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Embracing Pets 20140707-NEWS--1-NAT-CCI-CL_-- 7/3/2014 1:56 PM Page 1 $2.00/JULY 7 - 13, 2014 Employers are waiting on court for refunds Bureau of Workers’ Compensation’s appeal of lawsuit causing more delays By JAY MILLER Below, [email protected] clockwise, are shirts being sold by The appeal to the Ohio Supreme Fresh Brewed Tees, Court by the Ohio Bureau of Workers’ CLE Clothing Co. and GV Compensation of a lawsuit filed by em- Art and Design. ployers continues to put in limbo po- tential refunds to 270,000 businesses — some of more than $1 million and many into six figures. Those are estimates from PayUs- BackOhioBWC, an organization and website created by the plaintiff compa- nies in a lawsuit seeking refunds of overpayments to the BWC. ike Kubinski remembers when he and business partner Jeff In May, the Eighth District Court of Appeals affirmed a 2013 decision by Rees attempted to get a small business loan prior to launching Cuyahoga County Common Pleas CLE Clothing Co. in 2008 — during a recession. M Court Judge Richard McMonagle that “Basically, they just laughed at us said, ‘You can’t do that now,’ ” awarded the plaintiffs $859 million. Kubinski said. “As our tagline says, we literally built this company one However, the appeals court ordered the T-shirt at a time.” case back to McMonagle’s court for a That is a common theme in Cleveland. recalculation of the refunds. The BWC A year after CLE Clothing’s debut, Tony Madalone — who, as a on June 27 filed its intent to appeal. basketball player at Ashland University once launched a vintage PayUsBackOhioBWC created the T-shirt company from his dorm — and Fresh Brewed Tees made their website to make employers aware of first online splash. how much of a financial stake they Also in 2009, GV Art and Design — two years after making national have in the outcome of the case, San news with its “One Town, One Team, One Dream” campaign featuring Allen Inc. v. Buehrer, and to generate a Cleveland Cavaliers T-shirt, rap song and a YouTube video that has support for a quick settlement of the generated almost 2.7 million views — joined the party. case, a hope now dashed by BWC’s de- See T-SHIRT Page 21 cision to appeal. (Stephen Buehrer is administrator of the BWC.) FOTOLIA See REFUNDS Page 8 27 INSURANCE 7 EMBRACING PETS NEWSPAPER Warrensville Heights company is growing rapidly Entire contents © 2014 74470 83781 by catering to a segment of the insurance industry by Crain Communications Inc. ■ Vol. 35, No. 27 0 that hasn’t reached the mainstream Page 4 20140707-NEWS--2-NAT-CCI-CL_-- 7/3/2014 1:56 PM Page 1 2 CRAIN’S CLEVELAND BUSINESS WWW.CRAINSCLEVELAND.COM JULY 7 - 13, 2014 700 W. St. Clair Ave., Suite 310, Cleveland, OH 44113-1230 Phone: (216) 522-1383 Fax: (216) 694-4264 www.crainscleveland.com Publisher: John Campanelli ([email protected]) Give your employees Editor: Elizabeth McIntyre ([email protected]) Managing editor: Scott Suttell ([email protected]) Sections editor: Amy Ann Stoessel the duck. ([email protected]) Assistant editor: Kevin Kleps ([email protected]) Sports Senior reporter: Stan Bullard ([email protected]) Real estate and construction Reporters: Jay Miller ([email protected]) Government Anything else is just Chuck Soder ([email protected]) Technology Dan Shingler ([email protected]) Energy, steel and automotive Tim Magaw ([email protected]) Health care and education chicken. Rachel McCafferty ([email protected]) Manufacturing and energy Research editor: Deborah W. Hillyer ([email protected]) Cartoonist/illustrator: Rich Williams Almost 60 percent of employees Art director: Rebecca R. Markovitz ([email protected]) wish their employers offered Events manager: Jessica Snyder 1 ([email protected]) voluntary insurance . Special events coordinator: Kim Hill ([email protected]) Marketing strategist : Michelle Sustar ([email protected]) The question is, who will you choose? Advertising director: Nicole Mastrangelo ([email protected]) Account executives: You could opt for a voluntary option from your Dawn Donegan ([email protected]) Andy Hollander ([email protected]) medical carrier, or you could offer coverage from Lindsie Bowman ([email protected]) the number one voluntary provider2: Afl ac. John Banks ([email protected]) Michael Jansen ([email protected]) Office coordinator: Denise Donaldson There’s no direct cost to you for offering it, and ([email protected]) Web Editor: Damon Sims getting started is as simple as adding a payroll ([email protected]) deduction. That’s why business owners like you Digital strategy director: Nancy Hanus ([email protected]) have chosen Afl ac for nearly 60 years. It’s also Audience development director: Eric Cedo ([email protected]) why we’re so confi dent Afl ac is the right partner Web/Print production director: for your business. Craig L. Mackey ([email protected]) Production assistant/video editor: