Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Holiday Rescue Comprehensive Huddle Insurance Comprehensive InsureandGo Gold InsureandGo Silver itrek Adventurer itrek Pioneer RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Australia Post Comprehensive Budget Direct Comprehensive Budget Direct Essenal Columbus Direct Travel Insurance Standard Defence Bank Super Plus Fast Cover Comprehensive Fast Cover Standard Saver Good2Go Essenals Travel Insurance Good2Go The Works HCF Insurance Internaonal Travel Plan Huddle Insurance Basic Kango Cover Comprehensive Kango Cover Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 1

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 Kogan Insurance Basic Kogan Insurance Comprehensive RAA Essenals RAA Premium RACQ Premium RACV Extra Travel Care Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Budget Tick Travel Insurance Standard Tick Travel Insurance Top Travel Insurance Direct The Basics Travel Insurance Direct The Works Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aust Seniors Insurance Agency One Trip- Worldwide Australian Unity Budget Australian Unity Internaonal Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 2

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday BUPA Insurance Super Plus CGU Super Plus Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Budget Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 3

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 Medibank Internaonal Comprehensive MyCover Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Online Travel Insurance Comprehensive Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super Plus Priceline Protects Internaonal - Essenal Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive QBE Internaonal Comprehensive RAC Comprehensive RAC Essenals RACQ Standard SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Travel Insurance Cover Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insurance Saver Premium Plus

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 4

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Virgin Australia Comprehensive Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal

 American Express Essenal Aussietravelcover Top Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan Catholic Church Insurances Comprehensive CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Basic Cota Insurance Comprehensive HSBC Essenals MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 5

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Americas Company Product

 QBE Budget St.George Bank Essenals Plan STA Travel Comprehensive Internaonal Virgin Australia Essenals Westpac Essenals Plan

 Catholic Church Insurances Essenals HCF Insurance Elements Plan Hume Bank Essenals Naonal Seniors Internaonal Basic STA Travel Standard Internaonal SureSave Basic + Cancellaon SureSave Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 6

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Australia Company Product

 "Outstanding Value" Budget Direct Comprehensive Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus RAA Premium RACV Extra Travel Care RACV Total Travel Care Simply Travel Insurance Comprehensive World2Cover Travel Insurance Domesc World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1300 Insurance Domesc Plan 1Cover Direct Insurance Domesc Budget Direct Essenal Fast Cover Comprehensive Go Insurance Go Basic - Domesc Go Insurance Go Plus - Domesc Good2Go The Works Huddle Insurance Basic Huddle Insurance Comprehensive Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Comprehensive RAA Essenals RAC Comprehensive RAC Essenals RACQ Premium RACQ Standard Real Insurance Comrephensive - Domesc

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 7

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Australia Company Product

 Tick Travel Insurance Standard Tick Travel Insurance Top Webjet Domesc Plan Woolworths Basic - Domesc Woolworths Comprehensive - Domesc Worldcare Domesc Zoom Travel Insurance Domesc

 ahm Health Insurance Domesc AIG Internaonal Allianz Australia Domesc Plan Australian Unity Australian Comprehensive Boomers Domesc BOQ Secure Holiday BUPA Insurance Australian Catholic Church Insurances Domesc CGU Australian CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Domesc Columbus Direct Travel Insurance Standard Domesc Commonwealth Bank Domesc Plan Cota Insurance Basic Cota Insurance Comprehensive CUA Domesc Downunder Insurance Australia Only Easy Travel Insurance Australian Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 8

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Australia Company Product

 Expedia AU Domesc Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Australian Plan HCF Insurance Australian Travel Plan Health Insurance Fund Internaonal Comprehensive HSBC Domesc Hume Bank Domesc InsureandGo Gold Domesc Medibank Internaonal Comprehensive MyCover Domesc Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive No Worries Insurance Domesc Online Travel Insurance Domesc People's Choice Credit Union Australian Priceline Protects Australia Only - Essenal Priceline Protects Australia Only - Premium QANTAS Australian Comprehensive Real Insurance Basics - Domesc SGIC Internaonal Comprehensive Plan SGIO Internaonal Comprehensive Plan Ski Insurance Ski Plus Domesc STA Travel Comprehensive Internaonal Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Domesc Tick Travel Insurance Budget Travel Insurance Cover Australian Comprehensive Travel Insurance Direct The Basics Travel Insurance Direct The Works

