NEW JERSEY Marlene Caride Commissioner (609) 633-7667

Marlene Caride took the oath of office as Commissioner of Banking and Insurance on June 27, 2018. She was named Acting Commissioner by Governor Phil Murphy and began serving on January 16, 2018. Caride is the first Hispanic to head the department, where she oversees New Jersey's insurance, banking and real estate industries.

Prior to joining the department, Caride was a member of the New Jersey General Assembly representing the 36th Legislative District. During her three terms in the Assembly, Caride served on the Assembly Financial Institutions and Insurance Committee, the Assembly Appropriations Committee and the New Jersey Legislative Select Committee on Investigation. She also chaired the Assembly Education Committee and was vice-chair of the Assembly Transportation and Independent Authorities Committee.

Caride was a partner in the Union City, NJ, law firm of Gonzalez & Caride. She also served as the municipal prosecutor for the Ridgefield Municipal Court and Zoning Board attorney for the municipalities of South Hackensack, NJ, and Saddle Brook, NJ.

Earlier in her career, Caride served as legal counselor to the West New York Parking Authority and the alcoholic beverage control (ABC) prosecutor for the Marlene Caride city of West New York, NJ. She also served as a special civil part mediator for the Hudson County Superior Court Law Division. Commissioner

Caride is a member of the Bar of the Supreme Court of the United States, the New Jersey State Bar Association, the Hudson County Bar Association and the Term of Office: At the Pleasure of the Governor Hispanic Bar Association of New Jersey. Appointed: January 16, 2018 Confirmed: June 27, 2018 Caride earned a law degree from California Western School of Law and a bachelor's degree in education from Fairleigh Dickinson University. She resides in Ridgefield, NJ. Mailing Address Compensation Rating and Inspection Bureau State of New Jersey 60 Park Place Department of Banking and Insurance Newark, New Jersey 07102 20 West State Street P.O. Box 325 Trenton, New Jersey 08625-0325 New Jersey Personal Automobile Insurance Plan Laurel Corporate Center See individual email addresses 10000 Midlantic Drive, Suite 403 W Mount Laurel, New Jersey 08054

Phone Numbers Fax Numbers Main (609) 292-7272 Main (609) 984-5273 Satellite Consumer Center, Newark (973) 648-4713 Newark Main (973) 622-6110 Toll-Free Number (800) 446-7467 Mount Laurel Main (856) 722-9382 Newark Main (973) 622-6014 Mount Laurel Main (856) 722-0030

Office Hours: 8:30 a.m.-5:00 p.m., Monday-Friday Website: www.dobi.nj.gov Make Checks Payable to: Department of Banking and Insurance

Justin Zimmerman Chief of Staff (609) 633-7667

Peter L. Hartt Director, Division of Insurance (609) 292-7272

Kristine A. Maurer, Esq. Assistant Director, Division of Insurance (609) 292-7272

Elijah Johnson Director of Legislative Affairs (609) 292-7272

Denise Illes Chief of Regulation (609) 292-7272

Vacant Assistant Commissioner, Administration (609) 292-7272

Steven P. Kerner, Jr. Assistant Commissioner, Solvency Regulation (609) 292-7272

Philip Gennace Assistant Commissioner, Life and Health (609) 292-7272

Carl Sornson Assistant Commissioner, Property and Casualty (609) 292-7272

Gale Simon Assistant Commissioner, Consumer Protection (609) 292-7272

William P. White Assistant Commissioner, Captive Insurance (609) 292-7272

Ralph Boeckman Specialist, Market Regulation, Consumer Protection (609) 292-7272

Ellen DeRosa Executive Director, Individual Health Coverage Program and Small Employer Health Benefits Program (609) 292-7272

Fredrick A. Huber Executive Director, New Jersey, Compensation Rating and Inspection Bureau (973) 622-6014

CONTACT PERSONS NAIC Liaison Peter L. Hartt (609) 292-7272 Director, Division of Insurance [email protected]

Accident and Health Insurance Philip Gennace Assistant Commissioner, Life and Health (609) 292-7272

Agent Licensing Ruth Jackson (609) 292-7272 Supervisor, Insurance Producer Licensing [email protected]

Annual Statements Joann Jones (609) 292-7272 Technical Assistant II [email protected]

Captive Insurance William P. White (609) 292-7272 Assistant Commissioner [email protected]

Company Licensing Kwame Asare (609) 292-7272 Supervising Insurance Examiner [email protected]

Consumer Complaints and Inquires Gale Simon (609) 292-7272 Assistant Commissioner, Consumer Protection Services [email protected]

Department Counsel James A. Carey, Jr., DAG, Office of the New Jersey Attorney General (609) 984-8469 Section Chief [email protected]

Deposits Kwame Asare (609) 292-7272 Supervising Insurance Examiner [email protected]

Examinations-Agent Gale Simon (609) 292-7272 Assistant Commissioner, Consumer Protection Services [email protected]

Examinations-Financial Steven P. Kerner, Jr. (609) 292-7272 Assistant Commissioner, Solvency Regulation [email protected]

Market Analysis, Market Conduct Examinations and Anti-Fraud Compliance Ralph Boeckman (609) 292-7272 Market Regulation Specialist [email protected]

Financial Analysis John Sirovetz (609) 292-7272 Supervising Insurance Examiner Solvency Regulation [email protected]

Life Insurance Philip Gennace Assistant Commissioner, Life and Health (609) 292-7272

Public Affairs Trish Graber (609) 292-5064 Director [email protected]

Policy and Form Filing-Life and Health Philip Gennace Assistant Commissioner, Life and Health (609) 292-7272

Policy and Form Filing-Property and Casualty Carl Sornson Assistant Commissioner, Property and Casualty (609) 292-7272

Premium Tax Tanveer Ahmed (609) 292-7272 Examiner II [email protected]

Property and Casualty-Commercial Lines Carl Sornson Assistant Commissioner, Property and Casualty (609) 292-7272

Property and Casualty-Personal Lines Carl Sornson Assistant Commissioner, Property and Casualty (609) 292-7272

Statistical Reporting Sam Sacky (609) 292-7272 Actuarial Analyst [email protected]

Bureau of Fraud Deterrence Richard Besser (609) 292-7272 Chief of Investigations [email protected]