CREDIT SUISSE (Switzerland) Ltd. Application for a Maestro Card Surname, First name / Company Date of birth This application refers to the following account no. IBAN (International Bank Account Number) (hereinafter referred to as the Client) 1. Application for a Maestro Card The Client hereby applies for a Maestro card from Credit Suisse (Switzerland) Ltd. (hereinafter referred to as the Bank). For him/herself, or For the following person (hereinafter referred to as the Authorized Cardholder): Mr. Ms. Surname First name Street/no. Postcode/town Domicile Date of birth Nationality Language of correspondence Card imprint 1st line 2nd line (automatic: cardholder; poss. manual entry of max. 24 characters) (poss. the account holder) The Authorized Cardholder is granted limited account The following services are available with the Maestro card: access rights for this card (Corporate Clients: not Cash withdrawals at ATMs in Switzerland and abroad possible for joint signatory authority). Cashless payment for goods and services in Switzerland Account access rights enable the Authorized Cardholder and abroad to: The Maestro card has a Maestro PIN (Personal query and print out account information at Credit Identification Number) for the use of ATMs and Maestro Suisse ATMs (current account balance, last five terminals at points of sale. transactions) make cash deposits at Credit Suisse ATMs equipped for that purpose. To be completed by the Bank Client no. (CIF) Client no. (CIF) Account holder ________________________________________ Authorized cardholder _____________________________________ (if applicable) BU code _______ A-PID _______________________________ Tel./unit code ___________________________________________ 07020 Date __________________________________________________ 4.17 614 553 Page 1/3 The following basic limits apply for the use of the Denmark, Estonia, Faeroe Islands, Finland, France, Germany, Maestro card: Gibraltar, Greece, Guernsey, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Lithuania, Luxembourg, Macedonia, Malta, CHF 4,000 per month Monaco, Montenegro, Netherlands, Norway, Portugal, San CHF 2,000 per day Marino, Serbia, Slovenia, Spain, Svalbard, Sweden, United Kingdom, Vatican City State. Instead of the basic limit, the Client requests the The client has the option to add or remove individual following personal spending limit (PSL) per countries to/from the country settings for all the Maestro cards on his/her account at any time. The authorized card month of: CHF user has the same option, but only for his/her personal Possible personal spending limits: Maestro card. CHF 5 CHF 10 CHF 20 CHF 50 CHF 100 CHF 200 CHF 500 CHF 1,000 CHF 1,500 CHF 2,000 CHF 3,000 CHF 4,000 CHF 5,000 CHF 6,000 3. Data Protection and Banking Confidentiality CHF 7,000 CHF 8,000 CHF 9,000 CHF 10,000 For the purposes of checking the details given on the application form and handling the card relationship, the Instead of the basic limit, the Client requests the Bank is entitled to obtain information from third parties, in following personal spending limit (PSL) per particular from credit information agencies, public offices, day of: CHF the applicant’s bank, the Central Office for Credit Information (ZEK) or from any offices designated by law for Possible personal spending limits: this purpose. The Bank is also authorized to report cases of CHF 5 CHF 10 CHF 20 CHF 50 CHF 100 CHF 200 CHF 500 CHF 1,000 CHF 1,500 CHF 2,000 blocking of the card(s), specific payment arrears or CHF 3,000 CHF 4,000 CHF 5,000 CHF 6,000 fraudulent use of the card(s), to the ZEK, as well as in the CHF 7,000 CHF 8,000 CHF 9,000 CHF 10,000 cases provided for by law to the offices designated by law for this purpose. The Client and the Authorized Cardholder Purchases and cash withdrawals with the Maestro acknowledge the ZEK’s right to make data of this kind card may be made within this limit, provided that available to its members and the right of offices designated sufficient funds are available on the above account. by law to make the data communicated to them available to The applicable account withdrawal limit must also other parties. be observed. If this withdrawal limit is exceeded, a charge equivalent to 1% of the amount exceeding 4. Outsourcing the limit will be debited from the account. The Bank is authorized to partially or fully commission third The Client acknowledges and expressly requests parties in Switzerland or abroad to process the card that each Authorized Cardholder, acting alone and application, administer the card relationship and conduct the to his/her benefit, may dispose of the Client’s card transactions. The Client and the Authorized Cardholder assets within the approved spending limits therefore authorize the Bank to make all existing data regardless of conflicting legal, statutory, available to these third parties, insofar as this is necessary contractual, or rights of representation otherwise for processing the card application and handling the card made known to the bank. relationship and all card transactions, and to transmit this data abroad for these purposes. 