Institutions Exempt from the Debit Card Interchange Standards
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Safeguard Yourself. Identity Theft Recovery
Safeguard Yourself. Identity Theft Recovery Kit Identity Theft FAQ What is Identity Theft? Identity Theft is the act of using personally identifying information such as name, date of birth (DOB), Social Security Number (SSN) or an account number to gain unlawful access to information or funds. The Federal Trade Commission (FTC) estimates that as many as 9,000,000 Americans have their identities stolen annually. How could my identity have been compromised? Criminals employ a variety of methods to steal personally identifying information. • Rummaging through garbage for discarded tax, employment or account paperwork • Theft of personal information during a home invasion • Remote attacks on your computer (aka Phishing) • Remote attacks through your phone using text messages (aka SMShing) This is a perfect opportunity to examine how you store sensitive information in your home, on your computer and on your phone. Why was my identity stolen? What will the criminals do with this information? A stolen identity may be used to: • Apply for credit cards, auto loans and other loans • Open new bank accounts • Establish utilities such as electricity, water or cell phone service • Apply for medical or government benefits • File false information on a tax return and receive an improper refund Who is committing these crimes? What is being done about it? The fraudsters perpetrating these crimes range from amateurs to sophisticated organized crime syndicates. Identity Theft costs Americans billions of dollars annually and is investigated by various federal agencies such as the FTC, FBI and IRS. When should I take steps to respond to identity theft and protect my information? Immediately! Identity Theft can be a frightening and stressful event but delaying appropriate action will make matters worse. -
State of the Soutern States
72 NEW SOUTH/FALU1968 STATE OF THE SOUTHERN STATES This round-up of events, developments and trends in civil rights, justice, politics, employment and other aspects of southern change, advancement and setback, comes from the Southern Regional Council staff and professional reporters. ALABAMA The three-judge federal court which dom of choice and institute a system of supervises Alabama's statewide school de zoning, consolidation, or pairing in order segregation suit rejected on October 18 to end the dual school system. pleas from both Gov. Albert Brewer and Meanwhile, Mobile schools-which are the Alabama Education Association, which not covered by the statewide desegrega represents most of the state's 21,000 white tion order but are under a separate suit teachers, to modify an order of August 28 enrolled 2,800 Negro children in formerly directing 76 school systems to carry out white schools and 253 white children in extensive faculty and pupil desegregation. formerly all-Negro schools. This compares Governor Brewer arg ued that the with 632 Negro children who enrolled in court's order imposed " an impossible formerly all-white schools last year. The task" on local school superintendents and Mobile school system, the state's largest urged local officials not to cooperate with with 75,000 pupils, is operating under a the Justice Department, which he called limited zoning plan to achieve desegre "our adversary." gation. The court found, however, that 57 of Also on the education front, Gov. the 76 school districts had already com Brewer gave the teachers a four per cent plied with the court's directives or had pay raise as the new school year began. -
Credit Union Guidebook
