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Bad Habits. When Angela (31) rides her bike downhill she seems like a local here in this little village – the fact that she is from Chicago and works in a bioscience company could be overlooked because she has learned a bad habit: getting to the local rapid train

Open flap to continue reading!

Zurich A Handy Guide for New and Future Residents P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:21 Uhr Seite 5

PREFACE 5 Grüezi! Dear Readers

Welcome to ! – or as we say here: “Grüezi!” This handy brochure will intro- duce you to the Canton of Zurich – your new home.

However, even a thousand pages could not give a complete picture of the many faces Rita Fuhrer Director of the Department of or even of the canton and the city of Zurich so the information in this of Economy of the Canton guide is really a general overview. We have focussed on the essentials to help you find of Zurich your feet quickly at work or play, while searching for housing or just going about your daily business.

If you can’t find what you want here you can either consult the Internet (see the fol- lowing page) or ask one of your Swiss neighbours; remember there are over seven mil- lion of us to turn to! Just ask and you will experience how friendly people here really are and how willing they are to help!

Enjoy reading this brochure and enjoy your stay in Switzerland.

Rita Fuhrer P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:21 Uhr Seite 6

6 This brochure

Water under the bridge . . .

Nothing ages faster than information, so to ensure that the content of this brochure is not out of date even before print- ing it has been kept fairly general. Current information is avail- able on the Internet, where it is simpler and quicker to update. Click on any of the Internet links to view more information on the topics this brochure covers. This sign [www] or a reference to www.welcome.zh.ch on the following pages indicates that more up-to-date information is available on our website.

www.welcome.zh.ch

www.willkommen.zh.ch P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:21 Uhr Seite 7

CONTENTS 7

Part 1 Switzerland and Zurich Page 8

The Canton of Zurich Page 18 Zurich – The world’s smallest metropolis Page 24

Part 2 Useful references Chapter 1 Zurich – A city worth living in Page 30 Chapter 2 Working and living in the Canton of Zurich Page 38 Chapter 3 Education and training Page 50 Chapter 4 Children and the family Page 57 Chapter 5 Taxation Page 58 Chapter 6 Good health! Page 61 Chapter 7 Insurance Page 63 Chapter 8 Vehicles Page 67 Chapter 9 How high is the cost of living in Switzerland? Page 70 Chapter 10 The media Page 72 Chapter 11 Important emergency phone numbers Page 73 Chapter 12 Miscellaneous information Page 74 Chapter 13 Further reading Page 75 P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:21 Uhr Seite 8

8 Part 1: Switzerland and Zurich In the first part of this guide we focus on Switzerland, then on the Canton and the city of Zurich.

Oldest democracy in the world, four national per km2). Land is in short supply and is dense- Mercer quality of life studies Zurich regularly languages, bank client confidentiality, ly populated – one of the reasons for Switzer- takes first place); contributory factors to this clocks and watches, Matterhorn and the land’s land and property prices being so high happy state of affairs are political stability, finest chocolate – Switzerland is a normal in comparison with the rest of Europe. personal safety, the low crime rate, harmony country but with a few special differences… Nevertheless, Switzerland offers the high- between employers and employees, low un- est standard of living in the world (in the employment and high wages. What makes Switzerland special? Switzerland: both idiosyncratic and unique. Population development, statistics for 1950 to 2006 What it lacks in size, it compensates for in va- riety and charm. How many other countries 8000000 boast so many cultures, ethnic groups and 7400000 languages living together in such a small, 7000000

topographically diverse land? With an area of 6000000 approximately 15,829 square miles (41,000 5000000 2 km ) it is one of Europe’s smallest countries 4717200 (133nd in the world). 4000000

Switzerland is not only small, but much of 3000000 the land is uninhabitable (because it is either 2000000 lakes, mountains or forests) or is used for farming. Only 1,081 square miles (2,800 km2) 1000000 2 5 5 5 5 0 5 199 1960 1950 198 196 197 1980 1990

Einwohner Jahr 195 197 2000 200 2005 2006 are earmarked for habitation; with 7.4 mil- 2004 lion inhabitants this gives a population den- sity of 6,660 persons per square mile (2,571 P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:21 Uhr Seite 9

PART 1 SWITZERLAND AND ZURICH 9

A multi-cultural society Some myths about Switzerland and the Swiss Only 150 years ago Switzerland was bitterly Myths have grown up about most countries and Switzerland is no exception. poor and many were compelled Test your knowledge of Switzerland! (Tick the box if you think the statement is true.) to leave their land and try their luck in the New World. Evidence of this emigration and of the homesickness experienced by the em- 1: „ The Swiss eat more chocolate than any other nation. igrants is today in all the names in the 2: Switzerland has more banks per inhabitant than any other country in the world. USA that have a Swiss connection; there are „ five towns called “Helvetia”, ten called 3: „ Switzerland has produced more Nobel laureates than any other country. “Berne”, and four called “Zurich”. Win- 4: „ Every Swiss man keeps a machine gun with ammunition under the stairs. terthur, the Canton of Zurich’s second largest 5: Switzerland has the highest per capita income in Europe. town, has a counterpart in the State of „ Delaware. 6: „ The Swiss invented the Red Cross. Today the tide has turned and the country 7: „ William Tell was one of Switzerland’s founding fathers. that formerly offered neither employment 8: Every Swiss man has a Swiss Army Knife in his trouser pocket. nor wages to its people has become an immi- „ gration country highly dependent on work- 9: „ There are more cows than people in Switzerland. ers from other countries. Switzerland has been open to foreign skills and technology for more than 150 years. An average 20% of

the population comes from other countries, n20,teSisctl ouainws6900 nyoetnho h ua population! human the of tenth one only 699,000, was population cattle Swiss the 2005, In … passers-by few a of pockets

with the proportion of foreigners in commu- 9: hc o orefwehrti ttmn stu rnt–js oki the in look just – not or true is statement this whether yourself for Check 1291. in founded was Switzerland Schiller; Friedrich

nities varying greatly from region to region. 8: h hrce fWlimTl a rae n10 by 1805 in created was Tell William of character The citizen. Swiss a Dunant, Henri by 1863 in founded was Cross Red The 7: 6:

e aiaicm ntePicplt fMnc s3%hge hnSwitzerland. than higher 30% is Monaco of Principality the in income capita Per gun!). machine a (not home at rifle tomatic

The hub of Europe 5:

vr ebro wteln’ iii a nau- an has militia Switzerland’s of member Every second. comes Switzerland person, per laureates Nobel of number highest

Geographically Switzerland lies in the centre 4: wdnhsthe has Sweden Europe. in ratio highest the has Luxembourg country; other any than inhabitant per banks more have Islands

of Europe, more exactly between latitudes 48° 3: h Cayman The consumption! chocolate in world the lead does Switzerland – chocolate of kilos 11.3 ate Swiss each 2003, In 2:

and 46° north and longitudes 6° and 11° east. 1: Switzerland’s present borders and those of the P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 10

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Switzerland’s climate: precipitation and temperatures five adjoining countries were agreed at the Congress of Vienna in 1815. The lengths of J F M A M J J A S O N D Precipitation in mm 300 the adjoining borders are: (208 280 260 miles / 334 km), (102 miles / 164 km), 240 J F M A M J J A S O N D J F M A M J J A S O N D 220 Precipitation i n mm Precipitation i n mm J F M A M J J A S O N D 200 Liechtenstein (27 miles / 44 km), (462 160 160 Precipitation i n mm 180 140 140 140 160 120 120 120 140 miles / 740 km), and (357 miles / 572 100 100 100 120 80 80 80 100 60 60 60 80 km). The central position and high moun- 40 40 40 60 20 20 20 40 tains bring advantages and disadvantages, Temperatures in °C 0 Temperatures in °C 0 Temperatures in °C 0 20 30 40 30 Temperatures in °C 0 max. 20 30 max.max. 20 20 one of which is traffic. The few passable 10 max. 20 10 max. 10 0 10 0 0 min. -10 min.min. 0 min. -10 min. -10 north–south routes over the Alps have been in use since Roman times (then, the Gotthard and San Bernardino were the most frequent- ed passes). Today, continuous columns of lor- Säntis ries roll through the mountain valleys, the La Chaux- de-Fonds only routes between manufacturing centres in Italy and Germany. It is hoped that much Davos of the goods transport can be transferred to rail when the new 35.6-mile (57-kilometre) Gotthard Base Tunnel is completed (its open-

Genève Sion ing is planned for 2012). Whether you go by road or rail, Switzer- J F M A M J J A S O N D Precipitation i n mm 220 land has a clean and efficient public transport J F M A M J J A S O N D 200 J F M A M J J A S O N D Precipitation i n mm 180 Precipitation in mm 120 160 160 system with a dense network of connections. 100 J F M A M J J A S O N D 140 140 80 Precipitation i n mm 120 120 Over 12% of all passenger and almost 40% of 60 80 100 100 40 60 80 80 20 40 60 60 freight traffic goes by rail. Zurich has an in- Temperatures in °C 0 20 40 40 40 Temperatures in °C 0 20 20 30 tercontinental airport with direct daily long- 30 TemperaturesTemperaturen in C in °C 0 TemperatureTemperaturen in C s in °C 0 max. 20 min. 20 30 20 10 10 max.max. 20 max.max. 10 min. 0 0 10 0 distance flights and there are also interna- min. min. -10 max. -10 min. 0 min. -10 tional airports in and . P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 11

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“Grüezi!” Do you speak Swiss German? nated by the Swiss Germans – but they cer- land are usually more progressive than in the tainly do not feel any less Swiss … German part; voting behaviour is also strong- According to the most recent figures, 63.9% To get to the Italian-speaking part of the ly influenced by whether people live in towns of the population of Switzerland speak Ger- country, you have to go over, or through, the or in the country. man as their principal language. That statis- Alps. Romansh, the fourth Swiss national lan- What if you cannot speak German, tic seems straightforward but actually re- guage, is spoken by a minority of only 40,000 French, Italian or Romansh? No problem – quires clarification. Almost 64% count Ger- people (0.5% of the population), but is ne- English has become the unofficial fifth na- man their first foreign language – their moth- vertheless of great cultural importance. As a tional language, so you will be able to make er tongue is Swiss German, which is very result of these differing cultures each part of yourself understood in most towns and different to the language spoken in Germany the country has very distinctive political tourist centres. (locally it is called “Schwiizerdüütsch”). In leanings. Voters in French-speaking Switzer- fact, the Swiss speak a dialect with accents and vocabularies that vary from region to re- Statistics on Switzerland gion and in some cases even from village to village. For those who speak German, Swiss Area: 15,939 square miles (41,284.5 km2) of which approx. 1,081 square miles German can be difficult to follow – but only (2,800 km2) are habitable; to begin with. Do not worry, however, be- Highest peak: Dufourspitze (15,203 ft [4,634 m] above sea level), cause German-speaking Swiss learn what Lowest point: Lake Maggiore (636 ft [193 m] above sea level); they call “real” German at school and some- Population: approx. 7.4 million (approx. 80% Swiss citizens and 20% foreigners); times even they have difficulty understand- Life expectancy: 80 years; ing the country’s other regional dialects. Languages (mother tongue): 63.9% German, 19.5% French, 6.6% Italian, 0.5% Romansh, The boundary between German- and 9.5% other languages; French-speaking areas is irregular and even : 42% Catholic, 35% Protestant, 4.3% Muslim, 2% Eastern Orthodox, runs through the middle of towns (some- 0.2% Jewish, 11% no denomination, 5,5% others; times called the “Röstigraben” or “Rösti” di- Political structure: 26 cantons (six are half-cantons) each with a constitution, parliament and vide) and much importance (too much) is of- government, and 2740 municipalities (communes); ten attached to it. Both the Romands (Swiss Gross Domestic Product: CHF 447.3 billion, per capita: CHF 60,320; French) and the Ticinesi (Swiss Italians) can Balance of trade: imports CHF 123.8 billion, exports CHF 130.7 billion (statistics from 2006) often be heard protesting about being domi- P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 13

PART 1 SWITZERLAND AND ZURICH 13

Switzerland’s 26 cantons Mountains, mountains and more mountains …

Deutschland Switzerland has no natural mineral resources of any consequence. But it does have plenty Basel- of water and beautiful and varied country- Basel-Land side. And in this case beauty means moun- France St. Gallen Oesterreich Jura tains, mountains and more mountains – the Solothurn Zürich Appenzell- Alps cover 60% of the country. Nine of Eu- Ausserrhoden Appenzell- Fürstentum rope’s ten highest mountains are on Swiss ter- Innerrhoden Lichtenstein Luzern ritory, with only the very highest situated in Neuchâtel Schwyz Glarus sight of, but outside Switzerland; Mont Blanc, Bern the highest at 15,771 ft (4,807 m), is located Obwalden Uri Graubünden on the French-Italian border. Vaud/ Fribourg Nidwalden Waadtland Such scenic riches have produced two ad- ditional sources of income in mountain re- Ticino/ gions: hydroelectric power and tourism. The Genève Tessin Valais/ Swiss are proud of their beautiful country and Wallis it is no wonder they want to protect it; in- deed, Switzerland is one of Europe’s leading countries when it comes to environmental and landscape protection. Italia One interesting feature about Switzerland, reflecting the land’s compactness, is that the country’s highest peak (Dufourspitze, 15,203 ft [4,634 m] above sea level) is only 66 kilo- The Swiss Confederation consists of 26 cantons (six are half-cantons – Basel-Stadt and Basel-Landschaft, metres away from its lowest point (the shores Appenzell Inner Rhodes and Outer Rhodes, Nidwald and Obwald). Berne is the capital city, the seat of Parlia- of Lake Maggiore, 636 ft [193 m] above sea ment (United Federal Assembly), Government (Federal Council) and the majority of the state departments. level). There is many a steep slope to climb but you have been misled if you believe the P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 14

