mohamad Khaider University Beskra – Nov. 12 Competitiveness of Organizations ALGERIA and 13, and Economies 2005

Encouraging Investment in IT Arab Administrative Sheraton Hotel Aug. 28 Infrastructure Conference. Development Organization. Alexandria. -31, EYGPT 2005

13 Risk Management in Islamic The Arab Academy for Le Meridian Hotel Sept. 25 Banking Conference. Banking & Finance Annual Amman. JORDAN -27, Conference. 2004

British Accounting Association British Accounting Hotel de France, April 3 - Annual Conference. Association. St. Helen– Jersey, 5, 2002 UK.

Developing The Financial Arab Thought Forum and Forte Grand Hotel, Sept. Infrastructure of The Arab World Arab Society for Economic Amman, JORDAN 17-18, Conference. Research. 1997

The Second Public Administration Faculty of Economics, Irbid, JORDAN. Nov. 27 Conference. Yarmouk University. - 29, 1996.

The Fourth Economic Conference. Faculty of Economics, Irbid, JORDAN. May 13 -15, Yarmouk University. 1995

The National Conference for The National Information International Dec. 12 Informational Technology Centre, The Higher Council Hotel, - Standards for Science and Technology, Amman, JORDAN 19,1994 Jordan Computer Society, The German Agency for Aids (GTZ).

Workshop for NGO'S Strategic Fredrich Nueman and Jordan Regency Palace, Dec. 4 - Works Environment Society Amman, JORDAN 5, 1994

Workshop for Environmental Fredrich Nueman and Jordan Ashtar Hotel, Nov. 5- Education and Case Studies Environment Society Ma'in Spa, 11,1994 JORDAN

The Third Economic Conference Faculty of Economics- Irbid, JORDAN May 9- Yarmouk University 11,1994

Theses Supervisions & Examinations

 PhD Theses Supervision:

1. The Effect of Basel III on the Performance of Islamic Banks in Jordan, [Student Issa Magableh, Dept. of Islamic Economics and Banking, Faculty of Sharia', Yarmouk University, Jordan, April, 2012 - Nov., 2013].

2. Stock Market Efficiency and Calendar Effect: The Case of Jordan, [Student Heitham Al-Hajieh, External-Supervisor with Dr. Keith Redhead, Faculty of Business, Coventry University, UK, April 2008 – June 2012].

14  Examination Committee for Ph.D Theses (VIVA):

1. Classifications of Islamic Financial Institution's Products, [Mansour Ali Mohamad Qudah, Supervisors Prof. Reyad Momani and Dr. Zakariya Qudah, Dept. of Islamic Economic and Banks, Yarmouk University, Aug. 16, 2009].

 Master Theses Supervision:

1. Cost of Equity & Risk of Cash Flows and Accruals Components of Earnings: The Case of Amman Stock Exchange, [Khaled Qasem Said Batayneh, Dept. of Banking & Finance, Yarmouk University, January 2012 – December 2013].

2. The Relationship between Performance & Risk: The Case of Commercial Banks Listed in Amman Stock Exchange, [Ahmad Mohamad AbdelGhafoor Smadi, Dept. of Banking & Finance, Yarmouk University, January – December 2013].

3. Estimating Equity Risk Premium: The Case of Amman Stock Exchange, [Hala Fawzi Barakat, Dept. of Banking & Finance, Yarmouk University, Co-Supervisor with Prof. Ahmad Omari, January – December 2012].

4. The Behavior of Trading Volume Under Asymmetries Information: The Case of Amman Stock Exchange, [Meqdam Shokri Khalaileh, Dept. of Banking & Finance, Yarmouk University, 2010- August 2012].

5. Gap Management in the Jordanian Banking Sector 2000-2010, [Mahdi Mohammad Ababneh, Dept. of Banking & Finance, Yarmouk University, January – July 2012].

6. Test of the Capital asset Pricing Model (CAPM) with Time Varying Beta: Evidence from Amman Stock Exchange, [Taeq Khaled Ali Al- Nader, Dept. of Banking & Finance, Yarmouk University, Co-Supervisor with Dr. Dima Rabadi, Nov. 2011 – July 2012].

7. The Extent of Using Retained Earnings in Project Financing: The Case of Jordanian Industrial Corporations during the Period 2000-2009, [Rula Harb Qawasmi, Dept. of Banking & Finance, Yarmouk University, Dec. 2010- May 2012].

8. Measuring Islamic Banks' Efficiency Using Data Envelopment Analysis and Financial Ratio Analysis: The Case of Jordanian Islamic Banks during the Period 2005-2009, [Hamed Omar Omari, Dept. of Banking & Finance, Yarmouk University, 2010- July 2011].

