BANK/GA/201707/INDIAN BANKING INDUSTRY/E&H/02 CLASS WORK SHEET LECTURE-02 INDIAN BANKING INDUSTRY ( Hkkjrh; cSfdax m|ksx ) Q.1. Which of the following pair is/are True? fuEufyf[kr tksfM+;ksa esa ls dkSu lk@ls lR; gS@gS\ (1) State Bank Group - Pure banking nothing else; With you all the way LVsV cSad lewg & I;ksj cSafdax ufFkax ,Yl foFk ;w vky n os (2) Allahabad Bank - A tradition of trust bykgkckn cSad & fo'okl dh ,d ijaijk (3) Andhra Bank - Much more to do, with YOU in focus vka/kzk cSad & ep eksj Vw Mw] foFk ;w bu Qksdl (4) Bank of Baroda - India’s international bank cSad vkWQ cM+kSnk & Hkkjr dk varjkZ"Vªh; cSad (5) All are correct / lHkh lgh gS Q.2. The headquarter of Allahabad Bank is located in------. bykgkckn cSad dk eq[;ky; &&&&&&&&&&& esa fLFkr gSA (1) Pune/ iq.ks (2) New Delhi/ ubZ fnYyh (3) Chennai/ psUubZ (4) Kolkata/ dydÙkk (5) Bengaluru/ csaxyq: Q.3. Who decided the interest rate on saving bank account? cpr cSad [kkrksa ij C;kt nj dkSu fu/kkZfjr djrk gS\ (1) SEBI/ lsch (2) RBI/ vkjchvkbZ (3) Individual Banks/ O;fäxr cSad (4) Government of India/ Hkkjr ljdkj (5) None of these/ bues ls dksbZ ugha Q.4. What is the tag line of Bank of Baroda? cSad vkWQ cM+kSnk dh VSx ykbu D;k gS\ (1) Good People to Bank with/ vPNs yksx vPNk cSad (2) A Name you can Bank Upon/ Hkjksls dk izrhd (3) India’s international bank/ Hkkjr dk varjkZ"Vªh; cSad (4) A tradition of trust/ fo'okl dh ijEijk (5) None of these / bues ls dksbZ ugha Q.5. CASA is the abbreviation of-/ CASA fdldk laf{kIr :i gS& (1) Current Account and Saving Account (2) Currency Authority and Smart Account (3) Cumulative Account and Smart Account (4) Current Association and Saving Account (5) None of these/ buessa ls dksbZ ugha Q.6. Which one combination is not true? dkSu lk ,d feyku lR; ugha gS\ (1) Punjab National Bank - New Delhi/ iatkc us'kuy cSad & ubZ fnYyh (2) State Bank of India - Mumbai/ LVsV cSad vkWQ bafM;k & eqacbZ (3) Syndicate Bank - Manipal/ flaMhdsV cSad & ef.kiky (4) Union Bank of India – New Delhi/ ;wfu;u cSad vkWQ bafM;k & ubZ fnYyh (5) United Bank of India – Kolkata/ ;wukbVsM cSad vkWQ bafM;k & dksydkrk Q.7. Which of the following is/are true regarding banks and their taglines? fuEu esa ls dkSu lk@ls cSadksa vkSj muds VSxykbu ds ckjs esa lR; gS\ (1) Axis Bank - Everything is the same except the name/ ,fDll cSad% ,ojhfFkax bt n lse ,DllsIV n use (2) Bank of Rajasthan - Dare to dream/ cSad vkWQ jktLFkku% Ms;j Vw Mªhe (3) Catholic Syrian Bank - Support all the way/ dSFkksfyd lhfj;u cSad% liksVZ vky n os (4) Centurion Bank of Punjab - To rejoice working, join us/ lsapwfj;u cSad vkWQ iatkc% Vw jstksbls ofdaZx] Tokbu vl (5) All of the above/ mijksä lHkh lR; gSA www.mahendraguru.com 1 LECTURE-02 BANK/GA/201707/INDIAN BANKING INDUSTRY/E&H/02 Q.8. What is the tagline of United bank of India? ;wukbVsM cSad vkWQ bafM;k dh VSxykbu D;k gS\ (1) A Name you can Bank Upon./ vkidk Hkjkslsean lkFkh (2) Your faithful & friendly financial partner / vkidk oQknkj o fe=or foÙkh; lk>hnkj (3) Honours Your Trust. / vkids fo'okl dk lEeku (4) Good People to Bank with. / vPNs yksx vPNk cSad (5) The Bank that begins with U./ vki ls 'kq: gksus okyk cSad Q.9. ‘Together we can’ is slogan of which Bank? ^Vwxsnj oh dSu* fdl cSad dh VSxykbu gS\ (1) Corporation Bank/ dkWjiksjs'ku cSad (2) Union Bank Of India/ ;wfu;u cSad vkWQ bafM;k (3) Canara Bank/ dsujk cSad (4) Bank Of Baroda/ cSad vkWQ cM+kSnk (5) Indian Bank/ bf.M;u cSad Q.10. Which of the following is/are true?/ fuEu esa ls dkSu lk/ls lR; gSa@gS\ (1) Bank of Maharashtra - One family one bank / cSad vkWQ egkjk"Vª & ou QSfeyh ou cSad (2) Canara Bank - Together We Can / dsujk cSad & Vwxsnj oh dSu (3) Central Bank of India - Build A Better Life Around Us/ lsaVªy cSad vkWQ bafM;k & fcYM v csVj ykbQ vjkmaM vl (4) Corporation Bank- Prosperity for All/ dkjiksjs'ku cSad& çksLisfjVh QkWj vky (5) All are true/ lHkh lR; gSa Q.11. Headquarter of Indian Overseas bank is situated in which city? Hkkjrh; vksojlht cSad dk eq[;ky; fdl 'kgj esa fLFkr gS\ (1) Kolkata/ dksydkrk (2) New Delhi/ ubZ fnYyh (3) Mumbai/ eqacbZ (4) Bangalore/ caxykSj (5) Chennai/ psUubZ Q.12. “The Nation banks on us; Pure Banking Nothing Else; With you all the way.” Is the slogan of which of the following banks? ^^ns'k ds Hkjksls dk cSad 'kq) cSafdax vkSj dqN Hkh ugha gj eksM+ ij vki ds lkFk** fuEufyf[kr esa ls fdl cSad ds ukjs gSa\ (1) Bank of Baroda/ cSad vkWQ cM+kSnk (2) Union Bank of India/ ;wfu;u cSad vkWQ bafM;k (3) State Bank of India/ Hkkjrh; LVsV cSad (4) Indian Bank/ bafM;u cSad (5) None of these/ buesa ls dksbZ ugha Q.13. What is the tagline of HDFC bank?/ ,pMh,Qlh cSad dh VSxykbu D;k gS\ (1) World's Local Bank/ fo'o dk LFkkuh; cSad (2) Trusted Family Bank/ ifjokj ds Hkjksls dk cSad (3) We Understand Your World/ ge le>sa vkidh nqfu;k dks csgrj (4) Good People to Grow With/ vPNs yksx vPNk cSad (5) India's International Bank/ Hkkjr dk varjkZ"Vªh; cSad Q.14. Choose the option, which is most appropriate regarding banks and their head offices? fodYi dk pquko dfj, tks cSadksa rFkk muds eq[;ky;ksa ds lanHkZ esa lcls mi;qä gS& (1) Vijaya Bank - Bangalore/ fot;k cSad & cSaxyksj (2) Punjab and Sindh Bank - Hyderabad/ iatkc ,.M flU/k cSad & gSnjkckn (3) UCO Bank - New Delhi/ ;wdks cSad & ubZ fnYyh (4) PNB - Mumbai/ ih,uch & eqEcbZ (5) All are correct/ lHkh lgh gSA For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-02 BANK/GA/201707/RESERVE BANK OF INDIA/E&H/03 CLASS WORK SHEET LECTURE-03 RESERVE BANK OF INDIA / ( Hkkjrh; fjtoZ cSad ) Q.1. How many languages are written on a note? fdruh Hkk"kk,sa ,d uksV ij fy[kh jgrh gSa\ (1) 18 (2) 16 (3) 17 (4) 20 (5) 19 Q.2. What is full form of LOLR? LOLR dk iw.kZ :i D;k gS\ (1) Lender of Last Resort (2) Lender of Lost Resource (3) Lender of Last Resource (4) Lend of Lost Resource (5) None of these/ buesa ls dksbZ ugha Q.3. Who pays the cost of deposit insurance with DIGCC ? MhvkbZlhthlh ds lkFk tek chek dh ykxr dk Hkqxrku dkSu djrk gS\ (1) Account Holder/ [kkrk /kkjd (2) Central Government/ dsUæh; ljdkj (3) Insured Bank/ chekd`r cSad (4) RBI/ Hkkjrh; fjtoZ cSad (5) None of these/ buesa ls dksbZ ugha Q.4. National Housing Bank is a subsidiary of- jk"Vªh; vkokl cSad] vuq"kaxh gS& (1) Nabard/ ukckMZ (2) HDFC/ ,pMh,Qlh (3) RBI/ Hkkjrh; fjtoZ cSad (4) ICICI/ vkbZlhvkbZlhvkbZ (5) None of these/ buesa ls dksbZ ugha Q.5. A bank which is entrusted with the functions of guiding and regulating the banking system of a country is known as its ______. ,d cSad ftls ,d ns'k dh cSafdax ç.kkyh ds ekxZn'kZu vkSj fofu;eu ds dk;Z lkSais tkrs gSa] dks mudks &&&&&&&&&&& ds :i esa tkuk tkrk gSA (1) Regulating Bank/ fofu;eu cSad (2) Special Bank/ fo'ks"k cSad (3) Central Bank/ dsUæh; cSad (4) Controlling Bank/ fu;a=d cSad (5) None of these/ buesa ls dksbZ ugh Q.6. Which of the following statements regarding Clean Note Policy is not true ? Dyhu uksV ikWfylh ls lacaf/kr fuEufyf[kr dFkuksa esa ls dkSu lk lR; ugha gS\ (1) Not to staple the banknotes/ cSad uksaV dks LVsiy uk djsa (2) Not to write on the banknotes/ cSad uksaV ij uk fy[ksa (3) Not to put rubber stamp on the banknotes/ cSad uksV ij eksgj uk yxk,¡ (4) All are true/ lHkh lR; gSa (5) None of these/ buesa ls dksbZ ugh Q.7. Which of the following bank is authorized to act as an agent of Reserve Bank of India at all places where there is no branch of Banking Department of Reserve Bank of India ? fuEufyf[kr esa ls dkSu lk cSad mu lHkh LFkkuksa ij Hkkjrh; fjtoZ cSad ds ,tsaV ds :i esa dk;Z djus ds fy, vf/kd`r gS]tgka Hkkjrh; fjtoZ cSad ds cSafdax foHkkx dh dksbZ 'kk[kk ugha gS \ (1) Lead Banks/ yhM cSad (2) State Bank of India/ Hkkjrh; LVsV cSad (3) Any Scheduled Bank/ dksbZ Hkh vuqlwfpr cSad (4) Presidency Banks/ çslhMsalh cSad (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-03 BANK/GA/201707/RESERVE BANK OF INDIA/E&H/03 Q.8. As per Section ___ of RBI Act 1934 ,RBI has the right to issue bank notes. Hkkjrh; fjtoZ cSad vf/kfu;e 1934 dh /kkjk &&& ds vuqlkj] Hkkjrh; fjtoZ cSad dks cSad uksV tkjh djus dk vf/kdkj gSA (1) 2 (2) 20 (3) 22 (4) 24 (5) 26 Q.9. The Definition of 'Banking' is given in ...... *cSafdax* dh ifjHkk"kk &&&&&&&&&&&&&& esa nh xbZ gSA (1) Negotiable Instrument Act, 1881/ ijØkE; fy[kr vf/kfu;e] 1881 (2) Indian Contract Act, 1872/ Hkkjrh; vuqca/k vf/kfu;e] 1872 (3) The Banking Regulation Act, 1949/ cSaddkjh fofu;eu vf/kfu;e] 1949 (4) RBI Act, 1934/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1934 (5) None of these/ buesa ls dksbZ ugha Q.10. In which year Cooperative Banks came under RBI regulation? fdl o"kZ esa lgdkjh cSad vkjchvkbZ fofu;eu ds v/khu vk,\ (1) 1962 (2) 1966 (3) 1968 (4) 1970 (5) 1975 Q.11. Who was the second Governor of Reserve Bank of India? Hkkjrh; fjtoZ cSad dk f}rh; xouZj dkSu Fkk\ (1) Sir C.D. Deshmukh/ lj lh-Mh- ns'keq[k (2) Sir James Taylor/ lj tsEl Vsyj (3) Sir B.R. Rau/ lj ch-vkj- jkÅ (4) L.K. Jha/ ,y-ds- >k (5) Sir Osborne Smith/ lj vksLcksuZ fLeFk Q.12. Which of the following is the central bank of our country? gekjs ns'k dk dsaæh; cSad fuEu esa ls dkSu lk gS\ (1) RBI/ vkjchvkbZ (2) SBI/ ,lchvkbZ (3) NABARD / ukckMZ (4) SIDBI/ flMch (5) PNB / ih,uch Q.13. Which of the following has introduced the concept of Payment Banks and Small Banks? fuEu esa ls fdlus Hkqxrku cSadksa vkSj NksVs cSadksa dh vo/kkj.kk nh gS\ (1) SEBI/ lsch (2) RBI/ Hkkjrh; fjtoZ cSad (3) SIDBI/ flMch (4) PFRDA/ ih,QvkjMh, (5) None of these/ buesa ls dksbZ ugha Q.14. Which among the following is not a feature/are not the features of a Central Bank? fuEufyf[kr esa ls dkSu lk@ls dsaæh; cSad dh ,d fo'ks"krk@fo'ks"krk,a ugha gS@gSa\ (A) It is entrusted with the functions of guiding and regulating the banking system of a country. bls ,d ns'k dh cSafdax ç.kkyh ds ekxZn'kZu vkSj fofu;eu ds dk;Z lkSais x;s gSa (B) It deals with the general public./ ;g vke turk ls ysunsu djrk gSA (C) It is a Government's banker./ ;g ljdkj dk ,d cSadj gSA (1) Only/ dsoy C (2) Only/ dsoy B (3) A and/ vkSj B (4) B and/ vkSj C (5) Only/ dsoy A Q.15. RBI was established under the provision of- Hkkjrh; fjtoZ cSad dh LFkkiuk &&&&&&&& ds çko/kku ds rgr dh xbZA (1) Reserve Bank of India Act, 1934/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1934 (2) Reserve Bank of India Act, 1935/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1935 (3) Reserve Bank of India Act, 1936/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1936 (4) Reserve Bank of India Act, 1937/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1937 (5) Reserve Bank of India Act, 1938/ Hkkjrh; fjtoZ cSad vf/kfu;e] 1938 For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-03 BANK/GA/201707/MONETARY POLICY/E&H/04 CLASS WORK SHEET LECTURE-04 MONETARY POLICY ( ekSfnzd uhfr ) Q.1. What is the full form of LAF?/ LAF dk iw.kZ :i D;k gS\ (1) Liquidity Adjustment Facility (2) Liquid Adjustment Facility (3) Liquidity Adjusted Facility (4) Liquid Adjusted Facility (5) None of these/ bues ls dksbZ ugha Q.2. In SLR, L stands for -/ SLR esa] L dk iw.kZ :i gS & (1) Liquidity/ fyfDofMVh (2) Leverage/ fyojst (3) Licence/ ykblsal (4) Liberal/ fycjy (5) None of these/ bues ls dksbZ ugha Q.3. Under the ______the eligible entities can avail overnight, up to two per cent of their respective Net Demand and Time Liabilities (NDTL) outstanding at the end of the second preceding fortnight. &&&&&&&&&ds rgr ik= laLFkk,a f}rh; iwoZorhZ i[kokM+s ds var esa vius cdk, ls lacaf/kr fuoy ekax vkSj eh;knh ns;rkvksa ¼,uMhVh,y½ ds nks çfr'kr rd ,d jkr ds fy, m/kkj ys ldrh gSaA (1) SLR/ ,l,yvkj (2) Call money/ dkWy euh (3) MSF/ ,e,l,Q (4) LAF/ ,y,,Q (5) Notice money/ uksfVl euh Q.4. Reserves which can act as a liquidity buffer for commercial banks during crisis times are - ladV ds le; ds nkSjku okf.kfT;d cSadksa ds fy, ,d rjyrk cQj ds HkaMkj ds :i esa dk;Z dj ldrk gS& (1) CAR (2) CRR (3) CAR and/ vkSj CRR (4) SLR (5) None of these/ buesa ls dksbZ ugha Q.5. When Repo Rate is reduced by RBI, it leads to - tc vkjchvkbZ }kjk jsiks nj dks ?kVk;k tkrk gS] rks ;g &&&&&&&& dh vksj vxzlj djrk gSA (1) Reduction of cost to borrowers on loans from banks./ cSadksa ls _.k ij m/kkjdrkZvksa dh ykxr esa dehA (2) Increase in cost of loans of borrowers from banks./ cSadksa ls m/kkjdrkZvksa ds _.k dh ykxr esa o`f)A (3) Reduction in cost of borrowing by banks from RBI./vkjchvkbZ ls cSadksa }kjk m/kkj ysus dh ykxr esa dehA (4) Increase in cost of borrowing by banks from RBI./ vkjchvkbZ ls cSadksa }kjk fy;s x;s m/kkj dh ykxr es a o`f)A (5) Any of the above/ mijksä esa ls dksbZ Hkh Q.6. What does 'M' stands for in OMO?