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December 2016

Ravenshoe-Gulf Country Community Bank® Branch Director and staff update.

Director news. In April, Ravenshoe-Gulf Country Community Enterprises Limited (RGCCEL) better known as our Community Bank® branch, welcomed six new members to their Board as Directors. While the Board’s role is not to be involved in the day-to-day banking business, the Board does work tirelessly to create an environment where the staff can flourish and shareholders can boast of a successful business in the . RGCCEL has a branch in Ravenshoe and an agency in Georgetown, enabling staff to service customers from the Tablelands through to the Gulf.

Interim Chairperson Lara Wilde said the new Directors bring a variety of qualifications to the Board. She is excited to be leading a dynamic group of people who will bring a high level of community and business knowledge of Bendigo Bank’s Community Bank® brand and providing confidence and accountability works throughout the Gulf region. Will Attwood has returned to the to shareholders. All of the new Board members have extensive Board now that he has retired as Mayor and taken on a new role experience in the fields of financial management, corporate as Etheridge Shire Councillor, volunteering to fulfil the position of governance, business management, community development and Company Secretary. Miranda Niven is a well known business owner human resources. in the community of Ravenshoe spending her days running the Joann Schmider is a Traditional Owner from the Southern Tablelands Ravenshoe Newsagency. and is looking forward to how local communities are better empowered through the unique Bendigo Bank Community Bank® Recent resignations. model. Michael Kitzelmann spends his days working as the CEO of Trish Ward – Not only has she been involved with the community Etheridge Shire Council and can see many opportunities for business groups in our town, but she has also been one of the original development in the region. Ailsa Purcell is a qualified CPA and has members who were involved in bringing a new bank to the town. stepped up to fill the role of Company Treasurer. John Brisbin is the Chair of Northern Gulf Resource Management Group and frequently Miranda Nevin – Business woman from Ravenshoe.

Ravenshoe-Gulf Country Community Enterprises Limited Shop 2, 49 Grigg Street, Ravenshoe QLD 4888 ABN 54 144 780 218 Directors: Lara Wilde, Will Attwood, Ailsa Purcell, Michael Kitzelmann, John Brisbin, Joann Schmider.

