Annual Report Board of Directors 2016–2017
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2016-17-Saskatoon Health Region Annual Report
Appendices to Annual Report • Auditor’s Report • Financial Statements • Transfer List • Supplier List • Employee Earnings Saskatoon Health Region Annual Report 2016-2017 33 Auditor’s Report & Financial Statements Consolidated Financial Statements of SASKATOON REGIONAL HEALTH AUTHORITY Year ended March 31, 2017 Saskatoon Health Region Annual Report 2016-2017 34 KPMG LLP 500-475 2nd Avenue South Saskatoon Saskatchewan S7K 1P4 Canada Tel (306) 934-6200 Fax (306) 934-6233 INDEPENDENT AUDITORS' REPORT To the Authority Members We have audited the accompanying consolidated financial statements of Saskatoon Regional Health Authority, which comprise the consolidated statement of financial position as at March 31, 2017, consolidated statements of operations, consolidated statement of remeasurement gains and losses, consolidated statement of changes in fund balances and consolidated statement of cash flows for the year then ended, and notes, comprising a summary of significant accounting policies and other explanatory information. Management’s Responsibility for the Consolidated Financial Statements Management is responsible for the preparation and fair presentation of these consolidated financial statements in accordance with Canadian public sector accounting standards, and for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express an opinion on these consolidated financial statements based on our audit. We conducted our audit in accordance with Canadian generally accepted auditing standards. Those standards require that we comply with ethical requirements and plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free from material misstatement. -
Credit Union Guidebook
Retail Impact Investing A GUIDEBOOK FOR CANADIAN CREDIT UNIONS FOREWORD Impact investing has the potential to be a growth opportunity and differentiator for the Canadian credit union sector. Today, impact investment options exist primarily for institutional and accredited investors. The opportunities for everyday investors to generate a return, while generating positive impact, are limited – this, despite evidence of market interest led by millennials and others. Credit unions are well positioned to tap into this opportunity. A core part of their mission is to ensure the financial, social and environmental well-being of the communities they serve: a mission that is aligned with the principles of impact investing. We see this Guidebook as a tangible resource to help credit unions address a marketplace gap and empower members to make investments that will have demonstrable, positive impacts in their communities. The Guidebook offers credit unions of all sizes and at all stages of their social responsibility journey actionable ideas of how to create and deploy retail impact investment products for their members. The guide also points to recommendations that the credit union sector as a whole can undertake. The Canadian Credit Union Association (CCUA) is committed to working with credit unions to explore how these recommendations can be advanced. We welcome your ideas and feedback - contact us at www.impactinvesting.ca/contact. CCUA is proud to have partnered with Purpose Capital, Employment and Social Development Canada, as well as a number of interested credit unions, to develop and share the research in this Guidebook. We want to extend our gratitude to Affinity Credit Union, Alterna Savings and Credit Union, Assiniboine Credit Union, Conexus Credit Union, DUCA Financial Services Credit Union, Libro Credit Union, Mennonite Savings & Credit Union, Meridian Credit Union, Servus Credit Union and Vancity Credit Union for their support and contribution to the development of this Guidebook. -
Meewasin Annual Report 2010-2011
Annual Report Celebrating the Meewasin Valley Other significant successes in 2010-2011 include: Message from the Chair and CEO • Began major work to complete the wetland area at River Landing 1 including the river garden water Meewasin has completed 32 years of stewardship in feature to be installed this summer. the valley with successes in all areas of our mandate. • Worked on a trail in River Landing 2 including a Meewasin is unique in North America, a resource that connection from Avenue B back to the Farmers’ is considered by the people of Saskatoon and area to be Chair, Jack Vicq Market area. Completion of the backshore work in one of the single biggest contributors to our quality of this area awaits final installation of the sanitary life. We feel humbled by the responsibility. sewer. We received excellent support for special projects from Developed a new trail at the Water Treatment Plant. the public and private sector this year. With help from • We plan some more backshore work this year but all orders of government, corporate and the general completion depends on improvements to the facility public we were successful this year in raising $700,000 itself. to build the new Cameco Meewasin Skating Rink at PotashCorp Plaza, including permanent washrooms • Completed resource management work at Beaver Creek Conservation Area and the Northeast Swale. CEO, Susan Lamb and a trail connection from Spadina Crescent to the This latter work will be a focus of our resource Meewasin Trail (to be completed this summer of 2011). management plans for 2011-2012. -