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 9

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Australia Company Product

 Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Virgin Australia Comprehensive Virgin Australia Essenals Virgin Money Domesc

 AAMI Internaonal Travel Australia Post Domesc Bank of Melbourne Domesc Plan BankSA Domesc Plan Covermore Premium - Internaonal InsureandGo Silver Domesc Kogan Insurance Basic NAB Plan B - Domesc NIB Health Funds Ltd Internaonal Select + Cancellaon NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Ouch Online Travel Insurance Australian Comprehenive QBE Australian Cancellaon E3 QBE Australian Travel Plan SGIC Internaonal Essenals Plan SGIO Internaonal Essenals Plan St.George Bank Domesc Plan SureSave Domesc Travel Insurance Saver Australian Comprehensive Westpac Domesc Plan You go Domesc



Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 10

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Australia Company Product

 American Express Domesc Aussietravelcover Basic - Domesc Aussietravelcover Top- Domesc Naonal Seniors Internaonal Basic Travel Insurance Cover Australian Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 11

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Fiji Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive Huddle Insurance Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RACV Total Travel Care Southern Cross Travel Insurance TravelCare Single Journey Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Budget Direct Comprehensive Budget Direct Essenal Columbus Direct Travel Insurance Standard Fast Cover Comprehensive Good2Go The Works HCF Insurance Internaonal Travel Plan Huddle Insurance Basic Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Basic Kogan Insurance Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid Priceline Protects Internaonal - Premium

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 12

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Fiji Company Product

 QANTAS Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RACQ Premium RACQ Standard RACV Extra Travel Care Real Insurance Basics - Internaonal Real Insurance Comprehensive - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Tick Travel Insurance Top Travel Insurance Saver C Travel Plan Webjet Comprehensive Worldcare Comprehensive

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Aussietravelcover Top Plus Australia Post Comprehensive Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 13

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Fiji Company Product

 Boomers Comprehensive BOQ Secure Holiday Catholic Church Insurances Comprehensive CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Commonwealth Bank Comprehensive Cota Insurance Comprehensive CUA Comprehensive Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Economy HBF Financial Services Standard HBF Financial Services Super Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive Medibank Internaonal Comprehensive MyCover Comprehensive Online Travel Insurance Comprehensive Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance B Travel Plan People's Choice Credit Union Economy

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 14

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Fiji Company Product

 People's Choice Credit Union Super Priceline Protects Internaonal - Essenal QBE Internaonal Comprehensive RAC Essenals SGIC Internaonal Comprehensive Plan SGIO Internaonal Comprehensive Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive STA Travel Comprehensive Internaonal Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Tick Travel Insurance Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Basics Travel Insurance Direct The Works Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Virgin Money Comprehensive Westpac Comprehensive World Nomads Explorer World Nomads Standard You go Internaonal Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 BUPA Insurance Economy

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 15

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Cruise Fiji Company Product

 BUPA Insurance Super BUPA Insurance Super Plus CGU Economy CGU Standard CGU Super CGU Super Plus Chubb Insurance Company Comprehensive Cota Insurance Basic Covermore Premium - Internaonal HBF Financial Services Super Plus HCF Insurance Elements Plan NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Select + Cancellaon NRMA Insurance Internaonal Comprehensive Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Standard People's Choice Credit Union Super Plus SGIC Internaonal Essenals Plan SGIO Internaonal Essenals Plan SureSave Comprehensive Virgin Australia Comprehensive Virgin Australia Essenals

 BUPA Insurance Standard Chubb Insurance Company Essenal Downunder Insurance Backpackers Naonal Seniors Internaonal Basic NIB Health Funds Ltd Internaonal Comprehensive NRMA Insurance Internaonal Essenals SureSave Basic + Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 16

