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NATIONAL NEWS ational lovak ociety Where “Family Matters”
JANUARY 2014 | NUMBER 3465 | VOLUME 106 61055NSSNatlNwsJan14_Layout 1 12/18/13 2:42 PM Page 3
National Slovak Society News
NATIONAL NEWS ational lovak ociety Inside this Issue... Assembly Activities Periodical Postage Paid at McMurray, Pennsylvania and Additional Mailing Offices Owned and Published by the Activities at a Glance ...... 3 NATIONAL SLOVAK SOCIETY OF THE UNITED STATES OF AMERICA From the Executive Officers Organized February 16, 1890 351 Valley Brook Road, McMurray, PA 15317-3337 President’s Column...... 5 USPS 0371-140 - ISSN: 0027-7940 Vice-President’s Column ...... 6 Phone: (724) 731- 0094 -- E-Mail: [email protected] Secretary/Treasurer ...... 7 NSS Web Site: www.nsslife.org Fax No: 724-731-0145 Founder and Honorary President, Peter V. Rovnianek NSS Financial Matters EDITOR 3rd Quarter Financial Report ...... 8 LORI CROWLEY Annuity Interest Rates ...... 10 Published Monthly Send articles for publication to: Lori Crowley NSS Sales Department 351 Valley Brook Road McMurray, PA 15317-3337 National Sales Director...... 11 Unsolicited manuscripts are not returned unless accompanied with a self-addressed stamped envelope. Deadline: 5th of preceding month. NSS Activities “POSTMASTER” SEND ADDRESS CHANGES TO: NATIONAL SLOVAK SOCIETY Fraternal Activities Coordinator Column.. 9 351 VALLEY BROOK ROAD, MCMURRAY, PA 15317-3337 Assembly Photos ...... 16 NSS NATIONAL OFFICERS David G. Blazek, FIC, National President & Elder Dean Burns, FIC, Vice-President Assembly News Linda Strom, Secretary/Treasurer PVR Donations ...... 4 Departed Members ...... 16 NSS NATIONAL DIRECTORS NSS HONORARY OFFICERS Meeting Notices ...... 12-13 Anthony Beno Sophia Hudak, Tribunal Member Keith S. Godor Edward Havir, Director Na;rodne; Noviny Mary Jo Holker Edward Koches, Director Robert Katricak Paul J. Godor, Director William B. Knoll Joseph Tomaskovic, Jr., Director Modlitba na zac'iatku Nove;ho roku. 17 Susan Ondrejco Rok Sedembolestnej Panny ;Marie..... 17 Joseph Stefka, Jr. Na sanici ...... 17 Drew Wesnak Ohla;s'ka c'kenstvu...... 17 FSWFE HONORARY OFFICERS PBU HONORARY OFFICERS Justine Wesnak, President Henri O. Albert, President Reverend Monsignor Thomas V. Banick, Reverend George Virchick Youth Circle Spiritual Advisor Ornament Contest Winners ...... 18 ROCWMAS HONORARY OFFICER Poetry Winners - Third Place ...... 19 Olga Kasnot, President
FSWFE and PBU merged with NSS in 1997 ROCWMAS merged with the NSS in 1998
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Activities at a Glance...
REGION 2 Assemblies L075, P09M, 0146, 0617 January 13 Assembly L075, Meeting, Moosic Diner, Moosic, PA at 1:00 pm February 23 Assembly L075, Convention Meeting, Grande Restaurant, Moosic, PA at 1:00 pm
REGION 5 Assemblies P38A, 0039, 0100, L105, 0108, 0123, L161, 0283, 0377, 0434, 0441, 0588, 0700, 0737, 0774, 0809
January 2 Assembly 0434, Meeting, NSS Home Office, McMurray, PA at 7:00 pm March 5 Assembly 0039, Meeting, Denny’s Restaurant, Uniontown, PA at 7:00 pm March 8 Assembly 0737, Meeting, Godor Residence, N. Huntingdon, PA at 1:00 pm March 9 Assembly 0108, Convention Meeting, Strom Residence, Baldwin, PA at 2:00 pm March 11 Assembly 0039, Convention Meeting, IHOP Restaurant, Uniontown, PA at 6:00 pm March 16 Region 5, Meeting, NSS Home Office, McMurray, PA at 1:00 pm
REGION 7 Assemblies P09A, 0008, 0731 No activities at this time
REGION 8 Assemblies 0004, 0070, 0160, 0432, 0595
January 15 Assembly 0160, Annual Dinner/Meeting, Lorain, OH at 6:00 pm January 19 Assembly 0004, Annual Audit/Meeting, Havir Residence, Westlake, OH at 2:00 pm January 21 Assembly 0160, Dinner/Meeting at 6:00 pm February 18 Assembly 0432, Tobogganing, Cleveland Metroparks Chalet, Strongsville, OH February 22 Assembly 0432, Annual Reverse Raffle, St Elias, Brooklyn, OH at 6:00 pm
REGION 10 Assemblies 0065, 0586 No activities at this time
REGION 14 Assemblies RO59, L102
January 5 Region 14, Annual Holiday Party, Wesnak Home, Whitehall, PA at 2:00 pm February 16 Assembly RO59, Meeting, Lahutsky Residence at 1:30 pm
REGION 15 Assemblies L002, L006, 0028, L145
February 22 Region 15, Annual Meeting, Jesus School Meeting Room, Stratford, CT at 9:00 am February 22 Assembly 0028, Annual Meeting, Jesus School Meeting Room, Stratford, CT at 9:00 am April 12 Region 15, Convention Meeting, Jesus School Meeting Room, Stratford, CT at 9:00 am
AT LARGE Assemblies R019, R023, P31M, 0038, L040, L075, 0110, 0207, 0236, 0240, 0267, 0299, 0316, 0381, 0554, 0568, 0705, 0800, 0805, 0813
February 1 Assembly 0236, Convention Meeting, Kocerha Residence, Colorado Springs, CO at 1:30 pm February 2 Assembly 0554, Convention Meeting, 135 McCullough St, DuBois, PA at 2:00 pm February 8 Assembly 0813, Convention Meeting, Holker Residence, Englewood, FL at 2:00 pm June 27-29 Assembly 0110, Bi-annual Weekend Outing, Villa Roma Resort, Callicoon, NY
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National Slovak Society News
“2014 Convention” Recommender Campaign PVR SCHOLARSHIP Here is an exciting opportunity for you to help NSS while earning some extra FUND DONATIONS cash. This contest is open to all members and fraternal agents of the Society. November, 2013 (regular agents are excluded) In Memory of my father, Dusan Blazek: From November 1, 2013 to May 31, 2014 every recommender form you send From Dave Blazek 50.00 in that is approved and issued will get you one chance in a drawing. There is no Matching Funds from limit to how many chances you could have in the drawing. NSS will award four Assembly L161: 250.00 (4) prizes; one to who ever has the most recommenders in this seven month pe- Matching Funds from riod; and three (3) random winners will be drawn at the NSS convention in Hershey, Assembly 160: 400.00 PA in June 2014. Only one prize per person. Each prize is $250. In addition to the convention campaign prizes, please see the back page of the Donations: magazine for a new easier recommender form. There you will find the new recom- Assembly L161 250.00 mender earns $25 (except for the youth term plan which is $10) for all plans. Bill Knoll 100.00 You can copy this form and send in as many as you can. Good luck. Assembly 160 400.00
