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Indonesian citizen, 51 years old, domiciled in Indonesia. Professional Career : Haryanto started his career (1996-2006) at McKinsey & Company, a global management consulting firm and his last position at McKinsey was Associate Partner and Director at P.T. McKinsey Indonesia. From October 2006 until December 2011, Haryanto was Bank Mandiri’s Senior Executive Vice President and Head of Change Management Office. For more than 8 years, since January 2012 until recently, Haryanto was Managing Director & Senior Country Officer (Chief Executive) J.P. Morgan Indonesia. Haryanto was also appointed as the Executive Chairman of the Indonesian Bankers Association (Ikatan Bankir Indonesia or IBI) for a four year appointment from June 2019 until May 2023. Haryanto Tiara Budiman Education : Director Candidate Graduated with a Bachelor of Science degree from Texas A&M University, Master of Science degree from Virginia Polytechnic Institute & State University (Virginia Tech), and Doctor of Philosophy (Ph.D.) degree from the Massachusetts Institute of Technology (MIT) in United States. Indonesian citizen, 48 years old, domiciled in Indonesia. Professional Career : Hendra has over 25 years banking experience in Indonesia and overseas. Prior to joining BCA, he started his career at CITIBANK since 1994 until 2009, he held various Strategy and Product roles in Asia and Europe; as Global COO & Head of Business Development for Deutsche Bank based in London (2009-2010); as Managing Director for JP Morgan Asia Pacific based in Singapore (2010-2013). From August 2013, he worked for PT Bank CIMB Niaga Tbk with various position such as Chief of Transaction Banking (from August 2013 until December 2018); CEO of Transaction Banking, CIMB Group (from July 2016 until December 2018); and Chief Fintech Officer, CIMB Group (from June 2018 until December 2018). Since January 2019, he was appointed as Chief Transformation Officer who was leading the Gregory Hendra Lembong Transformation Programs & Strategy across all units/functions in PT Bank CIMB Niaga Tbk. Director Candidate Education : He received his Bachelor degree in Chemical Engineering from University of Washington, United State of America, Master degree in Engineering-Economic Systems from Stanford University, United States of America. .

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Senior Executives Profiles
Management Discussion Performance Highlights Management Reports Company Profile and Analysis Risk Management Senior Executives Profiles Antonius Gunadi Rusly Johannes Chief Audit Executive Chief of Corporate Banking Indonesian citizen, 44 years of age. Indonesian citizen, 49 years of age. Joined CIMB Niaga in December Has served as Chief of Corporate 2016 and has served as Chief Audit Banking since February 2015. He has Executive since 3 January 2017. He held various positions at ABN AMRO began his career as an auditor at the Bank Indonesia, Deutsche Securities public accounting firm of Coopers Inc. New York, and Rabobank & Lybrand, KPMG, and Ernst & Indonesia. Young prior to entering the banking industry when he became Head of Prior to joining CIMB Niaga, he Internal Audit at ABN Amro Bank served as Managing Director, Local Indonesia, Barclays Indonesia, and Corporate Unit, Corporate and Bank Internasional Indonesia. Prior to joining CIMB Niaga, he served Investment Banking at Citibank Indonesia. He completed his MBA as Audit Director at Citibank and was responsible for audit activities program from The Anderson School, UCLA and Bachelor of Business in Indonesia and several other countries in Asia and EMEA. He holds Administration program from The University of Texas (Austin). a Bachelor’s Degree in Accounting from University Tarumanagara and a number of international certifications, such as Certified Internal Auditor (CIA) and Certified Anti- Money Laundering Specialist (CAMS). In addition, he is active in the internal audit profession organization for banking industry in Indonesia named Ikatan Audit Intern Bank (IAIB). Budiman Poedjirahardjo Sukarman Omar Chief of Corporate Strategic Initiatives Chief of Micro and SME Banking Indonesian citizen, 53 years old.
