Three case studies The Millennium bcp Meetings

NovoBanco (Mozambique)

The Foundation Social Responsibility [Three case studies]

The Millennium bcp Meetings

One of the great objectives Meeting the interested parties Each event provides the opportunity for (stakeholders) unusual proximity, which is greatly valued, of the Millennium bcp The Millennium bcp Meetings, a unique between the above mentioned Meetings is to contribute initiative that began in 2003, constitute a stakeholders and the Bank’s top magnificent venue for dialogue between management – including the chairman to the development of the the Bank and its stakeholders in each and other members of the Board of Portuguese financial system and region.The aim is to bring Millennium Directors and senior managers – not of the Portuguese economy. bcp closer to the local communities of forgetting the presence of local which it forms part.The natural dignitaries, key elements in the success of objectives of these events is to get these initiatives in particular and of together with the main economic agents, Millennium bcp in general in each place. the Bank’s shareholders, the customers Furthermore, strengthening the proximity and the staff, hearing their suggestions between top management and the and assessing what they expect of various employees in each region is Millennium bcp, making a real another aspect that deserves the contribution to the Bank’s performance commitment of the Board, making each as a relevant financial institution in the event the ideal moment to stimulate and various regions of the country. to recognise the real contribution of

84 each employee to the profits of the responsible for the analysis of each optimise the concept and distribution of institution. district or region, providing, among other innovative, personalised financial products things, a critical portrait of the local and services, meeting the specific financial During 2003, Millennium bcp organised economy and its competitiveness needs and expectations of each region eight Meetings in the districts of Vila Real, compared with that of the other regions and market segment. Viana do Castelo, Coimbra, Leiria, , of the country and of the European Funchal, Faro and Ponta Delgada. In 2004, Union (EU25). At each Millennium bcp Divulging the local offer the Bank has visited Évora, Aveiro, Meeting there is a presentation of the of products and services Santarém, Famalicão and Portalegre, and socio-economic analysis made by the Divulging the local offer of the another three similar events are planned university, which is later provided to all Millennium bcp products and services is for Viseu, Setúbal and Beja until the year- participants. held to be of vital importance both to end. the Bank and to the regions in which it This greater knowledge and interaction does business. Bearing in mind that Contributing to the development with the various regions of the country geographic location plays a determinant of the Portuguese financial system allows the Bank to make a real role in the search for financial products One of the main objectives of the contribution to the local reality and to its and services, Millennium bcp endeavours Millennium bcp Meetings is to contribute economic development and, in parallel, to to provide a wide-range offer that takes to the development of the Portuguese into account the specific needs of the financial system and of the Portuguese various regions. Aspects such as the economy. Millennium bcp seeks to property profile and the life cycle of transfer to its interlocutors a deeper people and companies, preferred knowledge of their region, from the channels of access to the Bank, among financial, economic and social standpoint, others, condition the methods of action of the present situation and of the and define the offer for each region.The challenges and potential facing it in the Millennium bcp Meetings contribute to near future. the disclosure of the offer provided by the Bank from time to time and also To better achieve this objective, allow its quality to be gauged in the light Millennium bcp has entered into a of real needs, with regard both to partnership with Universidade Católica individual customers and to corporate 85 Portuguesa.This renowned institution is fabric. Leiria, September 24, 2003 About 340 people attended the Leiria Meeting.Those present included, among many other personalities, the Bishop of Leiria-Fátima Past Meetings and the mayor of Alcobaça.

Braga, October 14, 2003 Some 220 people were present at the Great Vila Real, May 20, 2003 Hall of the Faculty of Philosophy of the The Vila Real Meeting took place Universidade Católica Portuguesa, including at the Great Hall of the University the Archbishop-Primate of Braga, the civil of Trás-os-Montes e Alto Douro. About governor and the mayors of Braga, 320 people took part, including the Guimarães and Vieira do Minho, as well as mayors of Mondim de Basto, Chaves the chairman of the Senior Board of the and Alijó. Bank.

Funchal, November 3, 2003 Viana do Castelo, July 1, 2003 This meeting was held at the Maceira Congress Centre, attended by about 330 people, including Over 200 people came to the Santiago da the president and vice-president of the Regional Barra Castle, including the mayors of Legislative Assembly, the regional secretary for Melgaço, Ponte de Lima and Monção, and the Plan and Finances, the dean of the University the vice-president of the Business of Madeira, the mayors of Machico, São Vicente, Association of (AEP). Ribeira Brava, Santa Cruz and Santo, as well as a member of the Bank’s Senior Board.

Coimbra, July 8, 2003 Faro,November 25, 2003 This meeting took place at the Auditorium About 340 people took part in the Faro of the Deanery of the Coimbra University, Meeting, including the dean of the University of attended by the dean of the university and the Algarve, the civil governor of Faro and the by more than 300 others, including the civil president of the Algarve Tourism Region. governor and the mayors of Coimbra, Figueira da Foz, Soure, Penela and Tábua. Ponta Delgada, December 5, 2003 This meeting was held in the Great Hall of the University of the Azores, with the Famalicão, May 18, 2004 presence of the dean of the university. The Famalicão Meeting took place at the About 310 people attended, including the Auditorium of the Casa das Artes and was commander of the Maritime Region of the attended by about 340 people, among whom Azores, the regional secretary for Finances the mayors of Famalicão and Barcelos, the and Planning, the mayors of Ponta Delgada president of the Cupertino de Miranda and Vila Franca do Campo and a member Foundation and the chairman of the Bank’s of the Senior Board of the Bank. Senior Board.

Portalegre, July 6, 2004 Évora, February 17, 2004 This meeting was held at the Higher School of The Évora meeting took place at the Technology and Management and about 150 Auditorium of the University of Évora and people were present, including representatives was attended by the dean and some 240 of the School and of the Polytechnic Institute others, including the mayors of Estremoz, of Portalegre, the civil governor, the mayors of Arraiolos, Portel, Reguengos de Monsaraz Portalegre, Campo Maior, Crato, Marvão, Nisa and Évora. and Fronteira, and a member of the Senior Board.

Guarda, September 14, 2004 Aveiro, March 16, 2004 The Meeting took place at the Auditorium of The Aveiro Meeting was held at the Cultural the Guarda Polytechnic Institute. About 210 and Congress Centre. About 450 people people, including the president of the Institute, attended, among whom the mayors of Vale de the civil governor and the mayors of Guarda, Cambra, Ílhavo, São João da Madeira and Trancoso, Pinhel, Celorico da Beira and Figueira Sever do Vouga. de Castelo Rodrigo, attended it.