Retail Impact Investing A GUIDEBOOK FOR CANADIAN CREDIT UNIONS FOREWORD Impact investing has the potential to be a growth opportunity and differentiator for the Canadian credit union sector. Today, impact investment options exist primarily for institutional and accredited investors. The opportunities for everyday investors to generate a return, while generating positive impact, are limited – this, despite evidence of market interest led by millennials and others. Credit unions are well positioned to tap into this opportunity. A core part of their mission is to ensure the financial, social and environmental well-being of the communities they serve: a mission that is aligned with the principles of impact investing. We see this Guidebook as a tangible resource to help credit unions address a marketplace gap and empower members to make investments that will have demonstrable, positive impacts in their communities. The Guidebook offers credit unions of all sizes and at all stages of their social responsibility journey actionable ideas of how to create and deploy retail impact investment products for their members. The guide also points to recommendations that the credit union sector as a whole can undertake. The Canadian Credit Union Association (CCUA) is committed to working with credit unions to explore how these recommendations can be advanced. We welcome your ideas and feedback - contact us at www.impactinvesting.ca/contact. CCUA is proud to have partnered with Purpose Capital, Employment and Social Development Canada, as well as a number of interested credit unions, to develop and share the research in this Guidebook. We want to extend our gratitude to Affinity Credit Union, Alterna Savings and Credit Union, Assiniboine Credit Union, Conexus Credit Union, DUCA Financial Services Credit Union, Libro Credit Union, Mennonite Savings & Credit Union, Meridian Credit Union, Servus Credit Union and Vancity Credit Union for their support and contribution to the development of this Guidebook. -
Bank Code Finder
No Institution City Heading Branch Name Swift Code 1 AFRICAN BANKING CORPORATION LTD NAIROBI ABCLKENAXXX 2 BANK OF AFRICA KENYA LTD MOMBASA (MOMBASA BRANCH) AFRIKENX002 3 BANK OF AFRICA KENYA LTD NAIROBI AFRIKENXXXX 4 BANK OF BARODA (KENYA) LTD NAIROBI BARBKENAXXX 5 BANK OF INDIA NAIROBI BKIDKENAXXX 6 BARCLAYS BANK OF KENYA, LTD. ELDORET (ELDORET BRANCH) BARCKENXELD 7 BARCLAYS BANK OF KENYA, LTD. MOMBASA (DIGO ROAD MOMBASA) BARCKENXMDR 8 BARCLAYS BANK OF KENYA, LTD. MOMBASA (NKRUMAH ROAD BRANCH) BARCKENXMNR 9 BARCLAYS BANK OF KENYA, LTD. NAIROBI (BACK OFFICE PROCESSING CENTRE, BANK HOUSE) BARCKENXOCB 10 BARCLAYS BANK OF KENYA, LTD. NAIROBI (BARCLAYTRUST) BARCKENXBIS 11 BARCLAYS BANK OF KENYA, LTD. NAIROBI (CARD CENTRE NAIROBI) BARCKENXNCC 12 BARCLAYS BANK OF KENYA, LTD. NAIROBI (DEALERS DEPARTMENT H/O) BARCKENXDLR 13 BARCLAYS BANK OF KENYA, LTD. NAIROBI (NAIROBI DISTRIBUTION CENTRE) BARCKENXNDC 14 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PAYMENTS AND INTERNATIONAL SERVICES) BARCKENXPIS 15 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PLAZA BUSINESS CENTRE) BARCKENXNPB 16 BARCLAYS BANK OF KENYA, LTD. NAIROBI (TRADE PROCESSING CENTRE) BARCKENXTPC 17 BARCLAYS BANK OF KENYA, LTD. NAIROBI (VOUCHER PROCESSING CENTRE) BARCKENXVPC 18 BARCLAYS BANK OF KENYA, LTD. NAIROBI BARCKENXXXX 19 CENTRAL BANK OF KENYA NAIROBI (BANKING DIVISION) CBKEKENXBKG 20 CENTRAL BANK OF KENYA NAIROBI (CURRENCY DIVISION) CBKEKENXCNY 21 CENTRAL BANK OF KENYA NAIROBI (NATIONAL DEBT DIVISION) CBKEKENXNDO 22 CENTRAL BANK OF KENYA NAIROBI CBKEKENXXXX 23 CFC STANBIC BANK LIMITED NAIROBI (STRUCTURED PAYMENTS) SBICKENXSSP 24 CFC STANBIC BANK LIMITED NAIROBI SBICKENXXXX 25 CHARTERHOUSE BANK LIMITED NAIROBI CHBLKENXXXX 26 CHASE BANK (KENYA) LIMITED NAIROBI CKENKENAXXX 27 CITIBANK N.A. NAIROBI NAIROBI (TRADE SERVICES DEPARTMENT) CITIKENATRD 28 CITIBANK N.A. -
2021 Salary Projection Survey Summary
2021 Salary Projection Survey Insights on compensation trends expected in 2021 - Summary report 38th edition | September 2020 Table of contents 1 Introduction 2 Compensation consulting 3 Participant profile 6 Survey highlights 8 Historical base salary increase trend 9 Base salary 11 Salary structure 13 Survey participants 22 Notice 22 For more information Introduction The results presented in this report are an analysis of responses collected between July and August 2020 to the 38th edition of Morneau Shepell’s 2021 Salary Projection Survey. The data represents a broad cross-section of industries representing 889 organizations across Canada and provides data on actual salary budget increase percentages for the past and