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English Yashogathe.Pdf Chairman’s Message It is with great joy and appreciation that I see the vibrant growth of Deshpande RUDSETI, engaged in social service. This Institute mainly focuses and functions in liberating the people from the bondage of poverty through various income generating activities, either through self employment or wage employment. Rural Development is the hardcore activity of the Institute where the empowerment of rural women is taken care by promoting self help groups and linking them to banks. The accomplishments highlighted herein give a clear picture of the relentless and selfless services undertaken by D-RUDSETI towards the poor and the needy. I am happy to learn that the Institute is very particular to reach out to all sections of the society. Our call in the present challenging environment of inflation, unemployment and poverty is to recommit ourselves to reach out to more and more unemployed youth and under privileged women of the society in the years to come. All the best for each and every one who is committed to this noble cause. Sri R.V. Deshpande Chairman Preface Deshpande RUDSETI works with downtrodden and vulnerable community of the society with the growing realization that a genuine development can be brought about only when the members of the community are actively involved in shaping their own future by becoming responsible to themselves. The formation and training of Self Help Groups are given topmost priority by the Institute as part of rural development activities. Before intervention of the Institute, most of the vulnerable group especially women and their family members were under the mercy of local money lenders and landlords. Our intervention by way of promoting women SHG's has released them from the clutches of money lenders. The Institute organised various awareness camps, and workshops on capacity building to empower the underprivileged in rural area. These activities helped the SHG members to become aware of their rights in their family and in the society also. Now these people have easy access to finance at affordable cost and are earning their livelihood. They have got a say in the decision making process in their family in particular and society in general. The main objective of forming SHGs is to give special impetus to the empowerment of rural women. It creates an environment for social change, self confidence and making them self reliant. It enhances financial stability in rural women by undertaking income generation activities, thereby contributing to poverty alleviation. The Institute has laid more emphasis on formation of new SHGs, and strengthening of existing SHGs. Institute has formed 1181 SHGs enrolling 14498 members in Mundgod, Dandeli, Joida and Haliyal area. The total savings of these groups crossed Rs. 462.93 Lakhs and their credit Rs. 702.87 Lakhs. Institute conducts different trainings to train SHG members. This book highlights the achievement of our centres at Mundgod, Dandeli, Joida and Haliyal along with the Yashogathe of rural women entrepreneurs. S.D. SAYAGAVI Director 1 HALIYAL Date of opening of the Centre : 1st Oct. 2006 Area covered : Haliyal Town, and few neighbouring villages Target group for community development activity in Haliyal Town constitutes a sizeable section of women who are agricultural labourers, artisans, housewives etc. Many NGOs who have worked for women empowerment in the town are project specific and hence long term development is not visible. D-RUDSETI has extended its community development programmes in Haliyal Town since 2008, keeping in view the scope available for women empowerment. Significant Achievements: 2802 members were covered under 234 SHGs Rs.55.85 Lakhs mobilized as savings by SHGs Rs.66.87 Lakhs credit availed from bank by SHGs 69 SHG members commenced livelihood activities and earnings Rs.1500/- p.m. on an average 70 Rural Development Activities organized to educate 5037 rural folk Under Janashree Bima Yojane of LIC of India 1401 members insured Under Janashree Bima Yojane of LIC of India,302 children of SHG members received scholarship to the tune of Rs. 1,81,200/- Under Janashree Bima Yojane of LIC of India,1 death claim was settled amounting to Rs. 30,000/-. 