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Domesc Company Product

 "Outstanding Value" Easy Travel Insurance Australian Cancellaon Go Insurance Go Basic - Domesc Go Insurance Go Plus - Domesc Holiday Rescue Comprehensive insure4less Excel insure4less Excel Plus InsureandGo Gold Domesc InsureandGo Silver Domesc Virgin Money Domesc World2Cover Travel Insurance Domesc Zoom Travel Insurance Domesc

 1Cover Direct Insurance Domesc Boomers Domesc Columbus Direct Travel Insurance Premier Domesc Columbus Direct Travel Insurance Standard Domesc CUA Domesc Expedia AU Domesc HBF Financial Services Australian Plan Health Insurance Fund Domesc Huddle Insurance Comprehensive insure4less Essenals Kogan Insurance Comprehensive No Worries Insurance Domesc QANTAS Australian Comprehensive RAC Domesc Real Insurance Comrephensive - Domesc Simply Travel Insurance Plan B - Australia Only Territory Insurance Office NT Domesc Tick Travel Insurance Domesc Standard Tick Travel Insurance Domesc Top Webjet Domesc Plan

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 17

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Domesc Company Product

 Woolworths Basic - Domesc Woolworths Comprehensive - Domesc

 1300 Insurance Domesc Plan ahm Health Insurance Domesc Allianz Australia Domesc Plan ANZ Australian Aussietravelcover Basic - Domesc Aussietravelcover Top- Domesc Aust Seniors Insurance Agency One Trip-Domesc Australia Post Domesc Australian Unity Australian Comprehensive Bank of Melbourne Domesc Plan BankSA Domesc Plan BOQ Secure Holiday Budget Direct Domesc BUPA Insurance Australian CGU Australian CHI Travel Insurance Basic - Australia Only Chubb Insurance Company Comprehensive Chubb Insurance Company Presge Commonwealth Bank Domesc Plan Defence Bank Australian Downunder Insurance Australia Only Easy Travel Insurance Australian Comprehensive Fast Cover Domesc Plus GIO Holiday Travel Insurance Good2Go Comprehensive (Domesc) HCF Insurance Australian Travel Plan HSBC Domesc Huddle Insurance Basic Hume Bank Domesc

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 18

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Domesc Company Product

 MyCover Domesc NRMA Insurance Domesc Comprehensive Online Travel Insurance Domesc People's Choice Credit Union Australian Priceline Protects Australia Only - Essenal Priceline Protects Australia Only - Premium QBE Australian Cancellaon E3 QBE Australian Travel Plan RAA Domesc RACQ Domesc RACV Domesc Real Insurance Basics - Domesc Ski Insurance Ski Plus Domesc St.George Bank Domesc Plan Suncorp Insurance Holiday Travel Insurance - Single Trip Travel Insurance Cover Australian Comprehensive Travel Insurance Direct Domesc Travellers Choice Comprehensive - Domesc Virgin Australia Domesc Westpac Domesc Plan Worldcare Domesc You go Domesc

 AAMI Internaonal Travel AIG Domesc Catholic Church Insurances Domesc CHI Travel Insurance Mid Australia only Chubb Insurance Company Essenal Cota Insurance Domesc Covermore Premium - Domesc Kogan Insurance Basic Medibank Domesc Plan

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 19

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Domesc Company Product

 NAB Plan B - Domesc NIB Health Funds Ltd Domesc Plan Ouch Online Travel Insurance Australian Comprehenive SGIC Domesc Comprehensive SGIO Domesc Comprehensive SureSave Domesc Travel Insurance Saver Australian Comprehensive

 American Express Domesc Australian Unity Australian Cancellaon Flight Centre Travel Group Limit Domesc Plan D Naonal Seniors Australia Only STA Travel Comprehensive Domesc Travel Insurance Cover Australian Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 20

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 "Outstanding Value" Good2Go Essenals Travel Insurance insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver Kango Cover Essenals RAA Premium RACV Total Travel Care Real Insurance Comprehensive - Internaonal Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover Worldcare Comprehensive

 Allianz Australia Comprehensive Plan Boomers Comprehensive Budget Direct Comprehensive Budget Direct Essenal Defence Bank Super Easy Travel Insurance Budget Good2Go The Works HBF Financial Services Super HCF Insurance Internaonal Travel Plan Huddle Insurance Comprehensive Kango Cover Comprehensive Kogan Insurance Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid Online Travel Insurance Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 21

