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EE FPleaseR take one Summer 2017 EngAGE Do you know your Twitter from your Cloud?

The Playlist Combatting of our Past & Loneliness Present

RECIPES + Gardening + in the community + Puzzle page + much more Garage Services Ltd - Unit 14 Northern Court, Basford, NG6 0BJ 0115 975 49 47

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20 10 ContentsSummer 2017 In the Community...... 06 Fraudsters target social Innovative What can happen if you Age UK Derby & Derbyshire media users for money Intergenerational don't make a Will...... 20 and Age UK Notts in for non-existent “Ringing Change” Mandy Kelly explains why action near you. charities ...... 11 Project...... 18 making a Will is so important. Find out more on this A new project with older In the Garden...... 07 recent scam. people at Meadow Preventing Falls in Water saving tips for View Care Centre. & summer gardening. The Playlist of our Derbyshire...... 24 Past & Present...... 12 Volunteers Wanted: Do Have you tripped or fallen, In the Kitchen...... 07 As Age UK Notts celebrates you like making things?.18 unsteady on your feet? A tasty Banoffee Pie recipe. 75 years; we look back Remap are looking for Exercise can help you. at the music that has volunteers, can you help? Combatting been the soundtrack to Do you know your Loneliness...... 10 the last 75 years. Nothing says thank you as Twitter from your Silver Sunday & Jo Cox well as a cream tea!...... 19 Cloud?...... 25 Commission on Loneliness. Age UK recently said thank Age UK Notts’ ClickSilver you to members of three ‘Local course could help you Committees’ who have raised learn about computers and funds first for ‘Help the Aged’ accessing the internet. and more recently Age UK.

4 | summer 2017 www.ageuk.org.uk/derbyandderbyshire contents summer 2017

Meet the team… From Editor Jessica Brook  0115 841 4472 the Editor...  [email protected]

Age UK Nottingham & Nottinghamshire Bradbury House, 12 Shakespeare Street, Nottingham NG1 4FQ 0115 844 0011  [email protected]  www.ageuknotts.org.uk Twitter: @ageuknotts Facebook: facebook.com/ageuknotts

24 Age UK Derby & Derbyshire 29a Market Place, Heanor, Derbyshire DE75 7EG  01773 768 240  administration@ ageukderbyandderbyshire.org.uk  www.ageuk.org.uk/ derbyandderbyshire Twitter: @AgeUK_DD Facebook: facebook.com/AUKDD

Designer Welcome Laura Lang  [email protected] Welcome to this summer edition of EngAGE, we hope you enjoy Advertising Laurence Rowe the articles found in its pages!  01536 526 678  [email protected] 12 In this issue we cover topics such as Publisher saving water in the garden, spotting Lance Publishing Ltd, scams and combatting loneliness. We will 1st Floor, Tailby House, Bath Road, Kettering NN16 8NL also take a look at some new services  01536 512 624 in Nottinghamshire and Derbyshire,  01536 515 481  [email protected] including Age UK Notts new Secondary Your Questions  www.lancepublishing.co.uk Falls Prevention Service and the new Answered, Your Innovative Intergenerational “Ringing Voice Heard...... 26 Printer We respond to some of your Lance Print Ltd Change” Project in Derbyshire. commonly asked questions.  01733 390 564 We hope you enjoy this edition. If you have Puzzle Page...... 27 Lanceprint any questions or feedback, do get in touch.

This magazine is produced, free of charge, on behalf of How to spot if someone is Age UK Derby & Derbyshire and Age UK Nottingham & Nottinghamshire by Lance Publishing Ltd. All rights are Warm regards, being scammed...... 28 reserved by the charities and no part of this publication Top tips for identifying may be reproduced in whole or in part without the written permission of the charities. Age UK Derby & Derbyshire scams and those who may and Age UK Nottingham & Nottinghamshire will accept no responsibility for, or necessarily agree with, any claims have been scammed. made or views expressed in this publication, nor does the mention of any product, service or advertisement imply a recommendation by Age UK Derby & Derbyshire or Age UK Nottingham & Nottinghamshire. The information contained in this magazine is not advice, and should not be treated as such. To the maximum extent permitted by applicable law, we exclude all representations, warranties, undertakings and guarantees relating to this magazine. Age Jessica Brook UK Derby & Derbyshire: Registered Charity No. 1068550, Limited Company No. 3510613. Age UK Nottingham & Editor Nottinghamshire: Registered Charity No. 1067881, Limited Company No. 3455485. Lance Publishing Ltd: Registered Company No. 03253372.

www.ageuknotts.org.uk summer 2017 | 5 EngAGE In the A Salute to the Swinging60s n the 14th of for those who feel Community... March, Chesterfield socially isolated as they O Borough Council had a great opportunity to organised an event for older mix with others. The Strictly people at the Winding Wheel No Falling service that is Theatre, Chesterfield. There administered by Age UK was a fantastic show packed Derby & Derbyshire was with music and memories represented by partner from the 60s as well as an Diane Ball from DCHS. information market place where local services were available to offer advice and information on health and wellbeing topics.

