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CRAIN’S CUSTOM CONTENT

KAREN CASE LIZ HARTIGAN CONNELLY President - Commercial Real Estate, Managing Director; Head - Healthcare, MOST INFLUENTIAL CIBC U.S. Region Higher Education, Not-for-Profit CIBC Commercial Banking JPMorgan Chase

Karen Case oversees Liz Connelly leads WOMEN IN the CIBC groups that a business that is develop and manage national in scope and real estate finance and provides treasury, COMMERCIAL banking relationships credit and specialized with dynamic and industry solutions growing commercial to more than 3,000 real estate developers, investors, owners clients. Connelly took her model, BANKING and operators across the United States. which resulted in client relationships with She’s also a member of the U.S. Region nearly every leading hospital, university, Executive Committee and most recently major nonprofit and private foundation in served as president - commercial real the region, and successfully implemented CHICAGO estate, for The PrivateBank, which was it throughout the nation. Most recently acquired by CIBC in June 2017. Prior to she launched a new business unit for the joining The PrivateBank in 2007, Case firm: for-profit healthcare banking, which Welcome to the inaugural edition of Most Influential Women in was executive vice president for LaSalle is experiencing substantial growth. She Commercial Banking, a special custom content section from Crain’s Bank’s Commercial Real Estate team, leads of staff of over 500 banking and Custom Media. The 22 women featured alphabetically in these and most recently was responsible for service professionals across the country. pages represent an impressive cross-section of the Chicago-area serving real estate companies based in Connelly also serves as a director of the . She’s a member of CREW Chicago; Economic Club of Chicago, trustee for commercial banking community, many of whom have practiced with The Economic Club of Chicago; The Polk Bros. Foundation, Shedd Aquarium, distinction for decades. Executives’ Club of Chicago; Real Estate Harris Music and Dance Theater, Finance Forum; and is a Fellow, Class of Steppenwolf Theatre, and Catholic Every profile in this section is drawn from the nomination materials 1997, of Leadership Greater Chicago. She Extension. She is a member of the submitted, no banker paid to be featured, and the Crain’s Chicago serves on the board of directors for The Executives’ Club of Chicago and chair of Chicago Network; Community Investment the Chicago Network. In addition, Connelly Business newsroom was not involved in creating this content. Corporation; International Council of serves as an executive sponsor to several Because this honor is bestowed only upon bankers for whom Shopping Centers; Juvenile Diabetes employee networking groups in the CongratulationsCongratulationsCongratulations to to Our Our Bankers, Bankers, to Our Bankers, nominations were submitted, this year’s list is not comprehensive. Research Foundation (JDRF), Illinois bank’s Chicago offices. We trust that as this Most Influential list becomes a new tradition in Chapter as well as JDRF International; the Chicago banking community, the pool of potential honorees will Rush University Medical Center; and RitaRita Sola Sola Cook Cook and Ritaand Renée SolaRenée Cook Metcalf, Metcalf, and RecipientsRenée Recipients Metcalf, Recipientscontinue to grow. Meanwhile, enjoy reading about the achievements TimeLine Theatre. of what is a truly impressive first class, and please join us in ofof Crain Crain’s’s Custom Customof Media Crain’sMedia MostMostCustom InfluentialIn luentialMedia Most WomenWomen Influential congratulatingWomen them. inin Commercial Commercial Banking Bankingin Commercial in in Chicago Chicago Banking in Chicago

OurOur Chicago Chicago Bank Bank of of America America MerrillOur Merrill Chicago Lynch Lynch family Bank family ofproudly proudlyAmerica salutes salutes Merrill Lynch family proudly salutes RitaRita and and Renée Renée for for this this recognition. recognition.Rita andWe We honorRenée honor them for them this for for recognition. their their leadership leadership We honor them for their leadership andand commitment. commitment. Both Both women women andexemplify exemplify commitment. the the qualities qualities Both thatwomen that define define exemplify our our the qualities that define our culture:culture: integrity, integrity, creativity, creativity, client clientculture: advocacy advocacy integrity, and and teamwork. creativity, teamwork. client advocacy and teamwork.

