Authorisation Service

OmniPay is First Data’s™ cost effective, Supported business profiles industry-leading payment processing platform. In addition to card present POS processing, the OmniPay platform Authorisation Service also supports these transaction The OmniPay platform Authorisation Service gives you types and products: 24/7 secure authorisation switching for both domestic and international merchants on behalf of merchant acquirers. • Card Present EMV offline PIN • Card Present EMV online PIN Card brand support • Card Not Present – MOTO The Authorisation Service supports a wide range of payment products including: • Dynamic Currency Conversion • Visa • eCommerce • Mastercard • Secure eCommerce –MasterCard SecureCode, Verified by Visa and SecurePlus • Maestro • Purchase with Cashback • Union Pay • SecureCode for telephone orders • JCB • MasterCard Gaming (Payment of winnings) • Diners Card International • Address Verification Service • Discover • Recurring and Installment • BCMC • Hotel Gratuity • Unattended Petrol • Aggregator • Maestro Advanced Registration Program (MARP) Supported authorisation message protocols • OmniPay ISO8583 • APACS 70 Authorisation Service

Connectivity to the Card Schemes OmniPay Authorisation Server Resilience Visa – Each Data Centre has either two or four Visa EAS servers and resilient connectivity to Visa Europe, Visa US, Visa Canada, Visa CEMEA and Visa AP. Mastercard – Each Data Centre has a dedicated Mastercard MIP and resilient connectivity to the Mastercard MIP in the other Data Centre. The OmniPay platform has connections to Banknet for both European and non-European authorisations. Diners/Discover – Each Data Centre has connectivity to Diners Club International which is also used to process Discover Card authorisations.

JCB – Each Data Centre has connectivity to Japan Credit Bureau which is used to process JCB authorisations. UnionPay – Each Data Centre has connectivity to UnionPay International which is used to process UnionPay authorisations. BCMC – Each Data Centre has connectivity to BCMC which is used to process BCMC authorisations.

Options for authorisations connectivity By having a second hot backup authorisation host at the There are many options available to merchants and Payment Production Data Centre, First Data has hardware and scheme Service Providers for authorisations connectivity. connectivity resilience. And with separate card scheme Access Points defined on each server, First Data not only TNS – Various Telecommunications Protocols provides local resilience but also ensures non-disruptive With the telecommunications capabilities of our partner TNS, maintenance or upgrades. you can establish authorisations connectivity using: The ‘Dual Switch’ located within the Secondary Data Centre • PSTN • ISDN • GSM • SSL • GPRS • X25 • TCP/IP provides an added layer of resilience, giving clients an additional authorisation host. The dual switch has its own DataWire VXN – Internet: Using the DataWire VXN, the database containing the same merchant static data as the merchant or PSP location can use outbound internet access primary authorisation host database, but maintains separate for secure and PCI compliant transaction delivery. transactional records providing clients with two routing options. Direct Connections: Some Payment Service Providers Both the Production Data Centre and the Secondary Data with larger transaction volumes establish their own TCP/IP Centre receive inbound customer connectivity and outbound connectivity and provide their own routers within First Data’s card scheme connectivity. Should the production switch primary and secondary Data Centres. This infrastructure can become unavailable for any reason, transaction carriers also be used for submission of settlement files and for the can decide to route authorisations to the secondary switch. exchange of other files if required. Subsequently, transaction carriers can automatically direct VPN Connections: VPN connectivity for authorisations traffic back to the Production Data Centre when connection gives customers a cost effective and secure means of quality has been restored. communication. Designed to provide our clients with a 100% available authorisation service, 24/7 x 365, First Data guarantees service quality.

For more information please contact First Data™ on +353 (0) 1 219 4200 or visit www.firstdata.com/omnipay

First Data is a trading name of OmniPay Limited, a limited company incorporated in Ireland (company number 323655) with a registered address at 25/28 North Wall Quay, Dublin 1, Ireland. © 2016 OmniPay Limited. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. 193610 2016-12