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presence of mountains means an arctic cli- joined the Confederation (the canton of such as the Red Cross (1863). Switzerland mate. Of course, the winters in the Alps are Zurich joined on 1 May 1351). In the process joined the UN recently in 2002, but has host- very cold but January temperatures in the four national languages, different cultures ed international organisations on its territo- canton of Zurich fluctuate between –5 and 7 and religious denominations were merged to ry for years. The European head offices of the degrees Celsius (23 and 45 Fahrenheit); 30 de- form a nation of people determined to unite, UN, the International Red Cross Committee grees Celsius (86 Fahrenheit) is quite com- even if things did not always go smoothly. In (IRCC), and the World Trade Organization mon in July. Ticino, south of the Alps, enjoys 1789, Napoleon invaded Switzerland bring- (WTO) are all based in Geneva. Both the In- a Mediterranean climate with hot summers ing (a new) order and a modern state; the ternational Olympic Committee (IOC) and and mild winters. “Helvetic” era began. This ended in 1848 the Union of European Football Associations when the cantons united to form a Federal (UEFA) have their offices in , FIFA, A look at the historical past State (Confederation) and draw up a consti- the World Football Association, is based in Let’s take a more serious look at Switzerland: tution that today still largely regulates Zurich, and the Bank for International Settle- the Swiss Confederation is Europe’s oldest na- Switzerland’s internal political structure. The ments (BIS) in Basel. tion state; the CH used as an abbreviation constitution was revised most recently in comes from the country’s Latin name, Con- 2000. … and Europe foederatio Helvetica. The Federal Charter, the The Swiss voters’ indecisiveness about join- state’s first written document, declares that Switzerland, the world … ing the UN mirrored the country’s tradition- Switzerland was founded in 1291 «at the be- The old Confederate freedom fighters waged al relationship with Europe, which has main- ginning of August» with the Oath on the many wars and were not very scrupulous ly been dominated by the neutrality issue. In Rütli, an event now shrouded in legend; 1 Au- about the means used to achieve their ends. a 1992 referendum, voters rejected the pro- gust is the National Holiday (more recent re- The last «major» battle they waged took place posal to join the European Economic Area search seems to indicate that the Oath was in 1515 in Marignano (Italy), resulting in de- (EEA) although Switzerland is a member of taken on the Rütli in November 1307). The feat for the Confederates. Since then the the European Free Trade Association (EFTA) founding fathers were the three “Confeder- Swiss have developed into a modern, peace- and the WTO. Because voters are still unlike- ates” – representatives of Switzerland’s central loving people intent on maintaining their in- ly to favour joining the European Union – states (cantons) Uri, Schwyz and Unter- dependence and neutrality. They succeeded one of the Federal Council’s stated goals – walden, who originally united to throw off in avoiding embroilment in all the European Switzerland has had to enter into Bilateral the yoke of Habsburg oppression. As the years wars of the 19th and 20th centuries and con- Agreements with the Community to regulate went by, more and more states or cantons centrated their energy on founding institutes the country’s traditionally close relationship. P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 15

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The first of these Agreements came into force Cantons are made up of a number of mu- eration is elected annually by Parliament to on 1 June 2002. The Agreements regulate the nicipalities (as at 2006, there were 2,740 in act as first among equals for one year with free movement of persons, air traffic, road Switzerland); the municipalities also have each federal councillor taking office in rota- and rail transport, research, agriculture, tech- considerable political autonomy in the areas tion. nical barriers to trade and public procure- of education and social welfare, local plan- Decisions are made as a collegial body, a ment. (For more information about the free ning and taxation. This local autonomy is typically Swiss solution: all major political movement of persons see page 38.) [www] slowly being eroded by the municipalities’ parties are represented at executive govern- increasing financial dependence on the ment, federal, cantonal or communal level. From politics … cantons. There is no real Opposition as such. Parlia- The Swiss Confederation consists of 26 can- The Swiss people are their own lord and ments, both national and municipal, seek tons (six are half-cantons – Basel-Stadt and master through the sovereign power granted popular solutions to issues that are acceptable Basel-Landschaft, Appenzell Inner Rhodes to them by the constitution. Switzerland’s to the majority of citizens and parties. On the and Outer Rhodes, Nidwald and Obwald). system of direct democracy gives the people positive side, this usually leads to a broad Berne is the capital city, the seat of Parlia- a greater say in politics than in most other consensus in the population, but the nega- ment (United Federal Assembly), Govern- countries – this enfranchisement also has a tive side is that it is difficult to gain accept- ment (Federal Council) and the majority of downside in the time and cost of holding nu- ance for sweeping reforms or major projects. the state departments. merous referendums and generally slow po- A characteristic of Switzerland is its feder- litical processes. … to the economy al system with political power allotted to the Switzerland has a two-chamber Federal As- Switzerland’s business success is based on its municipalities (communes), cantons and the sembly (legislature) whose members are di- political stability, excellent infrastructure, state (often called the Confederation). rectly elected in four-yearly national elec- moderate taxes, and stable purchasing power The constitution assigns specific govern- tions – the 220-member National Council due to low inflation and the low cost of cap- mental functions to the Confederation such represents the people and the 48-seat Coun- ital, a quality-conscious, well-trained, pro- as foreign policy, state security, the system of cil of States the cantons. ductive workforce and a social partnership justice, and customs and monetary policy. Executive government is in the hands of between trade unions and employers, who All other affairs are handled by the states the Federal Council. Each member is elected solve their differences by consensus rather within the federal state, the cantons. Each every four years by the members of the Na- than strikes and lockouts. The telecommuni- has its own constitution, parliament, ruling tional Council and the Council of States (Fed- cations’ infrastructure is second to none, with council and its own courts. eral Assembly). The president of the Confed- the highest per capita investment in this field P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 17

PART 1 SWITZERLAND AND ZURICH 17

in the world. Nearly three-quarters of all pri- cial services and information technology. vate homes are connected to the Internet Switzerland with its stock exchanges is a lead- “Our international staff who live in (still increasing) and over 80% of the popula- ing financial centre; banks in Switzerland the Greater Zurich Area are very tion has a mobile phone. manage about one third of the world’s inter- Switzerland’s industry is geared for export. nationally invested wealth. happy. In addition to the economic Foreign trade accounts for 35% of the Gross benefits the quality of life is out- Domestic Product (GDP), one of the highest The Zurich Economic Area ratios among trading nations. The EU (62%), Zurich and the surrounding regions are at the standing. They appreciate the safety North America and Asia are the most impor- hub of Switzerland’s economy. and stability, the cultural pro- tant export markets. Switzerland’s domestic Annually 1.5 million persons in approxi- market is very small. Because of this, major mately 140,000 companies in this area gen- gramme, the overall family friendli- Swiss companies have always manufactured erate 170 billion Swiss francs. The Zurich ness, general high quality, nearness for export. Economic Area covers over 5,791 square In recent decades the former industrial miles (15,000 km2) with a population of to residential and recreational areas economy has undergone a radical change to 3 million; one third of Switzerland and 40% and the diversity of leisure activi- become a service society. In the 1960s, 46% of its population. is only 60 of the workforce was employed in industry, minutes drive from most towns and villages. ties.” but today this figure is down to 24%. The In addition to the Canton of Zurich, the service sector spearheads the economy em- Zurich Economic Area includes in whole or Michael Ganser, Vice President and CEO of Cisco Systems ploying 72% of the workforce; farming is a in part the cantons of Aargau and Solothurn marginal industry at only 4%. to the west, , Schwyz and Zug to the Germany, Hallbergmoos Swiss industry is dominated by small and south, Glarus and the Grisons to the south- medium-sized enterprises (SME). More than east, Thurgau and St. Gallen to the east and 99% of Swiss firms employ fewer than 250 Schaffhausen to the north. Seven cantons workers. The most important sectors are have united to form the “Greater Zurich chemicals, pharmaceuticals, machine tools, Area”, which is marketed abroad as a supra- watches and clocks, electrical engineering, regional economic zone. [www.welcome.zh.ch] electronics and the food industry. The service sector is dominated by finan- P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 18

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The Canton of Zurich

The example of the Canton of Zurich proves habitants) is the second largest conurbation their head offices in the Canton of Zurich. that size doesn’t matter when it comes to in the canton; , Dübendorf and Factors that have contributed to Zurich’s success in business … all have populations of more than 20,000. success as a business location are the favourable state conditions for companies, Its area of 667 square miles (1,729 km2) makes An economic and educational centre moderate taxes, a highly qualified local work- it only the seventh largest canton, but with The Canton of Zurich’s economic significance force, optimum rail, road and air transport nearly 1.3 million inhabitants it is the most is apparent from two statistics: first, 20% of connections and excellent infrastructure. The densely populated, and what is more impor- Switzerland’s GDP is generated in the canton proximity to internationally renowned uni- tant, the heart of Switzerland’s economy. and second, its per capita net product as a versities (Swiss Federal Institute of Technolo- Zurich is not large by world standards with a share of the GDP is one of the highest in Eu- gy ETH, the University of Zurich) is a further population of 367,000, but it is Switzerland’s rope. Zurich is one of the world’s leading fi- advantage – a cluster of financial service, Life largest city and the economic and cultural nancial centres; numerous banks, industrial Sciences, and information and communica- centre for the canton. Winterthur (93,000 in- enterprises and insurance companies have tions technology companies has developed P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 19

PART 1 SWITZERLAND AND ZURICH 19

Kanton Schaffhausen in the Zurich area, profiting from local ex- pertise. Kanton Thurgau Deutschland Weinland Political structure Baden-Württemberg Andelfingen The Canton of Zurich is made up of 171 com- munes divided into 12 districts, all governed by a 180-member Cantonal Parliament; the Executive Council has seven members, each Unterland of whom presides over the various depart- Bülach ments. The city of Zurich is governed by a Winterthur und Umgebung Winterthur Communal Council with 125 members; ex-

Furttal ecutive authority is exercised by a nine-mem- Glatttal ber Municipal Council. Councillors are elect- ed to these bodies by voters every four years. Stadt Zürich Limmattal The countryside Dietikon Kanton Aargau Uster The Canton of Zurich is divided into the fol- Oberland lowing regions: , : The broad, open area of the Lake of Zurich lies between a. A. Pfannenstiel two ranges of hills – the Zimmerberg and Al- Zimmerberg bis chain to the west and the Pfannenstiel to Knonaueramt Kanton St. Gallen the east. Because the lake extends directly in- to the city centre, both shores are very popu- lar residential and recreational areas. Wä- denswil (in the Zimmerberg region) and Küs- Kanton Zug Kanton Schwyz nacht (Pfannenstiel region) are the largest towns. Zurich: Switzerland’s largest city and cantonal capital is located on the upper P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 20

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reaches of the Lake of Zurich. The next chap- southwest by the Lägern hills (the eastern wine. The northern reaches of the canton ex- ter contains more information about the city. foothills of the Jura Mountains). The coun- tend into gently rolling, fertile countryside. Valley of the , : To the tryside here is unspoilt with many small, Neat villages with timber-framed houses are northwest the Lake of Zurich extends into sleepy villages. Here you find the picturesque a characteristic feature of the region. Agricul- both these valleys; from the end of the lake it towns of and Regensburg, both well ture and small trades predominate here in the is only 15 kilometres to the neighbouring worth a visit. Bülach is the largest municipal- Weinland, an area with little major industry Canton of Aargau. The river Limmat is the ity. compared to the canton’s other regions. The main outlet of the Lake of Zurich; it merges The : The region to the north- Weinland ends in the north at the Rhinefalls, with the river Aare at Lauffohr (Brugg) in Aar- west of Zurich is gradually becoming a thriv- Europe’s largest waterfall. Andelfingen is the gau and joins the at . Numer- ing economic zone – numerous manufactur- largest municipality. ous industries and service companies have ing and service industries have become at- Uplands of Zurich: To the east of Zurich lie settled in the valley of the Limmat; Dietikon tracted to the area around Kloten and Düben- hills and mountains and the Schnebelhorn, is the principal town in the valley. dorf. Kloten is the largest municipality and at 1,291 m the highest point in the canton. Lowlands: A wide, well-watered plain bor- home to the intercontinental airport Unique. In the 18th and 19th centuries Switzerland’s dered to the north by the Rhine and separat- Weinland (Wine Land): As the name im- industrial revolution began here in the up- ed from the valley of the Limmat in the plies, one of the region’s main products is lands of Zurich. Today the region, with its P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 21

PART 1 SWITZERLAND AND ZURICH 21

RUDOLFINGEN GUNTALINGEN SCHAFFHAUSEN TRÜLLIKON NEUHAUSEN LANGWIESEN ALTENBURG- SCHLATT OBERNEUNFORN RHEINAU SCHLOSS LAUFEN AM RHEINFALL towns Uster and , is popular as a res- DIESSENHOFEN ETZWILEN

ADLIKON STAMMHEIM idential and recreational area for people who GÜTIGHAUSEN S22 RÜDLINGEN work in the city. Zurich and Winterthur are DÄGERLEN HBERG Z within easy reach thanks to good «S-Bahn» ELLIKON AN DERRAFZ THUR RICKENBACH ZH S5 ANDELFINGEN S29 connections (the region’s suburban railway AG S22 FREIENSTEIN DORF HÜNTWANGEN- GUNDETSWIL S33 service). DÄTTLIKON MIKON AG BERTSCHIKON RIETHEIZURZACHM REKINGENMELLIKON AG Ü S41 WALDSHUTKOBLENZKOBLENZ R KAISERSTUHLZWEIDLEN THALHEIM- Knonaueramt: This area of countryside be- EGLISAU W EL ISLIKON tween the chain and the river is S30 RICKENBACH-ATTIKON BRÜTTEN OBERWIL DORF BÜLACH EMBRACH- WALLRÜTI mainly farmland. The country character of RORBAS WIESENDANGEN NÜRENSDORF WENINGEN KYBURG FFLISDORF- S5 S41 - the villages is enhanced by their characteris- GIRENBAD NEFTENBACH BEI GRÜZE S35 NIEDERNIEDERWENINGENSCHÖOBERWENINGENSTEINMAUR ORF OTTIKON BICHELSEE WÜLFLINGEN SCHMIDRÜTI WINTERTHUR tic timber-framed farmhouses. Rare plants S5 DIELSD BRUGG AG TÖSS SEEN ELGG WIL TERSCHEN THEILINGEN S7 Ä and animals are found in the moorland and RICH S8 R -KYBURGSCHOTTIKON BADEN LLIKON ZÜ S16 RUMLIKON FLUGHAFEN STEINENBACH S12 GUNTERSHAUSEN S2 ANGEN reed beds along the river Reuss. High popula- RENLOSW MADETSWIL KOLLBRUNN S7 KEMPTTHAL HLE-ZELL WÜ OTELFINGENRIETHOLZ BUCHS-DÄ KLOTEN Ü HERMATSWIL RIKON S6 BALSBERGSTERNENBERG EFFRETIKON GLATTBRUGG MISM tion growth is anticipated in Knonaueramt - Ä MLANG R WATT AFFOLTERNÜ R GFELL GUTENSWIL S8 NEUENHOF S14 TURBENTHAL because Zurich’s western bypass (free to traf- FÄLLANDEN WERMATSWIL DIETIKON GLANZENBERG WILA SCHLIEREN ALTSTETTENSEEBACH S12 ILLNAU fic by 2010) cuts through it. The largest mu- S3 ADETSWIL BENDORF HB Ü S3 F D SALAND RICH SCHWERZENBACH ZH HARDBRÜCKE Ü MAUR BÄRETSWILZ STETTBACH nicipality is . KILLWANGEN- RUDOLFSTETTEN NIKON- FEHRALTOR STADELHOFEN S14 Ä - N S9 FFIKON ZH S17 WEIHERMATT Ä Winterthur: The canton’s second-largest BERTSCHIKON S5 PF S26 MÖNCHALTORF STEG BREMGARTEN GOSSAU ZH USTER WERNETSHAUSENRINGWIL REHALP city with 93,000 inhabitants. The city is his- BIRMENSDORF SELNAU ISHOFEN BREMGARTENWEST S10 ZOLLIKERBERG S14 LEIMBACHOTTIKON WOLL OBER- S5 torically the centre of Switzerland’s heavy in- WOHLEN AATHAL BONSTETTEN-WETTSWIL OETWIL HERSCHMETTLEN DÜRNTEN DIEZIKONZUMIKON KEMPTEN AM SEE GRÜNINGEN ATZMÄNNIG KILCHBERGDÜRNTEN SOOD-OBERLEIMBACH dustry and the birthplace of famous compa- TIEFENBRUNNENZOLLIKON GOLDINGENFORCH ZH S7 L GIBSWIL SCHLIKONGOLDBACH S18 WOLFHAUSEN Ü SNACHT WETZIKON S9 R Ü S16 HINWI K ESCHENBACHS6 SG nies such as Sulzer, Rieter and SLM (Swiss Lo- S1 EGG S8 ERLENBACH WALD WINKEL SIHLAU S2 UZNACH ESSLINGEN comotive and Machine Works); today Win- ILEN WILDPARK-HÖFLI S26 - S43 LANGNAU- OBERRIEDENFELDME terthur is developing into a modern centre S4 AFFOLTERN AM ALBIS GATTIKON MEILEN TANN-D HORGEN SIHLWALD for services and high-tech businesses. The re- F UETIKON R Ü Ü RNTEN TI ZH AU ZH SCHÖNENBERG ZH METTMENSTETTEN FA gion around Winterthur is also a popular res- NNEDORF DORF STÄ MÄ MENZINGEN HÜTTEN KNONAU S8 FELDBACH RAPP BLUMENA S2 HORGEN OBERDOR SIHLBRUGGS1 DENSWIL ERSWIL STEINHAUSEN WÄ CH S5 BAAR Ä U RICHTERSWILB S40 S2 Zurich Transport Association’s ZUG PFÄ ALTENDORFLACHEN SIEBNEN-WANGENSCHÜ REICHENBBILTEN ZIEGELBR BURGHALDEN FREIENBACH SOB FFIKON SZ BELBACH-BUTTIKON public transport network RIEDMATTWOLLERAUWILEN SAMSTAGERN SZ URG Ü CKE