/ OMO esa ^ M * dk D;k vFkZ gS\ (1) Market (2) Money (3) Master (4) Monetary (5) None of these/ buesa ls dksbZ ugha Q.7. Which of the following is a direct instrument that is used in the formulation and implementation of Monetary Policy by RBI? fuEu esa ls dkSu lk Hkkjrh; fjtoZ cSad }kjk ekSfæd uhfr ds fuekZ.k o dk;kZUo;u esa ç;qä ,d çR;{k lk/ku gS\ (1) Liquidity Adjustment Facility (LAF)/ pyfuf/k lek;kstu lqfo/kk ¼,y,,Q½ (2) Statutory Liquidity Ratio (SLR)/ lkafof/kd pyfuf/k vuqikr ¼,l,yvkj½ (3) Open Market Operations (OMO)/ [kqyk cktkj ifjpkyu ¼vks,evks½ (4) Market Stabilisation Scheme (MSS)/ cktkj fLFkjhdj.k ;kstuk ¼,e,l,l½ (5) None of these/ buesa ls dksbZ ugha Q.8. CRR is required to be maintain in the form of ______. lhvkjvkj dks ______:i esa cuk, j[kuk vko';d gSA (1) Approved Government Securities/ Lohd`r ljdkjh çfrHkwfr;ksa (2) Cash with RBI/ Hkkjrh; fjtoZ cSad ds ikl udn (3) Cash with bank/ cSad ds ikl udn (4) All the above/ mijksä lHkh (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-04 BANK/GA/201707/MONETARY POLICY/E&H/04 Q.9. Which of the following is an indirect instrument that is used in the formulation and implementation of Monetary Policy by RBI? fuEu esa ls dkSu lk Hkkjrh; fjtoZ cSad }kjk ekSfæd uhfr ds fuekZ.k o dk;kZUo;u esa ç;qä ,d vçR;{k lk/ku gS\ (1) Cash Reserve Ratio (CRR)/ udn vkjf{kr vuqikr ¼lhvkjvkj½ (2) Statutory Liquidity Ratio (SLR)/ lkafof/kd pyfuf/k vuqikr ¼,l,yvkj½ (3) Refinance Facilities/ iqufoZÙk lqfo/kk,a (4) Market Stabilisation Scheme (MSS)/ cktkj fLFkjhdj.k ;kstuk ¼,e,l,l½ (5) None of these / buesa ls dksbZ ugha Q.10. Open Market Operations is a part of ______./ [kqyk cktkj ifjpkyu ______dk ,d fgLlk gSA (1) Income Policy/ vk; uhfr (2) Fiscal Policy/ jktdks"kh; uhfr (3) Monetary Policy / ekSfæd uhfr (4) Labour Policy/ Je uhfr (5) None of these/ buesa ls dksbZ ugha Q.11. An increase in Cash Reserve Ratio (CRR) by Reserve Bank of India leads to ______. Hkkjrh; fjtoZ cSad }kjk udn vkjf{kr vuqikr ¼lhvkjvkj½ esa o`f) ls &&&&&&&&&&&&&&&& gksrh gSA (1) Decrease in deposit/ tek esa deh (2) Increase in deposit/ tek esa o`f) (3) Decrease in lendable resources/ m/kkj nsus ;ksX; lalk/kuksa esa deh (4) Increase in lendable resources/ m/kkj nsus ;ksX; lalk/kuksa esa o`f) (5) None of these/ buesa ls dksbZ ugha Q.12. Choose the incorrect statement - xyr dFku dk p;u djsa & (1) Monetary policy is a tool of RBI to stablised value of money and to maintain flow of money. ekSfæd uhfr Hkkjrh; fjtoZ cSad dk ,d midj.k gS ftld s }kjk vkjchvkbZ eqæk dh dher vkSj cgko dks fu;af=r djrk gSA (2) Monetary policy is tool to control money flow and regulated by GOI. ekSfæd uhfr eqæk ds çokg dks fu;af=r djus ds fy, ,d midj.k vkSj Hkkjr ljdkj }kjk fu;af=r fd;k tkrk gSA (3) Fiscal policy is designed by RBI to control money flow. jktdks"kh; uhfr eqæk ds çokg dks fu;af=r djus ds fy, Hkkjrh; fjtoZ cSad }kjk cuk;k x;k gSA (4) Only 1 is incorrect/ dsoy 1 xyr gSA (5) Only 2 and 3 is incorrect/ dsoy 2 vkSj 3 xyr gSA Q.13. What do you understand by SLR? vki ,l,yvkj ls D;k le>rs gSa\ (A) The share of Net Demand and Time Liabilities that banks must maintain as cash balance with the Reserve Bank. cSadksa dh 'kq) ekax vkSj le; ns;rkvksa dk fgLlk tks cSadksa dks fjtoZ cSad ds ikl udn 'ks"k ds :i esa cuk, j[kuk pkfg,A (B) The share of Net Demand and Time Liabilities that banks must maintain in safe and liquid assets, such as government securities, cash and gold. cSadksa dh 'kq) ekax vkSj le; ns;rkvksa dk fgLlk tks cSadksa dks lqjf{kr vkSj rjy laifÙk] tSls ljdkjh çfrHkwfr;ksa] udnh vkSj lksus ds :i esa cuk, j[kuk pkfg,A (C) Sector-specific refinance facilities provided to banks./ cSadksa dks miyC/k dh xbZ {ks=&fo'ks"k iqufoZÙk lqfo/kk,aA (1) Only B/ dsoy B (2) A and B/ A vkSj B (3) Only A/ dsoy A (4) All A, B and C/ lHkh A,B vkSj C (5) None of these/ buesa ls dksbZ ugha Q.14. Which of the following statements is/are TRUE? fuEufyf[kr dFkuksa esa ls dkSu lk@ls lR; gS@gSa\ (A) RBI uses CRR to drain excess liquidity. vkjchvkbZ vfrfjä rjyrk dh fudklh ds fy, lhvkjvkj dk mi;ksx djrk gSA (B) CRR is deposited with RBI in the form of gold only. lhvkjvkj dsoy lksus ds :i esa vkjchvkbZ ds ikl tek fd;k tk ldrk gSA (C) Banks hold CRR as cash with themselves./ lhvkjvkj] udnh ds :i esa cSad [kqn vius ikl j[krs gSaA (1) Only A/ dsoy A (2) A and B/ A vkSj B (3) Only C/ dsoy C (4) Only B/ dsoy B (5) A, B and C/ A ] B vkSj C For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-04 BANK/GA/201707/NABARD /E&H/05 CLASS WORK SHEET LECTURE-05 NABARD ( ukckMZ) Q.1. What is the full form of NABARD?/ ukckMZ dk iw.kZ :i D;k gS\ (1) National Bank for Agriculture and rural Development (2) National Agriculture Bank for rural Development (3) National Agriculture and rural Development Bank (4) National Bank of Agriculture and rural Development (5) None of these/ buesa ls dksbZ ugha Q.2. NABARD was establised on the recommendation of CRAFICARD (Committee for Review of Arrangements for Institutional Credits for Agriculture and Rural Development) also known as- ukckMZ dh LFkkiuk CRAFICARD dh flQkfj'k ij fd;k x;k Fkk bl lfefr dks ,d vkSj uke ls tkuk tkrk gS& (1) Narshiman committee/ ujflege lfefr (2) Sivaraman Committee/ f'kojkeu lfefr (3) S K Kalia Committee/ ,l-ds dkfy;k lfefr (4) H R Khan Committee/ ,p-vkj [kku lfefr (5) P C Mahanalobis Committee/ ih-lh egykuksfcl lfefr Q.3. NABARD was established as on/ ukckMZ dh LFkkiuk gqbZ Fkh& (1) 12 Aug 1982/ 12 vxLr 1982 (2) 12 Jun 1982/ 12 twu 1982 (3) 12 Apr 1982/ 12 vçSy 1982 (4) 12 Jul 1982/ 12 tqykbZ 1982 (5) 12 Sep 1982/ 12 flrEcj 1982 Q.4. NABARD was established under which 5 year plan- ukckMZ dh LFkkiuk iapo"khZ; ;kstuk ds rgr dh xbZ Fkh\ (1) 4th Five Year Plan/ pkSFkh iapo"khZ; ;kstuk (2) 5th Five Year Plan/ 5oha iapo"khZ; ;kstuk (3) 6th Five Year Plan/ 6oha iapo"khZ; ;kstuk (4) 7th Five Year Plan/ 7oha iapo"khZ; ;kstuk (5) 8th Five Year Plan/ 8oha iapo"khZ; ;kstuk Q.5. The head office of the NABARD is located in- ukckMZ dk eq[;ky; &&&&&&&&&&&& fLFkr gSA (1) Lucknow/ y[kuÅ (2) Hyderabad/ gSnjkckn (3) New Delhi/ ubZ fnYyh (4) Mumbai/ eqacbZ (5) None of these/ buesa ls dksbZ ugha Q.6. Where was the first Agricultural University of India established? Hkkjr dk igyk d`f"k fo'ofo|ky; dgk¡ LFkkfir gqvk Fkk\ (1) Kumarganj, Faizabad/ dqekjxat] QStkckn (2) Pantnagar/ iaruxj (3) Kanpur/ dkuiqj (4) Naini, Allahabad/ uSuh] bykgkckn (5) None of these/ buesa ls dksbZ ugha Q.7. Long term irrigation fund set up under NABARD to have total corpus of------ukckMZ ds rgr LFkkfir nh?kZdkfyd flapkbZ fuf/k ds fy, dqy jkf'k&&&&&&&&&A (1) 40000 cr (2) 50000cr (3) 60000cr (4) 70000cr (5) None of these/ buesa ls dksbZ ugha Q.8. Who is the Chairman of NABARD/ ukckMZ ds v/;{k dkSu gS\ (1) SV Ranganath/ ,loh jaxukFk (2) Shri Ram K Alyanraman/ Jh jke ds vfy;kjeu (3) Shri Y Mathur/ Jh okbZ ekFkqj (4) Kishore Kharat/ fd'kksj [kjkr (5) Harsh Kumar Bhanwal/ g"kZ dqekj Hkaoky Q.9. What is the Fullform of BIRD?/ chvkbZvkjMh dk iw.kZ :i D;k gS\ (1) Banker Institute of Rural Development (2) Banking Institute of Rural Development (3) Banker Institution of Regional Development (4) Bank Institute of Regional Development (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-05 BANK/GA/201707/NABARD /E&H/05 Q.10. Where is the headquarter of BIRD?/ chvkbZvkjMh dk eq[;ky; dgk¡ gS\ (1) Mumbai/ eqacbZ (2) Delhi/ fnYyh (3) Lucknow/ y[kuÅ (4) Kolkata/ dksydkrk (5) None of these/ buesa ls dksbZ ugha Q.11. Which of the following is not a function of NABARD? fuEufyf[kr esa ls dkSu lk ukckMZ dk dk;Z ugha gS\ (1) Assists Co-operatives banks, RRBs, land development bank and scheduled commercial bank. lgdkjh cSad] vkjvkjch] vuqlwfpr cSadksa ,oa Hkwfe fodkl cSadksa dh lgk;rk djuk (2) Co-ordinates the rural financing activities xzkeh.k foÙkh; xfrfof/k;ksa esa leUo; LFkkfir djuk (3) Serves as an apex financing agency for promoting the various development activities in rural areas. xzkeh.k {ks=ksa ds fodkl ls tqM+s dk;ksaZ ds fy, eq[; foÙkh; laxBu ds :i esa dk;Z djuk (4) Monitoring and evaluation of refinance projects related to small scale Industries. y?kq m|ksxksa ls tqMh ;kstukvksa dh fuxjkuh rFkk ewY;kdu djuk (5) None of these/ buesa ls dksbZ ugha Q.12. Rate of Interest on refinance for the period of five year for various rural banks? xzkeh.k cSadksa dks 5 o"kZ ds fy, fn, x, iqufoZÙk ij C;kt nj fdruh gS\ (1) 8.70 % (2) 8.90 % (3) 8.80 % (4) 8.40 % (5) None of these/ buesa ls dksbZ ugha Q.13. PSL target for Micro Enterprise?/ lw{e m|ksxksa ds fy, PSL y{; fdrus izfr'kr gS\ (1) 7.2 % (2) 7.5 % (3) 8 % (4) 10 % (5) 18 % Q.14. After achieving the PSL target bank can issue ……….. PSL y{; çkfIr ij cSad &&&&&&& tkjh dj ldrk gSA (1) PSL Certificate/ PSL çek.ki= (2) PSL Shares/ PSL va'k (3) PSL Bond/PSL izfrHkwfr (4) PSL Paper/ PSL i= (5) None of these/ buesa ls dksbZ ugha Q.15. ARDC stands for-/ ARDC dk iw.kZ :i gS& (1) Agricultural Refinance and Development Corporation. (2) Agricultural Refinance and Development Commission. (3) Agricultural Restructure and Development Corporation. (4) Agricultural Restructure and Development Commission. (5) None of these/ buesa ls dksbZ ugha Q.16. What percent capital of RBI in NABARD? ukckMZ esa RBI dh fdrus izfr'kr iwath gS\ (1) 0.10 % (2) 0.40 % (3) 1.00 % (4) 100 % (5) 0.20% Q.17. NABARD will extend financial support to eligible bank for development of 2 POS devices each in one lakhs villages with population of less than ………? ukckMZ ds }kjk dqy ,d yk[k xkoksa esa nks POS midj.k çfr xkoa yxkus ds fy, ml xkoa dh U;wure tul¡[;k fdruh fu/kkZfjr dh gS\ (1) 5000 (2) 10,000 (3) 20,000 (4) 1, 00,000 (5) 30,000 Q.18. GOI has approved to enhance the authorized capital of NABARD to 20,000 Cr. from earlier 5000 cr. in which year ? Hkkjr ljdkj us ukckMZ dh vf/kd`r iwath dks 5000 djksM+ ls c (5) None of these/ bues ls dksbZ Hkh ugha LECTURE-13 Q.4. The first two characters in ISIN (International Securities Identification Number) code for a security represents. lqj{kk ds fy, vkbZ,lvkbZ,u ¼varjkZ"Vªh; çfrHkwfr igpku la[;k½ dksM esa igys nks v{kj ______dks n'kkZrk gSA (1) Issuer Type/ tkjhdrkZ çdkj (2) Security Type/ lqj{kk çdkj (3) Country Code/ ns'k dksM (4) Country Identity/ ns'k dh igpku (5) None of these/ bues ls dksbZ Hkh ugha Q.5. Who provide counter party guarantee for all trades executed on NSEIL (National Stock exchange India ltd) ,u,lbZvkbZvkbZ,y ¼us'kuy LVkWd ,Dlpsat bafM;k fy-½ ij fd, x, lHkh VªsMksa ds fy, dkmaVj ikVhZ xkjaVh çnku djus okys (1) NSE Clearing house/ ,u,lbZ fDy;fjax gkml (2) NSEIL/ ,u,lbZvkbZ,y (3) NSDL/ ,u,lMh,y (4) NSCCL (National securities Clearing Corp. Ltd) ,u,llhlh,y ¼jk"Vªh; çfrHkwfr;ka lek'kks/ku dkiksZjs'ku fyfeVsM½ (5) None of these/ bues ls dksbZ Hkh ugha www.mahendraguru.com stportal.mahendras.org 1 BANK/GA/201707/CAPITAL MARKET-II/E&H/13 Q.6. Which of the following statement is NOT correct/ fuEu esa ls dFku lgh ugha gS (1) Depository is registered owner of