180 tickets were sold with Nutrition & Hydration week more people turning up on utrition and Hydration campaign each year, the day so it was a fantastic Week in March notably with the shops opportunity for older people N each year aims to creating stunning window to discover information on highlight, promote and displays to highlight the a wide range of topics. It celebrate improvements issues and bring awareness was a great event, especially in the provision of nutrition into their communities. and hydration locally, nationally and globally. Picture shows the display created by Mickleover shop New-look Age UK Derby & Derbyshire manager, Jennie Butler. get involved in this reception for Age UK Notts Celebrating with the efficiently. We also want to Sheriff of Nottingham be warm and welcoming his year marks for all as well as disability 75 years of Age and dementia friendly. T UK Nottingham & After securing some initial Nottinghamshire changing funding, Age UK Notts lives in Nottinghamshire. he reception at has been able to complete Age UK Notts was pleased provided especially for the Bradbury House phase one of a reception to celebrate this milestone occasion by Nottingham T was designed and re-design, which has at an event in April, run by City Transport (see photo). installed 15 years ago when included redecoration, the Sheriff of Nottingham, Maggie Ross MBE, Age UK Notts first moved new signage and wall Councillor Jackie Morris, at Business and Community in and has been in need of displays, upgrades to the Council House Ballroom Relations Director at Age an upgrade for some time. heating, lighting and in Nottingham. This special UK Notts. Commented: Around 100 new customers installing a modernised event saw up to 100 older come through our door hearing loop system. people aged over 65 enjoy “We would like to thank each week to find the If you are in Nottingham, live music and good food in everyone who contributed help, advice, information why not pop in and take the beautiful surroundings to the occasion, which and support they need a look at our bright and of the ballroom, which was made it such a lovely to live healthy, happy and beautiful new space. buzzing with sounds of event. Particular thanks independent lives. As well Watch this space for people enjoying themselves needs giving to Actons as our welcoming and more news of when and making new friends. Solicitors, East Midlands knowledgeable staff it’s we fully complete our One particular highlight of Airport Community Fund, important that we have a refurbishment, with a new the event was that many Cloud Cars, Thorntons, clearly organised space, a accessible reception desk of the guests arrived on Vision Express and wealth of information and and soft welcoming soft two number 75 buses The Walton Hotel.” services to help quickly and furnishings throughout.

6 | summer 2017 www.ageuk.org.uk/derbyandderbyshire In the In the Garden Kitchen

Carrot Banoffee & Pie Walnut cake

Water saving tips for summer gardening PREP 30 mins TIME 2 hours to set ingredients

This summer temperature soaking your plants’ foliage, SERVES 8-10 Summer 2017 275g (10oz) is on the rise and it can be it does little good. Always butter challenging to keep the aim for the base of the plant. plants in your garden moist And be careful not to water 250g (9oz) and cool. Here are some outside the root zone either, ginger biscuits, useful tips to save water if you see water puddling or crushed into in your garden, which will running off, stop. Let the water small pieces both help the environment soak in before resuming. 175g (6oz) and save you money! castor sugar Choose the right tool 4oz margarine Water at the right time Watering with a standard 8oz golden syrup 397g (14oz) Water your containers and pots garden hose and nozzle can be 3oz soft brown 1 Heat margarine, syrup,tin sugar, of full fat in the afternoon to encourage the least efficient way to water sugar condensed milk A dessert that is verymarmalade simple to and milk in saucepan healthier and stronger growing because so much is lost as 1 tbsp marmalade over a low heat - stir to dissolve. plants. Water the rest of your mist, runoff and evaporation. ¼make pint milk but is the tastiest Banoffee Pie 3 bananas, ever!! Thanks to Mavis2 Leave Littlewood to cool. garden in the morning, early Instead, try using a soaker 8oz self raising flour 3  Sift flour with salt, spicessliced and who volunteers in the Age UK Derby morning winds are lower and hose or sprinkler wand. a pinch of salt bicarbonate of soda into a mixing bowl. 300ml (1/2pt) there is less evaporation. 1& tsp Derbyshire mixed spice shop4 in   AddHeanor the melted for mixture double cream Morning watering gives time Water well when 4sharing tsp ground her ginger family favouriteto well beaten recipe. eggs 5  Pour melted mixture into dry for water to soak in your required ½ tsp bicarbonate ingredients in the mixing25g bowl (1oz) plants so that they have a A really good soaking every ofmethod soda chocolate good supply of water to face few days (or when the soil 2 eggs - well beaten and stir with a wooden spoon until a smooth batter is formed. the heat of the day. It will also becomes dry) will help your 1. Melt 100g (4oz) of the butter. 6  Pour into a 7” square tinLemon lined juice give your plants plenty of plants to develop a deep 2. Stir in the ginger biscuits.with greaseproof paper time to dry off before night fall healthy root system. Avoid 3. Press into a 19cm7  Bake (7inch) for 1 loose ¼ hours bottom at 300°F/150°C tin. reducing the likelihood of slug watering lightly every day as 4. Refrigerate for at /Gasleast 2 anon hour.a low rack. damage and fungal disease. this encourages your plant 5. Meanwhile, melt8 theCool remaining in tin for half butter an hour. and roots to grow near the surface 9 Best kept wrapped in Use cool water of the soil making them more the condensed milkgreaseproof in a non-stick paper in pan a tin for a Avoid using a hose that has vulnerable to drought. over a low heat, stirringfew days continuously to become moist. for been coiled up, filled with about 5 minutes until the mixture thickens water and sitting in the sun Choose your and turns a pale caramel colour. all day. The coiled hose can containers with care 6. Pour the mixture over the biscuit base, act like a water heater and Patio containers always dry leave Ato much cool loved then put in the fridge to set. hot water stresses sensitive out quickly, but you can make and foolproof cake plants. Store your hose in the your watering more efficient 7. Whenfrom firm, my childhood. decoratively place two sliced shade if you can. Otherwise with plastic or glazed pots bananasIt’s the on only top cake of the caramel. where everybody run the heated water out before instead of unglazed terracotta 8. Coverfights with for thewhipped edges! cream. giving your plants a drink. which is very porous. Group 9. Dip the remaining banana slices in lemon juice and pots together so that they can place on top of the cream. benefit from the shade created Water wisely 10. To finish, grate the chocolate over the cream. Don’t waste water wetting and by one another’s foliage.