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 Ouch Online Travel Insurance A Travel Plan People's Choice Credit Union Super RAA Essenals RAC Comprehensive RACQ Premium RACQ Standard RACV Extra Travel Care Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Tick Travel Insurance Top Travel Insurance Cover Budget Travel Insurance Direct The Works Travel Insurance Saver A Travel Plan Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan

 1300 Insurance Comprehensive ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Aussietravelcover Top Plus Australia Post Comprehensive Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 22

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 Boomers Essenals BOQ Secure Holiday BUPA Insurance Super Catholic Church Insurances Comprehensive CGU Super CGU Super Plus Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Expedia AU Essenals Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Huddle Insurance Basic Hume Bank Comprehensive Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 23

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super Plus Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive QBE Budget QBE Internaonal Comprehensive RAC Essenals Real Insurance Basics - Internaonal SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Tick Travel Insurance Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 24

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 You go Internaonal

 AAMI Internaonal Travel American Express Essenal Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Super Plus CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Comprehensive HCF Insurance Elements Plan HSBC Essenals MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon Priceline Protects Internaonal - Essenal STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Suncorp Insurance Holiday Travel Insurance - Single Trip Virgin Australia Comprehensive Westpac Essenals Plan

 Catholic Church Insurances Essenals Cota Insurance Basic Hume Bank Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 25

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North Africa and the Middle‐East Company Product

 Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 26

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RACV Extra Travel Care RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Tick Travel Insurance Standard Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri Budget Direct Comprehensive Columbus Direct Travel Insurance Standard Easy Travel Insurance Budget Easy Travel Insurance Internaonal Comprehensive Fast Cover Comprehensive HCF Insurance Internaonal Travel Plan Holiday Rescue Comprehensive Huddle Insurance Basic Huddle Insurance Comprehensive itrek Pioneer Kogan Insurance Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 27

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 Online Travel Insurance Comprehensive QBE Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RAC Essenals RACQ Premium RACQ Standard Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Budget Tick Travel Insurance Top Travel Insurance Cover Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Works Travel Insurance Saver Internaonal Comprehensive Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive

 1300 Insurance Comprehensive ahm Health Insurance Comprehensive American Express Comprehensive American Express Essenal American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Australia Post Comprehensive Australian Unity Budget

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 28

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday Budget Direct Essenal Catholic Church Insurances Comprehensive CHI Travel Insurance Top Internaonal Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance Good2Go Essenals Travel Insurance Good2Go The Works HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 29

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 Hume Bank Comprehensive itrek Adventurer Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon No Worries Insurance Comprehensive No Worries Insurance Mid NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super Plus Priceline Protects Internaonal - Essenal Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insuranz Deluxe Travel Insuranz Premier

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 30

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 AAMI Internaonal Travel AIG Internaonal Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Super Plus CGU Super Plus CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Comprehensive MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive QBE Budget St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Suncorp Insurance Holiday Travel Insurance - Single Trip

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 31

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐East Asia Company Product

 Travel Insuranz Classic Virgin Australia Comprehensive Westpac Essenals Plan

 Catholic Church Insurances Essenals Cota Insurance Basic HCF Insurance Elements Plan HSBC Essenals Hume Bank Essenals Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 32

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 "Outstanding Value" 1Cover Direct Insurance Comprehensive Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 Allianz Australia Comprehensive Plan Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri Australia Post Comprehensive Budget Direct Comprehensive Easy Travel Insurance Budget Easy Travel Insurance Internaonal Comprehensive Fast Cover Comprehensive Good2Go The Works HCF Insurance Internaonal Travel Plan Huddle Insurance Basic Huddle Insurance Comprehensive itrek Adventurer itrek Pioneer

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 33

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Comprehensive No Worries Insurance Comprehensive Online Travel Insurance Comprehensive QBE Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RACQ Premium RACV Extra Travel Care Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Travel Insurance Cover Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Basics Travel Insurance Direct The Works Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 34

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday Budget Direct Essenal BUPA Insurance Super CGU Super Chubb Insurance Company Comprehensive Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Super