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Penyelesaian Kredit Macet Pada Kredit Tanpa Agunan Di PT. Bank CIMB Niaga, Tbk
DIPONEGORO LAW REVIEW Volume 1, Nomor 2, Tahun 2013 Online di http://ejournal-s1.undip.ac.id/index.php/dlr Penyelesaian Kredit Macet Pada Kredit Tanpa Agunan Di PT. Bank CIMB Niaga, Tbk. Cabang Semarang Elisa Andriyani Kashadi*), Herni Widanarti Hukum Perdata Abstract Granting credit is one of the Government's efforts to support the rate of development is that development results that must include a program to provide the opportunity for more to the community to be able to develop the business get the fulfillment of his needs through the wisdom of granting credit. To provide convenience for society in terms of credit submission, then the PT Bank CIMB Niaga Tbk of Semarang Branch provided credit without Collateral, credit is given without any guarantee of goods that can be given to anyone, in the sense not constrained in certain economic sectors, particular, membership of certain groups of people, all the prospective customer in question has complied with all its terms and conditions. In practice occasionally occurred the debtor was unable to pay his debts, thus causing the occurrence of bad credit. Keywords: credit Without Collateral, bad debts, settlement. 1 DIPONEGORO LAW REVIEW Volume 1, Nomor 2, Tahun 2013 Online di http://ejournal-s1.undip.ac.id/index.php/dlr I. Pendahuluan bersangkutan telah memenuhi segala ketentuan dan persyaratannya. Pembangunan merupakan suatu Seiring dengan perjalanan waktu proses menuju kemajuan dan perbaikan sesudah kredit direalisasikan, tidak ke arah tujuan yang ingin di capai. dapat di pungkiri bank akan dihadapkan Pembangunan harus di lakukan secara pada permasalahan resiko, resiko kredit utuh dan menyeluruh menjangkau bermasalah.
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BANK CIMB NIAGA Cabang SUDIRMAN-PUSAT BANK MANDIRI Cabang KC Jakarta Plaza Mandiri
PT. Emco Asset Management Menara Imperium Lt.23 suite A Jl. HR Rasuna Said Kav. I, Jakarta-12980 Indonesia Phone: +62-21 8378 0028; Fax: +62-21 8378 0038 [email protected]/[email protected] Prosedur Permohonan Pembelian (Subscription) Unit Penyertaan Mengisi lengkap & menanda tangani pada formulir serta melampirkan dokumen permohonan pembelian sebagai berikut: Peroangan Institusi a. Formulir pembukaan rekening yang asli (3 rangkap) a. Formulir pembukaan rekening yang asli (3 rangkap) b. Formulir profil pemodal yang asli (3 rangkap) b. Formulir profil Pemodal(3 rangkap) c. Formulir Transaksi Reksa Dana yang asli (3 rangkap) c. Formulir Transaksi Reksa Dana yang asli (3 rangkap) d. KTP (WNI), Passport (WNA) d. Akta Pendirian Perusahaan,SIUP,TDP,SKPD e. NPWP e. NPWP f. Formulir Beneficial Owner f. Foto kopi struktur manajemen & dokumen identitas pengurus g. Formulir FATCA g. Surat Kuasa & Specimen tandatangan h. Formulir Face to face h. Struktur Beneficial Owner i. Formulir Beneficial Owner j. Formulir FATCA k. Formulir Face to face Mengirimkan bukti transfer / setoran tunai melalui e-mail ataupun fax paling lambat pukul 13.00 WIB (Up. Customer service). Prosedur Pembelian Unit Penyertaan Selanjutnya Kirim bukti transfer / setoran tunai melalui e-mail ataupun fax paling lambat pukul 13.00 WIB (Up. Customer service). Harap ditulis kembali nama lengkap sesuai ID, No. Investor, & jumlah yang di transfer. Konfirmasi pengiriman bukti transfer melalui telepon paling lambat pukul 13.00 WIB. Prosedur Penjualan Kembali (Redemption) Unit Penyertaan Isi formulir transaksi Reksa Dana pada bagian “Penjualan Kembali (Redemption) Unit Penyertaan” dengan lengkap & tanda tangan sesuai ID. Kirim formulir dan copy KTP melalui e-mail ataupun fax paling lambat pukul 13.00 WIB (Up.