www.ageuknotts.org.uk summer 2017 | 7

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Tel: 0115 979 1234 Email: [email protected] www.eastgatecare.co.uk EngAGE

Jo Cox Commission Combatting on Loneliness Silver Sunday is one of many opportunities for people to get involved in trying to combat loneliness. loneliness The other significant conversation which Age UK Silver Sunday is an annual day of fun and free Silver Sunday 2012 was a is proud to be a member of activities for older people across the UK. Led by the fantastic success with over is the Jo Cox Commission Sir Simon Milton Foundation, it celebrates the value 2,000 people taking part in on Loneliness which 19 events in Westminster aims to tackle the silent and knowledge they contribute to our communities alone. It gained the support epidemic of loneliness. while combating loneliness and isolation. Everyone of Joanna Lumley, Mayor can get involved, whether that’s organising an event, of Boris Johnson During her time as an MP, spreading the word, or simply attending an activity. and Michael Parkinson. Jo Cox was dedicated The next Silver Sunday is on 1st October 2017. to combating loneliness The following year then in the UK. Jo formed an saw Silver Sunday go independent, cross-party What is Silver How did it all begin? national and the event Commission of MPs and Sunday? Silver Sunday was launched grew significantly with charities to highlight the Held on the first Sunday in 2012 by the Sir Simon over 150 events being fact that we can all do of October through Milton Foundation and held across the country. something to help lonely the Sir Simon Milton Councillor Christabel 2014 saw a fantastic increase people in our community. Foundation, Silver Sunday Flight, after a report in the reach and size of the Following her tragic is a national celebration discovered more than a third day as nearly 400 events murder, the Commission of older people and of people over 75 said they took place from Orpinton has been taken forward their contribution to were lonely. The aim was to to Orkney, with the day in Jo’s memory by Rachel communities. celebrate older residents and receiving national media Reeves MP from Labour to help them get out and attention and growing and Seema Kennedy MP Through a variety of free about and meet new people. each year after that. from the Conservatives activities, Silver Sunday in order to, in Jo’s words, is offering people over 65 ‘turbo charge the public’s a chance to keep active To find out more about Silver Sunday and awareness of loneliness.’ in body and spirit, try how to register an event; or to find out www.ageuk.org.uk/ new things, meet their what events are taking place visit: get-involved/campaign/ neighbours and, ultimately, www.silversunday.org.uk jo-cox-commission overcome loneliness.

10 | summer 2017 www.ageuk.org.uk/derbyandderbyshire Other warning signs to look for include:

 Genuine charities and other are registered documents, including with the Charity collection envelopes. Commission and print their registration  Send your donation details on all to the charity directly. documentation, This may mean going collection bags, to a little more envelopes, electronic trouble, but at least communications you can be sure etc. Check these your donation will get details exist and to where it’s intended. also contact the Charity Commission  If you have any to confirm they concerns you Genuine are authentic. can also gain further You can call them on information from their helpline 0845 the government 300 0218 or by website - www. visiting www. gov.uk/government

©Shutterstock.com/SpeedKingz charity-commission. organisations/charity- Charities gov.uk, where they commission/about The National Fraud Intelligence Bureau (NFIB) has have an online recently reported details of a scam which sees people charity register. If you think anyone may being conned out of money donated to be collecting money non-existent charities.  If the collection illegally supposedly is for a charity you on behalf of Age UK know is genuine, Derby & Derbyshire raudsters are cruelty it is simply used to check the collection or Age UK Notts you believed to be using support a criminal lifestyle in is authorised by must verify the details. F social media sites to the sun. They will canvass asking the charity All our contact details encourage users to donate for contributions through directly, using contact and charity registration money to help to support their existing social networks details from the phone details on the contents animal welfare charities which will expand over time, book or a website page of this magazine. overseas that do not exist. attracting more donors. that you know is genuine. The NFIB has discovered Sometimes the article or that the criminal groups post on social media may  Watch out are often based in Spain or indicate the payments are for poor Cyprus and are using social for charitable organisation grammar media to target donors from or a “worthy cause”. Sadly and spelling the UK. The money is then not in all instances are in emails laundered from the UK to these genuine, and if in any overseas and rather than doubt please undertake be used to tackle animal your own due diligence.

If you, or anyone you know, have been affected by this fraud or any other scam, report it to Action Fraud by calling 0300 123 2040 or visiting www.actionfraud.police.uk

www.ageuknotts.org.uk summer 2017 | 11 EngAGE

The Playlist of our Past & Present This year Age UK Nottingham & Nottinghamshire is celebrating 75 years of changing lives in Nottinghamshire.

s we look back much to reminisce and (NME), with Al Martino's a joint venture operation over the years of be thankful for. It is always “Here In My Heart” as the owned by the BPI and the A work, from starting enjoyable to reminisce, first No. 1. These charts were Entertainment Retailers out as an Older Peoples and one such thing people assembled by telephoning a Association. More information Welfare Committee, to love to reminisce about is selection of record stores. about the Official Charts today when we are the the music of their youth. Company can be found on largest local independent Over the years the official www.officialcharts.com charity providing a wide When we, at Age UK charts have been compiled range of services for older Notts, were just 10 years by several research and Here are a few songs people from all communities old, the first UK singles data organisations. Today’s that have topped the and backgrounds in the chart was established charts are compiled by the charts across the lifespan city and county, we have by New Musical Express , of our charity...