the securities held in DEMAT form MheSV QkWeZ esa vk;ksftr çfrHkwfr;ksa ds fMikWftVjh iathd`r Lokeh gSa (2) Securities in a depository are Functional ,d fMikWftVjh esa flD;ksfjVht QaD'kuy gSa (3) Securities in a depository are held in dematerialized form. ,d fMikWftVjh esa çfrHkwfr;ka fMeVsfj;ykbTM :i esa vk;ksftr dh tkrh gSaA (4) Dematerialized securities have distinct numbers. fMeVsfj;ykbTM çfrHkwfr;ksa esa vyx la[;k,a gSa (5) None of these/ buesa ls dksbZ ugha Q.7. SEBI has prescribed the code of conduct for the sub-brokers in ______lsch us mi&nykyksa ds fy, ______esa vkpkj lafgrk fu/kkZfjr fd;k gSA (1) Indian Contract Act,1872/ Hkkjrh; vuqca/k vf/kfu;e] 1872 (2) Securities Contracts (Regulation) Act, 1956/ çfrHkwfr lafonk ¼fofu;eu½ vf/kfu;e] 1956 (3) Companies Act, 1956/ daiuh vf/kfu;e] 1956 (4) SEBI (Stock Brokers and Sub-Brokers) Regulations,1992/ lsch ¼LVkWd czksdlZ ,aM lc&czksdlZ½ fofu;e] 1992 (5) None of these/ bues ls dksbZ Hkh ugha Q.8. A subbroker means a member of ______,d 'ks;j nyky dk eryc gS ______dk lnL; (1) SEBI/ lsch (2) Any exchange/ dksbZ fofue; (3) A recognized stock exchange/ ,d ekU;rk çkIr LVkWd ,Dlpsat LECTURE-13 (4) All of these/ mijksDr lHkh (5) None of these/ bues ls dksbZ Hkh ugha Q.9. A Depository participant ______,d fMikWftVjh ikVZuj ______(1) Is an investor who buys/sells shares through the depository ,d fuos'kd tks fMikWftVjh ds ek/;e ls 'ks;j [kjhnrk@csprk gS (2) Trades in the dematerialized shares/ fMeVsfj;ykbTM 'ks;jksa esa O;kikj (3) Destroys the share certificates and makes a credit entry for his clients 'ks;j çek.k i= u"V dj nsrk gS vkSj vius xzkgdksa ds fy, ,d ØsfMV çfof"V cukrk gS (4) Is an agent of the depository and takes physical share certificates from his clients and sends them for dematerialization. fMikWftVjh dk ,tsaV gS vkSj vius xzkgdksa ls HkkSfrd 'ks;j çek.k i= ysrk gS vkSj mUgsa fMeVsfj;ykbts'ku ds fy, Hkstrk gSA (5) None of these/ bues ls dksbZ Hkh ugha Q.10. If a person publicly announces that he cannot repay his loans it means that now he is --- ,d O;fä lkoZtfud :i ls ;g ?kks"k.kk djrk gS fd og viuk _.k pqdkus es vLeFkZ gS rks bldk eryc gS fd og&&&&&&gSA www.mahendraguru.com stportal.mahendras.org 2 BANK/GA/201707/CAPITAL MARKET-II/E&H/13 (1) Bankrupt / fnokfy;k (2) Creditor/ _.knkrk (3) Depositor/ tekdrkZ (4) Mortgage/ fxjoh (5) None of these/ buesa ls dksbZ ugha Q.11. "Native Share and Stock Brokers Association" is the old name of...... ^usfVo 'ks;j ,.M LVkWd czksdlZ ,lksfl,'ku* ------dk iqjkuk uke gSA (1) SEBI (2) NSE (3) BSE (4) NASDAQ (5) None of these/ buesa ls dksbZ ugh Q.12. Consider the following statements./ fuEu dFkuksa ij fopkj dhft;sA A. CIBIL headquartered at Mumbai/ flfcy dk eq[;ky; eqacbZ esa fLFkr gSA B. Credit Information Company which maintains records of an individual's payments related to credit cards and loans. flfcy O;fä;ksa ds ØsfMV dkMZ o _.kksa ds iquHkqZxrku ls lEcaf/kr C;kSjk j[krh gSA C. CIBIL stands for Credit Information Bureau India Limited. flfcy ls vfHkçk; ØsfMV buQkesZ'ku C;wjks vkWQ bafM;k fy- gSA (1) Only A is true/ dsoy dFku A lR; gSA (2) Only B is true/ dsoy dFku B lR; gSA (3) Only C is true/ dsoy dFku C lR; gSA (4) All are true/ lHkh dFku lR; gSaA (5) None are true/ dksbZ Hkh dFku lgh ugh gSA Q.13. Many a times we read in the financial newspapers about a term ' Derivative' In this context consider the following? foÙkh; lekpkji=ksa esa çk;% ge ^MsfjosfVo* in ds ckjs esa i<+rs gSaA bl lUnHkZ esa fuEu dFkuksa ij fopkj dhft;s& LECTURE-13 (A) A derivative is an instrument which is settled at a future date only. ^MsfjosfVo* ,d ,slk fy[kr gS] tks dsoy Hkfo"; dh frfFk esa gh fuLrkfjr gksrk gSA (B) The value of this instrument gets derived from the change of interest rates & foreign exchange rates. bl fy[kr dk ewY; C;kt njksa rFkk fons'kh fofue; njksa esa ifjorZu ls çkIr gksrk gSA (C) In India ,a derivative can be traded in exchange only. Hkkjr esa MsfjosfVo dk ysunsu dsoy ,Dlpsat ij fd;k tkrk gSA Which of the above statements is/are correct./ mi;qZä dFkuksa esa ls dkSu ls lgh gSaA (1) Only A/ dsoy A (2) Only A & B/ dsoy A vkSj B (3) Only B & C/ dsoy B vkSj C (4) Only A & C/ dsoy A vkSj C (5) All are true/ lHkh lR; gSa Q.14. Longer dated options are called ______./ nh?kZ fnukafdr vkWI'kal ______dgs tkrs gSaA (1) Forwards/ QkWoZMZ (2) Warrants/ okWjsaV (3) Options/ vkWI'kal (4) Derivatives/ MsfjosfVo (5) CDs/ lhMh www.mahendraguru.com stportal.mahendras.org 3 BANK/GA/201707/CAPITAL MARKET-II/E&H/13 Q.15. Which of the following statement is correct in context to IPO? çkjfEHkd lkoZtfud çLrko ds lanHkZ esa fuEu esa ls dkSu lk dFku lR; gS\ (a) The system automatically rejects the bids if price is less than floor price. iz.kkyh Lopkfyr :i ls mu cksfy;ksa dks [kkfjt dj nsrk gS tks ¶yksj çkbl ls de gSA (b) The issue price for placement portion and net offer to public the are same. lkoZtfud çLrko vkSj IyslesaV fgLls ds fy, 'kq) fuxZeu ewY; lkeku gksrk gSA (c) The bidder can not revise his/ her bid once submitted. cksyh yxkus ds ckn cksyh yxkusokyk viuh cksyh esa cnyko ugha dj ldrkA (1) a and/ vkSj b (2) a and/ vkSj c (3) b and/ vkSj c (4) a, b and/ vkSj c (5) None of these/ buesa ls dksbZ ugha Q.16. Which is a credit rating agency in India ? Hkkjr esa dkSu lh ØsfMV jsafVx ,tsUlh gS\ (1) CRISIL (2) CARE (3) ICRA (4) All of the above / mijksä lHkh (5) None of these/ buesa ls dksbZ ugha Q.17. Which one of the following is related to the regulation of stock exchange operations? fuEufyf[kr esa ls dkSu 'ks;j cktkj dh fØ;kvksa ds fu;U=.k ls lacaf/kr gS\ (1) SEBI (2) SAIL (3) SIDBI (4) All of these/ mijksä lHkh (5) None of these/ buesa ls dksbZ ugh Q.18. Match the following -/ fuEufyf[kr dks lqesfyr dhft,& LECTURE-13 List/ lwph -I List/ lwph -II a. SET/ lsV 1. London/ yanu b. I.P.C./ vkbZ-ih-lh- 2. U.S.A./ ;w-,l-,- c. NASDAQ/ uklnkd 3. Thailand/ d. FTSE-100 4. Mexico/ eSfDldks (1) a2, b3, c4, d1 (2) a3, b4, c2, d1 (3) a1, b4, c2, d3 (4) a3, b2, c1, d4 (5) None of these/ buesa ls dksbZ ugha Q.19. The Mumbai Stock Exchange was set up in the year- eqEcbZ LVkWd ,Dlpsat &&&&&&&&&esa LFkkfir fd;k x;k FkkA (1) 1991 (2) 1992 (3) 1870 (4) 1875 (5) None of these/ buesa ls dksbZ ugha Q.20. Kelkar Committee Report is related to -/ dsydj lfefr fjiksVZ lEcfU/kr gS& (1) Tax Reforms/ dj lq/kkj (2) Financial Sector Reforms/ foÙkh; {ks= lq/kkj (3) Trade Reforms/ O;kikj lq/kkj (4) Administrative Reforms/ ç'kklu lq/kkj (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com stportal.mahendras.org 4 BANK/GA/201707/CAPITAL MARKET-III/E&H/14 CLASS WORK SHEET LECTURE-14 CAPITAL MARKET-III ( iw¡th cktkj -III) Q.1. Which one of the following is capital market regulator in India- fuEu esa ls dkSu Hkkjr esa iwath cktkj fu;ked gS & (1) RBI/ vkjchvkbZ (2) SEBI/ lsch (3) PFRDA/ ih,QvkjMh, (4) IRDA/ vkbZvkjMh, (5) None of these/ buesa dksbZ Hkh ugha Q.2. Which one of the following is not considered as capital market instrument- fuEu esa ls fdls iwath cktkj ds lk/ku ds :i esa ugha tkuk tkrk gS& (1) Bonds/ ckaM (2) Debentures/ fMcsaplZ (3) Dated govt. Securities/ fnukafdr ljdkjh çfrHkwfr;k (4) Gilt-edged securities/ fxYV&,TM çfrHkwfr;ka (5) None of these/ buesa dksbZ Hkh ugha Q.3. Which among the followings is considered as way to raise capital- fuEu esa ls fdls iwath mBkus ds fy, ,d rjhdk ekuk tkrk gS & (1) IPO/ vkbZihvks (2) FPO/ ,Qihvks (3) Rights Issue/ jkbV~l b'kw (4) Preferrential Issue/ çsQsjsZfU'kvy b'kw (5) All of these/ mijksDr lHkh Q.4. Which one is also considered high grade bonds with very low risk- fuEu esa ls dkSu lcls de tksf[ke okys mPp xzsM ckaM ekus tkrs gSa & (1) Preferrential shares/ vf/kekuh 'ks;j (2) Sweat shares/ LosV 'ks;j (3) Further issues/ QnZj b'kw (4) Gilt-edged securities/ fxYV&,TM çfrHkwfr;ka (5) None of these/ buesa dksbZ Hkh ugha Q.5. FMC is now merged with SEBI w e f 28th Sept 2015. FMC worked as a market regulator for- ,Q,elh vc 28 flrEcj 2014 ds ckn lsch ds lkFk foy; dj fn;k x;k gS- ,Q,elh fdl cktkj ds fu;ked ds :i esa dke djrk Fkk& (1) Commodity market/ deksfMVh cktkj (2) Derivative market/ O;qRiUu cktkj (3) Equity market/ bfDoVh ekdsZV (4) Money market/ euh ekdsZV (5) None of these/ buesa dksbZ Hkh ugha Q.6. Which one is not a Derivative instrument- dkSu lk ,d O;qRiUu cktkj midj.k ugha gS& (1) Forward/ QkWjoMZ (2) Options/ vkWI'ku (3) Swaps/ LoSi (4) Alternatives/ vYVjusfVo (5) None of these/ buesa dksbZ Hkh ugha Q.7. Which one is also considered as a Barometer of Indian economy- fdls Hkkjrh; vFkZO;oLFkk dk cSjksehVj ekuk tkrk gS& (1) NIFTY/ fu¶Vh (2) SENSEX/ lsalsDl (3) GDP/ thMhih (4) PCI/ ihlhvkbZ (5) None of these/ buesa dksbZ Hkh ugha Q.8. Consider the following statements related with SEBI. lsch ls lacaf/kr fuEufyf[kr dFkuksa ij fopkj djsa& (a) SEBI estd. on 12th Apr 1988 as capital market regulator in India lsch dh LFkkiuk 12 vçSy 1988 dks Hkkjr esa iwath cktkj fu;ked ds :i esa gqbZ (b) SEBI was given statutory powers in accordance with the provisions of SEBI Act,1992 lsch ,DV] 1992 ds çko/kkuksa ds vuqlkj lsch dks oS/kkfud vf/kdkj fn, x, Fks (c) SEBI has 4 regional offices in Delhi, Mumbai, Kolkata & Chennai lsch ds fnYyh] eqacbZ] dksydkrk vkSj psUubZ esa 4 {ks=h; dk;kZy; gSa www.mahendraguru.com 1 LECTURE-14 BANK/GA/201707/CAPITAL MARKET-III/E&H/14 Which one of the above statement(s) is/are incorrect- mijksä dFku esa ls dkSu lk xyr gS& (1) Only a / dsoy a (2) Only b / dsoy b (3) Only c / dsoy c (4) All of the above/ mijksä lHkh (5) None of these/ buesa dksbZ Hkh ugha Q.9. As per SEBI provisions from Apr 2006,which one of the following documents is mandatory for Demat a/c- lsch ds çko/kkuksa ds eqrkfcd vçSy 2006 ls] MheSV vdkmaV ds fy, fuEu nLrkostksa esa ls dkSu lk ,d gksuk vfuok;Z gS& (1) Aadhar/ vk/kkj (2) PAN/ iSu (3) Voter Id/ oksVj vkbZMh (4) Passport/ ikliksVZ (5) None of these/ buesa dksbZ Hkh ugha Q.10. Which one of the following is a subsidiary of NSE- fuEu esa ls dkSu lh ,u,lbZ dh ,d lfClfM;jh gS& (1) NSDL (2) CDSL (3) NSCCL (4) NIS (5) None of these/ buesa dksbZ Hkh ugha Q.11. The investment efficiency of mutual fund is measured in terms of- E;wpqvy QaM dh fuos'k {kerk dks fdles ekik tkrk gS& (1) NAV (2) NVA (3) GVA (4) NNP (5) None of these/ buesa dksbZ Hkh ugha Q.12. The first global company to file for an issue of Indian depository receipt------. Hkkjrh; fMikWftVjh jlhn tkjh djus ds fy, vkosnu djus okyh igyh oSf'od daiuh&&&&&&&&& gSA (1) Microsoft/ ekbØkslkW¶V (2) Google/ xwxy (3) Standard Chartered PLC/ LVSaMMZ pkVZMZ ih,ylh (4) HSBC holdings PLC/ ,p,lchlh gksfYMaXl ih,ylh (5) None of these/ buesa dksbZ Hkh ugha Q.13. MIBTEL is share index of- MIBTEL fdl ns'k dk 'ks;j baMsDl gS& (1) Italy/ bVyh (2) N.Korea/ mÙkj dksfj;k (3) Brazil/ czkthy (4) Mexico/ eSfDldks (5) None of these/ buesa dksbZ Hkh ugha Q.14. Authorized capital is also called- vf/kd`r iwath dks ;s Hkh dgk tkrk gS& (1) Issued share capital/ fuxZfer va'k iwath (2) Paid-up capital/ pqdrk iw¡th (3) Nominal capital/ ukekafdr iwath (4) Issued capital/ fuxZfer iwath (5) None of these/ buesa dksbZ Hkh ugha Q.15. The money of disinvestment is deposited in ------. fofuos'k ds ek/;d ls izkIr /kujkf'k dks &&&&&&&&&esa tek fd;k tkrk gSA (1) Public Provident Fund/ yksd Hkfo"; fuf/k (2) Rural Infrastructure Development Fund/ xzkeh.k volajpuk fodkl fuf/k (3) National Pension Scheme/ jk"Vªh; isa'ku ;kstuk (4) National Investment Fund/ jk"Vªh; fuos'k dks"k (5) None of these/ buesa dksbZ Hkh ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-14 BANK/GA/201707/FOREIGN TRADE-I/E&H/15 CLASS WORK SHEET LECTURE-15 FOREIGN TRADE-I ( fons'kh O;kikj -I) Q.1. Which of the following not include in Current Account Calculation? fuEufyf[kr esa ls dkSu lk pkyw [kkrk x.kuk esa 'kkfey ugha gS (1) Amount of Export/ fu;kZr dh ek=k (2) Amount of import/ vk;kr dh ek=k (3) Amount of Dividend/ ykHkka'k dh jkf'k (4) Loan Borrowed by government of India/ Hkkjr ljdkj }kjk izkIr _.k (5) None of these/ buesa ls dksbZ ugha Q.2. 