Youngstown/Spisska Heritage Museum DONATE TO THE PVR Nova Ves 17th Donations as of SCHOLARSHIP FUND Annual Heritage Tour December, 2013 Here are good reasons why making a donation makes sense... Visit Slovakia with the Youngstown Dean Burns...... $100.00 • Every penny donated goes directly Spisska Nova Ves Sister Cities Heritage Dave Blazek...... $50.00 into the PVR Scholarship Fund. Tour from July 7 to 21, 2014. Lt. Paul Tomanek...... $10.00 • Your contribution will help our young Contact Jim and Kay Bench at Csider Family...... $20.00 members achieve their academic [email protected] or phone 724- Bob Katricak...... $50.00 goals. 858-5843 or 724-771-7900 for fur- Tony Beno...... $50.00 • Your donation may benefit your own ther information. Paul Hudak at Mary Jo Holker...... $25.00 son, daughter, niece or nephew. Adventure International Travel will be Bill Knoll...... $50.00 • Every year, requests for grants making travel arrangements also. He Donation Box in Museum..$42.00 increase, making more demands on can be reached at 216-228-7171 or the PVR Scholarship Fund. 800-542-2487 or Fax 216-228-7174. o YES, I want to help our young members attain their academic goals. Here is my donation of $ ______.
Name: Assembly: Address: Happy New Year from City: State: the officers and staff to Zip: Please issue your check to: all of our members. NSS PVR Scholarship Fund And send to: National Slovak Society 351 Valley Brook Road McMurray, PA 15317
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National Slovak Society News from the Home Office
From The President’s Desk… Convention 2014 Be Thankful Convention is less than 6 months Be thankful that you don't already away and we are full speed ahead in have everything you desire. If you did, making our final preparations for the what would there be to look forward to? event which will be held in Hershey, Be thankful when you don't know some- PA, from June 22nd through June thing, for it gives you the opportunity to 25th, 2014. Hopefully every assembly learn. Be thankful for the difficult times. that is eligible to send delegates has During those times you grow. Be thank- scheduled their meeting to elect dele- ful for your limitations, because they gates. With the convention happening give you opportunities for improvement. a little earlier than usual, we will need Be thankful for each new challenge, to have the names of delegates as soon because it will build your strength and David G. Blazek, FIC as possible to name committees, and character. Be thankful for your mistakes; National President make rooming and meal arrangements. they will teach you valuable lessons. Be We are attempting to schedule visits to thankful when you're tired and weary, any Region meetings that will be held because it means you've made a differ- From the Officers, Board members, in the next 6 months to discuss poten- ence. It's easy to be thankful for the and entire staff at the home office, I tial by-law revisions and answer any good things. A life of rich fulfillment would like to wish each and every one questions regarding what will be hap- comes to those who are also thankful of our members a very Happy, Healthy pening at the convention. for the setbacks. Gratitude can turn a and Prosperous New Year in 2014. As I negative into a positive. Find a way to write this article in early December and be thankful for your troubles and they we are winding down the fiscal year of “Auld Lang Syne” can become your blessings. 2013, I am pleased to report that we continue to grow the organization both The song, "Auld Lang Syne," is sung in membership numbers and assets at at the stroke of midnight in almost News of Narodniars a steady growth using the model the every English speaking country in the Board had implemented a couple of world to bring in the New Year. At least Happy birthday wishes go out to years ago. It is a business model for partially written by Robert Burns in the Honorary Directors Paul Godor and success. Based on the third quarter 1700's, it was first published in 1796 Edward Havir, former Home Office results of 2013, we project the assets after Burns' death. Early variations of employees Karen Orban and Cathy at year end to be in the $730 million the song were sung prior to 1700 and Lydic. Also celebrating this month are range. I learned many years ago that inspired Burns to produce the modem Tod Wilcock, Susan Payerchin, Else we can not control the economy, or the rendition. An old Scotch tune, "Auld Resosky and daughter Shannon Woods. number of deaths the society incurs Lang Syne" literally means "old long Happy Birthday to all others celebrat- during the year, but we can control ago," or simply, "the good old days." ing in January. expenses, which is what we have Here are the lyrics: strived to do over the years. This ex- Should auld acquaintance be forgot and never brought to mind? pense control is a very important part Should auld acquaintance be forgot and of the profitability that we have shown days of auld lang syne? over the past many years. I am proud For auld lang syne, my dear, of the work our Board has done, as for auld lang syne, well as the outstanding work that our we'll take a cup o'kindness yet, home office staff has provided to our for auld lang syne. membership. To the board, my fellow Happy New Year! officers, and staff, I extend my sincere thanks for a job well done. More finan- cial details will be forthcoming from Paraprosdokian of the month: National Secretary/Treasurer Strom in ADULT TRUTHS: Sometimes I’ll look down at my watch 3 consecutive times and still future issues as we close the books on not know what time it is. the fiscal year 2013.
