DOCSLIB.ORG

Authorisation Service Sales Sheet Download

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Authorisation Service Sales Sheet Download Authorisation Service OmniPay is First Data’s™ cost effective, Supported business profiles industry-leading payment processing platform. In addition to card present POS processing, the OmniPay platform Authorisation Service also supports these transaction The OmniPay platform Authorisation Service gives you types and products: 24/7 secure authorisation switching for both domestic and international merchants on behalf of merchant acquirers. • Card Present EMV offline PIN • Card Present EMV online PIN Card brand support • Card Not Present – MOTO The Authorisation Service supports a wide range of payment products including: • Dynamic Currency Conversion • Visa • eCommerce • Mastercard • Secure eCommerce –MasterCard SecureCode, Verified by Visa and SecurePlus • Maestro • Purchase with Cashback • Union Pay • SecureCode for telephone orders • JCB • MasterCard Gaming (Payment of winnings) • Diners Card International • Address Verification Service • Discover • Recurring and Installment • BCMC • Hotel Gratuity • Unattended Petrol • Aggregator • Maestro Advanced Registration Program (MARP) Supported authorisation message protocols • OmniPay ISO8583 • APACS 70 Authorisation Service Connectivity to the Card Schemes OmniPay Authorisation Server Resilience Visa – Each Data Centre has either two or four Visa EAS servers and resilient connectivity to Visa Europe, Visa US, Visa Canada, Visa CEMEA and Visa AP. Mastercard – Each Data Centre has a dedicated Mastercard MIP and resilient connectivity to the Mastercard MIP in the other Data Centre. The OmniPay platform has connections to Banknet for both European and non-European authorisations. Diners/Discover – Each Data Centre has connectivity to Diners Club International which is also used to process Discover Card authorisations. JCB – Each Data Centre has connectivity to Japan Credit Bureau which is used to process JCB authorisations. UnionPay – Each Data Centre has connectivity to UnionPay International which is used to process UnionPay authorisations. BCMC – Each Data Centre has connectivity to BCMC which is used to process BCMC authorisations. Options for authorisations connectivity By having a second hot backup authorisation host at the There are many options available to merchants and Payment Production Data Centre, First Data has hardware and scheme Service Providers for authorisations connectivity. connectivity resilience. And with separate card scheme Access Points defined on each server, First Data not only TNS – Various Telecommunications Protocols provides local resilience but also ensures non-disruptive With the telecommunications capabilities of our partner TNS, maintenance or upgrades. you can establish authorisations connectivity using: The ‘Dual Switch’ located within the Secondary Data Centre • PSTN • ISDN • GSM • SSL • GPRS • X25 • TCP/IP provides an added layer of resilience, giving clients an additional authorisation host. The dual switch has its own DataWire VXN – Internet: Using the DataWire VXN, the database containing the same merchant static data as the merchant or PSP location can use outbound internet access primary authorisation host database, but maintains separate for secure and PCI compliant transaction delivery. transactional records providing clients with two routing options. Direct Connections: Some Payment Service Providers Both the Production Data Centre and the Secondary Data with larger transaction volumes establish their own TCP/IP Centre receive inbound customer connectivity and outbound connectivity and provide their own routers within First Data’s card scheme connectivity. Should the production switch primary and secondary Data Centres. This infrastructure can become unavailable for any reason, transaction carriers also be used for submission of settlement files and for the can decide to route authorisations to the secondary switch. exchange of other files if required. Subsequently, transaction carriers can automatically direct VPN Connections: VPN connectivity for authorisations traffic back to the Production Data Centre when connection gives customers a cost effective and secure means of quality has been restored. communication. Designed to provide our clients with a 100% available authorisation service, 24/7 x 365, First Data guarantees service quality. For more information please contact First Data™ on +353 (0) 1 219 4200 or visit www.firstdata.com/omnipay First Data is a trading name of OmniPay Limited, a limited company incorporated in Ireland (company number 323655) with a registered address at 25/28 North Wall Quay, Dublin 1, Ireland. © 2016 OmniPay Limited. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. 193610 2016-12.