80:20 Rule related to which field:/ 80% 20 fu;e tks r; ls lacaf/kr gS (1) Fuel Import/ bZa/ku vk;kr (2) Diamond Import/ ghjk vk;kr (3) Gold Import/ lksus dk vk;kr (4) Machinery Import/ e'khujh vk;kr (5) None of these/ buesa ls dksbZ ugha Q.3. Which of the following is not a participatory note? buesa ls dkSu lk ,d lgHkkxh uksV ugha gS (1) Government securities/ ljdkjh çfrHkwfr;ksa (2) ADR/ ,Mhvkj (3) GDR/ thMhvkj (4) ECB/ bZlhch (5) None of these/ buesa ls dksbZ ugha Q.4. How many currencies in RBI Forex Reserve baskets? vkjchvkbZ fons'kh eqæk fjtoZ ckLdsV esa fdruh eqæk,a lfEefyr gSa\ (1) 4 (2) 5 (3) 6 (4) 7 (5) None of these/ buesa ls dksbZ ugha Q.5. LERMS included in Indian foreign policy in which year? yeZl fdl o"kZ Hkkjrh; fons'k uhfr esa 'kkfey fd, x, Fks\ (1) 1992-93 (2) 1993-94 (3) 1994-95 (4) 1995-96 (5) None of these/ buesa ls dksbZ ugha Q.6. First special economic Zone in India? Hkkjr esa igyk fo'ks"k vkfFkZd {ks=\ (1) Noida/ uks,Mk (2) Gurugram/ xq:xzke (3) Kandala/ daMyk (4) Mumbai/ eqacbZ (5) None of these/ buesa ls dksbZ ugha Q.7. GAAR is applicable in which year in India? xkj Hkkjr esa fdl o"kZ esa ykxw gksxk\ (1) 2016-17 (2) 2017-18 (3) 2018-19 (4) 2014-15 (5) None of these/ buesa ls dksbZ ugha Q.8. According to ministry of commerce new foreign policy applicable in India? okf.kT; ea=ky; dh ubZ fons'k uhfr Hkkjr esa fdl o"kZ ls ykxw gqbZ\ (1) 2014-19 (2) 2017-21 (3) 2015-20 (4) 2013-18 (5) None of these/ buesa ls dksbZ ugha Q.9. According to IMF which currency not supposed to be hard currency? vkbZ,e,Q ds vuqlkj fuEu esa ls fdl eqæk dks l[r eqæk ugha ekuk tkrk gS\ (1) Dollar/ MkWyj (2) Yen/ ;su (3) Euro/ ;wjks (4) Rupees/ :i, (5) None of these/ buesa ls dksbZ ugha Q.10. World investment report is publish by which of the following organisation? fo'o fuos'k fjiksVZ fuEufyf[kr laxBu }kjk çdkf'kr dh xbZ gS\ (1) IMF/ vkbZ,e,Q (2) World Bank/ oYMZ cSad (3) UNCTAD WTO/ vadVkM (4) World trade organization/ fo'o O;kikj laxBu (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-15 BANK/GA/201707/FOREIGN TRADE-I/E&H/15 Q.11. Which of the following is a part of capital account? fuEufyf[kr esa ls dkSu lk iwath [kkrs dk ,d fgLlk gS\ (1) Private capital/ futh iwath (2) Banking capital/ cSafdax iwath (3) Govermental capital/ ljdkjh iwath (4) All the above/ mi;qZä lHkh (5) None of these/ buesa ls dksbZ ugha Q.12. The investment in productive assets and participation in management as shareholder in business enterprises is O;kolkf;d m|eksa esa mRiknd ifjlaifÙk;ksa vkSj 'ks;j/kkjd ds :i esa çca/ku esa Hkkxhnkjh esa fuos'k gSA (1) FDI/ ,QMhvkbZ (2) Balance of Trade/ O;kij dk larqyu (3) Balance of payment/ Hkqxrku ns; (4) SDR/ ,lMhvkj (5) RTP/ vkjVhih Q.13. Which of the following is international trade: fuEu esa ls dkSu lk varjjk"Vªh; O;kikj gS% (1) Trade between provinces/ çkarks ds chp O;kikj (2) Trade between regions/ {ks=ksa ds chp O;kikj (3) Trade between countries/ ns'kksa ds chp O;kikj (4) Trade between cities/ 'kgjksa ds chp O;kikj (5) Both B and C/ ch vkSj lh nksuksa Q.14. Which of following is not included in the current account? bues ls D;k pkyq [kkrksa esa lfEefyr ugha fd;k tkrk gS\ (1) Export/ fu;kZr (2) Import/ vk;r (3) Interest/ C;kt (4) Dividend/ ykHkka'k (5) Loan/ _.k Q.15. What is the full form of FDI? FDI dk iw.kZ :i D;k gS \ (1) Foreign Direct Investment (2) Foreign Distence Investment (3) Fixed Deposit Investment (5) Floating Deposit Investment (5) None of these/ bues ls dksbZ ugha Q.16. Invisible export means export of ------vn`'; fu;kZr dk vFkZ &&&&&&&& ds fu;kZr ls gSA (1) Restricted items/ çfrcaf/kr oLrq,a (2) Unrestricted Goods/ vçfrcaf/kr oLrq,a (3) Services/ lsok,a (4) All of these/ bues ls lHkh (5) None of these/ bues ls dksbZ ugha Q.17. The term 'Balance of Trade' is used to- ^O;kij larqyu* 'kCn dk ç;ksx fd;k tkrk gSA (1) Import and export/ vk;r o fu;kZr (2) Present the budget/ ctV çLrqr djus ds fy, (3) Tax recovery/ dj olwyh (4) Sale of industry/ m|ksx dh foØh ls (5) None of these/ bues ls dksbZ ugha Q.18. Balance of Payments includes- Hkqxrku larqyu esa lfEefyr gksrk gS& (1) Visible business/ n`'; O;kij (2) Invisible Business/ vn`'; O;kikj (3) Loans/ _.k (4) ALL of the above/ mijksDr lHkh (5) None of these/ bues ls dksbZ ugha Q.19. The currency was devaluate. What does it mean in context to Indian Ruppee ? eqæk dk voewY;u gqvkA Hkkjr dh eqnzk ds lEcU/k esa bldk D;k vFkZ gS \ (1) Rupee value decreased/ :i, dk ewY; de gqvk (2) Value of rupee increased/ :i, dk ewY; c<+ x;k (3) Rupee is steady/ :i;k fLFkj gS (4) None of these/ bues ls dksbZ ugha (5) All of these/ mkjksDr lHkh Q.20. What is the full form of ECB ECB dk iw.kZ :i D;k gS (1) External commercial borrowing (2) Educational Commercial Borrowing (3) External Corpus Borrowing (4) Export commercial Borrowing (5) Enforcement Commercial Borrowing For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-15 BANK/GA/201707/FOREIGN TRADE-II/E&H/16 CLASS WORK SHEET LECTURE-16 FOREIGN TRADE-II ( fons'kh O;kikj -II) Q.1. Expand ADR- ADR dk foLrkj dhft,& (1) Austrian Depositary Receipt (2) Australian Depositary Receipt (3) American Depositary Receipt (4) Adjusted Depositary Receipt (5) None of these/ bues ls dksbZ ugha Q.2. Which one of the following items is not included in the current account of India's balance of payments? Hkkjr ds Hkqxrku larqyu esa fuEufyf[kr esa ls dkSu lk ,d en] pkyw [kkrs esa lfEefyr ugha gS\ (1) Short term commercial borrowings / vYikof/k okf.kfT;d m/kkj (2) Non-monetary gold movements/ xSj ekSfæd Lo.kZ & lapkj (3) Investment Income/ fuos'k vk; (4) Transfer Payments/ gLrkUrj.k Hkqxrku (5) None of these/ bues ls dksbZ ugha Q.3. Which of the following statement is correct in context to Balance of Payment? Hkqxrku larqyu ds lUnHkZ esa lgh dFku dk p;u djsa- (a) It is a statistical statement showing transactions in Goods, Services and Income of an economy with rest of the world. ;g ,d vFkZO;oLFkk dk 'ks"k fo'o ds lkFk oLrqvksa] lsokvksa vkSj vk; ds ysu&nsu dk lkaf[;dh; fooj.k gSA LECTURE-16 (b) This statement is compiled using the Double Entry Book Keeping System. ;g fooj.k nksgjh ys[kk ç.kkyh ds vk/kkj is cuk;k tkrk gSA (c) It is divided into two parts: Current Account and Capital Account. bls nks Hkkxksa esa ckaVk x;k gSA pkyw [kkrk vkSj iw¡th [kkrkA (1) Only (a) and (b) are correct/ dsoy ¼ a ½ vkSj ¼ b ½ lR; gSa (2) Only (b) and (c) are correct/ dsoy ¼ b ½ vkSj ¼ c ½ lR; gSa (3) Only (a) and (c) are correct/ dsoy ¼ a ½ vkSj ¼ c ½ lR; gSa (4) All are correct/ lHkh lR; gSa (5) None of these/ bues ls dksbZ ugha Q.4. Which of the following is not comprised in the India's Foreign Exchange Reserves? fuEu esa ls dkSu Hkkjr ds fons'kh eqæk dks"k esa 'kkfey ugha gS\ (1) Foreign Currency Assets (FCAs)/ fons'kh eqæk vkfLr;ka ¼ FCAs ½ (2) Gold holdings of RBI/ Hkkjrh; fjtoZ cSad dh Lo.kZ lEifÙk (3) Silver holdings of RBI/ Hkkjrh; fjtoZ cSad dh pkanh dh lEifÙk (4) Special Drawing Rights (SDRs)/ fo'ks"k vkgj.k vf/kdkj ¼ SDRS ½ (5) None of these/ bues ls dksbZ ugha www.mahendraguru.com stportal.mahendras.org 1 BANK/GA/201707/FOREIGN TRADE-II/E&H/16 Q.5. Which of the following constitute Capital Account? fuEu esa ls dkSu lk iwath [kkrk ds varxZr j[kk x;k gS\ 1. Foreign Loans/ fons'kh _.k 2. Foreign Direct Investment/ çR;{k fons'kh fuos'k 3. Private Remittances/ futh çs"k.k 4. Portfolio investment/ iksVZQksfy;ks fuos'k (5) None of these/ bues ls dksbZ ugha Select the correct answer using the codes given below. uhps fn, x, dwV dk ç;ksx dj lgh mÙkj dk p;u djsaA (1) 1, 2, and/ vkSj 3 (2) 1, 2 and/ vkSj 4 (3) 2, 3 and/ vkSj 4 (4) 1, 3, and/ vkSj 4 05. 1 and/ vkSj 2 Q.6. Full form of SDR is -/ SDR dk iw.kZ :i gS & (1) Special Dollar Rights (2) Special Drawing Rights (3) Special Debit Rights (4) Special Duty Rights (5) None of these/ bues ls dksbZ ugha Q.7. What is the name given to the Common Currency to the European Union ? ;wjksfi;u la?k dh lk>k eqæk dk uke D;k gS \ (1) Rupee/ :i;k (2) Euro/ ;wjks (3) Rouble/ :cy (4) Franc/ ÝSad (5) None of these/ bues ls dksbZ ugha Q.8. The earlier name of WTO was- LECTURE-16 WTO dk iwoZorhZ uke D;k Fkk\ (1) OECD (2) UNIDO (3) GATT (4) UNCTAD (5) None of these/ bues ls dksbZ ugha Q.9. Who maintains the foreign exchange reserve in India? Hkkjr esa fons'kh eqnzk dk Hk.Mkj.k dkSu djrk gS\ (1) Ministry of Finance, Government of India/ foÙk ea=ky;] Hkkjr ljdkj (2) Export-Import Bank of India/ Hkkjr dk vk;kr&fu;kZr cSad (3) Reserve Bank of India/ Hkkjrh; fjtoZ cSad (4) State Bank of India/ Hkkjrh; LVsV cSad (5) None of these/ bues ls dksbZ ugha Q.10. Which is not a main function of W.T.O.? W.T.O. dk eq[; dk;Z dkSu lk ugha gS\ (1) Handling trade disputes/ O;kikj fookn dks fuiVkuk (2) Providing a forum for trade negotiations/ O;kikj ckrphr ds fy, ,d eap çnku djuk (3) Co-operation with other international organisation/ vU; vUrjkZ"Vªh; laxBu ds lkFk lg;ksx (4) It helps the world's poorest countries/ ;g lalkj ds xjhc ns'kksa dh lgk;rk djrk gS (5) None of these/ bues ls dksbZ ugha www.mahendraguru.com stportal.mahendras.org 2 BANK/GA/201707/FOREIGN TRADE-II/E&H/16 Q.11. Foreign exchange means: fons'kh fofue; dk vFkZ gksrk gS& (1) Goods of another country/ nwljs ns'k dh oLrq,a (2) Services of another country/ nwljs ns'k dh lsok,a (3) Capital of another country / nwljs ns'k dh iwath (4) Currency of another country / nwljs ns'k dh eqæk (5) None of these/ bues ls dksbZ ugha Q.12. Outsourcing means: vkmVlksflaZx dk vFkZ gksrk gS & (1) A company hires regular service from internal sources. vkUrfjd lzksr ls ,d daiuh fu;fer lsok ysrh gSA (2) A company hires irregular services from internal source. vkUrfjd lzksr ls ,d daiuh vLFkk;h lsok ysrh gSA (3) A company hires regular service from external sources. cká lzksr ls ,d daiuh fu;fer lsok ysrh gSA (4) A company hires irregular service from external sources. ,d daiuh cká lzksr ls vLFkk;h lsok ysrh gSA (5) None of these/ bues ls dksbZ ugha Q.13. A Nation's Balance of Payment is recorded by its- ,d jk"Vªh; Hkqxrku larqyu dk vkdyu fd;k tkrk gSA blls & (1) Imports and exports of goods in a year. / ,d o"kZ esa vk;kr vkSj fu;kZr oLrq,a (2) Imports and export of goods services./ oLrq vkSj lsokvksa dk vk;kr vkSj fu;kZr (3) All its economic transactions with the out side world in a year. LECTURE-16 ,d lky esa bldk lEiw.kZ vkfFkZd O;kikj cká lalkj ds lkFk (4) All of these/ mijksDr lHkh (5) None of these/ bues ls dksbZ ugha Q.14. Balance of Payment includes- Hkqxrku larqyu esa fufgr gksrk gS& (1) Debts/ _.k (2) Visible Trade/ n`'; O;kikj (3) Invisible Trade/ vn`'; O;kikj (4) All of these/ mijksä lHkh (5) None of these/ bues ls dksbZ ugha Q.15. Devaluation means - voewY;u dk vFkZ gksrk gS\ (1) To Reduce the value of home currency with respect to other currency. nwljh eqæk dh rqyuk esa ?ksjyw eqæk ds ewY; dks de djukA (2) To appreciate the value of home currency./ ?kjsyw eqæk ds ewY; esa o`f) djukA (3) To issue new currency in place of old currency/ iqjkuh eqæk ds LFkku ij u;h eqæk pkyw djukA (4) All of the these/ mijksä eas ls dksbZ ugha (5) None of these/ bues ls dksbZ ugha www.mahendraguru.com stportal.mahendras.org 3 BANK/GA/201707/FOREIGN TRADE-II/E&H/16 Q.16. BOP is the record of transactions which includes ______for the country's exports and imports of a financial year. chvksih esa fdlh Hkh jk"Vª dh ,d o"kZ esa gq, &&&&&&&&&&&&&&&&&&& ds vk;kr fu;kZr dk fjdkWMZ dks 'kkfey fd;k tkrk gSA (1) Only goods/ dsoy oLrq (2) Only services/ dsoy lsok,a (3) Both goods and services/ oLrq vkSj lsokvksa nksuks (4) Goods and capital transfer/ oLrq