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National Slovak Society News
Whatever day that may be, work on it The Second Opinion and try hard to make it better than the Things to do from the Vice-President last one or at least as good. If January Make sure your will is up to date and first is a screwed up day, start on the specifies what you want done after you second or third or the 23rd. That can are gone. Have your spouse do the be up to you. But do it. Pick a day and same. start making your life better. Call them Make peace with those you have of- resolutions or whatever. Unless your fended. Dying with enemies is point- life is perfect, strive to make it so. You less. might not get there, but you can make Clean out old papers so that your progress. heirs do not have to. The heirs will ap- preciate it. Find something which will serve as your legacy. Even small things will make a difference. Some things will make a big difference. Dean Burns, FIC Experience Try to think of things that others National Vice-President Because I have been around a while, have left for you when you wish they- I have seen a lot and experienced a lot. would have taken care of it themse- I know that most of you have as well, leves. but I have a need to try to give the ben- efit of my experience to others in order to make life a little easier for them. Happy New Year So, if anything I say doesn’t make any Convention This time of the year finds sense or difference to you, just skip In six months, we will be making de- many, if not most, people wishing over it. I said I had a need to give out cisions about how the NSS will be gov- each other a Happy New Year. Jan- advice. I know that you may have no erned for the next four years. The NSS uary first is an arbitrary day to need to heed it. It will make me feel is a member based company. Each as- claim the beginning of a new year. good to say it. It may make you feel sembly is entitled to send delegates to Some people would claim their good to ignore it. I will not be of- a convention and make the rules by wedding day or the birth of a child fended. which the company will operate. We or some other event as the begin- I have not had a good day for just need your help in finding the best peo- ning of a new period in their lives. over two years. I do not mean that ple to be Board members. There are many days which begin every day was bad. Some were semi- Delegates will be elected in January a new period in our lives. okay. But it was not my plan to have and February. If you would be a dele- Not all of those periods are my wife pass away before me. But gate, you need to let your assembly of- happy occasions. In fact some are things happen, whether we are ready ficers know that you want to be on the downright devastating to one fam- for it or not. We deal with it and move ballot to represent your assembly. ily or another. Others are bad for on. Trust me. It is easier said than The rules for election are spelled out one family and sort of good for an- done. in the bylaws. If you do not have a other. But, that is how life goes. If I had any warning, I would have copy, call us. We will get that informa- Not every event is a happy one. found out where things were. I would tion out to you. Fortunately, neither is every hap- have asked how to do certain things. I Follow the dates in the newspaper pening, bad. also would have done better at making which apply to your assembly. You can But we mean well when we wish Nancy understand how important she be nominated from the floor as well as you good experiences. And we are was. As I said before, my plan was to by your assembly. If you need assis- arrogant enough to think that God just continue to float along and expect tance with any of this, call us. We will is listening and will make our to live forever and have others make help you. It behooves us to get the best wishes for you come true. Of decisions for me. The best laid qualified people elected to the board. course, that is illogical or no one plans…. The convention is earlier than usual would ever have a bad day. so some timeliness may be compressed. You may pick any day you wish We need to follow those timeliness as as the beginning of your new year. they are part of the rules. Help us stick to the bylaws.
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National Slovak Society News from the Home Office
gram and discussed inactive assem- A Page From My Notebook...... blies and how to help them get active. By Linda M. Strom, National Secretary/Treasurer Changes to the tracking program will Email: [email protected] be determined after all contest rules are reviewed and rewritten. The Fraternal Growth Committee acted Happy 2014! upon all petitions received for consider- This year promises to be a very busy ation; researching Giveaways for 125th one here at the Home Office. Plans are Anniversary Banquet; Committee will in full swing for our upcoming 36th work with the Fraternal Activities Coor- Quadrennial Convention in June. There dinator to rewrite rules for all contests; is much work to be done but I am look- Fraternal Activities Coordinator will ing forward to what I believe will be a work with the Youth Convention Com- very enlightening convention. Begin- mittee to develop an agenda. ning this month my article will contain The Membership Growth Committee important convention information. Stay reviewed the Convention Campaign; tuned..... 125th Anniversary Campaign; recom- mended reinsurance retention rate revi- All Bond Sales, Exchanges and sions and reviewed the NSS Strategic Region Visits Purchases through September 30, Business Plan recommending minor This convention will once again re- 2013 were ratified and all Mortgages changes. quire preparation, thought and deci- reviewed. Minutes of the May 2013 The Audit Committee Report, pre- sion-making as we plan for the future Spring Board and the August 2013 sented by National Director Robert Ka- of the NSS. President Blazek and I are Executive Committee Meetings were tricak, indicated that the Bond Audit also preparing for the convention by approved. was completed and that all was in visiting each Region within the next Sales Director Greg Felton presented order. The CPA firm of Reddinger, Will, several months to outline items that the Sales Directors Report highlighting: Gallagher & Dickert, LLC were again re- will be presented to the convention for 2012 Third Quarter Sales; Policy, tained to audit for year ending discussion and/or action. Member and Sales Comparisons; Mem- 12/31/2013. bership; New Agents; New Business The Museum Committee Report, and Growth since 2001. presented by Museum Curator Sue Convention Information CPA Donald Reddinger presented an Ondrejco, provided an overview of a 1. A convention packet will be sent