ThankThank you you Rita Rita and and Renée Renée for for yourThank your inspiration inspiration you Rita —and — and Renéeand your your for work work your in ininspirationadvancing advancing — and your work in advancing diversitydiversity and and inclusion inclusion in inChicago Chicagodiversity and and beyond! beyond!and inclusion in Chicago and beyond!

PaulPaul Lambert Lambert Paul Lambert ChicagoChicago Market Market President President Chicago Market President BankBank of ofAmerica America Bank of America

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BOA_ML REVISED.indd 1 11/17/17 1:50 PM CRAIN’S CUSTOM CONTENT MOST INFLUENTIAL WOMEN IN COMMERCIAL BANKING - CHICAGO

RITA SOLA COOK LINDSAY Y. CORBY JUNE COURTNEY MARSHA CRUZAN Midwest Region Executive - EVP, CFO SVP, Commercial Team Leader Regional President Global Commercial Banking Byline Bancorp, Inc. Huntington Bank U.S. Bank Bank of America Merrill Lynch In June 2016, Rita Sola Lindsay Corby has June Courtney, a 30- Since joining U.S. Cook was promoted been a significant year banking veteran, Bank five years ago to Midwest region force behind has a successful track as the regional market executive for global numerous mergers, record working with president in Chicago, commercial banking acquisitions, initial business owners, Marsha Cruzan (GCB), serving clients public offerings and entrepreneurs, quickly established with annual revenues recapitalizations of independent sponsors herself and U.S. Bank of $50 million to $2 billion. Prior to various financial institutions in a variety of and leaders of middle market companies as business and community leaders. She assuming her current role, she was the positions as an investment banker prior to in the Chicagoland area. In addition to her led U.S Bank’s successful acquisitions of chief operating officer for GCB. In addition joining the Byline team that recapitalized banking skills, Courtney is a business- the Royal Bank of Scotland’s commercial to her commitment to client advocacy, the former Metropolitan Bancorp in minded strategist and thought leader business and Charter One’s retail Cook is involved in numerous Bank of Chicago. Once the recapitalization who brings insights and solutions to business. Her inclusive approach to America initiatives dedicated to furthering and reorganization was complete, her customers. She helps clients to driving business growth has helped Congratulations to the institution’s diversity and inclusion. she participated as the executive vice understand their debt capacity over a U.S. Bank’s commercial banking loan An operating council member of GCB president and chief financial officer in long horizon and builds bridges/solutions portfolio more than double in the Power of 10 and chair of the National the successful 2017 Byline Bancorp initial for that long term. Courtney regularly Chicago area. Cruzan also has played a GCB Diversity & Inclusion Council, she is public offering on the NYSE, which was hosts a group conference for her clients, leadership role in the revitalization of the four of Chicago’s most focused on growing a diverse workforce, the first IPO of a bank in bringing in consultants, investors, capital Pullman neighborhood and is involved in promoting a more inclusive workplace, the Chicago metro area in approximately raisers and others to discuss how best to numerous boards, including Lyric Opera, and leading the charge to encourage all 15 years. Corby contributes her talents approach the Chicago market. She also the Field Museum, Lincoln Park Zoo, employees to achieve their goals while and energy to numerous organizations has served on the board of the YWCA Goodman Theatre, Junior Achievement, meeting the needs of clients. She is a Chicago Community Trust, Economic influential women in and civic activities, but most significantly Metropolitan Chicago for the last four virtual mentor for Bank of America’s nurtures her family in the crucial position years and actively supports Blessings in Club of Chicago and Executives’ Club Global Ambassador Program supporting of mom, raising sons James, 11, and a Backpack, which feeds about 90,000 of Chicago. Most recently, she led the women entrepreneurs all over the Colin, 8, guiding them to develop as good kids across the country who are eligible introduction of the African American world. Cook was named a Daily Herald individuals with strong values. for meal assistance while they are at Business Resource Group in Chicago. commercial banking. Business Ledger 2017 Influential Woman school, but don’t necessarily have access Cruzan has been recognized by Crain’s in Business and was one of four honorees to meals on the weekends. Chicago Business as a Who’s Who in to receive the 2017 “Smart Cookie” award Chicago Business from 2012-2016 and from the Girl Scouts of Greater Chicago was named as a Top Wealth Manager by and Northwest Indiana. Chicago Magazine in 2010 and 2011.

