GAP INSURANCE Insurance Product Information Document Company: ACASTA European Insurance Company Limited Product: Return To Invoice (RTI)

This Insurance Product Information Document is only intended to provide a summary of the main coverage and exclusions, and is not personalised to your specific individual needs in any way. Compete pre-contractual and contractual information on the product is provided in your policy documentation. What is this type of insurance? If during the period of insurance an incident occurs which results in a Total Loss/Write Off of your Vehicle. This policy will pay the financial shortfall between the Insured Value and the greater of: 1. The purchase price of the vehicle or 2. The outstanding settlement value on your finance agreement.

What is insured? What is not insured? If during the period of insurance an incident occurs Vehicles used for Hire & Reward or in connection which results in a Total Loss/Write Off of your Vehicle. with the motor trade This policy will pay the financial shortfall between Any Total Loss/ Write Off which is not subject of an the Insured Value and the greater of: 1. The purchase indemnity settlement under a Motor Insurance Policy price of the vehicle or 2. The outstanding settlement Vehicle stolen by any person having access to the value on your finance agreement, up to the claim vehicle keys unless taken by force or violence limit shown in your policy documents. The vehicle named on the policy £certificate £ The person(s) or business named on the policy certificate who is the owner of the vehicle or in respect Are there any restrictions on cover? of contract hire or leasing contracts is the authorised The policy does not cover the following makes: Bristol, driver of the vehicle. Bugatti, Cosworth, DeTomaso, Dorchester, Ginetta, Hummer, Honda NSX models, Lamborghini, Lotus, Vehicles up to 10 years old Maseratem Maybach, Marcos, Noble. Vehicles over 3,500Kgs and any vehicle not listed in Glass's Guide or Vehicles valued less than £125,000 modified from the manufactures specifications Vehicles purchased with the last 180 days You must hold a valid driving license Up to £250 of your Motor Insurance Excess You must hold a fully comprehensive motor insurance policy for the£ vehicle

Where am I covered? England, Wales, N. Ireland, Scotland , Channel Islands and Isle of Man

What are my obligations? • To keep a fully comprehensive insurance policy in your name for the vehicle • To notify the administrator of any changes to your circumstances that affect the policy • If the vehicle is subject to a finance or lease agreement you must keep up to date with payments • You must report an incident that may result in a claim to the administrator within 30 days of occurence • Do not accept an offer of settlement from the motor insurer without the administrators acceptance

£ When and how do I pay? You must by bank transfer, debit or credit card before your policy starts

When does the cover start and end? As indicated on the policy certificate

How do I cancel £the contract? You can cancel this policy at any time by contacting the administrator. If you cancel within the first 30 days you will receive a full refund providing no claim has been made. If you wish to cancel after 30 days and do not wish to transfer it to a replacement vehicle, you will be entitled to a pro-rata refund on the remainder of your policy. Your refund will be calculated monthly and is paid for each full month left to run, an administration fee of £35 will be applied. £

You You fitted Policy Policy Period Vehicle Vehicle. to You have Period of Your Policy Vehicle, hase and/or prior Us in support of means a loan registered and Proposal /

manufacturer means any signed contrary kets Act 2000 (the (for example, but not date cash purc Company Limited aims the Insurer is unable to FSCS can be visited on 000 which is the subject have been insured and any of purchase of the or contacted by telephone contract and which is less occurs when the Vehicle or to the to You or cause for concern in damage, flood, vandalism or means the registered keeper fail to pay premiums or where or premiums pay to fail means Acasta European less an administration charge. If a class service at all times. The You the Policy should be able agreed any administration fee paid for the may cancel this Policy by writing to including ( Policy to a replacement You

s old on the 500) 500) of £125,

or claim pending)We will calculate the We s after the date of the letter. If there has and is covered by the Financial Services as shown in the and dealer fitted accessories up to a be dissatisfied with their response you economic or constructive repair under can be claimed in total during the material misrepresentation whilst applying

used in the UK, having a maximum material Financing Agreement You may have supplied to Your price leasing means any of £1, hire / or the commencement of the finance Vehicle or in respect of contract hire and Your last known address advising that all cover Motor Insurance Policy. Insurer 120 month beyond at stolen and not recovered, or is deemed the