Steven Bennett ([email protected]) You can bet the farm on it. Billing: Michele Ulman, 313-446-0353 ([email protected]) Credit: Todd Masura, 313-446-6097 ([email protected]) Call your local agent and visit Customer service/subscriptions 877-824-9373 afl ac.com/business Crain Communications Inc. Keith E. Crain: Chairman Rance Crain: President Merrilee Crain: Secretary Mary Kay Crain: Treasurer William A. Morrow: Executive vice president/operations Chris Crain: Executive Vice President, Director of Strategic Operations KC Crain: Executive Vice President, Director of Corporate Operations Dave Kamis: Vice president/production & manufacturing Anthony DiPonio: Chief Information 12013 Afl ac WorkForces Report, a study conducted by Research Now on behalf of Afl ac, January 7 – 24, 2013. 2Eastbridge Consulting Group. U.S. Worksite/Voluntary Sales Report. Carrier Results Officer for 2012. Avon, CT: April 2013. Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Thomas Stevens : Chief financial Officer Company of New York. Worldwide Headquarters | 1932 Wynnton Road | Columbus, GA 31999 Mary Kramer: Group publisher Z131175 11/13 G.D. Crain Jr. Founder (1885-1973) Mrs. G.D. Crain Jr. Chairman (1911-1996) AFL3030 B2B ChickenJr ALT.indd 1 1/24/14 12:18 PM 20140707-NEWS--3-NAT-CCI-CL_-- 7/3/2014 1:57 PM Page 1 Make a splash in Make a splash in your pool. your neighborhood. 2014 IS250 AWD CLASSIC LEXUS PER MO LEASE $285 24 Month lease requiring $3,995 Cash or Trade due at signing 7,500 miles per year and 25¢ charge per mile over. Plus tax, title, license and doc. fee. ALL WHEEL DRIVE - MSRP: $42,838 (St#9021053) In stock only. And a few more refreshing offers. LEXUS LEXUS LEXUS NAV 2014 RX350 FWD 2014 ES350 2014 GS350 AWD MONTHLY LEASE $294 MONTHLY LEASE $309 MONTHLY LEASE $437 24 Month lease requiring $3,995 Cash or Trade 24 Month lease requiring $3,995 Cash or Trade 24 Month lease requiring $3,995 Cash or Trade due at signing. 7,500 miles per year and 25¢ due at signing. 7,500 miles per year and 25¢ due at signing. 7,500 miles per year and 25¢ charge per mile over. Plus tax, title, license & doc. charge per mile over. Plus tax, title, license & doc. charge per mile over. Plus tax, title, license & doc. fee (MSRP: $45,515) (st#9020717) in-stock only fee (MSRP: $40,558) (st#9021082) in-stock only fee (MSRP: $56,848) (st#9020936) in-stock only BMW BMW BMW 2014 X3 xDrive28i 2014 528i xDrive 2014 750Li xDrive MONTHLY LEASE $489 MONTHLY LEASE $489 MONTHLY LEASE $1099 36 Month lease requiring $3,995 Cash 36 Month lease requiring $3,995 Cash 36 Month lease requiring $3,995 Cash or Trade due at signing. 10,000 miles or Trade due at signing. 10,000 miles or Trade due at signing. 10,000 miles per year and 20¢ charge per mile over. per year and 20¢ charge per mile over. per year and 25¢ charge per mile over. Plus tax, title, license and doc. fee Plus tax, title, license and doc. fee Plus tax, title, license and doc. fee CADILLAC AWD CADILLAC CADILLAC AWD 2014 ATS 2.0 TURBO 2014 SRX FWD 2014 CTS 2.0 TURBO MONTHLY LEASE $299 MONTHLY LEASE $319 MONTHLY LEASE $439 39 Month lease requiring $2,999 Cash or Trade due 39 Month lease requiring $2,999 Cash or Trade due 39 Month lease requiring $2,999 Cash orTrade due at signing. 10,000 miles per year and 25¢ charge per at signing. 10,000 miles per year and 25¢ charge per at signing. 10,000 miles per year and 25¢ charge per mile over. Plus tax, title, license and doc. fee (MSRP: mile over. Plus tax, title, license and doc. fee (MSRP: mile over. Plus tax, title, license and doc. fee (MSRP: $38,160 - ST#W11244) No Security dep. required. $38,430 - ST#W11175) No Security dep. required. $48,025 - ST#W11199) No Security dep. required. Save an extra $1,000 with LUXURY LEASE LOYALTY (NON-GM) - Trade-in not required Save an extra $1,000 with LUXURY LEASE LOYALTY (NON-GM) - Trade-in not required Save an extra $1,000 with LUXURY LEASE LOYALTY (NON-GM) - Trade-in not required OR, Save an extra $1,000 with GM LEASE LOYALTY - Trade-in not required. OR, Save an extra $1,000 with GM LEASE LOYALTY - Trade-in not required. OR, Save an extra $1,000 with GM LEASE LOYALTY - Trade-in not required. Please call for complete list of qualifying vehicles and details. Please call for complete list of qualifying vehicles and details. Please call for complete list of qualifying vehicles and details. LEXUS BMW CADILLAC CLASSIC WILLOUGHBY HILLS 800 525 7594 WILLOUGHBY HILLS 888 439 8833 MENTOR 440 255 6955 DRIVECLASSIC.COM Offers end 7/8/14 20140707-NEWS--4-NAT-CCI-CL_-- 7/3/2014 2:27 PM Page 1 4 CRAIN’S CLEVELAND BUSINESS WWW.CRAINSCLEVELAND.COM JULY 7 - 13, 2014 2013 NAIOP AWARD Embracing the animals INDUSTRIAL INVESTMENT DEAL Warrensville Heights company that provides pet insurance keeps growing OF THE YEAR WINNER By CHUCK SODER [email protected] Embrace Pet Insurance is no longer a cute little puppy.
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