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(STUDI KASUS PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk DAN PT
Jurnal Aplikasi Manajemen & Bisnis, Vol.1 No.2 April 2021 ISSN 2723-6056 (Print) ISSN 2723-6048 (Online) JAMB (Jurnal Aplikasi Manajemen dan Bisnis) Available online https://jurnal.polsri.ac.id/index.php/JAMB PENILAIAN KINERJA KEUANGAN PERBANKAN DENGAN METODE CAMEL (STUDI KASUS PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk DAN PT. BANK CENTRAL ASIA Tbk) M. Rizka Maulana Effendi1)*, Hendra Sastrawinata2) 1,2,)Jurusan Administrasi Bisnis, Politeknik Negeri Sriwijaya, Indonesia *Coresponding Email: [email protected] Received : Desember 2020 Revised : Februari 2021 Accepted : Maret 2021 Abstrak Penelitian ini dilatar belakangi oleh pertanyaan mengenai perbandingan kinerja keuangan perbankan milik pemerintah dan swasta nasional. Dalam penelitian ini yang menjadi objek studi kasus adalah PT Bank Rakyat Indonesia (Persero), Tbk, milik Pemerintah yang memiliki nilai asset sebesar 1.017 Triliun Rupiah, dengan PT Bank Central Asia, Tbk, milik Swasta Nasional dengan nilai asset sebesar 783 Triliun Rupiah. Setelah dilakukan perhitungan maka diperoleh hasil Secara Keseluruhan baik Bank PT BCA Tbk, maupun Bank PT BRI (Persero) Tbk, keduanya dapat dikatagorikan sebagai Bank yang sehat, walaupun nilai LDR, NPL, ROE dan BOPO dari PT Bank Rakyat Indonesia (Persero), Tbk, lebih besar dibandingkan dengan PT Bank Central Asia, Tbk, dan nilai ROA dan CAR dari PT BCA, Tbk lebih besar dibandingkan dengan PT Bank Rakyat Indonesia (Persero), Tbk. Kata kunci: Aktiva Produktif, CAMEL, Likuiditas, Rentabilitas Abstract This research was motivated by questions regarding the comparison of the financial performance of state- owned banks and the national private. In this study, the object of the case study was PT Bank Rakyat Indonesia (Persero), Tbk, owned by the Government which has an asset value of 1,017 trillion Rupiah, with PT Bank Central Asia, Tbk, owned by the National Private Company with an asset value of 783 trillion Rupiah.
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BAB II KONDISI OBJEKTIF LOKASI PENELITIAN A. Lokasi Bank Cimb Niaga Syariah PT Bank CIMB Niaga adalah Bank terbesar kelima dari segi asset, dana masyarakat, kredit dan jumlah jaringan cabang. Diakui prestasi dan keunggulannya dibidang pelayanan nasabah dan pengembangan management. Saat ini mayoritas saham Bank CIMB Niaga merupakan bank pembayar (payment bank) KSEI terbesar dari nilai transaksi, dan dengan pangsa pasar 11%, Bank CIMB Niaga berkantor pusat di Jakarta, Indonesia. dan saat ini Bank CIMB Niaga memiliki banyak sekali cabang-cabang yang tersebar diseluruh Indonesia. Salah satunya adalah Lokasi Bank Cimb Niaga Syariah Lokasi yang akan menjadi penelitian yaitu: ruko Alexandrite blok ALX 3 no 26, Gading Serpong Tangerang Banten – 15810 No tlp (021) 54210895.1 1 https://www.cimbniaga.com di akses pada tanggal 3 juni 2018 15.00 26 27 B. Sejarah Berdirinya Bank Cimb Niaga Syariah CIMB Niaga berdiri pada tanggal 26 desember 1955 dengan nama Bank Niaga. Pada dekade awal berdirinya, fokus utama adalah membangun nilai-nilai inti dan profesionalisme dibidang perbankan. Sebagai hasilnya, Bank Niaga dikenal luas sebagai penyedia produk dan layanan berkualitas yang terpercaya. Di tahun 1987, Bank Niaga membedakan dirinya dari para pesaingnya di pasar domestic dengan menjadi Bank yang pertama menawarkan nasabahnya layanan perbankan melalui mesin ATM di Indonesia. pencapaian ini dikenal luas sebagai masuknya Indonesia kedunia perbankan modern. Kepemimpinan bank dalam penerapan teknologi terkini semakin dikenal di tahun 1991 dengan menjadi yang pertama memberikan nasabahnya layanan perbankan online.2 Bank Niaga menjadi perusahaan terbuka di Bursa Efek Jakarta dan Bursa Efek Surabaya (kini Bursa Efek Indonesia/BEI) pada tahun 1989. Keputusan untuk menjadi perusahaan terbuka merupakan tonggak bersejarah bagi bank dengan meningkatkan akses pendanaan yang lebih luas.
