Merchant Category Codes This document contains lists of valid Merchant Category Codes (MCCs). MCCs are used to identify the type of business in which a merchant is engaged. Treasury and Trade Solutions Merchant Category Codes | Table of Contents Table of Contents Overview ...........................................................................................2 Figures 1-1. Payment Brand Abbreviations .................................. 2 About This Manual .........................................................................2 2-1. Agricultural Services MCCs ...................................... 3 General Merchant Category Codes 3-1. Contracted Services MCCs ........................................ 3 MCCs 0001–1499 (Agricultural Services) ........................ 3 4-1. Transportation Services MCCs ................................. 4 MCCs 1500–2999 (Contracted Services) ......................... 3 5-1. Utility Services MCCs .................................................. 5 MCCs 4000–4799 (Transportation Services) ................ 4 6-1. Retail Outlet Services MCCs ...................................... 5 MCCs 4800–4999 (Utility Services) ................................. 5 7-1. Clothing Stores MCCs .................................................. 7 MCCs 5000–5599 (Retail Outlet Services) ..................... 5 8-1. Miscellaneous Stores MCCs ....................................... 8 MCCs 5600–5699 (Clothing Stores) ................................. 7 9-1. Business Services MCCs ............................................. 11 MCCs 5700–7299 (Miscellaneous Stores) ....................... 8 10-1. Professional Services and Membership MCCs 7300–7999 (Business Services) ............................. 11 Organizations MCCs .................................................... 13 MCCs 8000–8999 (Professional Services 11-1. Government Services MCCs ...................................... 14 and Membership Organizations) ........................................ 13 12-1. Airline MCCs .................................................................. 15 MCCs 9000–9999 (Government Services) ..................... 14 13-1. Car Rental MCCs ........................................................... 25 Travel and Entertainment (T&E) Merchant Category Codes 14-1. Lodging MCCs ............................................................... 26 MCCs 3000–3299 (Airlines) ................................................ 15 MCCs 3300–3499 (Car Rental) .......................................... 25 MCCs 3500–3999 (Lodging) ............................................... 26 Merchant Category Codes | Overview Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. Payment brands, issuers and acquirers can use MCCs to categorize, track and restrict transactions. MCCs can be used for tax reporting, interchange promotion and gathering information about cardholder purchasing behavior. Often, MCCs are recognized by all payment brands; however, not all codes are recognized by all brands. Payment brands frequently add, eliminate or change the codes with regularly-scheduled enhancements. About This Manual This manual lists MCCs, the descriptions of the codes, and the payment brand(s) for which the codes are valid. The descriptions can differ slightly between payment brands. The following table has information about the abbreviation used for each payment brand. Payment Brand Abbreviation Visa V MasterCard M TSYS TSYS (This code is present on TSYS systems; however, other payment brands may no longer support the code.) Figure 1-1. Payment Brand Abbreviations 2 Merchant Category Codes | General Merchant Category Codes General Merchant Category Codes MCCs 0001–1499 (Agricultural Services) The following table includes a list of MCCs in the range 0001–1499 and the description for each code. MCC Description Valid Payment Brand(s) 0742 Veterinary Services V, M 0763 Agricultural Cooperatives V, M 0780 Horticultural and Landscaping Services V, M Figure 2-1. Agricultural Services MCCs MCCs 1500–2999 (Contracted Services) The following table includes a list of MCCs in the range 1500–2999 and the description for each code. MCC Description Valid Payment Brand(s) 1520 General Contractors–Residential and Commercial V, M 1711 Air Conditioning, Heating and Plumbing Contractors V, M 1731 Electrical Contractors V, M Insulation, Masonry, Plastering, Stonework and Tile V, M 1740 Setting Contractors 1750 Carpentry Contractors V, M 1761 Roofing and Siding, Sheet Metal Work Contractors V, M 1771 Concrete Work Contractors V, M Contractors, Special Trade Contractors–not V, M 1799 elsewhere classified 2741 Miscellaneous Publishing and Printing V, M 2791 Typesetting, Plate Making and Related Services V, M Sanitation, Polishing and