Meetings on the Agenda:

Santarém,April 14, 2004 Viseu, October 26, 2004 The Santarém Millennium bcp Meeting Setúbal, November 16, 2004 was held at the National Exhibition Beja, November 23, 2004 Centre (CNEMA) and was attended by some 370 people. In the words of a Customer "I was greatly impressed by the way in which the Millennium bcp during the cocktail at the end of the meeting. As a long-standing Meeting was organised in the Algarve and was pleasantly surprised customer I would like to put my pleasure on record and to by the turnout of the leading entrepreneurs of the region.The express the hope that other meetings of the same kind will be information provided on the economy in general and the statistical held every two or three years. It’s a way of keeping up to date data on the Algarve (presented also in brochure form) by the and an opportunity for the bank to approach and identify with various speakers was very good. I came to know that the Faro its customers, an opinion that I share with many other district has the country’s third biggest per capita GDP (after participants." and Oporto) and that tourism accounts for 50% of the activity. In a friendly and very natural atmosphere, we had the opportunity to Aníbal Sousa Guerreiro talk with the 3 directors present, during the interval and also Businessman

"Encounters gather Customers and Aveiro Cultural and Congress Centre.» information on the region (through the Entrepreneurs" (As Beiras, March 19, 2004) Universidade Católica, which also takes «Customers, Entrepreneurs and part) and the products and services that outstanding figures of the region came "Greater purchasing power in its group has to offer, receiving in together to hear about the bank’s Braga and Famalicão" exchange the doubts raised by those who presence in the region and about the local «The study that was presented […] feel far from the country’s centres of economy. But, more important, to take revealed that in recent decades Famalicão economic decision.» part in a session of questions and answers has seen a considerable increase of its (Diário de Notícias, April 19, 2004) with speakers.This is, indeed, the most resident population. Over a period of 21 exciting part of the meetings.» years, from 1980 to 2001, it has grown "Services must be exported" (Prémio, January 2, 2004) 19.5%, while the population of Portugal «A focus on exporting services is the increased 5.5%.» way for the centre region to recoup "Aveiro attracts (Diário do Minho,May 10, 2004) some of its backwardness in relation to resident population" other regions of the country.This was «The population of the Aveiro district "A bank in touch one of the conclusions of a meeting that has increased by nearly 15% during the with the real country" BCP held yesterday in Coimbra, during past two decades, and it also has a «Through these Meetings, Millennium bcp which the economic panorama was proportion of youths higher than the seeks to establish direct contact between sketched out of a district whose national average.These were among its employees, its customers and its population has increased less than the the conclusions of the Millennium bcp shareholders. Furthermore, they bring to national average.» Meeting that took place this week at the the various cities socio-economic (Jornal de Notícias, July 9, 2004) The Millennium bcp Meetings are a landmark in the interaction between a major domestic company and regional economic life. To take part in the Meetings is, for the Universidade Católica, a challenge of evaluation of what is local and specific, a way of contributing to an analysis of the regions and of the country. And it is therefore a part of the integration of the universities into the society to which they belong.

João Confraria Professor of Universidade Católica Portuguesa Social Responsibility [Three case studies]

NovoBanco The why and the wherefore of micro-finance

Everything begins outside, out At a glimpse though also aware that neither BIM nor Inside, in a rather unimpressive BCP had the knowledge to develop it, there amid the colours of the environment, one can see a counter and a it immediately became clear that the market, in the middle of the modest group of desks and chairs where business would have to rely on other the credit analysts deal with the customers. experiences if it were to be developed. matope, of the noise of the The dialogue is almost always in one of the chapas, and the hubbub of the local dialects; every detail has been thought During the year between the start of the kids of the tchovas.You can see out so that the customers, unaccustomed project and the official opening of to being received in banks, will feel at ease. NovoBanco a number of entities joined the care taken to ensure that the It proved possible to conceive personalised with BIM as shareholders, building up the branches do not stand out from attendance for this target group. confidence required to meet the challenge. Of the initial group of the surrounding tones, that they The origins shareholders the following stand out: ‘rhyme’ with the outdoor NovoBanco opened its doors to the the IFC-International Finance Corporation public on November 1, 2000, though its (a member of the World Bank), the FMO atmosphere. Even the bright origins date back to 1995, when the (an organisation held and controlled by colours of the logo were carefully Banco Comercial Português Group the Dutch government, designed to prepared its move into the Mozambican provide support to private initiatives in studied: everything had to identify market with the inauguration of Banco the field of the socio-economic with the country, with the people, Internacional de Mozambique (BIM).Well development of communities) and the aware of the reality of the country, when Government of Mozambique itself, with the suburb. the Mozambican authorities authorised through the Housing Promotion Fund. BIM to set up – a universal banking operation directed at the emerging middle The lack of specialised knowledge of class and at the medium and large operations of this type was surmounted company segment – they challenged BCP by the involvement of IPC (Internationale to set up a micro-finance operation. Projeckt Consult), a German consultancy company having vast experience and The challenge was accepted.The recognition acquired through NovoBanco project was launched in 1999, implementation of eighteen micro-finance four years after the BIM inauguration and operations in various parts of the world. after BIM had achieved a firm and relevant During the project stage and over a position within the Mozambican banking period of five years, the IPC will provide market for its innovation and for the for the technical support necessary to the quality of service that it brought with it. proper development of NovoBanco.

Aware of the specifics and of the risks All the shareholders – mostly international inherent in a micro-finance operation, institutions of significant dimension –

Matope:mud; chapas:private passenge or good vehicles, used to a considerable extent as ‘public transport’; 90 tchova:a word meaning to push. In this context it is a two-wheeled vehicle pushed by someone, used to transport loads. Its use is widespread, particularly near markets. Social Responsibility [Three case studies]

Credit meeting at NovoBanco. assumed that they expected from population still lives below the poverty development of these initiatives, though this project a sustainable, though not threshold.The informal economy is the business of the greater part of the immediate, return on the investment. widespread and hugely important to commercial banks is not geared to They would focus on the skills of the Mozambican society.To improve the living undertakings of this sort, so characteristics employees and on their intensive training conditions of the people a path must be of a country such as Mozambique.There to ensure that the service provided by taken that leads to the creation of wealth is considerable reluctance to extend the NovoBanco would constitute an example distributed across every social level, a credit policy to a socio-economically more of excellence for the market. process that finds support in the aid backward group and this is based on granted to the development of the private reasons – some more valid than others – The grounds sector by the government and by several that have to do with the inability of these Fifteen years of civil war turned international organisations. small entrepreneurs to provide sufficient Mozambique into one of the world’s guarantees, with the fact that they have no poorest countries, relegated to the Many economists and development organised accounts and with the excessive bottom positions of the ranking of experts see small and medium corporate operating costs incurred in monitoring development. Nevertheless, the political initiatives as the solid basis of economic these loan processes. stability that was achieved following the growth and of job creation. Underpinning civil war created the conditions to alter this opinion is the fact that the middle Consequently, the banks focus on the the country’s economic path, involving the class that is growing up as a result of upper segments, leaving a void for a introduction of a number of reforms and these initiatives plays an enormously considerable number of economic agents measures of an economic and legislative important part in the stabilisation who, when addressed by specific banking nature. of society. ‘technology’, show that the credit risk does not vary in inverse proportion to 91 Despite these changes to the economic Access to capital and to financial the financial dimension of the scenario, the vast majority of the instruments is essential to the entrepreneur. Social Responsibility [Three case studies]

