Annual Impact Report Contents
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Credit Union Guidebook
Retail Impact Investing A GUIDEBOOK FOR CANADIAN CREDIT UNIONS FOREWORD Impact investing has the potential to be a growth opportunity and differentiator for the Canadian credit union sector. Today, impact investment options exist primarily for institutional and accredited investors. The opportunities for everyday investors to generate a return, while generating positive impact, are limited – this, despite evidence of market interest led by millennials and others. Credit unions are well positioned to tap into this opportunity. A core part of their mission is to ensure the financial, social and environmental well-being of the communities they serve: a mission that is aligned with the principles of impact investing. We see this Guidebook as a tangible resource to help credit unions address a marketplace gap and empower members to make investments that will have demonstrable, positive impacts in their communities. The Guidebook offers credit unions of all sizes and at all stages of their social responsibility journey actionable ideas of how to create and deploy retail impact investment products for their members. The guide also points to recommendations that the credit union sector as a whole can undertake. The Canadian Credit Union Association (CCUA) is committed to working with credit unions to explore how these recommendations can be advanced. We welcome your ideas and feedback - contact us at www.impactinvesting.ca/contact. CCUA is proud to have partnered with Purpose Capital, Employment and Social Development Canada, as well as a number of interested credit unions, to develop and share the research in this Guidebook. We want to extend our gratitude to Affinity Credit Union, Alterna Savings and Credit Union, Assiniboine Credit Union, Conexus Credit Union, DUCA Financial Services Credit Union, Libro Credit Union, Mennonite Savings & Credit Union, Meridian Credit Union, Servus Credit Union and Vancity Credit Union for their support and contribution to the development of this Guidebook. -
Meewasin Annual Report 2010-2011
Annual Report Celebrating the Meewasin Valley Other significant successes in 2010-2011 include: Message from the Chair and CEO • Began major work to complete the wetland area at River Landing 1 including the river garden water Meewasin has completed 32 years of stewardship in feature to be installed this summer. the valley with successes in all areas of our mandate. • Worked on a trail in River Landing 2 including a Meewasin is unique in North America, a resource that connection from Avenue B back to the Farmers’ is considered by the people of Saskatoon and area to be Chair, Jack Vicq Market area. Completion of the backshore work in one of the single biggest contributors to our quality of this area awaits final installation of the sanitary life. We feel humbled by the responsibility. sewer. We received excellent support for special projects from Developed a new trail at the Water Treatment Plant. the public and private sector this year. With help from • We plan some more backshore work this year but all orders of government, corporate and the general completion depends on improvements to the facility public we were successful this year in raising $700,000 itself. to build the new Cameco Meewasin Skating Rink at PotashCorp Plaza, including permanent washrooms • Completed resource management work at Beaver Creek Conservation Area and the Northeast Swale. CEO, Susan Lamb and a trail connection from Spadina Crescent to the This latter work will be a focus of our resource Meewasin Trail (to be completed this summer of 2011). management plans for 2011-2012. -
“NO MORE” Ending Sex Trafficking in Canada
“NO MORE” Ending Sex-Trafficking In Canada Report of the National Task Force on Sex Trafficking of Women and Girls in Canada commissioned by the Canadian Women’s Foundation Fall 2014 2 Report of the National Task Force on Sex Trafficking of Women and Girls in Canada “ True equality for women and girls will not be achieved until all forms of violence, including sexual exploitation and sex trafficking, are eradicated. This will require a broad perspective and action taken in all sectors and in a wide range of policy areas. The results will reflect a stronger nation whose political, social and economic inequalities are minimized and where human rights and the possibility for everyone to succeed to their greatest potential is achieved.” The Task Force on Trafficking of Women and Girls in Canada Report of the National Task Force 3 on Sex Trafficking of Women and Girls in Canada This report summarizes the findings and recommendations of the Task Force on Trafficking of Women and Girls in Canada. The Task Force was created and funded by the Canadian Women’s Foundation to investigate the nature and extent of sex trafficking in Canada, and to recommend a national anti-trafficking strategy to inform the work of the Canadian Women’s Foundation. The findings and recommendations contained in this report were developed to assist the Canadian Women’s Foundation in creating its own five-year national anti-trafficking strategy. It is also hoped the recommendations will inform and offer guidance to other stakeholders working in this area. The Canadian Women’s Foundation strategy to end sex trafficking is available at www.canadianwomen.org/trafficking The Canadian Women’s Foundation’s work on sex trafficking in Canada was made possible by a generous donation from the Estate of Ann Southam, a celebrated music composer and member of the Order of Canada, to support its work with women and girls in Canada. -
