Overview of Interest-bearing debt As of 31 December 2020 Lender Drawdown Date Repayment Date EOB (yen) Interest Rate (%) Remarks Short-term Loans Sumitomo Mitsui Trust Bank, Limited 20 April 2020 20 April 2021 2,000,000,000 0.1281 Mizuho Bank, Ltd. 20 April 2020 20 April 2021 5,000,000,000 0.1281 Unsecured, Mitsubishi UFJ Trust and Banking Corporation (*1) 18 November 2020 18 February 2021 10,400,000,000 0.11909 unguaranteed, MUFG Bank, Ltd. 18 November 2020 18 February 2021 600,000,000 0.11909 unsubordinated loan Sub-Total 18,000,000,000 Current Portion of MUFG Bank, Ltd. 15 January 2013 15 January 2021 5,500,000,000 0.83625 Long-term Loans MUFG Bank, Ltd. (*2) 31 January 2014 29 January 2021 4,000,000,000 0.64225 The Bank of Fukuoka, Ltd. (*2) 31 January 2014 29 January 2021 2,500,000,000 0.63849 Sumitomo Mitsui Trust Bank, Limited (*2) 31 January 2014 29 January 2021 2,000,000,000 0.62575 The Iyo Bank, Ltd. (*2) 24 March 2014 24 March 2021 2,000,000,000 0.6035 MUFG Bank, Ltd. (*8) 4 April 2017 5 April 2021 5,000,000,000 0 MUFG Bank, Ltd. 24 April 2013 26 April 2021 5,000,000,000 0.775 Unsecured, Mizuho Bank, Ltd. 15 June 2012 15 June 2021 4,000,000,000 1.07375 unguaranteed, Sumitomo Mitsui Trust Bank, Limited 26 December 2016 28 June 2021 3,700,000,000 0.1913 unsubordinated loan Sumitomo Mitsui Banking Corporation 19 January 2018 20 July 2021 5,000,000,000 0.16255 The Bank of Fukuoka, Ltd. 31 August 2017 31 August 2021 1,500,000,000 0.1325 The Iyo Bank, Ltd. (*2) 1 October 2014 1 October 2021 1,000,000,000 0.46525 The Chugoku Bank, Limited (*2) 1 October 2014 1 October 2021 1,000,000,000 0.4725 The first General syndication loan (*2) (*5) 14 November 2014 15 November 2021 13,000,000,000 0.463 The Nishi-Nippon City Bank, Ltd. (*2) 17 June 2014 17 December 2021 2,000,000,000 0.621 Sub-Total 57,200,000,000 Long-term Loans MUFG Bank, Ltd. 15 June 2012 15 June 2022 4,000,000,000 1.1975 MUFG Bank, Ltd. 15 June 2012 15 June 2022 2,500,000,000 1.2725 Shinsei Bank, Limited 15 June 2012 15 June 2022 2,500,000,000 1.2725 Sumitomo Mitsui Banking Corporation 7 January 2013 7 January 2022 2,000,000,000 0.98 Development Bank of Japan Inc. 7 January 2013 6 January 2023 3,000,000,000 1.115 Mizuho Bank, Ltd. 15 January 2013 17 January 2022 5,000,000,000 0.96625 The Yamaguchi Bank, Ltd. 25 March 2013 24 March 2023 1,000,000,000 0.945 Mizuho Bank, Ltd. 24 April 2013 25 April 2022 3,000,000,000 0.87375 The Norinchukin Bank (*2) 31 January 2014 31 January 2022 3,500,000,000 0.757 Development Bank of Japan Inc. 31 January 2014 31 January 2023 5,000,000,000 0.9325 The Norinchukin Bank (*2) 17 June 2014 17 June 2022 3,000,000,000 0.6785 Taiyo Life Insurance Company 1 October 2014 1 October 2024 2,000,000,000 0.7825 The second General syndication loan (*3) (*6) 19 December 2014 19 December 2023 10,000,000,000 0.42375 Mizuho Trust & Banking Co., Ltd. (*2) 2 March 2015 3 March 2025 3,000,000,000 0.5585 The Bank of Fukuoka, Ltd. 24 March 2015 24 March 2023 2,000,000,000 0.5125 The Norinchukin Bank (*2) 25 March 2015 27 March 2023 3,500,000,000 0.46825 Taiyo Life Insurance Company 29 May 2015 29 May 2025 1,500,000,000 0.7375 The Chugoku Bank, Limited (*2) 15 June 2015 15 June 2023 3,000,000,000 0.61175 The third General syndication loan (*2) (*7) 10 August 2015 10 August 2022 6,500,000,000 0.3925 MUFG Bank, Ltd. 1 September 2015 1 September 2022 2,000,000,000 0.47125 MUFG Bank, Ltd. 1 September 2015 2 September 2024 