Nampula To t a l value of loans (in USD)

2,916,745 Characterisation

Beira The NovoBanco operation is based on a 2,090,196 classic financial organisation structure, in which careful management of resources is the dominant factor. In the structure, the position of ‘loan manager’ is particularly

802,309 important for all the business hinges on Branches their activity.These employees, to whom Maputo (September 2004) a large part of training time is devoted, Maputo: head office + four branches are responsible for attracting new Beira: one branch 2001 2002 2003 business, for the preparation of the credit Nampula: one branch processes and, more importantly, for the Loans past due constant monitoring of the customers Deposits by over 30 days during the life of the loan.Their 16,125 2.17% 2.14% remuneration varies in direct proportion to the business brought in and to its quality over time.

7,990 Another of the principle features of the micro-finance ‘technology’ lies in the loan decision process: the analysis is strict; the 0.54% information concerning the beneficiaries 296 and their business is exhaustive. In the

2001 2002 2003 absence of quantitative information, finely 2001 2002 2003 tuned qualitative information becomes more important. Employees

Loans 176 8,178 The business line with which NovoBanco

7,277 started operations was based solely on granting loans. At present, the portfolio 126 structure shows a predominance of micro-loans (of up to a thousand dollars), accounting for 93.8% of the total 3,168 58 portfolio. Loans of between one and ten thousand dollars account for 6.1% of the total, and just 0.1% of the loans involve more than ten thousand dollars.

2001 2002 2003 2001 2002 2003

Shareholder Structure (October 2004) Shareholder Registered Office Share Capital invested (USD) BIM – Banco Internacional de Moçambique (held by Millennium bcp in 66.67%) Mozambique 30.0% 900,000 IMI – Internationale Micro Investitionen AG Germany 25.0% 750,000 IFC – International Finance Corporation USA 13.3% 400,000 Stichting DOEN Netherlands 13.3% 400,000 FMO – Nederlandse Financierings-Maatschappij voor Ontwikkellingslanden Netherlands 13.3% 400,000

92 FFH – Fundo para o Fomento da Habitação Mozambique 5.0% 150,000

Share capital: USD 3,000,000 NovoBanco is directed at low-income people who, in the case of Mozambique, are mostly women. It is a bank that, by opening up opportunities to access to resources by social groups that are usually marginalised by traditional banking, is seen to be an instrument that can mitigate social and gender imbalances. It promotes equity and is undoubtedly an invaluable component of the fight against poverty and social exclusion. Graça Machel President of the Community Development Foundation Social Responsibility [Three case studies]

NovoBanco Success stories

Construction Materials At the end of 2003 Mr. Zevo sells construction materials and was one of NovoBanco’s first NovoBanco consolidated customers.When, in December 2000, its leadership of the he took out a 410 dollar loan, micro-finance market Mr. Zevo rented the facilities where he carried on his business and he in Mozambique. had three employees. Over the past Three years after its three years he has taken out five foundation, the Bank has loans. He is now using his sixth, in the sum of 3,300 dollars, and already managed to successfully owns three shops in Maputo establish a relationship and employs 16.

of trust with a significant part Clothes factory of its target market of micro Mr. Mabote owns a small factory and small entrepreneurs, turning out uniforms and work clothes. His first loan in the sum of 2,080 dollars and this base is enlarging dates back to the beginning of 2002 and as the branch network it allowed him to buy more raw extends into other parts materials with a view to meeting the growing demand for his products. of Mozambique. His loan now stands at twice the original amount. Mr. Mabote is now included in the small and medium customer portfolio.

Street kiosk Growth and development Ms. Mutemba and her sister have During this period the range of products a small street kiosk in front of the was also carefully and progressively house in which they live. Once a week, enlarged with a view to transforming one of the sisters travels to South Africa NovoBanco into a platform for the to buy goods at a supermarket near provision of universal banking services. the border.They are now using their Current accounts, term deposits and first 210 dollar loan.When asked about transfers are already part of the available their plans they say, "We now want range. A large percentage of the to buy bigger quantities to save NovoBanco customers is already making on costs". use of their third, fourth or even fifth 94 consecutive loan. This is a simple bank for simple people. Different from the luxuries and comfort of traditional banks. It’s a bank for people without the ability to deal with the peculiar characteristics of the banks to which we are familiar. Mário Machungo Chairman of the Board of Directors of NovoBanco and of Banco Internacional de Moçambique Social Responsibility [Three case studies]

The Foundation

The Foundation and adequate structure, under separate The Banco Comercial Português its fields of activity management and with the financial Foundation was set up by public deed in One of the Bank’s missions has always capacity to draw up and manage a December 1991, its articles of association been to contribute to the preservation programme of activities directed specially defining its foundational values. Article 2 of and promotion of the nation’s cultural at sponsorship of areas selected in the articles of association sets out in heritage, particularly in the fields advance. general terms the direction of the support of architecture, archaeology and the and co-operation to be provided: arts, to the extent that it believes The decision was taken to set up a in cultural heritage as the common foundation as the best option, as a result • activities in the field of education, denominator of the construction of the combination of several factors, including those that contribute of the national identity. particularly: to an increase of Portuguese

On a par with its specific business, • the regulations governing the language and culture and of their there is also a clear commitment to link between the Foundation and dissemination; the development of the society the Bank, the entity responsible of which it is a part. for the financial allocations, lending • fostering scientific research; greater agility to the internal The passing of time, the change of management; • support to the provision of health, socio-economic reality and the evolution solidarity and welfare services and to of the concept of social responsibility have • greater operational strengths as a result general humanitarian works; provided a new framework for the of the concentration of decision centres, institution’s relationship with the in view of the diversified nature of the • support to entities promoting training community. As a result of the Bank’s requests; and and cultural development; growing role in the various sectors of society, a demand naturally arose for • the stimulus given to institutional • restoration of the artistic and specialisation and response capacity in sponsorship as a result, among other architectural heritage; and view of the growing flow of requests. things, of the successive alterations of 96 Faced with this situation, a project gained the law, with its progressive increase of • support to entities engaged in any of ground, involving the creation of an tax benefits. the above mentioned activities in Archaeological site at the Millennium bcp building at Rua Augusta (Lisbon).