9. Causes of Volatility in Stock Prices in Amman Stock Exchange During 2000-2009, Co-Supervisor with Prof. Said Hallaq, The Economic Dean,

15 [Rasha AbdulaRauof Hamdan, Dept. of Banking & Finance, Yarmouk University, Sept. 2009 - May 2011].

10. The Effect of Capital Expenditure Announcements on Stock Prices Listed in Amman Stock Exchange, Co-Supervisor with Prof. Said Hallaq, The Economic Dean, [Anfal Abdulla Sawalmeh, Dept. of Banking & Finance, Yarmouk University, Sept. 2009 - May 2011].

11. The Impact of Adopting Information Technology on the Performance of Jordanian Commercial Banks, [Wassela Henni, Dept. of Banking & Finance, Yarmouk University, March 2009- July 2010].

12. The Relationship between Cash Flows and Stock Returns: Empirical Evidence on Manufacturing Companies in Amman Stock Exchange, [Rana Ahmad Hazaimeh, Dept. of Banking & Finance, Yarmouk University, March 2009- August 2010].

13. An Empirical Test of Three-Factor-Model of Fama-French 1993 on Amman Stock Exchange, [Maher Khasawneh, Dept. of Banking & Finance, Yarmouk University, March 2009- August 2010].

14. The Ability of Value-at-Risk in Forecasting Stock Returns: Empirical Evidence from Amman Stock Exchange during the Period 2005-2009, [Shatha Adel Qawaqneh, Dept. of Banking & Finance, Yarmouk University, March 2009- August 2010].

15. The Effect of Foreign Exchange Volatility on Letters of Credit Cost and Profit: An Empirical Study on Jordan, [Nabeela Khalil Abandeh, Dept. of Banking & Finance, Yarmouk University, March 2009- April 2010].

16. The Predictability of Stock Returns Using (First – Order Serial Correlation: Evidence from Amman Stock Exchange During the Period 1/10/2001-29/5/2008, [Mohamad Hawari, Dept. of Banking & Finance, Yarmouk University, 10/7/2008- 2010].

17. The Effect of Financial Promotion of Increasing the Saving Accounts in the Jordanian Commercial Banks, Co-Supervisor with Prof. Zuhair Sabbag, Vice President, [Rasheed Fayez Outom, Dept. of Banking & Finance, Yarmouk University, 13/8/2008- 18/5/2010].

18. The Effect of Financial Statement Disclosure and Performance on Stock Prices of Jordanian Companies Listed in ASE During the Period 2004-2007, [Ahmad Abdul Raheem Naji, Dept. of Banking & Finance, Yarmouk University, 12/2008- 05/2009].

19. The Impact of Liquidity on Market Profitability: Evidence from Amman Stock Exchange, [Dina Lutfi Khateeb, Dept. of Banking & Finance, Yarmouk University, 14/8/2008- 08/2009].

16 20. The Effect of Deposit Dollarization on Jordanian Banks Performance and Stability, [Noor Ali Mahmoud Nsair, Dept. of Banking & Finance, Yarmouk University, 08/2008- 05/2009].

21. The Impact of Amman Stock Exchange Development on the Economy Growth in Jordan During the Period 1997-2007, Co-Supervisor with Prof. Waleed Hmedat, Economic Dean, [Qusai Mahmoud Mohamad Qasrawi, Dept. of Economics, Yarmouk University, July 2008-Jan. 2009].

22. Performance Efficiency Measurement: Comparative Study Between Commercial Banks and Specialized Credit Institutions, Co-Supervisor with Prof. Refat Faouri, [Sereen Mohamad-Rebhi Asad Mesmar, Dept. of Banking & Finance, Yarmouk University, August 2008 ].

23. The Effect of Diversification on the Portfolio Beta: Evidence From Amman Stock Exchange (2000-2006), [Asem Ahmad Nemer Ahmad, Dept. of Banking & Finance, Yarmouk University, March. 2006 - 2008].

24. The Performance of Jordanian Islamic Banks in Comparison with Commercial Banks during the Period 2000-2006, [Mohammad Yahia Ali AlYahia AlMalkawi, Dept. of Banking & Finance, Yarmouk University, March, 2007-Nov. 2008].

25. Jordanian Banking Efficiency and its Relation to Stock Performance (2000-2004), [Sinan Abdulla Mohamad Tbaishat, Dept. of Banking & Finance, Yarmouk University, Nov. 2008].

26. The Relationship between Corporate Governance and Performance of Jordanian Commercial Banks, Co-Supervisor with Prof. Refat Faouri, [Buthainah Olaiyan Radwan Kharabsheh, Dept. of Banking & Finance, Yarmouk University, 2008].

