NATIONAL NEWS ational lovak ociety Where “Family Matters”
JANUARY 2015 | NUMBER 3477 VOLUME 107 National Slovak Society News
NATIONAL NEWS ational lovak ociety Inside this Issue...
Periodical Postage Paid at McMurray, Pennsylvania and Additional Mailing Offices Assembly Activities Owned and Published by the Activities at a Glance ...... 3 NATIONAL SLOVAK SOCIETY OF THE UNITED STATES OF AMERICA Organized February 16, 1890 From the Executive Officers 351 Valley Brook Road, McMurray, PA 15317-3337 President’s Column ...... 4 USES 0371-140 - ISSN: 0027-7940 Secretary/Treasurer ...... 5 Phone: (724) 731- 0094 -- E-Mail: [email protected] NSS Web Site: www.nsslife.org Fax No: 724-731-0145 NSS Financial Matters Founder and Honorary President, Peter V. Rovnianek 3rd Quarter Financial Report ...... 6 EDITOR Annuity Interest Rates ...... 10 LORI CROWLEY Published Monthly Send articles for publication to: NSS Sales Department Lori Crowley National Sales Director...... 11 351 Valley Brook Road McMurray, PA 15317-3337 Unsolicited manuscripts are not returned unless accompanied with a self-addressed stamped envelope. NSS Activities Deadline: 5th of preceding month. Fraternal Activities Coordinator ...... 9 “POSTMASTER” SEND ADDRESS CHANGES TO: NATIONAL SLOVAK SOCIETY Assembly Photos ...... 14 351 VALLEY BROOK ROAD, MCMURRAY, PA 15317-3337 NSS NATIONAL OFFICERS Assembly News David G. Blazek, FIC, National President & Elder PVR Donations ...... 7 Linda Strom, Secretary/Treasurer Meeting Notices ...... 12-13 Departed Members ...... 7 NSS NATIONAL DIRECTORS NSS HONORARY OFFICERS Nar; odne ; Noviny Alan Burns Sophia Hudak, Tribunal Member Michael Czarney Anthony Beno, Director Vyzva;n'ajte zvony k nove;mu roku ...... 15 Andrea Garbon Dean Burns, Vice-President Kalendar 2015 ...... 15 Keith S. Godor Edward Havir, Director Chodenie s Betlehemom ...... 15 Abigail Gross Mary Jo Holker, Director Robert Katricak Edward Koches, Director Susan Ondrejco Paul J. Godor, Director Youth Circle Joseph Stefka, Jr. Joseph Tomaskovic, Jr., Director Drew Wesnak Poetry Contest Winners...... 17 FSWFE HONORARY OFFICERS PBU HONORARY OFFICERS Justine Wesnak, President Henri O. Albert, President Reverend Monsignor Thomas V. Banick, Reverend George Virchick Spiritual Advisor Correction ROCWMAS HONORARY OFFICER In the November issue, under Olga Kasnot, President Departed Members, Margaret Heid’s name was misspelled. My apology FSWFE and PBU merged with NSS in 1997 to the family. ROCWMAS merged with the NSS in 1998 Editor
2 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 Activities at a Glance...
REGION 2 Assemblies L075, 0146, 0617 February 7 Region 2, Meeting/Luncheon, Grotto Pizza, Edwardsville, PA at 12:30 pm February 21 Assembly 0617, Meeting/Luncheon, Grotto Pizza, Edwardsville, PA at 12 Noon
REGION 5 Assemblies P38A, 0039, 0100, L105, 0108, 0123, L161, 0283, 0377, 0434, 0441, 0588, 0700, 0737, 0774, 0809
February 7 Assembly 0737, Meeting, Godor’s residence, N Huntingdon, PA at 1:00 pm March 3 Assembly 0039, Meeting, I-HOP Restaurant, Uniontown, PA at 6:00 pm
REGION 7 Assemblies P09A, 0008, 0731
December 4 Assembly P09A, Christmas Party, Yankee Kitchen, Boardman, OH at 5:45 pm December 6 Region 7, Christmas Party, Holy Family Parish Hall, Poland, OH at 1:00 pm
REGION 8 Assemblies 0004, 0070, 0160, 0432, 0595
January 11 Assembly 0432, Toboggan Night, The Chalet, Strongsville, OH at 6:00 pm January 18 Assembly 0004, Meeting, Havir’s residence, Westlake, OH at 2:00 pm January 20 Assembly 0160, Annual Dinner/Meeting at 6:00 pm February 28 Assembly 0432, Annual Dinner Dance/Reverse Raffle
REGION 10 Assemblies 0586
March 1 Assembly 0586, Meeting (Time and Location TBD)
REGION 14 Assemblies RO59, L102 January 11 Region 14, Holiday Party, Wesnak’s residence, Whitehall, PA at 2:00 pm January 25 Assembly R059, Meeting, Lahutsky’s residence at 1:30 pm
REGION 15 Assemblies L002, 0028, L145 No activities at this time
AT LARGE Assemblies R019, L040, 0110, 0236, 0299, 0381, 0554, 0568, 0705, 0800, 0813
March 22 Assembly 0381, Welcome Spring Lunch/Meeting, Hungarian Rhapsody, South Gate, MI at 2:00 pm
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 3 National Slovak Society News from the Home Office
2014 at the age of 89. Mom passed on From The News of Narodniars very peacefully with family by her side. President’s Desk… Happy Birthday to Honorary Direc - We were blessed to have her as a tors Paul Godor and Edward Havir, for - mother, grandmother, and great grand - mer Home Office employees Karen mother for many years and will dearly Orban and Cathy Lydic. Also to Else miss her smiling face. May her soul Resosky, Susan Payerchin, Tod rest in peace. We love you mom. Wilcock, and to daughter Shannon Woods. Happy Birthday to all others celebrating in January. Best wishes to Ed Havir for a speedy New Year’s Resolutions recovery from his most recent health Each year I think we all have great set back. Also congratulations to Na - intentions to change something in our tional Director Abigail and Michael life by making a New Year Resolution Gross on the birth of their second son. that maybe we hold to for a week or a David G. Blazek, FIC As of this writing I don't know the month or two and then it falls by the National President name of our potential newest member wayside. I have an idea for you, that if for the society, but I understand you follow it, you will benefit from this mother and son are doing well. for the entire year and even longer. My deepest sympathy to the family Make a promise to yourself that when A very Happy New Year to each of of Susan Hrusik, Assembly 0065, you meet with your tax preparer to file our members and their families, from Chicago, Illinois. Sue attended numer - your tax return for 2014, ask them how the Officers, Board members and entire ous NSS conventions and was active in much you can contribute to your IRA staff at the Home Office. As we begin a the church, Ladies Guild, and also an and then make that contribution. You new year of growth for the National officer for Asssembly 586 for many will benefit from paying less taxes and Slovak Society, we need to look back at years. She will be missed. will help to insure a bigger nest egg at where we started and where we are at On a sad note, my mother Jean retirement time. This resolution is one this time, our 125th year of providing Blazek passed away on December 3, you can keep and will benefit you for protection to our members throughout many years to come. the country. At the first convention of the National Slovak Society held in February of 1890, there were only 6 delegates in attendance, charged with ratifying a Constitution and By-Laws; Friends of Slovakia Awards Dinner setting goals for the future, and pledg - On November 14th, I had the distinct pleasure of representing our society at the ing to promote Slovak culture in Amer - Fifth Slovak-American Awards Dinner sponsored by the Friends of Slovakia and held ica. At that meeting a total of $200.00 at the Embassy of the Slovak Republic in Washington, DC. This dinner also cele - was contributed to start the organiza - brated the tenth anniversary of Slo - tion that would provide death benefits vakia's membership in NATO and and a sick benefit to our brothers and the EU, the twenty-fifth anniversary sisters that were in need. By the end of of the Velvet Revolution and the 1890, membership had grown to over seventieth anniversary of the Slovak 1,000 members, the NSS had property National Uprising. The Diplomacy holdings valued at $1,748.64 and Award was presented to The Honor - back-up money stood at $600.00. able Theodore E. Russell, Ambassa - Today, our property and assets are dor of the United States to around $800 million. We have come a Slovakia. The Cultural Award was long way from our beginnings 125 presented to Peter Breiner, Concert years ago and this is why we will cele - L-R: The Honorable Peter Burian, Ministry of Foreign and European Affairs of the Slovak Republic, NSS Pianist and Composer. The Educa - brate our anniversary on March 7, President David G. Blazek, and H.E. Peter Kmec, tional Award was presented to The 2015. Please mark your calendar to Slovak Ambassador to the U.S. Fund for American Studies and the save the date and plan on being with Slovak-American of the Year Award us in Pittsburgh for our 125th Anniver - was presented to Professor Jan Vilcek, Department of Microbiology, New York Univer - sary Banquet. sity School of Medicine and President, Vilcek Foundation. Congratulations to all the awardees for their contributions to society.