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 35

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive No Worries Insurance Mid NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super People's Choice Credit Union Super Plus Priceline Protects Internaonal - Essenal Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive RAC Essenals RACQ Standard SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Tick Travel Insurance Budget Tick Travel Insurance Top Travel Insurance Saver Bare Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 36

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Virgin Money Comprehensive Westpac Comprehensive World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 Aussietravelcover Top Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Super Plus Catholic Church Insurances Comprehensive CGU Super Plus CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Essenal Cota Insurance Comprehensive MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 37

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family North‐West Europe Company Product

 QBE Budget St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Travel Insuranz Classic Virgin Australia Comprehensive Westpac Essenals Plan World Nomads Explorer

 Catholic Church Insurances Essenals Cota Insurance Basic HCF Insurance Elements Plan HSBC Essenals Hume Bank Essenals Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 38

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive Huddle Insurance Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Aust Seniors Insurance Agency One Trip- NZ/ Pacific Islands Budget Direct Comprehensive Budget Direct Essenal Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Easy Travel Insurance Internaonal Comprehensive Fast Cover Comprehensive Good2Go The Works HCF Insurance Internaonal Travel Plan Huddle Insurance Basic itrek Adventurer

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 39

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 itrek Pioneer Kango Cover Essenals Kogan Insurance Basic Kogan Insurance Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive QBE Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RACQ Premium RACQ Standard RACV Extra Travel Care Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Tick Travel Insurance Top Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Works Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 40

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Aussietravelcover Top Plus Australia Post Comprehensive Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday Catholic Church Insurances Comprehensive CGU Economy CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Presge Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Economy Defence Bank Standard Defence Bank Super Downunder Insurance Backpackers Downunder Insurance Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 41

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 Downunder Insurance Premier Easy Travel Insurance Budget Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Economy HBF Financial Services Standard HBF Financial Services Super Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive Kango Cover Comprehensive Medibank Internaonal Comprehensive MyCover Comprehensive NRMA Insurance Internaonal Comprehensive Online Travel Insurance Comprehensive Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance B Travel Plan Ouch Online Travel Insurance C Travel Plan People's Choice Credit Union Economy People's Choice Credit Union Super Priceline Protects Internaonal - Essenal RAC Essenals SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 42

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Tick Travel Insurance Budget Travel Insurance Cover Budget Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver C Travel Plan Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Economy BUPA Insurance Super CGU Standard CGU Super Chubb Insurance Company Essenal

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 43

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Oceania and Antarca Company Product

 Cota Insurance Comprehensive Defence Bank Super Plus HBF Financial Services Super Plus HCF Insurance Elements Plan HSBC Essenals MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Select + Cancellaon Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Standard People's Choice Credit Union Super Plus QBE Budget St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal SureSave Comprehensive Virgin Australia Comprehensive Virgin Australia Essenals Westpac Essenals Plan

 BUPA Insurance Standard BUPA Insurance Super Plus Catholic Church Insurances Essenals CGU Super Plus Cota Insurance Basic Hume Bank Essenals Naonal Seniors Internaonal Basic NIB Health Funds Ltd Internaonal Comprehensive NRMA Insurance Internaonal Essenals SureSave Basic + Cancellaon

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 44

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RAA Essenals RAA Premium RACV Extra Travel Care RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Tick Travel Insurance Standard Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Australia Post Comprehensive Easy Travel Insurance Budget Fast Cover Comprehensive Good2Go Essenals Travel Insurance Good2Go The Works HCF Insurance Internaonal Travel Plan Holiday Rescue Comprehensive Huddle Insurance Basic Huddle Insurance Comprehensive itrek Adventurer

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 45

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 itrek Pioneer Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Comprehensive Priceline Protects Internaonal - Premium QBE Internaonal Comprehensive RAC Comprehensive RAC Essenals RACQ Premium RACQ Standard Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Budget Tick Travel Insurance Top Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Works Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal American Express Ulmate ANZ Internaonal Aussietravelcover Basic

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 46

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 Aussietravelcover Mid Aussietravelcover Top Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday Budget Direct Comprehensive Budget Direct Essenal Catholic Church Insurances Comprehensive CGU Super CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Standard Defence Bank Super Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Expedia AU Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 47