27. The Use of Financial Ratios in Financial Decision-Making and Providing Consultancy for Investors in Financial Brokerage Companies, [Abdulla Mohammad Oudetallah, Dept. of Banking & Finance, Yarmouk University, Feb. 2007, NOT COMPLETED].

28. The Long-Run Performance of Initial Public Offerings: The Case of Amman Stock Exchange during 1990-2006, [Omar Ali Mohammad Mohammad Abu Ein, Dept. of Banking & Finance, Yarmouk University, 2007].

 Examination Committee for Master Theses (VIVA):

1. Behavioral Determinants for Dealing With Islamic Banks from Clients View Point: Comparative Study between Jordan & Algeria, [Ahlam Mustafa Azouq, Supervisor: Prof. Dr. Qasem Hamouri & Dr. Dima Daradkeh, Dept. of Banking and Finance, Yarmouk University, Dec. 2013].

17 2. The Impact of Corporate Governance on the Sensitivity of Cash Flows in Amman Stock Exchange, [Amal Mohamad Ahmad Al-Zinati, Supervisor: Dr. Ziad Zraigat & Dr. Mohamad Gharaibeh, Dept. of Banking and Finance, Yarmouk University, Dec. 2013].

3. The Impact of Banking Risks on the Degree of Safety of the Jordanian Commercial Banks during the Period 2000-2011, [Muhannad Mohamad Ajlouni, Supervisor: Dr. Ghazi Rugaibat, Dept. of Financing and Banks, Al- AlBait University, July 2013].

4. The Effect of Financial Leverage, Operating Leverage and Risk on Firm Value: Ahe Case of Industrial Companies Listed in Amman Stock Exchange [Khalid Ali Ahmad Qudah, Supervisor: Prof. Mona Mwalla, Dept. of Banking & Finance, Yarmouk University, December 2012].

5. The Role of Central Bank of Jordan on Maintaining the Safety of Jordanian Banks Financial Position during the Global Financial Crisis 2008 [Ghadeer Ismael Trad, Supervisor: Prof. Ali Magableh and Dr. Ziad Zuraigat, Dept. of Banking & Finance, Yarmouk University, December 2012].

6. The Effect of Monetary Policy on the Performance of Jordanian Commercial Banks [Amenah Juma'ah Bayer Al-Qazaq, Supervisor: Prof. Ali Magableh and Dr. Ziad Zuraigat, Dept. of Banking & Finance, Yarmouk University, April 2012].

7. Evaluating Performance of Jordanian Islamic Insurance Companies Relative to Traditional Insurance Companies during Global Financial Crisis (2000-2009), [Yaser Husni Ta'amneh, Supervisors: Dr. Mohamad Bani Issa, Dept. of Islamic Banking, Faculty of Sharia', Yarmouk University, August 2012].

8. The Effect of Disclosure in the Financial Statements on the Investors' Decisions in Service Companies Listed in Amman Stock Exchange, [Eyad AbdelHalim Mahmoud Heyasat, Supervisors: Prof. Dr. Ahmad Al-Omari, Dept. of Accounting, Yarmouk University, Feb. 2012].

9. Investigating the Existence of Bubbles in Amman Stock Exchange (1999-2010), [AbdulRazaq Mohamad Rababa', Supervisors Prof.Ali Magableh & Dr. Mona Mwalla, Dept. of Banking & Finance, Yarmouk University, Dec. 2011].

10. The Effect of Using Financial Analysis Tools in Industrial Corporations on Commercial Bank's Credit Risk Management, [Mohamad AbdulMawla Abu Dalbouh, Supervisors Dr. Joma Abbad, Al AlBiet University, Dec. 2011].

11. The Efficiency of Stock Exchange at Weak Level, [Feras Farhan Obaidi, Supervisors Dr. Hussien Zeyoud, Al AlBiet University, August 2010].

18 12. Financial Markets Co-Integration: Empirical Study of Jordan, Saudi Arabia, Kuwait and , [Saif Ahmad Al-Ibrahim, Supervisors Prof. Saeed Hallaq, Dept. of Banking & Finance, Yarmouk University, August 2010].

13. The Effect of Interest Rates Volatility on Islamic Banks Activities [Omar Tanash, Supervisor Prof. Qasem Hamouri, Dept. of Banking & Finance, Yarmouk University, August 2010].

14. The Effect of Capital Structure on Firm's Value: Empirical Study on Service Firms in Amman Stock Exchange 1998-2007 [Ameenah Hamada, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, August 2010].

15. The Determinants of Foreign Investments in Algeria for the Period 1997-2007 [Fayza Ben Hammou, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, August 2010].

16. Money Laundering and Its Effect on Commercial Banks [Tahani Momani, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, July 2010].

17. Jordanian Banks Efficiency Taking Into Consideration Risk Management and Returns [Muneer Zakarneh, Supervisor Dr. Abeer Khouri, Dept. of Banking & Finance, Yarmouk University, July 2010].