If you enjoy trivia about past number 1 singles and the UK charts? The Official Charts Company provides an extensive, searchable database. Find out more at www.officialcharts.com

12 | summer 2017 www.ageuk.org.uk/derbyandderbyshire When we were 15…(1957) other being ‘The Last Waltz’. the prank whereby millions with her X Factor winner’s single “Oh, please, stay by ‘Release Me’ is also quite of people were tricked in to ‘A Moment Like This’. ‘Bleeding me, Diana…” famous for keeping The watching Rick Astley’s music Love’ spent 7 weeks at number When Age UK Notts was a Beatles from achieving their video instead of the content 1 before being ousted by teenager in 1957, the highest eighth consecutive number 1 they were expecting to see. the charity single “What A selling single of the year was with ‘Penny Lane’/’Strawberry Wonderful World” being sung Paul Anka’s ‘Diana’. ‘Diana’ Fields Forever’. When we were 55… (1997) by Katie Melua and the late was one of the songs which When we were 35… (1977) “And it seems to me Eva Cassidy. Sold exclusively made Paul Anka, who was you lived your life…” through Tesco, proceeds from also then a teenager, famous. “Mull of Kintyre, oh mist In August of 1997, Diana, this single went to support In fact, ‘Diana’ made Paul rolling in from the sea…” Princess of Wales tragically the British Red Cross. Anka “the first teenager to The bestselling single of died in a car crash in Paris. either sing or write a UK 1977, and bestselling single Following her death, Elton Today (2017) million seller” according to of the whole of the 70s, was John released a re-written “I’m in love with the the Official Charts Company. the double A-side ‘Mull of version of his earlier song shape of you…” It spent 25 weeks on the Kintyre’ / ‘Girls’ School’ by ‘Candle in the Wind’, along Today, the charts are influenced charts, with 9 weeks at Wings, a band formed by with the song ‘Something by the rise in music streaming. number 1. Paul Anka was Paul McCartney in the early About the Way You Look In 2012 an Official Streaming presented his Gold disc for 70s. The double A-side ‘Mull Tonight’ as a double A-side, Chart was launched, and then ‘Diana’ live on stage by EMI of Kintyre’ / ‘Girls’ School’ in tribute to her. The proceeds in 2014 streaming began to Chairman Joseph Lockwood. held the top spot for 9 weeks, of the single went towards contribute to the Official Singles including being Christmas No. Princess Diana’s charities. Chart with 100 streams being When we were 25 (1967) 1 of 1977 and the single to The single went on to be equal to a purchase of the “Please release me, sell over 2 million in the UK. the biggest selling single single. In January 2017, this let me go…” in UK history according was altered slightly to mean By 1967, Top of The Pops When we were 45… (1987) to , with that now 150 streams equal is now on our TVs every “Never gonna give you up…” around 4.9 million sold. a purchase of the single. week and Record Retailer’s Rick Astley’s first single When we were 65… (2007) Owing in a large part to this Album Chart has expanded from his debut album rise in streaming, the first to become a top 40. Other spent 5 weeks at number “I keep, keep bleeding love…” quarter of this year has been notable musical milestones one and was 1987’s The noughties were a decade dominated by Ed Sheeran, with this year include the launch of bestselling single. It was of music heavily influenced by tracks from his latest album, ÷, BBC Radio 1 on 30 September eventually knocked off by TV shows such as and flooding the charts. On the 10th 1967, and became home to the M/A/R/R/S’ one hit wonder The X Factor. 2007’s top-selling March 2017, Ed Sheeran had Official Chart show which was ‘Pump Up the Volume’. single reflects this, with Leona 9 songs in the top 10 and 16 in then called Pick of the Pops. Interesting fact: ‘Never Lewis, 2006’s The X Factor the top 20. At the time of writing The bestselling single of Gonna Give You Up’ and Winner, claiming the title with this article, Ed Sheeran is sitting the year was Engelbert Rick Astley rose to fame her song ‘Bleeding Love’. This back at No. 1 and still has 5 Humperdinck’s ‘Release once again in the noughties would be Leona’s second UK songs in the top 40, 2 in the Me’, one of two number 1s through the prank dubbed No.1, after achieving Christmas top 10, and it doesn’t look like he enjoyed that year, the “rickrolling”. “Rickrolling” was No.1 the previous December it will change any time soon.

What is your favourite song? What songs form the soundtracks to the significant moments of your life?

www.ageuknotts.org.uk summer 2017 | 13 Coxbench Hall

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EngAGE

Innovative Intergenerational Volunteers Wanted "Ringing Change"Project Do you like making things? Remap is a special charity whose volunteers make aids to help people with disabilities when nothing suitable is available through normal sources.