vkSj iwath gLrkarj.k (5) Goods ,services and capital transfer/ oLrq] lsok,a vkSj iwath gLrkarj.k Q.17. Which of the following statement is correct about Dumping ? Mafiax ds ckjs esa fuEu esa ls dFku lgh gS\ (1) Import value added goods/ vk;kr ewY; tksM+k lkeku (2) Reduced real living standard/ okLrfod thfor ekud de djuk (3) Sale of goods abroad at low a price, compare to their cost and price in home market de dher ij fons'kksa esa oLrq dh ?kjsyw] fcØh cktkj esa mudh ykxr vkSj dher dh rqyuk esa (4) Consumers have to pay higher prices/ miHkksäkvksa dks vf/kd dhersa nsuk iM+rk gS (5) Is another name of exchange ratio of two currencies/ nks eqækvksa dk fofue; vuqikr dk nwljk uke gS Q.18. Which of the following is not correct related to foreign trade ? fuEufyf[kr esa ls dkSu fon'kh O;kikj ls lacaf/kr lgh ugha gS\ (a) In foreign trade, Protection policy means Restrictions on imports. fons'kh O;kikj esa] laj{k.k uhfr dk eryc vk;kr ij çfrca/k gS (b) Foreign trade provide Benefits to all types of countries. LECTURE-16 fons'kh O;kikj lHkh çdkj ds ns'kksa dks ykHk çnku djrs gSaA (c) Foreign trade Increases employment opportunities , competition and international mobility of labour. fons'k O;kikj jkstxkj ds voljksa] çfrLi/kkZ vkSj Je dh varjk"Vªh; xfr'khyrk esa o`f)A (1) Only/ dsoy a (2) Only/ dsoy b (3) Only/ dsoy c (4) Both/ nksuksa a and/ vkSj c (5) None of these/ bues ls dksbZ ugha Q.19. How much percentage of FDI is allow in SEZ ? fo'ks"k vkfFkZd {ks= esa fdrus çfr'kr ,QMhvkbZ dh vuqefr gS\ (1) 49% (2) 55% (3) 100% (4) 74% (5) 51% Q.20. When domestic bank refer NOSTRO account of other domestic bank ,which is a current account type is known as ? tc ?kjsyw cSad vU; ?kjsyw cSad ds uksLVªks [kkrs dk mYys[k djrs gSa] tks orZeku [kkrk dk çdkj gSA mls D;k dgrs gSa\ (1) LORO account/ yksjks vdkmaV (2) VOSTRO account/ oksLVªks [kkrk (3) MIRROR account/ fejj vdkmaV (4) EEFC account/ bZbZ,Qlh [kkrk (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com stportal.mahendras.org 4 BANK/GA/201707/NON-PERFORMING ASSET/E&H/17 CLASS WORK SHEET LECTURE-17 NON-PERFORMING ASSET ( xSj&fu"ikfnr laifÙk ) Q.1. Non-performing assets are cause for serious concerns for banks. Why are these loans known as non-performing? xSj fu"ikfnr laifÙk cSadksa ds fy, xaHkhj fparkvksa dk dkj.k gSA bu _.kksa dks xSj&fu"iknu ds :i esa D;ksa tkuk tkrk gSA (1) Banks have to make provision for these loans in their balance sheet cSadksa dks vius cSysal 'khV esa bu _.kksa ds fy, çko/kku djuk gksxk (2) Interest on these accounts are not charged/ bu [kkrksa ij C;kt ij 'kqYd ugha yxk;k x;k gS (3) Recovery of bank's funds are difficult/ cSad ds fuf/k;ksa dh olwyh eqf'dy gS (4) All of the above/ mijksä lHkh (5) None of these/ buesa ls dksbZ ugha Q.2. SARFAESI Act 2002 is mainly related to ______ljQslh vf/kfu;e 2002 eq[; :i ls ______ls lacaf/kr gS (1) Regulation of foreign exchange/ fons'kh eqæk dk fofu;eu (2) Fixation of interest rates/ C;kt nj dk fu/kkZj.k (3) Recovery of bad loans./ cqjk _.k dh olwyh (4) Acquisition of small banks/ NksVs cSadksa dk vf/kxzg.k (5) All of the above/ mijksä lHkh Q.3. Which of the following is an asset reconstruction company? buesa ls dkSu ls ,d ifjlaifÙk iqufuZekZ.k daiuh gS\ (1) CIBIL (2) DICGC (3) BCSBI (4) ARCIL (5) All of the above/ mijksä lHkh Q.4. Which of the following category of advance accounts is not an NPA? vfxze [kkrksa dh fuEu Js.kh esa ls dkSu lk ,uih, ugha gS\ (1) Standard Account/ ekud [kkrk (2) Substandard Account/ mi&ekud [kkrk (3) Doubtful Account/ lansgkLin [kkrk (4) Loss Account/ gkfu [kkrk (5) All of the above/ mijksä lHkh Q.5. What is provisioning percentage of standard assets? ekud ifjlaifÙk;ksa dk çko/kku D;k gS\ (1) 0.10% (2) 0.20% (3) 0.40% (4) 0.50% (5) None of these/ buesa ls dksbZ ugha Q.6. Under asset classification of NPA accounts above one year but upto three year assets due known as? laifÙk oxhZdj.k ds rgr ,d lky ls Åij ,uih, [kkrksa ij rhu lky dh laifÙk rd tkuk tkrk gS\ (1) Substandard Asset/ ?kfV;k laifÙk (2) Standard Assets/ ekud laifÙk (3) Doubtful Assets / lafnX/k laifÙk (4) Loss Assets/ gkfu ifjlaifÙk;ka (5) None of these/ buesa ls dksbZ ugha Q.7. SARFAESI Act not applicable if the security created is in-- ljQslh vf/kfu;e ykxw ugha gksrk gS ;fn ca/kd&&&&&&&gSA (1) House Property / gkml laifÙk (2) Machinery/ e'khujh (3) Agricultural Land/ d`f"k Hkwfe (4) KVP/ dsohih (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-17 BANK/GA/201707/NON-PERFORMING ASSET/E&H/17 Q.8. How many days notice required for possession under SARFAESI act ? ljQslh vf/kfu;e ds varxZr fdrus fnuksa rd dCts ds fy, uksfVl dh vko';drk gS\ (1) 30 days/ fnu (2) 60 days/ fnu (3) 90 days/ fnu (4) 180 days/ fnu (5) None of these/ buesa ls dksbZ ugha Q.9. what is limit of loan under which SARFAESI act not applicable or eligible? D;k _.k dh lhek gS ftlds rgr ljQslh vf/kfu;e ykxw ;k ;ksX; ugha gS\ (1) 1 lac/ yk[k (2) 2 lac/ yk[k (3) 3 lac/ yk[k (4) 4 lac/ yk[k (5) None of these/ buesa ls dksbZ ugha Q.10. Which committee recommended willful loan defaulter ? fdl lfefr us ,sfPNd _.k pwddrkZ dh flQkfj'k dh\ (1) Narshimham committee/ ujflege lfefr (2) Shivraman committee/ f'kojkeu lfefr (3) S.S. kohli committee/ ,l dksgyh lfefr (4) P. K. Nayak committee/ ih ds uk;d lfefr (5) None of these/ buesa ls dksbZ ugha Q.11. Rbi introduce S4A scheme for what ?/ vkjchvkbZ fdl fy, ,l 4 , ;kstuk is'k djrk gS\ (a) Resolution of bad loans of large project/ cM+h ifj;kstuk ds [kjkc _.k dk ladYi (b) Resolution of bad loans of small project/ NksVs ifj;kstuk ds [kjkc _.k dk ladYi (c) To put real assets back on track by providing financial services/ foÙkh; lsok,a çnku djds okLrfod laifÙk dks okil VªSd ij Mky nsuk (1) Only a is correct/ dsoy a lgh gS (2) Only b is correct/ dsoy b lgh gS (3) a and b both are correct/a vkSj b nksuksa lgh gSa (4) a and c both are correct/a vkSj c nksuksa lgh gSa (5) All are correct/ lHkh lgh gSa Q.12. In S4A scheme ,third "s" stand for ?/ ,l 4 , Ldhe esa rhljs ^,l* dk eryc gS\ (1) Standard/ ekud (2) Structuring/ lajpuk (3) Sustainable/ lrr (4) Securitization/ çfrHkwfrdj.k (5) Scheme ;kstuk Q.13. For sub standard assets,how much percentage provisioning done by bank in case of secured loans ? mi ekud laifÙk;ksa ds fy,] lqjf{kr _.k ds ekeys esa cSad }kjk fdrus çfr'kr çko/kku fd;k x;k gS\ (1) 20% (2) 25% (3) 15% (4) 30% (5) 17% Q.14. Which is India's first ARC(asset reconstruction company)? Hkkjr dk igyk ,vkjlh ¼ifjlaifÙk iqufuZekZ.k daiuh½ dkSu gS\ (1) ARCIL (2) ASREC (3) Both 1 & 2/ nksuksa 1 vkSk 2 (4) ACRE (5) None of these/ bues ls dksbZ ugha Q.15. As per RBI norms, banks have to make general provision of 15% for secured loans, for what types of assets? fjtoZ cSad ds ekunaMksa ds vuqlkj] cSadksa dks fdl rjg dh ifjlaifÙk;ksa ds fy, _.k ds fy, 15 % dk lkekU; çko/kku djuk gS\ (1) Atandard Assets/ ekud laifÙk (2) Doubtful Assets/ lansgkLin laifÙk (3) Loss Assets/ gkfu laifÙk (4) Sub-standard Assets/ mi&ekud laifÙk (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-17 BANK/GA/201707/BASEL/E&H/18 CLASS WORK SHEET LECTURE-18 BASEL ( csly ) Q.1. Which of the following approach does not come under the Basel-III? fuEufyf[kr n`f"Vdks.k esa ls D;k csly&r`rh; ds rgr ugha vk;k gS\ (1) Internal Models Approach (IMA)/ vkarfjd ekWMy n`f"Vdks.k ¼vkbZ,e,½ (2) The Standardized Approach (TSA)/ ekudhd`r n`f"Vdks.k ¼Vh,l,½ (3) Advanced Measurement Approach (AMA)/ mUur ekiu n`f"Vdks.k ¼,,e,½ (4) External Module Approach (EMA)/ ckgjh ekWM;wy n`f"Vdks.k ¼,,e,½ (5) All of the above/ mijksä lHkh Q.2. Basel III capital regulations are being implemented in India with effect from------. csly III iwath fu;eksa dks Hkkjr esa &&&&&&&& ls ykxw fd;k x;k gSA (1) 1 April , 2013/ 1 vçSy] 2013 (2) 1 April , 2019/ 1 vçSy] 2019 (3) 31 March, 2013/ 31 ekpZ] 2013 (4) 31 March, 2019/ 31 ekpZ] 2019 (5) None of the above / bues ls dksbZ ugha Q.3. A bank shall comply with the capital adequacy ratio requirements at- ,d cSad iwath i;kZIrrk vuqikr vko';drkvksa dk ikyu djsxk& (1) The Consolidated (Group) Level/ lesfdr ¼lewg½ Lrj (2) The Standalone (Solo) Level/ LVSaMvyksu ¼lksyks½ Lrj (3) The Contingency (Member) Level/ vkdfLedrk ¼lnL;½ Lrj (4) Both a and b/A vkSj B nksuksa (5) None of these/ bues ls dksbZ ugha Q.4. CAR cover which of the following RWA (Risk weighted Assets) in Basel norms? csly ekunaMksa esa fuEufyf[kr vkjMCY;w, ¼tksf[ke Hkkfjr ijklEifÙk;ka½ esa ls dkSu lh dkj doj djrh gS\ (1) Credit Risk RWA/ ØsfMV tksf[ke vkjMCY;w, (2) Market Risk RWA/ cktkj tksf[ke vkjMCY;w, (3) Operational Risk RWA/ ifjpkyu tksf[ke vkjMCY;w, (4) sovereign Risk RWA/ lkoZHkkSe tksf[ke vkjMCY;w, (5) None of the above/ bues ls dksbZ Hkh ugha Q.5. Total regulatory capital will consist of the sum of the following categories- dqy fu;ked iwath esa fuEufyf[kr Jsf.k;ksa dk ;ksx 'kkfey gksxk& (1) Tier 1 Capital / Vh;j 1 dSfiVy (2) Common Equity Tier 1/ lkekU; bfDoVh fV;j 1 (3) Additional Tier 1/ vfrfjä Vh;j 1 (4) Tier 2 Capital / Vh;j 2 dSfiVy (5) All of the above/ mijksä lHkh Q.6. Which of the following bank/ banks excluded in Basel-III norms? csly&r`rh; ekunaMksa esa fuEufyf[kr esa ls dkSu lk cSad 'kkfey ugha gS\ (1) LABs/ ,y,ch (2) RRBs/ O;kolkf;d cSad (3) Commercial Bank/ vkjvkjch (4) Both a and b/ A vkSj B nksuksa (5) None of the above/ bues ls dksbZ Hkh ugha Q.7. When would Capital Conservation Buffer be fully implemented in Indian Commercial Banks? Hkkjrh; okf.kfT;d cSadksa esa iwath laj{k.k cQj iwjh rjg ls dc dk;kZfUor gksxk\ (1) 1 April , 2013/ 1 vçSy] 2013 (2) 1 April , 2019/ 1 vçSy] 2019 (3) 31 March, 2013/ 31 ekpZ] 2013 (4) 31 March, 2019/ 31 ekpZ] 2019 (5) None of the above/ bues ls dksbZ Hkh ugha www.mahendraguru.com 1 LECTURE-18 BANK/GA/201707/BASEL/E&H/18 Q.8. What is the full of PNCPS in Basel-III norms? csly&r`rh; ekunaMksa esa PNCPS dk iw.kZ :i D;k gS\ (1) Perpetual Non-Cumulative Preference Shares (2) Prepaid Non-Cumulative Preference Shares (3) Perpetual None-Cumulative Preference Shares (4) Perpetual Non-Cumulative Debenture (5) None of the above/ bues ls dksbZ Hkh ugha Q.9. How Basel III is an improved version Basel II. csly III fdl çdkj ls ckly II ls csgrj gS\ (1) Enhancement in Quality of capital./ iw¡th dh xq.koÙkk esa o`f) (2) Liquidity parameters/ rjyrk ekud (3) Amendment in the provisions/ çko/kku ekunaMksa esa la'kks/ku (4) Improved presentation of elements/ csgrj vkSj vf/kd O;kid çdVhdj.k (5) All of the above/ mijksä lHkh Q.10. What is the full form of LCR?/ ,ylhvkj dk iwjk :i D;k gS\ (1) Liquid Coverage Ratio (2) Liquidity Coverage Ratio (3) Leverage Coverage Ratio (4) Liquidity Cove Ratio (5) None of the above/ bues ls dksbZ Hkh ugha Q.11. How Many countries were member of BCBS in the begining? vkjEHk esa cSafdax i;Zos{k.k ij csly desVh ds fdrus lnL; ns'k Fks \ (1) 5 (2) 10 (3) 15 (4) 20 (5) None of these/ buesa ls dksbZ ugha Q.12. Where is the Committee's Secretariat Bank for International Settlement located? cSad QkWj baVjus'kuy lSVYesaV dh lfefr dk lfpoky; dgka fLFkr gS\ (1) Germany/ teZuh (2) Italy/ bVyh (3) Switzerland/ fLoV~tjySaM (4) Mexico City/ esfDldks flVh (5) Hong Kong/ gkaxdkax Q.13. Which of the following is not a member country of BCBS? fuEufyf[kr esa ls dkSu chlhch,l dk lnL; ns'k ugha gS\ (1) United States of America/ la;qä jkT; vesfjdk (2) Italy/ bVyh (3) Germany/ teZuh (4) Sri Lanka/ Jhyadk (5) India/ Hkkjr Q.14. Basel II uses a "three pillars" concept namely..?/ csly || ^^rhu LraHk** vo/kkj.kk dk mi;ksx djrk gS\ (1) Minimum Capital Requirement/ U;wure iwath dh vko';drk (2) Supervisory Review/ i;Zos{kh leh{kk (3) Market Discipline/ ekdsZV vuq'kklu (4) Both a & b/ nksuksa ,d vkSj ch (5) All of these/ ;s lHkh Q.15. Who is the present chairman of the Committee?