18. The Use of Financial and Non-Financial Information in Estimating Credit Ratings in Banks: The Case of [Haroon Meqturi, Supervisor Prof. Waleed Hmedat, Dept. of Banking & Finance, Yarmouk University, July 2010].

19. Evaluating the Efficiency of Algerian Banks Using Fianacial Ratios and Stotastich Frontiers during the Period 2004-2008 [Fatemah Nuwi, Supervisor Prof. Waleed Hmedat, Dept. of Banking & Finance, Yarmouk University, July 2010].

20. The Effect of Global Financial Crisis on Amman Stock Exchange: An Empirical Study [Wafaa Mehyawi, Supervisor Prof. Waleed Hmedat, Dept. of Banking & Finance, Yarmouk University, July 2010].

21. The Performance of Jordanian Banks during Global Financial Crisis for the Period 1986-2008 [Suad Qasemi, Supervisor Prof. Waleed Hmedat, Dept. of Banking & Finance, Yarmouk University, July 2010].

22. The Effect of Foreign Direct Investment on Algerian Economic Growth during the Period 1991-2007 [Eman Mouda', Supervisor Prof. Waleed Hmedat, Dept. of Banking & Finance, Yarmouk University, July 2010].

19 23. The Effect of Applying Capital Adequacy Requirements of Basel on Jordanian Banks [Hakeema Gulami, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, July 2010].

24. The Effect of Financial Leverage on Investment Opportunities: The Case of Amman Stock Exchange [AbdelMune'm Abu Keshk, Supervisor Dr. Abeer Khouri, Dept. of Banking & Finance, Yarmouk University, June 2010].

25. Commonality of Liquidity: The Case of Amman Stock Exchange [Hana Waleed Rabadi, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, April., 2010].

26. The Effect of Jordanian Parliament Election on Amman Stock Exchange [Mohamad Mosa'd Mustafa Ahmad, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, Nov., 2009].

27. The Relationship Between Stock Return and Daily-Trading-Hours, [Maheera Hani Megdadi, Supervisors Prof. Saeed Hallaq, Dept. of Banking & Finance, Yarmouk University, Sept. 3, 2009].

28. The Effect of Stock Split on Stock Price, Liquidity, and Ownership Structure of Corporations: Analytical Study of Amman Stck Exchange, [Zaid AbdulRahaman Obaidat, Supervisors Prof. Walid Hmedat, Dept. of Banking & Finance, Yarmouk University, August, 2009].

29. The Effect of Monetary Policy on the Performance of Jordanian Banks Listed in Amman Stock Exchange, [Ziad Ismail Muslemani, Supervisors Prof. Saeed Hallaq, Dept. of Banking & Finance, Yarmouk University, August, 2009].

30. The Effect of Credit Worthiness on the Credit Facilities at Jordanian Commercial Banks, [Kholoud Ali Rashdan, Supervisors Dr. Juma' Abbad, Al AlBiet University, July 2009].

31. Determinants of Interest Rate Margin in the Jordanian Commercial Banks, [Nadi Mohamad Khair Kanakrieh, Supervisors Prof. Hail Ajami, Al AlBiet University, May 2009].

32. Risk Management and Profitability of Internet Banking [Noor Mousa Sulieman Sa'di, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, April, 2009].

33. The Effect of Foreign Direct Investments on Jordanian Industrial Production during 1985-2006, [Maen Khalil Mohamad Omari, Supervisor Prof. Waleed Hmedat, Dept. of Economics, Yarmouk University, March, 2009].

34. The Attitudes of Bank Clients Towards Electronic Banking Services in Jordan, [Ala'a Mohamad Olaimat, Supervisor Dr. Ahmad Omari, Dept. of Banking & Finance, Yarmouk University, Jan., 2009].

20

35. The Extent of Using Financial Analysis Tools in Investment Decisions in ASE, [Mohamad Fawzi Azzam, Supervisor Prof. Munther Momani, Dept. of Accounting, Yarmouk University, Dec., 2008].

36. The Effect of Restructuring Amman Stock Exchange on the Returns of Commercial Banks Stocks, [Mohamad Ahmad Bash, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, Nov. 2008].

37. The Role of Information Systems in the Jordanian Banking Industry, [Dallal Ismael Hamoudi, Supervisor Dr. AbdulFatah Karasneh, Dept. of Banking & Finance, Yarmouk University, August 2008].

38. Measuring the Extent of Applying Financial Management in the Jordanian Private Hospitals, [Adnan Abdul Qader Hussien Bataineh, Supervisor Dr. Ahmad Omari, Dept. of Banking & Finance, Yarmouk University, August 2008].