Are you a retired engineer, fire so an arthritic user craftsman, keen DIYer, etc? can operate it, making a Do you like designing and customised door access creating things (working with ramp for a wheelchair wood or metal or electrics), user, or a suitable safety then join us and use your gate to control an autistic skills to help others. child. Others can be more complex, such as ©Shutterstock.com/Ruslan Guzov emap volunteers a powered lift, so a lady Derbyshire Charity, First Taste, based in Two Dales come from varied could get up her front door near Matlock, do a lot of simulative creative arts R backgrounds step, or adapting electronic projects with the users of Age UK Derby & and interests and take controls so people lacking Derbyshire day centres. on the tasks they have dexterity can operate the knowledge and TVs and other household skills to address. devices. Helping children irst Taste is delighted activity workshops including with miss-functional or to announce a grant making music with Bellplates Volunteers give their time missing limbs, etc. is F of £4,930 from the - a simple form of handbell and skills for free using another important area. National Lottery Awards for that produces a sound similar their own tools and home All Fund to assist with the to that of church bells. The workshop facilities. They cost of a new and innovative Project is designed to: help are compensated for intergenerational Project understandings between the cost of materials and called "Ringing Change" the generations; share travel. They need their with the older people at knowledge and experiences; own transport and have to the Meadow View Care develop respect for older be free during the working Centre and some of the people and the frailties of day to meet with clients children from Churchtown advanced older age; learn and health professionals. Primary School in Darley together new skills and Remap supplies all sorts Dale. Other grants to help have lots of fun. Both the of aids. Some are quite fund this project are being Meadow View Care Centre simple, like fitting a ball made by the Derbyshire and Churchtown School are to the controls of a gas Dales District Council's three very much looking forward Darley Dale ward members to working together in this from their District Council's new venture. The Project Local Projects Fund as started in February & will well as a small grant from run until February 2018 Darley Dale Town Council's when it is hoped that it will Community Grants Scheme culminate in some form Under the leadership of First of celebratory event. Taste's Social Care Training First Taste is also looking Manager, Cecilia Harris, for new trustees with skills and First Taste's tutors, this to help drive forward the new project will see older Charity’s aims of meeting people at Meadow View the demands of working For more information: Derbyshire, call 01332 working with children from creatively in today’s Churchtown School in a challenging environment. 841486, or visit www.derbyremap.info learning programme of 33 www.firsttastecharity.co.uk Nottinghamshire, call 0115 914 3537 creative arts and stimulative

18 | summer 2017 www.ageuk.org.uk/derbyandderbyshire Volunteers Wanted Nothing says thank you as well as cream tea Age UK recently said thank you to members of three ‘Local Committees’ who have raised funds We’d like to say a big Key, Tracey Price, first for ‘Help the Aged’ and more recently Age UK. thank you to past and Tim Fryzer-Smith, present members of both Veronica Savill, Emily our local committees for Gathercole and Angela ommittees from an afternoon reminiscing all the money they have Barnes. Members Derbyshire, Erewash about the early days of the raised over many years, of the Erewash Age C and North Lincolnshire committees and some of which has supported UK Local Committee attended a splendid cream the fundraising events they research into ageing, received well-earned tea at East Lodge Hotel, have organised. It was a practical services and Membership certificates Rowsley near Bakewell hosted lovely opportunity to thank helped raise awareness of in recognition of their by Diane Jeffrey, Chair of the individuals for their hard the issues of older age. fantastic work raising the Trustees of Age UK and work and dedication to the funds for Age UK a resident of Derbyshire. needs of older people. Also, Thank you to present over many years. there was the opportunity members of the Staff from Age UK Derby to welcome the Derbyshire Derbyshire Committee: Erewash residents & Derbyshire and Age UK and Erewash Committees Shirley Shaw MBE, may know them best North Lincolnshire attended to Age UK Derby & Elizabeth Boileau, Celia as the famous ‘Duck with representatives from the Derbyshire as Members and Moore, Angela Barnes, Race’ organisers who local committees and spent supporters of our work. Didi Spurrier, Jennifer have run this great Swabey and Mary Clark- community event for Maxwell. And to the over 25 years and members of the Erewash raised thousands of Committee: Elizabeth pounds in the process. ©Shutterstock.com/By gourmetphotography

www.ageuknotts.org.uk summer 20172017 || 1919 EngAGE What can happen if you don’t

make a Will

For more information or to arrange an appointment with a member of Actons' team, please contact Mandy Kelly on 0115 9 100 200 or email [email protected]. ©Shutterstock.com/By By ESB Professional ©Shutterstock.com/By ESB By

2020 | |s summummerer 2017 2017 www.ageuk.org.uk/derbyandderbyshirewww.ageuk.org.uk/derbyandderbyshire Advertorial

Mandy Kelly is a specialist wills and probate lawyer, and director at Nottingham law firm Actons. In this article she explains why making a Will is so important, and what can happen if you don’t have one.

