InvesTexNews SUMMER 2017 GO THE DISTANCE BE A $5K WINNER with an INVESTEX CREDIT UNION CERTIFICATE OF DEPOSIT (CD)!
If you invest a minimum of $5,000 you get the Jumbo CD Rate for 36, 48 or 60 month CDs!
JUMBO RATES AS HIGH AS 36 48 60 MONTH CD MONTH CD MONTH CD % % % 2.25APY* 2.50APY* 2.75APY*
*APY means “Annual Percentage Yield.” APY assumes dividends remain in the account until maturity. Withdrawals reduce earnings. Additional terms and conditions may apply. All deposits are federally insured to at least $250,000 by NCUA. Penalties apply on early withdrawals. Dividends/interest is earned on the average daily balance and paid monthly. Dividends/interest rate and APY are subject to change daily without notice. Minimum $5,000 deposit to receive promotional rates listed above. Offer beginning July 1, 2017. Everyone’s a WINNER with Great Rates at InvesTex Credit Union!
AUTO LOANS AS LOW AS 2.29% APR** 2.79% APR** 36 MONTH TERM 48 MONTH TERM Refinance your Auto Loan from another Financial Institution with InvesTex SPECIAL PROMOTION Credit Union today! SIGNATURE LOAN RATE Everyone Qualifies for No Payments for 90 Days! AS APR** Cut Your Rate in Half* LOW 48 MONTH Same Rates for New and Used AS 6.49% TERM Skip-A-Payment Opportunities WITH FUNDED AUTO LOAN
*Cut your loan rate by as much as half with a maximum rate reduction of 5%, unless our calculated rate is lower. The interest rate cannot go below the “as low as rate” per stated term. **APR means Annual Percentage Rate. Rates and terms are subject to change without notice. Lone Star Rewards Discounts included. Risk Based Pricing Notice: The Annual Percentage Rates (APR) are quoted “as low as” depending upon the applicant’s individual credit history. Rates quoted are based on approved credit. Your APR may be higher based on your credit information obtained from consumer credit reporting agencies InvesTex Credit Union uses. Other terms and restrictions apply and are subject to approval.
Board of Director Retires This summer one of our long-time Board Members retired. We are forever grateful for his service and wish him all the best. Elliott Lansford retired from the Board in June after dedicating over 21 years to InvesTex. Mr. Lansford’s strong belief in the credit union philosophy of people helping people has been evident throughout his tenure. In honor of his commitment to InvesTex Credit Union, a donation has been made to the Aldine Education Foundation in Mr. Lansford's name . Thank you for all that you have done to make InvesTex such a great credit union over the years! We thank you for your hard work and service over the many years. 2017 InvesTex Credit Union Scholarship Recipients
JAVIONTE CLEVELAND Javionte has been awarded the Ellis and Clydene Kuehn Scholarship. He graduated from MacArthur High School/Aldine ISD and plans to attend University of Mary Hardin Baylor and major in Exercise Physiology. LOGAN BRABSON Pictured left to right: Javionte Cleveland, Logan Brabson, Hausson Logan graduated from Atascocita High School/Humble ISD and plans to Mitchell, Courtney Riel, Michelle Smith, and Ariah Watson attend Texas A&M University and major in Chemical Engineering. HAUSSON MITCHELL MICHELLE SMITH Hausson graduated from Barbara Jordan High School/Houston ISD Michelle graduated from Texas Virtual Academy and plans to attend and plans to attend Prairie View A&M University and major in Civil University of North Texas and major in Fashion Design and Dance. Engineering. ARIAH WATSON COURTNEY RIEL Ariah graduated from Summer Creek High School/Humble ISD and plans Courtney graduated from Wunsche High School/Spring ISD and plans to to attend University of Texas in Austin and major in Communications/ attend Lone Star College then on to Sam Houston State University and Speech Pathologist. major in Business. Introducing New Financial Advisor We are pleased to welcome Jason Stepanik, CIMA® as our disciplined approach to investment and risk management. exclusive financial advisor. Jason brings more than 20 I work with each member as if they were my own years of industry experience and will be serving members family. My goal is to create lasting