4 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 National Slovak Society News from the Home Office
Gross Annuity Margin; Buys & Sells A Page From My Notebook...... and closing comments. At the end of By Linda M. Strom, National Secretary/Treasurer the presentation revisions to the NSS Email: [email protected] Investment Policy Guidelines were re - viewed and approved. Annuity Interest Rates were reviewed December 2014 and a motion was made to keep the rates the same for the 1st Quarter of Condolences 2015. My condolences go out to President The Assembly Growth Committee re - Blazek and his family on the passing of viewed the Assembly Tracking Program his mother Jean Blazek and to the and discussed activities for Fraternal Tracking Points. Hrusik family on the passing of long M Strom as Secretary/Treasurer of the The Fraternal Growth Committee acted time member Susan Hrusik from As - NSS for a four (4) year term (11/1/14 - upon all petitions received for consider - sembly 0065 in Chicago, IL. 10/31/18). The Board also announced ation and reviewed plans for an NSS the election of Joseph Stefka Jr. as Fitness Matters program. Chairman of the Board for a two (2) The Membership Growth Committee Happy 2015! year term (11/1/14 - 10/31/16). reviewed current interest rates; the This year will seem rather calm as Following the Executive Session 125th Anniversary Family Matters compared to last years activities. How - President Blazek presented a brief Campaign; recommended to move ever, plans are in full swing for our up - Board Orientation to all Directors. forward with the 2015 Sales Campaign coming 125th Anniversary Banquet All Bond Sales, Exchanges and Pur - and revisit Long Term Care. March 7, 2015. There is much work to chases through September 30, 2014 The Audit Committee Report , presented be done. Stay tuned for more info... were ratified and all Mortgages re - by National Director Robert Katricak, viewed. Minutes of the May 2014 stated that the Bond Audit was com - Spring Board and the August 2014 pleted and all was found in order. The NSS Bylaws Executive Committee Meetings were The 2014 Bylaws of the National CPA firm of Reddinger, Will, Gallagher & approved. Slovak Society were adopted and Dickert, LLC were again retained to Sales Director Greg Felton presented approved at the 36th Quadrennial audit for year ending 12/31/2014. the Sales Directors Report highlighting: Convention, June 22-25, 2014 at The The Museum Committee Report , pre - 2014 Third Quarter Sales; Member, Hershey Lodge, Hershey, PA. Each sented by Museum Curator Sue On - Policy and Sales Comparisons; Mem - Assembly and Region has received a drejco, provided an overview of a very bership; Agent Growth; Old and New copy of the printed Bylaws. If you wish successful year for Museum events and Business and an NSS Growth Chart to see or discuss the Bylaws please marketing. President of the Museum since 2001. contact your Assembly and/or Region Keith Godor reported on the overall op - CPA Donald Reddinger presented an officers. You can also contact me at erations of the Museum. Overview of the 3rd Quarter of 2014 the Home Office and I will get a copy The PVR Fund Board Report , presented which showed an increase in Total As - out to you. by Secretary/Treasurer Linda Strom sets ($783mm), Surplus ($26mm) reported that 2014 donations to the and Net Income ($5.1mm). Solvency PVR Scholarship Tree of Life totaled also increased to 103.4%. CPA Red - Fall Reorganizational $33,218.14. Currently the PVR Scholar - dinger presented an overview of IMR ship Fund Annuity totals $869,937.75. Board Meeting Minutes and AVR reserves, what their purpose Old Business provided updates on our The 2014 Fall Board Meeting was is and how/where they are reported. computer conversion, the Home Office opened and called to order on Novem - The Fraternal Activities Coordinator Staff, and revisions to the NSS Nepo - ber 8, 2014 by National President Report, presented by Fraternal Activi - tism and Travel Policies and the Reso - David G Blazek with all Board mem - ties Coordinator Pam Blum, recapped lution to Transfer Funds. bers present. the events of 2014 and those that are New Business provided a wrap-up of An Executive Session was called by upcoming in 2015. Convention 2014, the 125th Anniver - the Board of Directors for the purpose NSS Asset Manager Larry White , sary Banquet and appointment of the of organization and appointment of the AQS, presented his report, touching NSS Legal Advisor, Actuary and Med - Executive Officers. At the conclusion of upon: NSS Yield/Duration since ‘09; ical Advisor. The 2015 Budget was re - the executive session the Board of Di - Portfolio Metrics; Trailing Reinvest - viewed and approved and a new rectors reported the appointment of ments; NAIC, Sector and Municipal “sustainability” committee was formed David G Blazek as President and Linda Distribution; Projected Forward Cash to focus on our youth. Flow; Portfolio vs Crediting Rates;
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 5 National Slovak Society News
3RD QUARTER 2014 FINANCIAL REPORT - NATIONAL SLOVAK SOCIETY
Net Admitted Assets: Summary Of Operations: September December September December 2014 2013 2014 2013 Bonds $746,308,107 $696,070,146 INCOME : Preferred Stocks 499,999 587,999 Premiums & Annuity Common Stocks 784,918 925,776 Considerations $85,654,634 $103,185,441 Mortgage Loans on Net Invest. Income 27,778,917 33,995,892 Real Estate 9,770,122 8,821,721 Amortization Of Interest Certificate Loans 564,655 432,546 Maintenance Reserve 161,534 (237,101) Real Estate Occupied Income Sub-Total $113,595,085 $136,944,232 By Society 771,723 787,739 Cash On Deposit 13,973,237 11,018,128 Electronic Data Equipment 00 September December Uncollected Premiums 129,495 120,965 2014 2013 Investment Income Due 10,220,310 8,858,510 EXPENSES : TOTALS $783,022,566 $727,623,530 Death Benefits $849,024 $1,460,334 Matured Endowments 26,273 71,677 Liabilities and Unassigned Funds: Annuity Benefits 51, 720,181 61,849,026 September December Disability, Accident, 2014 2013 Health Benefits 0 3,437 Aggregate Reserve $706,424,000 $658,141,000 Surrender Benefits 2,235,988 2,668,062 Deposit-type Interest On Deposit Contracts 40,383,226 37,906,018 Type Contracts 7,554 85,417 Certificate Claims 315,000 300,000 Increase In Aggregate Commissions Due 307,000 290,000 Reserve For Life Refunds Due and Unpaid 325,000 325,000 Contracts 