Portuguese-speaking countries that can selects as partners other renowned social action that have insufficient means. benefit there from. entities. The Foundation’s articles of association have regard to provide for support to The Foundation and Evaluation procedures and criteria such institutions, provided that their the Millennium bcp strategy Monitoring the events and activities that credibility, standing and consequent Having determined that the operation are supported, particularly through news capacity to act are duly confirmed. would involve two major areas – Culture in the press and through gathering activity and Solidarity – the Foundation is reports, allows an evaluation of results to Health responsible, through sponsorship, for be made. In-house awareness of the Support to hospitals and other institutions implementing the support to the company’s social responsibility activities is in the acquisition and renovation of health development of society that the Bank has fundamental, provided through the means equipment. always intended to provide. It is therefore currently available. Externally, the fundamental that the Foundation’s activity, motivation that underpins the social Culture in addition to being well planned, be intervention policy must be clearly and Art publications, scientific subjects, properly communicated. At overall unmistakably transmitted. literature, history and exhibition corporate strategy level this constitutes an catalogues. important contribution to a strong Education corporate image. Support to activities (publications, Music, co-operating with entities and libraries, conferences), for every projects having great impact and One must, however, take into account that age group, promoting Education, credibility, and support to budding new the legal rules governing sponsorship limits including training teachers, using the national values. the established tax benefits that can be schools as the prime vehicle and received by significantly excluding any seeking decentralisation throughout Theatre, supporting quality plays and consideration that could be considered as the entire country. encouraging, whenever possible, the being of a commercial nature. decentralisation of their staging to take Research them to places other than the usual major Selection procedures and criteria Conferences, seminars, congresses, that urban centres. In selecting beneficiaries, procedures have research & development as their adopted stem, in the first place, from the object. Support to publication of works of Museums, through support provided intrinsic value of the projects and their a scientific nature. Co-operation in under protocols that establish the compatibility with the framework research projects undertaken within the conditions for the institutional support, provided by the articles of association, scope of universities. including the time during which the in the pursuit of the Foundation’s support will be provided. objectives.The necessary information is Social action acquired regarding the applicants, their This concept has to be understood as Art exhibitions and other cultural events, credibility and capacity to act, so as to activity to be directed at society’s neediest including didactic events, directed at the obtain assurance that proper use will be people in order to contribute to their younger population. made of the support granted.There is at integration and to enable them to access all times a concern to safeguard the a better quality of life.There are countless Restoration of heritage of proven 97 Bank’s image, whether it acts alone or institutions engaged in the various areas of architectural, artistic and historic interest, Social Responsibility [Three case studies]

including projects in financial partnership a view of 2,500 years of the history The Safe Church Project with the State. of Lisbon, from the Ibero-Punic period Within the scope of its policy to Pombaline times. in support of the defence Co-operation with Portuguese and conservation of the national speaking countries Since it was opened to the public over heritage, Millennium bcp supports In addition to the scholarship 60,000 visitors have rediscovered this the Safe Church Project.This project, programme, co-operation with the archaeological treasure.The guided tours designed to create the security Portuguese-speaking countries involves, in are free and take place on Thursdays from and preservation conditions particular, support to education, including 3 to 5 p.m. and on Saturdays from 9 a.m. required for the systematic safeguard sending schoolbooks and works by to 1 p.m. and from 3 to 5 p.m.Wednesdays of the historic and artistic heritage Portuguese authors, as well as financial are devoted to school visits. of churches and other religious buildings, support for the creation of schools and can be seen in detail at the multimedia training of teachers in needier areas. Applications by telephone 213 211 700. display at the Mónicas Convent In this way, the objective of fostering Entrance through Rua dos Correeiros, 9, in Lisbon from September 27 to Portuguese is also met. in downtown Lisbon. November 30, 2004.

Support is also provided to social Restoration of the Nossa Senhora Restoration of the Cloisters solidarity actions in general undertaken da Encarnação Church of the Jerónimos Monastery by non-governmental organisations Millennium bcp supported the Having acquired considerable experience and local institutions engaged in this restoration of the Nossa Senhora in supporting the conservation area. da Encarnação Church in Lisbon’s of the building heritage, Millennium bcp area. A notable example recognised the importance and urgency A different treasure of Baroque architecture, this church of this work and help to make it in the basement of the Bank suffered the effects of the 1755 feasible, restoring the cloister The restoration of the Millennium bcp earthquake and subsequent fire. of Portugal’s most visited monument building located between Lisbon’s In 1802 another fire destroyed the to its original beauty and dignity. Rua Augusta and Rua dos Correeiros ceiling of the church’s nave, decorated is an exemplary case of reconciling with paintings of very high quality. Restoration of the tradition and modernity: due regard Despite the restoration carried out Presbytery Retable was had for the place and the historic on previous occasions, the severe The Presbytery of the Church of and architectural heritage, and the deterioration of the paintings the Monastery of Santa Maria de Belém, community (the city, the country) of the ceilings of the nave and presbytery or Jerónimos, was built between 1565 can access and enjoy a heritage that, required an urgent in-depth work, and 1572 by order of queen Catherine to some extent is also theirs. and Millennium bcp helped to make of Austria (1507-78), the widow of

98 this possible. Concluded last May, king João III.The presbytery retable The preservation of the Archaeological the result is now worthy of admiration comprises six beautiful, large oil paintings Site at Rua dos Correeiros provides by the public. attributed to Lourenço Salzedo, painted Exemplary Safeguarding the past, providing for the future, donating in the present – Cultural Sponsorship means acting responsibly in the defence of the Heritage. Jerónimos Monastery, World Heritage, is a landmark in which Memory has been safeguarded by society. Millennium bcp has been exemplary in providing unconditional support to the preservation of this monument.

Isabel Cruz Almeida Director of Jerónimos Monastery and of Belém Tower, and Vice-president of the World Monuments Fund – Portugal Social Responsibility [Three case studies]

on oak panels.The lower panels show The national collection of contemporary to materially enhance creative work. Adoration of the Magi; the upper panels Portuguese art.The museum’s For its prestige and monetary value depict scenes from the Passion of Jesus temporary exhibitions are also of the Millennium bcp Reading prize has Christ: Christ carrying the Cross, Christ is particular interest. become the most important literary taken down from the Cross, Flagellation prize in its field in Portugal. of Christ.The advanced stage of National Tile Museum deterioration of the paintings claimed Millennium bcp is the institutional sponsor Henrique Barrilaro Ruas for urgent in-depth, and Millennium bcp of the National Tile Museum located at at the National Library contributed to making this possible. the former Madre de Deus Convent Together with the heirs of Henrique dating from 1509.The museum shelters Barrilaro Ruas (1921-2003), Millennium Portuguese Museum Institute the old collection (15th to early 19th bcp donated to the National Library the Millennium bcp has entered into a protocol century), and it has been successively collection of one of the great figures of with the Portuguese Museum Institute enriched with new items, establishing a contemporary Portuguese culture. under which it sponsors some of the more path between archaic tile work and A collection was thus kept together important of the country’s museums. contemporary tile production. comprising many thousand documents