Insurance a finance agreement You have submitted any claims against ehicle will only be entitled to a refund of the original cost which cost original the of refund a to entitled be only will does not include transfer. You will not be able to request transferred a refund. If If on 0207 892 7300. You will end 14 day Insurance no refund will be given. Complaints Acasta European Insurance person who sold to address any issues may have the right the to refer Financial your is complaint Ombudsman in addition to Service. to This your right legal right Applicable Law as a consumer. specifically Unless “Compensation Scheme”). If meet their obligations under this insurance, an Insured Person may be Compensation entitled Scheme. The to compensation the web at from www.fscs.org.uk the limited to: where to: limited are guilty of for this Policy) been no claim ( Premium for the period refund any balance claim has been submitted during the current to provide a first the first instance, and with will a be copy able of to their provide complaints You procedure. If you should have contact a the Should Administrator, you cause as above. for complaint, you Compensation Scheme, Financial Services established and under Mar the Cancellation by Us In exceptional circumstances inception, this Policy shall be subject to English Law. The scheme (FSCS) Financial The Services Compensation maximum principally purchase accessories of contract than Vehicle agreement. fire) Your is (following arranged by Motor Products Online Online Limited for the specificpremium for this Policy. purpose of spreading theProposal / Policy Schedule cost ofProposal and declaration together with any additional the information Your application for insurance. Total Loss / Write Off We/Us/Our/Insurer Insurance Company Limited, 5/5 Crutchett`s Ramp, Gibraltar GX11 1AA. You/Your/Yourself of Policy Limits / Sum Insured means the maximum amount that V leasing contracts the authorised driver for the of Schedule. Premium

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should Vehicle, You wish to limitations Vehicle which of Schedule. For throughout the

received under owance for non- Glass’s Guide or damage, and and Off, or the invoice You wish to trade publication means a fully You cost of the same make, Proposal / Agreement and pay

of exceed 110% of the Policy within , rallying, or s Write ou do not notify transfer and transfer Vehicle sales Vehicle and believes that not Vehicle and if applicable, Your cancellation will then undertaken agreement

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Vehicle exclusions respect of their obligation to provide all policy to cancel the contract if refund will be paid by cheque and retail prospects and/or value. Agreement

Financing Loss / Policy in respect of the Vehicle means the dates shown in

r a in Proposal / Policy after 30 days and days 30 after Policy Your that makes this cover unsuitable. from Your refund. We also require of the details of cover, including original administrative left to run. An administration fee of if You decide to cancel and means any amount carried over finance of any of Us DEFINITIONS the form of a cheque, made payable is other than a reduction should any is such that this would affect the means the use of the reserve the right to have an policy of motor insurance which to the purchase of the Total ittings be considered to have a this Policy. Should Vehicle, if y Your name throughout the Period the transfer it to a replacement level, recorded mileage and overall cancel Vehicle does Your cancelled within the first 30 days, Premium You will be required to send the request in Vehicle We which notified Financing means the party, person or company Insurance the has purchased benefits fittings, linked previous Value is based on the retail value listed trim any other competitive event. alue. There will be no value all the esting, reliability trial Vehicle of t reflects v and have a Driving School, Courier or racing, pace- lass’s Guide fo have paid the Administration fee due.