round 70% of people Why is writing a  Provide for unborn who die each year children or grandchildren, A do so without leaving Will important? or other loved ones a Will. Many of them believe that their failure to have a valid Making a Will means a Making a Will: Will has no consequences person leaves a clear set of for their loved ones. They instructions setting out who is  Gives peace of mind believe that those closest to benefit from their estate. in the knowledge to them will automatically everything possible  Can facilitate the inherit their estate when they The Will then speaks for you, it has been done to safe- reduction of tax charges. die. However, nothing could tells everybody how you have guard and provide be further from reality. decided to provide for them. for loved ones  Can enable estate funds - blood relatives or not. to be sheltered from A well thought out being absorbed Dying without a Will Will sets out:  Allows for the making by care fees. means that the “Intestacy of direct gifts to specifically named  Allows a person to Rules” determine  Who should deal with loved ones. provide for first and what happens with the administration second families a person’s estate. of your estate  Allows for the setting where necessary. (the Executors). aside of assets (in Trusts) to ensure that they are  Can protect your children Those rules are inflexible,  Who should take truly protected for your should your spouse/civil may not coincide with what care of young children loved ones, ensuring that partner or cohabitee a person actually wants, and for you (the Guardians) outsiders who may seek remarry or enter another only allow blood relatives to to take it from them partnership after inherit a deceased persons  Who is to inherit your cannot do so. your death. estate if there is no valid Will estate, in what shares in place. A person’s estate and at what age could then be divided between (the Beneficiaries) Avoiding unintended be able to inherit. Unless blood relatives, even distant problems the divorce or dissolution ones who they may not  How you want is finalised, they will still be have had any contact with to protect vulnerable If you have a valid Will able to inherit your estate. at all. Where there are no loved ones (children already, you should review blood relatives the default is or the disabled) it regularly. The Law Alternatively if one of that the deceased persons Society recommends that the people you wanted estate passes to the Crown.  Who should inherit people should review their to inherit your estate is if the intended Will every five years. bankrupt or in the midst Dying without a valid Will beneficiary dies of a divorce, your Will may can mean that people you before you. Important changes in need to be changed to really care about can be left personal circumstances leave gifts in appropriate with nothing at all. This can  Provides in a safe way can have unintended trusts for them, until the cause confusion, real upset, for beneficiaries who consequences. bankruptcy is dissolved understandable disappointment may be in the process or the divorce finalised. and arguments. It can of getting divorced, For example if you have also lead to unnecessary are bankrupt or have separated from your spouse It is important that your expense and financial other life issues and or civil partner, you may solicitor provides advice hardship for loved ones. need special provisions. assume that they will not if this applies to you.

www.ageuknotts.org.uk summer 2017 | 21

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The classes will give you the opportunity to enjoy yourself Derbyshire’s and to meet new people, whilst improving your fitness, Falls classes on strength and balance in a the big screen supportive environment, and participating at a level The Strictly No Falling that is comfortable for you. Service in Derbyshire, administered by Age UK Each class includes an Derby & Derbyshire, were opportunity to access recently given a grant to information and get to produce a film about the know others over a free service and the difference cup of tea and coffee. it can make to someone’s People who have taken part life when they join a falls in postural stability classes prevention class. The film feel more confident and enjoy gives Walter’s story, who an improved quality of life. explains why he needed to join a class and the impact "I really enjoy the classes, the class has made on before I met [the Postural his life. The whole class in Stability Instructor] I had Swadlincote also appear developed problems, I on the short promotional struggled to get out of a chair. film, with instructor Lisa I can now do this and many Dengate. Find the film or other things with ease. I can more information about the also get up off the floor easily falls prevention service on - something I thought that I http://www.ageuk.org.uk/ could never do! This helps derbyandderbyshire/falls/ me with my grandchildren." Photo shows the class with Walter 1st from the left on "[The Postural Stability the front row, and Lisa in Instructor] is helpful and the middle at the front. friendly, so is the group, they are all supportive. My wife also now comes too." Preventing Falls "I feel a lot more confident about venturing out and Have you tripped or fallen, unsteady on your feet? doing daily tasks, I use Exercise can help you! Join our safe, effective, a wheeler outdoors, free exercise class for the over 60's, and enjoy my quality of life has a healthy body. improved dramatically." This service is being provided in partnership with Nottingham North & East Clinical Commissioning Group (Logo) * incorporating "My balance and strength areas such as Gedling, Hucknall, Eastwood, s you get older it is and help you prevent future have improved a lot, my life Lowdham, Arnold, Mapperley, Carlton, Bestwood Village, Netherfield. Other areas important to be as falls and injuries; helping has changed for the better, I in the Nottingham North & East regions A active as you can. you feel more confident enjoy the class immensely." are covered, please enquire for details. about your daily activities. These safe, effective To find out more about these classes and whether classes for the over 60's, The class features both you may be eligible to attend, contact delivered by a qualified standing and seated Age UK Notts, on: Come and experienced postural exercises that are right t 0115 919 4878 stability instructor, can help for your level and our e [email protected] along you stay independent and postural stability instructor and join active for longer, improve will help you improve your For information about falls prevention in your balance and strength, strength and balance, Derbyshire call 01773 768240 our class! increase your confidence, posture and coordination.