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22

idential zone within easy reach of Zurich Station to numerous European destinations tram and bus lines with services running at Airport. with trains to most Swiss cities at hourly and six-minute intervals during the rush hour; S- More information about Winterthur can half-hourly intervals. Bahn trains and local buses run throughout be found from page 34. ZVV (Zurich Transport Association) ser- the agglomeration at 12-, 15- and 30-minute vices cover the whole of the canton; the intervals. Night buses and trains run at week- Transport “S-Bahn” (suburban railway), buses, ships ends from 01:00 on Friday night, ensuring The Canton of Zurich, as already mentioned, and trams all run at regular intervals with that those enjoying city night life arrive has outstanding infrastructure and facilities good connections available everywhere. home safely in the suburbs. for private and public transport. There is an Commuters in London and New York are ac- Both the SBB and ZVV offer a wide variety intercontinental airport at Zurich-Kloten, on- customed to travelling 90 minutes in each di- of tickets with substantial savings, ranging ly 11 kilometres from the city centre. rection; in contrast, it only takes from 10 to from single tickets to season tickets, day-tick- Public transport: A dense rail network 35 minutes to commute to Zurich from out- ets or multiple-journey tickets. Ticket infor- guarantees time spent on local or long-dis- lying towns, depending on where you live – mation can be obtained at the Travel Centre tance journeys is kept to a minimum. The making it easy to live in the country and work in Zurich’s Main Railway Station, all local sta- (SBB) provide regular in the city. tions and on the Internet [www.welcome.zh.ch]. hourly services from Zurich’s Main Railway The city of Zurich has a dense network of P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 23

PART 1 SWITZERLAND AND ZURICH 23

SCHAFFHAUSEN N63 SCHAFFHAUSEN

THALEN AHNHOF SCHAFFHAUSEN B FEUER Private transport: Rush-hour traffic in AROVA UHWIESEN THURGAU POST Zurich is no different from that in most mod- BENKEN DACHSEN POST ABZWEIGUNG EDAK ern cities with traffic jams on arterial roads MARTHALEN BAHNHOF DEUTSCHLAND and correspondingly long waiting times. ANDELFINGEN BAHNHOF N53 FLAACH DORF Zurich has provided 268,162 open and cov- POST POST HUMLIKON THURGAU HÜNTWANGEN BERG AM POST IRCHEL ered parking spaces for the public, which at EGLISAU HENGGART RHEINBRÜCKE BAHNHOF DÄGERLEN BERG TEUFEN BUCH AM IRCHEL POST N61 first glance might seem to suffice, but finding N64 POST HETTLINGEN RICKENBACH ZH DORF SEUZACH GLATTFELDEN ELLIKON FRAUENFELD DÄTTLIKON DORF I RONDELL AN DER THUR POST N52 FREIENSTEIN WEINFELDEN WINDLACH POST a parking space in the city centre during busi- KREUZ RORBAS N67 KREUZLINGEN AARGAU DORFPLATZ RICKENBACH– PFUNGEN- ATTIKON THURBO-NIGHTLINE POST NEFTENBACH- HÖRI BÜLACH BAHNHOF- WIESENDANGEN UNTERTOR WIESENDANGEN ness hours can be a trying experience. The POST POST WASSERFURI EMBRACH BACHENBÜLACH GEMEINDEHAUS OBERWINTERTHUR N65 TT ALTE POST ZENTRUM ON R ELSAU city traffic guidance system is one help, with FFLISDORF DORF N51 ELGG AADORF WIL NIEDERHASLINIEDERGLA WINTERTHUR TEINMAU ZENTRUM WINKEL OBEREMBRACH DORF SCHLEINIKOBERWENINGENSCHÖ S DIELSDORFDORF LUFINGEN GOSSAU ZENTRUM P OST POST TT RÄTERSCHEN SCHOTTIKON ST. GALLEN THURBO-NIGHTLINE strategically placed electronic indicator

CKE OBERGLAAHNHOF SN1 N45 B MLANG KLOTEN BRÜTTEN HAND BUCHS ZUM WILDEN LINDE ADLIKON RÜ POST boards showing how many parking spaces RUMILOBRÜ MANN WATT THURGAU OTELFINGENOST P N16 ON ON N17 BA GEMEINDEHAUSS TTIK NIK ZENTRUM RÜMLANG KLOTEN N66 LLIKON REGENSDORF GLATTBRUGG ERSDORF are available in the various multi-storey car HÜ DÄ OBERDORF BAHNHOF RENSDORF KEMPTTHAL DÄ Ü N11 OPFIKON N BAHNHOF OPFIKON LINDAUERSTR. T GLATTHOF KOLLBRUNN BASEL AN SWIL S LINDAU NIGHTBIRD L TZ DORF S parks. Blue zones are reserved for short-term MOONRAKER BADEN - OETWI GEROLD EININGEN - TAGELSWANGEN DER LIMMA ZENTRUMW WALLISELLEN OBERWIN78 ZELL ZÜRICH LINDENPLA RIKON UNTERENGSTRINGENOBER BAHNHOF DORF CEN OST N19 P TRAL N30 N13 N72 parking and for residents who are entitled to H N14 OERLIKON EISSLINGEN N W TR. ON S TURBENTHAL N33 ON KREUZSTR. SCHLIERENFELD DIETLIKO TTISELLEN ON SN5 Ü ZENTRUM PREITENBAC DIETIK - EFFRETIK S GLANZENBERGSCHLIERENN13 BR U purchase an annual parking permit issued by DIETIKON YSS ZH RUMLIK B SN3 -W WILA SHOPPING CENTER AHNHOF DÜBENDORF ILLNAAHNHOF SCHLIEREN STETTBACH B BAHNHOF TZ N68 BAHNHOF ESCHER TORF N12 PLA SIKON OLKETSWIL the traffic department; this permits them to N30 V FEHRALAHNHOF RUS SCHWERZENBACHZENTRUM B OST BENDORF P URDORF TSTETTEN - AL CKE DÜ ADTHAUS - NEUMATT Ü ST N72 EE WOHLEN UITIKON CENTRAL GOCK LLANDEN HAUSEN Ä F HABERWEID FFIKON park in the blue zone for an unlimited peri- WALDEGG HARDBR N32 RICH HB GEMEINDE NÄNIKON- U DORF Ü HAUS GREIFENS PFÄAHNHOF N14 Z BELLEVUE B N17 N81 HITTNA AARGAU SONNE BAUMA BENGLEN BAHNHOF PFAFFHAUSEN od. The gist of the matter is – if you really N15 ZENTRUM WALDEGG TINGEN USTER BIRMENSDORF POST LETTEN EBMA N ON ADETSWIL STEG don’t need the car, use public transport … ZENTRUM N TEN HEGETSBERG BAHNHOF KO MAUR BÄRETSWIL ADELHOFE KEMP ST OST BAHNHOF AESCH ZUMI AATHAL OBERWETZIKP DORFZENTRUM N16 ROBENHAUSEN POST ON - FISCHENTHAL ITSCHNACH WETTSWIL TIEFENBRUNNEN ALLACHER BAHNHOF ARNI OLLIK F TORF DORF Z N87 H ZH NOSSIKON U H TRAUBE -BRUGGER ETTENHAUSEN FB NCHAL SSA N GIBSWIL BONSTETTEN RIC EGG Ö GO KO BAHNHOF [www.welcome.zh.ch] TZ M ERNST POST ZÜ CENTRAL GOLDBAC ZH N21 ERLENBACH PLA WETZI N12 WALD CHBERG N11 BAHNHOF DORFPLATZ SNACHT ESSLINGEN BAHNHOF KIL Ü ÜT ADLISWIL SCHWELLE K WINKEL EN BAHNHOF GR Numerous links to further information are on the website. BAHNHOF ON DÜRNTEN OBER- HEDINGEN N92 POST POST HERRLIBERG- N86 DÜRNTEN N88 DORF LANGNAU SCHLIKAHNHOF L FELDMEIL STATION Ü B N AM ALBIS R WI N15 GRÜNINGEN ON OST KO P STATION I THAL ON OTTENBACH SDORF CHTIK POST MEILEN BUB UETIK GROS RUNGS- AFFOLTERN L OLFHAUSEN HOMBRE WI ON OST W OST TI AM ALBIS TZ P P Ü BAHNHOF BINZ R THAL UETIK FA REKRUTIE Ä ZENTRUM ST OBFELDEN NNEDORF N95 ALTE POST Ä HLEBACHPLA M Ü N95 UERIKON FELDBACH RÜTI ZH ST. GALLEN M BAHNHOF BAHNHOF AHNHOF B STÄFA SN7 JONA OBERRIEDEN DORF HORGEN STOCKER AU SN5 BAHNHOF BAAR ZUG WÄDENSWIL LUZERN COOP NIGHTBIRD ZUG Zurich Transport Association’s KERAG late-night public transport network N18 SCHWYZ

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24 Zurich – The world’s smallest metropolis

“Downtown Switzerland”, as the city’s Get to know Zurich’s districts trict), which extends on both sides of the ri- advertisers like to call the The city of Zurich is organised into twelve ver Limmat from the end of the lake (Belle- “world’s smallest metropolis”, has much municipal districts, each with its very own vue/Bürkliplatz) to the Main Railway Sta- to offer – for example, character. Let’s visit them one at a time: tion. Bahnhofstrasse, perhaps Zurich’s most the highest quality of life in the world. The heart of the city is the old town (1st Dis- famous thoroughfare, is located in this di- strict in the midst of a maze of narrow lanes Zurich, Switzerland’s business and cultural concealing old churches, dwellings and metropolis, is a lively, cosmopolitan city. guild houses. All the places of cultural inte- “Only” 367,000 citizens actually dwell rest are in or near the 1st District, including within the city boundaries, but counting 11 the Kunsthaus (art museum), the Opera the suburbs and surrounding towns this House, the Tonhalle, the Schauspielhaus 10 figure grows to one million people with 12 theatre and the Swiss National Museum. origins in 173 countries. As you would ex- 6 On the left bank of the lake, the 2nd pect from a cosmopolitan city there are 5 District (Enge/) is a popular numerous theatres, museums, art galleries, 9 4 residential area with many stately houses 1 cinemas, concerts, exhibitions, clubs and 7 situated in splendid parks. The Rietberg

restaurants. You are not likely to suffer 3 Museum and Zurich’s Succulent Collection from boredom here. 8 are also located here. Mercer International Inc. publishes re- Wiedikon (3rd District), adjacent to the 2 gular quality-of-life reports on the world’s Üetliberg, is a traditional residential area cities. In the last six years Zurich was where there is still reasonably priced ac- rated the world’s top city. The criteria eva- commodation. “Sihlcity”, a giant complex luated were employment, housing, recrea- on the site of the old Paper Factory is tional facilities, education, personal safety, being constructed here. A mix of uses is transport and medical care. Zurich’s twelve municipal districts planned at this location all of which will be P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 25

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26 “Zurich is not just any old town. Zurich is a world metropolis. Decisions are taken in Zurich. It’s a high-category centre of power. At the same time it’s a place where you can be in the country in 5 minutes … If I look out of my office window, just take a glance over the waters of the lake; that in itself is recreational value of the high- est quality. Then I often think: ‘The world can’t be so bad after all!”