48,283,000 59,099,740 General Expenses Due 961,000 1,429,500 Commissions On Retained By The Society Direct Business 2,239,839 3,099,628 As Trustee 57,014 243,509 General & Asset Valuation Fraternal Expenses 2,481,249 3,876,685 Reserve (AVR) 3,345,900 3,038,000 Insurance, Taxes, Interest Maintenance Licenses, Fees 306,463 119,343 Reserve (IMR) 4,896,420 4,754,665 Expense Sub-Total $108,149,571 $132,333,349 Contingency Reserve 150,000 150,000 Unassigned Funds 25,858,006 21,045,838 TOTALS $783,022,566 $727,623,530 September December 2014 2013 SUMMARY : Surplus Account: Net Gain From Operations September December Before Refunds 2014 2013 To Members $5,445,514 $4,610,883 Beginning Surplus $21,195,838 $17,530,350 Refund To Members (230,857) (346,212) Net Income 5,074,780 4,213,271 Net Gain From Operations Change in Net Unrealized After Refunds Capital Gains or (Losses) 45,288 22,029 T o Members 5,214,657 4,264,671 Chge in Nonadmitted Assets 0 184,188 N et Realized Change in Valuation Capital Gains (139,877 ) (51,400) Reserve (307,900) (754,000) Total Net Income $5,074,780 $4,213,271 Aggregate Write-ins for Gains and Losses in Surplus 00 Linda M Strom Net Change In Surplus 4,812,168 3,665,488 National Secretary/Treasurer Surplus At Statement Date $26,008,006 $21,195,838
6 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 National Slovak Society News
PVR Scholarship OUR DEPARTED MEMBERS Fund Donations November, 2014 November, 2014 Name City and State Date of Death Assembly In Memory of Calvin Kanyuck: Atkinson, Eunice Chicago, IL 09/18/2014 0065 From Region 2 100.00 Beno, John Cleveland, OH 06/09/2014 0432 Assembly 617 25.00 Brown, Helen E Mayfield Heights, OH 09/22/2014 0432 Assembly L075 25.00 Brundage, Robert E Jefferson Twp, PA 08/23/2014 L075 In Memory of our Dad/Grandpa Tony: Burns, Michael O Washington, PA 11/05/2014 0123 Love You - From Dave, Marti, Campbell, Willie R Wheeling, WV 11/09/2014 0774 Chris, Shawn & Matt Pytel 125.00 Cataldo, Juanita Palm Harbor, FL 09/04/2014 0813 Cauwenberghs, Albert J Sunrise, FL 09/19/2014 0800 Donations: Dvorscak, Margaret MC Adoo , PA 10/23/2014 L102 Marinette Ferrera 25.00 Ferris, Hazel V East Palestine, OH 10/24/2014 0731 Wesnak’s Christmas House Geist, Roger Englewood, OH 09/09/2014 0595 Tour 500.00 Glowacki, Gregory G Virginia Beach, VA 10/14/2014 0813 Matching Funds: Goepfert, Dorothy C Butler, PA 01/29/2013 0700 Assembly L102 fundraiser 400.00 Hiduk, John E Paxton, IL 09/29/2014 0586 John Kurovsky 50.00 Horvath, Brian D Houston, PA 02/18/2013 0441 Hura, Veronica Youngstown, OH 10/18/2014 0008 th Kacmar, Mildred J Warren, OH 07/15/2014 0039 PVR 125 Anniversary Kindberg, Hazel Caledonia, IL 08/11/2014 0065 Perpetual Scholarship Kokai, Alice Bellaire, OH 11/16/2014 0774 Kompan, Robert A Avon, OH 10/28/2014 0432 November, 2014 Kotun, Edward Hopewell, PA 09/10/2013 0123 Kozak, Anna C Linden, NJ 10/06/2014 P31M Donations: Krohmaly, Arnold Pittsburgh, PA 09/03/2014 L161 Donald & Maureen Reddinger 125.00 Kryscio, Chester Dickson City, PA 11/21/2013 L102 Assembly 434 250.00 Lendacky, Evelyn Stratford, CT 08/29/2014 L145 Blazek & Riepole Children 125.00 Leone, Robert St. Augustine, FL 11/01/2014 0377 Assembly 554 500.00 Lindey, J Richard Slippery Rock, PA 02/08/2013 0731 Bob Katricak 125.00 Litchard, Madeline Northumberland, PA 10/19/2014 0774 Lowe, Laverne M Charleroi, PA 10/23/2014 0377 Monbarren, Agnes M Doylestown, OH 10/31/2014 P09A DONATE TO THE PVR Mudrak Jr., John Bridgman, MI 07/21/2014 0586 Neton, Joseph J Appleton, WI 09/16/2014 0774 SCHOLARSHIP FUND Petrick, Nedra E Carlsbad, CA 10/28/2014 L105 J YES, I want to help our young Rellick, Mary M Boca Raton, FL 10/29/2014 0813 members attain their academic goals. Richardson, Sharon L Punta Gorda, FL 03/30/2014 0586 Here is my donation of $ ______. Rogars, Betty Jane Pasadena, TX 08/02/2000 0774 Romero, Marie Midland Park, NJ 10/25/2014 0299 Runnion, Murl St Marys, WV 09/01/2014 0809 Name: Ryan, Dorothy M Pottsville, PA 10/25/2014 0774 Assembly: Scrip, Joseph Rices Landing, PA 11/19/2014 0039 Address: Shields, Elizabeth Wakefield, RI 10/16/2014 0774 Shuchter, Julian State College, PA 09/02/2014 L040 City: Simko, Stephen J Richfield, OH 11/15/2014 0004 State: Simmons, John M MC Adoo, PA 06/24/2013 L102 Zip: Solomon, Judith Palm Bch Gardens, FL 09/14/2014 0434 Steen, James B Pittsburgh, PA 10/08/2014 0434 Please issue your check to: Stellaccio, Alice H Williamstown, NJ 10/10/2014 P31M NSS PVR Scholarship Fund Stuchlak, Mary Kalamazoo, MI 10/16/2014 0774 And send to: Tomasik Jr., Joseph Ovid, MI 11/15/2013 0381 Trax, Craig D Oakdale, PA 07/21/2014 0123 National Slovak Society Vello, Raymond A Library, PA 10/14/2014 0434 351 Valley Brook Road Yurmanovich, Mary M Melvindale, MI 10/14/2014 0381 McMurray, PA 15317 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 7 National Slovak Society News
News from My Slovakia Tour - Part 4 (Continued from last month) Assembly 731 This part of the tour had everything: breathtaking scenery, white water rafting, Ice Three members from Assembly 731 Cave visiting, and much more. Unknown to us, Slovakia has several areas with many (Laurie Fox, Ruth Burns, and Ida mountain ranges i.e., High Tatra's, lower Tatra's, carpathean, etc. The High Tatra's Lewis) were fortunate to secure tickets rival our Rockies reaching a height of 8711 feet. Quality ski slopes abound for begin - to the Ellen DeGeneres Show on Octo - ners, Olympic competition skiers, and snow boarders. We were able to take a Cable ber 30th. During their visit to the Los Cog Railway up a mountain to observe the scenery. The view was little misty, but the Angeles Ski Chalet was just like out of the movies. We were able to observe waterfalls and area for cabins only reachable by foot, and forests comprised of all types of coniferous trees. the afterward we traveled through small villages with log homes painted with various Ellen decorations reminiscent of Swiss Chalets. Unbeknown to most of us, Slovakia has all Show, types of caves throughout the country, including beautiful ice caves. Some members they of our tour visited one of the prominent ice caves in the area. Rugged terrain requir - also had ing difficult hiking prevented many of our tour members from visiting some of these the op - natural wonders. Our bus stopped at a building named "Slovak Bethlehem". It con - portunity to be in the audience for an tained wood scene carvings by Josef Pechar. The scenes