2 PROFILE OF SETTLED SHG MEMBERS – HALIYAL CENTRE Pooja Prabhuling Desaiswamy Jawahar Road, Haliyal (N.K.) A House wife, who belongs to a business family. Member of “Shrinidhi SHG” promoted by D-RUDSETI. She has undergone various SHG trainings and got confidence. Availed loan of Rs 10,000/- from her SHG and Rs.20,000/- from Syndicate Bank, Haliyal. Doing Saree Selling Business. Earning Rs 5,000/- per month on an average. Ratna Narayan Sangolli At/Po: Havagi, Tq: Haliyal (N.K.) A Member of “Shubhalaxmi SHG” promoted by D-RUDSETI. Her husband is running a tractor repair garage. She got Rs. 10,000/- loan from SHG and Rs 15,000/- from Syndicate Bank. She purchased paint spray machine for the tractors. She is also assisting her husband in the business. Their earning is Rs.6000/- per month on an average. Vital Mahadeva Navalagi At/Post: Tergaon, Tq: Haliyal (N.K.) Belongs to poor family. He was running a small “Hair cutting saloon” . He joined the “Aanjaneya Men SHG” promoted by D-RUDSETI. Availed the loan of Rs.10,000/- from his SHG & Rs.5,000/- from the Bank. He improved his Hair Cutting Saloon. His earning has also increased from Rs.3000/P.M.- to Rs. 8,500/- per month on average. Anthon Savil Souza At/ Po: Homanalli, Tq: Haliyal (N.K.) Belongs to middle class family. Availed Rs 30,000/- Bank loan from Syndicate Bank, Haliyal Member of “Jnanodaya SHG” promoted by D-RUDSETI. He has taken internal loans from his SHG several times to improve his business. He is making Yarn Spindles with the help of a small machine. Earning Rs 8,000/- per month on an average. 3 Mangala K Gundupkar At/Po: Mangalwad, Tq: Haliyal ( U.K.) Belongs to middle class family. Young, educated woman, who wanted to support her family. She joined “Yamuna SHG” promoted by D-RUDSETI. She took internal loan of Rs.5000/-. She started small tailoring unit at home. She has become specialist in stitching dresses and pico falls. She is earning Rs.5,000/- per month on an average. Laxmi Maruti Renagekar At post : Kalasapur Tq: Haliyal (UK) 55 years old woman who belongs to agriculture family. Member of “Shri Mangai SHG” promoted by D-RUDSETI. She is availing internal loan from her SHG regularly for her agriculture work. She is growing Maize in her 2 acres of land. She is earning Rs.50000/- per year on an average. Manjula Basavaraj Kajagar At/Po: Tergaon, Tq: Haliyal (N.K.) Belongs to agricultural family. She was aiming to improve financial status of her family. Joined “Veerbhadreshwar SHG” promoted by D-RUDSETI. She improved her business of preparation and selling of grafted seedlings of Mango by availing internal loans. She also, availed bank loan of Rs. 5,000/- through her SHG. Earning Rs 60,000/- per annum on an average. Mahadevi Mavalu Kinagekar. At /Post : Pala, Tq: Haliyal ( U.K.) Belongs to Middle class family. Member of “Renuka SHG” promoted by D-RUDSETI. She availed Rs.5,000/- internal loan from her SHG. She is stitching the Kaudi (Rajai) by hand from small piece of clothes and with old sarees. Earning a profit of Rs.2,000/- per month on an average. 4 Sunita Anil Angadi At/Po: Havagi, Tq: Haliyal (N.K.) She hails from poor agricultural family. She joined Sri Grama Laxmi SHG, promoted by D-RUDSETI. She has undergone various SHG trainings. Availed Rs.15,000/- loan from the Syndicate bank and invested her funds of Rs.30,000 to purchase 2 she Buffaloes. She is having small dairy. Earning Rs.5,000/- per month on an average by selling milk. Tara Pundalik Kadam At Post: Kalasapur Tq; Haliyal (UK) She is hard working woman who belongs to agriculture family. Member of “Mangai SHG” promoted by D-RUDSETI. She availed a loan of Rs.10,000/- from her SHG. She has grown Mango trees in her 2 acres of land. She is Selling Mangoes and earning Rs.50000/- per year on an average. Sujata Manjunath Hudali At /Po: Madnalli Tq: Haliyal ( U.K. ) Belongs to potter's family. She is 25 years young lady. Member of Pratiksha SHG promoted by D-RUDSETI. She is taking internal loans & repaying regularly. She is preparing curd pots & selling to Krishna Milk Dairy. Monthly income is Rs.4,000/- on an average. Sarojini Dattatraya Masurkar At/Post: Tergaon, Tq: Haliyal (N.K.) Member of “Siddkala SHG” promoted by D-RUDSETI. She got motivated through EDP inputs in various SHG trainings. Availed loan of Rs. 15,000/ from Syndicate Bank, Haliyal. Purchased a refrigerator and selling cold drinks at her home. She is earning Rs.3,000 /- per month on an average. 5 Durgavva Shivappa Vaddar At Post Muttalmuri, Tq: Haliyal (U.K.) She is a 55 years old widow. She is living alone. She joined Sanatan SHG, promoted by D-RUDSETI. She availed Rs. 3,000/- as internal loan along with Bank loan under SGSY Scheme from her SHG. She is doing Muttuga leaf plates called Patravali and selling locally. She is earning Rs.2,000/- per month on an average. Preeti Satish Joshi Basavaraj Galli, Haliyal (UK) Belongs to middle class family. She wanted to support her family economically. She joined “Shri Nidhi SHG” promoted by D-RUDSETI. She availed a loan of Rs.10,000/- from Syndicate Bank and also Rs.5,000 from her SHG as internal loan. She is preparing Masala Powder and selling locally. She is earning a profit of Rs.3,000/- per month on an average.
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