relationships built on at all InvesTex locations. exceptional client service," said Jason Stepanik. "As the financial advisor for members, my mission is to Whether you want to revisit your investment plan, address help members create and monitor personalized financial life-changing events, or review your portfolio options, plans that are designed to address their specific needs, Jason will work with you to ensure your strategy and goals and wants. I do this through a thoughtful and financial goals are aligned. Jason Stepanik 281-506-1208 Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member FINRA & SIPC. Advisory services offered through SWBC Investment Company, a Registered Investment Advisor. SWBC Investment Services, LLC & SWBC Investment Company are not affiliated [email protected] with this institution. *NO CREDIT UNION GUARANTEE *NOT NCUSIF INSURED *MAY LOSE VALUE
COMMUNITY CORNER
APRIL - MAY - JUNE 2017
• Donated gift cards for teacher and student incentives to Lewis Middle • Donated gift cards to Klein ISD 2nd Chance Program Celebration School/Aldine ISD • Sponsored the Klein ISD Diversity Calendar • Donated gift cards for teacher incentives and bikes/helmets for student • Sponsored Ice Cream Social for students at Nitsch Elementary/Klein ISD incentives to Vines EC Pre-K Center/Aldine ISD • Participated in the Klein Collins High School College & Career • Donated gift cards for teacher and student incentives to Gratham Middle Extravaganza/Klein ISD School/Aldine ISD • Donation made to the Spring ISD Superintendent Stampede for the • Sponsored breakfast for Summer Creek High School students/Humble ISD Livestock Show • Sponsored the Humble High School Alumni Association Golf Tournament/ • Sponsored the Spring ISD CTE Scholarship Luncheon Humble ISD • Sponsored the Spring ISD Employee Recognition Banquet • Sponsored the Park Lakes Elementary 5th Grade Manners Banquet/ • Donation made to the Tomball Scholarship Foundation/Tomball ISD Humble ISD • Donated gift cards for teacher incentives to Tomball Memorial High • Donated gift cards to Humble High School Orchestra Booster Club/ School/Tomball ISD Humble ISD • Donated gift cards to Leadership North Houston/Lone Star College System • Sponsored the Klein ISD Education Foundation Academic Banquet • Participated in the Houston Chapter of Credit Unions Bowling Tournament • Donation made to the Klein ISD Police Department for their Leadership • Participated in the MD Anderson SCOPE Run for Cancer Academy • Held Annual Shred Day for members of InvesTex Credit Union • Donation made to Krimmel Intermediate for Destination Imagination Team/Klein ISD Employee Service Announcements
Tax Free Weekend Back-to-school shopping is here. Be sure to take advantage of the tax free weekend. In Congratulations to Vanna Palmer! August, Texas shoppers get a break from state and local sales taxes on August 11th – 13th April 23rd marked 5 years of service this year - the state’s annual tax holiday. and commitment with InvesTex Credit Union. Vanna has worked as As in previous years, the law exempts most clothing, footwear, school supplies and a MSR since beginning her career backpacks priced under $100 from sales tax, which could save shoppers about $8 on with InvesTex, serving members in every $100 they spend. Lay-away plans can be used again this year to take advantage of the Tomball community. Vanna says the sales tax holiday. You can find further details online at window.state.tx.us. she enjoys shopping and reading. She spends her spare time with her Let InvesTex Credit Union help you save even more. Apply now for a low-rate signature children, but says she also enjoys loan. Use your FREE InvesTex Debit Card at retailers that display the Visa logo and collect going home to Rhode Island to points on signature transactions while you shop (earn 1 point for every $4 spent). Apply visit her family and friends. Thank you, Vanna, for your dedication and for one of our low-rate credit cards such as the InvesTex Platinum, to help you with commitment to serving the members back-to-school expenses. Happy shopping! of InvesTex. We are proud you are on our TEAM!