39. The Response of Arab Stock Exchanges of the Fall of : An Empirical Study, [Fares Qasem Hussien Rawashdeh, Supervisor Prof. Waleed Hmaidat, Dept. of Banking & Finance, Yarmouk University, August 2008].

40. Measuring the Efficiency of Algerian Governmental Banks Using Financial Ratios as Inputs into the Data Envelopment Analysis (DEA) 2001- 2005, [Mohamad Ben Ayshoush, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, August, 2008].

41. The Importance of Bond Financing as an Alternative to Commercial Loans and its Effect on Capital Structure: The Case of Algerian Corporations, [Fatima Ali Shareef Yahia Mouzyan, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, August, 2008].

42. Comparing Portfolio selection Models of Markowitz and the Single Index Model: The Case of Amman Stock Exchange 2001-2005, [Ali AbdulKareem Sulieman Matar, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, July, 2008].

43. The Effect of Money Supply on Amman Stock Exchange, [Mohamad Ibrahim Mlawi Al-Raba'a, Supervisor Prof. Riad Momani, Dept. of Banking & Finance, Yarmouk University, July, 2008].

44. The Extent of Using Capital Investment Evaluation Techniques for the Purposes of Credit Decisions by Jordanian Banks, [Abdulla Bader Zoubi, Supervisor Prof. Turky Raji Hmoud, Dept. of Banking & Finance, Yarmouk University, May, 2008].

45. The Effect of Financial Reports on Investors Attitudes Towards Trading in Jordanian Banks Stocks Listed in Amman Stock Exchange,

21 [Ayoub Ahmad Sha'lan, Supervisors Prof. Marwan Saman and Joma'a Abbad, Al AlBiet University, Spring 2008].

46. Foreign Exchange Risk Management Practices by Jordanian Non- Financial Firms, [Gharaibeh, Mohammad Radwan, Supervisors Prof. Reyadh Al-Momani, Dept. of Banking & Finance, Yarmouk University, Fall 2007].

47. Palestinian Stock Exchange Performance and Stability 1997-2006, [Hidmi, Amer, Supervisors Prof. Hussain Talafheh, Dept. of Economics, Yarmouk University, Summer 2007].

48. Risk Adjusted Performance of Jordanian Mutual Funds (2000-2006), [Zeina Karim Asfour, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, Summer 2007].

49. Prediction Bank Failure Using Selected Applied Models: A Case Study of Lordanian Banks, [Mayes Rushdi Mousa Gharaibeh, Supervisor Dr. Abeer Al-Khouri, Dept. of Banking & Finance, Yarmouk University, Summer 2007].

50. The Effect of Foreign Direct Investment on Productivity and Export on Yemen over the Period 1992-2005, [Hamdan Amer Aljaifi, Supervisors Prof. Saed Mohamad AlKhateeb, Dept. of Banking & Finance, Yarmouk University, Summer 2007].

51. Estimation the Volume of Money Laundering Activity by Using Money demand Equation: Comparative Study between Jordan and Egypt, [Lama Qasem AlShra'a, Supervisors Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, Spring 2007].

52. The Satisfaction Degree of Foreign Investors and Employees in the Investment Sector in Jordan's Investment Environment, [Al-Raimouni, Anas Ahmad, Supervisors Prof. Reyadh Al-Momani, Dept. of Banking & Finance, Yarmouk University, Fall 2007].

53. Comparing the Performance Between Companies Owned Partially by Social Security Corporation and Other Private Companies: Industrial Sector (2000 – 2004), [Ali Abdulla Obeidat, Supervisors Prof. Refat Faouri and Dr. Kamal Al-Qudah, Dept. of Banking & Finance, Yarmouk University, Spring 2007].

54. The Relative Efficiency of the Islamic Banks, [Wafaa Zakaria Al-Khatib, Supervisors Dr. Khaled Al-Zu'bi and Dr. Jamal Khasawneh, Dept. of Banking & Finance, Hashemite University, Spring 2007].

55. Attitudes of Jordanian Banks Towards the Implementation of the Requirements of Basel II Agreement, [Anas Sami Nasser Hendawi, Supervisor Dr. Abeer Khouri, Dept. of Banking & Finance, Yarmouk University, Fall 2006].

22 56. The Dynamic Response Patterns of Output and Prices to General Sales Tax in Jordan: 1/1999 - 3/2006, [Nadia Mohammad Attieh Tbaishat, Supervisor Dr. Saeed Al-Khateeb, Dept. of Economics, Yarmouk University, Fall 2006].

57. The Effect of Capital Structure Changes on Firm Value Under Different Risk Levels: Evidence From Jordanian Market, [Mohammad Qassim Mohammad Al-Momani, Supervisor Dr. Kamal Al-Qudah, Dept. of Banking & Finance, Yarmouk University, Fall 2006].