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Standard HBF Financial Services Super Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid NRMA Insurance Internaonal Comprehensive Online Travel Insurance Comprehensive Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance B Travel Plan Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Standard People's Choice Credit Union Super Priceline Protects Internaonal - Essenal QANTAS Internaonal Comprehensive QBE Budget SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 48

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Travel Insurance Cover Budget Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal

 Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Standard BUPA Insurance Super BUPA Insurance Super Plus CGU Standard CGU Super Plus CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Chubb Insurance Company Presge Cota Insurance Comprehensive HBF Financial Services Super Plus

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 49

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family South‐East Asia Company Product

 HSBC Essenals MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon NRMA Insurance Internaonal Essenals People's Choice Credit Union Super Plus St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Travel Insuranz Classic Virgin Australia Comprehensive Westpac Essenals Plan

 Catholic Church Insurances Essenals Cota Insurance Basic HCF Insurance Elements Plan Hume Bank Essenals Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 50

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 "Outstanding Value" Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RACV Extra Travel Care RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Tick Travel Insurance Standard Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 1Cover Direct Insurance Comprehensive Allianz Australia Comprehensive Plan Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri Budget Direct Comprehensive Easy Travel Insurance Budget Easy Travel Insurance Internaonal Comprehensive Fast Cover Comprehensive Good2Go Essenals Travel Insurance Good2Go The Works HCF Insurance Internaonal Travel Plan Holiday Rescue Comprehensive Huddle Insurance Basic Huddle Insurance Comprehensive itrek Adventurer

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 51

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 itrek Pioneer Kogan Insurance Comprehensive QBE Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RAC Essenals RACQ Premium RACQ Standard Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Budget Tick Travel Insurance Top Travel Insurance Cover Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Works Travel Insurance Saver B Travel Plan Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive Zoom Travel Insurance Comprehensive

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal American Express Ulmate ANZ Internaonal Aussietravelcover Basic

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 52

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 Aussietravelcover Mid Aussietravelcover Top Australia Post Comprehensive Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive Boomers Essenals BOQ Secure Holiday Budget Direct Essenal CGU Super Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Expedia AU Comprehensive Expedia AU Essenals Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance HBF Financial Services Super

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 53

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive Kango Cover Comprehensive Kango Cover Essenals Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid NRMA Insurance Internaonal Comprehensive Online Travel Insurance Comprehensive Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance B Travel Plan Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super People's Choice Credit Union Super Plus Priceline Protects Internaonal - Essenal Priceline Protects Internaonal - Premium QANTAS Internaonal Comprehensive QBE Budget SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 54

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Standard

 Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Super BUPA Insurance Super Plus Catholic Church Insurances Comprehensive CGU Super Plus CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Comprehensive Fast Cover Snow Sports Plus MyCover Essenals NAB Plan A - Internaonal

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 55

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Central Asia Company Product

 Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive NIB Health Funds Ltd Internaonal Select + Cancellaon NRMA Insurance Internaonal Essenals St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Travel Insuranz Classic Virgin Australia Comprehensive Westpac Essenals Plan

 Catholic Church Insurances Essenals Cota Insurance Basic HCF Insurance Elements Plan HSBC Essenals Hume Bank Essenals Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 56

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 "Outstanding Value" 1Cover Direct Insurance Comprehensive Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver itrek Pioneer Kango Cover Essenals RACV Total Travel Care Southern Cross Travel Insurance TravelCare Single Journey Webjet Comprehensive Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 Allianz Australia Comprehensive Plan Australia Post Comprehensive Boomers Comprehensive Budget Direct Comprehensive Columbus Direct Travel Insurance Standard Defence Bank Super Fast Cover Comprehensive Good2Go The Works HCF Insurance Internaonal Travel Plan Huddle Insurance Comprehensive itrek Adventurer

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 57

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 Kango Cover Comprehensive Kogan Insurance Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid Online Travel Insurance Comprehensive Priceline Protects Internaonal - Premium QBE Internaonal Comprehensive RAA Essenals RAA Premium RAC Comprehensive RACQ Premium RACV Extra Travel Care Real Insurance Comprehensive - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Basics Travel Insurance Direct The Works Travel Insurance Saver A Travel Plan Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Worldcare Comprehensive Zoom Travel Insurance Comprehensive