comprised an area approxi - episode of the “Bing Bang Theory”, the mately 25 ft by 50 ft. it took Josef over 15 years to complete, and all the scenes had movable action figures. His work and results were unbelievable. We visited another small village with homes constructed of logs to take photos and to sample garlic soup. While in this area, we visited the historic Medieval City of Kez - marok which was having a festival. It was like stepping back in time. People were dressed in costumes reminiscent of feudal times, complete with hunting hawks, and all. kinds of ethnic foods. Supper was in a Sheppard's cottage and we had a ball. The festivities included a special tradition which really livened things up. We danced, drank, ate, and had a great time. I will not elaborate on the tradition, so as not to ruin the fun for future tour members. For excitement in the mountains, our tour went white water rafting on the Dunajec River, which separates Poland and Slovakia. We were able to visit Poland via an extension bridge to do some shopping. The raft trip ended at a log chalet where we ate lunch from an inexpensive eclectic menu. lunch “Let’s Make a Deal” show, and the for four with beverages was 13 Euro's ($16.25 American). After lunch we took a “Price Is Right” show. horse driven carriage back to the bus. Before leaving the mountains our guide Viera, Ruth Burns was chosen by Drew directed us to a Museum of Natural History, which surprisingly was very modern. Carey as one of the contestants to Most of the wildlife indigenous to Slovakia was for the most part the same or similar “come on down” to participate in the to wildlife in the U.S. Part 5 will cover our descending the mountains to the levoca Price is Right game and this show will and Kosice areas. air on CBS on January 30, 2015. In Donald J Kolecky addition to the excitement of Ruth’s appearance on the Price is Right show, all three members were given tickets to return to the Ellen Show for her 12 Days of Christmas Giveaways which aired on December 10th. Jean (Darroch) Blazek Passes On Our deepest sympathy to President Blazek and the Blazek family on the loss of their mother. Jean, age 89 of Bethel Park,passed away on Wednes - day, December 3, 2014 with her family by her side. She had been Thought for the Month an active member of Assembly #434 for many, many years. Jean I've missed more than 9,000 shots in was born in Kilbirnie, Scotland in 1925 and came to the United my career. I've lost almost 300 States at the age of 3. She was active in volunteering, scouting, games. Twenty-six times, I've been Ladies Guild, a sewing group, Meals on Wheels, Blood Bank and trusted to take the game-winning shot also served as the President of the Baldwin Chapter of AARP. and missed. I've failed over and over Beloved wife of the late Dusan “Duke” Blazek, loving mother of and over again in my life. And that is David (Fran) Blazek, Dale (Debi) Blazek, Diann (Jim) Marshall, 10 grandchildren why I succeed." -- Michael Jordan and 7 great-grandchildren.
8 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 National Slovak Society News
Fraternal Matters... 125th Anniversary SCHOLARSHIP FOR By: Pam Blum Fraternal Activities Coordinator Perpetual Scholarship SENIOR MEMBERS Email: [email protected] Now is the time to raise money to commemorate our 125th Anniversary A Fraternal Program with a Perpetual Scholarship. We PURPOSE ~ are asking our members, assemblies To encourage our older members to and regions to contribute to this special continue their education and to make initiative to honor our 125 years of fra - fuller use of their leisure time. ternalism. If we all work together our lofty goal of $12,500 is well within our MEMBER ELIGIBILITY ~ reach. If you would like to make a con - Any life insurance or annuity member, tribution to this special scholarship, fifty-five (55) years or older, who has please make your check payable to the: enrolled and successfully completed a continuing education or adult education PVR Scholarship Fund course. Members may submit up to two and send it to: (2) applications in one calendar year. Fraternal Activities Coordinator 125th Anniversary Scholarship COURSE ELIGIBILITY ~ 351 Valley Brook Rd Vocational schools, community col - McMurray, PA 15317 leges and universities offer a variety of short-term courses which may include Please make sure and designate areas like computer training, cake dec - PVR Scholarships “125th Anniversary Scholarship” on the orating, photography, landscaping, small Attention 2015 Graduating Seniors. memo line of the check. engine repair, ballroom dancing, etc. NSS is accepting requests for applica - This program does not cover courses that tions for the PVR Scholarships. The assist you to maintain your current full scholarship is for $500 per year for a or part-time job. (Example: We will not total grant of $2,000. Below are the reimburse life insurance or real estate guidelines that you must meet in agents who take continuing education order to be eligible. credits to maintain their licenses.) The student must be a member of the National Slovak Society (NSS) for PROCEDURE ~ a minimum of two (2) years prior to Members should enroll and pay for the receiving a PVR Scholarship Grant. course of their choice. Once member Membership will be verified by the has finished the class, they must sub - Home Office. mit an application, along with verifica - The minimum amount of insurance tion that the class was successfully required for eligibility is $10,000.00 completed, to the Home Office for of PERMANENT life insurance or approval by a National Officer. If the $5,000.00 of annuity deposits. The scholarship application is approved, insurance must be in force at time of the NSS will reimburse one-half (1/2) application and be maintained of the tuition for the course up to, but throughout the scholarship period. not to exceed, one hundred dollars. Please contact me, Pam Blum, INFORMATION & APPLICATION ~ at 724-731-0094 or email me at For an application or additional infor - [email protected] to see if you mation on this NSS Scholarship for qualify and to request an application. Seniors Fraternal Program, contact Deadline for Applications is May 1, Pam Blum at [email protected] or call 2015 the office at 724-731-0094, ext. 1010. The National Officers are the sole authority in any decisions regard - ing this scholarship program. Their de - cision is final in all cases.