Registered Political Party's Fiscal Period Return AS REVIEWED
E-521 Form BBB Registered Political Party's The Election Act, 1996 Fiscal Period Return Section 250 ,'g1ecticmsl!3J! (Form E-522) (Oct 2017) AS REVIEWED The Saskatchewan Party Name of Registered Political Party December 31, 2019 For Fiscal Year Ending ,. II VE JUN 1 2 2020 at : INDEPENDENT AUDITORS' REPORT To The Saskatchewan Party Fund Inc. Chief Official Agent for The Saskatchewan Party for submission to the Chief Electoral Officer of Saskatchewan in accordance with Section 250(4) of The Election Act, 1996 Qualified Opinion We have audited the accompanying Registered Political Party's Fiscal Period Return [the "Return"] of The Saskatchewan Party, which comprises the summary of Contributions Part I and the summary of Expenditures - Part II for the fiscal period ending December 31, 2019. In our opinion, except for the possible effects of the matter described in the Basis for Qualified Opinion section of our report, the Return for the fiscal period ending December 31, 2019 is prepared, in all material respects, in accordance with the financial reporting provisions of section 250 of The Election Act, 1996 and the accounting guidelines and prescribed form issued by Elections Saskatchewan. Basis for QualifiedOpinion Due to the inherent nature of the transactions of registered political parties, the completeness of contributions and other revenue and expenses is not susceptible of satisfactory audit verification. Accordingly, our verification of these amounts was limited to the amounts recorded in the registered political party's accounting records and we were not able to determine whether any adjustments might be necessary to contributions and other revenue and expenses. -
Annual Report Board of Directors 2016–2017
WHEN SECONDS COUNT ROYAL UNIVERSITY HOSPITAL FOUNDATION 2016–2017 ANNUAL REPORT BOARD OF DIRECTORS 2016–2017 RUH Foundation 2016–2017 Board of Directors Back row (l-r) Vice Chair Don Neufeld, Executive Chairman, J&H Builder’s Warehouse; Executive Member at Large Robert Steane, Senior VP and COO, Cameco Corporation; Tyler Pochynuk, Director of Operations, Clark Roofing (1964) Ltd.; Kaylynn Schroeder, VP Corporate Services, West Wind Aviation; Nilesh Kavia, MBA, CPA, CMA, Executive VP of Operations, Affinity Credit Union; Past Chair Bryan Leverick, President, Alliance Energy Ltd.; Doug Osborn, Partner, MLT Aikens LLP; Mike McKague, Advisor, Precedence Private Wealth Front row (l-r) Dr. Karen Chad, VP Research, University of Saskatchewan; Dr. Daphne Taras, Past Dean and Professor, Edwards School of Business; Executive Member at Large Irene Boychuk, FCPA, FCA, Partner, EY LLP; Michael Smith, CPA, CA, Partner, Deloitte LLP; Sharon McDonald, Private Banker, RBC Wealth Management; Chair Dr. Paul Babyn, Joint Department Head of Medical Imaging for the Saskatoon Health Region and RUH Foundation Board of Directors University of Saskatchewan; Arla Gustafson, CEO REPORT OF THE VOLUNTEER CHAIR AND CEO Innovation is at the heart of our community Finding a Saskatchewan family without a connection to Royal University Hospital would not be easy. RUH is a pillar of healthcare innovation for this province and beyond, and is here 24 hours a day, 365 days a year anytime you or your loved ones need care. A tremendous thank you to you our donors, who contributed so generously to the $6.823 million raised in 2016–2017. Because of your generosity, our surgeons had the most advanced technology and equipment at hand to treat patients needing neurosurgery, neurology care and spine orthopedic surgery. -
Social Purpose Credit Union Self-Assessment
SOCIAL PURPOSE CREDIT UNION SELF-ASSESSMENT 2017 Credit unions are formalizing and focusing their ‘social purpose’ to better meet member needs, play a stronger role in fostering resilient and co-operative communities and grow their businesses. This tool was developed to help them in that effort. Using the language of corporate social responsibility (CSR), it guides credit unions through a process of considering the purpose and focus of their social role – which includes the environment and extends beyond traditional banking and co-operative roles. This tool was first commissioned by Libro Credit Union, based in Ontario, Canada, to assist them in their strategic planning. Libro engaged Coro Strandberg, President of Strandberg Consulting, to draft the tool based on best practices in social purpose in financial institutions and consultation with “CSR” and values- based banking practitioners in the Canadian credit union system. It also incorporates leading corporate practices from outside the financial services sector. University Federal Credit Union, based in Texas, US, subsequently engaged Coro Strandberg to update the tool to reflect best practices in the United States and globally. The Social Purpose Credit Union Self-Assessment is designed to assist in credit union strategic planning. It is a four-stage checklist of best, leading and next practices in CSR, social purpose and values-based banking in seven areas: governance, members, employees, community, environment, suppliers and business partners and the co-operative sector. Author: Coro Strandberg is a leading sustainability and corporate responsibility consultant, with over 25 years of experience advising credit unions and other companies on the design and implementation of community investment, CSR, and social purpose business models and strategies. -
