DOCSLIB.ORG

Important Information

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Important Information Australasian Sonographers Association Group Policy Important Information Who does the Australasian The ASA does not hold an Australian Scope of practice Financial Services Licence. The ASA does Sonographers Association (ASA) Eligible Members are covered for the not provide advice on the Group Policy and Group Policy Cover? following scope of practice: each practitioner should consider obtaining A Group policy is an insurance policy their own financial product advice about “ The provision of Sonography, issued to a Group Policy holder (the “Policy the product from a person who is able to Radiography, Nursing and Nuclear holder” being ASA) who purchases the provide such advice under an Australian Medicine Technology Services, insurance to provide the benefit of insurance Financial Services Licence. including the provision of invasive coverage for others, usually individuals (the procedures (such as MSK injections) “Eligible Members”). How do I apply for the policy? only if under the direction of a qualified The ASA Group Policy provides cover medical practitioner.” When either renewing your ASA to Eligible Members who purchase ASA membership or purchasing it for the first If you perform work or services that fall membership with insurance. time, Eligible Members will be provided with outside the scope of what is recognised This is available to Australian and New the opportunity to purchase insurance as above, please contact the ASA office and Zealand Residents, who are: part of their membership. additional information may be required. 1. Ordinary Members: What does the policy cover? Additional benefits a. individuals employed under an The ASA Group Policy provides cover which > Inquiries and Proceedings – cover for individual employment contract; or will protect the Eligible Members against legal defence costs for disciplinary b. self-employed contractors, sole any civil liability claim(s) made against them inquiries against you, coronial inquiries, traders and/or Pty Ltd Companies arising from their practice as a sonographer. and investigations of you by statutory or contracting their service, providing the This cover includes claims for compensation regulatory health authorities. $100,000 member is the only employee of the and includes any awards for legal costs and sublimit applies. entity providing sonography services, expenses made against them. with anticipated earnings of up to > Individual policy limits – in the event $300,000 per annum gross. The applicable policy limits are: of a claim made against you, you will be protected by your own individual 2. Student Members > Professional Indemnity – up to limit of indemnity. Unlike other group The ASA Group Policy also provides run- $10 million for any one claim and arrangements where you share the one off cover to those who maintain a current $30 million in total for all professional limit with all participants, you have your ASA membership, and are, or become, indemnity claims. own limit to draw upon. permanently retired and/or permanently > Public Liability – $20 million for any > Defence costs for allegations of sexual cease to provide Professional Services. one claim and in total for all public misconduct – cover for legal defence liability claims. costs arising out of allegations of sexual Who is the insurer? > Products Liability – $20 million for any misconduct made against you in the The insurer is Guild Insurance Limited one claim and in total for all products course of providing your professional (“Guild”), ABN 55 004 538 863 and AFS liability claims. services. $100,000 sublimit applies. Licence Number 233791. Guild has issued > Ongoing protection while in retirement the Group Policy to ASA. Eligible Members can access the benefits of this Group Policy. Better through experience. Frequently asked questions Who is eligible for ongoing under the influence of alcohol, > the cover is, or is likely to be, protection in retirement intoxicants or drugs. cancelled or not renewed. (“Run-off Cover”)? > Jurisdictional Limits and Territorial How do I make a claim Run-off cover is provided to protect Limits – any actual or alleged act, if I need to? Eligible Members in the event of an error, omission, conduct, bodily injury allegation or claim being made against or damage claims brought against As soon as you experience any loss them after they permanently retire you in a court outside of Australia covered by this Group Policy, or if a or permanently cease to provide and New Zealand (does not apply claim is made against you by a third Professional Services. Eligible Members to Good Samaritan Acts). party, you need to call ASA to initiate the claim process. who commenced Run-off prior to Contact ASA for a copy of the full terms 1 July 2018 will continue to receive and conditions and Policy Schedule for Call ASA Run-off cover while ASA membership is the exact scope of cover and a detailed To make a claim against your policy, maintained. Eligible