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Udvalgsrapport Om Lov Om En Rejsegarantifond

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Udvalgsrapport Om Lov Om En Rejsegarantifond Udvalgsrapport om lov om en rejsegarantifond September 2014 INDHOLD 1. Resumé .................................................................................................................... 3 2. Indledning .............................................................................................................. 14 2.1 Udvalgets opgaver ................................................................................................ 15 3. Rejsegarantifondsloven ....................................................................................... 17 3.1 Kort gennemgang af rejsegarantifondsloven ......................................................... 17 3.2 Udfordringer vedrørende dækningsområdet ......................................................... 18 4. Pakkerejsedirektivet ............................................................................................. 20 4.1 Europakommissionens forslag til nyt pakkerejsedirektiv ....................................... 20 5. Vilkår på rejsemarkedet ........................................................................................ 23 5.1 Rejsemarkedet ...................................................................................................... 23 5.2 Håndhævelse af danske regler i et internationalt marked ..................................... 24 5.3 Andre former for konkursdækning ......................................................................... 26 5.4 Konkurssikring i andre lande ................................................................................. 27 6. Udvalgets overvejelser og anbefalinger ............................................................. 28 6.1 Indledning ............................................................................................................. 28 6.2 Harmonisering ....................................................................................................... 29 6.3 Passagerafgift for alle rejsende (5-krone-modellen) .............................................. 34 6.4 Præcisering af den nuværende lovgivning ............................................................ 42 7. Udfordringer af institutionel og økonomisk karakter ......................................... 48 7.1 Indledning ............................................................................................................. 48 7.2 Differentieret garantiskala ..................................................................................... 48 7.3 Billeje .................................................................................................................... 49 7.4 Bestyrelsens sammensætning .............................................................................. 49 7.5 Garantistillelse....................................................................................................... 51 7.6 Fondskassens sammensætning............................................................................ 53 7.7 Ankenævn ............................................................................................................. 54 7.8 Hvordan konkursdækningen tilbydes og gebyrer for dækningen .......................... 56 Bilag 1: Om udvalget .................................................................................................... 57 Bilag 2: Alternative løsningsmodeller som udvalget ikke arbejder videre med ................................................................................................................................ 59 - Forsikring af flyselskaber .......................................................................................... 59 - Forsikring af privatkunder ......................................................................................... 59 - Delvis deregulering, informationsindsats og nødfond ............................................... 59 - Afgift for alle forbrugere via indboforsikringer ........................................................... 60 Bilag 3: Oversigt over løsninger i andre lande .......................................................... 62 Nederlandene ................................................................................................................. 64 Norge .............................................................................................................................. 64 Storbritannien ................................................................................................................. 65 Sverige ........................................................................................................................... 65 Tyskland ......................................................................................................................... 66 Bilag 4: Baggrund om rejsegarantifondsloven .......................................................... 69 Historisk gennemgang af rejsegarantifondsloven ........................................................... 69 1 Kort gennemgang af rejsegarantifondsloven .................................................................. 70 Etableringskravet............................................................................................................ 72 Ansvaret for en formidler for en rejseudbyder ................................................................ 74 Tilbud om konkursdækning ............................................................................................ 76 Bilag 5: Forbrugerklagenævnets praksis om en formidlers hæftelsesansvar ........ 77 Bilag 6: Konkursdækning - Hvordan tilbydes dækningen i praksis? ...................... 80 Air Canada: .................................................................................................................... 81 Air China ........................................................................................................................ 81 Air France ....................................................................................................................... 81 Air Greenland A/S .......................................................................................................... 81 Alsie Express A/S ........................................................................................................... 82 Atlantic Airways .............................................................................................................. 82 Cathay Pacific ................................................................................................................ 83 Danish Air Transport A/S ................................................................................................ 83 Egyptair .......................................................................................................................... 83 Emirates ......................................................................................................................... 83 Icelandair ........................................................................................................................ 84 JAT Airways AD ............................................................................................................. 84 KLM ................................................................................................................................ 84 Primera Air Scandinavia A/S .......................................................................................... 84 Qatar Airways ................................................................................................................. 84 SAS ................................................................................................................................ 84 Singapore Airlines .......................................................................................................... 84 South African Airways .................................................................................................... 85 Sun-Air of Scandinavia A/S ............................................................................................ 85 TAP Portugal Airlines ..................................................................................................... 85 Bilag 7: Luftfartsloven ................................................................................................. 86 Bilag 8: Brancheforeningen Dansk Luftfarts overslag på administrative omkostninger for flyselskaber .................................................................................... 88 Bilag 9: Beregningsgrundlag for fondens størrelse ved indførelse af passagerafgift ............................................................................................................... 91 2 1. RESUMÉ For pakkerejser følger det af pakkerejsedirektivet, at en arrangør og formidler har pligt til at stille sikkerhed for tilbagebetaling og hjemtrans- port, hvis pakkerejsen ikke kan gennemføres på grund af arrangørens konkurs. Reglen herom er implementeret i den danske rejsegaranti- fondslov. I 2009 besluttede man i Danmark at udvide Rejsegarantifondens dæk- ningsområde til også at omfatte tilfælde, hvor en forbruger har købt en stand-alone flyrejse af en dansk etableret rejseudbyder. Konkursdæk- ningen forudsætter, at privatkunden har fået tilbudt og har valgt at tilkø- be denne konkursdækning, som dækker refundering af forudbetalinger og hjemtransport, hvis flyselskabet går konkurs, mens privatkunden er i udlandet. Hvis man ser på den største danske flykonkurs, havde ca. 6 % af de forbrugere, der var berørt af Cimber Sterlings
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