Specialty Cleaning V, M 2842 Preparations Figure 3-1. Contracted Services MCCs 3 Merchant Category Codes | General Merchant Category Codes MCCs 4000–4799 (Transportation Services) The following table includes a list of MCCs in the range 4000–4799 and the description for each code. MCC Description Valid Payment Brand(s) 4011 Railroads–Freight V, M Transportation–Suburban and Local Commuter V, M 4111 Passenger, including Ferries 4112 Passenger Railways V, M 4119 Ambulance Services V, M 4121 Taxicabs and Limousines V, M 4131 Bus Lines V, M Motor Freight Carriers,Trucking–Local/Long Distance, V, M 4214 Moving and Storage Companies, Local Delivery 4215 Courier Services–Air and Ground, Freight Forwarders V, M Public Warehousing–Farm Products, Refrigerated V, M 4225 Goods, Household Goods Storage 4411 Cruise Lines V, M 4457 Boat Leases and Boat Rentals V, M 4468 Marinas, Marine Service/Supplies V, M 4511 Air Carriers, Airlines–not elsewhere classified V, M 4582 Airports, Airport Terminals, Flying Fields V, M 4722 Travel Agencies and Tour Operators V, M 4723 Package Tour Operators (Germany Only) V Telemarketing of Travel Related Services and TSYS 4761 Vitamins 4784 Bridge and Road Fees, Tolls V, M 4789 Transportation Services Not Elsewhere Classified V, M Figure 4-1. Transportation Services MCCs 4 Merchant Category Codes | General Merchant Category Codes MCCs 4800–4999 (Utility Services) The following table includes a list of MCCs in the range 4800–4999 and the description for each code. MCC Description Valid Payment Brand(s) Telecommunication Equipment Including Telephone V, M 4812 Sales Key-Entry Telecom Merchant providing single M local and long-distance phone calls using a central 4813 access number in a non-face-to-face environment using key entry Telecommunication Services including but not V, M 4814 limited to prepaid phone services and recurring phone services 4816 Computer Network/Information Services V, M 4821 Telegraph Services V, M Wire Transfer Money Orders (V, D, G, X) V, M 4829 Money Transfer (M) Cable, Satellite, and Other Pay Television and Radio V, M 4899 Services 4900 Utilities–Electric, Gas, Heating Oil, Sanitary, Water V, M Figure 5-1. Utility Services MCCs MCCs 5000–5599 (Retail Outlet Services) The following table includes a list of MCCs in the range 5000–5599 and the description for each code. MCC Description Valid Payment Brand(s) 5013 Motor Vehicle Supplies and New Parts V, M 5021 Office and Commercial Furniture V, M 5039 Construction Materials Not Elsewhere Classified V, M Office, Photographic, Photocopy and Microfilm V, M 5044 Equipment Computers, Computer Peripheral Equipment, V, M 5045 Software 5046 Commercial Equipment Not Elsewhere Classified V, M Dental/Laboratory/Medical/Ophthalmic Hospital V, M 5047 Equipment and Supplies 5051 Metal Service Centers and Offices V, M 5065 Electrical Parts and Equipment V, M 5072 Hardware Equipment and Supplies V, M 5 074 Plumbing and Heating Equipment V, M 5085 Industrial Supplies Not Elsewhere Classified V, M 5094 Precious Stones and Metals, Watches and Jewelry V, M 5 Merchant Category Codes | General Merchant Category Codes MCC Description Valid Payment Brand(s) 5099 Durable Goods Not Elsewhere Classified V, M Stationery, Office Supplies, Printing and Writing V, M 5111 Paper 5122 Drugs, Drug Proprietors and Druggists Sundries V, M 5131 Piece Goods, Notions, and Other Dry Goods V, M Men’s, Women’s and Children’s Uniforms and V, M 5137 Commercial Clothing 5139 Commercial Footware V, M Chemicals and Allied Products Not Elsewhere V, M 5169 Classified 5172 Petroleum and Petroleum Products V, M 5192 Books, Periodicals and Newspapers V, M 5193 Florists Supplies, Nursery Stock and Flowers V, M 5198 Paints, Varnishes and Supplies V, M 5199 Non-Durable Goods Not Elsewhere Classified V, M 5200 Home Supply Warehouse Stores V, M 5211 Building Materials, Lumber Stores V, M 5231 Glass, Paint, Wallpaper Stores V, M 5251 Hardware Stores V, M 5261 Lawn and Garden Supply Stores V, M 5271 Mobile Home Dealers V, M 5299 Warehouse Club Gas TSYS 5300 Wholesale Clubs V, M 5309 Duty Free Stores V, M 5310 Discount Stores V, M 5311 Department Stores V, M 5331 Variety Stores V, M 5399 Miscellaneous General Merchandise Stores V, M 5411 Grocery Stores, Supermarkets V, M 5422 Freezer and Locker Meat Provisioners V, M 5441 Candy, Nut and Confectionery Stores V, M 5451 Dairy Products Stores V, M 5462 Bakeries V, M Miscellaneous Food Stores–Convenience Stores, V, M 5499 Markets, Specialty Stores, and Vending Machines Automobile and Truck Dealers–Sales, Service, V, M 5511 Repairs, Parts and Leasing 5521 Automobile and Truck Dealers–(Used Only)–Sales V, M 5532 Automotive Tire Stores V, M 5533 Automotive Parts and Accessories Stores V, M 6 Merchant