Soares do Reis National Museum The Millennium bcp Reading Prize (manuscripts and typed originals, Millennium bcp is the sole sponsor of In 2004, the jury decided to award correspondence, notes, long working files, the Soares dos Reis National Museum, the Millennium bcp Reading prize to documents concerning civic and political the country’s first museum. Founded in Jerusalem,a new work by Gonçalo intervention). After having been 1833 it has been located in the Carrancas M.Tavares.The prize ceremony took catalogued the collection will be made Palace since 1940.The museum’s place at the São Carlos National Theatre available to researchers. Millennium bcp permanent exhibition has a significant on May 19, 2004. thus makes its contribution to allowing the collection of 19th and 20th century Portuguese Library to continue its mission Portuguese painting and sculpture, on a The result of a partnership between of preserving Portuguese documentary par with displays of the decorative arts, the Círculo de Leitores Foundation and literary heritage, enriching its including tin-glazed pottery, porcelain, and the Millennium bcp Foundation, collections and passing them on glass, goldsmith art, jewellery, textiles the Millennium bcp Reading prize to future generations. and furniture.The gardens contain the is intended to stimulate the disclosure stonework collection including of hitherto unpublished Portuguese Pomar in Sintra 16th to 19th century items. fiction. Millennium bcp is the main sponsor of ‘Autobiography’, an exhibition of Pomar Chiado Museum – National Through its association with a literary that can be visited in Sintra (Museum of Museum of Contemporary Art prize of this importance and significance, Modern Art – Berardo Collection) from

100 Millennium bcp is the institutional the Bank wanted to give public visibility May 8 to November 7, 2004. In a sponsor of the Chiado Museum, to its esteem for Portuguese literature retrospective look at sixty years of which houses the most important and for its authors, creating a reward creative work (1944-2004) you can An opera house is by nature a theatre of inevitable international projection, a country’s visiting card that provides the possibility of exporting the image of a living, ambitious cultural reality. In this sense, the São Carlos National Theatre is an outstanding feature of the nation’s cultural heritage. The co-operation with Millennium bcp, in its capacity of sole sponsor, marks a high point in relations between the "State" and the corporate world.

It is now a given fact that since the beginning of this century interaction between the public and private sectors within the universe of culture has become an area of potential to create new forms of co-operation.The relation of exclusivity between the São Carlos National Theatre and the Millennium bcp Foundation during these five years has reflected this important fact. I am convinced that the support and financial contribution that the Millennium bcp Foundation has provided to the São Carlos have not only been essential to its artistic activity but have also played a great part in encouraging the renovation and inclusion of principles of economy, efficiency and efficacy in the management of the theatre, principles that the public sector should not ignore. I welcome this co-operation with a sincere feeling of gratitude. Paolo Pinamonti Director of the São Carlos National Theatre Social Responsibility [Three case studies]

admire the most remarkable works of sole sponsor, committed to playing Auditorium, of the Calouste Gulbenkian of Júlio Pomar, including some of the a fundamental role in allowing what Foundation in Lisbon from July 26 to 30. subjects that interested him most. many consider to be the complete The final concert and the award Dealing with the most important spectacle par excellence to continue of the prizes took place on July 31, moments of the life of the artist and to be performed in Portugal with great the following pianists having of the places where he worked, it could quality. received prizes this year: Eleanora be said that the exhibition is ‘an Karpoukhova (2nd prize), Olga Monakh autobiography written in painting’ Northern Orchestra (3rd prize), Ketevean Sepashvili (4th prize), or ‘a history of a life told by the person Created in 1992, the Northern Orchestra Maria Massytcheva (5th prize), Bei Lin that painted it’. has played a major part in decentralising Han (6th prize),Tristan Pfaff (7th prize), musical culture. Its repertory includes José Bagaría-Villazan (best interpretation Surrealism in Portalegre opera and ballet, symphonic and chamber of Chopin’s Nocturne) and Paulo In a context of relationships with other music. Millennium bcp supports the Oliveira (best Portuguese pianist). entities, generating synergies that have Northern Orchestra in divulging erudite As in previous editions, no first prize enabled the development of activities music to children and youth; the was awarded.The Vianna da Motta directed at the community, it proved didactic-pedagogic concerts are intended International Contest has been possible, during 2004, to take from to provide training for the young, held since 1948 and, as from 1966, Famalicão to Portalegre (to the Guy Fino complementing their musical education it has been included in the World Tapestry Museum) one of the most and creating student awareness of music Federation of International Music important collections of paintings by and its use as a mean of expression and Contests (WFIMC) and has Portuguese artists of the surrealist creation. secured international recognition movement, the Cupertino de Miranda as one of the most important Foundation Collection. Of the 2004 programme attention and demanding ones. is drawn to the following:‘Music Richter in the Chiado to tell a tale’ (Peter and the Wolf,by Contemporary Dance Millennium bcp supported the first Sergei Prokofiev);‘Study of the timbre Millennium bcp supports the Portuguese individual exhibition in Portugal by of orchestral instruments’ (Britten’s Contemporary Dance Company, Gerhard Richter at the Chiado Museum The Young Person's Guide to the Orchestra which presented a new version – National Museum of Contemporary and Ravel’s Bolero);‘Strange instruments’ of the Amaramália show.The tour Art – (from April 30 to June 27, 2004). (Mozart’s counter dance by the Company took the show to Thirty of his more representative La Bataille);‘Music to sing’ (last more than sixty locations in mainland paintings were on display, revealing movement of Beethoven’s Ninth Portugal, the Azores and Madeira, the multiplicity of directions of an artistic Symphony);‘Study of rhythm, form, being also programmed presentations career – from deliberately abstract dynamic and timbre’ (Bizet’s Carmen abroad. compositions to others of photographic Suite n.º 1; Brahms’s Hungarian Dance realism. n.º 5; Falla’s Fire Dance;Grieg’s Peer Coimbra Chamber Orchestra Gynt; Mendelssohn’s Mid Summer Millennium bcp has been the sponsor Paula Rego at Serralves Night’s Dream; Mussorgsky’s Paintings of the Coimbra Orchestra since Millennium bcp is the sole sponsor at an Exhibition; Saint-Saëns Carnival it began in December 2001. Both for of this exhibition inaugurated at the of the Animals);‘Ballet Suites’ the quality that it has demonstrated Serralves Museum (Oporto) on (Stravinsky’s Fire Bird, and Tchaikovsky’s and for the stimulus and warm welcome October 15, 2004, with the objective Nutcracker);‘Music to be staged’ that it has received, this orchestra of exploring the relationship between (Hindemith’s Wir bauen eine Stadt, and is already a social and cultural landmark painting and drawing in the work Stravinsky’s The Story of a Soldier). in Coimbra and throughout the whole of of Paula Rego, through her recent works central Portugal. (from 1977 to the present). Prize for young pianists Millennium bcp sponsored the 15th Of the programme for 2004 the focus is Opera and the São Carlos edition of the Vianna da Motta one the orchestra’s participation in the National Theatre International Piano Contest. In 2004 Coimbra International Music Festival, in 102 Millennium bcp’s relationship with the 60 pianists of 31 nationalities competed. addition to its many concerts during the São Carlos National Theatre is one The finals were held at the Grand year. A 180º Turn The support provided by Millennium bcp meant a 180º turn in my professional and academic life. After taking my degree, it allowed me to take a training course at Portugal’s biggest private financial group, with branches in various parts of the world. I thus made a start to my professional life and, more than the privilege, I felt responsibility when faced with a number of professional, academic and also personal challenges.