have the right to cancel this Policy at any time. If main Motor G the a result of a POLICY SUMMARY / TERMS & CONDITIONS / TERMS POLICY SUMMARY Insurance and is insured for the full invoice price. wish to wish You You ou peed Insured Value means the amount theft, maintained in it is suspected that the condition of non-standard f insured by the Policy. Period of Insurance specification not be available of the model, (Glass’s Guiderecognized and Used extensively is motor Vehicle industry to value used Vehicles). a Motor motor comprehensive Insurance Policy directly the Proposal / Policy Schedule. detrimental effect on covers Guide Value who has arranged this Policy on Your behalf. Market in advance of the offer of settlement. Introducer condition. independent valuation Negative Equity from as standard • used for s Taxi, Hire & Reward Y invoice price for the original issue with a revised information on this, please contact the Administrator information on this, please replacement cancel, then in the first instance any rebate will be used cancel, then in the first instance any rebate will be used to settle the Your Policy writing to the Administrator and the £35 administration fee will be deducted they wish to reconsider their decision. You Cancellation by You be processed and the made payable to the policy holder. If the purchase of this Policy was made Premium by way of a the administration fee and any amount remaining then be rebated in will will be entitled to a pro-rata refund on the remainder of paid is and monthly calculated be will which Policy Your for each full month which and cancelling a copy of purchase of this Policy to the policy holder. this Policy would be beneficial to them. The customer has been advised the cover and they are not aware of any other they policy currently that have The customer is aware decision reasoned a made has and information material on the basis of the information provided in this Policy. The customer also has a period of commencement 30 of days the after the this policy is be entitled to a full been submitted. refund providing no claims have If do not wish to £35 will be applied Demands and needs The customer named Schedule on the

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e leasing contracts You are the of the contract and forms part of Y t become effective when g e Vehicle Motor d and You can read it again if

Policy er detailed in this Policy. Policy Schedule, which includes the o means the office which deals with paid under the r: that the original amount original the that evidence of a contract of insurance. h 04 552 100. Motor Produc ity’s website at www.fca.org.uk. means Motor P agreement sec e European Co Road, Sout means the date of the incident to the 7 Acasta European Insurance Company Insurance European Acasta n respect of the h means a becoming void. Please ensure which an International Motor Insurance ment of the premium in full and accepted w rocessin olle , and numb p have bought, tr Channel Islands for a maximum of 60 days

rer f of Great Britain, Northern Ireland, the Isle of u are the insured person and named as the on matters arising from this Policy and the are the owner finance s olicy o must be kept with the Policy booklet and contains and booklet Policy the with kept be must You C Proposal / n s name are eligible for this Policy if at the date of P Proposal / or was not sold as new in the Europe Insurer is Insurer Date of Loss. The I Introducer who arranged this Policy for

European Union subsequently ta You Any You a safe place so COMBINATION RETURN TO INVOICE INSURANCE (RTI) INSURANCE TO INVOICE RETURN COMBINATION a uthority (FCA No 828724). Y s D mean The • Grey Import policy is effective and are Great Britain, Northern Ireland, the Isle of Man, the C the outside Man, the per year. Your of contract hire and than or equal to the Vehicle purchase price; authorised driver for the to and/ country for Green Card i Date of Loss Vehicle in respect of which a i commencement of the Period in the meets Your requirements. If it does not, please contact the This Policy is Contract of insurance Your details, details of the Eligibility You the terms and conditions of the cover received pay These check Please Insurance. Administrator. Proposal / Policy Schedule Your Proposal / Policy Schedule. signed declaration and premium, the is the basis undertaking to pay the This Policy will only The We will provide the insurance as stated in this The Policy. Limited, 5/5 Crutchett`s Ramp, Gibraltar GX11 1AA GX11 Gibraltar Ramp, Crutchett`s 5/5 Limited, 96218), no. (registered this Policy. This Policy contains details of the insurance cover and conditions. Failure to lead could and arise might which claim any of payment to this Policy Policy. countries of t Geographical Limits claims telephone Claims Office 70 Eastbourne Conduct Author Administrator The wordsappear throughout this document with a capital letter. below haveFor a specific ease meaningplaced in alphabetical order. of and reference will these definitions have been Telephone: 01 • policyholder in the Limited is and regulated by the Financial Conduc A • Vehicle; Please read this document carefully You and make sure understand Understanding your policy Understanding by the manufacturer’s official concessionaire or agent. in The