THIS SUMMER, THE OPEN COMMUNITY CORNER ROAD COMES STANDARD RECEIVE A $250 GIFT CARD.1 Upon purchase from Enterprise Car Sales and Financed with InvesTex Credit Union. July 1 – September 30, 2017 Congratulations to Chris Mosley! May 10th marked 5 years of continuous service and 9+ years of total service with InvesTex Credit Union. Chris originally joined the InvesTex team as a teller but has been working as a MSR at our Atascocita branch for the past Call (866) 449-0109, 1 888 980-9377 or visit www.investexcu.org to get pre-approved today. Call 866-227-7253 for the nearest Enterprise Car Sales location or preview our 5 years. great selection of quality used vehicles at www.enterprisecarsales.com/investexcu Chris enjoys spending time with his Visit us at Enterprise Car Sales wife and two kids and likes watching movies and sports when he has free ® Houston 17724 Northwest Fwy. 713 937-7099 Houston 14900 Gulf Fwy. 281 922-6870 time. Since 1952 Thank you Chris for your commitment 1$250 gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Enterprise vehicles purchased 7/1/17 – 9/30/17 and financed through Investex Credit Union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Cannot be combined with any other offers. Not valid on previous purchases. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Photo for illustration purposes only. The “e” logo, Enterprise and and dedication to the credit union! “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2017 Enterprise Car Sales. H04465 6x5.5 Ad 3/17 KD Get a Home Equity Loan or Mortgage Loan through ITCU SECURITY Making the Equity in Your Home Work for You Use the equity in your home to do almost anything you please, pay-off those high interest rate credit cards, make home CORNER Running a scam or fraud is another time-tested method of improvements, take a family vacation, pay for college, or whatever Identity Theft. These individuals may contact you by phone, you desire. Rates are low and in most cases, you won’t pay any mail, or even email, trying to trick you into giving out your closing costs! personal information. It’s a Great Time to Buy a Home! Make your new dream home a reality Avoid scams by following these tips: with a mortgage loan from InvesTex Stay aware of any current scams you’ve seen on the news. Credit Union. We have partnered Go to www.consumer.ftc.gov and click Scam Alerts for with CU Members Mortgage to offer details on the latest scams. you a variety of mortgage products with great rates. Whether you are a Before giving out personal information to anyone, know first-time buyer or wish to refinance whom you’re dealing with. your current mortgage, InvesTex can Never reply to messages asking for personal information. help you meet your needs. Never send money or account information in reply to notices that you won a prize or lottery. Don’t fall for pressure tactics. Never react quickly or For more information, call impulsively to offers or requests. 281.449.0109 or visit InvesTexCU.org Sign up for InvesTex CardValet to help against fraud.
HOLIDAY Contact Information CLOSURES Aldine Branch Phone: Audio Response: 905 Aldine Bender (281) 449-0109 (281) 442-4917 Labor Day Houston, TX 77032 Monday, September 4th Phone Toll Free: Toll-Free Audio Response: Cypresswood Branch (866) 449-0109 (866) 298-4917 230 Cypresswood Dr., Suite H Spring, TX 77388 Fax Number: Online Banking/Bill Pay: (281) 219-7664 InvesTexCU.org Atascocita Branch 5212 Atascocita Rd. Fax (Main): Mobile Banking App: Humble, TX 77346 (281) 449-3649 Available for Download on Apple & Android Devices Tomball Branch Visit Us Online: 24922 Tomball Pkwy, Ste. 100 InvesTexCU.org Visa Debit Card Activation / Tomball, TX 77375 [email protected] PIN Changes: (800) 757-9848 NLW-Heights Branch Routing Number: 1614 N. Durham 313082838 Lost/Stolen Visa Debit Card: Houston, TX 77008 (800) 472-3272
FM1960 Branch Lost/Stolen Credit Card: & Corporate Office (800) 442-4757 8404 FM 1960 Bypass West Rd. Humble, TX 77338 Download the Free ITCU Mobile App InvesTexCU.org
iPhone Android PRESORT STD US POSTAGE P A I D HOUSTON, TX PERMIT NO. 1769
8404 FM 1960 Bypass West Road Humble, TX 77338
NCUA
This credit union is federally insured by the National Credit Union Administration.
WELCOME Back to School! Starting out the school year can be a challenge and can also put a dent in your budget. InvesTex Credit Union is here to help by offering financial services that benefit all of our members! FREE Products and Services! DIRECT DEPOSIT BRANCH NETWORK School districts generally require direct deposit to InvesTex offers 6 convenient branch locations process payroll. throughout the greater Houston area. CHECKING CO-OP ATM NETWORK Several InvesTex checking accounts to choose from that You have access to 30,000 surcharge-free ATMs best fit your needs. nationwide. VISA DEBIT CARD MOBILE BANKING APP Combines the convenience of plastic with the Access your accounts anytime, anywhere. Available for practicality of checks. both iPhone and Android users. Deposit a check, get UCHOOSE REWARDS directions to a branch, apply for loan, and much more! You shop every day, now earn points for everyday GREAT LOAN RATES purchases. Earn 1 point for every $4 spent on Get cash to help you prepare for the school year. signature-based transactions. Refinance current loans at a lower rate to free up cash. ONLINE BANKING Apply online or visit with a loan officer to assist you Access your account 24/7 through a secured website. with your financial needs. View accounts, transfer funds, verify transactions, make AND MUCH MORE! loan payments, pay bills, and more! InvesTex is a strong supporter of education and we appreciate your commitment and sacrifices made to educate our children. Thank you for everything you do. Have a great school year!