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 9 NSS Financial Matters
At NSS Life we have a plan that fits your needs!
Current Interest Rates Did you know.... Effective January 1, 2013 You could make an additional Preferred Choice 1.00% deposit to almost any Annuity Optimum 3 2.00% with NSS-just send us a check. Preferred 5 3.00% Any additional funds will not Preferred 8 3.50%
increase the time period on *Preferred 7 and Flex earning 4%, these plans are no longer available. Please contact your NSS Life financial service representative or early withdrawal penalties. Joe Elliott in the Home Office at 1-800-488-1890.
Advantages of an NSS Annuity/IRA • Competitive interest rates • Guaranteed minimum interest rate • Tax-deferred earnings • Avoids Probate • Liquidity/Withdrawal features • Flexible retirement income options • No sales charges or fees
10 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 NSS Sales Department
From the Sales Depart - then you pay for that amount in installments. So how much money do you want your family to have? How many dollars do you want to buy for future delivery? ment... Here are a couple of keys point to keep in mind. By Greg Felton, CLU, ChFC • The younger you are – the lower the cost for life insurance. • Buying now can protect your future insurability. (Someday you National Sales Director may not be insurable) • Starting a plan now may allow for some cash or loan values to build up for later. For cost savings you can start with a term plan. At PLEASE READ age 33, a $100,000 of ten year term only runs about $10 a month. It would cost less if you are younger or a female. A $100,000 of if you are Between whole life insurance would cost around $80 a month. The difference between the two plans is whole life insurance uses part of every pay - the Ages of 18 to 34 ment for the cash or loan fund. So in ten years, the total annual premi - If you are between the ages of 18 ums amount to $8,900 but the total cash value is $9,100. In a sense the to 34 you are part of a great genera - whole life plan helped you save money plus you were insured. tion known as Generation Y or Millen - Your future looks bright so be smart about it and take steps to protect it! Call a niums. You number almost 80 million local NSS representative or Joe Elliott in the Home Office for more information. Let people and surpass the Baby Boomers us help you because family matters. by 3 million people. You have a keen awareness of money and wealth. You have a strong connection with friends and tend to network with them. You What happened 125 years ago – in 1890 also are one of a very large group that and what’s new today? is least likely to own life insurance. Sure you might have group life insur - In 1890 there were only 42 stars on the U.S. flag. By the end of that year two more ance at work but what about personal stars or states were added to the Union – Idaho and Wyoming. The first Army – Navy life insurance protection? football game is played. Yosemite and Sequoia National Parks are created. The corru - Life insurance is the greatest finan - gated cardboard box is invented. The UMW is founded. The Wounded Knee Massacre cial product ever devised. With the occurs in South Dakota. Dwight D. Eisenhower is born and later becomes President stroke of a pen and a check you can of the United States (1953 to 1961). And finally, Peter V. Rovnianek organized and be insured for thousands of dollars for started the National Slovak Society (now branded NSS Life) on Feb.15th with $200 pennies on a dollar. in seed money. You might ask, “Why do I need life In recognition of its rich history and 125th anniversary; NSS celebrates with a insurance?” The answer is simple. You special offer to individuals. Beginning with this issue of the magazine we will offer a may or may not need much right now special enrollment program for all members ages 0 to 80. The Society has approved but you will in the future. Young peo - a program to purchase up to $10,000 of life insurance on a guaranteed issue basis ple that need life insurance right now depending upon your age. would include: anyone with debts, car The full color information flyer about this program can be found on the inside back loans, student loans, a mortgage, or if cover of this magazine. The rates on page 18 and the application (page 19) should you are married. Young millennium’s be sent in with your first payment. right out of school need to think about This is an excellent time to add some needed life insurance to your program. To two things: One, if something happens apply for coverage: Calculate your age - we use age nearest birthday so if you are to me and I die; should my family have within six months of your next birthday you are already that age. For example: you to pay for all my stuff? And secondly, were born 5/5/79. Your actual age is 35 but your next birthday is only five months someday, I may get married, have chil - away so for insurance purposes you are age 36. Then look at the rates on Page 18 dren and a home – will life insurance and you can see that $10,000 of twenty pay life insurance will cost $208.00 per be less expensive now or should I wait year. Please complete and sign the application then return it to our office. If you until later? would like to pay on any other mode please multiple the annual premium by .52 for The upper age Millenniums may al - semi-annual ($108.16), .265 quarterly ($55.12) and .09 for monthly ($18.72). The ready be married. They may also have rates for nicotine users is slightly higher. a house and families to protect. They An important point about this program – whether you participate or not you can al - need life insurance to cover their re - ways recommend membership in NSS to your family and friends. Should they join, sponsibilities. You see life insurance is we will reward you with a $25 recommender fee. really just money – you pick how much Act now and take advantage of guaranteed life insurance at great rates from a great you want us to give to your family and organization. For more information or if you have any questions, please call your local NSS Life representative or Joe Elliott in the Home Office at 724-731-0094.
