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CREDITO VALTELLINESE S.P.A
BASE PROSPECTUS CREDITO VALTELLINESE S.p.A. (incorporated with limited liability under the laws of the Republic of Italy) €5,000,000,000 Euro Medium Term Note Programme Under the €5,000,000,000 Euro Medium Term Note Programme (the "Programme") described in this Base Prospectus, Credito Valtellinese S.p.A. ("Credito Valtellinese" or the "Issuer") may from time to time issue certain non-equity securities in bearer form, denominated in any currency and governed by English Law (the "English Law Notes") or by Italian Law (the "Italian Law Notes", and together with the English Law Notes, the "Notes"), as described in further detail herein. The terms and conditions for the English Law Notes are set out herein in “Terms and Conditions for the English Law Notes” and the terms and conditions for the Italian Law Notes are set out herein in “Terms and Conditions for the Italian Law Notes”. References to the “Notes” shall be to the English Law Notes and/or the Italian Law Notes, as appropriate and references to the “Terms and Conditions” or the “Conditions” shall be to the Terms and Conditions for the English Law Notes and/or the Terms and Conditions for the Italian Law Notes, as appropriate. For the avoidance of doubt, in “Terms and Conditions for the English Law Notes”, references to the “Notes” shall be to the English Law Notes, and in “Terms and Conditions for the Italian Law Notes”, references to the “Notes” shall be to the Italian Law Notes. This Base Prospectus has been approved by the Commission de Surveillance du Secteur Financier (the "CSSF") in its capacity as competent authority in Luxembourg as a base prospectus under article 8 of Regulation (EU) 2017/1129, as amended (the "Prospectus Regulation"). -
Semi-Annual Italian NPL Performance Report: 60% Of
28 July 2021 Structured Finance Semi-annual Italian NPL performance report: sector will under-perform into the medium term Semi-annual Italian NPL performance report: sector will under-perform into the medium term Italian NPL collection volumes look to be stabilising at 25% below average pre-pandemic levels. Performance has deteriorated slightly Analysts since Scope’s last report: 60% of transactions were performing below servicers’ original expectations in the second quarter of 2021, Rossella Ghidoni against 56% previously (based on Q3 2020 data1). The outlook is weak and risks remain to the downside. +39 02 94758 746 Indeed, weakness in the underlying market is reflected by the NPL Performance Index. The NPI, which tracks cumulative collections against [email protected] servicers’ original projections, stands at 94 and Scope expects it to remain below the baseline of 100 into the medium term. Meanwhile, notes are Paula Lichtensztein expected to amortise in six to eight years, based on the Scope NPL Dynamic Coverage Index (SCI), which tracks the speed of note amortisation. +49 30 27891 224 [email protected] The share of positions closed by servicers remains low and on those positions that have closed, median profitability has been 87%, below Scope expectations at closing. Vittorio Maniscalco +39 02 94758 456 Scope believes the Italian NPL sector will continue to under-perform into the medium term as the consequences of the pandemic have not yet worked [email protected] themselves through the economy. By the fourth quarter of 2021, Scope estimates that the share of transactions with collection volumes lagging Antonio Casado servicers’ forecasts will align with second quarter 2021 figures. -