My scholarship provided me with the opportunity to frequent at the same time a postgraduate course at the Faculty of Law of the University of Coimbra, in the field of Banking Law, stock markets and insurance. Now, also with the support of Millennium bcp, I am taking a master course in Legal and Commercial Sciences at Universidade Católica Portuguesa (Oporto), a new stage of learning and of consolidation of my theoretical and practical knowledge. Joaquim Pedro Mahando Millennium bcp Foundation Scholarship

Social Responsibility [Three case studies]

Some Beneficiaries and Projects Supported

Support to the recovery of artistic and Monastery of Santos-o-Novo, Brotherhood of Our Lord 2002 architectural heritage and to the acquisition of the Steps (restoration of religious works of art); Social Action Association of the Universidade Lusíada of works of art by other entities Parish of Alfornelos, S. Francisco de Assis Church (works); (social action in the Cape Verde Islands); Parish of São Mamede (restoration of statues); UNESCO Portugal (support to action in favour of 1996 Parish of Santo Ildefonso (restoration works); Mozambique); Restoration of the Frigate D. Fernando II e Glória. Santa Casa da Misericórdia de Lisboa (restoration and Community Development Foundation (Education in recovery of the document collection); Mozambique); 1997 Santa Casa da Misericórdia de Chaves (restoration of Leigos para o Desenvolvimento – Laymen for Chapter House of (restoration religious art). Development (Education and Social Action in the of the vestments); Portuguese-speaking Countries of Africa). Sintra Toy Museum; Support to Research Jerónimos Monastery (restoration of the Presbytery 2003 retable); 2001 Maranatha Christian Solidarity Centre; Queluz Palace (restoration of the Lantern Room). Geophysical Institute of the University of Oporto, Serra Community Development Foundation; do Pilar Observatory (IT equipment). Leigos para o Desenvolvimento; 1998 Portuguese Province of the Franciscan order/Franciscan Jerónimos Monastery (restoration of the Presbytery 2002 Missionary Union; retable); Centre for Bioethical Studies; VIDA – International Volunteers for African Queluz Palace (restoration of the Lantern Room). To r re do Tombo (research of the history of religious Development. orders); 1999 Universidade Nova de Lisboa (research on Portuguese Scholarships New Barcelos Bridge (working plans); overseas history). Mafra National Palace (purchase of the Portrait of the 1995 Chief Engineer of the Realm Manuel Azevedo Fontes); 2003 Scholarships for students from the Portuguese-speaking National Palace (restoration of the Gobelins Centre for Bioethical Studies; countries of Africa. Room); Centre for Studies of the Religious History of Jerónimos Monastery (restoration of the Presbytery Universidade Católica Portuguesa (support to the 1996 retable). preparation of the Guide to the Religious Orders in ISCTE Centre for African Studies (award of a Masters’ Portugal); scholarship in Mozambique). 2000 Centre for Overseas History of the Faculty of Social and New Barcelos Bridge (Barcelona City Council); Human Sciences of Universidade Nova de Lisboa (setting 1997 Ajuda National Palace (restoration of the up a database on the Portuguese expansion). Universidade Nova de Lisboa (scholarship to fund a Gobelins Room); Masters course for an Angolan student). World Monuments Fund Portugal Association (restoration Support to co-operation of the Cloisters of the Jerónimos Monastery). with Portuguese-speaking Countries 1998 Scholarships for students from the Portuguese-speaking 2001 1994 countries of Africa; Historic Centre of Barcelos (Barcelos City Council, Local GAS’África (mission in Africa of the Social Action Group Creation of the Lima Félix Scholarship. Technical Office); of Universidade Católica Portuguesa). Pena National Palace (Sintra) / IPPAR (restoration of the 1999 chapel retable); 1995 Protocol with the City of Lisbon Foundation (to provide Ajuda National Palace / IPPAR (restoration of the VIDA – International Volunteers for African Development lodging for Foundation scholarship students having no Gobelins Room); (working among the population of Mozambique); accommodation in Lisbon). League of Combatants, Oporto Nucleus (restoration of GAS’África, da Universidade Católica Portuguesa the building); (working among the population of Angola); 2003 World Monuments Fund Portugal Association (restoration Movement in the Service of Life (working among the Parish of Nossa Senhora da Conceição, Maputo, of the Cloisters of the Jerónimos Monastery). needy population of North East Brazil); Mozambique (grant of a scholarship to the parish priest ASUL – Social Action of the Universidade Lusíada to take his Masters). 2002 (working among the population of the Cape Verde Lisbon Cathedral (restoration of the retable); Islands). Support to Publications Diocese of Angra do Heroísmo, Azores (restoration of works of art); 1997 1994 Ajuda National Palace (restoration of the Gobelins Monitoring support to various non-governmental Edition of the Spanish magazine Poesía, dedicated to Room); organizations operating in the social welfare area in the Almada Negreiros (in co-operation with the Spanish Encarnação Parish Church (restoration of the ceiling Portuguese-speaking Countries of Africa. Culture Ministry). paintings); World Monuments Fund Portugal Association (restoration 1998 1995 of the Cloisters of the Jerónimos Monastery). Oikos / Horresiha Resource Centre, Mozambique Island Book about the 250th anniversary of the Embassy (economic and social development project); of the marquis of Fontes to the Holy See 2003 Support to the following pavilions within the scope of (commemoration of the 90th anniversary of Lisbon Cathedral (restoration of the retable); Expo ’98: Mozambique, Guinea-Bissau, São Tomé e the ); Friends of the British Cemetery, Elvas (restoration Príncipe, Observatório de Relações Exteriores,a work about of the church); Community of Portuguese-speaking Countries,Timor, Portugal’s foreign relations (published by Universidade Nossa Senhora dos Navegantes Church (works); VIDA Project and Madeira Autonomous Region. Autónoma de Lisboa). Brotherhood of the Parish of Santa Maria Madalena 105 (restoration of the church organ); 2001 1996 Brotherhood of the Holy Sacrament of the Parish of Amílcar Cabral Information and Documentation Centre, Présence du Portugal en Belgique (published by the Encarnação (restoration of the ceiling paintings); Santa Ana Home, Lubango, Angola. Portuguese embassy in Brussels); Social Responsibility [Three case studies]

