Banca Carige Banca Carige Italia Banca Caripe Banca

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BANCA CARIGE BANCA CARIGE ITALIA BANCA CARIPE BANCA CESARE PONTI BANCA DEL FUCINO BANCA DEL MONTE DI LUCCA BANCA DEL SUD BANCA DELL'ADRIATICO BANCA DI VITERBO CREDITO COOPERATIVO BANCA DI CREDITO COOP. DI CAMBIANO BANCA DI CREDITO COOP. CASTAGNETO CARDUCCI BANCA DI CREDITO POPOLARE BANCA DI IMOLA BANCA DI PIACENZA BANCA DI PISA E FORNACETTE CREDITO COOPERATIVO BANCA DI SASSARI BANCA EUROMOBILIARE BANCA FIDEURAM BANCA FININT BANCA GENERALI BANCA IFIGEST BANCA IFIS BANCA MEDIOLANUM BANCA PASSADORE BANCA POPOLARE DI LANCIANO E SULMONA BANCA POPOLARE DEL CASSINATE BANCA POPOLARE DEL FRUSINATE BANCA POPOLARE DEL LAZIO BANCA POPOLARE DELL'ALTO ADIGE - VOLKSBANK BANCA POPOLARE DELL'EMILIA ROMAGNA BANCA POPOLARE DI APRILIA BANCA POPOLARE DI BARI BANCA POPOLARE DI MANTOVA BANCA POPOLARE DI MILANO BANCA POPOLARE DI PUGLIA E BASILICATA BANCA POPOLARE DI SPOLETO BANCA POPOLARE PUGLIESE BANCA POPOLARE SANT'ANGELO BANCA POPOLARE VALCONCA BANCA PROSSIMA BANCA SISTEMA BANCA TERCAS BANCA VALSABBINA BANCO DI DESIO E DELLA BRIANZA BANCO DI LUCCA BANCO DI NAPOLI BANCO DI SARDEGNA BANCO POPOLARE CABEL CASSA DEI RISPARMI DI FORLI' E DELLA ROMAGNA CASSA CENTRALE BANCA - CREDITO COOP. DEL NORD EST CASSA CENTRALE RAIFFEISEN DELL'ALTO ADIGE CASSA DI RISPARMIO DELLA PROV. DELL'AQUILA CASSA DI RISPARMIO DEL FRIULI V. GIULIA CASSA DI RISPARMIO DEL VENETO CASSA DI RISPARMIO DI ASTI CASSA DI RISPARMIO DI BIELLA E VERCELLI CASSA DI RISPARMIO DI BOLOGNA CASSA DI RISPARMIO DI BOLZANO - SPARKASSE CASSA DI RISPARMIO DI CARRARA CASSA DI RISPARMIO DI CESENA CASSA DI RISPARMIO DI FIRENZE CASSA DI RISPARMIO DI ORVIETO CASSA DI RISPARMIO DI PISTOIA E LUCCHESIA CASSA DI RISPARMIO DI RAVENNA CASSA DI RISPARMIO DI S. MINIATO CASSA DI RISPARMIO DI SAVONA CASSA DI RISPARMIO DI VOLTERRA CASSA DI SOVVENZIONI E RISPARMIO FRA IL PERSONALE DELLA BANCA D'ITALIA CASSA PADANA BANCA DI CREDITO COOPERATIVO CASSE DI RISPARMIO PER L'UMBRIA CEREA BANCA CHEBANCA! CITYPOSTE PAYMENT COMPASS CREDITO EMILIANO CREDITO SALERNITANO BANCA POPOLARE CREDITO SICILIANO CREDITO VALTELLINESE DEUTSCHE BANK FINDOMESTIC BANCA FINECO BANK GBM BANCA ICCREA BANCA ING DIRECT INTESA SANPAOLO INTESA SANPAOLO PRIVATE BANKING IW BANK - PRIVATE INVESTMENT MONTE DEI PASCHI DI SIENA SANFELICE 1893 BANCA POPOLARE UBI BANCA UNICREDIT UNIPOL BANCA WEBANK WIDIBA.

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2014 Corporate Social Responsabilitity Report
2014 Corporate Social Responsabilitity Report Chairman’s Message 3 Social Report The Group key figures 5 • Carige’s Corporate Social Responsibility 35 Identity of the Group • The Banca Carige Group’s profile 6 • Mission, Vision and Core Values 9 38 CUSTOMERS • Strategies 10 • Organisational Structure and Distribution Network 15 Governance 49 EMPLOYEES • Corporate governance 18 • The internal control and risk management 28 system 63 Economic Report COMMUNITY • Financial highlights 29 • Value added 32 71 SHAREHOLDERS Methodological note 83 76 SUPPLIERS Annexes • Tables 85 • GRI-G3.1 indicators 109 78 ENVIRONMENT Any information included in this document is referred to the 2014 financial year, unless - where specified - an update was planned prior to the approval of the 2014 Corporate Social Responsibility Report by the Board of Directors on 12th May 2015. For any following updatings, reference should be made to the website www.gruppocarige.it, particularly to the sections Governance and Investor Relations. Chairman’s Message that, with a view to recovering profitability On top of this, we should not forget to safeguard the corporate assets over time. the additional effort arising from the partially unfavourable outcome of the This was a sterling work, pursued with Comprehensive Assessment carried out by determination, and which led to a profound the ECB and disclosed at the end of October and substantial renewal of the Banca Carige 2014. While acknowledging the presence of Group over a period of just twelve months. It adequate risk protections
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