MPO/ACA/CRIINS/0617

Off Total must Policy Policy

Write Off claim. must report Off; must give Us Insurance . Value Insurance , and theand , Yourself modification. Vehicle Motor must: Loss / Write and is not transferable to Motor of any changes in terms. Policy; reserve the right to instruct may also at Our option take about Us We Off and the Insured Loss / Write Loss / Write Total Your Total Loss / Write Off. Loss / Write Total prior to accepting an offer of prior to accepting Office Off occurring. The claim notification Insurance Policy insurer to recover any money Total shall have no liability for any loss to Youany loss to shall have no liability for Write have a duty to tell Us immediately of any Off claim from Your CONDITIONS We details; and Policy number and Vehicle Your will then advise You

You Insurance We Total Loss / for Total of the claim payment accept an offer of settlement in respect of a of respect in settlement of offer an accept You claim. pay in settlement of Your must take all reasonable steps to safeguard the have received proof to Our satisfaction of: accept no liability for the responsible disposal of the name may at Our sole option take any steps in Your provide advise the cause of the Policy; the evidence of the as at the date of Total Value under the Motor Claims Off occurs please help the Loss / Write Total You

details; Policy number and Vehicle Your

8. Offer of Settlement If without gaining acceptance from the Administrator We claim using the Market will settle Your 9. Policy Transfer This Policy only applies to You any other person or business. • payment of the appropriate premium in respect of HOW TO MAKE A CLAIM A MAKE HOW TO If • until Policy this under payable become shall benefit No 3. We claim according to the following Office by reporting Your procedure. Contact the Claims 1. Motor Insurer. The claim notification settlement from Your telephone number is 01704 552 100. 2. For Claims Authorisation, You • CLAIMS 1. Making a Claim within thirty days of theAll claims MUST be made / Loss Total 552 100. telephone number is 01704 2. Protect the Damaged Vehicle You in the event of any damage occurring to the Vehicle and minimise the potential loss. Vehicle 3. Malicious Damage and Theft In the case of malicious damage or theft, You valid the incident to the Police and advise Us of Your crime reference number. 4. Claims Procedure A detailed claims procedure is shown herein. You follow this procedure, failure to do so may result infollow this procedure, failure to do so may result claim. nonpayment of Your 5. Salvage We or its salvage in any event. Vehicle 6. Use of Engineers claim any of notification At before the Vehicle inspect to engineer independent an bewill liability on decision Any claim. any authorising iswithheld until this report is received. When this right exercised against any person including but not limited to Your Motor We all assistance necessary. We over negotiations with Your arising from any possible delay. 7. Subrogation We Insurer with respect to • • • Loss / Write 3. Duty of Disclosure based upon information, This Policy has been issued to given have You which . Vehicle in particular any of thechanges to this information any address or of change following: cover under this Your Failure to do so may invalidate Policy. Policy. the amount of will be will Equity You Insurance concealment is made by concealment is Negative included within the within included Equity including but not limited to; Vehicle Negative are VAT registered. POLICY SUMMARY / TERMS & CONDITIONS / TERMS POLICY SUMMARY You have failed to notify Us of the transfer or Our option declare the Policy void and treat agreement settlement for anything other You by accident where the by accident Off / Write Loss otal is stolen by any person having access is stolen by any person having Vehicle Write Off which is not subject of an Loss / Write otal T T costs incurred in excess of or outside the liability outside the of or excess in incurred costs shall not pay the claim or any other claim which has may at shall be entitled to recover from shall not make any return of premium; and may inform the police of the circumstances. the lease/finance value, any If any misrepresentation or Any loss for additional purchases at the time of purchase of the deducted from the settlement figure. transfer has been rejected. where the Vehicle motor Insurer settlement and the purchase price, any additional finance and other charges which inflate the deducted will be original purchase price of the Vehicle e.g. insurance and warranty premium and fees. If Any Any is under the influence of alcohol, driver of the Vehicle medical registered a by prescribed not drugs by a registered practitioner, or drugs prescribed a warning against driving medical practitioner where has been given. Additional costs within the hire or lease contract or finance . This includes but the Vehicle the purchase of than is not limited to; motor insurance, warranty, payment option charges, administration recovery, protection, and charges payment late charges, purchase to arrears, or early settlement charges. behalf in support of obtaining this Policy or or on Your any claim on this Policy. road fund license, insurance premiums including the policy, optional extras - car mats, CD players etc. VAT where Any any form of consequentialunder this Policy including loss. by force or taken unless the Vehicle of the keys to violence. the accidental damage, indemnity settlement under fire or theft sections of a Motor Where there is there Where it as if it had never existed; We been made or will be made under this Policy; We We any claim already paid under this Policy; We We