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 11 Assembly News
The following officers were elected ASSEMBLY 004 to serve in 2015: ASSEMBLY 160 Parma, OH President, John G. Payerchin; Lorain, OH A meeting will be held Sunday, Jan - Vice-president, Timothy P. Schwer; Our Annual Dinner will be held on uary 18, 2015 at 2:00 p.m. at the res - Secretary, Paul M. Payerchin; January 20, 2015, starting with a brief idence of Edward and Mildred Havir, Treasurer, Nancy J. Schwer; meeting at 6:00 p.m. The meeting will 1744 Westhill Blvd., Westlake, OH. Trustees: Rita E. Leonard, Anthony E. be followed by hors d’oeuvres and This is our Annual Audit Meeting Bartock, Danielle J. Hanzely and cocktails, and then a sit down dinner. and all reports are due at this time. We Mackenzie H. Payerchin. We hope to see many familiar faces will also hold the election of officers at Members were reminded that (and some new ones!) at this event. this meeting. Assembly 004 would like anyone can attend the 125th NSS John P Katricak to wish everyone a Happy New Year at Anniversary Celebration to be held on Vice-President this time. Saturday, March 7th at the Hilton Gar - Sonia Vorell den Inn in the Southpointe business Secretary c o m plex in Canonsburg. More informa - tion regarding the banquet will be in upcoming issues of the “National News”. ASSEMBLY 123 ASSEMBLY 039 Senior assembly members (55 and older) are reminded that winter is the Coraopolis, PA perfect time to enroll in a class at the Uniontown, PA This year starts the 125th year of area YMCA or local community college NSS. The newest Assembly 123 Happy New Year or technical school for opportunities to salutes and joins in celebrating this Happy New Year greetings to all of increase your educational knowledge great event. We are proud to be part of our members! and enhance your life. The NSS will this fine organization. Over forty members and non-mem - cover $100 of the tuition costs upon As our memories of 2014 fade, let bers attended our annual Christmas completion of the course. For more in - us look forward to a very productive party at the Knights of Columbus hall formation contact Pam Blum in the and enjoyable year. There will be some in Uniontown. A delicious free catered home office at: [email protected]. fun activities for our assembly and I dinner was enjoyed by all. The high - The first 2015 quarterly meeting of hope many of our members can partici - light of the party was the raffling off of the assembly will be held on Tuesday, pate. a 32” HD color TV and Robert and March 3rd, 2015 at the I-HOP Restau - If you read this and are not sure Joan Christner of Connellsville were the rant Community Room, in the WalMart what assembly you belong to just call lucky winners! Other members also Plaza, on West Main Street starting at the home office to check. You can still went home with gifts cards, poinsettia 6:00 p.m. join in our activities even if you are not plants and door prizes donated by the John Payerchin a member of 123. We just won’t be NSS home office. President able to subsidize any fees that may be During the party a memorial service involved. was held to remember the seventeen If you know of anyone who wants to assembly members and also, Jean become a member of NSS it is easy. Blazek, the mother of our national They must buy either a life insurance president, David G. Blazek who passed ASSEMBLY R059 policy or start an annuity. They then away recently. A Chinese/Slovak raffle have all the privileges of membership. was held to raise funds for the PVR Whitehall, PA Have them call either myself at 742- Scholarship Program. The assembly of - Assembly R059 will have a meet - 242-5085 or our special agent Bill Del ficers donated the baskets for the raf - ing on Sunday, January 25, 2015 at Monaco at 412-264-7268. fle. $500.00 was donated to the PVR 1:30 p.m. at the Lahutsky’s house. We will be getting the year started fund, with $250 going to the 125th The snow date will be Sunday, Febru - with a planning meeting of the officers NSS Anniversary Perpetual Scholarship ary 8, 2015. If in need of directions, in January. Then check the February and $250 for a leaf on the home office please call (610) 868-3593. issue for dates and upcoming events. “Memorial Tree” in loving remembrance Nancy A Sabol Have a great 2015! of the assembly members who died in Secretary 2014. Bill Knoll President
12 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 Assembly News
ASSEMBLY 381 ASSEMBLY 586 ASSEMBLY 737 Grosse Ile, MI Chicago, IL Westmoreland County, PA The assembly officers for 2015 were Merry Christmas and Happy New Year Our first meeting for 2015 will be elected at the Sept. 14, 2014 meeting from Chicago and New Assembly 586. held on February 7, 2015 at the home and are as follows: We spent a happy time at our annual of Paul J. Godor, 9280 Clubview Dr., Martin Medved, President Christmas party on Sunday, November North Huntingdon, PA. at 1:00 p.m. Rosemarie Merten, Vice-President 30, with a fundraising activity followed All assembly business will be dis - Joanne Medved, Treasurer by a family style Bohemian meal. cussed at this time including the up - Brian Medved, Secretary Instead of trading grab bag gifts we coming 125th Anniversary Celebration. Rosemary Hanlon, Elder raised $120 for donation to Samari - All members are urged to attend. Please mark your calendars for tan’s Purse, a Christian organization Sun day, March 22, 2015 for a lunch headed by Franklin Graham, which Paul J Godor honoring members of Assembly 381. A helps all over the world by sending vol - Treasurer "Welcome Spring" will be served at 2 unteers for disaster relief and various p.m. at the Hungarian Rhapsody, types of aid. We decided to use our 14315 Northline Road, South Gate, funds towards getting warm winter Michigan. Non-members attending will clothing to Christians and Yazidis in be billed separately. Iraq and Syria who have been displaced Please call Joanne Medved at 734- and put into refugee camps. The win - REGION 2 676-2199 no later than March 17, ters there are very cold, too, and many 2015 to reserve your seating. We must of these families had to leave their Hazelton, PA have an accurate count to reserve the comfortable homes, cars, clothing and Our first meeting of the year will be banquet room. Looking forward to see - entered the camps with virtually noth - ing you on March 22! held on February 7, 2015 at the Grotto ing. Thanks to our fundraising and the Pizza, Route 11, Edwardsville, PA at Joanne Medved NSS matching it, $240 will provide a Treasurer 12:30 p.m. After our meeting we will few families with warm clothing to do the annual reports for the year wear this winter. 2014 and then enjoy a light lunch and We determined the amount of the fellowship. Reservations are a must. ASSEMBLY 432 check we would give to the scholarship Please call Rose Mary Strish at 570- fund commemorating the 125th an - 825-3681 by February 4th. Fairview Park, OH niversary of the NSS. Rose Mary Strish The date of our next meeting was Secretary Our Annual Toboggan Night at more-than-tentatively set for March 1 The Chalet, 16200 Valley Parkway, next year. Strongsville, Ohio 44136 will be held Best Wishes for a good 2015! on January 11, 2015. We can begin to - Janet Tomaskovic bogganing at 6:00 p.m. Assembly 432 Secretary will be providing snacks, beverages, and hot dogs. You are welcome to bring ASSEMBLY 617 as many people with you as possible. Make sure that everyone expecting to Ashley, PA REGION 14 ride the toboggans is wearing gloves, as A luncheon/meeting will be held on you will not be able to ride without February 21, 2015 at the Grotto Pizza, Allentown, PA them. Contact Dave Pytel at (440) Edwardsville, PA at 12 Noon. We will Our annual Holiday party will be 777-4054, Bill Shuttleworth at (440) vote on the upcoming fraternal events held on January 11, 2015 at the 331-6997 or Tony Beno at (216) 226- and do our annual reports for the year home of Drew and Sharon Wesnak, 7005 to RSVP. Hope to see you all 2014. After the meeting we will share in 1727 Elmhurst Drive, Whitehall, PA. there! a luncheon and fraternalism. All mem - A short meeting will begin at 2:00 Mark your calendars for our Annual bers are invited to attend. Reservations p.m. and will be followed by food and Dinner Dance/Reverse Raffle on Febru - are required by calling Rose Mary Strish drinks. For questions, call Sharon at ary 28, 2015. Details to follow! at 570-825-3681 by February 16. Hope (610-769-7006). Shawn Pytel to see you there. Sharon Wesnak Publicist Rosemary Strish Secretary President
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 13 Assembly News
Assembly 617 Matching Fund for Food Pantry Assembly 813 Assembly 617/C617 held a matching funds project for the Ashley Food Pantry, 33 On December 3rd, Assembly 813 Manhatten St. Ashley, Pa which is a branch of the CEO Northeast Pa Regional Food celebrated another successful year Bank of Wilkesbarre, Pa. We are proud to announce we made $625.00 this year. with a dinner of appreciation for the The food pantry distributes donated groceries to needy families weekly. members' efforts during the past year. This fundraiser was held on Tuesday, November 25, 2014, at 7 pm. at the St. Leo Assembly 813 takes pride in its in - Holy Rosary Church, Ashley, Pa during an ecumenical service. The members of our volvement with various charities that local churches of Ashley, Hanover Twp, and Sugar-Notch gathered together in thanks - benefit the communities we serve in - giving of all our blessings throughout the year. Everyone brought bags of groceries to cluding Habitat for Humanity, Catholic donate to the food pantry and members of Assembly 617 took up a monetary collec - Heart Workcamp, Food Banks, Brown tion at the service for the pantry. Afterwards we gathered in the church hall for light Bag Program and Toys for Tots. A dona - refreshments and fellowship. tion to Toys for Tots was made prior to Rose Mary Strish the dinner which was held at the Out - President back restaurant. Members brought in the spare change they had been col - Visit our website at www.nsslife.org lecting for the Brown Bag Program and a donation will be made that will pro - vide two bags of groceries each month Have you Signed Up A New Member Rec ently? for a year to a senior citizen. Mary Jo Holker Secretary Region 7 Assembly 123 Region 7 Christmas Party was a great success. Families attending donated non- perishable food items that will go to the local Food Pantry of the Mahoning Valley. We also raised $50 in a 50-50 raffle and Santa donated the $50 we paid him back to us and asked that we purchase gifts for a needy family and deliver them “from Santa.” We will use the total $100 to purchase gifts for a family in need. Children enjoyed Santa and Mrs. Claus visit which included gifts, story time and photo shoots. Refreshments were served and everyone left with a little extra Christmas happiness.