Overview of the 3rd Quarter of 2013 very successful year for Museum events this month which will contain a report which showed Net Income of $2.9mm, and marketing. President of the showing the number of delegates your Total Assets of $711.7mm and Surplus Museum Keith Godor reported on the assembly or region is entitled to elect. of $20.2mm. overall operations of the Museum. The required delegate forms, which The Fraternal Directors Report, pre- The Salary Committee presented its must be filled out after your elections sented by President Blazek, recapped report and recommendations. This was and sent in to my office by March 22, the events of 2013 and those that are followed by the approval of the recom- 2014 for verification, will also be in- upcoming in 2014. mendations by the Board of Directors cluded in addition to other convention President Blazek introduced NSS Revisions to the NSS Insurance & information. Asset Manager Larry White (AQS) who Annuity Policy and the NSS Investment 2. Make sure you announce the date, touched upon: Portfolio Metrics; Trail- Policy Guidelines were approved. place and time of your assembly and/or ing Reinvestments, Investment Quality Several items pertaining to Home region meeting for the purpose of elect- Distribution; Sector Distribution; Office operations were discussed. ing delegates in the “National News” Municipal Distribution overall and by President Blazek appointed National newsletter. This will ensure that your State; Projected Forward Cash Flow; Director Susan Ondrejco to serve on meeting is “official” and your delegates Portfolio vs Crediting Rates; Gross the Executive Committee for 2014. are approved. Annuity Margin; our Annuity Book; The following tentative Board and Buys; Sells; Q3 Actual Data vs Full Exec Committee meeting dates were an- Recap of the 2013 Fall Year Projections; final commentary and nounced: Winter Executive Committee US Job Information. Saturday 3/8/2014; Spring Board Board Meeting Annuity Interest Rates were reviewed Meeting Friday 6/20/2014; 36th Quad The 2013 Fall Board Meeting was and a motion was made to keep the Convention June 22-25, 2014; opened and called to order on Novem- rates the same for the 1st Quarter of Summer Executive Committee Meeting ber 23, 2013 by National President 2014. Saturday 9/13/2014 and Fall Board David G Blazek with all Board members The Assembly Growth Committee Meeting Saturday 11/22/2014. present. reviewed the Assembly Tracking Pro-
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Financial Matters
3RD QUARTER 2013 FINANCIAL REPORT - NATIONAL SLOVAK SOCIETY
Net Admitted Assets: Summary Of Operations: September December September December 2013 2012 2013 2012 Bonds $680,641,065 $623,541,210 INCOME: Preferred Stocks 587,999 1,570,759 Premiums & Annuity Common Stocks 634,012 591,442 Considerations $81,045,267 $106,134,490 Mortgage Loans on Net Invest. Income 25,113,883 31,128,114 Real Estate 7,492,624 7,386,404 Amortization Of Interest Certificate Loans 424,335 441,415 Maintenance Reserve 28,986 (169,800) Real Estate Occupied Income Sub-Total $106,188,136 $137,092,804 By Society 793,078 793,078 Cash On Deposit 11,372,390 9,331,469 September December Electronic Data Equipment 00 2013 2012 Uncollected Premiums 110,687 165,621 EXPENSES: Investment Income Due 9,640,896 7,761,460 Death Benefits $1,196,703 $1,568,544 TOTALS $711,697,086 $651,598,874 Matured Endowments 44,612 36,415 Annuity Benefits 39,533,881 65,107,124 Liabilities and Unassigned Funds: Disability, Accident, September December Health Benefits 3,437 632 2013 2012 Surrender Benefits 2,372,088 450,390 Aggregate Reserve $653,368,500 $599,041,260 Interest On Deposit Deposit-type Type Contracts 66,659 21,278 Contracts 28,832,505 27,111,834 Increase In Aggregate Certificate Claims 450,000 450,000 Reserve For Life Commissions Due 334,500 100,000 Contracts 54,327,240 57,480,416 Refunds Due and Unpaid 250,000 250,000 Commissions On General Expenses Due 1,274,800 1,454,600 Direct Business 2,509,481 3,362,323 Retained By The Society General & As Trustee 253,826 500,519 Fraternal Expenses 2,725,097 3,303,440 Asset Valuation Insurance, Taxes, Reserve (AVR) 2,722,500 2,284,000 Licenses, Fees 100,524 133,522 Interest Maintenance Expense Sub-Total $102,879,722 $131,464,084 Reserve (IMR) 4,001,346 2,876,311 Contingency Reserve 150,000 150,000 Unassigned Funds 20,059,109 17,380,350 September December TOTALS $711,697,086 $651,598,874 2013 2012 SUMMARY: Net Gain From Operations Surplus Account: Before Refunds September December To Members $ 3,308,414 $5,628,720 2013 2012 Refund To Members (171,341) (257,440) Beginning Surplus $17,530,350 $13,619,454 Net Gain From Operations Net Income 2,969,60 5,401,810 After Refunds Change in Net Unrealized To Members 3,137,073 5,371,280 Capital Gains or (Losses) 147,651 2,585 Net Realized Chge in Nonadmitted Assets 0 308,243 Capital Gains (167,465) 30,530 Change in Valuation Total Net Income $2,969,608 $5,401,810 Reserve (438,500) (966,400) Aggregate Write-ins for Gains Linda M Strom and Losses in Surplus _ 0 (835,342) National Secretary/Treasurer Net Change In Surplus 2,678,759 3,910,896 Surplus At Statement Date $20,209,109 $17,530,350
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National Slovak Society News
Fraternal Matters... By: Pam Blum Fraternal Activities Coordinator 2014 Fraternal Activities & Important Dates Email: [email protected] to Remember
The best way to find yourself is to lose yourself in the service to others...... Anonymous
n Youth Achievement Award - Nomination forms due April 1, 2014
n Fraternalist of the Year -Nomination forms due April 1, 2014
n United Slovak Fraternals Bowling Tournament PVR Scholarship AMF Mt Lebanon Lanes, Pittsburgh PA Friday & Saturday, April 25 & 26, 2014
n PVR Scholarship Program First Year Applications due May 1, 2014
n AFA Join Hands Day - Saturday, May 4, 2014
n May Art Contest - Deadline May 31, 2014
n 36th Quadrennial Convention - Sunday thru Wednesday, June 22-25, 2014 - Hershey Lodge, Hershey PA
n PVR Scholarship Program - Renewal Transcripts due July 15, 2014
n NSS National Golf Tournament - Friday - Sunday, July 18-20, 2014 Sawmill Creek Resort, Huron OH
n Youth Poetry Contest - Deadline August 15, 2014
n Photo Contest - Deadline October 1, 2014
n Christmas Ornament Contest - Deadline December 1, 2014
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2014 9 61055NSSNatlNwsJan14_Layout 1 12/18/13 2:42 PM Page 11
NSS Financial Matters
“Relax ... your money is growing.”
Current Interest Rates Effective January 1, 2013
Preferred Choice 1.00% Optimum 3 2.00% Preferred 5 3.00% Preferred 8 3.50%
*Preferred 7 and Flex earning 4%, these plans are no longer available. Please contact your NSS Life financial service representative or Joe Elliott in the Home Office at 1-800-488-1890.