Load more

Recommended publications
  • Pricing Schedule
    PRICING SCHEDULE This is an example of terms that were available to recent applicants as of 12/31/18. They may not be available now. If you apply, your terms will be based on the terms of the offer when you apply. This Pricing Schedule is part of the Cardmember Agreement. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 24.99%. This APR will vary with the market based on the Prime Rate.1 APR for Balance Transfers 24.99%. This APR will vary with the market based on the Prime Rate.1 APR for Cash Advances 26.99%. This APR will vary with the market based on the Prime Rate.1 Penalty APR and When It Applies None Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Paying Interest cash advances and balance transfers as of the later of the transaction date or the first day of the billing period in which the transaction posted to your Account. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. Fees Annual Fee None Balance Transfer Fee 3% of the amount of each transfer. Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater. Late Fee None the first time you pay late.
    [Show full text]
  • New Debit Card Solutions At
    New Debit Card Solutions Debit Mastercard and Visa Debit are ready Swiss Banking Services Forum, 22 May 2019 Philippe Eschenmoser, Head Cards & A2A, Swisskey Ltd Maestro/V PAY Have Established Themselves As the “Key to the Account” – Schemes, However, Are Forcing Market Entry For Successor Products Response from the Maestro and V PAY are successful… …but are not future-capable products schemes # cards Maestro V PAY on Lower earnings potential millions8 for issuers as an alternative payment traffic products (e.g. 6 credit cards, TWINT) Issuer 4 V PAY will be 2 decommissioned by VISA Functional limitations: in 20211 – Visa Debit as 0 • No e-commerce the successor 2000 2018 • No preauthorizations Security and stability have End- • No virtualization proven themselves customer High acceptance in CH and Merchants with an online MasterCard is positioning abroad in Europe offer are demanding an DMC in the medium term online-capable debit as the successor to Standard product with an Merchan product Maestro integrated bank card t 2 1: As of 2021 no new V PAY may be issued TWINT (Still) No Substitute For Debit Cards – Credit Cards With Divergent Market Perception TWINT (still) not alternative for debit Credit cards a no alternative for debit Lacking a bank card Debit function Limited target group (age, ~1.1 M 1 ~10 M. creditworthiness...) Issuer ~48.5 k ~170 k1 No direct account debiting DMC/ Visa Debit Potentially high annual fee End-customer Lower customer penetration Banks and merchants DMC/ P2P demand an online- Higher costs Merchant Visa Debit
    [Show full text]
  • Claims and Remits Payer List
    CLAIMS & ERA PAYER LIST September 10, 2021 LEGEND: I = Institutional, P = Professional, D = Dental COB = Coordination of Benefits Transaction Column: 837 = Claims, 835 = ERA Available Column: A Check-mark indicates that the transaction type is available. Enrollment Column: A Check-mark indicates that enrollment is required for the transaction type. COB Column: A Check-mark Indicates that the payer accepts secondary claims electronically for the transaction type. Attachments: A Check-mark indicates that the payer accepts medical attachments electronically for the transaction type. Available Enrollment COB Attachments Payer Name Payer Code Transaction Notes I P D I P D I P D I P D *Carisk Imaging to Allstate Insurance (Auto Only) E1069 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Allstate Insurance (Auto Only) E1069 835 ✓ ✓ *Carisk Imaging to Geico (Auto Only) GEICO 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Geico (Auto Only) GEICO 835 ✓ ✓ *Carisk Imaging to Nationwide A0002 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Nationwide A0002 835 ✓ ✓ *Carisk Imaging to New York City Law Department NYCL001 837 ✓ ✓ ✓ ✓ *Carisk Imaging to NJ-PLIGA E3926 837 ✓ ✓ ✓ ✓ *Carisk Imaging to NJ-PLIGA E3926 835 ✓ ✓ *Carisk Imaging to North Dakota WSI NDWSI 837 ✓ ✓ ✓ ✓ *Carisk Imaging to North Dakota WSI NDWSI 835 ✓ ✓ *Carisk Imaging to NYSIF NYSIF1510 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Progressive Insurance E1139 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Progressive Insurance E1139 835 ✓ ✓ *Carisk Imaging to Pure (Auto Only) PURE01 837 ✓ ✓ ✓ ✓ *Carisk Imaging to Safeco Insurance (Auto Only) E0602 837 ✓ ✓ ✓ ✓
    [Show full text]
  • Pricing Schedule This Is an Example of Terms That Were Available to Recent Applicants As of 3/30/12
    PriciNG SCHEDULE This is an example of terms that were available to recent applicants as of 3/30/12. They may not be available now. If you apply, your terms will be based on the terms of the offer when you apply. This Pricing Schedule is part of the Cardmember Agreement. Interest Rates and Interest Charges Annual Percentage Rate From 9.99% to 22.99%. This APR will vary with the market based on the Prime Rate.1 (APR) for Purchases APR for Balance Transfers From 9.99% to 22.99%. This APR will vary with the market based on the Prime Rate.1 APR for Cash Advances 23.99%. This APR will vary with the market based on the Prime Rate.1 Penalty APR and From up to 14.99% to up to 27.99% based on your creditworthiness and other factors. When It Applies This APR will vary with the market based on the Prime Rate.2 This APR may be applied to new purchases and balance transfers if you make a late payment. How Long Will the Penalty APR Apply? If your APRs for new purchases and balance transfers are increased for a late payment, the Penalty APR will apply indefinitely. Paying Interest Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers as of the later of the transaction date or the first day of the billing period in which the transaction posted to your Account.