• • • GENERAL CONDITIONS GENERAL You must comply with the following conditions to have withcomply You do not If Policy. this protection of full the them We may at Our option cancel this Policy or refuse to deal with Your claim or reduce the amount of any claim payment. 1. Duty of Care You must not continue to drive the Vehicle after any damage or incident if this could cause further damage to the Vehicle. You have a duty of care to mitigate any loss following such incident. 2. Fraud You must not act in a fraudulent manner. If You, or anyone acting for You, make a claim under this Policy knowing the claim to be false, or fraudulently exaggerated in any respect; or make a statement in support of a claim, knowing the statement to be false in any respect; or theknowing claim, a of support in document a submit document to be forged or false in any respect; or make a claim in respect of any loss or damage caused by Your wilful act, or with Your connivance, then: • 13.between the amount an with settled is claim a Where 9. 10. 11. 12. Where 3 5. 6. 8. 4. 7. •

Total Policy, Schedule. Your finance , taxis,, Vehicles Imports and any

Insurance Policy excess up to an Motor Proposal / Policy which results in a in results Limits which Your of Insurance. Insurance Write Off occurred before Loss / Write Total under Off Hire and Reward; an incident occurs withinoccurs incident an Insurance of Period part. Vehicle’s and the greater of: Value directly or indirectly caused or occasioned by or happening through or in consequence of terrorism orcontrolling preventing in any action taken or suppressing anyacts of terrorism or in any way relating thereto. For the purpose of this exclusion, ‘terrorism’ means the use of biological, chemical and/or nuclear force or contamination and/or threat thereof by any person or group of persons whether acting alone or on behalf of or in connection with any organisation(s) or government(s) committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public or any section of the public riot,from resulting or by caused Losses fear. in attending a strike, civil commotion and malicious damage are also excluded hereunder. whole or in part, due to any actor omission which is or the driver of wilful, unlawful or negligent on Your the through war, invasion, act of foreign enemy hostilities (whether war isdeclared or not) civil war, rebellion, revolution, insurrection or military or usurped power; indirectly from pollution or contamination; or damage, cost or expenses of whatsoever nature or damage or liability occasioned by or happening or damage, liability or bodily injury arising directly or any liability directly or indirectly caused by or Bugatti, Cosworth, DeTomaso, Dorchester, Ginetta, Hummer, Honda NSX models, Lamborghini, Lotus, Maserati, Maybach, Marcos, Noble and Vans above 3500kgs GVM. Kit cars, Grey American make of Vehicle unless manufactured as not right-hand drive for the UK market. Any Vehicle mentioned in Glass’s Guide, Commercial Vehicles emergency GVM, 3500kgs over , buses, invalid carriers or driving school Vehicles Vehicles which have been modified other thanaccordance in with the manufacturers specifications not built for principle sale and any make of Vehicle in the UK. where the of whatsoever nature arising directly or indirectly, in contributed to by or arising from: ionising radiations or contamination by radioactivity from any irradiated nuclear fuel or from any nuclear waste from the combustion of nuclear fuel the radioactive toxic explosive or other hazardous properties of any explosive nuclear assembly or of its nuclear component; the inception of this Policy or a Policy Transfer; used for over 3500kg gross weight; Motorhomes over 5500kg which are owned temporarily or otherwise(resulting the manufacturer’s modification a) specification increasesapplicable to the vehicle and/or b) decreases the where the insurancevalue of the vehicle; such group from trade-in or acquisition for the purposes of resale) by a business formed for the purposes of ; selling or servicing motor Vehicles