 1300 Insurance Comprehensive AAMI Internaonal Travel ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Essenal American Express Ulmate

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 58

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Essenals BOQ Secure Holiday Budget Direct Essenal BUPA Insurance Super CGU Super Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Budget Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 59

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 GIO Holiday Travel Insurance HBF Financial Services Super HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Huddle Insurance Basic Hume Bank Comprehensive Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive NRMA Insurance Internaonal Comprehensive NRMA Insurance Internaonal Essenals Online Travel Insurance Essenals + Cancellaon Ouch Online Travel Insurance A Travel Plan Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super People's Choice Credit Union Super Plus Priceline Protects Internaonal - Essenal QANTAS Internaonal Comprehensive RAC Essenals RACQ Standard Real Insurance Basics - Internaonal SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Territory Insurance Office NT Essenals Tick Travel Insurance Budget

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 60

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 Tick Travel Insurance Top Travel Insurance Cover Budget Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Westpac Comprehensive World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Standard

 Aussietravelcover Top Plus Bank of Melbourne Essenals Plan BankSA Essenals Plan BUPA Insurance Super Plus Catholic Church Insurances Comprehensive CGU Super Plus CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Comprehensive MyCover Essenals NAB Plan A - Internaonal Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 61

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Southern and Eastern Europe Company Product

 NIB Health Funds Ltd Internaonal Select + Cancellaon QBE Budget St.George Bank Essenals Plan STA Travel Comprehensive Internaonal STA Travel Standard Internaonal Travel Insurance Saver Bare Essenals Virgin Australia Comprehensive Westpac Essenals Plan World Nomads Explorer

 Catholic Church Insurances Essenals Cota Insurance Basic HCF Insurance Elements Plan HSBC Essenals Hume Bank Essenals Naonal Seniors Internaonal Basic SureSave Basic + Cancellaon SureSave Comprehensive Virgin Australia Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 62

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 "Outstanding Value" 1Cover Direct Insurance Comprehensive Go Insurance Go Basic - Internaonal Go Insurance Go Plus - Internaonal Good2Go Essenals Travel Insurance Holiday Rescue Comprehensive insure4less Essenals insure4less Excel insure4less Excel Plus InsureandGo Gold InsureandGo Silver RAA Premium RACV Total Travel Care Real Insurance Comprehensive - Internaonal Southern Cross Travel Insurance TravelCare Single Journey Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance Essenals Cover World2Cover Travel Insurance Top Cover

 Allianz Australia Comprehensive Plan Budget Direct Comprehensive Budget Direct Essenal Defence Bank Super Easy Travel Insurance Budget Fast Cover Comprehensive Good2Go The Works HBF Financial Services Super HCF Insurance Internaonal Travel Plan Huddle Insurance Basic Huddle Insurance Comprehensive itrek Pioneer Kango Cover Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 63

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 Kango Cover Essenals Kogan Insurance Comprehensive No Worries Insurance Comprehensive No Worries Insurance Mid Ouch Online Travel Insurance A Travel Plan People's Choice Credit Union Super QANTAS Internaonal Comprehensive RAA Essenals RAC Comprehensive RACQ Premium RACQ Standard RACV Extra Travel Care Real Insurance Basics - Internaonal Simply Travel Insurance Comprehensive Tick Travel Insurance Standard Tick Travel Insurance Top Travel Insurance Cover Budget Travel Insurance Direct The Works Travel Insurance Saver A Travel Plan Webjet Comprehensive Worldcare Comprehensive

 1300 Insurance Comprehensive ahm Health Insurance Comprehensive AIG Internaonal American Express Comprehensive American Express Ulmate ANZ Internaonal Aussietravelcover Basic Aussietravelcover Mid Aussietravelcover Top Aust Seniors Insurance Agency One Trip- Worldwide