Prospetto Informativo
PROSPETTO INFORMATIVO Relativo all’offerta in opzione agli azionisti di massimo n. 330.600 azioni ordinarie della Banca Popolare Sant’Angelo S.c.p.A. (con “Bonus Share”) e successiva offerta ai terzi delle eventuali azioni rimaste inoptate Emittente e soggetto incaricato della raccolta delle sottoscrizioni: Banca Popolare Sant’Angelo S.c.p.A. Prospetto informativo depositato presso la CONSOB in data 28/09/2009 in conformità alla nota di comunicazione dell’avvenuto rilascio dell’autorizzazione da parte della CONSOB stessa del giorno 22/09/2009 prot. n. 9083160 e messo a disposizione del pubblico presso: • la sede sociale della Banca Popolare Sant’Angelo S.c.p.A. in Corso Vittorio Emanuele 10, 92027 Licata; • tutti gli sportelli della Banca Popolare Sant’Angelo S.c.p.A.; • il sito Internet www.bancasantangelo.com. L’adempimento di pubblicazione del presente Prospetto Informativo non comporta alcun giudizio della CONSOB sull’opportunità dell’investimento proposto e sul merito dei dati e delle notizie allo stesso relativi. Prospetto Informativo Banca Popolare Sant’Angelo S.c.p.A. AVVERTENZA Le Azioni oggetto dell’Offerta presentano gli elementi di rischio propri di un investimento in strumenti finanziari non quotati in un mercato regolamentato, per i quali potrebbero insorgere difficoltà di disinvestimento. Per difficoltà di disinvestimento si intende che i sottoscrittori potrebbero avere difficoltà nel negoziare gli strumenti finanziari oggetto della presente Offerta, in quanto le richieste di vendita potrebbero non trovare adeguate contropartite. 1 Prospetto Informativo Banca Popolare Sant’Angelo S.c.p.A. INDICE GLOSSARIO DELLE PRINCIPALI DEFINIZIONI ........................................................................................ 7 NOTA DI SINTESI ......................................................................................................................................... 9 Avvertenze ................................................................................................................................................... 9 A. -
Credito Valtellinese Banking Group - Register of Banking Groups No
Condensed Interim Consolidated Report at 30 June 2019 Creval Società per Azioni Registered Offices in Piazza Quadrivio 8 - Sondrio, Italy Tax code and Sondrio Company Registration no. 00043260140 - Register of Banks no. 489 Parent of the Credito Valtellinese Banking Group - Register of Banking Groups no. 5216.7 Website: http://www.gruppocreval.com E-mail: [email protected] Data at 30 June 2019: Share Capital EUR 1,916,782,886.55 Member of the Interbank Guarantee Fund COMPANY OFFICERS OF CREDITO VALTELLINESE in office at 6 August 2019 BOARD OF DIRECTORS Chairman Alessandro Trotter Deputy Chairman Stefano Caselli Managing Director and General Manager Luigi Lovaglio Directors Livia Aliberti Amidani Elena Beccalli Paola Bruno Maria Giovanna Calloni Carlo Crosara Anna Doro Fausto Galmarini Serena Gatteschi Stefano Gatti Jacob F. Kalma Teresa Naddeo Massimiliano Scrocchi BOARD OF STATUTORY AUDITORS Chairman Francesca Michela Maurelli Standing Auditors Paolo Cevolani Alessandro Stradi Substitute Auditors Simonetta Bissoli Francesco Fallacara HEADS OF THE MAIN CORPORATE FUNCTIONS Deputy General Manager Vicar Umberto Colli Chief Risk Officer (CRO) Fabio Salis Chief Lending Officer (CLO) Vittorio Pellegatta Head of Compliance and Anti-money Laundering Department Enzo Rocca Manager in charge of financial reporting Simona Orietti Audit Company KPMG S.p.A. 2 Contents COMPANY OFFICERS OF CREDITO VALTELLINESE ........................................................................... 2 CONSOLIDATED HIGHLIGHTS AND ALTERNATIVE PERFORMANCE INDICATORS AT -