Your Money is Safe and Secure with NSS Life
Members of NSS
Elder Law Management is offering discounted estate NSS Life planning documents for members living in Western PA. These important documents include Wills, Living Trust, Durable Powers of Attorney, Healthcare Directives and Living Wills. Also offered are plans to lower potential inheritance taxes, assist with Medicaid planning and avoid Probate cost and delays. Western Pennsylvania members can receive 10% to 15% discounts off our already competi- tive rates. Family Matters For a no cost consultation call our Pittsburgh office at 412-456-4700; toll- free at 1-877-456-4700. Ask for Estate Advisor Rich Nulph.
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NSS Sales Department
From the Sales Department… But what if you died tomorrow and By Greg Felton, CLU, ChFC February is were no longer around to provide for National Sales Director “Insure Your your family? Without your income and all the other things you do for your Love” Month loved ones; would they be able to What do love and maintain their current lifestyle? life insurance have in That’s where life insurance comes The Many Benefits common? More than in. It can’t put your family back the you might realize. The way it was, but it can keep your loved of Annuities motivation behind pur- ones in the world they are used too. So chasing life insurance if you think you need life insurance now People wonder why annuities are is the time to do something about it. such a good savings vehicle. Many is love. We buy it for the times it is one key point that appeals people we love and want to to a person. Usually this is the interest protect financially. Think of it as A Different Way of rate especially when compared to bank the ultimate act of love. CD’s which are currently running about Expressing Your Love 1%. The things we do for love Preparing a romantic dinner, buying In reality there are many benefits to an flowers or planning a surprise getaway We go to great lengths for our NSS Life annuity. Here are some of the weekend are all expressions of love that loved ones. We work hard to provide most common ones: are sure to be appreciated. But why not them with a life filled with happiness, • Guaranteed minimum rate of inter- consider giving your loved ones a more comfort and opportunity. In fact, est. ( 1or 2% depending on the prod- enduring and lasting gift of love: life there’s almost nothing we wouldn’t do uct) insurance. Nothing says “I Love You” for our loved ones. We re-arrange our • Competitive current interest rates better than the promise to provide for schedules to never miss our child’s (currently 3.50%) someone’s well being even after you’re sporting events. We put in extra time at • Guaranteed lifetime income options gone. work to save up for that special family • Tax deferral (3.5% after tax equals vacation. We rush out of the office to 4.7% taxable in a 35% tax) bracket. make sure we’re home in time for din- • 10% Free withdrawals within limits ner with our loved ones. Thought for the Month • Proceeds pass outside of probate The best way to cheer your self up is to cheer • Values are not subject to the claims someone else up first. of creditors Mark Twain (1835-1910) • Special, favorable tax treatment for annuitized payouts. • No reinvestment risk as there is with CDs. • Conservative investments supporting annuities are regulated for your protec- tion. • Flexible deposits may be made at any time.
Now is the time to stop procrastinating and cash in that old CD. Transfer the money to NSS and start earning more interest right now. For more informa- tion about our products and services and how they can help you and your family, please contact your NSS repre- sentative or Joe Elliott in the Home Of- fice at 1-800-488-1890.
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Assembly News
ASSEMBLY 004 ASSEMBLY 075 ASSEMBLY 110 Parma, OH Duryea, PA New York, NY A meeting will be held on Sunday, A meeting will be held on Sunday, Our biannual weekend outing will January 19, 2014 at 2:00 p.m., at the February 23, 2014 at the Grande be held on June 27-29, 2014 at the residence of Edward and Mildred Restaurant Birney Avenue Moosic, PA Villa Roma Resort in Callicoon, New Havir, 1744 Westhill Blvd., Westlake, at 1:00 p.m. Nominations and elec- York. Reservation forms will be mailed OH. This is our Annual Audit Meeting tions for delegates to the convention out at a later date. Please contact and all annual reports are due at this will be held at this meeting. Maryann Malik at (516) 794-9014 for time. Lehrae Edwards more information. The members of Assembly 4 in Treasurer Rich DeSanctis Cleveland, Ohio would like to wish a Secretary Happy New Year to all of you. Sonia Vorell Secretary ASSEMBLY 039 ASSEMBLY L102 Uniontown, PA Schnecksville, PA ASSEMBLY 123 Come join us for our annual Christ- Delegate Election Meeting mas party/meeting on January 5th, Pittsburgh, PA Our first meeting in 2014 will be 2014 at the home of Drew and Sharon The New Year is the time for resolu- held on Tuesday, March 11th, 2014 Wesnak, 1727 Elmhurst Drive, White- tions. Good luck with all you made; at the IHOP Restaurant (community hall, PA at 2:00 p.m. President Blazek they are sometime easy to make but room), in the Walmart Plaza in Union- and Secretary Treasurer, Linda Strom not so easy to keep. town, PA at 6:00 p.m. will be joining us!! Members of L102 Perhaps you can put with your reso- We will be electing delegates to the and RO59 all are welcome!! See ya'll lutions to become more involved with 2014 NSS Quadrennial Convention in there. Happy New Year. our assembly’s activities this year. If June 22-25, 2014 at the Hershey Sharon Wesnak there is something you would like to do Motor Lodge in Hershey, PA. Come and Secretary or find out about please call me at enjoy a free dinner and the fraternal 724-242-5085. I’m open for new and fellowship. interesting ideas. We wish all of the NSS membership As a member of NSS you are a part and friends a most blessed, joyous and of a fraternal group whose mission is to prosperous New Year! serve its members and the community. John Payerchin That being the case, I’d ask you to re- President solve to become more involved with your church or some charity and per- haps volunteer or donate to your local ASSEMBLY 108 food bank. You might be surprised how ASSEMBLY 059 West Mifflin, PA good it will make you feel. Whitehall, PA Don’t forget we are open for new A meeting will be held on Sunday, members. Your friends, relatives or per- A meeting will be held on Sunday, March 9, 2014 at the Strom resi- haps someone from your church may February 16, 2014 at the Lahutsky’s dence, 3453 Bench Drive, Baldwin, Pa become the next member. There is a home at 1:30 p.m. If needed, the snow at 2:00 p.m. All members are wel- $25 referral recommender fee avail- date will be Sunday, February 23, 2014. come. able to you for referring a new client to If directions are needed, please call Joseph Palko us. You can call either me at 724-242- 610-266-7346. There will be election President 5085 or agent Bill Del Monaco at 412- of officers at this meeting. Please try to 264-7268. Have a great 2014! attend. Thank you. Bill Knoll Nancy Sabol President Secretary