/ lfefr ds orZeku v/;{k dkSu gS\ (1) Stefan Ingves/ LVhQu baxosl (2) William Coen/ fofy;e dks,u (3) Raghuram Govind Rajan/ j?kqjke xksfoan jktu (4) Christial Noyer/ fØfLV;y ukW;j (5) None of These/ buesa ls dksbZ ugha Q.16. Who is the current Secretary General of the Basel Committee.? cslsy lfefr ds orZeku egklfpo dkSu gS\ (1) William Coen/ fofy;e dks,u (2) Raghuram Govind Rajan/ j?kqjke xksfoan jktu (3) Roger Auboin/ jkstj vkSckWbu (4) Pierre Quesnay/ fi;js D;wlus; (5) None of these/ buesa ls dksbZ ugha Q.17. What is the last date to implement Basel ||| in India? Hkkjr esa csly &&&&&& ykxw djus dh vkf[kjh rkjh[k D;k gS\ (1) 31 March 2019/ 31 ekpZ 2019 (2) 31 December 2019/ 31 fnlacj 2019 (3) 31 March 2018/ 31 ekpZ 2018 (4) 31 December 2018/ 31 fnlacj 2018 (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-18 BANK/GA/201707/BANKING TERMINOLOGY-I/E&H/19 CLASS WORK SHEET LECTURE-19 BANKING TERMINOLOGY-I ( cSfdax 'kCnkoyh -I) Q.1. How many offices are there of Banking Ombudsman throughout India? Hkkjr Hkj esa cSafdax yksdiky ds fdrus dk;kZy; gSa\ (1) 20 (2) 12 (3) 15 (4) 17 (5) 18 Q.2. Which of the following is an e-Commerce solution of National Payments Corporation of India (NPCI)? fuEu esa ls dkSu Hkkjrh; jk"Vªh; Hkqxrku fuxe ¼ NPCI ½ dk ,d bZ&okf.kT; lek/kku gS\ (1) e-payment/ bZ&Hkqxrku (2) RuPay Debit Cards/ :is MsfcV dkMZ (3) PayRu Credit Cards/ is: ØsfMV dkMZ (4) PayRu e-pay/ is: bZ&is (5) None of these bues ls dksbZ ugha Q.3. What does 'A' stands for, in ATM?/ATM esa 'A' dk D;k vFkZ gS\ (1) Automation/ vkWVkses'ku (2) Automatic/ vkVksesfVd (3) Automated/ vkVksesVsM (4) Autocount/ vkWVksdkmaV (5) None of these/ buesa ls dksbZ ugha Q.4. What is the method called, used by the Banks to mark code on cheques? psd ij dksM dks vafdr djus ds fy, cSadksa }kjk ç;ksx dh tkus okyh fof/k] D;k gS\ (1) OCR (2) OMR (3) MICR (4) LCR (5) None of these/ buesa ls dksbZ ugha Q.5. What is the full form of CVV?/CVV dk iw.kZ :i D;k gS\ (1) Card Verification Value (2) Card Vested Value (3) Card Verified Value (4) Card Visualisation Value (5) Card Visualised Value Q.6. Financial Inclusion does not include which of the following? / foÙkh; lekos'ku esa fuEufyf[kr esa ls dkSu lfEefyr ugha gS\ (1) Having a bank account/ ,d cSad [kkrk gksuk (2) Micro credit during emergency/ vkikrdky ds nkSjku lw{e _.k (3) Free registration of business enterprises/ O;kolkf;d m|eksa dk eq¶r jftLVªs'ku (4) Access to all kinds of commercial/personal loans/ lHkh çdkj ds okf.kfT;d@O;fäxr _.k rd igqap (5) None of these/ buesa ls dksbZ ugha Q.7. Full form of IRDA is-/IRDA dk iw.kZ:i gS& (1) Insurance Regulation and Development Authority (2) Insured Regulatory and Development Authority (3) Insurance Regulatory and Directorial Authority (4) Insurance Regulatory and Development Authority (5) None of these/ buesa ls dksbZ ugha Q.8. What is Universal Banking?/ ;wfuolZy cSafdax D;k gS\ (1) Provision of commercial and investment services/okf.kfT;d vkSj fuos'k lsokvksa dk çko/kku (2) Provision of Deposit and lending services/ tek vkSj m/kkj lsokvksa dk çko/kku (3) Provision of Investment services/ fuos'k lsok dk çko/kku (4) Provision of financing and credit services/ foÙkiks"k.k vkSj ØsfMV lsokvksa dk çko/kku (5) None of these/ buesa ls dksbZ ugha Q.9. Mr.Narendra had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option for him getting his matter resolved? Jheku ujsUæ us cSafdax yksdiky ds lkFk ,d f'kdk;r ntZ djkbZ ysfdu og QSlys ls larq"V ugha gSA muds ekeys dk lek/kku çkIr djus ds fy, vxyk fodYi D;k gS \ (1) Write to the CMD of the Bank/ cSad ds v/;{k ,oa çca/k funs'kd dks fy[kuk (2) File an appeal before the Finance Minister/ foÙk ea=h ds le{k ,d vihy nk;j djuk www.mahendraguru.com 1 LECTURE-19 BANK/GA/201707/BANKING TERMINOLOGY-I/E&H/19 (3) File an appeal before the Banking Ombudsman again/ fQj ls cSafdax yksdiky ds le{k vihy nk;j djuk (4) File an appeal before the Deputy Governor of RBI/ vkjchvkbZ ds fMIVh xouZj ds le{k vihy nk;j djuk (5) Simply close the matter as going to court involves time and money lgtrk lsa eqís dks lekIr djuk pkfg;s D;ksafd U;k;ky; tkus ls le; vkSj /ku dh cckZnh gksrh gSA Q.10. Which of the following is not correct regarding SWIFT? SWIFT ds lanHkZ esa dkSu dFku lR; ugha gS\ (1) It is established under Belgium law./ ;g csfYt;e dkuwu ds rgr LFkkfir fd;k x;k gSA (2) It is a public limited company./ ;g ,d lkoZtfud fyfeVsM dEiuh gSA (3) Its headquarter is in Brussels./ bldk eq[;ky; czqlsYl esa gSA (4) Its major role is in transmission of financial messages./ bldh eq[; Hkwfedk foÙkh; lans'kksa dk çlkj.k gSA (5) All of the above/ mijksä lHkh Q.11. What is the maximum amount of compensation that Ombudsman can allow, for a case referred to it? yksdiky dks Hksts x;s ,d ekeys esa] eqvkots dh vf/kdre jkf'k D;k gS] ftls og vuqefr ns ldrk gS\ (1) Rs. 5 lac (2) Rs. 15 lac (3) Rs. 25 lac (4) Rs. 10 lac (5) Rs. 20 lac Q.12. Indian Banks' Association was formed on -/ Hkkjrh; cSad la?k dk xBu &&&&&&&& esa fd;k x;k FkkA (1) 1946 (2) 1948 (3) 1954 (4) 1957 (5) 1958 Q.13. Special Drawing Rights are the rights of countries provided by - fo'ks"k vkgj.k vf/kdkj &&&&&&&& }kjk çnku fd, x, ns'kksa ds vf/kdkj gSaA (1) World Bank/ fo'o cSad (2) IMF/ vkbZ,e,Q (3) ADB// ,Mhch (4) Federal Reserves/ QsMjy fjtoZ (5) None of these/ buesa ls dksbZ ugha Q.14. Which of the following statement(s) is/are correct definition(s) of Bancassurance? fuEufyf[kr dFkuksa esa ls dkSu lh cSad b';ksjsal dh lgh ifjHkk"kk ¼ifjHkk"kk,¡½ gS@gSa\ (1) It is an assurance from the banks to the insurance companies whereby a bank promises the insurance companies to sell their products. ;g cSadksa ls chek daifu;ksa dks ,d vk'oklu gS tgka ,d cSad chek daifu;ksa ls muds mRiknksa cspus dk oknk djrh gSA (2) It is the term used to describe the partnership or relationship between a bank and an insurance company whereby the bank uses the insurance sales channel in order to sell bank products bl 'kCn dk ç;ksx ,d cSad vkSj ,d chek daiuh ds chp lk>snkjh ;k laca/k dk o.kZu djus ds fy, gksrk gS tgka cSad chek fcØh pSuy dk mi;ksx cSad mRiknksa dks cspus ds fy, djrk gSA (3) It is the term used to describe the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products. bl 'kCn dk ç;ksx ,d cSad vkSj ,d chek daiuh ds chp lk>snkjh ;k laca/k dk o.kZu djus ds fy, gksrk gS tgka chek daiuh chek mRiknksa dks cspus ds fy, cSad fcØh pSuy dk mi;ksx djrh gSA (4) 1 and 2/ 1 vkSj 2 (5) None of these/ buesa ls dksbZ ugha Q.15. Which of the statement(s) on Islamic Banking is incorrect? bLykeh cSafdax ij dkSu lk@ls dFku lR; ugha gS@gSa\ (A) Islamic banking is only for Muslims. bLykeh cSafdax dsoy eqlyekuksa ds fy, gSA (B) Islamic banking activity do not allow paying and receiving of interest. bLykeh cSafdax xfrfof/k C;kt dk Hkqxrku vkSj mls çkIr djus dh vuqefr çnku ugha djrh gSA (C) Islamic banking promotes the principle of profit sharing between banking institution and depositor. bLykeh cSafdax] cSafdax laLFkk vkSj tekdrkZ ds chp ykHk caVokjs ds fl)kar dks c<+kok çnku djrh gSA (1) Only/ dsoy A (2) Only/ dsoy B (3) Only/ dsoy C (4) B and/ vkSj C (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-19 BANK/GA/201707/BANKING TERMINOLOGY-II/E&H/20 CLASS WORK SHEET LECTURE-20 BANKING TERMINOLOGY-II ( cSfdax 'kCnkoyh -II) Q.1. What is the full form of RTGS- RTGS dk iw.kZ :i D;k gS& (1) Real Technology Ground Settlement/ fj;y VsDuksykWth xzkmaM lsVyesaV (2) Real Task Gross System/ fj;y VkLd xzkWl flLVe (3) Real Time Gross Settlement/ fj;y Vkbe xzksl lsVyesaV (4) Real Time Gap System/ fj;y Vkbe xSi flLVe (5) Real Time Gross System/ fj;y Vkbe xzkWl flLVe Q.2. Rupay card launched by which organization in India? :is dkMZ Hkkjr esa fdl laxBu }kjk 'kq: fd;k x;k Fkk\ (1) National Payment Corporation India/ us'kuy isesaV dkjiksjs'ku bafM;k (2) Reserve Bank of India/ Hkkjrh; fjtoZ cSad (3) Government of India/ Hkkjr ljdkj (4) State Bank of India/ Hkkjrh; LVsV cSad (5) Finance Ministry/ foÙk ea=ky; Q.3. What does the M in M-banking stands for? ,e cSafdax esa ,e dk iw.kZ:i D;k gS\ (1) Money/ euh (2) Marginal/ ekftZuy (3) Message/ eslst (4) Mutual fund/ E;wP;wvy Q.M (5) Mobile/ eksckby Q.4. ATMs operated by Non-Banking Financial Companies are called______xSj&cSafdax foÙkh; daiuh }kjk lapkfyr ,Vh,eksa dks &&&&&&&& dgk tkrk gSA (1) Brown Label ATMs (BLAs)/ czkmu yscy ,Vh,e ¼ch,y,e½ (2) Automated Teller Machines (ATMs)/ vkWVksesVsM Vsyj e'khu ;,Vh,e (3) White Label ATMs (WLA)/ OgkbV yscy ,Vh,e ;MCY;w,y, (4) Point of Terminal (PoT)/ IokbaV vkWQ VfeZuy ;ihvksVh (5) None of these/ buesa ls dksbZ ugha Q.5. Which of the following is not a use of ATM cards? fuEu esa ls dkSu lk ,d ,Vh,e dkMZ dk mi;ksx ugha gS\ (1) These are used for deposits/ ;s /ku tek djus ds fy, ç;qä gksrs gSa (2) These are used for cash withdrawals/ ;s udnh fudklh ds fy, ç;qä gksrs gSa (3) These are used for contacting bank officials/ ;s cSad vf/kdkfj;ksa ls laidZ djus ds fy, ç;qä gksrs gSa (4) These are used for obtaining account information/ ;s [kkrs dh tkudkjh çkIr djus ds fy, ç;qä gksrs gSa (5) None of these/ bues ls dksbZ ugha Q.6. ______is trading in products or services using computer networks, such as the Internet. &&&&&&&&&&&&&&& daI;wVj usVodZ tSls baVjusV dk mi;ksx dj mRiknksa ;k lsokvksa esa O;kikj gSA (1) Commercial trading/ okf.kfT;d O;kikj (2) E-commerce/ bZ&okf.kT; (3) Internet Banking/ baVjusV cSafdax (4) Forex/ QkWjsDl (5) None of these/ bues ls dksbZ ugha Q.7. What is the minimum amount that can be remitted through Real Time Gross Settlement (RTGS)? fj;y Vkbe xzkWl lsVyesaV ¼vkjVhth,l½ ds ek/;e ls çsf"kr dh tk ldus okyh U;wure jkf'k D;k gS\ (1) Rs. 1 Lakh/ 1 yk[k (2) Rs. 2 Lakh/ 2 yk[k (3) Rs. 4 Lakh/ 4 yk[k (4) Rs. 5Lakh/ 5 yk[k (5) None of these/ bues ls dksbZ ugha Q.8. Which of the following contains 11 digit alphanumeric codes? fuEu esa ls dkSu lk 11 vadksa dk v{kjkadh; dksM gksrk gS\ (1) IFSC code/ vkbZ,Q,llh dksM (2) MICR/ ,evkbZlhvkj (3) PAN Card/ iSu dkMZ (4) Aadhaar card/ vk/kkj dkMZ (5) None of these/ bues ls dksbZ ugha www.mahendraguru.com 1 LECTURE-20 BANK/GA/201707/BANKING TERMINOLOGY-II/E&H/20 Q.9. What is the full form of NEFT? NEFT dk iw.kZ :i D;k gS\ (1) National Electric Funds Transfer (2) National Electronic Funds Truncation (3) National Electronic Funds Transfer (4) Net Electronic Funds Transfer (5) None of these/ bues ls dksbZ ugha Q.10. Merchant banking in India is governed by:- Hkkjr esa epsaZV cSad &&&&&&&&&&&& }kjk fu;af=r gksrk gSA (1) SEBI / lsch (2) RBI/ vkjchvkbZ (3) IRDA / vkbZvkjMh, (4) Ministry of Finance/ foÙk ea=ky; (5) None of these/ buesa ls dksbZ ugh Q.11. BSBDA is related with which of the following field? ch,lchMh, dk laca/k fuEufyf[kr esa ls fdl {ks= ls gS\ (1) Science/ foKku (2) Banking/ cSafdax (3) Medical/ fpfdRlk (4) Defense/ j{kk (5) Literature / lkfgR; Q.12. EBT full form-/ EBT dk iw.kZ :i D;k gS\ (1) Electronic Benefits Transfer (2) Electrical Business Transaction (3) Electronic Business Transfer (4) Easy Business Technology (5) Easy Benefits Transfer Q.13. In MICR, R stands for ……………../ MICR esa] R dk iw.kZ :i gS &&&&&&&&&&&A (1) Relevant/ fjysosaV (2) Recognition/ fjdfXu'ku (3) Rewind/ fjokbaM (4) Rate/ jsV (5) None of these/ buesa ls dksbZ ugha Q.14. The process of replacing physical cheque with electronic cheque is known as? fQftdy psd dks bysDVªkWfud psd esa cnyus dh çfØ;k dks fdl :i esa tkuk tkrk gS\ (1) Demat/ MheSV (2) Remat/ fjeSV (3) Truncation/ Vªads'ku (4) Securitization/ çfrHkwfrdj.k (5) None of these/ buesa ls dksbZ ugha Q.15. Expand DBT-/ DBT dk foLrkj dhft,A (1) Direct Benefit Tax (2) Direct Benefit Transfer (3) Direct Benefit Transaction (4) Direct Benefitted tax (5) Direct Benefit Taxation Q.16. What is 'C' in KYC?