24 | summer 2017 www.ageuk.org.uk/derbyandderbyshire Do you know your Twitter from your Cloud? ClickSilver gives older people the knowledge Most people use a smart phone, computer, tablet or each held about the other. and confidence to access the internet at least once a day and many of us take Accessing the internet is not information safely online, it for granted. However statistics indicate that 85% just practical; it can also help helping to provide more of people aged 55+ have never used the internet. people stay in touch with their financial security for their friends and family. Skype is future. The course is an amazing way of having suitable for people who erms like Wi-Fi, to find the one-to-one help a face-to-face conversation know absolutely nothing facetime, twitter, the they need to learn about using technology even when about the computers T cloud…can leave computers and accessing friends and family are on and the internet through an older person feeling the internet. Over 300 the other side of the world. to those who wish they left behind and create a people have participated Imagine being able to see knew a bit more. divide between them and in the 6 week course so the face of the person you their younger loved ones. far and more courses are love while you are talking But don’t take our word Increasingly, bills are paid planned for later this year. to them; it’s a wonderful for it – here’s what online, the best financial way of communicating delegates have said: deals are available only online Working in conjunction There are thousands of and there is a wealth of with Nottingham Trent social groups, activities and I can now use social activities that can be University and the support forums available on  the computer at supported by online access. University of Nottingham, the internet and it’s a great home without help ClickSilver matches each way of tackling loneliness It is estimated that shopping older person with their and social isolation. Very happy and and paying bills online can own student mentor to  a real sense save over £500 per year guide them through the 6 In a modern society of achievement and many older people week course. This has the are missing out on these added benefit of creating technology is seen as I can’t believe how opportunities. Learning how intergenerational bonds common place and  much I’ve absorbed to take advantage of these between the older and new advancements are in the last 6 weeks deals safely can be a real younger people, positively boost to monthly incomes. challenging stereotypes occurring every day. The mentors Age UK Nottingham &  were fantastic: Nottinghamshire, Business in If you are interested in finding out more about the they showed great the Community and Capital course, please contact Amber Kelly on 0115 841 patience, commitment One have worked together 4479. The course costs £10 for 6 weeks and all and communication to develop ClickSilver – a bookings are taken through Age UK Notts. skills great way for older people

www.ageuknotts.org.uk summer 2017 | 25 EngAGE EngAGE magazine

Your questions answered, your voice heard…

In this feature, we answer your questions and hear your comments. Age UK Derby & Derbyshire and Age UK Q& A Notts provide independent, confidential and expert advice on a broad range of issues. If you are in need of information or advice, get in touch with us. Here are some of the questions we have received: Q. Am I eligible for Pension Credit?

A. Pension Credit is an income-related benefit that comes in Q. I am socially isolated and would like information two parts, and you may be eligible for one or both parts. on any local clubs/groups oractivities in my area please? Guarantee Credit tops up your weekly income to a A. Age UK Notts & Age UK Derby & Derbyshire are able guaranteed minimum level. If you’re an eligible age*, you can to discuss with you what clubs may be available for you claim Guarantee Credit if your weekly income is less than to attend. Age UK Notts’ Health & Wellbeing service, £159.35 if you’re single, or £243.25 if you’re a couple. particularly, can provide support to residents in various If you’re an eligible age*, but your weekly income is higher areas of the county, to help you establish what clubs than these thresholds, you may still claim Guarantee or groups may be most appropriate for you to attend. Credit if you meet one of the following criteria:

If you already have a pastime in mind, the • you have a severe disability following databases may be helpful for you • you are a carer to find the local groups available: • you have to pay housing costs like a mortgage.

* In Nottinghamshire (County): Notts Help * The eligible age for Guarantee Credit is gradually increasing so Yourself, www.nottshelpyourself.org.uk it is always worth double checking but, generally, to qualify you or * In Nottingham (City ): LiON, www.asklion.co.uk your partner need to have reached women’s State Pension age. * In Derbyshire: Derbyshire County Council’s Derbyshire Directory, www.derbyshire.gov. Savings Credit is extra money if you’ve got some savings or uk/community/derbyshire_directory your income is higher than the basic State Pension. Only people * In Derby & Derbyshire: Community Directory Derbyshire, who’ve reached State Pension age before 6 April 2016 may be www.communitydirectoryderbyshire.org.uk eligible to claim the Savings Credit part of Pension Credit.

• If you’re a couple and one of you reached State Pension age before 6 April 2016, you may be able to claim. If you need further information on any of • There isn’t a savings limit for Pension Credit, but if you the questions covered in this issue, or if have over £10,000 this will affect how much you receive. you would like to discuss your options with someone, get in touch with our For help with understanding if you are eligible, and to check what Information, Advice & Signposting teams: other benefits you may be entitled to, contact your local Age UK:

Derby & Derbyshire Derby & Derbyshire t 01773 768 240 t 01773 768 240 e [email protected] e [email protected] Nottingham & Nottinghamshire Nottingham & Nottinghamshire t 0115 844 0011 t e [email protected] 0115 844 0011 e [email protected]

We want to hear your comments: If you have any reaction to our articles or want to share your thoughts with us, we would love to hear from you and may include your comments in a future issue of EngAGE.

26 | summer 2017 www.ageuk.org.uk/derbyandderbyshire Answers on the next page Summer ACROSS DOWN  2017 Puzzle Page 2 A beautiful finch 1 How chicks emerge Which of the following summer words with a bright from an egg (5) does not appear in the grid? red head and yellow wing patch (9) 2 The UK’s smallest bird with black and 6 Crimson-breasted orange head stripe (9) slim finch (6) 3 Thrush’s big brother 7 The baby of the family (5) perhaps (9)

8 Head piece (5) 4 A bird often caged for its fine voice (6) 9 Medium size wading bird with long neck 5 A meadow bird with a and small head (4) meadow name (5)

12 Place to go to bed (5) 10 It wouldn’t be a cockerel without this headpiece (4) 13 Male chicken (7) 11 A garden favourite in 16 A sea bird with winter and spring (5) Aeroplane Case Sandals Swimsuit a distinctive bill (6) Beach Deckchair Sandcastle Tissues 14 The start of the life Beach towel Gull Sea Trunks process for birds (3) Bikini Ice cream Sun Wine Book Maps Suncream Thanks to Sylvia Pink 15 The second largest who has arranged living bird by height (3) Anagrams all the puzzles. of popular British coastal holiday destinations