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Assembly News
ASSEMBLY 160 ASSEMBLY 432 ASSEMBLY 737 Lorain, OH Lakewood, OH North Huntingdon, PA Our Annual Dinner will be held on Mark your calendars for the follow- A meeting will be held on March 8, January 21, 2014, starting with a brief ing events: 2014 at the home of Paul J. Godor, meeting at 6:00 PM. The meeting will On February 18, 2014 - Toboggan- 9280 Clubview Drive, North Hunting- be followed by hors d’oeuvres and ing at 16200 Valley Pkwy, Cleveland, don, PA at 1:00 p.m. cocktails, and then a sit down dinner. OH 44136. Please call Dave Pytel at All assembly business will be dis- We hope to see many familiar faces (440) 777-4054, or Bill Shuttleworth cussed at this time, including dele- (and some new ones!) at this event. at (440) 331-6997 so we can get an gates for the upcoming convention. John P Katricak accurate count for how many people All members are urged to attend. Vice-President will be attending. Paul J Godor On February 22, 2014 - Our Annual Treasurer Reverse Raffle will be held at St. Elias, 8023 Memphis Ave, Cleveland, OH 44144. The fun starts at 6:00 p.m. sharp! Come enjoy a night out with Assembly 813 family and friends. You will be provided ASSEMBLY 236 with dinner, drinks, games, a DJ and Englewood, FL Colorado Springs, CO plenty of fun! Please call one of the Members of Assembly 813, Engle- following to reserve your spot: wood, FL will meet on Feb. 8, 2014 A meeting will be held on February Dave Pytel - (440) 777-4054, at 2:00 p.m. at the home of Secretary 1, 2014 at 2504 Pine Bluff Rd., Col- Bill Shuttleworth - (440) 331-6997 Mary Jo Holker, 1048 Iowa Avenue, orado Springs, CO. at 1:30 p.m. This Tony Beno - (216) 226-7005 Englewood, FL. All members are urged meeting's primary purpose will be to Shawn Pytel to attend as we will be finalizing plans elect delegates to the NSS Life 2014 Activity Director for the 2014 events. quadrennial convention. Other assem- We will also be electing delegates bly business will also be conducted at for the 36th Quadrennial Convention to this meeting. Please try to attend. be held June 22-25, 2014 at Hershey, Bob Kocerha PA. If your schedule prevents you from Secretary Assembly 434 We will hold a meeting on Thursday, attending the meeting, but you wish to January 2, 2014 at the Home Office at give input for the 2014 plans, or wish 7:00 p.m. Please call Secretary David to be considered as a delegate to the convention, please advise Secretary Blazek if you plan on attending. Elec- tion of delegates will take place. Mary Jo Holker by mail, email (jo- David Blazek [email protected]) or telephone at Secretary 941-473-0559 no later than Feb. 6th. ASSEMBLY 377 Mary Jo Holker Bentleyville, PA Secretary Our next meeting will be held on March 2, 2014 at the Grand China ASSEMBLY 554 Buffett, 301 Oak Springs Road, Wash- Curwensville, PA ington, Pa. 15301. We will discuss the Deadline For Publication A meeting will be held on February convention and yearly plans.I will also Please be advised that all articles, 2, 2014, at 135 McCullough Street, give an update of how our assembly is notices, etc., MUST BE received by the DuBois Pa. at 2:00 p.m. This meeting doing. Please RSVP to me at 724-207- Home Office no later than the 5th of the will be held to select delegates for the 0410 and join us for a nice afternoon. month. Every effort will be made to pub- upcoming Convention of the National tion. Hope to see you there! lish the article in a timely manner. Slovak Society. Suzanne Skrypak Also, all articles should be typewrit- Contact Jim Stricek at (814) 590- President ten in regular type and original photos 7021 or [email protected] for submitted. more information. Jim Stricek Home Office Phone Number Secretary 724-731-0094
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Assembly News
Assembly L002 Activities Assembly 28 You Can Make A Difference Day As has been our practice for many years now the following once again participated in the National You Can Make A Difference Day in October 2013. We do this via monetary dona- tions and assisting with the preparation of a luncheon and serving same to the guests. L-R: Kristin Toman , Joelle Marticek, and Monetary Donations included: Joann Marticek are surveying the food items Slovak Catholic Sokol - Group 2; to be donated to the Sterling House in Strat- Assembly No.9, INC; Wreath 1; ford, Connecticut. Wreath 39; and Assembly 308. Participants who assisted with the preparation The National Slovak Society: Region 15; On September 8, 2013 members and serving of the meal to the guests were L-R of Assembly L002 held its 24th annual front: Carol Ladue, Nelson Ladue, Lorraine Kelley, Assembly 2 and Assembly 28. business meeting. Members were cook at the Merton House, Eileen Wilson and John Slovak Alliance; asked to bring a non-perishable food Golias. L-R back: Joseph Goda, Judith Salamon Gymnastic Slovak Sokol; item to the meeting. These items will and John Tkacik. First Plavecky Society Of The Holy Trinity,Inc.; be donated to Sterling House, a multi- Jednota: Rev. Matthew Jankola District 1; service community center in Stratford, and Eileen S. Wilson. Checks amounting to Connecticut. $600.00 were presented to Mark Grasso, Director, Merton Center and vice president Catholic Charities.
Scenes from Assembly 28
On the left accepting the retired flag dona- tion is Tom Marticek. On the right is Nelson Ladue who donated the torn American flags.
On September 8, 2013 two American flags were brought to St. Stephen's Society for retirement. They were given to the local VFW Post in Stratford, Mr. Goda with the 2013 Family Of The Year Connecticut. Mr. and Mrs. Decker (Kenneth and Diane) and their two children Kerry and Kenneth (Known as K.J.)