Diabetes Directory
Saskatchewan Diabetes Directory February 2015 A Directory of Diabetes Services and Contacts in Saskatchewan This Directory will help health care providers and the general public find diabetes contacts in each health region as well as in First Nations communities. The information in the Directory will be of value to new or long-term Saskatchewan residents who need to find out about diabetes services and resources, or health care providers looking for contact information for a client or for themselves. If you find information in the directory that needs to be corrected or edited, contact: Primary Health Services Branch Phone: (306) 787-0889 Fax : (306) 787-0890 E-mail: [email protected] Acknowledgement The Saskatchewan Ministry of Health acknowledges the efforts/work/contribution of the Saskatoon Health Region staff in compiling the Saskatchewan Diabetes Directory. www.saskatchewan.ca/live/health-and-healthy-living/health-topics-awareness-and- prevention/diseases-and-disorders/diabetes Table of Contents TABLE OF CONTENTS ........................................................................... - 1 - SASKATCHEWAN HEALTH REGIONS MAP ............................................. - 3 - WHAT HEALTH REGION IS YOUR COMMUNITY IN? ................................................................................... - 3 - ATHABASCA HEALTH AUTHORITY ....................................................... - 4 - MAP ............................................................................................................................................... -
Registered Political Party's Fiscal Period Return AS REVIEWED
E-521 Form BBB Registered Political Party's The Election Act, 1996 Fiscal Period Return Section 250 ,'g1ecticmsl!3J! (Form E-522) (Oct 2017) AS REVIEWED The Saskatchewan Party Name of Registered Political Party December 31, 2019 For Fiscal Year Ending ,. II VE JUN 1 2 2020 at : INDEPENDENT AUDITORS' REPORT To The Saskatchewan Party Fund Inc. Chief Official Agent for The Saskatchewan Party for submission to the Chief Electoral Officer of Saskatchewan in accordance with Section 250(4) of The Election Act, 1996 Qualified Opinion We have audited the accompanying Registered Political Party's Fiscal Period Return [the "Return"] of The Saskatchewan Party, which comprises the summary of Contributions Part I and the summary of Expenditures - Part II for the fiscal period ending December 31, 2019. In our opinion, except for the possible effects of the matter described in the Basis for Qualified Opinion section of our report, the Return for the fiscal period ending December 31, 2019 is prepared, in all material respects, in accordance with the financial reporting provisions of section 250 of The Election Act, 1996 and the accounting guidelines and prescribed form issued by Elections Saskatchewan. Basis for QualifiedOpinion Due to the inherent nature of the transactions of registered political parties, the completeness of contributions and other revenue and expenses is not susceptible of satisfactory audit verification. Accordingly, our verification of these amounts was limited to the amounts recorded in the registered political party's accounting records and we were not able to determine whether any adjustments might be necessary to contributions and other revenue and expenses. -
Social Purpose Credit Union Self-Assessment
SOCIAL PURPOSE CREDIT UNION SELF-ASSESSMENT 2017 Credit unions are formalizing and focusing their ‘social purpose’ to better meet member needs, play a stronger role in fostering resilient and co-operative communities and grow their businesses. This tool was developed to help them in that effort. Using the language of corporate social responsibility (CSR), it guides credit unions through a process of considering the purpose and focus of their social role – which includes the environment and extends beyond traditional banking and co-operative roles. This tool was first commissioned by Libro Credit Union, based in Ontario, Canada, to assist them in their strategic planning. Libro engaged Coro Strandberg, President of Strandberg Consulting, to draft the tool based on best practices in social purpose in financial institutions and consultation with “CSR” and values- based banking practitioners in the Canadian credit union system. It also incorporates leading corporate practices from outside the financial services sector. University Federal Credit Union, based in Texas, US, subsequently engaged Coro Strandberg to update the tool to reflect best practices in the United States and globally. The Social Purpose Credit Union Self-Assessment is designed to assist in credit union strategic planning. It is a four-stage checklist of best, leading and next practices in CSR, social purpose and values-based banking in seven areas: governance, members, employees, community, environment, suppliers and business partners and the co-operative sector. Author: Coro Strandberg is a leading sustainability and corporate responsibility consultant, with over 25 years of experience advising credit unions and other companies on the design and implementation of community investment, CSR, and social purpose business models and strategies. -