Alexander Pereira, Director of Zurich’s Opera House

easy to find. The character of this formerly Schiffbau arts centre: here, in an old indus- Dwellings in (8th District), on the relatively lifeless district will be markedly trial warehouse, Zurich’s Schauspielhaus has right shore of the lake, are also much changed by the anticipated crowds of visi- established a second production location sought-after. The city Botanical Garden is si- tors. ideal for staging controversial modern plays. tuated here and in summer people flock to Aussersihl, in the 4th Municipal District, A landmark in the 5th District is the - the lake promenade and parks, the Chinese is a former working-class area; today nearly turm football stadium. Garden, the open-air swimming pools, res- all the nationalities living in Zurich are The 6th District ( and Ober- taurants and cafes. represented in a veritable multicultural mel- strass) lies at the foot of Zurichberg, the lo- and in the south- ting pot. cation of the faculties of the University of west, both formerly autonomous municipa- The 5th District (in the west of the city, a Zurich and the ETH (Swiss Federal Institute lities, form the 9th District. Zurich’s second former industrial area) has undergone the of Technology). principal sports stadium Letzigrund is locat- most far-reaching changes. After heavy in- The 7th District (, , ed in this otherwise typically residential dustry moved out, a colourful mix of small ) comprises formerly autonomous area. The stadium, home of FC Zurich, is businesses, designers’ and artists’ studios, municipalities and is a preferred residential di- widely known through the “World Class in galleries, clubs and restaurants took over. strict; the villas on the Zurichberg are much Zurich” athletics meeting. One of the most popular venues is the in demand (although not exactly low-priced). Höngg, the 10th District, is another pre- P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 27

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28 “I don’t want to go just anywhere out in the prairie, I’d rather be somewhere nice.”

Theo Müller, Müller Milk

ferred residential area. Further ETH facilities commodates people working in local indus- festival of Zurich’s trade guilds; it climaxes are located on the Hönggerberg where the try, with many new apartments still under dramatically and noisily with the burning of ETH is realising its Science City project: this construction. the “Böögg” on the Sechseläutenwiese near combines a university campus and a resi- Bellevue. dential district in one. A lively and inviting What’s on in Zurich? “Zurich Festival” begins in June; interna- district is to be created in place of a mono- Zurich plays host to numerous major inter- tional stars of opera, the concert hall and functional research location uniting every- national events and hardly a month goes by theatre present a festive programme of clas- day life and work as a new model for the uni- without a significant event. sical music and stage productions. Starting versities of the 21st Century. Every February, the CSI Zurich attracts in July and continuing throughout August In 1931 the electorate voted to incorpo- the world’s best showjumpers who compete there are open-air cinemas at six different lo- rate the Glatt valley towns of Oerlikon, for the highest prize money in the sport. cations. Affoltern, and Schwamendingen The “Zurich Marathon” in April is a new Three major events are programmed for into Zurich; in 1934 they became the 11th event but one that will soon find its place in August: First the “Street Parade”, the world’s and 12th Districts. the city marathon series. largest open-air Techno party, attracting up Oerlikon has remained industrial, and Another much older event takes place in to one million ravers to the streets of Zurich the former village of Schwamendingen ac- April – “Sechseläuten”, the historical spring and making the whole lake area pulse with P59394 zuerich_Teil_1_en.qxd:RELOCATION_Teil_1_Präsi_3 30.1.2008 11:22 Uhr Seite 29

PART 1 SWITZERLAND AND ZURICH 29

Techno sound. Also in August, records are September, “freestyle.ch”, a trend sport broken regularly when international stars of event, is held on the Landiwiese. track and field compete at the “World Class In October the world’s best women ten- Zurich” meeting. The month concludes nis players come to Zurich to play in the with the “Theatre Spectacle” held on the “Swisscom Challenge” tournament. Landiwiese on the left bank of the lake – mo- The annual calendar of events is rounded dern theatre and dance are the focus of this off on the last day of December with the international gathering of independent the- “Silvesterlauf” (New Year’s Eve Race) – over atre groups. Zurich’s oldest traditional cele- 10,000 men, women and children from bration “Knabenschiessen” takes place in Switzerland and abroad participate in this September (Boys’ Shooting Competition). traditional city race under the Christmas de- This traditional shooting contest was origi- corations and lights. I nally for boys from the ages of 12 to 17, but girls are now also admitted. The Monday af- ternoon of “Knabenschiessen” is also a pu- blic holiday in the city of Zurich. Also in P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 30

30 Chapter 1: Zurich – A city worth living in

According to international comparisons the er furniture shops, jewellery designers and Would you rather shop at an open-air mar- Canton of Zurich and the city of Zurich in countless boutiques, both inexpensive and ket? In Zurich there are fresh fruit and veg- particular provide the highest quality of life expensive. You will find small designer etable markets on Bürkliplatz, Helvetiaplatz in the world. Here you find Zwingli’s indus- shops with local brands and innovative and near Milchbuck (Tuesdays and Fridays) triousness mixed with discreet joy of living. products for individualists in the 5th Dis- and in Oerlikon (near Oerlikon station on trict. Wednesdays and Saturdays). In addition Food and everyday items: In Switzerland there is a delicatessen market in Zurich’s the retail market is dominated by two super- Main Railway Station (Wednesday, 11:00 to market chains, Coop and Migros; both have 20:00) and local markets at in 1. Shopping in Zurich supermarkets in nearly every large town. Altstetten (Wednesday, Saturday) and on the Larger branches (Migros designates them MM Rathausbrücke (Saturday). Practically all of The city of Zurich is a paradise for shoppers, and MMM) sell clothes, furniture, sporting the towns around Zurich have weekly fresh with stores catering to every taste and bud- goods, house and garden plants, electronic fruit and vegetable markets where other get. Bahnhofstrasse in particular, Zurich’s goods and computers, and also have com- goods are also sold – get the times and dates “mile of luxury”, between the railway sta- prehensive do-it-yourself departments. Mi- from your local municipality office. In Win- tion and the lake, offers everything the gros sells neither tobacco nor alcohol in any terthur there is a weekly fresh food market on heart may desire. The department stores form. Both Migros and Coop carry an assort- Tuesday and Friday mornings; an arts and Globus, Jelmoli and St.Annahof are much ment of vegetables, meat and dairy products crafts market is held on two Saturdays in the frequented by city dwellers, partly because from organic farms. Cigarettes, alcoholic bev- month. of their popular delicatessen departments. erages and cut-price foods are sold by the The flea market on Zurich’s Bürkliplatz is Expensive shops specialising in jewellery Denner discount chain. Volg, SPAR and Aldi well worth a visit (May to October, Saturdays and luxury goods are grouped round Pa- serve country areas, as do local butchers, bak- from 06:00 to 15:30). A word of advice: come radeplatz; in the old town on both banks of ers and suppliers of other goods. Deli- early, before the dealers snap up the best arti- the river Limmat you will find numerous catessens are mainly to be found in the city cles cheaply for resale (at a profit) on their antiquarians, second-hand dealers, design- and in bigger municipalities. own stands, or come after 15:00, when the P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 31

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What I love about Zurich … “Andi Stutz’s Fabric Frontline”

Vivienne Westwood, Fashion-Designer

prices fall again for articles that are not worth and Migros have furniture departments in near the airport or Shopping Center Sprei- packing and transporting … their larger stores. Brands by international tenbach and Tivoli at Spreitenbach). Sihlcity, Clothing: In addition to the city centre designers are sold in exclusive boutiques, which opened in March 2007, is more than boutiques there are numerous shops offering such as Neumarkt 17, Colombo or Wohnbe- just a shopping mall. It is almost a new sub- a wide selection of clothing for men, women darf (all in Zurich). urb with areas set aside for dwellings and and children in every municipality in the Bookshops: Orell-Füssli, Switzerland’s businesses, a hotel and wellness centre, cin- canton and in all of Zurich’s districts. largest bookshop, has branches on the Bahn- emas, bars, restaurants and a cultural centre. Furniture: Möbel Pfister is a major sup- hofstrasse, in the Niederdorf and at Stadel- plier carrying a full range of furniture in hofen railway station. The English Bookshop 2. Sport and leisure varying styles and price categories. Modern and Librairie Payot stock English and French and inexpensive furniture, textiles and books (both are located on Bahnhofstrasse). There are facilities for most modern sports everyday items can be purchased at Interio Shopping malls: If you like to do all your throughout the canton. You will also find and Ikea (in Dietlikon and Spreitenbach re- shopping under one roof, visit one of the clubs or associations that promote the sport spectively): in many cases furniture is ready- many malls or shopping centres; these are of your choice. If you require more infor- packed for immediate transport, but both situated in the city centre (Brunaupark and mation about sport and recreational facili- Ikea and Interio deliver if desired. Both Coop Letzipark) and in the environs (Glatt Center ties, please contact the local municipality of- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 33

PART 2 USEFUL REFERENCES 33

fices or surf our website, where you will find region have a local football club, usually with Jogging, walking, hiking, mountain climb- links to major sports and the city and can- a junior section. Although American football ing: Fitness trails, called “Vita Parcours”, have tonal sport departments. [www.welcome.zh.ch] is less popular the local team, “Zurich Rene- been laid out in many woods and are Aquatic sports: You can bathe safely in all the gades”, has won the Swiss championship four equipped with elementary fitness and exer- lakes and rivers in the canton of Zurich in times in the last twenty years. cise apparatus. Well-signposted “Wander- summer because the water is clean. There are Tennis: Because of the upsurge of interest wege” (hiking paths) crisscross the country- countless areas reserved for swimmers on in tennis, clubs have been formed and courts side; there are many books available with sug- lakes and rivers (“Badi” in Swiss German) in established in most of the larger municipali- gested routes in the canton of Zurich; you can addition to the traditional open-air and in- ties. also find suggestions on the Internet. door pools. If you prefer sailing, rowing, surf- Golf: Golf is not as popular in Switzerland Climbers and alpinists are within easy dis- ing, swimming, water polo, diving and ca- as it is in the USA and Britain, but neverthe- tance of beautiful Alpine cliffs and peaks; in- noeing, join one of the many clubs. less the canton of Zurich has 19 golf clubs door and outdoor practice walls are even Football (soccer): Switzerland’s most pop- with beautifully tended greens. nearer. ular sport. Both Zurich clubs Grasshopper Baseball, basketball: Baseball is a minori- Cycling, mountain biking Although still Club (GC) and FC Zurich play in the top Swiss ty sport here; basketball is played in schools warm work, cycling is a pleasure on the re- league (“Super League”). Most places in the and there are numerous basketball clubs. gion’s sprawling network of well-signposted P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 34

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cycle paths and on cycle lanes and main portunity to engage in them without travel- roads in the towns. You will find mountain ling too far. The nearest ski slopes are at Hoch 3. A night out? biking in the mountains and hills above the Ybrig (45 minutes by car), major resorts in the Lake of Zurich an exhilarating experience. Grisons such as Laax-Flims, Lenzerheide, We guarantee you will never be bored in And while you are out and about, why not Arosa, Klosters and Davos are about one and Zurich – such is the variety (and quality) of visit Winterthur, a traditional cyclists’ a half to two hours by car, and they are also the exhibitions and entertainment presented town? easy to reach by public transport. The slopes by museums, theatres and concert halls. Athletics: Athletics is not exactly a mass of Elm (in the canton of Glarus) and Toggen- Zurich’s gastronomic scene and night life cer- sport, but there are nevertheless numerous burg (canton of St. Gallen) are also only one tainly compare well with other cities. In fact, clubs with ample training facilities that also hour away. the choice is so great (and changes so quick- arrange meets. Billiards, ten-pin bowling, skittles: Pas- ly) that it is impossible to deal with in any re- Winter sports If only for the winter sports sionate pool, snooker and carambole players al detail so the following list must be viewed it would be worth moving to Zurich. Switzer- will find opportunities to play at many leisure as subjective and incomplete. land’s most popular sports are skiing, snow- clubs. Zurich Seebach boasts a genuine ten- Every Thursday you can get “NZZ Ticket” and “Züritipp”, up- boarding, cross-country skiing, ice skating, pin bowling alley and Swiss skittle alleys can to-date weekly event programmes published as supplements curling and sledging, and there is ample op- be found in many restaurants to the city papers the “Neue Zürcher Zeitung” and the “Tages- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 35

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“I wake up happy every morning, I live in a great city and the quality of life is fantastic. In New York I commuted for three hours every day. Here I get up at five, take a short walk, have breakfast, look at the lake and I’m still in the office before seven. When I want to play a round of golf, I only drive a short distance and I’m right in the heart of the countryside. I ap- preciate music, the opera, the friends I’ve made, Bad Ragaz, Ticino – I really like the multicultural way of life here.”

James J. Schiro, Chief Executive Officer, Zurich Financial Services

Anzeiger”. However, the best plan is to explore Zurich your- let. If you are fond of English humour we find a huge choice of clubs, pubs, bars and self and discover what you like best. recommend you book a seat at one of the parties featuring all music streams from Opera and theatres: The Schauspielhaus productions staged by the English Comedy House through Techno to Latino – there are was designated Europe’s Theatre of the Year Club Zurich. over 300 night spots open till 03:00 at week- in 2001 and 2002; traditional productions Live music: If your taste is classical, visit ends. And in summer the “Street Parade”, are staged at the “Pfauen” theatre while con- the Tonhalle, home to the Tonhalle Orches- the world’s biggest Techno rave, attracts temporary works are performed at the tra and Zurich Chamber Orchestra, or in over one million participants to the city. Schiffbau theatre near Escher-Wyss-Platz. Winterthur go to the “Kyburgiade”. Jazz and Museums and galleries: Switzerland has Numerous smaller theatres in the city and in rock fans can hear live artists daily in the more museums per inhabitant than any the regions (for example the Neumarkt the- many clubs (for example “Moods” and the other country in the world – there are over atre or the Theater an der Winkelwiese) cov- “Widder-Bar” in Zurich or the “Albani” in 100 in the canton of Zurich alone. The most er all aspects of the world of the stage. In Winterthur) and they also perform at regu- famous of these are Zurich’s Kunsthaus (a Winterthur the new Casinotheater presents lar concerts in the region. Both Zurich and European leader in the fields of modern and a broad spectrum of plays, cabarets and re- Winterthur have musical theatres for those contemporary art) and the Swiss National vues. Zurich’s Opera House needs no intro- who love this genre. Museum situated behind the Main Railway duction to lovers of top-class opera and bal- Dancing: In Zurich dance addicts will Station (Switzerland’s largest exhibition of P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 36

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“Zurich has replaced Berlin as Europe’s hippest centre when it comes to music, bars or clubbing.”