The Decker family was nominated “Family of the Year” by the Polish Fal- Mr. & Mrs. Goda (Marge and Joe) delegates con Nest 307 of Southington, Ct. from the National Slovak Society to the New Mr. Goda presented the family with England Fraternal Alliance Annual Meeting, a plaque and a check for their favorite Sea Crest Beach Hotel in Falmouth, Ma. and 89th Annual Reception and Banquet held in charity. On the left accepting the donation is Raymond November, 2013. Brother Goda serves as the Chairper- O'Donnell, Adult and Youth Program Director son of The Family Of The Year Award. and Food Pantry Coordinator at Sterling He was also elected to the Board of Di- House. On the right is St. Stephen's Society rectors. member Mary Bludnicki. Eileen S. Wilson On November 6, 2013 non-perish- Secretary able food items were donated from St Stephen's Society L002 to the Sterling House in Stratford, CT.
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Assembly News
Assembly L075 Note of Appreciation to Assembly 028 On behalf of everyone at The Thomas Merton Center, I'd like to thank you and everyone with the different Slovak societies for coming here to serve lunch to our guests on 10/23/13, as well as the wonderful donations you folks provided. Organiza- tions like the ones you represent are in many ways our backbone, as we rely on the support of many generous folks like you to ensure we will be able to meet the needs of those who visit us for help. As always, we will certainly put these funds to good use. We continue to see more and more people come through our doors for help. Un- Members of our assembly voIun- fortunately, we don't expect that to change anytime soon due to the cuts in "food teered at the Wilkes Barre Veterans stamps" that many of our guests have experienced. Administration Center recently by Again, thank you, and we wish you and everyone with the Slovak Societies all of sponsoring a bingo party. Veterans the best! were treated to a pizza party and were Mark W. Grasso, MS - Vice President given Canteen books as prizes. L-R: The Thomas Merton Center Gary Edwards, Lehrae Ann Edwards, Catholic Charities Dorothy and Gary Collins. A spring so- ..... I WAS HUNGRY AND YOU FED ME, THIRSTY AND YOU GAVE ME DRINK, I WAS A STRANGER AND cial is being plannedfor next year. YOU RECEIVED ME, NAKED AND YOU CLOTHED ME, I WAS SICK AND IMPRISONED AND YOU CARED FOR ME ..... MATT.2S Assembly 731 Mikayla and Shae Hanley, members of C731, enjoyed an afternoon at Youngstown’s Lanterman Mill for an “Olde Fashioned Christmas” with enter- tainment by musicians and other fine performers. They watched as artisans such as a potter, tinsmith and wood- carver demonstrated their crafts. The Assembly 617 Assembly 0039 day was topped off with a taste of Ashley, PA Over thirty-five brave souls came roasted chestnuts, a visit with Santa, out to our annual Christmas Party and and the sight of the Mill festively Our assembly recently made a dona- annual meeting at the Knights of dressed in fresh greenery and ribbons. tion to the St. Vincent De Paul Soup Columbus Hall in Uniontown. Following This annual tradition is provided by the Kitchen on Jackson Street, Wilkes- a delicious catered dinner, a memorial Mill Creek Metro Parks for the commu- Barre, PA and was a sponsor for the service was held to remember the sev- nity to enjoy. day. The soup kitchen’s volumn of peo- enteen members who died this past ple they feed each day has increased year. again. Our society is pleased that we Over $250 was raised for the PVR are able to help them. We hope we can Scholarship Fund and a 32" HDTV was get members to volunteer to serve the raffled off along with gift cards, beauti- poor at the kitchen in the future. We ful poinsettias and other door prizes will publish an announcment in the and giveaways. paper. We may make it a Matching Officers for 2014 were elected as Fund Project, but we can’t do it with- follows: out your help. Please come to the President - John Payerchin meetings and give us your help and Vice-President - Timothy Schwer support. Secretary - Paul M. Payerchin, Jr. Our assembly also donated to the Treasurer - Nancy Schwer Catholic Social Services to help pur- Trustee - Anthony Bartock chase Christmas gifts for the children Trustee - Rita Leonard Our assembly of needy families in our area. Trustee - Mackenzie Payerchin welcomes our Rose Mary Strish Trustee - Thomas Kocis newest young President John Payerchin member, one President year old Kaden Brenner.
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National Slovak Society News from the Home Office
SCHOLARSHIP FOR OUR DEPARTED MEMBERS SENIOR MEMBERS November, 2013 A Fraternal Program PURPOSE ~ Name City and State Date of Death Assembly To encourage our older members to continue their education and to make Blacklidge, Leo Apollo Beach, FL 09/01/2013 0813 fuller use of their leisure time. Bowman, Earl F West Finley, PA 10/05/2013 0377 Bryant, David R Toledo, OH 10/29/2013 0160 MEMBER ELIGIBILITY ~ Buliano Jr. Thomas J Hazel Twp, PA 10/13/2013 L102 Any life insurance or annuity member, Burrelli, Doris A North Braddock, PA 10/13/2013 0434 fifty-five (55) years or older, who has en- Chasky, Michael W Baldwin Boro, PA 10/28/2013 0100 rolled and successfully completed a Clack, Mary Keizer, OR 09/11/2013 0774 continuing education or adult education Croyle, Ernest L Johnstown, PA 10/03/2013 0038 course. Members may submit up to two Dagger, Marjorie Elizabeth Twp, PA 10/01/2013 0737 (2) applications in one calendar year. Dell, Rose Marie East Huntingdon, PA 10/31/2013 0737 COURSE ELIGIBILITY ~ Emmons, Della I Polk, PA 11/08/2013 0731 Vocational schools, community colleges Fusco, William G Punxsutawney, PA 10/02/2013 0737 and universities offer a variety of short- Gessay Jr. Stephen Vernon, CT 03/21/1993 0110 term courses which may include areas Joyce, Thomas Belleville Town, NJ 10/04/2013 0299 like computer training, cake decorating, Klima, Susan M West Brownsvillle, PA 11/03/2013 0377 photography, landscaping, small engine Knutson, Marian Chicago, IL 08/20/1996 0586 repair, ballroom dancing, etc. This pro- Kocerha, Judith Marie Monte Vista, CO 08/31/2001 0236 gram does not cover courses that assist Kosco, John Rostraver, PA 11/03/2013 0038 you to maintain your current full or