    [Show full text]
  • Required Documentation
    Total Merchant Services Office: (800) 608-7363 Fax: (866) 614-0364 APPLICATION CHECKLIST For Horizon Canadian Merchant Account with Authorize.net FAX BACK W/ CHECKLIST TO: 1-866-614-0364 Or email it to: [email protected] WHAT IS YOUR BUSINESS DBA NAME? ______________________________________ REQUIRED DOCUMENTATION Merchant Application Pages 1 - 4 Voided Check (Personal check is OK if you are a sole proprietorship) It cannot be a starter check. If you don’t have an actual check yet we will need a letter from the bank with the following: 1. Is on bank letterhead 2. States that your business has an account 3. States account number and routing number 4. Is signed by a bank representative 5. Is stamped with the bank stamp Website Address (website must have business name and contact information) Most Recent Processing Statement ( you only need to provide this if you are currently processing) REQUIRED SIGNATURES AND INITIALS Page 1: Signature and Initial on the bottom of page Page 2: Signatures at top and bottom, 2 initials in the middle and 1initial at the bottom Page 3: Initials at the bottom Page 4: Signature in the middle and bottom. 1 Initials at bottom FAX PAPERWORK BACK w/ THIS CHECKLIST TO 1-866-614-0364 Fax Paperwork back WITH THIS CHECKLIST to 1 -866 -614 -0364 Scan and email paperwork with this check list to info @smallbizguardian .com It generally takes us 3-5 days to get your account approved and set up. Once it has been approved you will receive a welcome email from Total Merchant Services.
    [Show full text]
  • Worldline + Discover Global Network
    WL Online Payment Acceptance attract high-spending customers from around the world with Discover Global Network Accepting cards running on Discover® Global Network will provide you the opportunity to grow your online business by attracting aluent, international shoppers with high spending power to increase valuable crossborder sales. Discover Global Network is the third largest payment network in the world with over 70 million cardholders from around the globe. Access multiple cards through Discover Global Network one powerful network quick facts By accepting cards that run on Discover Global Network, it enables • 3rd largest payments network in the world you to tap into billions in international spending from multiple cards, including Discover card, Diners Club International, and • 70M+ cardholders around the globe Alliance Partners from around the globe. • 41M+ merchant locations in 185 Discover Global Network countries/territories • Discover 1 in every 4 households in the U.S. have a Discover card. • Diners Club International an exclusive payment card for aluent customers with cards issued in over 55 countries. There are millions of card members ranging from aluent personal cardholers to corporate account holders. Alliance Partners • BC Global Card South Korea’s largest payments network with 83% crossborder transactions online. • Elo Brazil’s largest network with 38% of Brazilian consumers purchasing goods online from foreign stores. an atos company Grow your cross-border sales with our partnership As a global acquirer, Worldline can help your business facilitate acceptance of valuable cross-border business through Discover Global Network. With our partnership, a single contract enables you to tap into the network’s aluent and loyal spenders.