Haig Simonian, Financial Times

cultural objects). The Migros Museum for Zurich’s Moulage Collection, an unusual ex- Contemporary Art and the numerous gal- hibition of dermatological conditions mod- leries in the Löwenbräu area also have sig- elled in wax. nificant collections of interest to art lovers. Libraries: The Central Library, the Li- Well worth visiting in Winterthur are the braries of the University and of the Swiss world-renowned Reinhart Collection Federal Institute of Technology ETH, the housed in the Villa Römerholz (Old Masters Archive, the James Joyce Foun- including Goya and Rubens, and Impres- dation and the Thomas Mann Archive all sionist paintings), the Museum of Photogra- deserve special mention. Every district in phy (German-speaking Switzerland’s only Zurich has its own Pestalozzi Library. By the photography museum) and the Technorama way: readings are very popular in Zurich, with exhibits that explain technology and with the spectrum ranging from simply in- physics in simple terms. Or if you prefer teresting to quite bizarre. Switzerland’s prin- something out of the ordinary, there are the cipal literature event – the “Literature Days” Dinosaur Museum at Aathal, the Aviation – takes place in Solothurn. Museum at Dübendorf and the University of Cinema: All the latest English films and a P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 37

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broad selection of cultural films are screened Mexican, American, Russian or Australian in approximately 60 cinemas in Zurich; they food. All five continents are represented gas- are usually shown in the original language tronomically, with menus for every budget with German subtitles. The open-air cinema served in surroundings varying from a cosy by the lake is a popular attraction in summer pub or homely restaurant to a stylish eatery. – the programme usually consists of classi- We name no names for lack of space. cal films and advance screenings. Book well [www.welcome.zh.ch] in advance! In summer there is also a major film festival in Locarno (Ticino). Food and drink: Every culinary taste is catered for in restaurants in Zurich and its environs, whether you prefer a nouvelle cui- sine meal at a restaurant with 18 GaultMil- lau points or traditional Swiss specialities such as “Rösti” or fondue, or Italian, Span- ish, Portuguese, Chinese, Thai, Japanese, P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 38

38 Chapter 2: Working and living in the Canton of Zurich

What you need to know about permits, rect relatives. Individuals with no gainful dence permit that lets you remain for a fur- contracts, searching for accommodation and employment who are citizens of EU/EFTA ther three months. Switzerland issues the jobs. states (for example pensioners) may settle in following types of residence permits: Switzerland if they have sufficient financial Short-term residence permit L: This permit is resources and are insured for sickness and issued on presentation of an employment accident. Residence permits are issued to contract lasting less than twelve months; it 1. Residency and work permits students from EU/EFTA states for the dura- can be extended for a further twelve months tion of their studies. if the holder submits a new employment con- If you want to live and work in Switzerland On 1 June 2004, the rule of priority for tract. Family reunification is permitted. you will need a residency permit. It is issued Swiss nationals was abolished so EU citizens Long-term residence permit B: Valid for five by the local cantonal authorities. no longer require work permits (special con- years; this permit is issued if you have an un- ditions apply to citizens of the new EU limited employment contract or one running Member States that joined after 2004). How- for more than twelve months. The permit is Residence permits for citizens ever, to be able to work in Switzerland such automatically renewed after five years if you of EU/EFTA states citizens still require a residence permit for remain with the same employer. Family re- The Agreement on the Free Movement of the purpose of taking up gainful employ- unification is permitted. Persons between Switzerland and the EU, ment. This permit is issued by the Immigra- Cross-border commuter permit G: Valid for which went into force on 1 June 2002, has tion Office. The only prerequisite for issuing five years; this permit is issued if you submit led to many simplifications. Citizens of EU permits is a confirmation of employment an unlimited employment contract or one and EFTA states now have similar rights to given by an employer. You are entitled to re- lasting more than twelve months. Cross-bor- bearers of Swiss passports; they have full main in the Canton of Zurich for three der commuters are able to return home once freedom of movement within Switzerland months without a residence permit while each week to their place of residence, which and can live and work where they please. searching for a job. Your local resident’s con- means they are registered as weekly com- Spouses and children under 21 may also set- trol office should be notified about this. If muters in Switzerland. The border zone tle and work in Switzerland as may other di- needed, you may obtain a short-term resi- arrangement – for areas up to 50 km from the P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 39

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Swiss border – was completely abolished at the commercial gazette or apply for a Value country. As a rule qualified, indispensable the end of 2007. Added Tax number, you will be issued a res- management staff are permitted to enter Settlement permit C: The holder of this idence permit valid for five years. the country. The residence permits issued permit is entitled to remain in Switzerland are identical to those available in EU/EFTA for an indefinite period and it is issued as a countries with the following differences: rule after you have lived continuously in the Work and residence permits for relatives Short-term residence permit L: valid for country for five years; it is renewable every from non-EU/EFTA states and new EU states three to twelve months. It is issued to man- five years. The Federal Foreigners Act of 16 December agement staff for short-term stays, e.g. indi- Self-employment: If you want to work in 2005 grants priority on the labour market to viduals on project or students here for short Switzerland on a self-employed basis you both nationals and citizens of states with periods of training or education may be is- will be issued a short-term residence permit which Switzerland has concluded an agree- sued a permit valid for up to four months. valid for six months. To be registered as self- ment on the free movement of persons . Be- Permits issued to citizens of non-EU- and employed apply to the local social insurance fore an employer can obtain a work and res- non-EFTA states will be valid for periods of office. Link: idence permit for you, he must be able to four to twelve months and may be extend- www.svazurich.ch/pdf/ak3001.pdf prove that he has been unable to find a qual- ed for a maximum duration of two years. If after this time you register a business in ified person in Switzerland or in an EU/EFTA The holder of this type of permit is not en- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 41

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“One of the advantages of Zurich is that we have no problem recruiting foreign specialists because it is a very attractive location”.

Walter B. Kielholz, Chairman of the Board of Directors, Credit Suisse Group

titled to change job or profession or move to from an EU/EFTA state to Switzerland, pro- another canton. viding services in a self-employed capacity 2. How do I find a job? Annual residence permit B: Staff posting: for up to 90 days per calendar year and tak- If you are an EU/EFTA citizen you are entitled to According to the WTO Agreement on the ing up temporary employment with a Swiss remain in the Canton of Zurich for three months Exchange of Services (GATS) managers on company for less than three months. The without a permit while looking for a job. There transfer, indispensable staff and highly qual- registration procedure for new Member are a number of ways to find employment: ified specialists working at companies’ Swiss States applies to individuals on a posting or • Consult employment agencies and ex- branches are permitted to stay for three to self-employed service providers. Registra- changes and the regional employment cen- years with the possibility of extending the tion takes place simply and free of charge us- tres (RAV) (www.treffpunkt-arbeit.ch, see permit for a maximum of four years. ing electronic post or by normal post (a fee EURES – The European Job Mobility Portal). Registration for short terms of employment is charged) to the Office for Economy and • Consult the job advertisements published in by citizens of non-EU and non-EFTA states: No Labor. nearly all the newspapers in the canton; the permits are needed for brief periods of work, main papers are the “Neue Zürcher Zeitung” such as the following, but you are obliged to (Wednesday and Saturday and the “NZZ am notify the authorities that you are working On www.arbeitsbewilligungen.zh.ch you can apply for a permit and Sonntag”), the “Tages-Anzeiger” (job ads on here: Postings for a limited period of time get a decision on your application online. Tuesdays and Thursdays, more in the “Al- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 42

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pha” managerial market on Sa-turdays and teenth monthly wage or a bonus at year-end system is based on a combination of state, Sundays in the “SonntagsZeitung”); Win- – this detail should also be covered by the occupational and private pension schemes terthur has a local paper with job adverts contract and it should also stipulate whether designated the “three pillars”. called “Der Landbote”. you will receive a proportion of this sum for The first pillar is the state old age and sur- • Online using www.jobsuchmaschine.ch or the time worked if you change employment vivors’ insurance, known as the AHV/IV; www.stellenlinks.ch; these link you to in the course of a year. Depending on the more details are available in the chapter “In- Switzerland’s largest employment gateways. company, the branch or global labour con- surance” on page 64. All aspects of the employer-employee rela- tract, working hours range from 40 to 42.5 All employees with an annual income of tionship are regulated by an employment con- hours per week. Some industries work a little over CHF 19,890.- contribute to the obliga- tract. As a minimum the contract should de- longer each day throughout the year to allow tory occupational scheme, the second pillar fine the wages you will receive, your working for more free time between Christmas and (BVG) (the figure stated is subject to change. hours, holidays, the length of any agreed pro- New Year and other public holidays. Legally Please ask your occupational pension bationary period, when your employment you are entitled to a minimum of four week- scheme about the current amount). begins and ends and the period of notice to s’ or 20 working days’ holiday; men retire at You are obliged to join your employer’s be served on severance of the contract. In the age of 65 and women at 64. superannuation/pension fund scheme. You Switzerland it is practice to pay either a thir- Switzerland’s pensions and social security pay half the premiums, the other half being P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 43

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“The history of Winterthur’s art museums is being perpetuated. The recently founded photo museum, discreetly sponsored by Georg and Andreas Reinhardt, is already one of Europe’s outstanding museums.”

Rudolf Maria Bergmann, Frankfurter Allgemeine Zeitung

paid by the employer. The premiums due de- nually into such private pension schemes you can extend the leave period even further. pend on the insured benefits and the em- while the self-employed may pay in 20% of You may also begin working again before the ployee’s age, and range from 7 to 23% of their income up to a limit of CHF 30,960. (as fourteen week period ends, however if you gross earned income. If you change employ- in 2006) Accident insurance: Employees are in- do so you will have no further claim to ma- ment the accumulated capital (your contri- sured under an obligatory scheme for occu- ternity payments. butions and those of your employer) is trans- pational and non-occupational accidents; If you are incapable of work due to illness ferred to your account with your new em- more details can be found in the chapter “In- or accident your wages will still be paid and ployer. The accumulated capital can be paid surance”. you cannot be given notice – this protection out before you reach retirement if you leave Since 1 July 2005 conditions for maternity exists for 30 days in the first year of employ- Switzerland, become self-employed or cease leave in Switzerland have been regulated on the ment after any probationary period has employment prematurely. federal level. Under these conditions moth- elapsed and increases to 90 days after five The third pillar in the system is provided ers are entitled to fourteen weeks’ maternity years; thereafter it applies for 180 days after by banks and insurance companies that of- leave; work is prohibited for eight weeks of incapacity for work is diagnosed. If you are fer tax-relieved private pension schemes to this leave period. If you wish you can extend given notice and become incapable of work supplement the state old-age pension. Em- your leave for a further two weeks if you take during the notice period the period of notice ployed individuals may pay CHF 6,192 an- them unpaid, and if you are breastfeeding, ceases. P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:41 Uhr Seite 44

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rooms; family accommodation is easier to Coordination of social security systems 3. Where am I going to live? find outside the city. To avoid disadvantages to citizens through The “Gold Coast” (the right side of the double insurance or gaps in insurance, EU There are two important factors which may lake between Zollikon and Meilen) and the states have coordinated their social security very well influence this decision as you will left shore between Kilchberg and Wädenswil systems. Switzerland participates in this see from the chapter on “Taxation”; choos- are two very attractive residential areas. You arrangement. The place of employment ing where to live is not only a matter of the can find more information about the vari- principle is applied so you are subject to the quality of life but also of the amount of tax ous regions in the canton of Zurich on page compulsory insurance legislation in the you will have to pay. Property prices and 19. land where you mainly work. If an employ- rents are usually higher in municipalities There are property adverts in most of the er posts you to another state (EU, EFTA, with lower taxes. regional newspapers but the widest choice Switzerland) for less than a year, you are sub- Accommodation is in short supply in the is found in the “Tages-Anzeiger”, “Neue ject to the current legislation in your home city of Zurich. Apartments for rent larger Zürcher Zeitung”, “Der Landbote” and the country. [www.welcome.zh.ch] than 167.5 sq ft (140 m2) in area are either “Zürichsee-Zeitung”. hard to find or very expensive. Most of the [www] Numerous links to property gateways can be found apartments in the city have one to three on our website. P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 45

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“Zurich is ideally situated geographically, the city offers a high living standard, has a favourable attitude to investors, offers high wages and uncomplicated structures for requesting visas. Proximity to a university of the quality of the ETH is important to a technology company. However, this alone was not the reason for choosing to settle in Zurich, rather the combination of advantages was what made us come.”

Urs Hölzle, Vice-president of Google

a large corridor or dining alcove is counted as name and is returned with interest when the 4. Most people are tenants… half a room. tenancy ends. The tenancy agreement defines the rent to Normally, regular dates are set on which Seventy-five percent of the population of be paid, incidental costs (heating, water), the you can terminate your lease (end of March, Switzerland live in rented apartments – as a advance deposit, when the lease begins and June or September) and you usually have to result, the interior standard of apartments for how to terminate it. You will usually receive observe a three-month period of notice. Out- let ranges from good to excellent. In contrast a separate contract for a garage or parking side these dates you may be able to give up to other countries, apartments in Switzerland space let with your apartment. The tenancy your tenancy if you find another person will- are usually let unfurnished, but fitted with agreement should also state whether you are ing to take over the lease who is acceptable to complete kitchens and all radio, TV and tele- permitted to keep a dog or cat. The house rules the landlord. phone connections. The apartment may be are also part of the tenancy agreement – in When you receive the keys to the apartment equipped with a washing machine / tumble the interests of maintaining peace with your you and the landlord inspect the apartment drier or there will be a shared washing ma- neighbours you should observe them. The together and make a list of any obvious de- chine and drying area in the building. The in- landlord is entitled to request an advance fects and both then sign it. When your lease dicated size of the apartment does not usual- deposit limited to three months rent. The ends, the landlord is entitled to charge you ly include the kitchen or bathroom/WC, and money is deposited into an account in your for the cost of repairing any defects not not- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 46

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“We chose Zurich for three reasons: ease of doing business – talents – taxes.”