current years, along with projected increases for next year. • The report contains segmented data and a detailed analysis by Morneau Shepell’s compensation consultants. • Survey participation jumped over 75% on a year over year basis from 506 organizations participating in 2019, to 889 in 2020. Many of these organizations also participated in our 2020 Canadian Salary Surveys. • Survey data includes actual 2020 and projected 2021 base salary increases and salary structure adjustments. • Survey data is reported excluding zeros and including zeros (freezes) but does not include temporary rollbacks due to COVID-19. • Findings are summarized for non-unionized employees. • Statistical requirements applied to the data analysis include a minimum of three organizations for average/mean reported results, and a minimum of five organizations -
Richard Nixon Presidential Library and Museum Wilderness Years (1962 – 1968) Collection
Richard Nixon Presidential Library and Museum Wilderness Years (1962 – 1968) Collection Series I: Correspondence Sub-Series A: Alphabetical Box 1-39: Correspondence Files. 1963-1965. Sorted. (PPS 238) Box 40-48: Correspondence Files. 1966-1968. Sorted. (PPS 230) Sub-Series B: Social and Political Correspondence Box 1-6: Correspondence Files. Form and guide letters. 1960-1968. (PPS 243) Box 7-10: Correspondence File. Form Letter Answers. (PPS 231) Box 11-13: Correspondence Files. Outgoing correspondence files. ca. June 1961-Oct. 1962. (PPS 245) Box 14-21: Correspondence Files. Various files – Social and political correspondence. 1965- 1968. (PPS 247) Box 22-25: Correspondence Files. Anne Volz Higgins Personal, Social, Political Correspondence. 1967. (PPS 248) Box 26-32: Correspondence Files. Secretaries source file, Ann V. Higgins – form letters (1964- 1968). Materials compiled in three 3-ring notebooks. (PPS 250) Correspondence Files. Mailing lists and campaign thank yous. (PPS 250A) Box 33- :Correspondence Files. 1960-1968 Campaigns. X (extra) copies. – Arranged alphabetically. (PPS 246) Sub-Series C: Appearances and Invitations Box 1-4: Correspondence. Correspondence re: Appearances, Contributions, and Interviews. (PPS 227) Box 5: Correspondence relating to RN’s 1961-1962 schedule: California invitations, turn downs, and pending. (PPS 228) Box 6: Correspondence File. 1960-1964. (PPS 232) Box 7-14: Correspondence Files. Speaking invitations and turn downs. 1963-1967. (PPS 237) Box 15-18: Correspondence re: invitations. 1963-1967. Arranged by State (PPS 234) Box 19-20: Correspondence. College speaking invitations. 1963-1967. (PPS 229) Sub-Series D: Law Firms Box 1: Correspondence: Adams, Duque & Hazeltine (PPS 238) Box 2: Correspondence. 1963. -
Agency/Company Name Contact Name Phone Email 20Th
Agency/Company Name Contact Name Phone Email 20th District, Department of Texas, The American Legion Commander Walter Geraghty, 20th District (210) 684-4189 [email protected] African American Chamber of Commerce Xavier Toson, MBA (210) 819-4726 [email protected] Alamo Area Council of Governments AACOG Gregory Galloway (210) 362-5228 [email protected] Alamo Asian American Chamber of Commerce Elva Adams (210) 701-1889 [email protected] Alamo City Black Chamber of Commerce Adrienne Vann (210) 226-9055 [email protected] Alamo Colleges Ross Mitchell (210) 485-0127 [email protected] Alamo Heights Chamber of Commerce Robert Galindo (210) 822-7027 [email protected] Alamo Regional Mobility Authority Chris Trevino (210) 335-7076 [email protected] Alpha Building Corporation Valerie Meade (210) 767-0955 [email protected] American Subcontractors Association of SA Jennifer Swinney (210) 349-2105 [email protected] American GI Forum, National Veterans Outreach Program Inc. Ruben Figueroa (210) 354-4892 [email protected] Associated Builders and Contractors, Inc. Steven Schultz (210) 342-1994 [email protected] Associated General Contractors of South Texas Lee Taylor (210) 647-0151 [email protected] Austin Commercial Bianca Sandoval (214) 443-5806 [email protected] Bartlett Cocke General Contractors Kay Dorsey (210) 655-1031 [email protected] BBVA Compass Bank Mary P. Mahlie (210) 370-6029 [email protected] Bexar Appraisal District Mark Green (210) 242-2407 [email protected] -