Big north Poock ball Lrlyh Geskenss Vitess O beast rune Orc hugs baro Tacclon Lifey Flot weedo image by Shutterstock user: szefei

www.ageuknotts.org.uk summer 2017 | 27 EngAGE

£2,945startPrices from How to spot if someone is being scammed NEW YEAR 2017 Scams are frauds ! they receive a and tricks designed high volume of Arrange scam or junk mail to cheat people out ! they receive lots of Age UK Funeral Plan of their money. phone calls or texts SAVE today!! £100^ ! they hoard large Buy before 31 March 2017 cammers approach quantities of people in a number ‘worthless’ goods Make your resolution S of ways, including - sent to trick them at home, by phone, by into thinking they the Age UK Funeral Plan post or online. 3.2 million are ‘winning’ or One of the best ways to beat rising funeral costs

people in the UK fall victim getting a bargain Buying this product, provided by Dignity, supports Age UK’s charitable work to scams every year with ! not paying bills or buying the average loss being food as most of their Pop in for a free information pack £1,000 per person. People money is spent on Age UK Local Trading Ltd (Nottingham) 48 Upper Parliament Street, Nottingham of any age can fall for a scams Nottinghamshire NG1 2AG scam but the average age ! they may talk about Open: Mon - Fri 9.30am to 3.30pm is 74. Identifying scam a new relationship victims can be difficult with someone they’ve 0800 028 7753 Please quote reference AMT072AC as the person may: met online or, ^£100 discount is available on the Ivy, Holly and Rowan Funeral Plans, not the Basic Plan someone who fixed priced at £2,945. Discount available from 1 September 2016 to 31 March 2017. The Age UK Funeral Plan is provided by Advance Planning Limited, a subsidiary of Dignity plc, in ! not be aware that their computer over association with Age UK Enterprises Limited. Advance Planning Limited is a company incorporated in England (company no. 3292336) and a subsidiary of Dignity plc. Age UK Enterprises Limited is a they are a victim the phone or who commercial arm of Age UK (charity no. 1128267) and donates its net profits to that charity. Age UK Enterprises Limited is registered in England and Wales no. 3156159. Calls may be recorded ! have been instructed gave an ‘amazing’ for monitoring & training purposes F6873V1DEC16_ DG001633_17 F6873V1DEC16_ to remain quiet investment opportunity by the scammers ! they may speak of ! feel guilt, shame or making frequent visits are in denial so do not to the Post Office and wish to talk about it buying lots of stamps ! fear that they will lose ! they may have had Puzzle their social or financial poor quality work Solutions independence if they carried out on their admit to their friends house for a high price WORDSEARCH or family they have ! they seem to have a high MISSING WORD: fallen victim to a scam usage of chequebooks sandcastle ! not want to lose their or appear to pay for lots ‘friendship’ with the of things over the phone scammers – as they may ! they may have unusual/ Anagrams have been speaking to the unexplained bank person for many months account activity and Brighton and built up a ‘rapport’. or spent a large amount Skegness of their life savings Scarborough There are some key ! they seem to have signs of scams to look increasing isolation Filey out for by observing a from friends and family. Blackpool person’s behaviour: St. Ives Clacton If you are worried that you or someone you know has been a victim of a scam, please Fleetwood contact Action Fraud which is run by the Rhyll Police tel: 0300 123 2040 or visit: Eastbourne www.actionfraud.police.uk

28 | summer 2017 www.ageuk.org.uk/derbyandderbyshire

ROTHERA SHARP BOLSTERED BY NEW APPOINTMENT

ottingham-based law firm Rothera Sharp has announced “Christina has a great deal the appointment of a new partner, helping create of experience, which she Nthe largest probate department in the county. combines with compassion and understanding for Wills, probate and trusts solicitor Christina Yardley is the latest addition her clients, some of to the now 16-strong department, which is based in the Lace Market whom are elderly or and across seven other branch offices in Nottinghamshire. vulnerable. She is already proving to be an asset Since qualifying in 2008, Christina has become an expert in issues such to her team and the practice as a whole.” as power of attorney, care fee planning and court of protection. She joins Rothera Sharp with over ten years’ experience in the legal sector. Rothera Sharp now has the biggest Wills & Probate department in Nottingham and they aim to provide a friendly and accessible service “I am delighted to be part of a progressive and forward-thinking firm, which is across Nottingham, operating from 8 branches in: The Lace Market, Arnold, continually growing its team of specialists and the services it can offer,” she said. Beeston, Burton Joyce, Long Eaton, Mapperley, West Bridgford and Wollaton.

“Ensuring my clients get the best outcome, whatever their As well as wills, probate and trusts, Rothera Sharp offers a financial situation, is what drives me and I am looking forward wide range of personal and business legal services, including to being able to help even more people in my new role.” personal injury, motor transport, property and family law.

Along with her casework, Christina is a keen supporter of local For more information call 0800 088 6280 businesses and charities. She also regularly visits community or visit www.rotherasharp.co.uk. groups and other organisations to give talks on legal matters.

The firm’s joint managing partner Ann-Marie Bowman added: “It’s still less than a year since the merger of Rothera Dowson and Sharp, Young & Pearce – but during that time, Rothera Sharp has gone from strength-to-strength. This latest appointment shows that we can attract the best solicitors, who in turn offer the highest standard of service and expertise to our clients.” You could be in the Algarve,

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