oin us in Jmatrim ney
Now here’s a proposal that you’ll surely say YES to - GNO’s MatriMoney Wedding Registry Account! Open your GNO account today, and we vow to make this partnership a happily-ever-after commitment!
Our MatriMoney Wedding Registry Account provides your family and friends with a convenient and safe way to give you and your
Simply, open your GNO MatriMoney Registry Account at any branch. You’ll receive a packet which includes your Registry Cards to send to friends and family that they use to make deposits to your account.
With a MatriMoney Wedding Registry Website Wedding Resources Account, you will receive: At www.gnofcu.com, GNO provides an online wedding guide that includes valuable information • FREE Registry Cards from wedding planning checklists to popular venues. • FREE Gift Cards for your Guests Plan your future together • Special Incentives for the Couple retirement, GNO can be a part of making your Free Registry Cards dreams as a happy couple come true. Upon opening your MatriMoney account, you will And, when your family expands, we want receive your starter packet of 50 FREE registry cards to be sure your little ones start on the right to include with your shower and wedding invitations. Our innovative savings programs for younger All you need to start is a $5.00 one-time membership members, Kirby Kangaroo and CU Succeed, as fee and $5.00 deposit to open your primary savings well as Generation Connect for young adults, account which makes you a member/owner of GNO. habits that will last a lifetime. FREE Gift Cards for your Guests These cards are to be completed by your guests at Stay updated on your gift deposits GNO upon depositing a cash gift to your account. We can send you weekly email updates of your GNO will even mail the gift card for them! That way, cash gifts! Or you can set up an Account Event you’ll have a receipt of the gift to use when writing Alert to your email address or mobile phone that out your Thank You notes. will automatically let you know when the deposits are received at GNO. Special Incentives for the Couple For couples opening a checking/debit card account Once you set up your GNO Online Banking, you can sign-up for either of these convenient $25.00 as our gift to the happy couple. services. edding checklist W2 weeks before ____ sent a response. Deliver must-have shot lists to photographer and videographer. 12+ months before____ Bride: Get your last pre-wedding haircut and color. Envision your wedding and draw up a budget. Assemble your “planning team.” Consider hiring a wedding consultant. 1 week before ____ Pick a wedding date and time. Start planning the guest list. photographer or band members, who will expect a meal. Look for and book ceremony sites and reception sites. Supply location manager with a list of vendor requests such Ask friends and relatives to be in the wedding party. Plan reception seating chart. Print place and table cards. 8-10 months before ____ Bride: Think about, shop for, and order your gown. Give ceremony/reception site managers a schedule of Envision reception food. vendor delivery/setup times, plus contact numbers. Introduce your reception site manager to your consultant Book your wedding professionals. photographer, videographer, or maid of honor for questions or problems during the reception. Research and reserve accommodations for out-of-town guests. Assign a family member or attendant to be the Register for gifts. photographer’s contact so he knows who is who. Contact rental companies: chairs, tables, and tent. 2-3 days before ____ 6-8 months before ____ Bride: If you need to, have your gown pressed or steamed. Book ceremony musicians. Groom: Ask the best man to make sure all groomsmen Start planning honeymoon. Send save-the-date cards. 4-6 months before ____ other items for setting the tables to the caterer and/or reception site manager. Shop for and order invitations Book a cake designer. Call the limousine company for pickup times & locations. 3 months before ____ Arrange for guests without cars to be picked up from the Groom: Rent the men's formal wear. airport or train station. Hire wedding-day transport: limousines, other cars, streetcars. Deliver welcome baskets to the hotel concierge. Rehearsal & Dinner: Present attendants with gifts at the 2 months before ____ rehearsal dinner. Mail your invitations. Purchase gifts for parents, attendants, and each other. Book your stylist and try out big-day hairstyles. Day before ____ Book a makeup artist and go for a trial run. Provide all wedding professionals with an emergency phone number to call on the day of the wedding. 1 month before ____ Apply for a marriage license. Day of ____ Present parents and each other with gifts. learn how to bustle your dress. Give wedding bands to the best man & the maid of honor. Call all bridesmaids. Make sure they have their gowns ready. Make last-minute adjustments with vendors. after the ceremony. Create a wedding program to hand out to guests. Enjoy your day! Order and plan in-room welcome baskets for out-of-town guests. edding expenseGNO FCU's Sample Wedding Budget sheet Apparel Estimated Actual Reception Estimated Actual Wedding DressW Hall Fees Wedding Dress Accessories Hall Clean-Up Garter Carterer/Food Bridesmaid Dresses Drinks Create an Flower Girl Dress Tables Mother of the Bride Dress Table Linens Mother of the Bride Accessories Chairs Expense Sheet Father of the Bride Tux & Access. Wedding Favors