    [Show full text]
  • 2020 Annual Report Discover Card • $71 Billion in Loans a Leading • Leading Cash Rewards Program
    2020 Annual Report Discover Card • $71 billion in loans A Leading • Leading cash rewards program Student Loans Digital Bank • $10 billion in student loans and Payments • Offered at more than 2,400 colleges Personal Loans • $7 billion in loans • Debt consolidation and major purchases Partner Home Loans • $2 billion in mortgages Discover is one of the largest digital banks in the United • Cash-out refinance and home loans States, offering a broad array of products, including credit cards, personal loans, student loans, deposit products Deposit Products and home loans. • $63 billion in direct-to-consumer deposits • Money market accounts, certificates The Discover brand is known for rewards, service and of deposit, savings accounts and checking value. Across all digital banking products, Discover seeks accounts to help customers meet their financial needs and achieve brighter financial futures. Discover Network Discover Global Network, the global payments brand of • $181 billion volume Discover Financial Services, strives to be the most flexible • 20+ network alliances and innovative payments partner in the United States and around the world. Our Network Partners business provides payment transaction processing and settlement services PULSE Debit Network on the Discover Network. PULSE is one of the nation’s • $212 billion volume leading ATM/debit networks, and Diners Club International is a global payments network with acceptance around Diners Club International the world. • $24 billion volume To my fellow shareholders, A year has passed since our world changed virtually overnight as we faced the greatest public health crisis in a century and the resulting economic contraction. We remain grateful to those on the front lines of this battle, including healthcare and emergency workers, and everyone who has taken personal risk to make sure the essential services of our society keep running.
    [Show full text]
  • Submission to the Reserve Bank of Australia Response to EFTPOS
    Submission to the Reserve Bank of Australia Response To EFTPOS Industry Working Group By The Australian Retailers Association 13 September 2002 Response To EFTPOS Industry Working Group Prepared with the assistance of TransAction Resources Pty Ltd Australian Retailers Association 2 Response To EFTPOS Industry Working Group Contents 1. Executive Summary.........................................................................................................4 2. Introduction......................................................................................................................5 2.1 The Australian Retailers Association ......................................................................5 3. Objectives .......................................................................................................................5 4. Process & Scope.............................................................................................................6 4.1 EFTPOS Industry Working Group – Composition ...................................................6 4.2 Scope Of Discussion & Analysis.............................................................................8 4.3 Methodology & Review Timeframe.........................................................................9 5. The Differences Between Debit & Credit .......................................................................10 5.1 PIN Based Transactions.......................................................................................12 5.2 Cash Back............................................................................................................12
    [Show full text]
  • DEBIT CARD POLICY 1. Debit Card a Debit Card Is a Plastic Card That
    DEBIT CARD POLICY 1. Debit Card A debit card is a plastic card that provides the cardholder electronic access to his/her bank account(s). It is an instrument that can be used to: Avail of banking services such as cash withdrawal, balance enquiry etc., from any ATM and Micro ATM. Make payments to merchants against purchase, withdrawal of cash at POS or both within the prescribed limit by RBI at merchant outlets. e-Commerce transactions. 2. Understanding a Debit Card. a) Card Number: It is a 16 or 19 digit number linked to customer’s bank account. First 6 digits represent Bank’s identification no., next 4 digits represent Branch Sol ID. Remaining digits indicates serial number of the cards issued by that particular branch. Currently Bank issue debit cards with 16 digit length. b) Name of the Person: Person authorized to use the card. This field is present only on personalized card. c) Valid Date: It is in mm/yy format. The card is valid till the last day of the month. d) Card Verification Value (CVV) /CVV2: A 03 (Three) digit number printed on the back side of every debit card. This is used for validation of online transactions. e) Magnetic Strip: Important information regarding the debit card is stored in electronic format here and hence any kind of scratches or exposure to magnetic fields will cause damage to the card. f) EMV Chip Card: EMV stands for Europay, MasterCard and Visa. EMV is a global standard for credit and debit payment cards based on chip card technology.