Ravenshoe-Gulf Country Community Bank® Branch Meet the new team. Lara Wilde, Interim Chair. the current position with the not for profit John Brisbin. sector as coordinator for CHSP services. In Corporate management In Alice Springs in 2005 November 2014 Ailsa was elected to the professional specialising John Brisbin convened position of Director with Magnetic Shoals in strategic planning with the Steering Committee Limited and continues in that role to date. extensive experience in to set up the Ravenshoe- remote, rural and regional In addition to her professional life, over Gulf Country Community economic development; the years she has also held several Bank® Branch. John community engagement; positions on community and sporting club facilitated all of the initial Government liaison and public relations. committees including President of the meetings over the first year of scoping and Lara has extensive networks throughout the Millaa Millaa Kindergarten Association and pledge-raising, helped select the initial Gulf region and is passionate about providing Treasurer of the Ravenshoe Motorcycle Chair, negotiated hard spots with the finance options to communities within the Club. More recently Ailsa held both the representatives from Bendigo Bank, and RGCCEL footprint. Secretary and Treasurer positions with the generally had a very enjoyable time getting Top Table Toastmasters Club in Malanda. the bank on its feet. John and his family Will Attwood, Secretary. moved to Darwin in 2006 and he reluctantly left the committee just as they were signing Will was born and raised Michael Kitzelmann. the papers and starting operations. on a dairy farm near Having worked for over ten years as Daylesford in Victoria. a business process Budgeting, financial probity, and record Will was a Police officer improvement and risk keeping are core to the proper conduct in Victoria before moving management specialist of a corporate enterprise. For most of to Qld in 1997 and within both the Corporate John’s working life he has been directly resume work as a police and Government sectors accountable for managing the business, officer in , Laura, Pormpuraaw and Michael has developed either as founder/owner or key employee. finally finished off his policing career at a strong understanding John has always been the responsible party. Georgetown. Will retired from policing in of the challenges faced by industry in Dealing with public funds demands the July 2011 after having spent 40 years an ever changing and difficult operating highest levels of transparency and auditable serving the communities of Victoria and environment. As a specialist in corporate process. . governance and risk management, he works John currently fills the role of Chair of the After six months of retirement Will was closely with all levels of an organisation Northern Gulf Resource Management Group looking for a new challenge, he stood for to aid in directing and influencing team where he works across the Gulf region election for Mayor. Will is married to Dawn members in striving for operational with community, Government and primary and they have six children, two of them live improvements. Michael is an experienced producers. in Georgetown, Paul (Wilson) and Felicity. executive manager with a hands-on approach to addressing the challenges of The others reside in Weipa, Tamworth and Joann Schmider. the Gold Coast. Will has been Mayor of operating in today’s tough economic setting. Joann is a Mamu Millaa the Etheridge Shire for four years before Michael’s most recent roles have included; Millaa woman who stepping back at the 2016 elections to take Chief Executive Officer with Etheridge Shire has lived in northwest, a position of Councillor. Council, General Manager with north and southeast Prestige Property Development, Business Will was an original director on the RGCCEL Queensland and Canberra, Unit Leader and as the Internal Audit Board and is a current shareholder. Now returning to FNQ in 2005. Senior Manager with Crowe Horwath. that his commitments to Local Government She co-owns ComUnity Prior to these roles I was employed as a have been reduced he has time to dedicate ACETs Pty Ltd, facilitating community Principal Consultant for Internal Audit and to the future of the Community Bank® and organisational development through Risk Services (IARS) in the Queensland branch. planning and policy, corporate support Department of the Premier and Cabinet. and administration, project management, Ailsa Purcell, Treasurer. Preceding to his appointment with IARS governance and stakeholder engagement Michael was a Partner with VIA Group Pty Ailsa’s working life services. She is a Graduate of the Ltd, providing consultancy and executive commenced within the legal Australian Institute of Company Directors business services for both National and office environment where professional development program, and International clients. Michael has managed she gained skills in attention brings 30 years’ experience across social, projects with Marcus Evans Group, AIMS to detail. In 1982 Ailsa was cultural, economic and environment Home Loans and for the Department of awarded the status of Justice Indigenous related matters with community Defence. of the Peace and still hold this office, networks, organisations, government and however more recently in the capacity of Previously, he was employed with the academia. Joann’s ongoing interests are Commissioner of Declarations. Australian Defence Force for over 17 culture and heritage for all, Indigenous years. During his tenure he had the opportunities in development including After a 10 year break to care for her opportunity to develop a broad and varied small business, and rural regional children, she returned to work in an skill set. Michael has been employed development. administration and financial position with as an Internal Business Management a not for profit organisation. It was at Consultant and Project Manager, Operations this time that Ailsa obtained a Cert IV in Room Commander, Training Manager, Business Administration. Senior Technical Theory Instructor, and Air In 2005 she decided to return to full time Surveillance Operator. study and in 2007 graduated JCU with a Ba. Of Commerce majoring in Accounting and Information Systems. Ailsa received CPA status in 2011. This degree has led her to Our Bendigo Bank Advisors. Ross Growcott, Senior Manager Yadranka Keeling. Patrick McArthur, Branch Community relationships. Yadranka has a long and Manager Ravenshoe-Gulf Country Ross has over 32 years extensive background Community Bank® Branch. in banking and finance in the finance industry Patrick spent the first 17 with his professional spanning over 35 years, years of his banking and background being primarily as well as experience in finance career in various in Retail Banking and the real estate industry. retail and commercial Financial Planning. Having grown up and roles in Cairns, , Ross relocated to Cairns spending the majority of her working Brisbane and Melbourne. in 1991 and has spent all this time in the life on the Tablelands, Yadranka has a In 2007 he exited banking and finance sector. Ross became comprehensive knowledge of numerous the industry and purchased a primary the Regional Manager of Bendigo Bank in primary production and commercial production concern in Cooktown which he January 2010. Ross is heavily involved in industries. She is passionate about owned and operated for a period of six community and has been an active (SES) helping her customers and has the ability years. The main job functions with this was State Emergency Service volunteer for the to think outside of the square with a view the planting, production, harvesting and past six years. to providing competitive and appropriate dispatch of numerous tropical fruit lines finance solutions to her customers. which afforded a practical insight into the Judy Blackall, Senior Manager Yadranka believes customer service is challenges of a rural enterprise. Strategy & Performance. of paramount importance and is readily In 2014 in the interests of his young family Judy Blackall is the available to customers who wish to discuss he relocated to Cairns and then Atherton Bendigo’s Senior their existing finances and/or viability of in an agri finance role. Patrick spent some Manager Strategy and new ventures. Yadranka’s technique of of his formative years in Ravenshoe whilst Performance for Far North ‘working together with your customer’ his father was based in the township with QLD. Judy works closely contributes to her ultimate goal of having the Qld Police Service and is excited at the with the Ravenshoe Gulf both customers and Bendigo experiencing prospect of serving the local community Community Branches staff success in their business. with any personal, business or rural finance and indeed the Board to ensure results are related needs. achieved. These results ensure that the community branch continues to provide relevant products and services to the community One of our services. while participating in community events and projects. The branch last year achieved Grant Turner, Agribusiness Relationship Manager. many highs such as significant growth of Through his 40 year banking career, including 30 in agribusiness banking, business, recognition within the Bendigo Grant has been fortunate to combine rural management qualifications with Far North QLD Branches by way of achieving extensive industry experience. Grant’s expertise extends across a broad ‘Branch of the Month’ several times and range of farming sectors, including livestock, dairy, wool, cotton, horticulture, second out of 17 branches for ‘Regional viticulture and sugar cane. Branch of the Year’. “I have spent much of my working life in various parts of Queensland and I “It is pleasing to see that from a small am passionate about the farming community here,” Grant said. branch with small staff numbers such big “I am committed to supporting customers across Far to harness seasonal outcomes can be achieved. Well done to opportunities and contribute to overall growth in the region.” Branch Manager Patrick and past/present Find out more about Grant and Bendigo Bank Agribusiness at www.ruralbank.com.au/ staff on their contribution,” Judy said. relationship-manager/grant-turner?q=4870&state=QLD&rm_name “I look forward to a year of building on the foundations laid by Patrick and the team and will be supporting in any way I can to their success!”

Ravenshoe-Gulf Country Community Bank® Branch Shop 2, 49 Grigg Street, Ravenshoe QLD 4888 Phone: 4097 7000 Opening hours: Monday to Thursday 9.30am – 12.30pm, 1.30pm – 4.00pm and Friday 9.30am – 12.30pm, 1.30pm – 5.00pm Website: www.bendigobank.com.au/ravenshoe-gulf-country facebook.com/bendigobank twitter.com/bendigobank

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. (BNPNL0091) (10/16)