Renewal Invitation & Policy Schedule Employers' Indemnity Insurance - NSW
POLICY NUMBER
P00160805
The Kids Castle Inc. CLIENT NUMBER C/- Becklyn Pty Ltd 8 Sheehan Street A0246997 EASTWOOD NSW 2122
TOTAL PREMIUM 7 June 2019 $5,143.08* Please note; your Policy wording or Product Disclosure Statement, together with the Schedule and any Addendum, form Your contract of insurance with Us. OR Dear Sir/Madam PAY MONTHLY AT NO EXTRA COST Thank you for continuing to choose Guild Early Learning to protect your staff, with Guild’s Employers’ Indemnity Insurance policy. *Includes all applicable charges This document will be a Tax Invoice for GST Your policy is now due for renewal and expires at 4.00pm on 30/06/2019. once premium payment is received.
Your renewal invitation and policy schedule for the coming period are enclosed. PAYMENT DUE BY
It is important for you to understand the policy and other important notices - you 29/06/2019 can access this at guildinsurance.com.au/wc-gel. If you require any documents in hardcopy please call us on 1800 810 213.
As your standard base premium (standard base premium is your wages multiplied HOW TO PAY by your standard Industry rate inclusive of GST) is below $30,000.00 you have been Choose from the following payment classified as a small employer. We calculate your premium using an industry rate and options: apply any relevant discounts or loadings. Discounts or loadings are displayed on your schedule. Online
Premiums and Loadings are explained in the attached insert “Understanding my Visit guildinsurance.com.au/expresspay premium calculation”. to pay in full, or choose to pay by the month at no extra cost via direct debit or We have calculated your renewal premium based on an estimated wage total of credit card. $321,852. To make renewing as easy as possible, there are four simple steps you need Phone to take. Call 1800 810 213 to pay by credit card over the phone.
Your next steps: Biller Code: 736538 1. Read and check your renewal invitation – ensure all your details are Ref: 1002 0000 0160 8054 correct. BPAY 2. Review your wages estimate – if you expect your wages will vary Pay online or via phone banking. from the above estimate by more or less than 5% for the coming Biller Code: 736538 period, go to guildinsurance.com.au/wageadjustgel or email Ref: 1002 0000 0160 8054 [email protected] using your policy number and name as the subject. ® Registered to BPAY Pty Ltd. ABN 69 079 137 518 3. Pay your premium – please pay your premium by 29 June to ensure that you’re covered. You can pay via Policy hub, our online account portal – at guildinsurance.com.au/policyhub
For more information contact us on 1800 810 213 Guild Early Learning Pty Ltd ACN 618 589 370, ABN 516 185 893 70 is an authorised representative of Guild Insurance Limited ABN 55 guildinsurance.com.au 004 538 863, AFS Licence No. 233791, the policy issuer. Guild Early Learning has an arrangement with Guild Insurance to distribute the Guild Early Learning Workers Compensation Policy issued by Guild Insurance (the insurer). 4. Keep an eye out for your Wages Declaration. This is the declaration of wages for your current policy period and will be sent to you in about six weeks. We have streamlined the declaration process so that you can complete the declaration online. Instructions and links are included in the wages declaration request.
Remember, your premium is due by 29 June 2019. We look forward to continuing to keep both you and your staff protected, so you can concentrate on growing your business. Should you have any enquiries please call us on 1800 810 213 or visit guildinsurance.com.au
Kind regards Guild Early Learning
Guild Early Learning Pty Ltd ACN 618 589 370, ABN 516 185 893 70 is an authorised representative of Guild Insurance Limited ABN 55 004 538 863, AFS Licence No. 233791, the policy issuer. Guild Early Learning has an arrangement with Guild Insurance to distribute the Guild Early Learning Workers Compensation Policy issued by Guild Insurance (the insurer). Renewal Invitation & Policy Schedule Employers' Indemnity Insurance - NSW COVER FOR ALL LOCATIONS POLICY SUMMARY Interest Insured Employers Indemnity - Benefits Policy Number in accordance with the NSW P00160805 Workers' Compensation Act Policy Type 1987 Employers' Indemnity Insurance - NSW Sum Insured To the limit of Insurer Liability Policy Wording as per the NSW Workers' Compensation Act 1987 GLD3612 v06/2018 Estimated Total No. of Employees 25 Date of Issue