Krajovic, Evelyn A McCandless, PA 12/09/2012 0700 part-time job. (Example: We will not Kubasky, Stephen Mt Pleasant, PA 11/15/2013 0737 reimburse life insurance or real estate Lacey, Olga Commerce, PA 01/03/2013 0008 agents who take continuing education Leslie, Georgette M Largo, FL 09/01/2013 0813 credits to maintain their licenses.) Mikulay, Charles Lyon, MI 01/22/2011 0381 Miller, Arthur J Kissimmee, FL 10/12/2013 0813 PROCEDURE ~ Olsen, Erwin South Bend, PA 09/15/2013 L105 Members should enroll and pay for the Pavelko, Sara B Rostraver Twp, PA 11/19/2013 0377 course of their choice. Once member Peters, Adesta M Aliquippa, PA 07/03/2013 0123 has finished the class, they must Poliak, Noraleen A Florissant, MO 11/05/2013 0586 submit an application, along with Rao, Joanne G Pittsburgh, PA 10/05/2013 0100 verification that the class was success- Schaper, Patricia F Cranberry Twp, PA 10/20/2013 0434 fully completed, to the Home Office for Schulz, Ilse Palm Harbor, FL 10/14/2013 0813 approval by a National Officer. If the Sebolt, Hugh L Peters Twp, PA 09/09/2013 0588 scholarship application is approved, the Slezak, George Sterling Heights, MI 10/13/2013 0381 NSS will reimburse one-half (1/2) of the Smolik, Edward S Arbutus, MD 11/28/1993 0100 tuition for the course up to, but not to Stephens, Mary Ann South Strabane, PA 08/09/2013 0588 exceed, one hundred dollars. Susko, Elsie J Hilton Head Island, SC 08/05/2013 0434 Swansegar, Margaret Cuyahoga, OH 08/05/2013 0004 INFORMATION & APPLICATION ~ Synder, Harriet J Valley Twp, PA 11/06/2013 0617 For an application or additional Toth, Frank Rockville, MD 01/26/2008 L075 information on this NSS Scholarship for Truman, Jessie Powellton, WV 09/12/2013 0774 Seniors Fraternal Program, contact the Tuten, Henry E St Petersburg, FL 09/14/2013 0813 National Slovak Society Home Office Valli, Eugene A Greensburg, PA 09/10/2013 0434 at 1-800-488-1890. The National Walko, John A Cedar Rapids, IA 04/03/1994 0070 Officers are the sole authority in any Wilk, John Hempfield, PA 11/18/2013 0737 decisions regarding this scholarship Zucco, Mildred Export Boro, PA 10/22/2013 L105 program. Their decision is final in all cases.
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Národné Noviny
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Youth Circle News
2013 Poetry Third Place Winners
KEATS GROUP FROST GROUP SHAKESPEARE AGES 5, 6 & 7 AGES 11, 12 & 13 GROUP AGES 14, 15 & 16 Race Cars Emu Escapee by: Jacob Ostrowski by: Elizabeth Ostrowski Listening Age 5 - YFC C617 Age 12 - YFC C617 by: Katherine Ostrowski Age 15 - YFC C617 Dave is the driver I am an emu. Of the racing cars ‘Tis said that I can’t fly. Only letting words and sounds White and black It’s true. Pass through your ears and Engine on the side Sigh. Wing on top I’m gonna escape Without meaning to your brain, Little and loud Through the gate. Is not listening. Racing in an oval Wait for the truck to go through. But if one would stop, He crashes on the first lap. Quick run!!! I’ve done it, Really hear those sounds, I’m through. Contemplate on them, Now what to do?! They become something new and true. OH NO!!! ANGELOU GROUP The emu patrol How often we block the meaning of sounds. AGES 8, 9 & 10 They see me. Not taking in what they mean. Quick!! To the left, We might hear birds chirping The Beach No, to the right. by: Noah Strish Darn it, should have done this at night. And it never occurs to us that it’s spring. The patrollers jump out of their cart We must really listen to our family and friends, Age 9 - YFC C617 and chase me Then will we come to a greater love and Our family went to the beach for a few days. While I try to hide behind a tree. AAAK!!! I’m cornered! Appreciation for them. We went to the Aquarium and They herd me back to my cage, got to pet stingrays! If we stop talking for a little, And though it may look as if We went swimming in the ocean. Hear and think, I’m shaking with rage, After putting on suntan lotion. We will be able to appreciate But I dug a deep hole in the sand. You can bet, And covered my brother to his neck The day ain’t over yet. with my hands. I will escape again!! We went to the Steel Pier. I will just wait ‘til the patrol is gone. I rode the big coaster with no fear. But don’t worry, Being on vacation is so much fun. THIS time the escape I can’t wait to go on another one. Won’t go wrong.
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Youth Circle News 2013 Ornament Contest Winners
Youth Circle of National Slovak Society • 351 Valley Brook Road, McMurray, PA 15317
Frosty - age 5-7 Rudolph - age 8-10 Snowflake - age 11-13 Jacob Ostrowski - C617 Ben Ostrowski - C617 Elizabeth Ostrowski - C617
Santa - age 14-16 Region Assembly Madison Beatty Paul Payerchin, Jr. - 0039 Mary Jo Holker - 0813
Adult Member Anna Kostrej - 0108 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2014 19 61055NSSNatlNwsJan14_Layout 1 12/18/13 2:42 PM Page 1
National Slovak Society Non-Profit Org. (USPS 0371-140) U.S. Postage 351 Valley Brook Road PAID McMurray, PA 15317-3337 Pittsburgh, PA Permit No. 1166 Address Service Requested
Change of Address
Please use this form to register your change of address for the National News and mail to the Home Could you use a little extra “green?” Office. Upon receipt of this form completed in its entirety, the staff will immediately implement the Recommender change. Thank you. As a proud member of NSS Life, there is no better time than now to share your experience with friends and family. Best of all, you will receive a cash Name reward for recommending someone that we end up issuing a policy to. You will receive a $25 recommender free ($10 on youth term) for each person Assembly No. that becomes a member. New Address
Recommender Information: City Name: State Zip Phone: Former Address City
Prospect Information: State Zip Name: DEADLINE FOR PUBLICATION Phone: Please be advised that all articles, notices, etc., Address: MUST BE received by the Home Office no later than the 5th of the month. Every effort will be City: State Zip made to publish the article and photos in a timely manner and space permitting. Also, all articles Send form to Joe Elliott at the Home Office. should be typewritten in regular type.
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