IX Edizione Di Invito Banca Antonveneta Cariprato a Palazzo
Associazione Bancaria Italiana BNL - Gruppo BNP Paribas Sono lieto di dare il benvenuto a quanti hanno scelto di visitare i palazzi delle banche aperti al pubblico in occasione della IX edizione di Invito Banca Antonveneta Cariprato a Palazzo. Questa iniziativa, ben consolidata nel calendario degli eventi Banca Carige Carisbo culturali, serve a far conoscere meglio il patrimonio culturale e i documenti della vita civile del nostro Paese che le banche conservano e valorizzano. Banca CR Firenze Cassa dei Risparmi di Forlì e della Romagna La manifestazione, promossa dall’ABI e realizzata con le banche che Banca dell’Adriadico aderiscono al progetto, apre per l’intera giornata di sabato 2 ottobre i Cassa di Risparmio Banca di Imola palazzi degli istituti di credito, normalmente chiusi al pubblico perché del Friuli Venezia Giulia luoghi in cui si svolge quotidianamente l’attività bancaria. Il pubblico può Banca di Piacenza Cassa di Risparmio del Veneto così fruire liberamente, almeno una volta l’anno, di un patrimonio culturale Banca di Romagna significativamente diffuso in tutti i centri del nostro Paese. Cassa di Risparmio Banca di Trento e Bolzano di Ascoli Piceno L’aver saputo mostrare attraverso i palazzi delle ‘cento città italiane’ i caratteri costitutivi della civiltà, dei costumi, del modo di essere degli Banca Etruria Cassa di Risparmio di Asti Italiani è la ragione dell’ampio successo di pubblico e dell’adesione di Banca Federico Del Vecchio Cassa di Risparmio di Cento tutti i mezzi d’informazione alla nostra manifestazione. ‘Il palazzo’, al di là della metafora pasoliniana, rappresenta ancora nella realtà attuale i Banca Finnat Euramerica Cassa di Risparmio di Cesena cardini dell’evoluzione civile ed economica del Paese, oltre che l’eccezionale tradizione architettonica e artistica di quel policentrismo culturale che Banca Monte dei Paschi di Siena Cassa di Risparmio spiega e tuttora caratterizza la storia di questo Paese. -
Floating) Dated April 5, 2013 Dated March 26, 2014
FINAL TERMS BASE PROSPECTUS FINAL TERMS NO. 6543 (floating) Dated April 5, 2013 Dated March 26, 2014 SUPPLEMENTARY PROSPECTUSES Dated May 3, 2013, May 10, 2013, June 3, 2013, June 14, 2013, June 28, 2013, August 2, 2013, September 18, 2013, November 8, 2013, November 20, 2013, February 3, 2014 and March 4, 2014 GENERAL ELECTRIC CAPITAL CORPORATION ISSUE OF EURO MEDIUM-TERM NOTES U.S.$ Floating Rate Notes Due 2020 Any person making or intending to make an offer of the Notes may only do so: (i) in the Public Offer Jurisdiction mentioned in Part B below, provided such person is of a kind specified in that paragraph and that the offer is made during the Offer Period specified in that paragraph; or (ii) otherwise in circumstances in which no obligation arises for the Issuer or any Manager to publish a prospectus pursuant to Article 3 of the Prospectus Directive or to supplement a prospectus pursuant to Article 16 of the Prospectus Directive, in each case, in relation to such offer. Neither the Issuer nor any Manager has authorized, nor do they authorize, the making of any offer of Notes in any other circumstances. The expression "Prospectus Directive" means Directive 2003/71/EC (and amendments thereto, including the 2010 