58. The Determinants of Transaction Cost After Applying the Automated Trading: The Case of Amman Stock Exchange, [Amin Mahmoud Kasawneh, Supervisor Prof. Ali Magableh, Dept. of Banking & Finance, Yarmouk University, Fall 2006].

Membership of Committees and Boards: 1. Member: The Faculty of Economics & Administrative Sciences Council, Yarmouk University, Irbid, Jordan, 16/9/2013 – Till now.

2. Chairman: Students' Discipline Committee, Faculty of Economics and Finance, Yarmouk University, Irbid, Jordan, 16/09/2013 – Till now.

3. Member: The University Council, Yarmouk University, Irbid, Jordan, 16/9/2012 – 16/9/2013.

4. Chairman: Students' Discipline Committee, Faculty of Economics and Finance, Yarmouk University, Irbid, Jordan, 09/09/2009 – 9/9/2010.

5. Member: Yarmouk University Central Tenders Committee, Yarmouk University, Irbid, Jordan, 04/12/2008 – 31/8/2009.

6. Member: Yarmouk University Organizational Structure Committee, Yarmouk University, Irbid, Jordan, 12/10/2008 – 31/8/2010.

7. Member: Yarmouk University Buildings & Supplies Committee, Yarmouk University, Irbid, Jordan, 04/12/2008 – 31/8/2010.

8. Member: Yarmouk University Health Insurance Committee, Yarmouk University, Irbid, Jordan, 04/12/2008 – 31/8/2009.

9. Member: Yarmouk University Investment Consultancy Committee, Yarmouk University, Irbid, Jordan, 04/05/2009 - 9/9/2010.

10. Member: The Management Committee of Yarmouk University Savings Fund, Yarmouk University, Irbid, Jordan, 24/5/2008 – 31/8/2009.

11. Member: Faculty of Economics' Council, (Yarmouk University), 2004 – 08/2008.

23 12. Reporter: Department of Banking and Finance Council (Faculty of Economics, Yarmouk University), 1995 / 1996 and 1996 /1997.

13. Member: The National Committee Formed to Study the Land Transport Sector (Ministry of Finance, Ministry of Transport, Ministry of Foreign Affairs, Ministry of Interior Affairs, Ministry of Trade and Industry, Ministry of Supply, Ministry of Labor, and Agricultural Marketing Corporation) May 1994.

14. Member: The National Committee for Studying Jordan’s Subscription to the Regional and International Institutions, (Ministry of Finance, Ministry of Planning, Ministry of Trade and Industry, Ministry of Agriculture, Ministry of Public Works, Ministry of Interior Affairs, and the Higher Council for Science and Technology), Dec. 1993.

15. Member: The Steering Committee of the Agricultural Sector Restructuring, and the World Bank’s Agriculture Sector Loan of US $ 80 millions, (Ministry of Finance, Ministry of Planning, Ministry of Agriculture, and the Central Bank of Jordan), Dec. 1993.

16. Member: The Steering Committee of the Transport Restructuring Project (Ministry of Finance, Ministry of Planning, Ministry of Transport, and Ministry of Public Works and Housing), Dec. 1993.

17. Member: The Economic Information Committee in the National Information Center, (Ministry of Finances, Ministry of Planning, Ministry of Trade and Industry, Ministry of Supply, Ministry of Agriculture, Ministry of Planning, National Information Center, Agricultural Marketing Corporation, Dept. of Statistics, and the Central Bank of Jordan), Dec. 1993.

18. Member: The Canadian Grant of C$ 15 millions, (Ministry of Finance, Ministry of Planning, and the Central Bank of Jordan), Nov. 1993.

19. Member: The National Committee Formed to Study the Financing Matters of the Military Forces’ Housing Funds, (Ministry of Finance, Head Quarter of the Jordanian Army, Public Security Dept., Public Intelligence Dept., Civil Defense Dept., Central Bank of Jordan, and Dept. of Public Budget), Sept. 1993.

20. Member: Evaluating the Report of the International Consulting Team Regarding the Financing of the United Nations (U.N), (Ministry of Finance, Ministry of Foreign Affairs, and Dept. of Public Budget), June 1993.

21. Member: Evaluating the Jordanian Government Losses as a Direct Result of the Gulf Crisis, (Ministry of Finance, Ministry of Planning, Ministry of Energy and Natural Resources, Ministry of Labor), May 1993.

22. Member: The Technical Committee for Appraising Financial and Economical Situation in Jordan, Within the Framework of the Structural Adjustment Programme (1989-1993), and the Urgent Economical and

24 Social Programme (1992-1998), (Ministry of Finance, Ministry of Planning, Ministry of Trade and Industry, Dept. of Statistics and the Central Bank of Jordan), Since March 1993.

