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THE HISTORY OF INTERNET BANKING: 1997 TO 2013

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

Fiserv buys CheckFree (Q4 2007)

CheckFree buys Corillian (Q2 2007)

CheckFree buys Interactive Solutions Corporation in Q1 1996, held it as Corillian buys Intelidata Checkfree Net Services, then spun it (Q3 2005) off as Corillian (Q2 1997)

Intelidata buys Home Corillian buys qbt Account Network (Q1 2001) Systems (Q3 2005)

qbt Systems buys MemberBridge from Corporate Network eCom (Q2 2005) buys CashEdge (Q3 2011) ACI buys ORCC (Q1 2013)

ORCC buys Integrated Data Systems (Q2 2005)

ORCC buys Princeton eCom in (Q3 2006)

ORCC buys Internet Transaction Solutions (Q3 2007)

Transaction Systems Architects, Inc buys P&H Solutions (Q4 2006) Transaction Systems Architects, Inc ACI buys S1 becomes ACI Worldwide (Q3 2007) (Q1 2012)

Politzer&Haney becomes S1 Corporation S1 buys Regency Systems P&H Solutions (Q4 2004) S1 launches new branding for 3 launched (Q4 1999) from TSA (Q2 2002) divisions (Q1 2007)

Security First Network sold to S1 buys PM Systems Corp Royal Bank of Canada (Q4 1998) (Q1 2010)

S1 buys FICS to provide online corporate banking (Q4 1999)

S1 buys Mosaic to provide, Internet banking and payments, ATM processing, S1 buys Vertical One to provide account POS processing, , Call center transaction processing (Q1 2004) aggregation services (Q4 1999)

S1 buys Edify, to provide customer self- service across channels (Q4 1999) S1 buys Q UP Systems, to provide Internet banking (Q2 2000)

Yodlee buys Vertical One (Q4 2000)

Yodlee launches (Q1 2000) Thoma Bravo buys Intuit , rebrands back to Digital Insight but leaves Mint with Intuit (Q3 2013)

Intuit buys Digital Insight (Q1 2007) Digital Insight renamed Intuit Intuit buys TekPortal data aggregation Financial Services (Q1 2010) technology from Teknowledge (Q3 2005)

Digital Insight buys RJE Internet Services (Q3 1997)

Intuit buys mint.com Digital Insight buys (Q3 2009) nFront (Q1 2000)

Digital Insight buys Magnet Bottomline Technologies buys commercial Communications (Q4 2003) Digital Insight buys 1View business unit from Intuit (Q1 2012) Network (Q2 2000)

Digital Insight buys Virtual Financial (Q1 2004)

First Data Corporation buys FundsXpress (Q2 2007)

Brokat buys Transaction Software eONE Global, a division of First Data Resources, Technologies, Inc (Q2 1999) buys the Mobile business unit of Brokat (Q4 2001)

M&I Data Services changes name to Metavante (Q3 2000) Brokat sells Internet Banking and Brokerage units to Metavante (Q4 2001)

Fidelity National buys financial services division of Alltel Information Services and creates Fidelity National Information Services (Q4 2001)

Fidelity Information Services buys FIS buys Metavante Hamilton & Sullivan (Q2 2003) Fidelity National Information Services (Q4 2009) merges with Certegy (Q1 2006)

Certegy created from Equifax Equifax buys Goldleaf payments division (Q3 2001) Technologies (Q4 1997) Certegy buys Netzee (Q4 2002)

SAP buys Sybase (Q2 2010)

Sybase buys Home Financial Network and forms Financial Fusion (Q4 1999)

Harland Financial Solutions founded when John H. Davis + Henderson buys Harland Harland Company buys Concentrex, Inc. (Q3 2000) Financial Solutions in Q3 2013

MoneyDesktop formed Harland Financial Solutions CFI ProServices buys CFI ProServices becomes (Q1 2010) buys Cavion Plus (Q3 2005) MecaSoftware (Q2 1999) Concentrex, Inc. (Q3 2000)

Backbase formed (Q3 2003)

Q2 ebanking formed (Q2 2004)

iThryv changed its name to Alkami Technology (Q1 2010) Shryk formed in Q2 2007, then changed its name to iThryv (Q3 2008 )

Lodo Software started with a PFM product (Q3 2007) that was licensed by Jack Henry. D3 Banking was released in Q2 2013.

Jwaala started in Q4 2006 with a PFM product, then switched product offerings in Q2 2009 to an online banking/PFM hybrid.

Database Management Services began CUBUS Solutions formed in Q2 2006, and servicing and hosting credit unions in 1995. shipped Online Banking in Q2 2012

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

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