RAIN (LU) Map of Municipality Regional Overview
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Economic Research Disposable Income in Swiss Municipalities MAY 2011 RAIN (LU) Map of Municipality Regional Overview Municipality Facts Canton LU Mandatory charges District Hochdorf low high Population (2009) 2'316 Fixed costs Swiss average Population growth (1999-2009) 2.9% low high Employed persons (2008) 639 The fixed costs comprise: living costs, ancillary expenses, charges for water, sewers and waste collection, cost of commuting to nearest center. The mandatory charges comprise: Income and wealth taxes, social security contributions, mandatory health insurance. Both are standardized figures taking the Swiss average as their zero point. Information about Commuting Commute to Transportation Commuter Time Integrated fare network / Cost per year in CHF mode no. (2000) each way travel pass Single person Married couple Family in minutes 1 commuter 2 commuters 1 commuter Luzern (LU) Private vehicle 147 15 - 4'100 10'840 4'249 Luzern (LU) Public transp. 147 30 TVLU 3 Zones 882 1'764 882 Zürich (ZH) Private vehicle 12 42 - 9'627 22'615 10'044 Zürich (ZH) Public transp. 12 92 Point-to-point ticket 2'691 5'382 2'691 Information on commuting relates to routes to the nearest relevant center. The starting point in each case is the center of the corresponding municipality. Travel costs associated with vehicles vary according to household type and are based on the following vehicle types: Single person = compact car, married couple = higher-price-bracket station wagon + compact car, family: medium-price-bracket station wagon. Disposable Income for Reference Households Single person Married couple (no children) Family (2 children) Retired couple In employment 1 person 2 persons 1 person Retired Income 75'000 250'000 150'000 80'000 Assets 50'000 600'000 300'000 300'000 Living situation Rented apartment 60m2 High-quality SFH Medium-quality SFH Rented apartment 100m2 Commute to Transp. mode CHF% CHF % CHF% CHF % Luzern (LU) Private vehicle 33'30044% 85'400 34% 64'700 43% - - Luzern (LU) Public transp. 36'50049% 94'500 38% 68'000 45% - - - Zürich (ZH) Private vehicle 28'00037% 74'500 30% 59'100 39% - - Zürich (ZH) Public transp. 35'00047% 91'800 37% 66'500 44% - - No commuting 37'30050% 95'200 38% 68'800 46% 46'900 59% "Disposable income" relates to the amount that remains at a household's disposal based on income from employment, assets, occupational pensions and any transfer payments and after deduction of all mandatory charges (income and wealth taxes, social security contributions, pension contributions, health insurance premiums) and fixed costs (living costs, ancillary expenses, electricity costs). The inclusion of commuting results in transportation costs, part of which are tax-deductible. SFH = single-family house. % = relative share of gross income. page 1 Economic Research RAIN (LU) Comparison of Disposable Income 30 selected reference Cost of commuting to nearest center Commuting costs excluded municipalities in the region RDI IndicatorSingle* Couple* Family* Single* Couple* Family* Rtd Couple* Rain (LU) 0.6934'900 89'900 66'300 37'300 95'200 68'800 46'900 Hildisrieden (LU) 0.5634'200 85'700 64'100 37'200 92'900 66'400 46'500 Eschenbach (LU) 0.9536'500 94'100 68'200 38'600 98'80069'800 48'400 Rothenburg (LU) 0.6635'600 85'700 63'400 37'300 90'100 65'200 46'500 Sempach (LU) 0.7135'000 91'900 67'300 37'800 97'900 69'400 47'300 Römerswil (LU) 0.8234'900 91'000 67'800 38'100 98'800 70'400 48'500 Ballwil (LU) 0.8335'900 89'900 65'600 38'300 95'800 68'100 47'900 Hochdorf (LU) 0.6935'200 86'500 64'200 37'900 92'500 67'100 47'900 Neudorf (LU) 0.8334'600 92'100 68'700 37'900 99'100 71'200 48'200 Eich (LU) -0.0733'100 74'400 56'700 36'200 81'700 59'200 44'400 Inwil (LU) 0.6034'600 89'400 65'900 36'600 93'800 68'000 45'800 Neuenkirch (LU) 0.5434'400 85'700 63'700 36'700 90'700 65'200 46'100 Buchrain (LU) 0.4135'500 80'800 60'800 36'800 84'300 62'200 46'300 Hohenrain (LU) 0.7535'100 89'300 66'400 37'900 95'500 69'300 48'200 Nottwil (LU) 0.2933'500 78'400 59'800 36'600 85'100 62'100 45'900 Schenkon (LU) 0.4834'800 84'000 61'500 38'300 91'500 65'100 47'500 Abtwil (AG) 0.4134'400 89'900 67'000 37'200 95'900 69'200 48'000 Gelfingen (LU) 0.7134'400 89'200 66'000 37'600 96'200 69'300 47'600 Gisikon (LU) 0.6235'500 83'400 62'300 38'100 89'700 64'900 48'100 Beromünster (LU) 0.6833'700 91'400 68'300 37'200 99'200 71'200 47'100 Emmen (LU) 0.5335'100 83'400 62'000 36'900 88'000 63'800 46'300 Ebikon (LU) 0.6435'300 89'300 65'700 36'400 92'100 66'100 45'400 Luzern (LU) 0.0334'900 71'500 53'600 35'600 73'100 54'300 43'700 Root (LU) 0.6534'700 91'300 67'000 36'600 95'500 68'900 45'800 Geuensee (LU) 0.6133'600 89'800 67'100 37'300 98'500 70'100 47'100 Ermensee (LU) 0.4734'000 80'600 61'800 37'900 89'700 65'000 48'100 Hitzkirch (LU) 0.6934'300 89'000 65'900 37'600 96'200 69'300 47'600 Dierikon (LU) 0.6736'000 85'900 63'000 37'500 89'800 64'600 46'800 Dietwil (AG) -0.1432'800 76'600 59'200 35'800 83'900 62'400 45'900 Kriens (LU) 0.3935'500 80'600 59'900 36'500 83'200 60'900 45'500 Zürich (ZH) -2.2632'600 19'300 21'200 33'500 21'500 22'100 39'800 The RDI (Regional Disposable Income) indicator expresses the disposable income for a wide range of households. For Switzerland it is set at 0. Cost of commuting: average cost of public transport and private vehicle. * The definition of reference households corresponds to that on the first page. Bold = nearest relevant center of employment. Only municipalities with more than 500 inhabitants are taken into account. The number of municipalities corresponds to the number in 2008 (2'706). Information Contact Further Information Credit Suisse Economic Research "Living and Commuting: Where's the Least Expensive Place to Live? Disposable Income in Switzerland" Regional Analysis www.credit-suisse.com/research Swiss Economy Regions Publications Email: [email protected] Sources Tel.: +41 44 334 74 19 Details of sources are contained in the above-mentioned study. Credit Suisse Group AG Credit Suisse AG is one of the world's leading financial services providers. As an integrated bank, Credit Suisse offers clients combined expertise in the areas of private banking, investment banking, and asset management. Disclaimer This document was prepared by Credit Suisse Economic Research, and does not constitute the results of any financial analysis by ourselves or others. As a result, the "Directives on the Independence of Financial Research" issued by the Swiss Bankers Association do not apply to this document. This publication is for information purposes only. The views expressed herein are those of Credit Suisse Economic Research at the time of going to print (we reserve the right to make amendments). This publication may be quoted providing the source is indicated. Copyright © 2011 Credit Suisse Group AG and/or its affiliated companies. page 2.