Members of Assembly 123 who volunteered at the World Vision Warehouse.
A group photo with most of the attendees The girls lead the way to singing posing with Santa. Christmas carols
Happy New Year from the officers and staff to all of our members .
Mrs. Claus sneaks a little kiss to Santa.
14 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 Národné Noviny
NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 15 Youth Circle News
2014 Poetry Third Place Winners
KEATS GROUP FROST GROUP SHAKESPEARE GROUP AGES 5, 6 & 7 AGES 11, 12 & 13 AGES 14, 15 & 16 Swimming Grandma Mary Am I doing it again? by: Allie Lazar by: Giavanna Gulino by: Charles Boone Age 7 - Circle 075 Age 12 - Circle 039 Age 15 - Circle 161 G is for my grandma, she is the best grandma in the world I love to go swimming – it keeps me cool I am in 8th grade, the oldest in Especially in my nana’s pool. R is for respect that she gives me when she listens to my stories the middle school I love that it’s beautiful underwater A is for the awesome bread and cookies Man – am I cool. I hide there when the weather is hotter. that she bakes We have the table near the windows at lunch, N is for nice because she is the nicest person I have so much fun with my family and friends We even get to pick our own lunch-bunch. I have ever met Makes me wish summer never ends. D is for Dairy Queen because she We are the top of the school. loves eating ice cream Swimming in the rain is especially nice I feel like I did this before M is for Mimi and this is what my sister You get wet twice. and I call her But that time, the cool kids sat near the door, In the pool, my Uncle calls me Miss Allie Gator A is for active because she is always And we were the oldest on the floor And that’s all I have till later. cleaning or shopping I was in fifth grade of elementary school M is for Mary DeRose as this is what I feel like I did this before her name is But the cool kids didn’t sit on the floor A is for being an amazing wife, Mom, I stood in back because I was tall and grandmother I was the oldest of all R is for reading and all my fond memories of her reading to me I was in second grade of primary school ANGELOU GROUP Y is for how youthful she acts even though And I thought I was cool she is 87 years old AGES 8, 9 & 10 I feel like I did this before As a webelos in cub scouts, Blue I had no doubt by: Valentina Gulino That I was at the top of the pack And then I joined boy scouts, Age 9 - Circle 039 And I had to start all over again Blue is the color of the sky on a beautiful summer day. To work my way up the ranks. Blue is the sound of the ocean as I rest upon the sand. Blue is the smell of cotton candy that is freshly spun. I guess I will be at the bottom again when Blue is the taste of a freshly baked blueberry pie. I am in 9th grade. Blue is the feeling of a cold splash of water diving into a pool. Is this of what life is made? Blue is the color of the sapphire in my grandma’s ring. Blue is the sound of the bluebirds chirping on a spring morning. I have done it before Blue is the smell of hot blueberry pancakes with warm butter. So it shouldn’t be a chore Blue is the taste of an icy snow cone at the amusement park. I know what’s in store Blue is the feeling of comfort when I put on my favorite dress. Blue is the color of hair that my favorite singer, Katy Perry, had once. Because I will have to start all over again. Blue is the sound of a dolphin playing in her habitat. Blue is the smell of a beautiful bouquet of flowers. Blue is the taste of toothpaste when brushing my teeth. Blue is the feeling I never want anyone to have, because I want Everyone to be happy all the time!