THE INCIDENCE of HUMAN TRAFFICKING in ONTARIO Ontario Coalition Research Initiative
THE INCIDENCE OF HUMAN TRAFFICKING IN ONTARIO Ontario Coalition Research Initiative Authored by: Felicia Gabriele, Karlee Sapoznik, Anvar Serojitdinov and Elaine Williams Graphic Design by Taryn Plugers RESEARCH TEAM RESEARCH Contents of this report may not be reproduced without permission in writing from the authors. Copyright © June 2014. By Alliance Against Modern Slavery. All Rights Reserved. Page 2 // The Incidence of Human Trafficking in Ontario FELICIA GABRIELE Felicia Gabriele, BAH, MA, has a Master’s in History with concentrations in Slavery and Ab- olition, History of the British Empire, and Intellectual History. Her thesis, “Sense, Sensibil- ity, and Anti-Slavery: British Women’s Involvement in the Abolition of the Slave Trade,” fo- cused on the importance of women as anti-slavery writers, poets, consumers, and activists during the Age of Sensibility. These exceptional women inspired Felicia to fight modern slavery in her own day and age. She also holds a Bachelor’s degree in History and Politi- cal Science, with a minor in English Literature. Freedom of the individual is her favourite theme in both literature and in life. She continues to seek out opportunities that work towards this most important theme. KARLEE SAPOZNIK Karlee Sapoznik, BAH, MA, PhD (ABD) is an Adjunct Professor at Saint-Boniface University, and the President and Co-Founder of the Alliance Against Modern Slavery. She works with survivors, researches and publishes works on slavery in all of its forms, social justice and peace, human trafficking, human rights and development, transnational history, genocide and memory, women’s and gender history, the Holocaust and forced marriage. -
Human Trafficking Conference November 14, 2014 • Sorrento Retreat and Conference Centre, Sorrento, British Columbia, Canada Index of Presentations 1
International Anglican Women’s Network A An Official Network of the Anglican Communion Canada Human Trafficking Conference November 14, 2014 • Sorrento Retreat and Conference Centre, Sorrento, British Columbia, Canada Index of Presentations 1 Copyright Permissions ......................................................................................................... 2 Conference Poster ................................................................................................................. 3 Conference Presenters and Organizers ......................................................................... 4 The Rt. Rev’d Barbara Andrews - Welcome .................................................................... 6 The Rev’d Canon Dr. Alice Medcof, Conference Moderator .................................... 7 Conference YouTube video ................................................................................................... 8 The Honourable Joy Smith - Member of Parliament ................................................ 9 Connecting the Dots .................................................................................................. 11 Glendene Grant - Founder of MATH ................................................................................. 39 USER NOTE Missing! .............................................................................................................................. 40 When you download this Sister Nancy Brown ............................................................................................................... -
Affinity Credit Union Annual Report 2019 3
embracing opportunity Affinity Credit Union Annual Report 2019 AFFINITY CAMPUS 902 7th Avenue North Mail to : PO Box 1330 Saskatoon, SK S7K 3P4 affinitycu.ca Contents 3 From Our Chair and CEO 5 Shared Stories: Harold Chapman 6 2019 Highlights 8 Lending Services 8 Impact Lending 9 Wealth Strategy Options 10 Governance at Affinity 11 Our Board of Directors 12 Meeting Attendance 14 Our District Council Delegates 15 Director and Delegate Pay 16 Our Executive Team 17 Executive Pay 18 Working at Affinity 19 Engaging Employees 20 Donations, Sponsorships and Scholarships 21 Affinity’s Support of LGBTQ2S+ Community 22 Our Funding Focus 23 More on Our Focus Areas 26 Management Discussion and Analysis 42 Summary Consolidated Financial Information All deposits held at Affinity Credit Union are fully guaranteed by the Credit Union Deposit Guarantee Corporation. The Corporation was the first deposit guarantor in Canada and has successfully guaranteed deposits held in Saskatchewan credit unions since 1953. For more information about the Corporation and the guarantee, talk to any one of our employees or visit cudgc.sk.ca. We love that Affinity is local, member-owned and we’re not paying profits to shareholders. They’re in our community and they give back to our community. —Russ Neufeld, owner of Neufeld Sand & Gravel Mark Lane, CEO and Scott Flavel, Board Chair Our ultimate goal is that members value the relationship they have with their credit union, so we want to ensure every interaction they have with us is remarkable & memorable. From Our Chair and CEO With the close of 2019, we reflect on a year of from any one of our locations in Regina. -