3,500,000,000 0.63 Development Bank of Japan Inc. 1 September 2015 1 September 2025 7,000,000,000 0.7175 Sumitomo Mitsui Trust Bank, Limited (*2) 2 September 2015 2 September 2024 3,800,000,000 0.536 Mizuho Bank, Ltd. 1 October 2015 1 October 2024 2,500,000,000 0.5575 The Daishi Bank, Ltd. (*2) 7 January 2016 10 January 2023 1,500,000,000 0.2802 The Iyo Bank, Ltd. (*2) 15 January 2016 16 January 2023 1,000,000,000 0.265 The Hachijuni Bank, Ltd. (*2) 15 January 2016 16 January 2023 1,000,000,000 0.265 MUFG Bank, Ltd. 31 October 2016 30 October 2026 3,000,000,000 0.24 Mizuho Bank, Ltd. 21 December 2016 21 December 2026 5,000,000,000 0.415 Mizuho Bank, Ltd. 26 December 2016 26 December 2025 5,000,000,000 0.3625 Development Bank of Japan Inc. 30 March 2017 31 March 2025 5,000,000,000 0.315 Shinkin Central Bank 30 March 2017 30 March 2026 5,000,000,000 0.36 MUFG Bank, Ltd. (*9) 1 June 2017 1 June 2023 12,000,000,000 0 The Bank of Fukuoka, Ltd. 15 June 2017 15 June 2023 2,500,000,000 0.2388 The Iyo Bank, Ltd. 15 June 2017 17 June 2024 2,500,000,000 0.275 The Hachijuni Bank, Ltd. 15 June 2017 17 June 2024 1,000,000,000 0.275 The Norinchukin Bank 1 September 2017 2 September 2024 5,000,000,000 0.24 Shinkin Central Bank 1 September 2017 1 September 2026 5,000,000,000 0.3188 The Hachijuni Bank, Ltd. 20 December 2017 20 December 2022 1,000,000,000 0.1863 Unsecured, The Ashikaga Bank, Ltd. 9 January 2018 9 January 2025 1,000,000,000 0.285 unguaranteed, The Joyo Bank, Ltd. 9 January 2018 11 January 2028 1,000,000,000 0.4188 unsubordinated loan The 77 Bank, Ltd. 10 January 2018 10 January 2023 1,000,000,000 0.205 Sumitomo Mitsui Trust Bank, Limited 17 January 2018 17 January 2023 3,000,000,000 0.21 Sumitomo Mitsui Banking Corporation 19 January 2018 19 January 2028 3,000,000,000 0.4338 MUFG Bank, Ltd. 26 February 2018 26 February 2026 6,500,000,000 0.3413 The Chugoku Bank, Limited 26 March 2018 27 March 2023 2,000,000,000 0.1988 MUFG Bank, Ltd. (*10) 26 March 2018 26 March 2024 5,000,000,000 0 The Hachijuni Bank, Ltd. 26 March 2018 26 March 2024 1,000,000,000 0.2338 MUFG Bank, Ltd. 26 March 2018 26 March 2025 2,000,000,000 0.2725 Mizuho Bank, Ltd. 27 March 2018 27 March 2026 5,500,000,000 0.3 MUFG Bank, Ltd. 30 March 2018 30 March 2028 4,000,000,000 0.3963 Mizuho Bank, Ltd. 30 March 2018 30 March 2028 4,000,000,000 0.3963 Taiyo Life Insurance Company 30 March 2018 30 March 2028 1,000,000,000 0.3963 Shinkin Central Bank 24 April 2018 26 April 2027 6,000,000,000 0.3675 MUFG Bank, Ltd. 1 June 2018 2 December 2024 10,000,000,000 0.2544 Sumitomo Mitsui Trust Bank, Limited 31 August 2018 29 August 2025 3,000,000,000 0.32 Sumitomo Mitsui Trust Bank, Limited 29 November 2018 29 May 2023 3,000,000,000 0.1694 Sumitomo Mitsui Banking Corporation 29 November 2018 29 May 2023 3,000,000,000 0.1694 The Norinchukin Bank 23 January 2019 23 July 2026 4,000,000,000 0.1988 Shinkin Central Bank 23 January 2019 25 January 2027 5,000,000,000 0.2213 The Yamanashi Chuo Bank, Ltd. 26 March 2019 26 March 2031 2,000,000,000 0.3688 Sumitomo Life Insurance Company 26 March 2019 27 March 2034 1,000,000,000 0.505 Sumitomo Mitsui Trust Bank, Limited 29 May 2019 29 May 2024 5,000,000,000 0.075 Sumitomo Mitsui Trust Bank, Limited 26 September 2019 26 September 2024 5,500,000,000 0.105 Mizuho Bank, Ltd. 1 November 2019 1 November 2029 6,000,000,000 0.35125 Mizuho Bank, Ltd. 15 November 2019 15 November 2028 8,500,000,000 0.34875 The Gunma