/ KYC esa 'C' D;k gS\ (1) Client (2) Customer (3) Call (4) Celebrity (5) Consumer Q.17. Money laundering Act was passed to-/ /ku 'kks/ku vf/kfu;e &&&& ds fy, ikfjr fd;k FkkA (1) To liberalize tax norms/ dj ekunaMksa dks mnkj djus (2) To avoid tax evasion/ dj pksjh ls cpus (3) To impose heavy tax/ Hkkjh dj yxkus (4) To help to control inflation/ eqækLQhfr dks fu;af=r djus (5) 1 and 2/ 1 vkSj 2 Q.18. Maximum limit for Indo -Nepal Transaction under NEFT at a point of time is - ,ubZ,QVh ds rgr ,d le; esa Hkkjr&usiky ysu&nsu ds fy, vf/kdre lhek gS & (1) No limit/ dksbZ lhek ugha (2) Rs 50,000 (3) Rs 2,00,000 (4) Rs 1,00,000 (5) Rs. 70,000 Q.19. ______is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house. &&&&& og çfØ;k gS ftlesa vkgj.kdrkZ }kjk tkjh fd, x, HkkSfrd ¼ewy½ psd dks psd ds çLrqrhdj.k okys cSad ls vnkdrkZ cSad 'kk[kk rd dh ;k=k ugha djuh iM+rh gSA psd ds LFkku ij fDy;fjax gkml }kjk bldh bysDVªkWfud QksVks vnkdrkZ 'kk[kk dks Hkst nh tkrh gSA (1) Cheque Drafting/ psd Mªkf¶Vax (2) Electronic Cheque/ bysDVªkWfud psd (3) Cheque Truncation/ psd Vªads'ku (4) MICR Cheque/ ekbdj psd (5) None of these/ buesa ls dksbZ ugha Q.20. CBS Full form-/ CBS dk iw.kZ :i D;k gS& (1) Central Banking Solutions (2) Core Banking Systems (3) Clear Banking Solutions (4) Core Banking Solutions (5) Computer Banking Solutions For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-20 BANK/GA/201707/SOCIAL WELFARE-I/E&H/21 CLASS WORK SHEET LECTURE-21 SOCIAL WELFARE-I ( lkekftd dY;k.k -I) Q.1. Finance Minister Arun Jaitley announced to maximise the employability potential of the youth, and also announced a Rs 4,000-crore programme for it in the union budget 2016-17, name the programme? foÙk ea=h v:.k tsVyh us ;qokvksa dh jkstxkj {kerk dks vf/kdre djus vkSj blds fy;s ctV 2017&18 esa 4]000 djksM+ :i;s ds dk;ZØe dh ?kks"k.kk djrs gq, ;kstuk dks D;k uke fn;k\ (1) SAHAJ/ lgt (2) HUNAR/ gquj (3) NAI ROSHNI/ u;h jkS'kuh (4) SANKALP/ ladYi (5) None of these/ bues ls dksbZ ugha Q.2. Finance minister announced SANKALP programme to promote youth employement in the country, SANKALP stands for ? foÙk ea=h us ns'k esa ;qokvksa ds jkstxkj dks c<+kok nsus ds fy, ladYi dk;ZØe dh ?kks"k.kk dh] ladYi ls D;k rkRi;Z D;k gS \ (1) Skill Acquisition and Knowledge Awareness for Live Promotion Programme dkS'ky vf/kxzg.k vkSj Kku tkx:drk ykbo çeks'ku ;kstuk (2) Skill Awareness and Knowledge Awareness for Livelihood Promotion Programme dkS'ky tkx:drk vkSj Kku tkx:drk vkthfodk çpkj ;kstuk (3) Skill Acquisition and Knowledge Awareness for Livelihood Promotion Programme dkS'ky vf/kxzg.k vkSj Kku tkx:drk vkthfodk çpkj ;kstuk (4) Skill and Knowledge Awareness for Livelihood Promotion Programme dkS'ky vkSj Kku tkx:drk vkthfodk çpkj ;kstuk (5) None of these/ bues ls dksbZ ugha Q.3. The next phase of skill strengthening for industrial value enhancement (STRIVE) will be launched in 2017-18 , what is the allotted budget for "STRIVE "? vkS|kssfxd xq.koÙkk dks c<+kus ds fy, dkS'ky fodkl ls tqM+s vfHk;ku ftls ÞLVªkboÞ ds fy, fdruk ctV vkoafVr fd;k x;k gS\ (1) Rs 2,100 crore (2) Rs 2,200 crore (3) Rs 2,500 crore (4) Rs 2,300 crore (5) Rs 2,400 crore Q.4. During Demonetisation GOI announced Pradhan Mantra Garib Kalyan Yojna(PMGKY), what garib kalyan cess have to pay by those who will declare their undisclose reserve? foeqæhdj.k ds nkSjku ljdkj }kjk ?kksf"kr Þç/kkuea=h xjhc dY;k.k ;kstuk ¼ih,e~thdsokbZ½ ds varxZr viuh vk; dks ?kksf"kr djus okyksa ij xjhc dY;k.k lsl fdruk yxsxk\ (1) 30% (2) 33% (3) 10% (4) 50% (5) None of these/ bues ls dksbZ ugha Q.5. "PMMY" Pradhan Mantri Mudra Yojna is a scheme announced by GOI on 8th april 2015 to enhance Skill and Entrepreneurship in India, what is the budget allotted for the year 2017-18? ^^ih,e,eokbZ** ç/kku ea=h eqæk ;kstuk Hkkjr ljdkj }kjk Hkkjr esa dkS'ky vkSj m|ferk dks c<+kus ds fy, 8 vçSy 2015 dks ?kksf"kr ,d ;kstuk gS] o"kZ 2017&18 ds fy, vkoafVr ctV D;k gS\ (1) 2.34 lakh cr/ yk[k djksM+ (2) 2.54 lakh cr/ yk[k djksM+ (3) 2.44 lakh cr/ yk[k djksM+ (4) 4.44 lakh cr/ yk[k djksM+ (5) None of these bues ls dksbZ ugha Q.6. Under, Pradhan Mantri Kaushal Vikas Yojna ( PMKVY) how many numbers of India International Skill Centres will be established across the country to offer advanced training and also courses in foreign languages? ç/kku ea=h dkS'ky fodkl ;kstuk ¼ih,edsohokbZ½ ds varxZr vke ctV esa fons'kh Hkk"kkvksa esa mUur çf'k{k.k vkSj ikB;Øe Hkh çnku djus ds fy, ns'k Hkj esa fdrus varjkZ"Vªh; dkS'ky dsaæ LFkkfir fd, tk,axs\ (1) 600 (2) 110 (3) 120 (4) 90 (5) 100 www.mahendraguru.com 1 LECTURE-21 BANK/GA/201707/SOCIAL WELFARE-I/E&H/21 Q.7. The government of India earlier had launched " Housing for all" scheme which is reformed as " Pradhan Mantri Awas Yojna"(PMAY), previous deadline of the scheme was 2019 which increased by which year? Hkkjr ljdkj }kjk 'kgjksa ds fy, ¼gkmflax QkWj vky½ ;kstuk 'kq: dh x;h Fkh] ftls gky gh esa ^ç/kku ea=h vkokl ;kstuk* ¼ih,e,bZ½ ds :i esa lq/kkj fd;k x;k gS] bl ;kstuk dh fiNyh le; lhek 2019 Fkh] ftls c<+k ds fdl o"kZ rd dj fn;k gS\ (1) 2021 (2) 2020 (3) 2023 (4) 2022 (5) 2025 Q.8. Which scheme is introduced by GOI to capitalise the staterun power corporations to provide better electricity facility in the state? jkT;ksa esa csgrj fctyh lqfo/kk çnku djus ds fy, vkSj jkT;ksa esa fctyh forfjr djus okyh fctyh fuxeksa dks ?kkVs ls mHkkjus ds fy, Hkkjr ljdkj }kjk fdl ;kstuk dh 'kq:vkr dh xbZ gS\ (1) UJALA/ mtkyk (2) UJJWALA/ mTToyk (3) UDAY/ mn; (4) ANTYODAYA/ vUR;ksn; (5) None of these/ bues ls dksbZ ugha Q.9. Under "UJALA" scheme which is a LED distribution scheme, which state is the first state to complete the the target before the deadline? ^mtkyk* ;kstuk tks dh ,d ,ybZMh forj.k ;kstuk gS] bl ;kstuk ds varxZr le; lhek ls igys y{; iwjk djus okyk igyk jkT; dkSu lk gS\ (1) Uttar Pradesh/ mÙkj çns'k (2) Rajasthan/ jktLFkku (3) Jharkhand/ >kj[k.M (4) Gujrat/ xqtjkr (5) Kerala/ dsjy Q.10. UJJWALA scheme is the LPG distribution scheme to women head of BPL family , what is the total budget allotted for this Yojna? ÞmTToykß ;kstuk chih,y ifjokj dh efgyk eqf[k;k dks fn, tkus okyh ds ,yihth forj.k ;kstuk gS] bl ;kstuk ds fy, vkoafVr dqy ctV D;k gS\ (1) 3000 cr (2) 2000 cr (3) 4000 cr (4) 8000 cr (5) 5000 cr Q.11 Who is the implementing body of PMKVY? PMKVY dh dk;kZUo;u laLFkk dkSu gS\ (1) National Skill Development Corporation/ jk"Vªh; dkS'ky fodkl fuxe (2) National Skill Development Company/ jk"Vªh; dkS'ky fodkl daiuh (3) Native Skill Development Corporation/ ewy fuoklh dkS'ky fodkl fuxe (4) Native Skill Development Company/ ewy fuoklh dkS'ky fodkl daiuh (5) Nation's Skill Developed Company/ jk"Vª ds dkS'ky fodflr daiuh Q.12. For the year 2016-17, what will be the interest paid by the govt under Sukanya Samriddhi Yojana? o"kZ 2016&17 ds fy, lqdU;k le`f) ;kstuk ds rgr ljdkj }kjk fdrus C;kt dk Hkqxrku fd;k tk,xk\ (1) 7.7% (2) 8.0% (3) 8.1% (4) 8.4% (5) 8.7% Q.13. What is the frequency of investments under Sukanya Samriddhi Yojana? lqdU;k le`f) ;kstuk ds rgr fuos'k dh vko`fÙk D;k gS\ (1) Weekly/ lkIrkfgd (2) Monthly/ ekfld (3) Bimonthly/ f}ekfld (4) Quarterly/ =Sekfld (5) Halfyearly/ v/kZokf"kZd Q.14. Who is the governing authority of PMKVY?/ PMKVY dk 'kklh çkf/kdj.k dkSu gS\ (1) Ministry of Skill Development and Entrepreneurship/ dkS'ky fodkl vkSj m|ferk ea=ky; (2) Ministry of Foreign Affairs/ fons'k ekeyksa ds ea=ky; (3) Human Resource and Development Ministry/ ekuo lalk/ku vkSj fodkl ea=ky; (4) Civil Aviation Ministry/ foekuu ea=ky; (5) Textile Ministry/ oL= ea=ky; Q.15. What will be the transfer fee under Sukanya Samriddhi Yojana from Banks to Post offices? lqdU;k le`f) ;kstuk ds rgr Mkd?kjksa esa cSadksa ls LFkkukarj.k 'kqYd fdruk gS\ (1) No fee Charged/ dksbZ 'kqYd ugha gS (2) Rs. 25 (3) Rs. 50 (4) Rs. 100 (5) Rs. 500 For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-21 BANK/GA/201707/SOCIAL WELFARE-II/E&H/22 CLASS WORK SHEET LECTURE-22 SOCIAL WELFARE-II ( lkekftd dY;k.k -II) Q.1. What is the full form of AMRUT ? AMRUT dk iwjk :i D;k gS\ (1) Atal Mission for Rejuvenation and Urban Transfor dk;kdYi vkSj 'kgjh ifjorZu ds fy, vVy fe'ku (2) Atal Mission for Rejuvenation and Urban Transformation dk;kdYi vkSj 'kgjh ifjorZu ds fy, vVy fe'ku (3) Ama Mission for Rejuvenation and Urban Transformation dk;kdYi vkSj 'kgjh ifjorZu ds fy, vek fe'ku (4) Atal Mission for Rejuvenation and Uday Transformation dk;kdYi vkSj mn; ifjorZu ds fy, vVy fe'ku (5) None of these/ buesa ls dksbZ ugha Q.2. In SANKALP yojana, S stand for what? / ladkYi ;kstuk esa] ^,l* ds fy, D;k [kM+k gS\ (1) Skill/ dkS'ky (2) Scheme/ ;kstuk (3) Stock/ LVkWd (4) Sector/ lsDVj (5) Sadak/ lMd Q.3. How much amount is announced by the goverment to MGNREGA for 2017-18? 2017&18 ds fy, eujsxk dks ljdkj }kjk fdruh jkf'k dh ?kks"k.kk dh xbZ gS\ (1) Rs48000cr (2) Rs48500cr (3) Rs46000cr (4) Rs44000cr (5) Rs45000cr Q.4. In PMSSY scheme , first 's' stand for ? ih,e,l,lokbZ ;kstuk esa] igyk s D;k lanfHkZr djrk gS\ (1) Sukanya/ lqdU;k (2) Shiksha/ f'k{kk (3) Sinchai/ flapkbZ (4) Service/ lsok (5) None of these/ buesa ls dksbZ ugha Q.5. UDAAN scheme launch by the goverment to provide air tickets at cheaper rate. what is the full form of UDAAN? lLrh nj ij gokbZ fVdV çnku djus ds fy, xouZesaV }kjk ;wMh,,u ;kstuk dh 'kq:vkr ;wMh,,u dk iwjk :i D;k gS\ (1) Urban Desh Ka Aam Nagrik/ 'kgjh ns'k dk vke ukxfjd (2) Ude Desh Ka Atal Nagrik/ mM+s ns'k dk vVy ukxfjd (3) Ude Desh Ka Additional Nagrik/ mM+s ns'k dk vfrfjä ukfxd (4) Ude Development Ka Aam Nagrik/ mMs+ fodkl dk vke ukxfjd (5) Ude Desh Ka Aam Nagrik/ mM+s ns'k dk vke ukxfjd Q.6. PMGDISHA scheme launched by goverment to make 6 crore rural households digitally literate by March 2019 . what is the full form of PMGDISHA ? ekpZ 2019 rd 6 djksM+ xzkeh.k ifjokjksa dks fMftVy lk{kj cukus ds fy, ljdkj }kjk 'kq: dh xbZ ih,eth voLFkk ;kstuk ih,eth fMlk dk iwjk :i D;k gS\ (1) Pradhan Mantri Gramin Digitally Saksharta Abhiyan/ ç/kku ea=h xzkeh.k fMftVy lk{kjrk vfHk;ku (2) Pradhan Mantri Gareeb Digital Saksharta Abhiyan/ ç/kku ea=h xjhc fMftVy lk{kjrk vfHk;ku (3) Pradhan Mantri Gramin Digital Swasthya Abhiyan/ ç/kku ea=h xzkeh.k fMftVy LokLF; vfHk;ku (4) Pradhan Mantri Gramin Digital Saksharta Abhiyan/ ç/kku ea=h xzkeh.k fMftVy lk{kjrk vfHk;ku (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-22 BANK/GA/201707/SOCIAL WELFARE-II/E&H/22 Q.7. Prime Minister Narendra Modi announced PKVY in month of Jan 2017. What is the full form of PKVY? ç/kku ea=h ujsaæ eksnh us tuojh 2017 ds eghus esa ihdsohokbZ dh ?kks"k.kk dhA ihdsohokbZ dk iwjk :i D;k gS\ (1) Prime Minister Kaushal Vikas Yojana/ ç/kku ea=h dkS'ky fodkl ;kstuk (2) Pravasi Kishore Vikas Yojana/ çoklh fd'kksj fodkl ;kstuk (3) Pravasi Kaushal Vidyalaya Yojana/ çoklh dkS'ky fo|ky; ;kstuk (4) ProgrammeKaushal Vikas Yojana/ dk;ZØe dkS'ky fodkl ;kstuk (5) Pravasi Kaushal Vikas Yojana/ çoklh dkS'ky fodkl ;kstuk Q.8. Goverment announced how much percentage of coverage of cropped area in 2017-18 under Pradhan Mantri Fasal Bima Yojana (PMFBY)? ljdkj us ‘iz/kkuea=h Qly chek ;kstuk’ ih,e,QchokbZ ds rgr 2017&18 esa Qlyh {ks= dh dojst dk fdruk çfr'kr crk;k\ (1) 30% (2) 20% (3) 40% (4) 50% (5) 35% Q.9. Prime Minister Narendra Modi launched provide solar powered irrigation pumps to farmers at a subsidized price.what is the name of the scheme? ç/kku ea=h ujsaæ eksnh us lfClMh okys ewY; ij fdlkuksa dks lkSj ÅtkZ flapkbZ iai miyC/k djk,A bl ;kstuk dk uke D;k gS\ (1) Saur Sujala Yojana/ lkSj lqtkyk ;kstuk (2) Madhubabu Aain Sahayata Sibir/ e/kqcckcq lg;ksx lg;ksxh f'kohj (3) Pradhan Mantri Awas Yojana/ ç/kku ea=h vkokl ;kstuk (4) Annapurna Rasoi Programme/ vUuiw.kkZ jlksbZ dk;ZØe (5) None of these/ buesa ls dksbZ ugha Q.10. When Sukanya Samriddhi Yojana was launched? lqdU;k le`f) ;kstuk dc 'kq: dh xbZ Fkh\ (1) Jan 2015/ tuojh 2015 (2) Feb 2015/ Qjojh 2015 (3) Mar 2015/ ekpZ 2015 (4) Apr 2015/ vçSy 2015 (5) May 2015/ ebZ 2015 Q.11. Under Jan Aushdhi Yojana, all the generic medicines need to pass ______certification to avoid quality degradation. tu vkS"kf/k ;kstuk ds rgr lHkh tsusfjd nokvksa dks xq.koÙkk fxjkoV ls cpus ds fy, ______çek.khdj.k dh t:jr gksrh gSA (1) AGLR (2) FABL (3) ABFL (4) NSCL (5) NABL Q.12. What is the minimum age at which one can open an account under Sukanya Samriddhi yojana? lqdU;k le`f) ;kstuk ds rgr ,d [kkrk [kksyus dh U;wure mez D;k gS\ (1) At the time of Birth/ tUe ds le; (2) 3 Years/ 3 lky (3) 5 Years/ 5 lky (4) 7 years/ 7 lky (5) 10 Years/ 10 lky Q.13. In context with GMS what does IBJA stands for?