BEVERLEY AND HOLDERNESS YORKSHIRE AND THE HUMBER

As the country’s largest retail and commercial bank and insurance provider, we recognise our responsibility to stand by our customers, colleagues and communities over the course of the pandemic. Our scale means we have a relationship with three out of four households in your constituency, and plenty of data to help you better understand your constituents. To support your work we’ve pulled together some information about how people and businesses in Beverley and Holderness have been responding to the coronavirus crisis.

Here’s how the spending habits % change in total spending (September 2020 – February 2021) Constituency UK of Lloyds Banking Group’s 5 1,345 37,200 personal banking 0 customers in Beverley and of our customers are receiving -5 Holderness have changed over %Universal Credit age of our customers receiving Universal Credit the course of the coronavirus -10 % age of our customers crisis: -15 receiving Universal Credit Sep Oct Nov Dec Jan Feb +2.17 +3.57 -4.05 -3.80 -13.31 -12.83 6.4 % change in total spending % change in total spending b%y changeage sinc ine Stotalepte spendingmber 202 0 Over the course of the pandemic (March 23.2 by category since March 2020 by age since September 2020 2020 – February 2021) your constituents’ +7.8 average earnings (calculated from 31.2 Loans -0.33 payments made into their personal

Mortgages -6.1 -7.7 -6.0 banking account) were: -3.24 Rent -25.4 Food & Drink -6.26 £1,738 39.2 Fuel -7.52 -7.59 This was 3.48% more than Commuting 16-2516-25 26-4026-40 41-6041-60 61-8061-80 80+80+ •16-25 years (23.2) •26-40 years (39.2) -59.6 yearsyears yearsyears yearsyears yearsyears yearsyears in the same period in 2019/2020 •41-60 years (31.2) •60+ years (6.4)

Find out more information about how we’re helping Britain through the coronavirus crisis on our website www.lloydsbankinggroup.com LBG000041 BEVERLEY AND HOLDERNESS YORKSHIRE AND THE HUMBER

How we’ve supported businesses over the course Here’s some more information about of the pandemic: Beverley and Holderness:

We bank In February 2021 the average house The average deposit paid was price in your constituency was £68,208 £235,266 1,500 which was 23.78% higher This was 9.19% higher than in February 2020 businesses in your constituency than in February 2020 We’ve lent an average of Since 2013 we’ve helped Over the course of the pandemic, we have provided lending through the Government £138,252 backed CBILS and BBLS schemes to 110 to households to move through the Help to Buy Equity Loan scheme, 95 the Government backed affordable first time buyers to help secure 379 home ownership initiative their first home of these businesses We’ve helped 49 The public affairs team at Introduce you to Lloyds Banking 3,316 of your constituents are Lloyds Banking Group is here to Group leaders in your area who can Lloyds Banking Group employees help you and your team help your tell you more about what’s going on people gain access to financial constituents. We are on hand to: in your constituency. services by providing basic bank accounts Keep you informed about what we’re Arrange for you to meet some of the doing to support your constituents small and medium sized business through this time of economic employers in your area who bank uncertainty. with us. Hear your concerns and make sure We would be glad to hear from you. they are understood by our senior Your local public affairs manager is leaders and local management teams. Liz Delahaye, you can reach her at: [email protected]

LBG000041