Karl Mayr, President & CEO AXIS Re Europe

ed on the form. Make sure you list any inte- actual costs incurred. The difference between signed to be sustainable, with the emphasis on rior damage on the form and make some what you have paid in advance and the actu- recycling; nowhere in the world are so many notes about the general condition of the al cost will be refunded, or you will be billed materials recycled as here. The local munici- apartment. If you detect any damage or de- if the heating costs are higher than expected. pality publishes a calendar of collection dates fects after you move in you may also notify The electricity company will bill you di- for household waste, compostable waste, pa- the landlord of these as long as you do so by rectly for electricity used in your apartment. per, cardboard and toxic substances, or you registered letter within 14 days. Make a copy The water supplied to homes throughout can consult the Internet (for the city of Zurich: of this form (and any additional letter) and the canton is first-class drinking water. www.erz.ch). You pay directly to have house- file it away carefully because it will be con- The mains current is 230 volts. Most small hold garbage and compostable waste collect- sulted if any dispute arises. two-pole plugs fit into Swiss three-pole sock- ed, so in most municipalities you will have to The incidental costs costs are the actual ex- ets. You will need an adapter for apparatus buy special waste bags or stickers at the local penditure for heating, water, electricity used with shockproof plugs and a transformer for shop or from the municipal offices. You may in the building, the caretaker and any other American devices requiring a 110-volt sup- only use the specific bags or stickers approved incidental costs. These are usually paid ply; both can be obtained at your local elec- and sold for your municipality.Paper and card- monthly in advance and then settled annu- trical supplier. board are collected free. Glass and tin cans ally when the landlord submits a bill for the Switzerland’s waste disposal system is de- should be deposited in the special containers P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 47

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found in all municipalities. Plastic (PET) bot- paid, after six months you can request that the Radio/TV: Most houses and apartments in tles can be returned to the local shop. Special deposit be refunded. Phones can be rented the canton of Zurich have cable TV connec- arrangements are also made for disposing of from Swisscom or purchased from other spe- tions. You can receive between 40 and 50 TV bulky goods, batteries, chemicals and cooking cialist suppliers. Phone services are provided channels and 30 to 50 national and interna- oil, so consult your municipality for further in- by a number of telephone companies the tional radio stations. The TV standard used in formation. largest being Swisscom, Sunrise and Tele2. Switzerland is PAL/SECAM. Radio and TV re- Switzerland has an excellent telecommu- Mobile phones: 99,7 percent of the popu- ception are not free, and both services to- nications infrastructure. lated area can be reached by mobile phone gether cost CHF 108 quarterly. You are Phones: Swisscom phone connections are (“Natel”) on the GSM networks maintained obliged to notify Billag, the collecting agent, installed in every apartment but it is your re- by Swisscom, Sunrise and Orange; there is that you have moved in and wish to use the sponsibility to notify Swisscom that you have no reception in some mountainous regions. TV/radio connection. Depending on where moved in and wish to use the phone (this can Internet: More and more providers offer you live and whom you rent from, in addi- also be done online). Swisscom requires a de- broadband ADSL services as an alternative to tion to paying for public radio and TV you posit of CHF 500 to connect phones for citi- the earlier ISDN access, and if you have a ca- may also have to pay for the cable connec- zens of EU/EFTA states who do not yet have a ble TV connection, another alternative is to tion; this is usually included as part of the in- “C” residence permit; if all bills have been surf on the Cablecom network. cidental costs for the apartment. [www] P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 48

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[www] You will find a link to a site comparing the providers’ use it as a second apartment and buy another bank mortgage and as a rule purchasers must charges and services. property at your new domicile. Cross-border deposit 20% of the purchase price. workers from the EU may buy their own home in the region where they work; they are 5. Purchasing property obliged to use the accommodation them- 6. Moving to Switzerland You do not require special authorisation to selves (it may not be let to others) while they Of course you can do the whole removal your- buy property or land if you are a citizen of a work in the region. [www] Information sheet «Pur- self, but the best idea is to enlist the help of an EU/EFTA state and your main domicile is in chase of Real Estate by Persons Who Live Abroad». international removal specialist with a branch Switzerland or if you come from a non- or agent in Switzerland. It is also advisable to EU/EFTA country and are a holder of a “C” Consult a trustee company or a bank for in- consult one of the many relocation agencies residence permit. formation on how to finance a property pur- before you enter Switzerland. If you are a citizen of a EU/EFTA state you chase and for information about tax relief for may purchase property at your Swiss domi- mortgages and building maintenance costs. [www] You will find a list of addresses and links on the web- cile for your own use, but you are not entitled Property purchases must be notarised and site. Relocation agencies can help you in many ways – from to let the property to others. If you change recorded in the municipality’s land register. finding an apartment to selecting a school for your children, domicile you can let the accommodation or Such purchases are mainly financed with a whatever you need. P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 49

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If you are a citizen of an EU/EFTA state you cate of vaccination for your pet. There are no limited to 18 months. Switzerland only ad- can import a vehicle (car, motorcycle) into vaccination requirements for birds, hamsters mits au pairs from EU/EFTA countries and Switzerland and drive with foreign number and similar small animals. Snakes, tortoises, North America (USA and Canada). plates for 12 months. After 12 months you parrots and other exotic animals listed in the are required to register the vehicle in Switzer- Washington Agreement on the Protection of Registration after entering the country land. If you import a vehicle from a non- Endangered Species can only be imported if Within eight days of entering the country you EU/EFTA country (e.g. the USA) customs du- a permit is issued by the Swiss Federal Veteri- are obliged to register with the municipal pop- ty will be charged and the vehicle may have nary Office. Please apply for a permit before ulation control office near your new home, or to be modified before it can be registered in you enter the country. You will find a link to if you live in Zurich at the appropriate district Switzerland. More information is provided in the Swiss Federal Veterinary Office and fur- office. If you come from an EU/EFTA country the chapter on “Vehicles”. ther information on importing exotic pets you will need to bring a valid passport or iden- Do you have a pet? You can import your on our website. tity card, two passport photos and confirma- dog or cat without a permit if it has been vac- Your household staff have to meet the same tion that you are renting accommodation cinated against rabies within the last 12 requirements as you to qualify for a residence (tenancy agreement). You will also need to months (not later than 30 days before you en- permit and a work permit (see page 38). You bring your work permit if you come from a tered Switzerland); you must have a certifi- need a permit for an au pair and their stay is non-EU/EFTA country (see page 38). I P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 50

50 Chapter 3: Education and training

Education is a number one priority Many towns and municipalities provide fur- [www.welcome.zh.ch] You will find more information on the in Switzerland. ther supervision such as over lunchtime or education system in the Canton of Zurich on our website at day-nurseries. Zurich and some of the mu- nicipalities also have day schools for your The education system children, but places are limited. The local Kindergarten: Currently attendance at education office or the secretariat of the lo- kindergarten is voluntary. Two years before Switzerland’s state education system has a cal school will be pleased to enrol your child they commence primary school, children good reputation and justifiably so when you for kindergarten or primary school; in Zu- aged five and over may begin attending consider the curriculum in the state schools. rich, the district education office takes care kindergarten for five days per week. Kinder- Kindergarten, elementary and grammar of enrolment. In June 2005, Zurich’s voters garten becomes obligatory in the 2008/09 school (high school) education are provided approved new legislation on education. Im- term as a result of revised educational legis- free. In the Canton of Zurich today children plementation of the reforms will involve nu- lation. benefit from nine years’ compulsory educa- merous changes to the state school system; Primary school: Children receive a basic tion, six at primary school (lower and mid- the reforms will all be introduced through- education during six years of primary school; dle grades) and three at secondary school. out the canton by the beginning of the beginning in 2006, this will include English Children can transfer to a grammar school 2010/11 term. Some of the most significant lessons from the second class and French (high school) after the sixth primary class or changes include the following: establish- from the fifth. Compulsory education: The after the IInd or IIIrd secondary class ment of standard hours of instruction in all law states “The Canton of Zurich requires (“Kurzzeitgymnasium”, short grammar schools, creation of day-care facilities in all every child who reaches the end of its sixth school). A number of educational institutes municipalities to be paid for by parents, in- year before 30 April to attend school from provide a supplementary (voluntary) tenth troduction of a school management for each the beginning of the following year.” After year prior to commencing professional school in the canton and obligatory kinder- completing the sixth class, children com- training. garten in place of voluntary attendance. The mence secondary school or enter a grammar The scholastic year begins in August with actual state of implementation of reforms school (high school, “Langgymnasium”, classes held both mornings and afternoons. differs from municipality to municipality. long grammar school). P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 51

PART 2 USEFUL REFERENCES 51 P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 52

52 Education system in the canton of Zurich Age > 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Kinder- garten

1st – 3rd Primary school/ class Lower grade

4th – 6th Primary school/ class Middle grade

Secondary classes Secondary school I-III

From the Grammar school Secondary school: Secondary school pro- 6th class vides children with a broad education and builds up pupils’ independence and self-mo- From Grammar school tivation. If they pass an examination after secondary class II the IInd or IIIrd class they may enter gram- mar school (high school, “Kurzzeitgymnasi- From Secondary school with leaving certificate um”, short grammar school). After complet- secondary class II ing nine years of compulsory education young people enter level II of secondary ed- 1st – 6th class Special classes and home teaching ucation. Now they can choose either of two Secondary classes I-III routes, continue with academic education Year for choice of (grammar/secondary school with certificate) vocation/ Continued or professional education (basic vocational Year for choice of vocation/Continued education education training, full-time vocational schooling) or a College tenth year at school. Basic vocational training Secondary and grammar schools: Sec- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 53

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ondary education lasts from four to six law”); Music (M – the principal subject is completion of a two-year course the Federal years depending on when pupils start; on “Artistic design” or “Music”). Vocational Certificate is issued and for a three completion of their schooling successful Some grammar schools offer a bilingual to four year course the Federal Certificate of students are awarded a leaving certificate, leaving certificate course with teaching in Qualification. An apprenticeship combines the first requirement for university. Five dif- German and English and one art college of- on-the-job training and school subjects. Ap- ferent types of leaving certificate are award- fers a bicultural certificate course in Ger- prenticeships are offered in trades and pro- ed in the canton’s 21 secondary schools. man and Italian. Another school provides fessions from commercial training to nursing Classical languages (A – languages includ- art and sport classes (K+S) to cater for tal- and technical trades. Talented young people ing Latin and/or Greek; the principal sub- ented young musicians, dancers and sports- can enrol for further education at a voca- ject is a language); Modern languages (N – men and women. [www.welcome.zh.ch] tional school; this is a condition for entry to only modern languages; the principal sub- a university of applied sciences. ject is a language); Mathematics and science Basic vocational training Universities of Applied Sciences: There are a (MN – the principal subjects are “Biology Apprenticeship: Most young people begin vo- number of Universities of Applied Sciences to and chemistry” or “Physics and applied cational training after completing level I of choose from in the Canton of Zurich. The mathematics”); Economics and legal (WR – secondary school. Most trades or professions Zurich University of Applied Sciences Win- the principal subject is “Economics and require a two to four year apprenticeship; on terthur has the broadest range of courses in P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 54

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Switzerland; in Zurich there are the School of qualify to take organisational and manageri- tutes for brain research, neuroscience, virolo- Applied Psychology (HAP), the School for So- al responsibility. These colleges also offer the- gy and neurology, the clinic for heart surgery cial Work (HSSAZ), the Zurich School of Mu- oretical and practical courses for middle man- and the children’s hospital are world- sic, Drama and Dance (HMT), the University agement. Basic education in such fields as renowned. of Design and Art (HGKZ), the University of health care, social work and graphic design is ETH Zurich: The ETHZ also has a large Applied Sciences for Business Administration provided by the higher technical colleges. campus with 12,700 enrolled students and 83 Zurich (HWZ) or the Hotelfachschule (School Universities and the ETH: There are can- institutes and laboratories. Undergraduate of Hotel Management) Belvoirpark (HF). tonal Universities in Zurich, Basel, Berne, St. courses are offered in core subjects such as Higher vocational training: Switzerland Gallen, Lucerne, Lugano, Fribourg, Neuchâ- mathematics, architecture and engineering, has a complete vocational training system tel, Lausanne and Geneva; the Federal Insti- environmental studies and sports science. based on higher technical colleges with pro- tute of Technology is located at Zurich The departments for nano- and biotechnolo- fessional examinations and higher qualifying (ETHZ) and Lausanne (EPFL). gy, information technology and materials examinations. At higher technical colleges The University of Zurich: Zurich’s univer- science do cutting-edge research. individuals with a trade can increase their sity, which was founded in 1833, is the largest general knowledge, be brought up to date in Switzerland, with 20,000 students and the Private, international and boarding schools with developments in their own field and broadest range of study courses. The insti- You may also enrol your child in any of the P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 55

PART 2 USEFUL REFERENCES 55 Zurich’s Nobel Laureates since 1970 1975 Chemistry Vladimir Prelog (ETH) 1978 Medicine Werner Arber (ETH) 1986 Physics Heinrich Rohrer and Gerd Binnig (ETH,IBM) 1987 Physics Georg Bednorz and Karl Alexander Müller (Uni ZH, IBM) 1991 Chemistry Richard Ernst (ETH) 1996 Medicine Rolf Zinkernagel (Uni ZH) 2002 Chemistry Kurt Wüthrich (ETH)

privately run, state-approved schools. Unlike even schools for Italian-speaking, French- German lessons for children and teenagers the state schools, their services are not free speaking and Japanese-speaking children – At state schools classes are held in German. and fees have to be paid for each child. In ad- Liceo Artistico, Lycée Français de Zurich and Beginners’ classes in German are provided dition to private schools where teaching takes Zurich Japanese School in Uster. for children who speak other languages and place in German, there are about 2,000 places The canton also has four bilingual schools. supplementary German lessons are given to available at private international schools. These adhere to the same curriculum as enable them to keep up in class. Children Five scholastic institutes (Inter-Community Zurich’s state schools while taking interna- can also attend courses dealing with their School Zurich, Zurich International School, tional curricula into account; classes are held mother tongue and culture: voluntary class- Swiss International School-Zurich North, the in German and English. The schools are Ter- es are arranged during which children are International School Winterthur and the ra Nova, Lernstudio Junior, Bilingual Day- taught in their mother tongue for two to Swiss International School at the Minerva In- school Zimmerberg and the Lakeside Bilin- four hours per week. Classes are held in 14 stitute) conduct classes in English and have gual Dayschool Zurich. After attending this languages including Albanian, Chinese, Ital- an international curriculum. This means type of school children can easily transfer to ian, Portuguese and Hungarian. Children at- pupils will have no difficulty transferring to a state school or to a similar school in anoth- tending the city of Zurich’s schools who another international school or going on to er country. [www] You will find a complete list of address- speak other languages can benefit from in- university anywhere in the world. There are es on our website. troductory classes lasting a year or more en- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 56

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abling them to learn German and find their their age. There are also many ballet and State school or private school? feet in society. Young people aged from 14 dancing schools. to 29 can also take a full-time, one-year in- Really this is a question of how long you will be stay- tegration course. Further education ing in Switzerland. The longer you intend staying, Why not learn German yourself? Consult You will find a number of further education the more realistic it becomes to let your child attend the daily newspapers and the Yellow Pages platforms on our website [www]; current a state school both for reasons of integration and and you will find numerous language courses are advertised in the newspapers or for the sake of the . Of course, if schools throughout the region teaching in the Yellow Pages. you already intend leaving Switzerland within a few German and other languages. Information years, it would be better to send your child to a is also available from the municipality or the Recognition of diplomas and certificates school with an international curriculum with les- Integration Office in Zurich. Mutual recognition of academic and profes- sons in the child’s mother tongue. sional qualifications has been guaranteed Music, ballet and dancing lessons since the Agreement on the Free Movement At Zurich’s Jugendmusikschule (Youth Mu- of Persons between Switzerland and the EU sic School) young people under 20 years of came into force. I age receive modern tuition in keeping with P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 57

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Chapter 4: Children and the family