/ th,e,l ds lanHkZ esa IBJA dk iw.kZ :i D;k gS\ (1) International Bullion and Jewells Association/ varjkZ"Vªh; cqfy;u vkSj TosYl ,lksfl,'ku (2) Indian Bullion And Jewells Association/ Hkkjrh; cqfy;u vkSj TosYl ,lksfl,'ku (3) India Bullion And Jewell Association/ Hkkjr cqfy;u vkSj Tosy ,lksfl,'ku (4) India Bullion And Jewellers Association/ Hkkjr cqfy;u ,aM ToSylZ ,lksfl,'ku (5) International Bullion and Jewellers Association/ varjjk"Vªh; cqfy;u ,aM ToSylZ ,lksfl,'ku Q.14. What is the upper age at which one can open an account under Sukanya Samriddhi yojana? lqdU;k le`f) ;kstuk ds rgr ,d [kkrk [kksyus dh lokZf/kd vk;q fdruh gS\ (1) 5 Years/ o"kZ (2) 10 Years/ o"kZ (3) 15 Years// o"kZ (4) 18 years// o"kZ (5) 20 Years/ o"kZ Q.15. What is the minimum amount of gold that is to be deposited under Gold Monetisation Scheme? Lo.kZ ekSfædj.k ;kstuk ds rgr lksus dh U;wure tek lhek D;k gS\ (1) 10 gm/ xzke (2) 20 gm/ xzke (3) 30 gm/ xzke (4) 40 gm/ xzke (5) 50 gm/ xzke For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-22 BANK/GA/201707/STATIC G.K.-I/E&H/23 CLASS WORK SHEET LECTURE-23 STATIC G.K.-I Q.1. What is the currency of “Sweden”? / ^LohMu* dh eqæk D;k gS\ (1) Krona/ Øksuk (2) Euro/ ;wjks (3) Pound/ ikm.M (4) Franc/ ÝSad (5) None of these/ buesa ls dksbZ ugha Q.2. What is the capital of “Hungary”? / ^gaxjh* dh jkt/kkuh D;k gS\ (1) Madrid/ eSfMªM (2) Dublin/ Mcfyu (3) Helsinki/ gsyfladh (4) Budapest/ cqMkisLV (5) None of these/ buesa ls dksbZ ugha Q.3. “Borlaug Award” related with which of the following field?/ ^cksjykWx iqjLdkj* fuEufyf[kr ls fdl {ks= ls lacaf/kr gS\ (1) Medical Science/ fpfdRlk foKku (2) Agriculture/ d`f"k (3) Wild Life Conservation/ oU;tho laj{k.k (4) Environmental Science/ i;kZoj.k foKku (5) None of these/ buesa ls dksbZ ugha Q.4. “2020 Summer Olympics” will be hosted in ______^2020 ds xzh"edkyhu vksyafid* &&&&&&&&&&&& esa vk;ksftr fd;k tk,xk (1) Germany/ teZuh (2) Japan/ tkiku (3) Russia/ :l (4) United Kingdom/ ;wukbVsM fdaxMe (5) None of these/ buesa ls dksbZ ugha Q.5. Which city is known as the “City of Prime Ministers”? dkSu lk 'kgj ^ç/kkuea=h eaf=;ksa ds 'kgj* ds :i esa tkuk tkrk gS\ (1) Lucknow/ y[kuÅ (2) Patna/ iVuk (3) Allahabad/ bykgkckn (4) Ahmedabad/ vgenkckn (5) None of these Q.6. “Lake Moriri” situated in which of the following state?/ ^eksjhjh >hy* fuEu esa ls fdl jkT; esa fLFkr gS\ (1) Jammu & Kashmir/ tEew&d'ehj (2) Himachal Pradesh/ fgekpy çns'k (3) Uttarakhand/ mÙkjk[kaM (4) Assam/ vle (5) None of these/ buesa ls dksbZ ugha Q.7. What is the currency of “Tajikistan”?/ ^rtkfdLrku* dh eqæk D;k gS\ (1) Somoni/ lkseksuh (2) Lira/ yhjk (3) Dinar/ nhukj (4) Riel/ fj;ky (5) None of these/ buesa ls dksbZ ugha Q.8. “World Photography Day” annually observed on ______^fo'o QksVksxzkQh fnol* çfro"kZ &&&&&&&&&& ij euk;k tkrk gS\ (1) August 19th (2) August 12th (3) August 23rd (4) August 27th (5) None of these/ buesa ls dksbZ ugha Q.9. The “Telecom Regulatory Authority of India” (TRAI) headquarters located at ______^Hkkjrh; nwjlapkj fu;ked çkf/kdj.k* ¼VªkbZ½ dk eq[;ky; &&&&&&&&&&&&& esa fLFkr gS- (1) Bengaluru/ csaxyq: (2) Hyderabad/ gSnjkckn (3) New Delhi/ ubZ fnYyh (4) Mumbai/ eqEcbZ (5) None of these/ buesa ls dksbZ ugha Q.10. On which date “International Day of Yoga” observed? / ^varjkZ"Vªh; ;ksx fnol* dc euk;k tkrk gS\ (1) 27th June (2) 21st June (3) 23rd June (4) 29th June (5) None of these/ buesa ls dksbZ ugha Q.11. What is the capital of "Kyrgyzstan"?/ ^fdfxZtLrku* dh jkt/kkuh D;k gS\ (1) Tashkent/ rk'kadn (2) Dushanbe/ nq'ksacs (3) Beirut/ cs:r (4) Bishkek/ fc'ksd (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-23 BANK/GA/201707/STATIC G.K.-I/E&H/23 Q.12. "Kolkata" is located on the bank of the ______River. ^dksydkrk* &&&&&&&&&&&&&& unh ds rV ij fLFkr gSA (1) Hooghly/ gqxyh (2) Teesta/ rhLrk (3) Damodar/ nkeksnj (4) Mahananda/ egkuank (5) None of these/ buesa ls dksbZ ugha Q.13. Who is the first president of Sri Lanka? Jhyadk ds izFke jk"Vªifr dkSu gS\ (1) Mahindra Rajapaksa/ efgaæk jkti{ks (2) Chandrika Kumaratunga/ pafædk dqekjrqaxk (3) Gopalwala / xksikyokyk (4) Ranasinghe Premadasa/ jk.kkfla?ks çsenklk (5) None of these/ buesa ls dksbZ ugha Q.14. "International Development Association" IDA is headquartered in __ ^baVjus'kuy MsoyiesaV ,lksfl,'ku& ¼vkbZMh,½ dk eq[;ky; &&&&&&&&&&&& esa fLFkr gSA (1) New York/ U;w;kdZ (2) Washington D.C./ okf'kaxVu Mh-lh- (3) London/ yanu (4) Paris/ isfjl (5) None of these/ buesa ls dksbZ ugha Q.15. The "Lal Bahadur Shastri Stadium" (Fateh Maidan) is a cricket stadium is located in __ ^yky cgknqj 'kkL=h LVsfM;e* ¼Qrsg eSnku½ fØdsV LVsfM;e &&&&&&&&&& esa fLFkr gSA (1) Bengaluru, Karnataka/ csaxyq:] dukZVd (2) Chennai, Tamil Nadu/ psUubZ] rfeyukMq (3) Hyderabad, Telangana/ gSnjkckn] rsyaxkuk (4) Visakhapatnam, Andhra Pradesh/ fo'kk[kkiêue] vka/kz çns'k (5) None of these/ buesa ls dksbZ ugha Q.16. "Okhla Bird Sanctuary" is located in which among the following Indian state? ^vks[kyk i{kh vHk;kj.;* Hkkjr ds fdl jkT; esa fLFkr gS\ (1) Uttar Pradesh/ mÙkj çns'k (2) Maharashtra/ egkjk"Vª (3) Rajasthan/ jktLFkku (4) West Bengal/ if'pe caxky (5) None of these/ buesa ls dksbZ ugha Q.17. "The Employees' Provident Fund Organization" [EPFO] is headquartered at ______^deZpkjh Hkfo"; fuf/k laxBu* ^bZih,Qvks] dk eq[;ky; &&&&&&&& esa gSA (1) Mumbai/ eqacbZ (2) Kolkata/ dksydkrk (3) New Delhi/ ubZ fnYyh (4) Chennai/ psUubZ (5) None of these/ buesa ls dksbZ ugha Q.18. "Kalinga Prize" associated with which of the following fields? ^dfyax iqjLdkj* fuEufyf[kr esa ls fdl {ks= ls tqM+k gS\ (1) Science/ foKku (2) Literature/ lkfgR; (3) Sports/ [ksy (4) Journalism/ i=dkfjrk (5) None of these/ buesa ls dksbZ ugha Q.19. "World Pneumonia Day" annually observed on ______^fo'o fueksfu;k fnol* lkykuk ij euk;k &&&&&&&&&&& (1) September 12th(2) November 12th (3) August 12th (4) July 12th (5) None of these/ buesa ls dksbZ ugha Q.20. What is the currency of "Italy"?/ ^bVyh* dh eqæk D;k gS\ (1) Pound/ ikm.M (2) Krone/ Øksu (3) Euro/ ;wjks (4) Franc/ ÝSad (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-23 BANK/GA/201707/STATIC G.K.-II/E&H/24 CLASS WORK SHEET LECTURE-24 STATIC G.K.-II Q.1. Jwala Gutta is related with…...... / Tokyk xqêk ------ds lkFk lEcaf/kr gSA (1) Cricket/ fØdsV (2) Chess/ 'krjat (3) Golf/ xksYQ (4) Badminton/ cSMfeaVu (5) None of these/ buesa ls dksbZ ugha Q.2. Nagarjun Sagar Dam is situated./ ukxktqZu lkxj cka/k fLFkr gSA (1) Andhra Pradesh/ vka/kz çns'k (2) Kerala/ dsjy (3) Karnataka/ dukZVd (4) Tamilnadu/ rfeyukMq (5) None of these/ buesa ls dksbZ ugha Q.3. Lakhwar Dam is situated./ y[kokj cka/k fLFkr gSA (1) Andhra Pradesh/ vka/kz çns'k (2) Uttarakhand/ mÙkjk[kaM (3) Punjab/ iatkc (4) Assam/ vle (5) None of these/ buesa ls dksbZ ugha Q.4. Jim Corbett National park is situated./ fte dkWcsZV jk"Vªh; ikdZ fLFkr gSA (1) Uttarakhand/ mÙkjk[kaM (2) Bihar/ fcgkj (3) U.P/ ;w-ih (4) Jharkhand/ >kj[k.M (5) None of these/ buesa ls dksbZ ugha Q.5. Binsar Wild Life Sanctuary is situated./ fculkj oU; tho vH;kj.; fLFkr gSA (1) Uttarakhand/ mÙkjk[kaM (2) Jharkhand/ >kj[k.M (3) Bihar/ fcgkj (4) U.P/ ;w-ih (5) None of these/ buesa ls dksbZ ugha Q.6. Khalasuni Wild Life Sanctuary is situated./ [kyslquh oU; tho vH;kj.; fLFkr gSA (1) Odisha/ vksfM'kk (2) Karnataka/ dukZVd (3) U.P/ ;w-ih (4) Bihar/ fcgkj (5) None of these/ buesa ls dksbZ ugha Q.7. World Consumer Right Day is observed on……/ fo'o miHkksäk vf/kdkj fnol &&&&&&&&&& dks euk;k tkrk gSA (1) 15 March/ ekpZ (2) 14 March/ ekpZ (3) 16 March/ ekpZ (4) 17 March/ ekpZ (5) None of these/ buesa ls dksbZ ugha Q.8. Where is Polavaram project?/ iksykoje ifj;kstuk dgk¡ gS\ (1) Himachal Pradesh/ fgekpy çns'k (2) Andhra pradesh/ vka/kz çns'k (3) Gujarat/ xqtjkr (4) Tamilnadu/ rfeyukMq (5) None of these/ buesa ls dksbZ ugha Q.9. The first official cricket Test match was played in….../ igyk vf/kdkfjd fØdsV VsLV eSp ------esa [ksyk x;k FkkA (1) 1877 (2) 1879 (3) 1880 (4) 1878 (5) None of these/ buesa ls dksbZ ugha Q.10. Where is Kathua district?/ dBqvk ftyk dgk¡ gS\ (1) Gujarat/ xqtjkr (2) Jammu and Kashmir/ tEew vkSj d'ehj (3) U.P/ m-ç- (4) Bihar/ fcgkj (5) None of these/ buesa ls dksbZ ugha Q.11. "Bandhavgarh National Park" is located in ______/ ^cka/kox<+ jk"Vªh; m|ku* ------esa fLFkr gSA (1) Uttar Pradesh/ mÙkj çns'k (2) Madhya Pradesh/ e/; çns'k (3) Bihar/ fcgkj (4) Chhattisgarh/ NÙkhlx<+ (5) None of these/ buesa ls dksbZ ugha www.mahendraguru.com 1 LECTURE-24 BANK/GA/201707/STATIC G.K.-II/E&H/24 Q.12. Which of the following is the currency of "Spain"? fuEufyf[kr esa ls dkSu lk ^Lisu* dh eqæk gS\ (1) Krone/ Øksu (2) Franc/ ÝSad (3) Euro/ ;wjks (4) Pound/ ikSaM (5) None of these/ buesa ls dksbZ ugha Q.13. Which among the following is the capital of "Germany"? fuEufyf[kr esa ls dkSu lk ^teZuh* dh jkt/kkuh gS\ (1) Oslo/ vksLyks (2) Dublin/ Mcfyu (3) Bern/ cuZ (4) Berlin / cfyZu (5) None of these/ buesa ls dksbZ ugha Q.14. Headquarters of "UNEP" (United Nations Environment Programme) located at ______^;w,ubZih* ¼la;qä jk"Vª i;kZoj.k dk;ZØe½ dk eq[;ky; ------ij fLFkr gSA (1) Nairobi/ uSjksch (2) Geneva/ ftusok (3) Rome/ jkse (4) Washington DC/ okf'kaxVu Mhlh (5) None of these/ buesa ls dksbZ ugha Q.15. In India, "Navy Day" is celebrated on ____. Hkkjr esa] ^ukSlsuk fnol* ------ij euk;k tkrk gSA (1) January 15th (2) October 8th (3) December 4th (4) December 1st (5) None of these/ buesa ls dksbZ ugha Q.16. "2nd Thursday of March" every year observed as ______gj lky ^ekpZ ds nwljs xq:okj* dks ------ds :i esa euk;k tkrk gSA (1) World Tuberculosis Day/ fo'o {k; jksx (2) World Cancer Day/ fo'o dSalj fnol (3) World Malaria Day/ fo'o eysfj;k fnol (4) World Kidney Day/ fo'o fdMuh fnol (5) None of these/ buesa ls dksbZ ugha Q.17. Which of the following International organization publishes "Ease of Doing Business Report"? fuEufyf[kr esa ls dkSu lk varjkZ"Vªh; laxBu ^bt vkWQ Mwbax fctusl* fjiksVZ fudyrh gS\ (1) International Monetary Fund/ varjkZ"Vªh; eqæk dks"k (2) World Bank Group/ fo'o cSad lewg (3) World Economic Forum/ fo'o vkfFkZd eap (4) United Nations Conference on Trade & Development/ O;kikj vkSj fodkl ij la;qä jk"Vª lEesyu (5) None of these/ buesa ls dksbZ ugha Q.18. "Lucknow" is located on the bank of the ______River. ^y[kuÅ* ------unh ds rV ij fLFkr gSA (1) Ganga/ xaxk (2) Yamuna/ ;equk (3) Saryu/ lj;w (4) Gomti/ xkserh (5) None of these/ buesa ls dksbZ ugha Q.19. "Salim Ali Bird Sanctuary" located at ______/ ^lyhe vyh i{kh vHk;kj.;* ------esa fLFkr gSA (1) Odisha/ vksfM'kk (2) Madhya Pradesh/ e/; çns'k (3) Goa/ xksok (4) Maharashtra/ egkjk"Vª (5) None of these/ buesa ls dksbZ ugha Q.20. "International Federation of Association Football "FIFA" headquarters located in ______^baVjus'kuy QsMjs'ku vkWQ ,lksfl,'ku QqVckWy* ¼QhQk½ dk eq[;ky; ------esa fLFkr gSA (1) Zurich/ T;wfj[k (2) Bern/ cuZ (3) Geneva/ ftusok (4) Davos/ nkoksl (5) None of these/ buesa ls dksbZ ugha For more questions visit stportal.mahendras.org www.mahendraguru.com 2 LECTURE-24