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General Terms and Conditions 1. Promotion period is from 5 August 2020 until specified promotion end date. 2. All offers are only applicable to the cardholders (“Cardholder”) of credit card/ co-branded credit card/ corporate credit card/ business credit card (“Eligible Credit Card”) issued by Shanghai Commercial Bank Limited (the “Bank”). The Cardholder must settle the payment with the Eligible Credit Card to enjoy the offer. 3. All offers cannot be redeemed for cash, other products and discount unless stated otherwise. 4. All offers are not transferable and cannot be used with other discounts, promotional offers, year-round offers, on-sales products/ activities, vouchers, vouchers, cash vouchers, VIP cards, VIP bonus point scheme and membership offers at the same transaction. 5. All merchants’ offers, products and redemptions are limited and available while stock lasts. 6. The Bank and the participating merchants reserve the right to change or terminate the above offer and/ or revise these Terms and Conditions at any time without prior notice. Terms and Conditions of participating merchants are also applicable to all offers (For details, please contact the participating merchants). 7. The Bank is not the provider of the products and services. The participating merchants of the related products and services shall be solely responsible for any legal liability of the products’ quality and services, to which the Bank shall have no legal liability whatsoever. 8. Cardholder should contact the participating merchants directly for any disputes or complaints about the products and services. 9. The photos, information and pricing of the products and services are for reference only. 10. In case of any disputes, the decision of the Bank and participating merchants shall be final. 11. In case of any discrepancy between the Chinese and English versions of these Terms and Conditions, the English version shall prevail.

Terms and Conditions of Mooncake Coupon Bonus Point Redemption Offers 1. The Mooncake Coupon redemption period valid until 9 September 2020. (Redemption form will be accepted by fax, email or post or online submission.) 2. All bonus points redemptions are only applicable to the principal cardholders of Eligible Credit Card. 3. The redemption period of mooncake coupons (“Coupons”) of Cake Shop, Saint Honore Cake Shop, Starbucks and Häagen-DazsTM (“participating merchants”) vary; please refer to the corresponding Coupons. The Coupons are limited and available while the stock lasts. 4. The ordered coupons will be sent to the registered address of Cardholder upon acceptance of the application. The Bank has no obligation to verify or update the registered address and will not be responsible for the legal liability related to lost or stolen mails. 5. The Cardholder should check the products immediately upon receipt. All redeemed products and services cannot be refunded, returned, exchanged or cancelled.

Issued by Shanghai Commercial Bank Limited 08/2020

6. The Bank only arranges the order service between the Cardholder and participating merchants and should not be responsible for the legal liability of any product and service. The participating merchants would be solely responsible for the legal liability of the supplied products and services, sale, settlement and guarantee to which the Bank shall have no legal liability whatsoever. 7. To avoid any doubt, disputes between the Cardholder and the participating merchants would not affect/ reduce the responsibility of the Cardholder to the Bank under this promotion. 8. Any redemption request is irrevocable and may not be changed or withdrawn once approved. The Coupons cannot be refunded after redemption. 9. Cardholder is suggested to inquire the participating merchants on the stock available before redemption. For details and terms and conditions of redemption, please refer to the coupon. 10. The “Spending Rewards Program Terms and Conditions” applied to this offer. For details, please visit our website: www.shacombank.com.hk.

Hong Kong Wing Wah Mooncake Coupon Redemption Terms and Conditions 1. Traditional mooncake coupon redemption period: from now to 26 September 2020 (all Hong Kong Wing Wah stores, except HK airport store); from 27 September to 29 September 2020 (15 designated stores). The Icy Mooncake coupon redemption period: From 19 August to 26 September 2020 (All stores, except HK airport store); from 27 September to 29 September 2020 (15 designated stores). 2. Twinie Icy Mooncakes coupon can only redeem one pack of Twinie Icy Mooncakes with the value of HK$57. 3. Cardholder should inquire the participated merchants on the stock available before redeeming the coupons. For details, please contact Hong Kong Wing Wah customer service hotline at 2477 9947. 4. For details and Terms and Conditions of redemption, please refer to the coupon.