23. Member: The Jordanian Delegation of the Loans and Grants Extended to Jordan as a Result of the Gulf Crisis, (Ministry of Finance, Ministry of Planning, and the Central Bank of Jordan), 1990/1991.

24. Member: The Jordanian Delegation to the First Rescheduling Agreement with Paris Club States 1989, (Ministry of Finance, Ministry of Planning, and the Central Bank of Jordan), 1989/1990.

25. Member: Studying the Fees and Revenues Imposed by Government for the Treasury Benefit, (Ministry of Finance), July 1991.

26. Reporter: Establishing and Forming a Special Programme to Implement the Urgent Programme of Jordan’s Economy, (Ministry of Finance, and Department of Public Budget), May 1991.

27. Member: Modernization and Developing the 1970 Jordan - Europe Union Agreement, (Ministry of Finance, Ministry of Planning, Ministry of Industry and Trade, Ministry of Agriculture, Agricultural Marketing Corporation, and the Central Bank of Jordan), March 1991.

28. Reporter: Technical Committee of Cooperation and Coordination in Fiscal and Monetary Aspects Among States of Arab Cooperative Council (Ministry of Finance, Department of Customs, Department of Income Tax, Department of Lands and Survey, Free Zones Enterprise, Jordan Investment Enterprise, and the Central Bank of Jordan), May 1990.

29. Member: Forecasting Government Revenues and Expenditures for 1989-1993, (Ministry of Finance), July 1989.

30. Reporter: Studying the Government Revenues and Expenditures during the period 1950-1988, (Ministry of Finance, and Department of Public Budget), Jan. 1989.

31. Member: Revising Airplanes Landing Fees Committee (Ministry of Finance, Civil Aviation Authority, Ministry of Transport, and Central Bank of Jordan), Jan. 1989.

25 Institutional Memberships:

Institution Place Type of Membership Since and Position The Institute for Business and Finance Hawaii, USA Member 2012 Research (IBFR) International Academy of Business and California, Member 2008 Economics (IABE) USA World Association of Sustainable Sussex, UK Member 2007 Development (WASD) Jordan Society for Scientific Research Amman, Jordan Member 2008 (JSSR) British Accounting Association (BAA) University of Member 2002 Sheffield, UK British Association of Financial London, UK Member 2001 Planners Institute of Financial Consultants USA & Canada Member 1999 Arab Society for Economic Research , Egypt Associate 1997 Economic Research Forum for Arab Cairo, Egypt Associate 1995 Countries, Iran and Turkey Jordanian Writers Society Amman, Jordan Associate 1995 Arab Writers Union Amman, Jordan Associate 1995 Arab Academy for Banking and Amman, Jordan Associate 1995 Financial Studies Arab Youth Forum Amman, Jordan Associate & 1994 Vice President 1995 Jordan Environment Society Amman, Jordan Associate 1994 UKAS – Club Amman, Jordan Associate 1994 Al-Sarih Cooperative Society Al-Sarih, Associate 1993 Jordan President of 1994 Auditing committee President 1995

Teaching Experience:

 Bachelor Level:

1. Principles of Finance Yarmouk University, World Islamic +10 years Sciences University and Institute of Banking Studies, Central Bank of Jordan.

2. Working Capital Yarmouk University, +10 years Management

3. Financial Management Yarmouk University, +10 years

4. Financial Analysis Yarmouk University and Institute of +10 years Banking Studies, Central Bank of Jordan.

26 5. Financial Markets Yarmouk University, +10 years and Institutions

6. International Finance Yarmouk University and World Islamic +10 years Sciences University

7. Feasibility Studies & Yarmouk University, +10 years Project Evaluation

8. Islamic Banking Yarmouk University, +10 years

9. Banking & Financial Yarmouk University, +10 years Regulations

10. An Introduction to Arab Open University, 2 years Business Studies

11. Investigating Arab Open University, 2 years Entrepreneurial Opportunities

12. Small Business Arab Open University, 2 years Management

13. Professional Arab Open University, 2 years Communication Skills for Business Studies

 Master Level:

1. Modern Investment Yarmouk University, 10 years Theory

2. Advanced Financial Yarmouk University, 10 years Management

3. From Financial The University of Buckingham, England 2 years Management To & TEAM, Jordan Intellectual Capital

4. Translating Strategy The University of Buckingham, England 2 years into Action: The & TEAM, Jordan Balanced Scorecard

5. Financial Management Royal College of Surgical, Dublin 5 years for Healthcare Services with Yarmouk University, Jordan

6. Financial Planning & Royal College of Surgical, Dublin 1 year Control for Healthcare with Yarmouk University, Jordan Services

27 Professional Experience

Duty Clients

Research Assistant Nottingham University Business School, UK 2004.