PD Amending Directive, to the extent implemented in the Relevant Member State) and includes any relevant implementing measure in the Relevant Member State and the expression "2010 PD Amending Directive" means Directive 2010/73/EU. PART A CONTRACTUAL TERMS Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the above referenced Base Prospectus and the supplemental Prospectuses dated May 3, 2013, May 10, 2013, June 3, 2013, June 14, 2013, June 28, 2013, August 2, 2013, September 18, 2013, November 8, 2013, November 20, 2013, February 3, 2014 and March 4, 2014 which together constitute a base prospectus for the purposes of the Prospectus Directive (the "Base Prospectus"). -
Athens Metro Athens Metro
ATHENSATHENS METROMETRO Past,Past, PresentPresent && FutureFuture Dr. G. Leoutsakos ATTIKO METRO S.A. 46th ECCE Meeting Athens, 19 October 2007 ATHENS METRO LINES HELLENIC MINISTRY FORFOR THETHE ENVIRONMENT,ENVIRONMENT, PHYSICALPHYSICAL PLANNINGPLANNING ANDAND PUBLICPUBLIC WORKSWORKS METRO NETWORK PHASES Line 1 (26 km, 23 stations, 1 depot, 220 train cars) Base Project (17.5 km, 20 stations, 1 depot, 168 train cars) [2000] First phase extensions (8.7 km, 4 stations, 1 depot, 126 train cars) [2004] + airport link 20.9 km, 4 stations (shared with Suburban Rail) [2004] + 4.3 km, 3 stations [2007] Extensions under construction (8.5 km, 10 stations, 2 depots, 102 train cars) [2008-2010] Extensions under tender (8.2 km, 7 stations) [2013] New line 4 (21 km, 20 stations, 1 depot, 180 train cars) [2020] LINE 1 – ISAP 9 26 km long 9 24 stations 9 3.1 km of underground line 9 In operation since 1869 9 450,000 passengers/day LENGTH BASE PROJECT STATIONS (km) Line 2 Sepolia – Dafni 9.2 12 BASE PROJECT Monastirakiι – Ethniki Line 3 8.4 8 Amyna TOTAL 17.6 20 HELLENIC MINISTRY FORFOR THETHE ENVIRONMENT,ENVIRONMENT, PHYSICALPHYSICAL PLANNINGPLANNING ANDAND PUBLICPUBLIC WORKSWORKS LENGTH PROJECTS IN OPERATION STATIONS (km.) PROJECTS IN Line 2 Ag. Antonios – Ag. Dimitrios 30.4 27 Line 3 Egaleo – Doukissis Plakentias OPERATION Doukissis Plakentias – Αirport Line 3 (Suburban Line in common 20.7 4 use with the Metro) TOTAL 51.1 31 HELLENIC MINISTRY FORFOR THETHE ENVIRONMENT,ENVIRONMENT, PHYSICALPHYSICAL PLANNINGPLANNING ANDAND PUBLICPUBLIC WORKSWORKS -
This Pdf of Your Paper in Cyprus: an Island Culture Belongs to the Publishers Oxbow Books and It Is Their Copyright
This pdf of your paper in Cyprus: An Island Culture belongs to the publishers Oxbow Books and it is their copyright. As author you are licenced to make up to 50 offprints from it, but beyond that you may not publish it on the World Wide Web until three years from publication (September 2015), unless the site is a limited access intranet (password protected). If you have queries about this please contact the editorial department at Oxbow Books ([email protected]). An offprint from CYPRUS An Island Culture Society and Social Relations from the Bronze Age to the Venetian Period edited by Artemis Georgiou © Oxbow Books 2012 ISBN 978-1-84217-440-1 www.oxbowbooks.com CONTENTS Preface Acknowledgements Abbreviations 1. TEXT MEETS MATERIAL IN LATE BRONZE AGE CYPRUS.......................................... 1 (Edgar Peltenburg) Settlements, Burials and Society in Ancient Cyprus 2. EXPANDING AND CHALLENGING HORIZONS IN THE CHALCOLITHIC: NEW RESULTS FROM SOUSKIOU-LAONA .................................................................... 24 (David A. Sewell) 3. THE NECROPOLIS AT KISSONERGA-AMMOUDHIA: NEW CERAMIC EVIDENCE FROM THE EARLY-MIDDLE BRONZE AGE IN WESTERN CYPRUS.......................... 38 (Lisa Graham) 4. DETECTING A SEQUENCE: STRATIGRAPHY AND CHRONOLOGY OF THE WORKSHOP COMPLEX AREA AT ERIMI-LAONIN TOU PORAKOU............................ 48 (Luca Bombardieri) 5. PYLA-KOKKINOKREMOS AND MAA-PALAEOKASTRO: A COMPARISON OF TWO NATURALLY FORTIFIED LATE CYPRIOT SETTLEMENTS ....................................... 65 (Artemis Georgiou) 6. -
