Worldline + Discover Global Network

WL Online Payment Acceptance attract high-spending customers from around the world with Discover Global Network

Accepting cards running on Discover® Global Network will provide you the opportunity to grow your online business by attracting aluent, international shoppers with high spending power to increase valuable crossborder sales. Discover Global Network is the third largest payment network in the world with over 70 million cardholders from around the globe.

Access multiple cards through Discover Global Network one powerful network quick facts By accepting cards that run on Discover Global Network, it enables • 3rd largest payments network in the world you to tap into billions in international spending from multiple cards, including Discover card, Diners Club International, and • 70M+ cardholders around the globe Alliance Partners from around the globe. • 41M+ merchant locations in 185 Discover Global Network countries/territories • Discover 1 in every 4 households in the U.S. have a Discover card.

• Diners Club International an exclusive payment card for aluent customers with cards issued in over 55 countries. There are millions of card members ranging from aluent personal cardholers to corporate account holders.

Alliance Partners • BC Global Card South Korea’s largest payments network with 83% crossborder transactions online .

• Elo Brazil’s largest network with 38% of Brazilian consumers purchasing goods online from foreign stores.

an atos company Grow your cross-border sales with our partnership As a global acquirer, Worldline can help your business facilitate acceptance of valuable cross-border business through Discover Global Network. With our partnership, a single contract enables you to tap into the network’s aluent and loyal spenders. We handle everything from paperwork to configuring merchant setup and activation.

Partnership bene ts • A single contract: Avoid the complications of multiple agreements. • Unified financial reporting: We oer standard reporting for a clear, cohesive view of the financial numbers. • Multi-currency settlement: We present more than 120 currencies and receive payment in the currency of your choice (USD, EUR, HKD,CNY, SGD and morecoming). • Chargebacks: We handle the entire chargeback process and complete financial reconciliation and reporting, including debits, credits and representments. • Fast funding: We deliver either weekly or daily settlements, depending on volume. • Seamless merchant onboarding: We manage merchant registration and configuration, helping you get onboarded quickly and smoothly.

1 By merchant locations, Global Payment Cards Data and Forecasts to 2020 – Regional Comparisons, Retail Banking and Research (RBR), July 2015 2 The Nilson Report #1109, May 2017 and Discover Global Network participant reporting 3 State of the Card Market Study 2016 4 BC Card Sources 5 eMarketer.com, 2016 - https://www.emarketer.com/Article/Internet-Users-Brazil-Purchase-Range-of-Products- Digitally/101446 About Worldline Worldline [Euronext: WLN] is the European leader in the payments and transactional services industry. Worldline delivers new-generation services, enabling its customers to oer smooth and innovative solutions to the end consumer. Key actor for B2B2C industries, with nearly 45 years of experience, Worldline supports and contributes to the success of all businesses and administrative services in a perpetually evolving market. Worldline oers a unique and lexible business model built around a global and growing portfolio, thus enabling end-to-end support. Worldline activities are organized around three axes: Merchant Services, Mobilty & e-Transactional Services and Financial Services including equensWorldline. Worldline employs more than 9,100 people worldwide, with estimated pro forma revenue of more than € 1.5 billion on a yearly basis.

In 2017, Digital River World Payments joined Worldline, thereby signiicantly increasing Worldline’s internet payment capabilities and its global reach to support international merchants and large retailers.

Worldline is an Atos company.