Teaching Assistant Nottingham University Business School, UK 2002.

Financial Consultant Many International Individual Entrepreneurs & Companies, 1996-till now.

Trainer in Training Courses in Several National & Multinational Companies, and Financial Analysis, Planning & Yarmouk University, Jordan University for Science and Technology, Arab for Engineering & Management Team, Forecasting; Real Estate Central Bank of Jordan, Financial Market, Valuations; Financial Markets Ministry of Housing, Amman Chamber of Commerce Indices, Financial Regulations, Financial Management, Feasibility Since 2004. Study using Excel, Capital Budgeting and Financial Forecasting, etc.

Preparation of Feasibility Studies Individual Entrepreneurs & Well-Established Companies, & Business Plans. Amman. Since 1996.

Financial Diagnostic, Examples Include: International Textile Manufacturing Restructuring & Upgrading. Corporation PLC, Jordan Sweden Company for Medical Products-JOSWE LLC, United Company for Chocolate- Robert's LLC, Syrian North-South & East-West Toll Roads for Parsons International Limited, USA. Since 2004

Research Projects:

Project's Sector Place Purpose of Year Name the Study Tutoring vs. Teaching in Higher Amman, Publication 2011 the Arab Open Education Jordan University Critical Thinking and Higher Amman, Publication 2011 Critical Analysis in the Education Jordan Arab Open University

28 Professional Private Sector Studies:

Project's Sector Place Purpose Project Year Name of the Amount Study (Million US$) Jordan Sweden Pharmaceutical Amman, Jordan Financial US$ 7 2009 Company for Manufacturing Analysis Medical Products, LLC Alliance Food Industry Amman, Jordan Financial US$5 2009 Chocolate Diagnostic & Manufacturing Upgrading Co. Jordan Sweden Pharmaceutical Amman, Jordan Financial US$ 7 2008 Company for Manufacturing Diagnostic & Medical Upgrading Products, LLC Syrian Toll Transportation , Feasibility US$2000 2008 Roads, with and Business Parsons, USA Plan Yarmouk Investment Irbid, Jordan Feasibility & US$ 30 2007 University BOT Arab Steel Steel Amman, Jordan Financial US$ 25 2006 Corporation Manufacturing Diagnostic & PLC Upgrading International Textile Amman, Jordan Financial US$ 5 2005 Textile Manufacturing Restructuring Manufacturing Company PLC Everest Resort 5 Star Hotel Amman, Jordan Financiang US$ 8 2001 Requirements The Hidden Hotel LA, CA, USA Financiang US$ 11.2 2001 Truth LLC Requirements Octane Engine Arizona, USA Financiang US$ 58 2000 Enhancement Manufacturing Requirements Systems, Inc. Al-Waleed Tourism Amman, Jordan Feasibility US$ 10.5 2000 Furnished Suites Study Twenty-First Financial Palm Spring, Financiang US$ 25 2000 Century Fund CA, USA Requirements LLC Elumine.net, Inc Software Aberdeen, WA, Financiang US$ 4.5 2000 USA Requirements Vienen Las Boat Aberdeen, WA, Financiang US$ 10.5 2000 Tortugas, Inc. Manufacturing USA Requirements dba Resonance Canoe & Kayak Flightship Industrial Queensland, Production US$ 30 2000 Ground Effect Australia Expantion Pte Ltd Grivo Marine Systems Charlotte, NC, Debt US$ 18.5 2000 Technology USA Financing Corporation Red Roo Market Sport & Leisure Brisbane, Business Plan US$ 5 2000 Services Queensland, for Expansion Australia Golden Suites Hotel Amman, Jordan Feasibilty US$ 2.5 2000 Study

29 Al-Barakah Livestock Amman, Jordan Business Plan US$ 30 2000 Poultry Group for Financing Vahe Film and TV LA, CA, USA Equity US$ 10 2000 Mansourian Entertainments Financing Lucine Entertainments William Bio-Electric CA, USA Organizing a US$ 8.5 1999 Olivadoti Field Sensor Financing Packages AND MANY MANY MORE Original Agreements for the Above Consultation Projects are Available Upon Request

Languages:

Language Reading Writing Speaking

Arabic Excellent Excellent Excellent

English Excellent Very Good Very Good

French Good Poor Poor

Contact Address:

Prof. Dr. Moh'd Mahmoud Ajlouni,

Dept. of Banking and Finance,

Faculty of Economics, Yarmouk University

Irbid, Post Code 21163, JORDAN.

Cell: +962-(0)797-344-555

Regular Contact eMail: [email protected]

Official eMail: [email protected]

Web Page: faculty.yu.edu.jo\AjlouniM\sitepages\home.aspx

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