Members who retire list of exclusions. The policy wording you will need to contact member on or after 1 July 2018 and maintain must be read in conjunction with the services team at the ASA Office on ASA membership will be provided policy schedule. and supply some run-off cover for seven years (03) 9552 0000 basic details. A member of the Guild (84 months) after ceasing practice. How can I get a copy of the Insurance claims team will then contact policy wording and/or proof that you to finalise your claim lodgement and What is the retroactive date I am covered by the ASA Group immediately offer you support, advice of the policy? Policy? and guidance on what further action The retroactive date is unlimited. This To obtain a copy of the policy wording to take. policy provides retrospective cover or arrange a Certificate of Cover, please (excluding known claim or known claims contact the ASA on (03) 9552 0000. What if I practice overseas? circumstances) for work performed Each person covered by the Group The ASA group policy is designed prior to the commencement date of this Policy can verify with the issuer of the to provide protection for you whilst Group Policy as a sonographer within Group Policy without charge that the working temporarily overseas the scope of practice and services Group Policy has been issued and (excluding USA & Canada). If this recognised by this policy. remains current. arrangement becomes more permanent and you take up residency in another What is typically excluded Guild Insurance provides claims country whilst practicing, then you will by the policy? management services and member need to purchase a local insurance The policy does not cover: guidance under this policy. policy in that country. > Work performed or rendered that is You can contact Guild on: not defined in your scope of practice. Telephone: 1800 810 213 I am looking to retire, do I need my insurance still? Fraudulent, Dishonest, Criminal, > Will I be informed if the Group Malicious, Wilful or Intentional Acts In order to ensure you are adequately Policy terms and conditions – claims arising from any fraudulent, protected for work you performed change significantly? dishonest criminal or malicious acts before your retirement, all you need to or conduct on your part. The ASA will inform eligible members do is maintain your ASA membership under the Group Policy in the event that; and move to the retired members > Employers Liability – claims arising from allegations of employment > the terms of cover change category. You will then be automatically related disputes. significantly; covered by the ASA insurance program and enjoy your retirement. > Intoxicants or drugs – claims arising > the cover did not take effect when from any act, error, omission or it was reasonably believed to have conduct of yours while you were taken effect; and 1800 810 213 Better through experience. guildinsurance.com.au Insurance issued by Guild Insurance Limited ABN 55 004 538 863, AFS Licence No. 233791 and subject to terms, conditions and exclusions. Please refer to the policy wording and policy schedule for details. For more information call 1800 810 213. SON114778 Songraphers ASA FAQ 08/2020.
Load more

Recommended publications
  • Auto –Accidents - What Is “No-Fault” Insurance?
    AUTO –ACCIDENTS - WHAT IS “NO-FAULT” INSURANCE? If you are injured in a car accident who pays your medical bills? Believe it or not, your medical insurance carrier does not have the primary responsibility to pay your medical bills for injuries sustained in an automobile accident - The applicable automobile insurance carrier does. But remember, if your injuries or above a certain threshold you can still sue the person who cause your injuries for money damages above what the applicable automobile insurance carrier provides. In New York State each automobile insurance policy must provide coverage known as Personal Injury Protection (“PIP”) and typically referred to a “No-Fault” insurance. Medical bills, some or all of the injured party’s lost wages and other expenses are paid from this portion of the policy, whether or not the injured party caused the accident. So if were in a car accident driving your own vehicle and you are injured as a result of another person's negligence, the no-fault portion of your automobile insurance policy will cover your medical bills to the extent that you have coverage. If your coverage runs out other insurance will kick in. The New York State Insurance Law, requires that all automobile insurance policies issued in this state contain a Personal Injury Protection (“PIP”) or “No-Fault” endorsement with a minimum of $50,000.00 in coverage. Generally speaking, this coverage extends to the driver and passengers in a covered vehicle, as well as to a pedestrian struck by the covered vehicle. The coverage “kicks in” regardless of fault in connection with an accident; under most circumstances, a covered individual will be afforded certain enumerated benefits regardless of that individual’s fault in connection with the happening of the accident.