Special arrangements to make you feel at [www.welcome.zh.ch] You will find links to information of- holidays; the programme of events appears home and help you and your family settle in fices and agencies for day nurseries and individuals and fam- in “Züritipp”, the events calendar supple- quickly. ilies offering day-care on our website. ment to Thursday’s issue of the “Tages- Anzeiger”. Your children will soon get to know their [www.welcome.zh.ch] Suggestions for excursions can be Various child-minding services are available new home and integrate easily by partici- found in the list of links on our website. in each region and these usually include pating in the various sport weeks (for skiing day nurseries, after-school care, day-care child- for example) and school camps arranged by Another helpful annual publication is the minders or babysitters. Inquire at the local schools, the Scouts and similar organisa- “Kids Agenda”, which is full of helpful ideas. municipality offices, or, if you live in the tions. Most schools arrange supervised win- It is available free of charge at the Main Rail- city of Zurich, you can consult the Social De- ter and summer camps. The cities of Zurich way Station Tourist Information Office. I partment’s information office for details of and Winterthur arrange special events and the nearest day nursery in your district. leisure activities for children during school P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 58

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Chapter 5: Taxation

An unfortunate subject to have to throughout the country is the federal tax very often higher in low-tax municipalities discuss – with the small consolation that paid to the Confederation. As a result, mu- and vice versa, which shows how the mar- taxes are relatively low in comparison with nicipalities and cantons compete with each ket and the federal system combine to other countries. other by offering lower taxes. By choosing achieve a measure of justice …) where you live carefully you can influence Different scales of income tax, wealth As you have probably already gathered, to a certain extent how much tax you will tax, and church tax are applied to single per- Switzerland’s tax system is a bit different: for have to pay. There is also a broad spectrum sons and married couples. example, under the federal system each mu- to choose from – in relation to the cantonal If you are not liable for taxation at source, nicipality is entitled to determine its own taxes, the base rate (the multiplier for the ba- then taxes are due at your original domicile rate of taxation. The rate of federal taxes sic state tax) for municipal taxes in the Can- until 31 December of the year of the move (which are collected by the cantons) also ton of Zurich varies from 72% to 123%; at when moving from one municipality in the varies, which confuses things further; the present the base rate for the Canton of canton to another. If you move to another only tax for which the same rate is charged Zurich is 100% (2006). (However, rents are canton, taxes are payable to the new canton P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 59

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for the whole tax period in which the move ductions (professional expenses, mainte- CHF 45,650 would be paid in taxes (Küs- takes place, the only exception being for tax nance costs, support payments or payments nacht: CHF 39,150). on capital payments.To avoid double taxa- to third-pillar pension funds [personal pen- tion of income, capital wealth or inheri- sion plans]). The annual tax form can be Tax at source tance, agreements have been concluded downloaded (free) or is available on a CD- If you are employed in Switzerland and with approximately 80 states including all ROM (complete instructions; a fee is have a “B” permit (not a “C” settlement EU countries; in some instances reduced fed- charged) making it easy to fill out. permit) you are liable for taxation at eral withholding tax is charged. Example: A married couple with no source. Tax at source is charged instead of children living in Zurich (Küsnacht) with paying federal, state and municipal taxes Income tax a taxable income (less than the gross annually, and is deducted directly from The Confederation, cantons and municipal- income) of CHF 100,000 and assets of CHF salaries by the employer. A normal tax as- ities tax incomes at progressive rates with 150,000 pay approximately CHF 13,650 in sessment is made if taxable income reach- progression ceasing once the top rates for tax (Küsnacht: CHF 11,350) to the es CHF 120,000. A useful hint: ask your federal and state taxes are reached. Taxes are Confederation, canton and municipality; employer to pay out your thirteenth wage due for each calendar year. You fill in an an- with a gross annual income of CHF in 12 monthly instalments and you will nual tax return on which you may claim de- 200,000 and assets of CHF 350,000, about pay a little less tax – if you have two wages P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 60

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What I love about Zurich … “Zurich is anything but provincial.”

Tyler Brulé, founder of Wallpaper magazine

in December you come into a higher a member of one of the two national tax (VAT) is charged on all goods and servic- bracket and pay more. churches you will pay church tax. In most es; the VAT (in German: Mehrwertsteuer Example: municipalities this tax is about 10 % to 15 % MWST) is always indicated separately on Assuming you are single, childless and em- of the basic state tax. bills. ployed, you will pay approximately 10 % tax Vehicle taxes: Taxes for cars and motorcy- at source on a gross income of CHF 100,000. Withholding tax cles are calculated on the basis of the vehi- This is another form of taxation at source: cle’s cubic capacity and are collected by the Wealth tax 35% withholding tax is charged on deposit Cantonal Road Traffic Licensing Depart- Wealth tax on total wealth and material as- interest paid by Swiss banks and on earnings ment. The annual road tax for a car with a sets is imposed by cantons and municipali- from Swiss securities. Banks deduct with- two-litre engine is about CHF 400; for a ties; liabilities can be deducted from taxable holding tax directly from interest and you 750 cc motorcycle, CHF 112. I assets. Wealth tax is a progressive tax with a may claim it back by declaring the deducted ceiling of 6.8 per mille. amounts on your tax return form.

Church tax Additional taxes If you notify the municipality that you are Value added tax: At present 7.6% value added P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:42 Uhr Seite 61

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Chapter 6: Good health!

Zurich’s medical facilities are among the clinics and private clinics in the canton of (doctors). Use the website www.doktor.ch to best in the world. Zurich, all providing emergency services and find an English-speaking doctor. high-quality medical care. Zurich’s Universi- [www.welcome.zh.ch] ty Hospital is the largest hospital in the can- Modern, well-equipped hospitals and the ton with no fewer than 42 affiliated clinics Pharmacies high quality of medical training guarantee and institutes employing 6,100 staff. There There are plenty of pharmacies in the ur- optimum care everywhere in the region, al- are no waiting lists to enter hospital. ban areas of the canton. At night and over though, it has to be said, at a cost. (More in- [www.welcome.zh.ch] weekends one pharmacy remains open in formation on health insurance can be found each region to provide an emergency service; in the chapter on “Insurance”.) Doctors if you telephone 1811 you can inquire which There is no shortage of general practitioners is currently open. Hospitals and specialists; you will find them in the Normally pharmacies are open till 18:30 You will find general hospitals, specialised phone book under the heading “Aerzte” but the pharmacy in the Main Railway Sta- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 62

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tion remains open till midnight and the Station treats patients without any prior ap- that all residents over the age of six be vac- Bellevue Pharmacy (Bellevue-Apotheke) in pointment from 07:00 to 22:00. cinated against early summer meningoen- Zurich is open all the time (365/24). The Dial the medical services number 044 421 21 cephalitis (ESME), a tick-borne illness. Reg- pharmacy in Winterthur’s main station is 21 (Ärztefon) if you need a general practi- ular vaccinations, including that for ESME, likewise open the whole year round. tioner, paediatrician, gynaecologist, dentist are given by your family doctor. If you re- Drugs prescribed by a doctor are paid by or psychiatrist in an emergency. quire a vaccination urgently to travel abroad the health insurance, so show your health in- Outside the city of Zurich dial 144 (Sanitäts- consult Zurich University’s Centre for surance card when you collect them. Notruf), contact the emergency ward of the Travel Medicine (phone 044 634 64 36, nearest hospital or dial 1811 and inquire www.ispmz.ch/impfzentrum.cfm). Emergency services about local emergency medical services. To contact emergency ambulance services in You will find additional emergency phone [www.welcome.zh.ch] You will find a link on our website to emergencies and critical health situations di- numbers listed on page 73. further information on this topic. al 144 (Sanitäts-Notruf 144). The «Permanence» (you will see the large Vaccinations green cross sign) in Zurich’s Main Railway In the Canton of Zurich it is recommended P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 63

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What I love about Zurich … “Its intimacy”

Cecilia Bartoli, mezzo-soprano

(KVG in German). Under this legislation Chapter 7: Insurance everyone has to take out obligatory health insurance for basic medical treatment, drugs The Swiss are very safety-conscious, and cover for inpatient treatment in a gener- one reason why they are the best-insured 1. Obligatory insurance al hospital ward. Citizens of other countries people in the world. who remain in Switzerland for more than Obligatory insurance: health and accident in- three months or settle here are also subject to surance, insurance for motor vehicles and bi- this condition. You must take out health in- cycles, insurance for loss of earnings (EO on surance within three months of entering your payslip) and disability (IV), and old age Switzerland; newborn babies also need to be There are basically two types of insurance, and survivors insurance (AHV). insured within this period. All health insur- which need to be clearly differentiated: ers provide the same benefits under the oblig- obligatory insurance, which is compulsory Health insurance atory insurance plans, but not for the same for everyone, and voluntary insurance that All residents of Switzerland regardless of their premiums, so compare the premiums you are you take out to cover specific risks. age are subject to the health insurance law offered and change insurance as you see fit. P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 64

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What I love about Zurich … “The vain swans”

Yves Netzhammer, artist from Zurich

If you require more than just basic treat- ployed can get accident cover included in Old age and survivors’ insurance (AHV) ment you will need to take out supplemen- their health insurance or take out separate The AHV is a general state insurance, com- tary insurance to cover the cost – you may accident insurance. pulsory for all individuals resident or em- wish to have cover for the private ward or ployed in Switzerland. Contributions are for dental treatment, both of which, in con- Vehicle insurance payable from 1 January of the year after your trast to Germany, are not covered by oblig- You must have third-party insurance for twentieth birthday to retirement age. Indi- atory insurance. all motorised vehicles. It is your choice viduals who are gainfully employed before whether to insure against fire and theft or to their twentieth birthday are obliged to pay Accident insurance take out comprehensive insurance. contributions from 1 January of the year Employers are obliged to insure their em- following their seventeenth birthday. Con- ployees against occupational and non-occu- Bicycle insurance tributions are split 50:50 between employee pational accidents. Employers pay the pre- You will also need third-party insurance for and employer and amount to 8.4% of your miums for occupational accidents; employ- any bicycles. The insurance sticker (“Velo- salary. Self-employed persons pay 7.8% of ees pay those (maximum 2% of their wages) Vignette”), that has to be attached to the bi- their income directly to their local compen- for non-occupational accidents. Children cycle, costs CHF 5 every year. It is sold at post sation fund. and individuals who are not gainfully em- offices and retailers (bicycle shops, Migros). P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 65

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Invalidity insurance (IV) Unemployment insurance (ALV) in Switzerland are paid out abroad to citizens The Swiss Invalidity Insurance (IV) is a fur- Employees are compulsorily insured against of EU states. Persons who were insured in a ther compulsory nationwide insurance. The loss of income through unemployment. number of states receive a partial pension insurance assists disabled people with reha- Again, both you and your employer share in from each state. As long as contributions bilitation or provides subsistence payments. paying 2% of your salary; the payment is de- have been paid for at least one year individu- Contributions to the IV amount to 1.4% of ducted directly from your wages. Self-em- als are entitled to claim an AHV or IV pen- wages and are divided equally between you ployed persons have to take out private un- sion. However, even the smallest claim can- and your employer. employment insurance. not be paid out as a once and for all lump sum payment. Persons in gainful employment are Income substitution scheme (EO) Agreement with the EU on freedom of only subject to the social insurance system of The income substitution scheme is a compul- movement one country even if their work takes them to sory insurance for all individuals in Switzer- Switzerland has concluded a specific social various countries. More detailed information land. If you serve in the Swiss Army or do alter- insurance agreement with each EU member can be obtained from the Federal Office for native civilian service this scheme indemnifies state. These contracts are based on the prin- Social Insurance or on the website. you for loss of earnings. Both employers and ciple of equal treatment for all. AHV and IV employees contribute 0.3% of wages to the EO. pensions for which contributions were paid [www.welcome.zh.ch] P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 66

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Household effects insurance The insurer will subtract 20% from the 2. Voluntary insurance The household effects insurance covers loss- insurance payment, meaning you receive es through burglary and theft and damage to CHF 240,000 instead of CHF 300,000! At least two voluntary insurances seem so your property by fire, water and other exter- worthwhile having that they could be con- nal influences. Please note: When you apply sidered a must. for the insurance, enter the correct value of your household effects and from time to time Private public liability insurance re-estimate their value and update your poli- Comparing insurances pays off Public liability insurance covers claims cy; if you do suffer a loss and are underin- brought against you for any damage or injury sured you may pay dearly for it. The insurer The scope of benefits and the premiums vary dra- you (or your pets) may cause to other per- will reduce the payment by the percentage by matically from one insurance company to another, sons. It also covers damage to rented apart- which you are underinsured. Example: The including health insurers. You can compare insur- ments. Such insurance costs between CHF contents of your household are insured for ance premiums on the website www.comparis.ch 100 and CHF 150 yearly for a maximum cov- CHF 300,000, but their actual value is CHF and make sure you are not paying too much for your er of CHF 5 million and can usually be com- 360,000; a 20% difference. What happens peace of mind. bined with a household effects policy. now if you have a fire and lose everything? P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 67

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Chapter 8: Vehicles

All you need to know about two-wheeled or licence without any fuss. If your licence was plates for twelve months if your insurance is four-wheeled transport. issued by another country you will have to valid and if the vehicle is permitted in traffic take a practical test (exceptions: USA, Cana- in your home country. After this time, you Driving licence da, Japan and some other countries), and to are required to register the vehicle in Switzer- In Switzerland you can drive for one year work professionally as a taxi, lorry or coach land. The same applies to motorcycles. Cars with a driving licence issued by another driver you will need to pass a supplementary and motorcycles should be registered at the country, and then you have to apply to the traffic theory test. Road Traffic Office (see box). local Road Traffic Office for a Swiss driving li- cence. If you are employed as a lorry or coach Importing vehicles Periodical vehicle testing driver in the road transport industry you will Provided you have owned the vehicle at least The Road Traffic Office will notify when you have to obtain the appropriate Swiss licence six months before importing it to Switzerland have to bring the vehicle in for testing – year- before you start work. If you have a EU or EF- there is no import duty to pay. You are enti- ly to every four years depending on the vehi- TA country licence you will be issued a Swiss tled to drive in Switzerland with foreign cle’s age and category. If your vehicle has to P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 68

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be tested the best idea is to get it checked by ance (see the chapter “Insurance”) and the are 50 km/h (sometimes 30 km/h) in urban a garage first. vehicle registration document. The canton is- areas, 80 km/h on country roads and 120 Exhaust emissions have to be checked reg- sues the licence plates in your name, and you km/h on motorways or highways. It pays to ularly; if your vehicle has a catalytic convert- should remove them if you sell the vehicle. If keep to the limits because of the many speed er, emissions must be checked every two you move to another canton, you have 14 controls and the draconian fines for minor years. Your garage checks the vehicle and ad- days in which to swap number plates; this is infringements of the limits. justs the settings to the manufacturer’s spec- done by the Road Traffic Office in your new You need an “Autobahnvignette” (wind- ifications and the emission data are recorded canton of residence. A word about licence screen sticker) to drive on Swiss motorways; in an emission document. This document plates: If you have two vehicles that are not it costs CHF 40 for cars and motorcycles and must be carried in the vehicle at all times. on the road simultaneously you can save sub- is valid for one calendar year. It is sold at post stantially on tax and insurance by requesting offices, filling stations, garages and customs Buying a car one set of swappable licence plates for use on posts. If you are caught without one it is Usually when you buy a new or second-hand both vehicles. much more expensive because the fine for car the garage registers it for you and obtains not displaying the sticker is CHF 100. the number plates. You need to submit con- The most important rules of the road Priority on roads: Pedestrians on pedestri- firmation that you have third-party insur- Unless otherwise indicated, the top speeds an crossings always have priority unless traf- P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 69

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fic at the crossing is regulated by traffic lights. motorcycle is also compulsory. If there are no signs, priority is given to traf- Children under 7 may only travel in fic coming from the right. Priority should al- vehicles fitted with suitable ECE tested chil- so be given to police cars, the fire brigade and dren’s seats; children between 7 and 12 years ambulances (with siren and blue light), and of age must travel in a child’s seat or wear a trams and buses. seat belt. I Drinking and driving: The maximum per- missible blood-alcohol level is 0.5 gram/litre, as in the EU. Don’t use your mobile phone while you are at the wheel: You may only use a mobile phone in the vehicle if you have a hands-free sys- tem installed. Road Licensing Department Zurich: 058 811 30 00 Wearing seat belts in the front and back Road Licensing Department Winterthur: 058 811 20 00 seats of cars is compulsory and protects you E-mail for both offices: [email protected] and your passengers; wearing a helmet on a P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 70

70

What I love about Zurich … «Sprüngli's confectionery»

Eric Gaskins, fashion designer from New York

Chapter9:HowhighisthecostoflivinginSwitzerland?