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Merger Closing Report November 2009 CONTENTS
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List of Appointed Overseas Office (By Country)
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A New Paradigm. State Ownership in Banks After the Crisis
STATE OWNERSHIP IN BANKS AFTER THE CRISIS – A NEW PARADIGM. ARWIN RASYID CEO Bank CIMB Niaga Presented for Financial and Private Sector Development Forum 2010 World Bank Headquarters, Washington, D.C., March 2-3, 2010 Agenda 1. Background of the Asian Financial Crisis: 2. Impact the Crisis to Indonesia: 3. Recapitalization Banks from Public Funds; 4. Banks Restructuring in Indonesia: Danamon Turnaround 5. State-Ownership in Banks After the Crisis 6. A New Paradigm. PT Bank CIMB Niaga Tbk | 1 In 1993, the World Bank published a book entitled “The East Asian Miracle”. The story was an apparently compelling one, of eight nations – Japan, Korea, Hong Kong, Singapore, Taiwan, Indonesia, Malaysia, and Thailand. These countries had grown faster than other regions of the world: 2x as fast as the rest of East Asia. 3x as fast as Latin America and South Asia. 25x faster than Sub-Saharan and Africa. More than 2x as fast as the OECD economies, or the United States. The Increased GDP Growth of Selected Countries since 1970 – 1996 (prior to the crisis) 835% 690% 689% 582% 552% 510% 432% Korea Singapore Taiwan Malaysia Thailand Hong Kong Indonesia The Increased Stock Indices of Selected Countries since 1990-1996 (prior to the crisis) 345% 145% 110% 81% 53% 36% 27% Hong Kong Malaysia Singapore Taiwan Indonesia Thailand Korea 2 Beginning in summer of 1997, the economic picture of the Asian Miracle began rapidly change. Initiated by two rounds of currency depreciation. First round was a precipitous drop in the value of Thai Baht, Malaysian Ringgit, Philippine Peso, and Indonesian Rupiah.
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Pengaruh Pelayanan Terhadap Kepuasan Nasabah Pada Pt Bank Cimb Niaga
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Studi Kasus Merger Pada Bank Niaga Tbk
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Analisis Efektifitas Sistem Insentif Account Officer
ADLN Perpustakaan Universitas Airlangga BAB I PENDAHULUAN 1.1 Latar Belakang Masalah Bank merupakan lembaga intermediasi keuangan yang menghubungkan antara kelompok masyarakat pemilik dana dan kelompok masyarakat yang menggunakan dana. Dana yang dihimpun perbankan dari masyarakat umumnya dilakukan melalui penawaran produk-produk simpanan seperti Giro, Tabungan dan Deposito. Sedangkan dana yang disalurkan kepada masyarakat dilakukan melalui penawaran produk – produk pinjaman seperti pinjaman konsumtif untuk pembelian rumah, kendaraan bermotor atau kebutuhan konsumtif lainnya maupun pinjaman keperluan usaha untuk modal kerja atau investasi usaha. Karena fungsi utama perbankan adalah mengumpulkan dana masyarakat dan menyalurkannya kembali kepada masyarakat, maka asset pinjaman merupakan asset penting dan paling besar dalam struktur neraca perbankan. PT Bank Mandiri (Persero) Tbk yang merupakan bank terbesar di Indonesia memiliki rasio pinjaman terhadap asset sebesar 64,43% artinya lebih dari setengah asset Bank Mandiri adalah pinjaman kepada pihak ketiga. Sedangkan PT. Bank Central Asia Tbk memiliki rasio pinjaman terhadap asset sebesar 63,94 %. Adapun PT Bank Rakyat Indonesia ( Persero ) Tbk merupakan bank kedua terbesar di Indonesia memiliki rasio pinjaman terhadap asset sebesar 71,02 % lebih tinggi dibandingkan dengan Bank Mandiri maupun Bank BCA. Salah satu bank swasta campuran yaitu PT CIMB Niaga Tbk memiliki rasio pinjaman terhadap asset sebesar 67,25%. 1 Tesis ANALISIS EFEKTIFITAS SISTEM INSENTIF Nur Azza Karim ACCOUNT OFFICER RITEL KOMERSIAL DI BANK RAKYAT INDONESIA ADLN Perpustakaan Universitas Airlangga Tabel 1.1 Peran Pinjaman Terhadap Asset Bank, Desember 2013 Bank BRI Bank Mandiri Bank BCA Bank CIMB Niaga Total Asset 606.370 647.152 488.508 213.573 (Rp miliar) Total Pinjaman 430.621 416.978 312.380 143.641 (Rp miliar) Rasio Pinjaman 71.02 64.43 63.94 67.25 terhadap Asset (%) Sumber :www.bi.go.id (diolah) Angka-angka tersebut pada Tabel 1.1 menegaskan bahwa sumber utama pendapatan perbankan adalah dari pinjaman yang disalurkan.
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