    [Show full text]
  • AUTOMOBILE INSURANCE TOOLKIT Automobile Insurance Toolkit
    Florida Department of Financial Services AUTOMOBILE INSURANCE TOOLKIT Automobile Insurance Toolkit Insurance coverage is an integral part of a solid financial foundation. Insurance can help us recover financially after illness, accidents, natural disasters or even the death of a loved one. There are a wide variety of insurance products available and choosing the correct type and amount of coverage can be a challenge. This toolkit provides information to assist you with insuring your automobile and tips for settling an automobile insurance claim. TABLE OF CONTENTS Click a title or page number to navigate to a section. 01 Coverages & Minimum Requirements - 4 Coverage Descriptions - 5 Insurance Requirements for Special Cases - 8 02 Underwriting Guidelines - 11 Underwriting Factors That Cannot Affect Your Ability to Purchase Insurance - 11 Underwriting Factors That Affect Your Insurance Policy Premium - 12 Other Factors Affecting Your Premiums - 13 Shopping for Auto Insurance - 13 03 Automobile Claims - 14 Actions to Take Before and After an Auto Accident - 14 Disputing Claim Settlements - 16 04 Shopping for Coverage Checklist - 17 01 Coverages & Minimum Requirements In Florida, vehicle owners may be required to The second type of auto insurance is outlined in the purchase two types of auto insurance. Florida Financial Responsibility Law. It requires drivers The first type of auto insurance is outlined in the who have caused accidents involving bodily injury/death Florida Motor Vehicle No-Fault Law (s. 627.736, Florida or received certain citations, to purchase bodily injury Statutes). It requires every person who registers a liability (BI) coverage with minimum limits of $10,000 vehicle in Florida to provide proof they have personal per person and $20,000 per accident, referred to as injury protection (PIP) and property damage liability split limits.
    [Show full text]
  • What You Need to Know
    What AutoAuto you InsuranceInsurance need to know A consumer information publication The Minnesota Department of Commerce has prepared this guide to help you better understand auto insurance. It gives you information on shopping for insurance, the different types of coverage, and a basic understanding of “no fault” coverage. The Minnesota Department of Commerce regulates insurance agents, agencies, adjusters, and companies operating in Minnesota. If they are licensed to do business in the State, they are responsible for adhering to the laws and rules that govern the industry. This guide does not list all of these regulations. If you have a question about your insurance, please contact the Department’s Consumer Response Team at 651-296-2488, or toll free 800-657-3602. Duplication of this guide is encouraged. Please feel free to copy this information and share it with others. Department of Commerce Auto Insurance can protect you from the financial costs of an accident or injury, provided you have the proper coverage. Yet many people are unclear about what their insurance policy cov- ers until it is too late. They may have difficulties settling a claim or face rate increases or termination of coverage. Auto Insurance I s ... Protection. Insurance is a way of transferring risk for a loss among a certain group of people. You, and others, pay premiums to an insurance company to be reimbursed if you have an acci- dent. The amount you can collect and under what circumstances are outlined in your policy. Required. Under most circumstances, a licensed vehicle in the state of Minnesota must have liability, personal injury protection, uninsured motorist, and underinsured motorist coverage.
    [Show full text]
  • The RAM Health Insurance Cooperative Is NOW Thriving
    Health Insurance Cooperative The RAM Health Insurance Cooperative is NOW thriving – and growing – in 2020! The program offers RAM members: A 3% DISCOUNT OFF PREMIUM RATES FOR SMALL BUSINESSES IN THE SMALL GROUP MARKET (Groups of 1-50 employees) ACCESS TO EVERY SMALL GROUP PLAN OFFERED BY BCBSMA & ALMOST ALL SMALL GROUP PLANS OFFERED BY FALLON HEALTH DEFINED CONTRIBUTION OPTIONS TO ADDRESS THE NEEDS OF BOTH YOUR BUSINESS AND YOUR EMPLOYEES And for those members who choose a BCBSMA plan, the program also offers additional value-added benefits including: A WELLNESS PROGRAM WITH POTENTIAL EMPLOYEE INCENTIVES OF UP TO $300 AND AN OPPORTUNITY TO EARN 7.5% IN BACK END EMPLOYER INCENTIVES A FREE SUPPLEMENTAL HOSPITALIZATION POLICY FOR ALL SUBSCRIBERS, WHICH COVERS $750 FOR A HOSPITAL ADMISSION AND $150 EACH ADDITIONAL DAY UP TO 10 DAYS A FREE $10,000 LIFE INSURANCE POLICY FOR ALL SUBSCRIBERS Visit www.retailersma.org or call us at (617) 523-1900 to learn more! Health Insurance Cooperative Dear RAM Member, RAMHIC is a service of the Retailers Association of Massachusetts—the leading voice for more choice and fairer premiums for small businesses and their employees in the Massachusetts insurance market. RAMHIC is an important example of our efforts to deliver economic equality for Main Street. Since the adoption of universal healthcare in Massachusetts, small businesses have received disproportionate increases in their health insurance premiums compared to their large competitors and government programs. In response, RAM fought for the creation of small business group purchasing cooperatives designed to allow like-minded businesses to join together and negotiate with carriers for reduced premium rates based on the projected experience of the group.