07/06/2019 Estimated Total Wages $321,852 Period of Cover 30/06/2019 - 30/06/2020 at 4:00pm Business Location(s) Cnr Kendall Rd and Rosebridge Avenue CASTLE COVE NSW 2069 Insured(s) Active 30/06/2019 To 30/06/2020 The Kids Castle Inc. Primary Business Early Learning Centre Business Trading Name The Kids Castle Inc Early Learning Centre Estimated No. of Employees 25 Trading Name Estimated Total Wages $321,852 The Kids Castle Inc Location Premium Interested Parties Base Premium $4,652.13 None Dust Diseases Levy $23.40 PREMIUM AMOUNT GST $467.55 Base Premium $4,652.13 Total Amount Payable $5,143.08 Dust Diseases Levy $23.40 GST $467.55 Total Amount Payable $5,143.08
SUMMARY OF SECTIONS TAKEN Workers Compensation Y
Guild Early Learning Pty Ltd ACN 618 589 370, ABN 516 185 893 70 is an authorised representative of Guild Insurance Limited ABN 55 004 538 863, AFS Page 3 Licence No. 233791, the policy issuer. Guild Early Learning has an arrangement with Guild Insurance to distribute the Guild Early Learning Workers Compensation Policy issued by Guild Insurance (the insurer). IMPORTANT NOTICES
YOUR DUTY OF DISCLOSURE Before You renew this contract of insurance, You have a duty of disclosure under the Insurance Contracts Act 1984. If We ask You questions that are relevant to Our decision to insure You and on what terms, You must tell Us anything that You know and that a reasonable person in the circumstances would include in answering the questions. Also, We may give You a copy of anything You have previously told Us and ask You to tell Us if it has changed. If We do this, You must tell Us about any change or tell Us that there is no change. If You do not tell Us about a change to something You have previously told Us, You will be taken to have told Us that there is no change. You have this duty until We agree to renew the contract.
RETURN TO WORK OBLIGATIONS All employers in NSW must have a return to work program within 12 months of starting a business. It is the responsibility of each employer to ensure they meet their return to work obligations. For more information on your obligations and how to comply, please visit our website; guildinsurance.com.au/returntowork DISCOUNTS OR LOADINGS WH&S Program 15% Other Guild Business 5%
Guild Early Learning Pty Ltd ACN 618 589 370, ABN 516 185 893 70 is an authorised representative of Guild Insurance Limited ABN 55 004 538 863, AFS Page 4 Licence No. 233791, the policy issuer. Guild Early Learning has an arrangement with Guild Insurance to distribute the Guild Early Learning Workers Compensation Policy issued by Guild Insurance (the insurer). Addendum Employers' Indemnity Insurance - NSW
Important information - please read carefully This Addendum summarises Our understanding of Your circumstances based on information You have previously provided to Us. It is important the information contained in the Addendum is accurate because We rely on this information to determine whether to insure You, the Premium We charge and the terms on which We will insure You. Your duty of disclosure, as outlined in the Schedule under Important Notices, also applies to the information in this Addendum. If any information is incorrect, please call us immediately on 1800 810 213.
GENERAL WORKER DETAILS Policy number P00160805 Business Location(s) Insured(s) Cnr Kendall Rd and Rosebridge Avenue CASTLE COVE NSW 2069 The Kids Castle Inc. Primary Business Early Learning Centre PRIOR INSURANCE Trading Name The Kids Castle Inc Has any workers’ compensation insurer declined No Estimated Total No. of Employees 25 to grant or renew insurance cover? Estimated Total Wages $321,852 Has the legal entity for which a policy is Yes being applied for, held a previous workers’ Note: The Estimated Total Wages value as compensation policy? provided by You must represent totals which EMPLOYER DETAILS incorporate any values also provided by You in respect to Contractor Wages as detailed below. Legal Name The Kids Contractors Castle Inc Estimated No. of Contractors 0 Legal Name ABN 64-385-249-440 Estimated Total Contractor Wages 0 Do you engage contractors? Yes Do you ensure the contractor is insured against Yes their liability under the Workers' Compensation Act? Certificate of Indemnity obtained? Yes Do you have employees/contractors who are No engaged to perform work in other states or countries? Does your business have a Work Health and Yes Safety Policy and is a copy readily available upon request? Does your business monitor the health, safety Yes and wellbeing of staff? Does your business conduct regular hazard Yes inspections to identify risk to staff/visitors? Can alternative duties be made available for Yes workers in the event of an injury?
Guild Early Learning Pty Ltd ACN 618 589 370, ABN 516 185 893 70 is an authorised representative of Guild Insurance Limited ABN 55 004 538 863, Page 5 AFS Licence No. 233791, the policy issuer. Guild Early Learning has an arrangement with Guild Insurance to distribute the Guild Early Learning Workers Compensation Policy issued by Guild Insurance (the insurer).