OurOurOurOur industryindustry industryindustry isis isis onlyonly onlyonly asas asas strongstrongstrongstrong asas asas thosethose thosethose whowho whowho leadlead leadlead us.us. us.us. Thankfully,Thankfully,Thankfully,Thankfully, that’sthat’s that’sthat’s you.you. you.you. We’re proud to have these commercial banking leaders on our team; their exceptional accomplishments and impressive work is inspiring, CongratulationsCongratulations to toall allof ofChicago Crain’s MosChicagot Influential Most Influential and influences our customers, company and future. WoWomenmen in Cinom Commercialmercial Banking Banking Honorees, Honorees, includin includingg our our ownown June June Courtne Courtney,y, Senio Seniorr Vice Vice President, President, Commercial Commercial Erica T. Kuhlmann Kim Liautaud Market Executive & Managing Managing Director, Head of TeaTeamm Leade Leader.r. You You continuously continuously challeng challengee ou rour entire entire Director – Food Consumer & U.S. Commercial Real Estate industryindustry to beto bebette betterr ever everyy da yday.. Your Your drive drive and and dedication dedication Agribusiness Group is anis aninspiration inspiration to tous usall. all. Kim Ptak Ann Marie Wright Vice President – Chief Operating Officer, North Asset Based Lending American

Please visit us at bmoharris.com/commercial Huntington_Bank_2C_PHuntington_Bank_2C_Process rocess MemberMember FDIC. FDIC.⬢® and ⬢ ®Huntington and Huntington® are federally® are federally registered registered service service marks marks of Huntington of Bancshares Incorporated. Incorporated. ©2017 ©2017 Huntington Huntington Bancshares Bancshares Incorporated. Incorporated. BMO Harris Commercial Bank is a trade name used by BMO Harris Bank N.A. Member FDIC p/n 12341p/n 12341

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CONTACT: email: [email protected] Phone: 416-927-5381 Project Completion date: ••••••••• BMO Creative Services Creative BMO CRAIN’S CUSTOM CONTENT MOST INFLUENTIAL WOMEN IN COMMERCIAL BANKING - CHICAGO