    [Show full text]
  • Lloyd's Policy Signing Office, Quoting the Lloyd's Policy Signing Office Number and Date Or Reference Shown in the Table
    Lloyd’s Policy of the Syndicates whose definitive numbers We, Underwriting Members and proportions are shown in the Table attached hereto (hereinafter referred to as 'the Underwriters'), hereby agree, in consideration of the payment to Us by or on behalf of the Assured of the Premium specified in the Schedule, to insure against loss, including but not limited to associated expenses specified herein, if any, to the extent and in the manner provided in this Policy. The Underwriters hereby bind themselves severally and not jointly, each for his own part and not one for another, and therefore each of the Underwriters (and his Executors and Administrators) shall be liable only for his own share of his Syndicate's proportion of any such Loss and of any such Expenses. The identity of each of the Underwriters and the amount of his share may be ascertained by the Assured or the Assured's representative on application to Lloyd's Policy Signing Office, quoting the Lloyd's Policy Signing Office number and date or reference shown in the Table. If the Assured shall make any claim knowing the same to be false or fraudulent, as regards amount or otherwise, this Policy shall become void and all claim hereunder shall be forfeited. In Witness whereof the General Manager of Lloyd's Policy Signing Office has signed this Policy on behalf of each of Us. LLOYD'S POLICY SIGNING OFFICE General Manager If this policy (or any subsequent endorsement) has been produced to you in electronic form, the original document is stored on the Insurer's Market Repository to which your broker has access.
    [Show full text]
  • Understanding How Insurance Works: a Case Study About Lucy (Guide) Cfpb Building Block Activities Understanding-How-Insurance-Works-Lucy Guide.Pdf
    BUILDING BLOCKS TEACHER GUIDE Understanding how insurance works: A case study about Lucy Students read about how insurance works, then review a case study to see how insurance choices can affect personal finances for a rural young adult. Learning goals KEY INFORMATION Big idea Building block: When you purchase insurance, you are Executive Function transferring financial risk from yourself to an Financial knowledge and insurance company. decision-making skills Essential questions Grade level: High school (9–12) § What is the main benefit of choosing to Age range: 13–19 purchase insurance? Topic: Protect (Managing risk) § How do the insurance company and the policyholder share risks and costs? School subject: CTE (Career and technical education), Math, Physical education or Objectives health, Social studies or history Teaching strategy: Cooperative learning, § Understand how insurance works Simulation § Apply insurance policy specifics to a case study to evaluate costs and benefits Bloom’s Taxonomy level: Understand, Apply, Evaluate What students will do Activity duration: 45–60 minutes § Read about how the insurance process works and discover what roles the insurance STANDARDS company and the policyholders play. § Review information about specific types of Council for Economic Education Standard VI. Protecting and insuring insurance policy coverage and costs. Jump$tart Coalition Risk management and insurance – Standard 1 To find this and other activities go to: Consumer Financial Protection Bureau consumerfinance.gov/teach-activities 1 of 7 Winter 2020 § Evaluate a case study to see how one policyholder’s insurance choices affected her financially. § Write an advice email about the value of insurance in that policyholder’s life.
    [Show full text]
  • My Insurance Doesn't Cover What?