A iluminura de Santa Cruz no tempo de Santo António 1996 1996 (published by Comissariado das Comemorações Sintra Music Festival (Sintra Town Council). Eight Centuries of Portuguese Missionary Work (in the Antonianas); Vatican City, with sponsorship of the catalogue). O recinto amuralhado de Évora (published by Estar 1997 Editora); Choir of the Oporto Cathedral; 1998 Código Civil, Penal e Comercial de Moçambique (three German choir at Universidade Católica (Oporto); From the Cross of Christ to the Rising Sun (in Aveiro and volumes, published by Lisbon Faculty of Law); Estoril Coast Music Festival; Lisbon; organised by the Portugal-Japan Friendship Observatório de Relações Exteriores (published by 5th Coimbra Music Festival. Association). Universidade Autónoma de Lisboa). 1998 1999 1998 São Carlos National Theatre (support within the scope From the Cross of Christ to the Rising Sun (at Mestre Escultor Soares Branco; of the sponsorship protocol); Idanha-a-Nova and Oporto; organised by the Histórias da História da Guiné-Bissau (published by Sintra Music Festival (Sintra Town Council). Portugal-Japan Friendship Association); Comissariado-Geral da Guiné-Bissau para a Expo 98), The First Century in Brazil (in Lisbon, at the Sociedade 1999 Histórica da Independência de Portugal). 1999 São Carlos National Theatre (support within the scope Actas das VI Jornadas de Direito Canónico (Fátima); of the sponsorship protocol); 2000 Lusitana Sacra Magazine,Tome X (UCP Centre for Sintra Music Festival (Sintra Town Council). Association of the Friends of the Museums of Portugal Religious History Studies); (support to activities); Revista de Museologia; 2000 From the Cross of Christ to the Rising Sun (itinerant Pavilhão de Portugal,by Álvaro Siza and Eduardo Souto de Summer Concerts 2000 (Afonso Pais Sousa); exhibition, organised by the Portugal-Japan Friendship Moura. Sintra Music Festival (Sintra Town Council); Association); Portuguese Musical Youth (Tao Chang tour); Lugar aos Novos, at the Dr. António Cupertino Miranda 2000 Living Music Festival 2000 (Pedro Rebelo); Foundation; Museu de Serralves (Editideias); São Carlos National Theatre (support within the scope The Torre do Tombo at the Turn of the Millennium (in Lisbon, "Portucale Collection", within the scope of ‘Oporto, of the sponsorship protocol). at the Torre do Tombo); European Capital of Culture - 2001’ (Edições Inapa); The Romans (in Lisbon, at the Sociedade Histórica da História e Retábulo-Mor do Mosteiro dos Jerónimos 2001 Independência de Portugal). (published by IPPAR). Sintra Music Festival (Sintra Town Council); Portuguese Contemporary Dance Company; 2001 2001 Choir of Santa Maria de Belém; Portuguese Association of Companies with Museums; Publication by the Portugal – Germany Co-operation Nova Filarmonia Portuguesa, cond. Álvaro Cassuto (CD Friends of the Museums of Portugal Federation; Association of Portuguese composers); Gravura – Sociedade Cooperativa de Gravadores Publication by Edições Colibri; Coimbra Music Festival (Papagueno, Lda.); Portugueses, CRL; "Portucale Collection", within the scope of ‘Oporto, Musical initiative support (Produções Tito Celestino da National Archives Institute – Torre do Tombo; European Capital of Culture - 2001’ (Edições Inapa); Costa, Lda.); Portuguese Museum Institute – Chiado Museum; Publication of the Éditions Chandeigne; Music Festival at São Roque (Santa Casa da Misericórdia Alberto Sampaio Museum; Instituto da Empresa Familiar (support to publishing de Lisboa); The Romans (in Lisbon, at the Sociedade Histórica da activity); Sintra Music Festival (SintraQuorum, E.M.); Independência de Portugal); Parish of São Pedro de Penaferrim; São Carlos National Theatre (support within the scope Higher School of Arts and Design (exhibition directed at Publication by Quetzal Editores; of the sponsorship protocol); youths / Vestígio, Lda.). Publication by Cooperativa de Formação e Animação Vianna da Motta International Music Foundation; Cultural, CRL (Universidade Lusófona); XIV International Music Festival of the Azores Francisco 2002 Centre for Canonic Law Studies of the Universidade de Lacerda. Oeiras Town Council (exhibition); Católica Portuguesa (support to publishing). Friends of the Museums of Portugal Federation; 2002 Museum of the Presidency of the Republic. 2002 Sintra Music Festival (Sintra Town Council); Commemorative publication (Madeira Chamber of Coimbra Chamber Orchestra (support for the year’s 2003 Commerce and Industry); activities); Coimbra City Council (exhibition of paintings); Publication of the Congress minutes (Universidade Estoril Coast Music Festival; Friends of the Museums of Portugal Federation; Católica Portuguesa); Choir of the Former Coimbra University Choral Singers Exhibition of the Sacred Art of the South of Portugal Publication of Doctorate thesis (Faculty of Letters of (support for the show); (in Rome, at the Santo António Portuguese Institute); Coimbra University); São Carlos National Theatre (support within the scope José Moreira da Silva (exhibition of paintings); Institute for Tropical Scientific Research (publication on an of the sponsorship protocol); Eero Aarnio (Vestígio – Consultores de Design, Lda.); African theme). Portuguese Contemporary Dance Company. A Polyhedron in the School (Visionarium, Europarque Science Centre, Santa Maria da Feira). 2003 2003 Publication of a commemorative book (Madeira Estoril Coast Music Festival; Support to the organisation Chamber of Commerce and Industry). Évora Classical Music Festival (House of Cadaval); of congresses and colloquia Santa Maria de Belém Choir (Christmas Concert); Support to Music and Dance Choir of the Former Coimbra University Choral Singers 1995 (20th anniversary commemoration); Lisbon Vascular Institute (organisation of International 1993 Coimbra Chamber Orchestra; Medical Congress). Sintra Music Festival (Sintra Town Council). The Violins of the Metropolitan (gala concert); Sintra Music Festival (SintraQuorum, E.M.); 1997 1994 São Carlos National Theatre (support within the scope IPPAR (colloquium on the History of Lisbon). Music Festival at São Roque (Santa Casa da Misericórdia of the sponsorship protocol). de Lisboa). 1999 Support for exhibitions Management in Culture (cycle of conferences organised 1995 by the António Cupertino de Miranda Foundation with Évora Classical Music Festival (the House of Cadaval); 1994 the support of the Foundation 106 Music Festival at São Roque (Santa Casa da Misericórdia Eight Centuries of Portuguese Missionary Work (at the International Colloquium on Christianity in Japan. de Lisboa). São Vicente de Fora Monastery, at the initiative of the Portuguese Episcopal Conference). Social Responsibility [Three case studies]