Connecting with the FEB
COMMUNITYConnecting with the FEB. 2018 - FEB. 2019 | VOLUME 2 Connecting with the Community Feb. 2018 – Feb. 2019 Volume 2 Table of Contents Community ............................................................................................... Section 1 Executive Summary Stats Public Safety & Education CRU Customer Programs Fairs Council Districts 1 – 10 Suburban City Outreach Marketing & Comms Managed Accounts Citizens Advisory Committee Joint Base San Antonio Environmental Stakeholder Meetings ....................................................... Section 2 Executive Summary Meetings March 21, 2018 May 4, 2018 July 17, 2018 November 27, 2018 Marketing & Comms Table of Contents (continued) Technology Partnerships ............................................................................ Section 3 Executive Summary New Energy Economy Future of Energy Symposium City of the Future Global Lecture Series Smart SA Smart SA CEO Meetings EPIcenter Global Lecture Series III Marketing & Comms Education Outreach ................................................................................... Section 4 Executive Summary Stats Intern Programs Educational Alliance Marketing & Comms Board of Trustees Vacancy Information Sessions ....................................... Section 5 FY 2019 Events Marketing & Comms Executive Summary CONNECTING WITH THE COMMUNITY XYZ OVERVIEW: Our People First foundation remains at the forefront of all we do! Each year, for the last three years, we have continued to increase the level of our outreach to our Customers -
ANNUAL REPORT and Financial Statements
2014 ANNUAL REPORT and Financial Statements Contents1 Board members and committees 2 Senior Management and Management Committees 4 Corporate information 6 Corporate governance statement 8 Director’s report 10 Statement of directors’ responsibilities 11 Report of the independent auditors 12 Statement of profit or loss and other comprehensive income 13 Statement of financial position 14 Statement of changes in equity 15 Statement of cash flows 16 Notes to the financial statements 17 Board Members and Committees 2 Directors Mr. Akif H. Butt Ms. Shiru Mwangi Non Executive Director Non Executive Director Christine Sabwa Mr. Robert Shibutse Non Executive Director Executive Director Mr. Martin Ernest Mr. Abdulali Kurji Non Executive Director Non Executive Director Mr. Sammy A. S. Itemere Ms. Jacqueline Hinga Managing Director Head-Governance & Company Secretary Mr. Dan Ameyo, MBS, OGW - Chairman of the Board Mr. Dan Ameyo serves as the Chairman of Equatorial Commercial Bank Limited. He is a practicing advocate and legal consultant on trade and integration law in Kenya and within the East African Community and COMESA region. Mr. Ameyo serves as Director of Mumias Sugar Company Limited. He is an advocate of the High Court of Kenya, a member of the Law Society of Kenya (LSK) and a Fellow of the Chartered Institute of Arbitrators in London. He served as a State Counsel in the Attorney General’s chambers. He also served as the Post Master General and Chief Executive Officer of Postal Corporation of Kenya. Mr. Ameyo holds a Bachelor of Laws (LL.B) (Hons) Degree from the University of Nairobi and a Master of Laws (LL.M) from Queen Mary, University of London. -
Forbes Awards Westerra Best-In-State Designation
FOR IMMEDIATE RELEASE: August 5, 2020 Forbes Awards Westerra Best-In-State Designation DENVER, CO – Forbes has published its annual rankings of the Best In-State Banks and Credit Unions in the United States, naming Westerra among the top five credit unions in Colorado based upon trust, terms and conditions, branch services, digital services and financial advice. Forbes noted that during the global pandemic, banks and credit unions are helping customers with relief efforts and low-cost lending options—and that small and midsized financial institutions were some of the most active participants in the Small Business Administration’s Paycheck Protection Program helping small businesses nationwide retain staff and survive beyond the pandemic. To understand whose customers