    MYMY INSURANCE INSURANCE DOESN’T DOESN’T COVER COVER WHAT? WHAT? AvoidAvoid surprises surprises by understanding by understanding your homeowners your insurance insurance policy policy DepartmentDepartment of Commerceof Commerce & Consumer & Consumer Affairs Affairs InsuranceInsurance Division Division CCA.HAWAII.GOV/INS @INSURANCEHI TABLE OF CONTENTS 1 My Insurance Doesn’t Cover What? . .2 2 Home Inventory . 4 3 Theft . 5 4 Fire . 6 5 Flooding . 7 6 Natural Disasters . 8 7 Preventative Measures and Actions . 10 8 What Isn’t Typically Covered . 12 9 The Claims Process . 13 The State of Hawaii Department of Commerce and Consumer Affairs (DCCA) is a regulatory agency that promotes a strong and healthy business environment by upholding fairness and public confidence in the marketplace. The department also strives to increase knowledge and opportunity for businesses and individuals, and to protect consumers against unfair and deceptive business practices. The DCCA Insurance Division oversees the insurance industry in the State of Hawaii. Its regulatory functions include: issuing licenses, examining the fiscal condition of Hawaii-based companies, reviewing rate and policy filings, and investigating insurance-related complaints. The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. The NAIC’s website is a great source of consumer information at www.naic.org. This guide was created to equip you with information to better prepare for an emergency and understand what may or may not be covered by their insurance policy or policies.
    [Show full text]
  • Writeinsure Program Frequently Asked Questions
    WriteInsure Program Frequently Asked Questions Who developed the WriteInsure program and who underwrites this coverage? The WriteInsure program was developed by AXIS PRO® in conjunction with the Authors Guild. AXIS PRO, formerly known as Media/Professional Insurance or Media Pro, is a business unit within the Professional Lines division of AXIS Insurance, a publicly traded specialty property and casualty insurance holding company and subsidiary of AXIS Capital Holdings Limited. AXIS PRO has been a leading underwriter of specialty professional liability insurance for media organizations for over 35 years. In addition to the Authors Guild, AXIS PRO provides coverage for other leading media associations, such as the National Association of Broadcasters and the American Association of Advertising Agencies. More information about AXIS PRO can be found at www.axisproinsurance.com. More information about AXIS Insurance Company can be found at www.axiscapital.com. Do I have to be a member of the Authors Guild in order to apply for this coverage? You must be a member of the Authors Guild in order to be eligible for this coverage under this program. AXIS PRO’s partnership with the Authors Guild provides a means for identifying those writers who have taken the time and shown the seriousness of purpose to meet membership criteria and join a professional trade association. The goal of the WriteInsure program is to provide writers with affordable, quality insurance for their writing activities. Each member is individually underwritten by AXIS. Authors Guild membership does not guarantee an offer of insurance by AXIS. Who is insured under this program? The insured can be either an individual person, i.e.
    [Show full text]
  • Veteran's Health Insurance and Copays at VA
    Veteran’s Health Insurance and Copayments at VA YOUR HEALTH INSURANCE AND VA Why VA Bills Your Health Insurance VA is required by law to bill any health insurance carrier that provides coverage for you, including policies held by your spouse. Only Veterans treated for non service-connected conditions should see their insurance company billed for their treatment. Veterans who are treated for service-connected conditions should not have their insurance company billed for treatment. VA does not bill Medicare or Medicaid. Please note: VA may bill High Deductible Health Plans (HDHPs) for medical care and services provided to Veterans for non service-connected conditions. (HDHPs are usually linked to a Health Savings Account that can be used to pay VA copayments.) VA may also accept reimbursement from Health Reimbursement Arrangements (HRAs) for care provided for non service-connected conditions. Where the Money Goes Money collected from health insurance reimbursements is returned directly to the medical centers and used to enhance the health care services provided to Veterans. For this to happen, information must be obtained regarding your health insurance coverage. VA staff may call you at home to obtain this information or they may ask you for it when you check in for an appointment at the medical center. Always bring your insurance card with you when you come to VA. This will provide the facility with your current insurance information. IB 10-77 July 2019 Page 1 of 2 Insurance Coverage and Eligibility for VA Health Care Your insurance coverage or lack of insurance coverage does not determine your eligibility for treatment at a VA health care facility.