    [Show full text]
  • Multi-Lateral Mechanism of Cash Machines: Virtue Or Hassel
    International Journal of Engineering Technology Science and Research IJETSR www.ijetsr.com ISSN 2394 – 3386 Volume 4, Issue 10 October 2017 Multi-Lateral Mechanism of Cash Machines: Virtue or Hassel Peeush Ranjan Agrawal1 and Sakshi Misra Shukla2 1 Professor, School of Management studies, MNNIT, Allahabad, Uttar Pradesh,India 2Assistant Professor, Department of MBA, S.P. Memorial Institute of Technology, Allahabad, India ABSTRACT Automated Teller Machines or Cash Machines became an organic constituent of the banking sector. The paper envisionsthe voyage that these cash machines have gone through since their initiation in the foreign banks operating in India. The study revolves around the indispensible factors in the foreign banking environment like availability, connectivity customer base, security, network gateways and clearing houses which were thoroughly reviewed and analyzed in the research paper. The methodology of the research paper includes literature review, derivation of variables, questionnaire formulation, pilot testing, data collectionand application of statistical tools with the help of SPSS software. The paper draws out findings related to the usage, congregation, multi-lateral functioning, security and growth of ATMs in the foreign banks operating in the country. The paper concludes by rendering recommendations to theforeign bankers to vanquish the stumbling blocks of the cash machines functioning. Keywords: ATMs, Cash Machines, Anywhere Banking, Foreign Banking, Online Banking 1. INTRODUCTION The Automated Teller Machine (ATM) has become an integral part of banking operations. Initially perceived as ‘cash machines’, which dispenses cash to depositors, ATMs can accept deposits, sell postage stamps, print statements and be used at institutions where the depositor does not have an account.
    [Show full text]
  • Assessing Payments Systems in Latin America
    Assessing payments systems in Latin America An Economist Intelligence Unit white paper sponsored by Visa International Assessing payments systems in Latin America Preface Assessing payments systems in Latin America is an Economist Intelligence Unit white paper, sponsored by Visa International. ● The Economist Intelligence Unit bears sole responsibility for the content of this report. The Economist Intelligence Unit’s editorial team gathered the data, conducted the interviews and wrote the report. The author of the report is Ken Waldie. The findings and views expressed in this report do not necessarily reflect the views of the sponsor. ● Our research drew on a wide range of published sources, both government and private sector. In addition, we conducted in-depth interviews with government officials and senior executives at a number of financial services companies in Latin America. Our thanks are due to all the interviewees for their time and insights. May 2005 © The Economist Intelligence Unit 2005 1 Assessing payments systems in Latin America Contents Executive summary 4 Brazil 17 The financial sector 17 Electronic payments systems 7 Governing institutions 17 Electronic payment products 7 Banks 17 Conventional payment cards 8 Clearinghouse systems 18 Smart cards 8 Electronic payment products 18 Stored value cards 9 Credit cards 18 Internet-based Payments 9 Debit cards 18 Payment systems infrastructure 9 Smart cards and pre-paid cards 19 Clearinghouse systems 9 Direct credits and debits 19 Card networks 10 Strengths and opportunities 19
    [Show full text]
  • A Study on Debit Cards
    Dr. Yellaswamy Ambati, International Journal of Research in Management, Economics and Commerce, ISSN 2250-057X, Impact Factor: 6.384, Volume 08 Issue 02, February 2018, Page 248-253 A Study on Debit Cards Dr. Yellaswamy Ambati (Lecturer in Commerce, TS Model Junior College, Jangaon, Warangal, Telangana State, India) Abstract: A Debit Card is a plastic payment card that can be used instead of cash when making purchases. It is also known as a bank card or check card. It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction. Some cards may carry a stored value with which a payment is made, while most relay a message to the cardholder's bank to withdraw funds from a payer's designated bank account. In some cases, the primary account number is assigned exclusively for use on the Internet and there is no physical card. In many countries, the use of debit cards has become so widespread that their volume has overtaken or entirely replaced cheques and, in some instances, cash transactions. The development of debit cards, unlike credit cards and charge cards, has generally been country specific resulting in a number of different systems around the world, which were often incompatible. Since the mid-2000s, a number of initiatives have allowed debit cards issued in one country to be used in other countries and allowed their use for internet and phone purchases. Keywords: Debit Card, Credit Card, ATM, Bank, Master Card I. INTRODUCTION Debit cards are a great way to get more financial freedom without the risk of falling into debt.
    [Show full text]