JOAN HEGGEN JOLIE HOREN ELIZABETH KARLSON ERICA T. KUHLMANN SVP, Commercial Banking Relationship SVP, Head of Business Banking Regional Executive; Head, Middle Market Market Executive, Managing Director - Manager Team Lead Wintrust Financial Corp. and Large Corporate Banking, Midwest Food, Consumer and Agribusiness Group U.S. Bank PNC Bank, N.A. BMO Harris Bank Since joining U.S. Prior to her April Erica Kuhlmann Bank’s Chicago promotion, is a nationally Jolie Horen In March, Beth Commercial Banking was SVP-manager recognized leader in Karlson was appointed team in 2000, food, agribusiness Joan of Community as regional executive has been and retail finance. Heggen Banking, where she and head of Middle a key contributor Over the past five led Wintrust Bank’s Market and Large in positioning the years, Kuhlmann has mission of increasing Corporate banking commercial group for growth and accelerated the success of her team, with lending in the Chicagoland business for PNC Bank in the success. She was tapped as a portfolio double-digit revenue, loan and deposit OUR TEAM PROUDLY INCLUDES community. A true banking industry U.S. Midwest markets. In this role, she management team leader in 2004 growth over the past year. Her team success story, she began her career as oversees operations in the nine states to facilitate the establishment of a has committed over $5 billion in capital a teller in high school and proceeded that comprise the western states of portfolio management team pursuant to the food and agribusiness sector in on a career path that included working PNC’s footprint. She joined PNC in 2013 to a commercial bank-wide institution for both national and community banks. Chicago and throughout the U.S. in 2017. SOME OF CHICAGO’S to manage the Corporate Banking of a bifurcated model with specific Kuhlmann serves on industry boards Horen’s experience also includes time business in Chicago, closely working with portfolio and relationship teams. In 2010, including the International Food and as a business owner, which contributed Scott Swanson, PNC regional president she transitioned to a marketing and Agribusiness Management Association, significantly to her understanding of for Illinois. Today, Karlson is leading a community-facing role. Heggen now the market she serves. Throughout which recognized her as a Fellow in 2012. VERY BEST. large team that provides lending, capital leads a team of relationship managers She and her team have been actively her career, she has been dedicated to markets, treasury management and that has been active in the community involved in the creation of and funding business lending and CRA compliance asset management services to clients in and instrumental in doubling the loan for the newly launched Chicagoland An organization is only as good as its people. That’s why we it’s our people that deliver that service. The women below with a specialized focus on commercial these markets, and oversees the ESOP portfolio over the past five years. She Food and Beverage Network—a nonprofit loans to emerging business and SBA Solutions Team and the McDonald’s count ourselves lucky to include some of the most passionate, help make us the company we are by o ering expertise, also played a key role in integrating the that focuses on collaboration in the food lending. In her new position, Horen’s role National Franchise Lender Program at assets and personnel from U.S. Bank’s and beverage industry. At BMO Harris, talented and driven bankers—truly some of Chicago’s most guidance, knowledge and dedication in everything they do. has expanded to include all business PNC. She also serves on the board of acquisition of a portion of the Royal Bank Kuhlmann has led efforts to build the lending; however, she continues to trustees for the Lincoln Park Zoological infl uential in the industry—as part of our team. We pride Congratulations to each of our bankers chosen as one of of Scotland’s Chicago commercial assets bank’s Women’s Executive Forum. She support emerging and small business, Society and the Ravinia Festival. She is into U.S. Bank’s Chicago Commercial also serves on the Commercial Bank’s ourselves on being a company that works hard to support Chicago’s Most Infl uential Women in Commercial Banking: and she is playing a significant role a member of the invitation-only Chicago Banking team over the past few years. Leadership Committee and has been a in Wintrust’s quest to be Chicago’s Finance Exchange and The Chicago the clients and businesses we serve across our footprint, but Your contribution is instrumental to our success. She also serves on the board of the key member of BMO’s Women Banking bank. She also is the past president of Network. Karlson also was named one YWCA Metropolitan Chicago and is a Team, which won the American Bankers Neumann Family Services and current of “The 100 Most Connected in Chicago member of Executives’ Club of Chicago Association’s “most powerful women co-treasurer for Housing Our Own – Business” by Crain’s Chicago Business and Chicagoland Chamber of Commerce. teams in banking” award for the eighth Wilmette in 2016. consecutive year.

Congratulations to Wintrust’s bankers selected as Chicago’s Most Influential Women in Commercial Banking.