2. Country Settings For use of the Maestro card to withdraw cash and to pay 5. Debit Authorization for goods and services, the following basic country The Client authorizes the Bank to debit to the account settings apply and can be modified by the bank if specified above all sums incurred through the use of the necessary: Maestro card(s), the annual fee for each Maestro card and Switzerland, Liechtenstein, Aaland Islands, Albania, Andorra, any fees for chargeable transactions in accordance with the Austria, Belgium, Bosnia-Herzegovina, Croatia, Cyprus, special tariff provisions. To be completed by the Bank 4.17 Client no. (CIF) 614 553 Page 2/3 6. Maestro Card Conditions and performance is also the place of enforcement (special General Conditions (GC) domicile pursuant to Article 50, para. 2 of the Swiss The Client confirms receipt of the Conditions Governing Federal Law on Debt Enforcement and Bankruptcy). the Use of the Maestro Card and the Bank’s General Terms and Conditions. The Client is obligated to inform 8. Applicable Law and Place of Jurisdiction the Authorized Cardholder about the above conditions. This Maestro card agreement is governed by Swiss law, to The Client and the Authorized Cardholder expressly the exclusion of the conflict of laws provisions of Swiss acknowledge the contents of these documents as well as private international law. the conditions communicated by the Bank. These conditions also apply to all future Maestro cards from the The Client acknowledges that the provisions governing Bank which the Client and the Authorized Cardholder may jurisdiction in the Bank’s General Conditions also apply to receive. the Maestro card agreement. The Authorized Cardholder acknowledges Zurich or – if different – the location stated in the Bank’s address as 7. Place of Performance and Enforcement the sole place of jurisdiction for all legal proceedings in The place of performance is the location specified in the connection with this Maestro card agreement. The Bank is Bank’s address. also entitled to take legal action against the Client or the For Clients and Authorized Cardholders whose current or authorized cardholder before any other competent court in future domicile is outside Switzerland, the place of Switzerland or abroad. The undersigned hereby certifies that the granting of the underlying power of attorney does not create a change in circumstances that affects the undersigned’s FATCA status documented with the Bank. The undersigned additionally undertakes to notify the Bank in writing, within 30 calendar days, of any change to the information provided herein. The Bank reserves the right to reject this application and to decline to provide the Client with the requested product. Place, date Signature of Authorized Cardholder Signing authority in accordance with the specimen signatures forms the basis for signing the application. Place, date Client’s signature Place, date Client’s signature To be completed by the Bank Client no. (CIF) 4.17 614 553 Page 3/3 Conditions Governing the Use of the Maestro Card I. General Provisions b) Safekeeping Particular care must be given to the safekeeping of 1. Types of Usage (Functions) the Maestro card and PIN (Personal Identification Depending upon the agreement, the Maestro card can be Number). They must be kept separate at all times. used for one or more of the following functions: c) Keeping the PIN Secret as a cash withdrawal card both within Switzerland and The PIN is to be kept secret and may not be abroad (cf. par. II) revealed by the authorized cardholder to any oth- as a method of payment for goods and services within er person. In particular, the PIN may not be noted Switzerland and abroad (cf. par. II) on the Maestro card nor stored in any other man- for additional services provided by the card-issuing ner – not even in an altered form – together with bank (cf. par. III). the Maestro card. d) Changing the PIN 2. Account PIN numbers altered by the authorized cardholder The Maestro card is always linked to a specific account must not consist of easily detectable numerical (hereinafter referred to as the Account) at the card-issuing combinations (such as telephone numbers, dates bank (hereinafter referred to as the Bank). of birth, car license plate numbers, etc.). 3. Authorized Cardholders e) Transferring the Maestro Card The authorized cardholder must not give his/her Authorized cardholders can be the client or persons Maestro card to third parties nor make it accessi- authorized by the client to use the card. The Maestro card ble in any way. is always issued in the name of the authorized cardholder. f) Reporting in Case of Loss 4. Ownership Upon loss of the Maestro card or PIN, or if the The Maestro card remains the property of the Bank.