    [Show full text]
  • Force Majeure Clause Won't Apply to Coronavirus Death Claims in Life Insurance Policies
    Force majeure clause won't apply to coronavirus death claims in life insurance policies 07th April, 2020, Economic Times The Life Insurance Council of India has announced that all life insurance companies, both public and private, will process all coronavirus-related death claims, at the earliest. According to a press release from the Life Insurance Council, "The Council also confirmed that the clause of „Force Majeure‟ will not apply in case of COVID-19 death claims. This step was taken to reassure customers who had reached out to individual life insurance companies seeking clarity on this clause in their contract as well as to dispel rumours to the contrary. All life insurance companies have also communicated to their customers individually in this regard." Life Insurance Council is a forum that connects various stakeholders of the insurance sector. It develops and coordinates all discussions between the Government, Regulatory Board and the public. What is force majeure? Typically, force majeure events include an Act of God or natural disasters, war or war-like situations, labour unrest or strikes, epidemics, pandemics, etc. Santosh Agarwal, CBO-Life Insurance, Policybazaar.com said, "Force majeure clause is basically a clause for unforeseen circumstances that makes the contract null or invalid, for the situations like natural disasters, war or war like situations, etc., that life insurance companies can‟t plan for. Recently, the Life Insurance council issued a statement for both state-run and private life insurance players that the “force majeure” clause will not be applicable in any of COVID-19 death claims. "However, many insurers do not have this clause in their contract and everyone will cover death caused due to COVID-19 given that the policyholder declared all the details correctly while buying the policy.
    [Show full text]
  • Insuring Your Business... the Basics of Property & Liability Coverage
    Insuring Your Business... The Basics of Property & Liability Coverage Property Insurance; Replacement Cost and Actual Cash Value; Factors affecting Coinsurance; Other Valuation Options; Pro‐rata distribution; Liability Insurance; Cancellation or Nonrenewal of Policy; Other Types of Insurance to Consider Although Maine law does not require you to have property and liability insurance on your business, you may want to buy coverage to protect you, your property, and your financial investment. Without insurance protection your business could face financial ruin either because of a property loss or a lawsuit. Although there are various types of coverage that a small business owner can or must buy, this brochure describes only property and liability coverage. If you have questions concerning coverage, check with your insurance agent or call the Maine Bureau of Insurance at (800) 300‐5000 (in Maine) or (207) 624‐8475. Depending on the type of business, the best policy for you might be a commercial package policy or a businessowners (BOP) policy. With a commercial package policy you and your agent choose the coverages you will buy, whereas businessowner policies contain pre‐packaged coverages. All policies contain exclusions and other limitations of coverage. It is important to review your entire policy to determine if you have exposures that may not be covered. It is also very important to note the coinsurance requirements of your policy. (Coinsurance is the minimum amount of insurance that you must carry before most companies will fully reimburse you for a partial loss.) You may want to discuss with your agent optional coverages such as Building Glass, Outdoor Signs, Boiler and Machinery or Mechanical Breakdown, Business Interruption, Extra Expense (to continue operations after a covered loss), Worker’s Compensation, Earthquake, Flood, or Peak‐Season coverage.
    [Show full text]
  • Lloyd's Credit Report
    AM Best September 2020 Lloyd’s Best’s Rating of Lloyd’s 2020 Lloyd’s September 2020 Lloyd’s Credit Report One Lime Street Best’s Credit Ratings: Rating Effective Date: July 15, 2020 London EC3M 7HA United Kingdom Best’s Financial Strength Rating: A Outlook: Stable Action: Affirmed Best’s Issuer Credit Rating: a+ Outlook: Stable Action: Affirmed Web: www.lloyds.com AMB#: 85202 AIIN#: AA-1122000 Assessment Descriptors Rating Unit - Members Rating Unit: Lloyd’s | AMB #: 085202 Balance Sheet Strength Very Strong AMB # Rating Unit Members Operating Performance Strong 078649 Lloyd’s Ins Co (China) Ltd Business Profile Favorable 095926 Lloyd’s Insurance Co. S.A. Enterprise Risk Management Appropriate Rating Rationale Balance Sheet Strength: Very Strong • The market has the strongest level of risk-adjusted capitalisation, as measured by Best’s Capital Adequacy Ratio (BCAR). • A robust capital-setting regime, which incorporates a risk-based approach to setting member-level capital, helps protect risk- adjusted capitalisation from volatility. • Member-level capital is subject to fungibility constraints as it is held on a several rather than joint basis. • Balance sheet strength is underpinned by a strong Central Fund that is available, at the discretion of the Council of Lloyd’s, to meet the policyholder obligations of all Lloyd’s members. • An offsetting factor is the market’s significant exposure to catastrophe risk and its dependence on reinsurance to manage this risk. Operating Performance: Strong • Lloyd’s is expected to report strong operating performance across the underwriting cycle, Contents taking into account potential volatility due to its catastrophe exposure.
    [Show full text]