Mother of the Groom Dress Wedding Cake By creating an Mother of the Groom Accessories Groom's Cake Father of the Groom Tux & Access. Cake Knife expense sheet Groomsman Tux Toasting Glasses from the early Engagement Ring Cake Topper Wedding Bands Tips planning stages Ring Pillow Other Other Total Reception of your wedding Total Apparel through the Stationary/Printing Estimated Actual Music Estimated Actual Invitations entire ceremony, Ceremony Music Announcements Band/DJ Save the Dates you’ll be able Other Thank You Cards to stay on track Total Music Guest Book Programs with spending! Gifts Estimated Actual Reception Napkins Bridesmaid Gifts Stamps Groomsman Gifts Other Parents Gifts Total Stationary/Printing Readers/Other Participants Other Photography Estimated Actual Total Gifts Engagement Photos Bride Photo Sitting Transportation Estimated Actual Wedding Photos Limousines Extra Prints Parking Videography Taxis Other Police Escort Total Photography Other Total Transportation Decorations Estimated Actual Church Decorations Other Expenses Estimated Actual Centerpieces Officiant Reception Decorations Ceremony Location Candles Wedding Coordinator Balloons Rehearsal Dinner Lighting Engagement Party Other Showers Total Decorations Salon Appointments Stag/Hen Parties Flowers Estimated Actual Brunch Bouquets Honeymoon Boutonnieres Wedding License Ceremony Flowers Hotel rooms Reception Flowers Total Other Expenses Flower Girl Basket Other Estimated Actual Total Flowers Wedding Totals arriage Mmoney advice We all enter relationships thinking “love will keep us together”, but it’s important to know there are a lot of other factors including good communication, especially when it comes to money.
So make it a point to get together and have the money talk!
--do you want to save for a new
maintain separate share draft/checking or savings accounts.
Corral credit. Focus on cleaning up any credit problems and curtailing future debt.
Make a list of agencies to notify if you’re changing your name, including credit card issuers, the Social Security Administration (www.ssa.gov), the motor vehicle department, AVOID THESE FOUR COMMON MISTAKES: Check your insurance. Review your auto, health, property, disability, EXTREMISM. Work on changing your ways if you’re on either end of the your policies, your IRAs (individual retirement accounts), and other spectrum from shopaholic to cheapskate. investments. It’s a lot easier to have a meeting of the minds when both partners practice Create a spending plan that works for both of you! moderation. This is going to require some patience, but now is the perfect time to
SECRECY. Don’t hide your spending from your partner. Once you lose your partner’s trust, it’ll be an uphill battle to Included in this packet is a simple spending plan to get your budgeting win it back. started.
ASSIGNING BLAME. If both partners If you need any assistance, please be sure to give us a call. We are stay involved, one can’t blame the other more than happy to give you the guidance you need to begin your new for the household’s money troubles. life together!
USING MONEY AS A WEAPON. Our mission is to Build Relationships & Deliver Dreams! Spending to get back at your partner won’t solve your relationship issues, it will just make you unhappy and broke.
Ultimately, peaceful coexistence is possible if couples agree on three things: • to live within their means • to take care of the future • to still be willing to have fun with their money. arriage Mspending plan
EXPENSES Rent/Mortgage______Daycare______Doctor Bills______Insurance______School/Camp Tuition______Dental______Property Taxes______Kid’s Lunches______Eye Care______Gas ______Team Fees______Repairs______Electric______School Photos______Gifts/Cards______Phone______Allowances______Cleaning Supplies______Cable______Clothing ______Water______Bank Fees______Barber______Trash ______Credit Cards______Nails______Sewer______Bank Loans______Pet Care______Internet______Auto Loans______Magazines______Cell Phone______Auto Gas______Newspaper______Groceries______Auto Insurance______Health Insurance______Eating Out______Tires/oil/maint.______Life Insurance______Pocket Cash______Tolls______
Total Expenses:______
INCOME Wages & Salary______Business Income:______Child Support______Rental Income______Pension______Alimoney______Investments/Interest______
Total Income:______hanging Cyour name in Three Easy Steps
Changing your name after you get married is a pretty big decision. If you do decide to take your spouse’s last name, follow these steps to make the name-change process run smoothly.
Step 1: of Health and Human Services and pay a small fee. Your state may house these records in a different department.
Step 2: change to the Social Security Administration so you can change your name on other legal documents and to receive tax refunds without delay. website (ssa.gov). You can either mail the completed form or bring it in person to your local Social Security
Step 3: Change your name on other important legal documents, starting with your driver’s license. Update your change your name with the licensing board.
If you’re still unsure about taking your spouse’s last name, consider other options, such as changing your middle name to your previous last name or creating a hyphenated name. Make sure that you will be once.
Notifying GNO of a name change is quick and easy. Stop in or call 504-454-8224 today and we’ll walk you through the simple process.