Sexual Trafficking in the Canadian Context: Exploring the Political Landscape, Examining Discourse, and Identifying Health Issues Among Women with Lived Experience
Western University Scholarship@Western Electronic Thesis and Dissertation Repository 11-8-2012 12:00 AM Sexual Trafficking in the Canadian Context: Exploring theolitical P Landscape, Examining Discourse, and Identifying Health Issues among Women with Lived Experience Hoda Malakouti-Nejad The University of Western Ontario Supervisor Dr Treena Orchard The University of Western Ontario Graduate Program in Health and Rehabilitation Sciences A thesis submitted in partial fulfillment of the equirr ements for the degree in Master of Science © Hoda Malakouti-Nejad 2012 Follow this and additional works at: https://ir.lib.uwo.ca/etd Part of the Medicine and Health Sciences Commons Recommended Citation Malakouti-Nejad, Hoda, "Sexual Trafficking in the Canadian Context: Exploring theolitical P Landscape, Examining Discourse, and Identifying Health Issues among Women with Lived Experience" (2012). Electronic Thesis and Dissertation Repository. 960. https://ir.lib.uwo.ca/etd/960 This Dissertation/Thesis is brought to you for free and open access by Scholarship@Western. It has been accepted for inclusion in Electronic Thesis and Dissertation Repository by an authorized administrator of Scholarship@Western. For more information, please contact [email protected]. SEXUAL TRAFFICKING IN THE CANADIAN CONTEXT: EXPLORING THE POLITICAL LANDSCAPE, EXAMINING DISCOURSE, AND IDENTIFYING HEALTH ISSUES AMONG WOMEN WITH LIVED EXPERIENCE (Spine title: Sexual Trafficking) (Thesis format: Monograph) by Hoda Malakouti-Nejad Graduate Program in Health and Rehabilitation Sciences A thesis submitted in partial fulfillment of the requirements for the degree of Master of Science The School of Graduate and Postdoctoral Studies The University of Western Ontario London, Ontario, Canada © Hoda Malakouti-Nejad 2012 THE UNIVERSITY OF WESTERN ONTARIO School of Graduate and Postdoctoral Studies CERTIFICATE OF EXAMINATION Supervisor Examiners ______________________________ ______________________________ Dr. -
Efinance ENABLERS: EFFICIENTLY MOVING the BUCK
REVISED 10-19-00 eFINANCE ENABLERS: EFFICIENTLY MOVING THE BUCK Jeffery B. Baker [email protected] 415.551.8600 Stephen A. Laws [email protected] REVISED 10-19-00 eFinance Enablers: Efficiently Moving the Buck TABLE OF CONTENTS Executive Summary....................................................................................... 3 Industry Report.............................................................................................. 6 Initiating Coverage ...................................................................................... 36 CheckFree Holdings (CKFR)....................................................................................... 37 The InterCept Group (ICPT) ....................................................................................... 48 S1 Corp. (SONE)......................................................................................................... 58 Company Profiles ....................................................................................... 72 Financial Enterprise Enablers ...................................................................................... 73 Electronic Bill Presentment and Payment..................................................................... 91 Data Processors ......................................................................................................... 111 Payment Processors ................................................................................................... 118 Payment Enablers ..................................................................................................... -
JOHNSON-THESIS.Pdf
The Role of Governance in Balancing Conflicting Institutional Logics in a Canadian Credit Union A Thesis Submitted to the College of Graduate Studies and Research In Partial Fulfillment of the Requirements for the Degree of Master of Public Policy in the Johnson-Shoyama Graduate School of Public Policy University of Saskatchewan Saskatoon By Kathleen J. Johnson Copyright Kathleen Joanne Johnson, December, 2015. All rights reserved. PERMISSION TO USE In presenting this thesis in partial fulfillment of the requirements for a Master’s degree from the University of Saskatchewan, I agree that the Libraries of this University may make it freely available for inspection. I further agree that permission for copying of this thesis in any manner, in whole or in part, for scholarly purposes may be granted by the professor or professors who supervised my thesis work or, in their absence, by the Head of the Department in which my thesis work was done. It is understood that any copying or publication or use of this thesis or parts thereof for financial gain shall not be allowed without my written permission. It is also understood that due recognition shall be given to me and to the University of Saskatchewan in any scholarly use which may be made of any material in my thesis. DISCLAIMER Reference in this thesis to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by the University of Saskatchewan. The views and opinions of the author expressed herein do not state or reflect those of the University of Saskatchewan, and shall not be used for advertising or product endorsement purposes.