BETTY LATSON KANDACE LENTI KIM LIAUTAUD SANDRA MCCRAREN SVP–Team Lead EVP, Market Head Head - U.S. Commercial Real Estate Senior Managing Director U.S. Bank Wintrust Commercial Banking BMO Harris Bank Wintrust Franchise Finance

Betty Latson joined Kandace Lenti has Kim Liautaud was Sandy McCraren has U.S. Bank three built the Wintrust recently promoted worked in the banking years ago as a team government and to lead a team of industry for more than lead of Chicago’s nonprofit banking professionals–more 31 years, primarily in middle market team into a significant than half located in commercial lending division working force in the Chicago Chicago–responsible with an expertise in with companies and market. She started for originating over franchise finance. At JOLIE HOREN DIONNE MILLER SANDRA Mc CRAREN KANDACE LENTI associations in the industrial, service the team from scratch five years ago 200 loans resulting in $3 to $4 billion in Wintrust Franchise Finance, the Senior Vice President, Managing Director, Senior Managing Director, Executive Vice President & and not-for-profit sectors. Latson’s more and has developed a portfolio of almost new loan originations per year. Prior to $1 billion niche specialty lending business Head of Business Banking Loan Capital Markets Wintrust Franchise Finance Market Head, than 30 years of business experience 100 relationships, recently adding taking on her latest role, Liautaud led a at Wintrust Financial Corp., her leadership Wintrust Commercial Banking and leadership enable her to work with several marquee Chicago names, Chicago-based commercial real estate led to the 2016 deal in which Wintrust business leaders to customize banking including DePaul University, Misericordia team active in all U.S. markets. Her Financial Corp. announced that its solutions, and to bring resources together and the Rush/Midwest Orthopaedics team has funded numerous loans in the subsidiary Lake Forest Bank and Trust Co. to meet the goals and objectives of her JV. Her unique combination of active Chicago area over the past five years, completed the acquisition of select loans clients. Her efforts have contributed to engagement, relentless follow-up and including such notable projects as New and related relationships from GE Capital U.S. Bank more than doubling in size genuine enthusiasm for her work has City at North and Clybourn; the City Hyde Franchise Finance. The purchased loans in the Chicago area and helped set the made her a well-known member of the Park Lake Shore East Retail; Wrigley totaled $554 million at close. That helped stage for continued growth. Latson is Chicago nonprofit community. Lenti was Building; and AP 500 Apartments. establish Wintrust Franchise Finance involved in numerous organizations, a founding member of the Wintrust Liautaud’s team has consistently been the as one of the top ten franchise lenders including the Board of LISC Chicago, Woman’s Leadership Network. She highest producing team for BMO’s CRE in the country with a national footprint. and as a member of the Chicago also initiated the Wintrust Junior Board business. She is known for her extensive With the significant growth, the franchise CHICAGO’S BANK FOR BUSINESS® Finance Exchange, The Executives’ Club event, which connected more than client relationships, industry knowledge finance team expanded from four to 16, PAM SHARAR-STOPPEL URSULA MONCAU of Chicago, and The Association for 700 young professionals with over 50 and structuring expertise. Liautaud is a adding top talent from across the country. President & CEO, Executive Vice President wintrust.com Corporate Growth. nonprofit organizations. Over the past passionate ambassador for the bank and McCraren has served on several not-for- Wheaton Bank & Trust two decades, she has invested countless also is known for her commitment to the profit boards, including Highland Park hours coaching young women in softball advancement of women in the workplace. Healthcare Foundation. She also received and basketball on Chicago’s North Side. the 2012 NAWBO Corporate Woman of She currently serves on the boards of the Achievement award. Civic Federation, WTTW and the Chicago Jesuit Academy. Banking products provided by Wintrust Financial Corp. banks. CRAIN’S CUSTOM CONTENT CRAIN’S CUSTOM CONTENT MOST INFLUENTIAL WOMEN IN COMMERCIAL BANKING - CHICAGO