Saint Honore Cake Shop Mooncake Coupon Redemption Terms and Conditions 1. The mooncake coupon redemption period: from 5 September to 26 September 2020 (all Saint Honore Cake stores); from 27 September to 29 September 2020 (25 designated stores). For details, please refer to the back page of the coupon. Expired coupon cannot be used. 2. For the redemption details and Terms and Conditions, please refer to the coupon.

Starbucks Mooncake Coupons Redemption Terms and Conditions 1. Mooncake coupon redemption period: from 26 August to 20 September 2020 (all Starbucks stores, except AsiaWorld-Expo store, Hong Kong Disneyland store and Ngong Ping store); from 21 September to 1 October 2020 (21 designated stores). For details, please refer to the back page of the coupon. Expired coupon cannot be used. 2. Complimentary “tall sized handcrafted beverage coupon” valid until 30 November 2020.

Issued by Shanghai Commercial Bank Limited 08/2020

Häagen-DazsTM Mooncake Coupons Redemption Terms and Conditions 1. Mooncake coupons redemption period: from 23 September to 2 October 2020 (can redeem at designated stores and redemption point, please refer to the back page of the coupon). Expired coupons cannot be used. 2. For the redemption details and Terms and Conditions, please refer to the coupon. 3. Complimentary “Single Scoop Voucher and Cake discount Coupon” valid until 26 November 2020.

Terms and Conditions of Royal Park Hotel, Royal Plaza Hotel, Royal View Hotel, ALVA HOTEL BY ROYAL Mooncake Offers 1. Promotion period from 18 August to 17 September 2020, both days inclusive. The Cardholder can enjoy the offer on special terms in Royal Park Hotel, Royal Plaza Hotel, Royal View Hotel, ALVA HOTEL BY ROYAL by using the Eligible Credit Card. The offer is not applicable for online ordering. 2. Redemption period from 24 August to 27 September 2020 (Royal Plaza Hotel redemption period valid until 1 October). Expired coupons cannot be used. For details and Terms and Conditions, please refer to the back page of the coupon. 3. For mooncake and hamper redemption, reservations must be made at least two days in advance. Tel - Royal Park Hotel: 2694 3939/ Royal Plaza Hotel: 2622 6256/ Royal View Hotel: 3716 2898/ ALVA HOTEL BY ROYAL: 3653 1112.. 4. Mooncake and hamper offers cannot be used in conjunction with other offers and privileges. Offers are non-refundable and subjected to the stock lasts. 5. Free delivery is offered for purchase of HK$3,000 or above. Free delivery service is suitable for one address from selected locations; please contact the hotel staff for the details. 6. In case of any disputes, the decision of the Royal Hotels Hong Kong will be final.

Terms and conditions of Heichinrou Mooncake Offers 1. Promotion period from 15 August to 28 September 2020, both days inclusive. 2. Designated redemption period: Heichinrou Restaurant (Diamond Hill/ Kwun Tong): 15 September to 28 September, 2020 Metropol (Ma On Shan): 15 September to 28 September, 2020 Metropol Restaurant (Admiralty): 15 September to 29 September, 2020 3. The mooncake coupons are only applicable to the designated redemption periods at the designated restaurants respectively. The mooncakes gift boxes cannot be redeemed at the consignment counter or shops. 4. Cardholder must present the mooncake coupon upon redemption. 5. The mooncake coupon are not exchangeable for cash and cannot be used in conjunction with other promotional offers.

Issued by Shanghai Commercial Bank Limited 08/2020

6. Expired, photocopied, damaged or defaced mooncake coupons are not accepted 7. No replacement will be provided for any lost to the moon cake coupon 8. The mooncake coupon is not valid unless it is authorized stamped.

Terms and Conditions of Kai Tai Offers 1. Promotion period from 5 August to 9 October 2020, both days inclusive; Cardholder can enjoy the offers on special items in Kai Tai stores by using the Eligible Credit Card. For details, please contact the staff of the Kai Tai Chinese Medicine (Holdings) Co. Ltd.. 2. In case of any disputes, the decision of the Kai Tai Chinese Medicine (Holdings) Co. Ltd. shall be final.

Issued by Shanghai Commercial Bank Limited 08/2020