have the highest opinion of them, Forbes partnered with market research firm Statista for their annual look at the banks and credit unions in each state. Nearly 25,000 customers in the U.S. were surveyed for their opinions on their current and former banking relationships. Overall scores ranged from 74.8 to 95.6. Only 2.6% of all banks and 3.5% of all credit unions made the Best-In-State list. Forbes noted that the credit union nonprofit model puts customers first, resulting in higher levels of satisfaction. Denver-based Westerra Credit Union was recognized among Colorado’s top five with Ent Credit Union (Colorado Springs), Premier Members Credit Union (Boulder), Security Service Federal Credit Union (San Antonio, Texas) and Canvas Credit Union (Lone Tree). Three Colorado banks made the Best-In-State list: Alpine Bank (Glenwood Springs), First National Bank of Omaha (Omaha, Nebraska) and Bank of Colorado (Fort Collins). -
Meewasin Annual Report 2010-2011
Annual Report Celebrating the Meewasin Valley Other significant successes in 2010-2011 include: Message from the Chair and CEO • Began major work to complete the wetland area at River Landing 1 including the river garden water Meewasin has completed 32 years of stewardship in feature to be installed this summer. the valley with successes in all areas of our mandate. • Worked on a trail in River Landing 2 including a Meewasin is unique in North America, a resource that connection from Avenue B back to the Farmers’ is considered by the people of Saskatoon and area to be Chair, Jack Vicq Market area. Completion of the backshore work in one of the single biggest contributors to our quality of this area awaits final installation of the sanitary life. We feel humbled by the responsibility. sewer. We received excellent support for special projects from Developed a new trail at the Water Treatment Plant. the public and private sector this year. With help from • We plan some more backshore work this year but all orders of government, corporate and the general completion depends on improvements to the facility public we were successful this year in raising $700,000 itself. to build the new Cameco Meewasin Skating Rink at PotashCorp Plaza, including permanent washrooms • Completed resource management work at Beaver Creek Conservation Area and the Northeast Swale. CEO, Susan Lamb and a trail connection from Spadina Crescent to the This latter work will be a focus of our resource Meewasin Trail (to be completed this summer of 2011). management plans for 2011-2012. -
List of Financial Institutions Offering Locked-In Pension Products Issued: May 2, 2016
Superintendent’s List of Financial Institutions Offering Locked-In Pension Products Issued: May 2, 2016 This list is to be used for the purposes of sections 104-120, 105, 122-139, 141 and 162 of the Alberta Employment Pension Plans Regulation (154/2014, Consolidated up to 224/2014). The Financial Institutions that appear on this list, as indicated in bold typeface, have been acknowledged by the Superintendent to accept locked-in funds into the types of contracts indicated. The companies listed in regular typeface have been authorized by the Financial Institutions to accept locked-in funds on their behalf, and payments may be made directly to those listed agents. There may be institutions that have applied to appear on this list but whose application was still being processed at the time this list was updated. Please contact our office to verify the status of any Financial Institution with respect to this list. Questions may be directed to: Alberta Treasury Board and Finance Superintendent of Pensions #402, 9515 – 107 Street Edmonton, AB T5K 2C3 Phone: 780-427-8322 Fax: 780-422-4283 Email: [email protected] Website: www.finance.alberta.ca/business/pensions/ SUPERINTENDENT’S LIST OF FINANCIAL INSTITUTIONS OFFERING LOCKED-IN PENSION PRODUCTS BANKS LIRA LIF Canadian Western Bank 21-Dec-15 CIBC (Canadian Imperial Bank of Commerce) 1-Feb-07 23-Oct-07 HSBC Bank Canada 14-Sep-07 National Bank of Canada 11-Dec-07 Tangerine Bank 13-Nov-07 20-Jun-12 CREDIT UNIONS LIRA LIF BlueShore Financial Credit Union 29-Jun-07 29-Jun-07 Central 1