2001 2000 Retinopathy Association of Portugal (congress); 2001 Life Defence and Support Association; Portuguese Archaeology Institute (congress). A’Aparte, Oficina de Arte; Solidarity and Welfare Association; Arsenal, Support to Artistic Creation; Association for the Promotion of the Teaching of the 2003 Portuguese Youths European Parliament Association Blind / António Feliciano Castilho Institute (Walking Stick Portuguese Urology Association (congress); (participation in Parliament sessions by youths); Workshop). Women in Action Association (support to organisation Cooperativa de Ensino Universidade Lusíada, CRL, of congress). Oporto (prize for the best students); 2001 Santo António Diocesan School, Portalegre (award of Ajuda Association for Rehabilitation and Integration Support to entities promoting training the annual scholarships); (Aria); cultural development National Youth Council (higher education student Association of Welfare Works of the Society of Saint meeting); Vincent de Paul; 1994 a 1999 Lisbon Higher College of Music (educational activity); Leiria Life Defence and Support Association; Project to develop the ‘Patrimatic’ database (Multimedia Fomento – Cooperativa de Centros de Ensino, CRL Family and Friends of the Deaf Association; Information System, for cultural heritage and regional (scholarships for young students); Social Emergency Association; development) by the National Culture Centre (CNC); National Administration Institute (award of scholarships); ‘Clube Gaivotas da Torre’ Youth Association (social sub-products were created: CDs, handbooks, guides and Diocesan Secretariat for Religious Teaching of the Lisbon welfare); studies). Patriarchate (training courses); Association for Psychosocial Study and Integration; Aveiro University (support to the organisation of a Portuguese Association of Friends and Relations of 1999 conference); Alzheimers Patients; Initiation in Engraving and Theory of Colour Courses Universidade Católica Portuguesa Beiras Regional Centre Life and peace Community (support for the homeless); (organised by ‘Gravura’, the Portuguese Engravers (support for a colloquium on economics); Crinabel – Cooperativa de Ensino Especial e Co-operative). Universidade Católica Portuguesa / Oporto Regional Solidariedade Social, CRL Centre (support for the training programme); Frei Manuel Pinto Fonseca Foundation/ São Fiel 2000 Universidade Católica Portuguesa Faculty of Law Treatment Centre; Guerras do Alecrim e da Manjerona (Arsenal, Support to (acquisition of books); Portuguese Community Against Aids Foundation; Artistic Creation); Universidade Católica Portuguesa Faculty of Theology Defence of Life Movement; CNC (Young citizen on wheels); (acquisition of books). Protective Parents; CNC (Lisbon-Oporto Cultural Bridge). Life Support Point (support for pregnant women in 2002 difficulty); 2001 Actions for a United World (scholarships); Santa Casa da Misericórdia de Vale de Cambra. Cultural programme for youths (CNC); Maria António Barreiro Foundation (award of Eça de Queiroz Foundation (acquisition of furniture); scholarships for the Montes Claros University School); 2002 Sponsorship protocol with the Portuguese Museum Training Course Programme; Drug-addiction Treatment Association (ATT); Institute; Universidade Lusófona (scholarships); Diocese of Baucau – Timor (support for social welfare Support for culture (RTP,Channel 2). Yehudi Menuhin Foundation Friends Association for the needy population); (education through music). Family and Society Foundation – family support in the 2002 social and health area; Sponsorship protocol with the Portuguese Museum 2003 Portuguese Community Agaisnt Aids Foundation; Institute. AR.CO, Art and Visual Communication Centre Curry Cabral Hospital (acquisition of medical (acquisition of didactic equipment); equipment); 2003 Cooperativa de Ensino Universidade Lusíada, CRL, Porto Life Support Point (support for young pregnant women Valadares Choral Singers Association (support to musical (prizes for the best students); in difficulty). activities); Boavista University School (support for pedagogic CNC (contribution as ‘Golden Sponsor’); activities); 2003 Eça de Queiroz Foundation; Crinabel – Cooperativa de Ensino Especial e Universidade Lusíada Social Welfare Association (travel by Sponsorship protocol with the Portuguese Museum Solidariedade Social, CRL (special teaching); groups of youths to provide welfare service in Africa); Institute Restelo Secondary School (support for new evaluation Actions for a United World (training for teachers in Institute for Tropical Scientific Research, CEFA (training programmes); Angola); courses in the Cape Verde Islands). International Institute for Asian Studies and Interchange Acreditar – Association of Parents and Friends of (support for pedagogic activities); Children with Cancer (support for the Acreditar Home); Support to activities in the field of education Planeta Maravilha (pedagogic activities directed at Mothers’ Help (welfare association); children). Childhood and Old Age Friendship Association (Santo 1995 António Home); Post-graduate courses for physicians (Department of Provision of health services, solidarity, social Leiria Life Defence and Support Association; Medical Education of the Lisbon Faculty of Medicine). welfare and humanitarian measures in general Social Emergency Association (welfare work among the needy); 1996 1995 ‘Clube Gaivotas da Torre’Youth Association. ISCTE Centre for African Studies (support to scientific Le Patriarche Association (financing drug-addiction Drug Addiction Treatment Association; research and preparation of studies on the treatment). Santo Estêvão Social Well-being Centre (support for Portuguese-speaking Countries of Africa). users); 1996 Life and Peace Community (support for the homeless); Portuguese Red Cross (for the Higher College of Helen Keller Centre; 2000 Nursing). Help the Church that Suffers Foundation; Maria António Barreiro Foundation (award of Ronald McDonald Child Foundation (construction of a scholarships for the Montes Claros University School); 1997 support home for sick children undergoing hospital West Lisbon Rotary Club (award of 2 scholarships); Le Patriarche Association (financing drug-addiction treatment); Summer Course Abroad (Former Students Association treatment). Parish of Nossa Senhora da Conceição, Oleiros; of the Faculty of Economic Sciences of Universidade Sol Sem Fronteiras. Católica Portuguesa); 1998 Universidade Lusíada (prize for the best students); São Tomé e Príncipe Polytechnic Institute. Universidade Lusófona (award of twelve scholarships). 107