RENÉE METCALF DIONNE MILLER URSULA MONCAU KIM PTAK KRISTEN SARANTEAS HEIDI SMITHSON PAMELA SHARAR-STOPPEL ANN MARIE WRIGHT SVP; Market Executive, Illinois Managing Director - Loan EVP VP-Asset Based Lending SVP, Head of Treasury Management SVP, Commercial Real Estate Group Head President, CEO COO - North American Commercial Bank Bank of America Merrill Lynch Capital Markets Wintrust Financial Corp. BMO Harris Bank First Midwest Bank First Midwest Bank Wheaton Bank & Trust Co. BMO Financial Group Wintrust Financial Corp. Renée Metcalf is Dionne Miller is a One of Wintrust’s top Some 18 months ago, Over the past 18 Over the last nine Pam Sharar-Stoppel’s Ann Marie Wright co-lead of the Illinois managing director producers, Ursula Kim Ptak identifi ed months, Kristen years at First Midwest, Chicago banking has approximately Global Commercial and head of the Moncau is responsible an emerging need Saranteas has Heidi Smithson has career spans 34 years 100 employees on Banking market for loan capital markets for Wintrust’s in BMO’s ABL group elevated FMB’s helped hundreds and is marked by her team, focused Bank of America team at Wintrust northwest commercial for a subject-matter treasury management of investors identify exceptional leadership on improving the Merrill Lynch, with a Financial Corp., hub’s commercial expert in international team. She reorganized and structure quality growth. She serves customer experience fi rm focus on client where she oversees real estate banking. lending, which led to the group based on lending opportunities. as the president and and contributing delivery and solutions for middle market the syndication and institutional loan She plays a vital role in Schaumburg her appointment as SME of International industry best practices, which has led to She’s directly responsible for managing CEO of Wheaton Bank, a $1.4 billion to BMO’s bottom line. Some of those companies. She provides clients with market strategies for the fi rm. Miller is Bank & Trust’s leadership team as well Lending for ABL. This role has expanded more effective collaboration. Additionally, over $700 million in loans to investors that community bank and subsidiary of activities include strategy development services including risk management, an experienced fi nance professional, as within Wintrust’s Commercial Real into becoming the international specialist she has been attracting talent from have created wealth and job opportunities Wintrust Financial Corp. The Wheaton and execution, product development and international, investment banking and with 20 years dedicated to the leveraged Estate team in Chicago. She works across all of BMO. Ptak has meaningfully leading banks. Under her leadership, the for the Chicago community. Since 2015, charter is one of the largest woman-led technology planning and implementation, wealth management growth. Previously, fi nance and debt capital markets well across teams to get loans through expanded BMO’s footprint internationally TM team has grown net business service her team has grown their loan portfolio community banks in Chicago. As CEO, as well as overall accountability for the she was treasurer of Susan G. Komen sector. She has increased Wintrust’s the system successfully. She leads by assisting in structuring/closing over charges 10 percent and net commercial by 56 percent. In the past 18 months, she recently led the successful integration North American Commercial Bank’s Chicagoland and was on the board of visibility and enhanced its reputation events and sponsorships for several of 20 transactions and consulting on various card revenue 46 percent. Saranteas the team has seen record production of a $450 million bank acquisition. Under compliance and governance, ensuring HomeAid; in October, she was nominated with both Chicago-based banks and Wintrust’s clients and annually organizes other situations across BMO’s footprint. created a treasury management business within the bank. As a group head and her leadership, the charter also launched that all regulatory requirements are met. to the board of the Chicago Symphony broader middle-market lenders through economic breakfasts for them. She These efforts have been recognized development team that has added new senior vice president for the commercial a new specialty contractor lending As COO, Wright is responsible for the Orchestra. As a senior leader, Metcalf successful syndication arrangements and has worked on projects ranging from with Ptak being asked to speak on clients in treasury management-rich real estate sales division, Heidi is directly unit which has emerged as a thriving overall coordination of the strategic and practices daily the bank’s focus on bank partnerships. She is also a member neighborhood apartment building rehabs several panels internally and for the CFA industries, including the money service responsible for a team of commercial business niche. In 2017, she co-founded regulatory agenda of the CEO’s offi ce, diversity and inclusion. In 2015, she of the LSTA (Loan Syndications & Trading to the McDonald’s headquarters building industry, including the CFA International business industry. Due to a strong need banking offi cers and credit underwriting and now chairs the Wintrust Women’s ensuring sound governance and risk received the Bank of America Global Association) Women’s Network, Wintrust construction in the Fulton Market area Conference in London this year. She is from customers, she also developed and group. She also serves on the board of Leadership Network. She is committed to management, effective internal and Diversity Inclusion Award. In 2013, she Women’s Leadership Network and an to several large manufacturing and also an active member of the Commercial implemented an enhanced international the Lake and McHenry county divisions the community and challenges all of her external stakeholder relationships, and was named one of the Most Infl uential active board member of the Robert distribution buildings with Coca-Cola. In Finance Association. services product offering and sales of Junior Achievement USA, and as employees to give back. These efforts protecting and enhancing the bank’s Women in Business for DuPage County. Crown Center for Health Education. addition, Moncau serves on Wintrust’s effort. She is proud to have been on the treasurer and board member for the First resulted in an outstanding Community reputation. Wright was recently invited She is currently a virtual mentor for Bank Senior Women’s Council. As a working board for City Year Chicago for over 12 Midwest Bank Foundation, whose mission Reinvestment Act rating award from to American Banker’s Most Powerful of America’s Global Ambassador Program mother of three, she relates well with years, serving as the chair of the fi nance is to provide assistance to programs that the Federal Reserve Bank of Chicago in Women in Banking LEAD event to deliver supporting women entrepreneurs all young women in business and wants and development committee. She also improve the lives of women and children. 2016. Her civic activities include serving remarks focused on her own career. She over the world. Also in Chicago, Metcalf is to help them succeed. She is a current serves on the board for Foundations of Most recently, Smithson was honored by on the DuPage PADs board and the was also a key member of BMO’s “Most the Executive Sponsor of LEAD, Bank of member of CREW and served on the Music, and spearheaded involvement by NAWBO (National Association of Wheaton Lions. In 2016, Sharar-Stoppel Powerful Women in Banking” team that America’s women’s affi nity group that is Child’s Voice board of directors for employees and the bank in Working in Women Business Owners) and won was honored for her enduring support of was recently recognized by American 600-plus strong in the metro area. six years. the Schools (WITS) and Chicago Cares. the 2017 Corporate Woman of Metropolitan Family Services of DuPage. Banker, and she was named one of Achievement Award. Chicago United’s Business Leaders of Color.