16 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015 National Slovak Society News
1$7,21$/6/29$.62&,(7<2)7+(81,7('67$7(62)$0(5,&$ $)UDWHUQDO%HQHILW6RFLHW\ $SSOLFDWLRQIRU/LIH,QVXUDQFH $VVHPEO\&LUFOH &HUWLILFDWH 3URSRVHG,QVXUHG 0DOH )HPDOH +HLJKW :HLJKW 'DWHRI%LUWK )XOO1DPH 3KRQH 6RFLDO6HFXULW\ $GGUHVV &LW\ 6WDWH =LS E,VWKHDSSOLFDQWDPHPEHURIWKH1DWLRQDO6ORYDN6RFLHW\"mail: Twenty Year Life Insurance Policy Rates TwentyTwenty PPayay LifeLLife Maalele F Femaleemalee MMalealee F Femaleemale $10,000 Agege Annnualnual PaymentPayment Annualnnual PaymentPayment Aggee Annualnnual PaymentPayment Annnualnual PPaymentayment MaleMale F Femaleemale 29 163.30 138.700 54 262.13262.113 220.65 Aggee Annnualnual PaymentPayment Annnualnual PaymentPayment 30 169.00 143.400 55 268.2068.220 226.80 0 68.70 58.20 31 174.90 148.600 56 274.73274.773 232.65 1 70.30 59.50 32 181.30 153.700 57 281.85281.885 237.60 2 72.10 61.00 33 187.80 159.200 58 289.2089.220 242.55 3 73.80 62.50 34 194.90 164.800 59 297.30297.330 248.10 4 75.90 64.20 35 202202.0000 170.70170 700 60 305.7805.778 253.80 5 78.00 65.80 36 208.00 175.900 61 314.78314.778 260.03 6 80.40 67.00 62 324.7524.775 267.00 37 214.30 180.800 7 82.90 69.60 63 335.03335.003 274.13 38 221.10 186.500 8 85.60 71.70 64 346.05346.005 281.78 39 227.90 192.000 9 88.30 73.70 65 357.83357.883 290.03 40 234.70 197.400 10 91.10 75.90 41 241.90 203.100 11 94.20 78.40 42 249.70 209.100 TwentyTwennty PayPay LifLifee 12 97.40 80.80 43 257.20 215.100 $5,000 13 100.50 83.20 44 265.30 221.300 MaleMalee F Femaleemale 14 103.70 85.90 45 273.50 227.400 AgeAgge AnnualAnnual PaymentPayyment AnnualAnnual PPaymentayyment 15 106.70 88.50 46 281.90 233.800 66 247.05247.005 199.25 16 109.90 91.30 47 290.90 240.700 67 256.20256.220 205.70 17 113.00 94.10 68 266.40266.440 213.15 48 300.20 247.500 18 116.30 97.00 69 277.55277.555 221.40 49 309.10 254.500 19 119.70 100.10 70 289.25289.225 230.25 50 317.80 261.800 20 123.00 103.20 71 302.00302.000 240.10 21 126.50 106.70 72 316.10316.110 251.25 73 330.70330.770 263.10 22 130.20 110.00 TwentyTwenty PayPay LifeLife $7,500 74 346.70346.770 276.45 23 134.20 113.60 MMaleale F Femaleemalee 75 363.20363.220 290.45 24 138.40 117.40 AgeAgge AnnualAnnual PPaymentayyment AnnualAnnual PaymentPayyment 76 380.65380.665 305.70 25 142.90 121.30 77 399.80399.880 322.75 51 244.58 202.055 26 147.50 125.40 78 419.95419.995 341.15 27 152.40 129.60 52 250.20 207.833 79 441.70441.770 361.40 28 157.70 134.20 53 256.05 214.133 80 465.40465.440 383.75 No,NNooo,, I amam notnot interestedinterested inin purchasingpurrcchasinngg lifeliifffee insurance,insurance, butbut wwouldould likelike toto recommendrecommend a familyffaamillyy membermemmber oror friend!frfriend! ProspectProspect name:naame: ______RecommenderRecommender forfo AAddress:ddress: ______FamilyFFaamillyy andand FriendsFriennddss CiCity:ty: ______ThisThis is a ggreatreat opportunityopportunnity as a SState:tate: ______Zip: ______DaytimeDaaytime phone number:number: ______member of NSS LifeLiffee toto shareshhare youryour experienceexperience with non-menon-members.embers. REFERRED BBY:Y: IfIf wewe issue them a policy,policcyy,, yyourour MMemberember name:name: ______recommenderrecommender is worthworthh up toto $25 as our thank you.yoou. DaytimeDaytime phonephhone number:number: ______ 18 NATIONAL SL OV AK S OCIE T Y NEW S sales@nsslifJANUARY 2015 National Slovak Society News 125th125th AAnniversarynniversarryy OOfferffer PProgramrogram WeWe areare pleased toto inintroducetrodduce this newnew and excitingexciting opportunityoppoortunity forfor youyou toto purchasepurchase addadditionalditional lifelife insuranceinsurance prpprotectionotectionn fforor yyouou and youryour family.familyy. ThisThis guaranteedguaranteed issue NSSN LifeLife 125th AnniversaryAnniversary OO er er is availableavailable toto members,memberss, their families and friends.friendds. TheThe maximum amountamount of ininsurancensurance beingbeing o eredo ered will depdependend onn yyourour age: ISSUE AGESAGES MAXIMUMMAXIMUM AMOUNTA GuaranteedGuaranteed llifeife iinsurancensurance OF INSURANCEINSURANCE 0-50 $10,000$10,0000 withwith nnoo hhealthealth qququestionsestions aasked!sked! 51-65 $7,50$7,50000 66-80 $5,00$5,00000 *See*See previousprevious page for ccompleteomplettee rrateate listingslistings.. During the NSS Life 125th Anniversary you can choose any permanent There is a limit of one newnew ppolicyoliccyy pperer pperson.eerson. AAnyonenyone plan we o er. This includes single premium, whole life and twenty-pay life. thatthat waswas previouslypreviousllyy dedeclinedclined sincsincee JaJanuarynuarryy 1, 2012 is not eligible for this program.program. CCoverageoverage iss not avavailablevaailable The advantages of a permanent plan include cash/loan values, reduced for terminallyterminalllyy ill,illl,, andand permanentlypermanentllyy disabldisabledisabledled individuindividuals.als. RatesRatteses areare basedbased on age neanearestrest bibirthday.irthdayy.. paid-up insurance options, dividends and more. No,NNooo,, I amam notnot iinterestednterested iinn ppurchasingurrcchasinngg llifeiifffee iinsurance,nsurance, bbutut wwouldould llikeike ttoo rrecommendecommend a ffafamilyamillyy mmemberemmber oorr ffrfriend!riend! ProspectProspect name:naame: ______RecommenderRecommender fofor AAddress:ddress: ______FFaFamilyamillyy aandnd FriendsFriennddss CiCity:ty: ______ThisThis is a ggreatreat opporopportunitytunnity as a SState:tate: ______Zip: ______DaytimeDaaytime phone number:number: ______member of NSS LifeLiffee ttoo shsharehare yyourour eexperiencexperience with non-members.non-meembers. REFERRED BBY:Y: IIff wewe issue them a policpolicy,cyy,, yyourour MMemberember name:name: ______recommenderrecommender is worthworthh up ttoo $25 as our thank yyou.oou. DaDaytimeytime phphonehone numbernumber:: ______ NATIONAL SL OVA K SO C IETY N EWS JANUARY 2015 19 National Slovak Society Non-Profit Org. (USES 0371-140) U.S. Postage 351 Valley Brook Road PAID McMurray, PA 15317-3337 Pittsburgh, PA Permit No. 1166 Address Service Requested Change of Address Please use this form to register your change of address for the National News and mail to the Home Could you use a little extra “green?” Office. Upon receipt of this form completed in its entirety, the staff will immediately implement the Recommender change. Thank you. As a proud member of NS Life, there is no better time than now to share your experience with friends and family. Best of all, you will receive a cash Name reward for recommending someone that we end up issuing a policy to. You will receive a $25 recommender fee ($10 on youth term) for each person Assembly No. that becomes a member. New Address Recommender Information: City Name: State Zip Phone: Former Address City Prospect Information: State Zip Name: DEADLINE FOR PUBLICATION Phone: Please be advised that all articles, notices, etc., Address: MUST BE received by the Home Office no later than the 5th of the month . Every effort will be City: State Zip made to publish the article and photos in a timely manner and space permitting. Also, all articles Send form to Joe Elliott at the Home Office. should be typewritten in regular type. 20 NATIONAL SLOVAK SOCIETY NEWS JANUARY 2015