Bank, Ltd. (*11) 18 November 2019 18 November 2024 1,000,000,000 0.12909 Sumitomo Life Insurance Company 16 December 2019 18 December 2034 2,000,000,000 0.49 Shinkin Central Bank 7 January 2020 7 January 2025 2,000,000,000 0.2075 Shinkin Central Bank 15 January 2020 15 January 2029 5,000,000,000 0.325 MUFG Bank, Ltd. 15 January 2020 15 January 2030 5,500,000,000 0.3625 MUFG Bank, Ltd. 27 April 2020 26 April 2030 5,000,000,000 0.35875 Mizuho Bank, Ltd. 27 April 2020 26 April 2030 5,000,000,000 0.35875 Sumitomo Mitsui Trust Bank, Limited 15 June 2020 16 June 2025 7,000,000,000 0.2075 MUFG Bank, Ltd. 15 June 2020 14 June 2030 4,000,000,000 0.36125 The Norinchukin Bank 3 July 2020 5 July 2027 2,000,000,000 0.24375 Sumitomo Mitsui Trust Bank, Limited 23 September 2020 24 September 2025 5,000,000,000 0.1475 MUFG Bank, Ltd. 20 October 2020 18 October 2030 5,000,000,000 0.2925 MUFG Bank, Ltd. 21 December 2020 20 December 2030 10,000,000,000 0.2825 Sub-Total 300,800,000,000 Investment Corporation The Fourth unsecured Investment Corporation Bond 29 September 2005 29 September 2025 10,000,000,000 2.56 （*4） Bonds The 10th unsecured Investment Corporation Bond 30 March 2017 30 March 2027 10,000,000,000 0.3975 The 11th unsecured Investment Corporation Bond 26 October 2017 26 October 2027 2,993,175,000 0.2788 （*3）（*4） The 12th unsecured Investment Corporation Bond 1 November 2018 1 November 2023 10,000,000,000 0.23 （*4） The 13th unsecured Investment Corporation Bond 26 October 2020 24 October 2025 10,000,000,000 0.2 Sub-Total 42,993,175,000 Total 418,993,175,000 (*1) The loan was assigned from MUFG Bank, Ltd. as of 18 November 2020. (*2) The loans were originally floating rate basis, which were swapped into fixed rates to hedge against interest rate fluctuations. Hence the fixed rates after the swap transactions are shown above. (*3) Substantially Japanese yen-denominated fixed-rate loan / investment corporation bond by combining US dollar-denominated syndicated loan / investment corporation bond and currency swap. (*4) Financial covenants, such as a negative pledge, are not included in these bonds. (*5) Lender and amount of loans as follow; JPY 1,800 million by The Daishi Bank, Ltd. and JPY 1,400 million by Sony Bank Incorporated, The Toho Bank, Ltd., and The Hokuetsu Bank, Ltd. respectively. JPY 1,000 million by The Shinkumi Federation Bank and JPY 900 million by The Akita Bank, Ltd., The Gunma Bank, Ltd., The 77 Bank, Ltd, The Tochigi Bank, Ltd. and The Fukui Bank, Ltd respectively. JPY 500 million by The Bank of Iwate, Ltd., The Higo Bank, Ltd., and The Yamagata Bank, Ltd. respectively. (*6) Lender and amount of loans as follow; JPY 10,000 million by MUFG Bank, Ltd. (*7) Lender and amount of loans as follows; JPY 1,000 million by The Gunma Bank, Ltd., The Shinkumi Federation Bank, The Daishi Bank, Ltd., The Chugoku Bank, Limited., The Toho Bank, Ltd., and The Fukui Bank, Ltd. respectively. JPY 500 million by The Tochigi Bank, Ltd. (*8) Loan based on floating rate (Base rate (3-month EUR/JPY LIBOR by IBA (ICE Benchmark Administration)) + 0.07%) (*9) Loan based on floating rate (Base rate (1-month EUR/JPY LIBOR by IBA (ICE Benchmark Administration)) + 0.09%) (*10) Loan based on floating rate (Base rate (3-month EUR/JPY LIBOR by IBA (ICE Benchmark Administration)) + 0.09%) (*11) Loan based on floating rate (Base rate (3-month JPY TIBOR published by Japanese Bankers Association (hereinafter “JBA”)) + 0.05%)