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 64

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 Australia Post Comprehensive Australian Unity Budget Australian Unity Internaonal Comprehensive Bank of Melbourne Comprehensive BankSA Comprehensive Boomers Comprehensive BOQ Secure Holiday BUPA Insurance Super BUPA Insurance Super Plus CGU Super CGU Super Plus CHI Travel Insurance Top Internaonal Chubb Insurance Company Presge Columbus Direct Travel Insurance Premier Columbus Direct Travel Insurance Standard Commonwealth Bank Comprehensive Commonwealth Bank Essenals Plan Covermore Premium - Internaonal CUA Comprehensive CUA Essenals Defence Bank Super Plus Downunder Insurance Backpackers Downunder Insurance Comprehensive Downunder Insurance Premier Easy Travel Insurance Internaonal Comprehensive Expedia AU Comprehensive Expedia AU Essenals Fast Cover Snow Sports Plus Fast Cover Standard Saver Flight Centre Travel Group Limit Internaonal Opons Plan I Flight Centre Travel Group Limit Internaonal Travelsure Plan TI GIO Holiday Travel Insurance

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 65

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 HBF Financial Services Super Plus Health Insurance Fund Internaonal Comprehensive HSBC Comprehensive Hume Bank Comprehensive itrek Adventurer Kogan Insurance Basic Medibank Internaonal Comprehensive MyCover Comprehensive Naonal Seniors Internaonal Premium NIB Health Funds Ltd Internaonal Select + Cancellaon NRMA Insurance Internaonal Comprehensive Online Travel Insurance Comprehensive Ouch Online Travel Insurance Premier Plus Extras People's Choice Credit Union Super Plus Priceline Protects Internaonal - Premium QBE Budget QBE Internaonal Comprehensive RAC Essenals SGIC Internaonal Comprehensive Plan SGIC Internaonal Essenals Plan SGIO Internaonal Comprehensive Plan SGIO Internaonal Essenals Plan Ski Insurance Ski Plus Overseas St.George Bank Comprehensive Suncorp Insurance Holiday Travel Insurance - Single Trip Territory Insurance Office NT Comprehensive Tick Travel Insurance Budget Travel Insurance Cover Internaonal Comprehensive Travel Insurance Direct The Basics Travel Insurance Saver Bare Essenals Travel Insurance Saver Essenals Travel Insurance Saver Internaonal Comprehensive

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 66

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 Travel Insuranz Classic Travel Insuranz Deluxe Travel Insuranz Premier Travellers Choice Comprehensive - Internaonal Travellers Choice Comprehensive-Global + Cancellaon Virgin Money Comprehensive Virgin Money Essenals Plan Webjet Essenals Plan Westpac Comprehensive World Nomads Explorer World Nomads Standard Worldcare Essenals You go Internaonal Zoom Travel Insurance Comprehensive Zoom Travel Insurance Standard

 AAMI Internaonal Travel American Express Essenal Aussietravelcover Top Plus Boomers Essenals Catholic Church Insurances Comprehensive CHI Travel Insurance Basic - Internaonal CHI Travel Insurance Mid Internaonal CHI Travel Insurance Top Plus Internaonal Chubb Insurance Company Comprehensive Chubb Insurance Company Essenal Cota Insurance Comprehensive HCF Insurance Elements Plan MyCover Essenals NAB Plan A - Internaonal NIB Health Funds Ltd Internaonal Comprehensive NRMA Insurance Internaonal Essenals

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 67

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Insurance Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Family Sub‐Saharan Africa Company Product

 Online Travel Insurance Essenals + Cancellaon Priceline Protects Internaonal - Essenal St.George Bank Essenals Plan STA Travel Comprehensive Internaonal SureSave Basic + Cancellaon SureSave Comprehensive Territory Insurance Office NT Essenals Virgin Australia Comprehensive

 Bank of Melbourne Essenals Plan BankSA Essenals Plan Catholic Church Insurances Essenals Cota Insurance Basic HSBC Essenals Hume Bank Essenals Naonal Seniors Internaonal Basic STA Travel Standard Internaonal Virgin Australia Essenals Westpac Essenals Plan

Report Date: August, 2018 Travel Insurance Star Ratings 2018 - Page 68

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.