Affinity Credit Union Annual Report 2019 3
embracing opportunity Affinity Credit Union Annual Report 2019 AFFINITY CAMPUS 902 7th Avenue North Mail to : PO Box 1330 Saskatoon, SK S7K 3P4 affinitycu.ca Contents 3 From Our Chair and CEO 5 Shared Stories: Harold Chapman 6 2019 Highlights 8 Lending Services 8 Impact Lending 9 Wealth Strategy Options 10 Governance at Affinity 11 Our Board of Directors 12 Meeting Attendance 14 Our District Council Delegates 15 Director and Delegate Pay 16 Our Executive Team 17 Executive Pay 18 Working at Affinity 19 Engaging Employees 20 Donations, Sponsorships and Scholarships 21 Affinity’s Support of LGBTQ2S+ Community 22 Our Funding Focus 23 More on Our Focus Areas 26 Management Discussion and Analysis 42 Summary Consolidated Financial Information All deposits held at Affinity Credit Union are fully guaranteed by the Credit Union Deposit Guarantee Corporation. The Corporation was the first deposit guarantor in Canada and has successfully guaranteed deposits held in Saskatchewan credit unions since 1953. For more information about the Corporation and the guarantee, talk to any one of our employees or visit cudgc.sk.ca. We love that Affinity is local, member-owned and we’re not paying profits to shareholders. They’re in our community and they give back to our community. —Russ Neufeld, owner of Neufeld Sand & Gravel Mark Lane, CEO and Scott Flavel, Board Chair Our ultimate goal is that members value the relationship they have with their credit union, so we want to ensure every interaction they have with us is remarkable & memorable. From Our Chair and CEO With the close of 2019, we reflect on a year of from any one of our locations in Regina. -
Efinance ENABLERS: EFFICIENTLY MOVING the BUCK
REVISED 10-19-00 eFINANCE ENABLERS: EFFICIENTLY MOVING THE BUCK Jeffery B. Baker [email protected] 415.551.8600 Stephen A. Laws [email protected] REVISED 10-19-00 eFinance Enablers: Efficiently Moving the Buck TABLE OF CONTENTS Executive Summary....................................................................................... 3 Industry Report.............................................................................................. 6 Initiating Coverage ...................................................................................... 36 CheckFree Holdings (CKFR)....................................................................................... 37 The InterCept Group (ICPT) ....................................................................................... 48 S1 Corp. (SONE)......................................................................................................... 58 Company Profiles ....................................................................................... 72 Financial Enterprise Enablers ...................................................................................... 73 Electronic Bill Presentment and Payment..................................................................... 91 Data Processors ......................................................................................................... 111 Payment Processors ................................................................................................... 118 Payment Enablers ..................................................................................................... -
JOHNSON-THESIS.Pdf
The Role of Governance in Balancing Conflicting Institutional Logics in a Canadian Credit Union A Thesis Submitted to the College of Graduate Studies and Research In Partial Fulfillment of the Requirements for the Degree of Master of Public Policy in the Johnson-Shoyama Graduate School of Public Policy University of Saskatchewan Saskatoon By Kathleen J. Johnson Copyright Kathleen Joanne Johnson, December, 2015. All rights reserved. PERMISSION TO USE In presenting this thesis in partial fulfillment of the requirements for a Master’s degree from the University of Saskatchewan, I agree that the Libraries of this University may make it freely available for inspection. I further agree that permission for copying of this thesis in any manner, in whole or in part, for scholarly purposes may be granted by the professor or professors who supervised my thesis work or, in their absence, by the Head of the Department in which my thesis work was done. It is understood that any copying or publication or use of this thesis or parts thereof for financial gain shall not be allowed without my written permission. It is also understood that due recognition shall be given to me and to the University of Saskatchewan in any scholarly use which may be made of any material in my thesis. DISCLAIMER Reference in this thesis to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by the University of Saskatchewan. The views and opinions of the author expressed herein do not state or reflect those of the University of Saskatchewan, and shall not be used for advertising or product endorsement purposes. -
Guidelines for the Management of Exposure to Blood and Body Fluids