Switzerland is generally viewed as an Coffee, 1 kg CHF 14.90 are very expensive? Rents in the Canton of expensive country but it’s not quite as Milk, 1 litre CHF 1.55 Zurich compare favourably to those through- expensive as some think – in some ways life Butter, 1 kg CHF 13.70 out Europe. The price of building land varies is cheaper in Switzerland than in some EU Cooking oil, 1 litre CHF 4.90 greatly from one municipality to another and counterparts. Mineral water, 1 litre CHF 0.90 rents are higher or lower as a result. Basically, Coca-Cola, 1 litre CHF 1.50 the further you live from the city of Zurich Compare these food prices and see for Swiss Beer, 1 litre CHF 4.60 and the higher the local rate of taxation, the yourself (Migros, www.leshop.ch, August 2006) lower the rent. I Bread, 500 gram CHF 3.40 Housing in the Canton of Zurich Rice, 1 kg CHF 1.80 Compared to the rest of Europe fewer people * The price spread takes into account the two Potatoes, 1 kg CHF 1.90 own their own homes and there are fewer most extreme values in the canton – the 10% Bananas, 1 kg CHF 3.90 properties on the market. Perhaps this is be- quantile in the Weinland and the 90% quan- Beef (rib of beef), 1 kg CHF 68.– cause apartments and houses in Switzerland tile in the city of Zurich. *Average rents in the Canton of Zurich P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 71

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a) Apartments for rent (unfurnished, normal standard) c) Houses for sale (normal standard) Apartment with … Net monthly rental in CHF House with … Purchase price in CHF … 1 oder 1 1/2 rooms 410 to 1170 … 4 oder 4 1/2 rooms 291,000 to 1,334,000 … 2 oder 2 1/2 rooms 610 to 1770 … 5 oder 5 1/2 rooms 349,000 to 1,588,000 … 3 oder 3 1/2 rooms 770 to 2190 … 6 oder 6 1/2 rooms 406,000 to 1,857,000 … 4 oder 4 1/2 rooms 990 to 2820 (Source: W&P Immo-Monitoring 2006) … 5 oder 5 1/2 rooms 1,230 to 3,540

b) Apartments for sale (normal standard) Apartment with … Purchase price in CHF … 3 oder 3 1/2 rooms 272,000 to 916,000 … 4 oder 4 1/2 rooms 337,000 to 1,135,000 … 5 oder 5 1/2 rooms 416,000 to 1,427,000 P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 72

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What I love about Zurich … “Being in Zurich is like being on holiday”

Edita Gruberova, Soprano

Chapter 10: The media

Where and how can I get information in Zurich? gion, “20 Minuten”, a free commuter paper, regional TV stations. The majority of apart- has the largest distribution among the free ments and houses have cable TV and radio Switzerland’s media are centred in Zurich. advertisers, and the tabloid “Blick” is Switzer- connections that pipe in a huge variety of The major TV stations (SF DRS and Tele Züri) land’s most-read paper. Other newspapers programmes, many broadcast by foreign sta- and the largest newspaper and magazine pub- published in the region are “Der Land- tions in a diversity of languages. I lishers (Tamedia, Ringier, NZZ) have their ed- bote”(Winterthur), the “Zürichsee-Zeitung”, itorial offices in the city; Switzerland’s lead- the “Zürcher Oberländer” and its counterpart ing newspapers and magazines are printed in the “Zürcher Unterländer”. Zurich. SRG, the public radio and television cor- The “Neue Zürcher Zeitung” (NZZ) is not- poration, runs two German-language TV ed for foreign news and financial and stock channels and three radio stations that broad- exchange reporting. The “Tages-Anzeiger” cast to the German part of the country; there (”Tagi”) has the largest circulation in the re- are also some privately run local stations and P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 73

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”

Chapter 11: Important emergency phone numbers

What if you have a kitchen fire? Police 117 Lost-property office, VBZ and City of Zurich What if someone has an accident? Fire brigade 118 044 412 25 50 What if you are in despair? Ambulance 144 SBB Railservice, notification of loss Here are the services you need and Breakdown service 140 (CHF 1.19 / Min.) 0900 300 300 how to contact them. Spiritual guidance1 143 Frauenhaus Zürich 044 350 04 04 Help for children and young people2 147 Zürcher AIDS-Hilfe 044 455 59 00 Rega Schweiz Rescue helicopter service 1414 Zurich Children’s Hospital 044 266 71 11 Cases of poisoning3 145 1 “Die dargebotene Hand” (Samaritans) Emergency medical services 2 Pro Juventute Emergency dental services 044 421 21 21 3 The Toxicological Centre Zurich Emergency veterinary services4 044 635 81 11 4 Tierspital Zürich P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 74

74 Chapter 12: Miscellaneous information

In this section you will find out what you’ve on weekdays from 06:30 to 22:30, Saturdays you will receive a brochure from always wanted to know about the Canton of till 20:00 and Sundays from 10:00 to 22:30. containing information about services and Zurich, but didn’t know who to ask … Tipping: At the hairdresser’s, in a taxi, what they cost. restaurant or hotel: where tipping is custom- Public holidays: In the Canton of Zurich Opening hours: Control of opening hours ary, 15% has already been added to what you the following days are public holidays: 1 and was abolished by the 2000 referendum, so in pay in lieu of a tip. You are still free to give an 2 January, Good Friday and Easter Monday, theory retailers could remain open round the additional tip if you feel you have had good Ascension, Whitsun, 1 May, 1 August (Na- clock on weekdays, but most don’t. Most service, a gesture that will no doubt be ap- tional Holiday) and 25 and 26 December. In shops or department stores open at 09:00 and preciated. the city of Zurich the Monday afternoons of close at 18:30; in towns many close later at ei- Do I have to pay customs duty? Although Sechseläuten and Knabenschiessen are pub- ther 19:00 or 20:00, while shops in the coun- Switzerland lies in the centre of Europe, it is lic holidays; in Winterthur Carnival Monday try often close over the lunch break. not a full member of the EU. This becomes is also a day off. I In “ShopVille” at the Main Railway Sta- apparent at the latest when you are asked at tions in Zurich and Winterthur and at the air- the border to show your passport or identity port, you will find many shops are open sev- card. Free of customs duty you may import en days a week till 20:00. Filling stations too two litres of beer and wine, one litre of spir- (the larger ones) are open round the clock its, 200 cigarettes, 50 cigars or 250 grammes and also sell food. of tobacco in addition to personal goods with Post offices are usually open Mondays to a maximum value of CHF 300. Fridays from 07:30 to 18:00 without a lunch Postal services: In addition to reliable de- break. City post offices open on Saturday livery of letters and newspapers the Swiss Post mornings; in the country on weekdays they will take care of all your financial transactions close over the lunch break. The Sihlpost near including payment of bills and transferring Zurich’s Main Railway Station is open for ur- money (within Switzerland and abroad). As gent postal business (not cash transactions) soon as you register with the municipality P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 75

PART 2 USEFUL REFERENCES 75 Chapter 13: Further reading

Would you like to know more about Zurich? Here is some recommended reading:

“MERIAN live! Zürich” by Eva Gerberding, Daniel Karasek (Travel House Me- “Zurich for Newcomers” by Barbara Milne (Orell Fuessli Verlag, CHF 39.00). dia, CHF 14.70). This guidebook provides you with the best accommodation and This manual answers the questions new residents ask. How do I find a job, an restaurant addresses. The atlas and tour planner help you get your bearings apartment, insurance? An indispensable source of information for all new- quickly and simply. Detailed sketches are given of suggested walks. comers who want to settle quickly and fuss-free in Zurich.

“KIDS – Kinderland Schweiz” (KIDS – Childrens’ Country Switzerland) by “Zürich zum Nulltarif” (Zurich for Free) by Hannes Maurer (NZZ Libro, CHF Béatrice Aklin and other authors (Editions Plus Sarl, CHF 49.50). 1,001 places to 28.00). This unique city guide lists a broad pallet of free leisure activities all visit as a family. The funniest, most exciting, relaxing and memorable attrac- available in Zurich. Use it to make discoveries, as amusing reading and further tions on more than 600 pages. www.kids-schweiz.ch education, and not least, to save money. Whets the appetite for Zurich.

“Zürich geht aus” (Zurich Goes Out) by Wolfram Meister (Überblick-Verlag, “Zürich wird gebaut” (Zurich Under Construction) by Roderick Honig (Verlag CHF 18.80). The author has tested 222 restaurants and made a clear and con- Hochparterre, CHF 29.00). For a long time architecturally speaking Zurich was cise list of the most outstanding, the most pleasant and the trendiest of them overshadowed by Basel. This architectural guide documents 75 remarkable all. Marvellous photos and some spicy stories about Zurich’s gastronomy buildings and projects by younger architects such as Pool and EM2N as well scene. Now has a complete index of all Zurich’s restaurants! as by established names like Gigon Guyer, Santiago Calatrava and Nicholas Grimshaw. “Magisches Zürich” (Magical Zurich) by Barbara Hutzl-Ronge (AT Verlag, CHF 39.90). The authoress takes readers along on 24 hikes, leading them to sour- “Canetti in Zürich” by Werner Morlang (publisher) (Nagel & Kimche Verlag, ces of power, mystical countryside and legendary places to better acquaint CHF 36.00). When in 1921 the young Elias Canetti was forced to leave Zurich them with the early traces of our culture. This guidebook successfully opens where he was attending grammar school he felt as if he were being expelled up the reader’s eyes to less noticeable places pertaining to an ancient, rich from paradise. Fifty years later he returned to the “city which he loved dearly” culture. and lived there until his death in 1994. P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:43 Uhr Seite 76 P59394 zuerich_Teil_2_en.qxd:P59394 zuerich_Teil_2_en 30.1.2008 11:44 Uhr Seite 77

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Regional and municipal economic development in the Canton of Zurich

Mr Domenico Alexakis Ms Sandra Frauenfelder Mr Christian Mühlethaler Mr François With Standortförderung Wirtschaftsraum Leiterin Stadtmarketing & Wirtschaftsförderung Standortförderung Züri-Unterland Regionalmarketing Zürcher Oberland Zimmerberg / Sihltal Bremgartnerstrasse 22 Marktgasse 28 Geschäftsstelle Regionalkonferenz Postfach 108 8953 Dietikon 8180 Bülach Bankstrasse 8, Postfach 27 8810 Horgen Tel. 044 744 37 77 Tel. 044 863 11 22 8610 Uster 1 Tel. 044 687 21 21 www.dietikon.ch www.buelach.ch Tel. 044 905 40 60 www.zimmerberg-sihltal.ch www.wrzo.ch www.zurichparkside.ch Mr Kurt Gutknecht Mr Michel Geelhaar Delegierter für Standortfragen Wirtschaftsförderung Uster Zürich Tourismus Mr Dieter U. Bachmann Schulstrasse 8 Bankstrasse 8 Stampfenbachstr. 52 Stadtmarketing Winterthur 8902 Urdorf 8610 Uster 1 Postfach Im Hauptbahnhof, Postfach Tel. 044 777 26 11 Tel. 044 940 03 48 8023 Zürich 8401 Winterthur www.urdorf.ch www.wirtschaftsfoerderung-uster.ch Tel. 044 215 40 00 Tel. 052 267 67 97 www.zuerich.com www.stadtmarketing.ch Mr Charles Höhn Mr Albert Schweizer Standortförderung Knonaueramt Standort- und Wirtschaftsförderung Schlieren Greater Zurich Area AG Mr Benno Seiler Postfach 704 Stadthaus Limmatquai 112 Wirtschaftsförderung Stadt Zürich 8910 Affoltern am Albis Freiestrasse 6 8001 Zürich Standortmarketing Tel. 043 333 55 66 8952 Schlieren Tel. 044 254 59 59 Stadthaus / Stadthausquai 17 www.knonauer-amt.ch Tel. 044 738 15 06 www.greaterzuricharea.ch 8022 Zürich www.schlieren.ch Tel. 044 412 36 33 www.zurichlocation.ch Mr Christoph Lang www.zuerichstandort.ch Standortförderung glow.das Glattal Europastr. 19 8162 Glattbrugg Tel. 044 809 21 16 www.glow.ch

Impressum·Published in 2008 by the Department of Public Economy of the Canton of Zurich·Office for Economy and Labour·Economic Development Walchestrasse 19·8090 Zurich·Phone 043 259 26 13·Fax 043 259 51 71·Mail: [email protected]·www.location.zh.ch·© Department of Public Economy of the Canton of Zurich Text and editing: Christian Rintelen, Zürich·Design: www.editorial-design.ch·Photographs: Beatrice Künzi-Rohner, Zurich, Michael Sengers, Zurich (www.sengers.ch), Zurich Tourismus Printing: Kantonale Drucksachen- und Materialzentrale Zurich (kdmz)