COMBINATION RETURN TO INVOICE INSURANCE (RTI) INSURANCE TO INVOICE RETURN COMBINATION or Vehicle 1. The purchase price of the this Policy will pay the Insured financial shortfall between the agreement, subject to the original amount financed being purchase price. This Vehicle less than or equal to the is subject to a maximum benefit not exceeding the Sum Insured shown on Your This will include Motor 2.on The outstanding settlement value 2.3. 2.5. 2.6. 2.1. Write Off: Loss / Write 2 Any Total 2.4. 2.2. 1.5. of the following makes are excluded: Bristol, 1.4. 1.2. / Write Loss 1.1. which have been modified in any way from WHAT IS NOT COVERED WHAT 1. Vehicles: 1.3. amount of £250. Only one claim can be made under thisamount of £250. Only one Policy during the Period the stated Geographical the If within the within If WHAT IS COVERED WHAT

MPO/ACA/CRIINS/0617 o ay fraud, onomic Area (EEA) We will take reasonable reasonable onomic Area (EEA) We will take der to arrange Your insurance and associatedder to arrange Your insurance c omplain about how We have omplain to the Information Commissioner’s Office, over. It may be used by Our relevant staff in over. It may be used ecords to: a. make decisions on insurance proposals Help and insurance claims, for You and members of Your household b. debt, prevent debtors, recover Trace You. Any personal information provided byYou. Any personal information You m steps to ensure the privacy of Your data. In order to protect Our legal position, We will We retain Your data for a minimum of 7 years. have a Data Protection regime in place to oversee the effective and secure processing of Your data. Under GDPR legislation, You can ask Us for a copy of the data We hold, have it corrected, sent to a third party or deleted (subject to Our need to hold data for legal reasons). We will not make Your personal details available to any companies to use for their own marketing purposes. If You wish to c handled Your data, You can contact Us and We will investigate the matter. are not satisfied with Our response or believe If You We are processing Your data incorrectly You can c Wycliffe House, Water Lane, Wilmslow, CheshireSK9 5AF Tel: 0303 123 1113. making a decision concerning Your insurancemaking a decision concerning and Your cover and for the purpose of servicing administering claims. Information may be passed to loss adjusters, solicitors, re-insurers or other service providers for about these purposes. We may obtain information You from credit reference agencies, fraud prevention agencies and others to check Your credit status and identity. The agencies will record Our enquiries, which their may be seen by other companies who make own credit enquiries. If You provide false or We inaccurate information and We suspect fraud, will record this. We and other organisations may use these r be held by the Insurer in relation to Your insurance be held by the Insurer in c and manage Your insurance policies c. Your identity to prevent money laundering, Check of unless You furnish Us with satisfactory proof identity. We process all data in the UK but where We need to disclose data to parties outside the European E DATA PROTECTION NOTICE DATA PROTECTION for the data We are the Data Controller need to use Your data in You provide to Us. We or products. without provide information You are obliged to to provide a service t which We will be unable