Guidelines for the Management of Exposures to Blood and Body Fluids Acknowledgements October, 2013 Page 1 of 1 These guidelines have been updated from those developed in January 2004. Members of the working group who participated in updating these guidelines are: Dr. Saqib Shahab, Deputy Chief Medical Health Officer, Saskatchewan Ministry of Health Dr. Stuart Skinner, Infectious Diseases, Royal University Hospital Dr. Johnmark Opondo, Deputy Medical Health Officer, Saskatoon Health Region Dr. Maurice Hennink, Deputy Medical Health Officer, Regina Qu’Appelle Health Region Dr. Brenda Cholin, Medical Health Officer, Prairie North Health Region Dr. Mark Vooght, Medical Health Officer, Five Hills Health Region Dr. Stephen Helliar, Family Physician, Saskatoon Community Clinic - Westside Dr. Linda Sulz, Pharmacy Manager, Strategic Initiatives, c/o Regina General Hospital, Regina Qu’Appelle Health Region Sherry Herbison, Occupational Health Nurse, Regina General Hospital, Regina Qu’Appelle Health Region Deana Nahachewsky, Regional Communicable Disease Coordinator, First Nations and Inuit Health Branch Jerry Bell, Manager, Emergency Pasqua Site, Regina Qu’Appelle Health Region Lisa Lockie, HIV/BBP/IDU Consultant, Saskatchewan Ministry of Health Lisa Haubrich, Communicable Disease Consultant, Saskatchewan Ministry of Health Christine McDougall, Public Health Agency of Canada HIV Field Surveillance Officer, Saskatchewan Ministry of Health Guidelines for the Management of Exposure to Blood and Body Fluids Guidelines for the Management of Exposures -
January 2016 Volume 25 Number 1
January 2016 Volume 25 Number 1 Recognition Banquet Sometimes it happens that the most 60 million hours of work time. If on average profound things are the most simple and each employee did something good only ten obvious, but only if we pay attention. times an hour (a conservative estimate, to be Take the word “recognize”, for example, in sure) this represents well over half a billion the sense of offering someone recognition. good things done. Really, the word simply means, “to know When you think about the good experience again”. produced by just one single act of goodness, In giving a small gift to recognize what the amount of goodness represented by this someone has done for us, we are saying, “I number is quite overwhelming. really did notice and appreciate what you did So just how does one recognize this? How for me.” But it is deeper than that. When we can we possibly re-know it? offer the gift, we are “knowing again” the joy of Sometimes the most profound things in life what we have received in the first place. are the most simple ones. Perhaps a simple In both instances, however — the initial act “Thank-you”, sincerely offered in full and the re-knowing or recognition — it is awareness, is the only appropriate response. necessary to pay attention. And this requires Thank you. first, however briefly, that we simply stop. Stop -- Brian Zimmer, thinking about other things. Stop doing Director of Mission something else that requires our attention. Stop wishing we had something else right now that would make us happy. -
Credit Union Social Purpose Self-Assessment - 2016
Credit Union Social Purpose Self-Assessment - 2016 Social Purpose Banking Objectives Canadian credit unions are clarifying their social purpose to better meet member needs, play a stronger role in The purpose of conducting a Social Purpose Assessment is: fostering resilient and co-operative communities and grow their businesses. This tool was developed to help them in that effort. Using the language of corporate social responsibility (CSR), it guides credit unions through a • Current state: To understand your current “CSR” practice along a continuum of social process of considering the purpose and focus of their social role – which includes the environment and extends purpose and impact – to find out how much you are currently doing beyond traditional banking roles. • Opportunities: To identify strengths, gaps and opportunities your credit union could prioritize in its CSR strategy This tool was commissioned by Libro Credit Union to assist them in their strategic planning. Libro engaged • Education: To educate functional leaders on the meaning and implications of CSR and social Coro Strandberg, Principal of Strandberg Consulting, to draft the tool based on best practices in social purpose purpose with regard to their functions, the credit union, employees, members and other banking and finance and consultation with “CSR” and values-based banking practitioners in the Canadian stakeholders credit union system. Completing this tool will provide you with the following insights: The Credit Union Social Purpose Banking Self-Assessment is designed to assist in credit union strategic • Governance: Your current core CSR philosophy, business model and view of profit generation, planning. It is a four-stage checklist of best, leading and next practices in CSR, social purpose and values- and the degree to which social purpose is embedded in your governance and management based banking in seven areas; governance, members, employees, community, environment, suppliers and systems business partners and the co-operative sector.