Directors and Officers of Credito Valtellinese Board of Directors
Directors and Officers of Credito Valtellinese Board of Directors Chairman *Francesco Guicciardi Deputy Chairmen *Salvatore Vitali Vincenzo Merlino Managing Director *Giovanni De Censi Directors Bassano Baroni Franco Bettini *Michele Colombo *Mario Cotelli Pier Domenico De Filippis Emilio Rigamonti Marco Santi Giuliano Zuccoli *Members of the Executive Committee Board of Statutory Auditors Chairman Angelo Palma Acting Auditors Roberto Campidori Fabiano Garbellini Alternate Auditors Aldo Cottica Alfonso Rapella Board of Arbitrators Acting Arbitrators Emilio Berbenni Francesco Bertini Italo Vittorio Lambertenghi Alternate Auditors Ettore Negri Fedele Pozzoli General Management General Manager Renato Bartesaghi Deputy General Manager Miro Fiordi Deputy General Manager Franco Sala Independent Auditing Firm Reconta Ernst & Young S.p.A. CONSOLIDATED BALANCE SHEET (in thousands of Euro) Assets 30/06/2002 31/12/2001 30/06/2001 10 Cash and deposits with central banks and post offices 70.913 67.608 46.490 20 Treasury bills and similar securities eligible for refinancing with central banks 456.818 478.838 566.798 30 Due from banks: 319.519 537.741 421.075 a) repayable on demand 60.340 125.667 135.569 b) other 259.179 412.074 285.506 40 Loans to customers 6.059.244 5.830.174 5.374.274 including: - loan using public funds administered 82 86 99 50 Bonds and other debt securities: 975.210 1.058.092 1.095.058 a) issued by public bodies 786.389 759.592 828.862 b) issued by banks: 131.319 261.977 228.005 including: - own securities 11.988 11.395 21.410 -
Ellaktor Group Presentation De
Group Presentation December 2013 Recent Developments / 9M2013 Financial Highlights The agreements for the re-initiation of the suspended BOT projects of Argean Motorways and Olympia Odos have been submitted for approval to the parliament of the Hellenic Republic - financial close targeted in December 2013 Revenues in 9Μ 2013 reached € 884.5 ml, slightly increased (1.7%) compared to 9M2012, mainly as a result of increased revenues in Construction Operating profit (EBIT) reached € 83.9 ml Profit before tax reached € 42.9 ml, decreased by 13.8% vs 9M 2012 After tax (before minorities) the group reported losses of € 12.0 ml vs profits of € 26.8 ml in 9M 2012, negatively affected by increased deferred taxation of ~ € 25 ml as a result of the corporate tax rate increase from 20% to 26% (mainly impacting Attiki Odos) - no withholding tax on dividend distribution is expected on future dividend inflows from group companies that will have a net positive cash flow effect for the group Total construction backlog stands at ~ € 3.2 bn (incl. ~ € 390 ml of contracts pending signature) Negotiations for the re-initiation of the suspended BOT projects are in their final stages Corporate related Net Debt as of 30/9/2013 reached € 438.3 ml vs € 513.2 ml as of 31/12/2012, mainly due to an increase in cash - refinancing of corporate debt at ELLAKTOR and AKTOR Concessions is at its final stages of documentation and is expected to be signed by year end 2013 9eld0029 2 Key Investment highlights Leading infrastructure player in Greece with an increasing international footprint Significant values from participation in Eldorado Well-balanced diversified Gold / Hellas Gold portfolio of activities Growth prospects in Waste Unrivalled construction Management and knowhow (backlog Renewable Energy c.€3.2bn) Strong expected dividend stream from mature concessions (i.e. -