at will will You are wish wish have You Yo u , Vehicle and You also require a copy wish to cancel Your will calculate the Premium will calculate the Premium policy decide to cancel Your PROCEDURE Y our refund. We cancel this Policy by writing to You cancel this Policy by writing have been insured and refund any have been insured and Y POLICY SUMMARY / TERMS & CONDITIONS / TERMS POLICY SUMMARY fail to pay premiums or where You fail to pay premiums or may from , Vehicle a replacement Policy to Your cancellation will then be processed and Your will be required to send the request in writing Premium Financing Agreement reflects the administrative cost of arranging and You Policy have submitted any claims against Your have an enquiry or wish to notify Us of a change Policy after 30 days and You wish to cancel Your will not be able to request a refund. If You have the right to cancel this Policy at any time. If have the right to cancel this Policy at any time. If u cancel, then in the first instance any rebate will be used be will rebate any instance first the in then cancel, You You OLICY ENQUIR last known address advising that all cover will end our last known address advising only be entitled to a refund of the original cost which does only be entitled to a refund of the original cost which does not include any administration fee paid for the transfer. P to settle the Premium Financing and pay Agreement then the administration fee and any amount remaining will the be rebated in the form of a cheque, made payable to policy holder. If You Yo transferred If of address for instance, please contact the Administrator: Motor Products Online Limited, 70 Eastbourne Road, Southport, Merseyside, PR8 4DU. Telephone: 01704 552 100. Cancellation by You You this policy is cancelled within the first 30 days, of will be entitled to a pro-rata refund on the remainder Policy which will be calculated monthly and is paid Your of for each full month left to run. An administration fee £35 will be applied if You which cancelling this Policy. Should You be entitled to a full refund providing no claims have been be entitled to a full refund providing no claims have been submitted. If do not wish to transfer it to a replacement to Policy to the Administrator and the £35 administration fee will be deducted CANCELLATION Cancellation by Us (for example, but not limited In exceptional circumstances to: where You guilty of material misrepresentation whilst applying for guilty of material misrepresentation this Policy) We 14 days after the date of the letter. If there has been no 14 days after the date of the claim (or claim pending) We for the period You the the refund will be paid by cheque made payable to by policy holder. If the purchase of this Policy was made waya of balance less an administration charge. If a claim has balance less an administration current Period of Insurance been submitted during the no refund will be given. of Your original sales invoice confirming purchase of this Policy and Y

of the do Your year first Agreement the have submitted any during Financing If will not be able to requestto able be not will possession and YouYour duration of this Policy to You . An administration fee offee administration An . Vehicle business. all other conditions and eligibility or 110% of the original Vehicle purchase replacement Vehicle purchase price Policy Your is purchased from a motor dealer. Vehicle Insurance on this Policy due to a change of person of the outstanding contract, lease or finance Insured on any Policy transfer will be the Sum on payment of an administration fee and purchasing the replacement Vehicle with the You must contact the Administrator within 7 of submit a valid claim against this Policy; choose to cancel the Policy. is no longer in Vehicle Us. other transfer the remaining Sum a replacement Vehicle on a “New for Old” basis, You

You wish to transfer this Policy to a replacement a copy of Your original policy documentation; and any surplus amount remaining will then be rebated in the form of a cheque, made payable to the policy holder. If the purchase of this Policy was made by way of a If the purchase of this Policy was made by way of Premium Financing Agreement and there is a valid claim, then in the first instance any benefit due will be used to settle the Premium You payment for this Policy is not made in full; You following: expiry; this Policy reaches natural the any other evidence which may be reasonably required any other evidence which by Total Loss / Write Off: Loss / Write cause of Total in the case of malicious a valid crime reference number damage or theft; for reimbursement; contact and payment details Your not notify Us of a transfer; arrangement including the outstanding balance, arrangement including etc: remaining term, interest charges Policy along with any information that needs to be taken into consideration such as personalised number plates. this Policy to any Vehicle not purchased from a Motor Vehicle; Dealer) COMBINATION RETURN TO INVOICE INSURANCE (RTI) INSURANCE TO INVOICE RETURN COMBINATION

OLICY TRANSFER

original invoice detailing the purchase price; and original invoice detailing the Your

• a covering note detailing Your request to transfer this • • 5. • • 4. in the event of any of the The Policy will be terminated • • • • Details • • • Please note that any transfer is invalid unless the replacement The not exceeding Vehicle subject to the days of following information: Vehicle, price and meeting If criteria laid out in this Policy. can cover, the Vehicle is involved in an incident causing it to be declared a Write Off by Your motor get Insurer and You You may, at Period any time, transfer any remaining replacement Vehicle free of charge, but subject to conditions and eligibility criteria laid out in this Policy. • • a copy of the dealer sales invoice; (You cannot transfer • a copy of Your comprehensive Motor Insurance Policy; • details of the supplying dealer of the replacement P to This Policy only applies to You and is not transferable any a transfer. claims against claims on the original the on Insured £35 applies, made payable to the Administrator and is subject to approval by Us. If You

MPO/ACA/CRIINS/0617