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Mutual Matters SUMMER 2017 Message from the Keep Track of Finances with Home Banking CEO In today’s digital world, it’s easy to keep up with your finances with Mutual Savings Union’s online home banking. With MSCU’s home banking, you can access We continue to see growth in 2017. your account anytime, anywhere an internet connection is available. And, it’s free! Membership is up, are up and we have great products available for Mutual Savings’ home banking makes checking your account balances easy. Just log our members. on and view your account. Need to transfer funds? No problem. It’s just a click away. No need to call or make a visit to a . You can view posted checks, account history, pay bills with online bill pay or set up future payments. There are many Mutual Savings continues to be involved in our options with home banking. communities by participating in philanthropic events hosted by Make-A-Wish Alabama, the Muscular Here’s the best part - there’s a free app to download to your mobile device to make Dystrophy Association and Relay for Life. Individual home banking even more convenient! Log on to www.mutualsavings.org and click the tab in the top right corner to register to use the branches have also participated in local events and app. Just another way MSCU is working for you. will continue to do so throughout the fall and winter months. Mutual Savings Supports Make-A-Wish Alabama

By now I’m sure you’ve noticed the VISA® information In an effort to give back to the community, Mutual Savings Credit Union is throughout the branches and on the website. Our new supporting several philanthropic organizations this year, the first being Make-A- VISA® Rewards and VISA® Blue cards are now available. Wish Alabama. Make-A-Wish Alabama’s mission is to grant the wishes of children with life-threatening illnesses, right here in our own backyard! These cards offer no annual fee and an APR rate as low as 9.90% for those that qualify. Stop by any branch or On April 21, 2017 members of the Mutual Savings Marketing Department attended visit the website to pick up or complete an application. Rivals for Wishes, an event fundraising for Make-A-Wish Alabama. The event You’ll enjoy 0% interest for the first 6 months on balance played on the iconic rivalry between Alabama and Auburn football. The event transfers. featured gourmet tailgate food and games, and had Alabama and Auburn players and coaches in attendance!

This has been a positive year thus far. I look forward to Attendees got to hear from football players and sharing with you new products, such as remote deposit coaches but more importantly got to hear from capture, that will be rolling out soon. As always, Mutual Wish Kids - children who have received wishes Savings continues to work for you. during their illnesses. Mutual Savings also sponsored another Make-A- Sincerely, Wish event, MayFest, on May 6, 2017 at Avondale Brewing Company. The event served local food and drinks, and featured live music from local artists, The Drennan Brothers and Jeremy Moore Music. Kendall Speed CEO/President Mutual Savings is proud to support Make-A-Wish Alabama!

HOLIDAY CLOSINGS

Find MSCU Online: July 4th – Independence Day, closed all day September 4th – Labor Day, closed all day SUMMER MSCU NEWSLETTER 2017 Locations & Hours

BIRMINGHAM 199 Bessemer Super Highway Did you know, Mutual Savings Credit Birmingham, AL 35228 8:30 a.m. – 5:00 p.m. M–F Union Members Get a Sprint Discount? Drive-up ATM available. That’s right! Due to Mutual Savings Credit Union and Sprint’s Credit Union PELHAM 3596 Pelham Parkway Member Discount, you could have valuable savings on your monthly wireless bill. Pelham, AL 35124 8:30 a.m. – 5:00 p.m. M–F There are two ways to save with Sprint on regularly priced monthly data service: RIVERCHASE/HOOVER 2040 Valleydale Road Birmingham, AL 35244 Members 8:30 a.m. – 5:00 p.m. M–F Closed daily: 1:00 – 2:00 p.m. 10% 15% Drive-up ATM available. Discount Discount CLANTON 1501 7th Street South Mention Corporate ID: Mention Corporate ID: Clanton, AL 35046 8:30 a.m. – 5:00 p.m. M–F NACUC_ZZM NACUC_ZDS_ZZM Drive-up ATM available.

SELMA Valid in conjunction with other credit union and Sprint National handset and other promotions. 907 Medical Center Parkway Selma, AL 36701 Credit Union Member Verification 8:30 a.m. – 5:00 p.m. M–F Verification is easy and only takes a few minutes to complete. There are four ways to verify your credit union membership: ALEXANDER CITY 1030 Lee Street 1. Free Love My Credit Union Rewards app for Android and/or iPhone. Alexander City, AL 35010 • iPhone users find it at the Apple App Store. 8:30 a.m. – 5:00 p.m. M–F Drive-up ATM available. • Android users find the app in Google Play. • Search for “Love My Credit Union Rewards.” CALERA • 136D Calera Marketplace Circle You will be prompted to black out all confidential information within the app. Calera, AL 35040 8:30 a.m. – 5:00 p.m. M–F 2. Fill out and fax the Sprint Verification Form (http://www.lovemycreditunion.org/sprint) and supporting documents to the BIRMINGHAM - TARRANT Sprint Corporate Accounts: 913.523.1987 or toll free: 877.687.8211. 3000 Winewood Road Birmingham, AL 35215 3. Visit www.sprint.com/verify from a mobile device. 8:30 a.m. – 5:00 p.m. M-F Drive-up ATM available. 4. Sign up for Sprint’s AutoPay using your credit union checking account or credit union debit/: http://www.sprint.com/. BROOKWOOD 16072 Highway 216 8:30 a.m. – 5:00 p.m. M-F Start saving with Sprint today! Brookwood, AL 35444 Drive-up ATM available.

It’s Good to be Blue! Introducing Mutual Savings Credit Union’s new VISA® Blue Rewards and VISA® Blue credit cards! These cards are designed just for you! Our VISA® cards Convenient Rewards Options CONTACT US offer convenient purchasing power for No Annual Fee everyday purchases, vacations, events MEMBER SERVICE CENTER or life’s surprises. No annual fee and an Mutual Savings’ Visa Blue Rewards Birmingham Area (205) 682-1100 APR rate as low as 9.90% for those that & Visa Blue is designed qualify! These cards are now available. just for you. 1-800-950-6728 Find out more by visiting a branch or TELEPHONE BANKING online at www.mutualsavings.org. 24 hours a day, 7 days a week Birmingham Area (205) 682-1199 Any rates quoted as Annual Percentage Rate are subject to change without notice. Services and rates described herein are periodically changed and/or deleted. Mutual 1-800-910-4804 Savings Credit Union’s participation with any enterprise is only an attempt to provide a service to its members and has no responsibility for transactions between said enterprise Copyright © MSCU 2017. and members. Full account disclosures available upon request. We are an Equal Housing mutualsavings.org All rights reserved. Opportunity Lender.