Global Report Global Metro Projects 2020.Qxp
Table of Contents 1.1 Global Metrorail industry 2.2.2 Brazil 2.3.4.2 Changchun Urban Rail Transit 1.1.1 Overview 2.2.2.1 Belo Horizonte Metro 2.3.4.3 Chengdu Metro 1.1.2 Network and Station 2.2.2.2 Brasília Metro 2.3.4.4 Guangzhou Metro Development 2.2.2.3 Cariri Metro 2.3.4.5 Hefei Metro 1.1.3 Ridership 2.2.2.4 Fortaleza Rapid Transit Project 2.3.4.6 Hong Kong Mass Railway Transit 1.1.3 Rolling stock 2.2.2.5 Porto Alegre Metro 2.3.4.7 Jinan Metro 1.1.4 Signalling 2.2.2.6 Recife Metro 2.3.4.8 Nanchang Metro 1.1.5 Power and Tracks 2.2.2.7 Rio de Janeiro Metro 2.3.4.9 Nanjing Metro 1.1.6 Fare systems 2.2.2.8 Salvador Metro 2.3.4.10 Ningbo Rail Transit 1.1.7 Funding and financing 2.2.2.9 São Paulo Metro 2.3.4.11 Shanghai Metro 1.1.8 Project delivery models 2.3.4.12 Shenzhen Metro 1.1.9 Key trends and developments 2.2.3 Chile 2.3.4.13 Suzhou Metro 2.2.3.1 Santiago Metro 2.3.4.14 Ürümqi Metro 1.2 Opportunities and Outlook 2.2.3.2 Valparaiso Metro 2.3.4.15 Wuhan Metro 1.2.1 Growth drivers 1.2.2 Network expansion by 2025 2.2.4 Colombia 2.3.5 India 1.2.3 Network expansion by 2030 2.2.4.1 Barranquilla Metro 2.3.5.1 Agra Metro 1.2.4 Network expansion beyond 2.2.4.2 Bogotá Metro 2.3.5.2 Ahmedabad-Gandhinagar Metro 2030 2.2.4.3 Medellín Metro 2.3.5.3 Bengaluru Metro 1.2.5 Rolling stock procurement and 2.3.5.4 Bhopal Metro refurbishment 2.2.5 Dominican Republic 2.3.5.5 Chennai Metro 1.2.6 Fare system upgrades and 2.2.5.1 Santo Domingo Metro 2.3.5.6 Hyderabad Metro Rail innovation 2.3.5.7 Jaipur Metro Rail 1.2.7 Signalling technology 2.2.6 Ecuador -
Catálogo 2018
CATÁLOGO 2018 EMPRESAS PROVEEDORAS ASOCIADAS A ALAMYS COMITÉ EDITORIAL Secretario General: Roland Zamora Vega. Jefe de Secretaría General: Constantin Dellis. Editora General: Daniela Barría Rodríguez. Diseño: Baobab Diseño. Contacto Comunicaciones ALAMYS: Daniela Barría. Mail: [email protected]. Teléfono: +56 2 2937 8226. Todos los derechos reservados ALAMYS Santiago de Chile, 2018 El “Catálogo 2018: empresas proveedoras asociadas a ALAMYS”, es un directorio elaborado por la Secretaría General de ALAMYS, con la colaboración de los representantes de cada una de las entidades que aquí se presentan. A todos ellos, agradecemos su disposición para la publicación de este documento. CATÁLOGO 2018: EMPRESAS PROVEEDORAS ASOCIADAS A ALAMYS ÍNDICE 4 SOBRE ALAMYS 5 PRESENTACIÓN 6 CATÁLOGO 2018: EMPRESAS PROVEEDORAS ASOCIADAS A ALAMYS (POR ORDEN ALFABÉTICO) 7 ALSTOM 51 INECO 9 ALTRAN 53 INGEROP 11 ARDANUY 55 MASABI 13 AWAAIT 57 MONT-ELE 15 AYESA 59 NIEDAX 17 BOMBARDIER 61 PANDROL 19 CAF 63 RATP DEV 21 CERTIFER 65 ROCKDELTA 23 CITEF 67 SENER 25 COLAS RAIL 69 SERDB 27 CONSOLIS 71 SICE 29 EGIS 73 SIEMENS 31 ENGIE 75 SONDA 33 ETF 77 STADLER 35 FAIVELEY 79 SYSTRA 37 GEZTNER 81 SYTECSA 39 GIRO 83 THALES 41 GLOBALVIA 85 VOESTALPINE 43 HUBNER 87 VOSSLOH 45 IDOM 47 ILF 49 INDRA 3 SOBRE ALAMYS: ASOCIACIÓN LATINOAMERICANA DE METROS Y SUBTERRÁNEOS La Asociación Latinoamericana de Metros y Subterráneos, ALAMYS, inició sus actividades en 1986, en Caracas, Venezuela, para compartir experiencias, aprender y colaborar para adquirir estándares de las mejores