To the women who inspire, build and lead—

CIBC congratulates thank you. Karen Case Congratulations to this year’s Most President, Commercial Real Influential Women in Commercial Estate, CIBC US Region Banking in Chicago! U.S. Bank is especially proud to recognize our on her selection as one of own Marsha Cruzan, Betty Latson the Most Influential Women and Joan Heggen-McMahon among in Commercial Banking. the honorees. Thank you for bringing remarkable leadership and insight to your roles at U.S. Bank.

Byline Bank is proud to congratulate Lindsay Corby on CIBC is proud of Karen and all of the women at being recognized as one of Chicago’s Most Inluential CIBC working to provide our clients with even more Women in Commercial Banking. opportunities to reach their business goals. J.P. Morgan congratulates Liz Connelly Visit us at cibc.com/US. and all those honored as Chicago’s Lindsay’s leadership and dedication to excellence are an inspiration to all of us here at Byline Bank. Most Influential Women in Marsha Cruzan Betty Latson Joan Heggen- McMahon Commercial Banking. cibc.com/US The CIBC logo is a registered trademark of CIBC, used under license. Products and services are offered by CIBC Bank USA © 2017 CIBC Bank USA

© 2017 JPMorgan Chase Bank, N.A. Member FDIC. 393558 ©2017 U.S. Bank. Member FDIC. ©2017 Byline Bank. Member FDIC.