Expanding Besta Network

Expanding BeSTA network

More than 50 banks are currently using or planning to use BeSTA, core banking software developed by NTT DATA, and the network is the largest of its kind in Japan.

Regional Bank Integrated Services Center (14 banks) STELLA CUBE (9 banks) Aomori Bank Bank of Kyoto Tohoku Bank Kanagawa Bank

AKITA BANK Senshu Ikeda Bank Tokyo Tomin BankNagano Bank

Bank of Iwate TOTTORI BANK TOYAMA BANK Sendai Bank

Ashikaga Bank Shikoku Bank Tajima Bank Kirayaka Bank

Chiba Kogyo BankOita Bank FUKUHO BANK

Hokuetsu Bank NISHI-NIPPON CITY BANK

Fukui Bank Aichi Bank MEJAR (5 banks)

Hokkaido Bank HOKURIKU BANK

BeSTAcloud (10 banks) Bank of Yokohama77 Bank

FIDEA Holdings Higashi-Nippon Bank Hokuto Bank SHONAI BANK

Aozora Bank NEXTBASE (13 banks)

* BeSTA package provided SBK FUKUOKA CHUO BANK Saga Kyoei Bankfrom Hitachi, Ltd. BANK OF NAGASAKI Howa Bank Miyazaki Taiyo Bank MINAMI NIPPON BANK OKINAWA KAIHO BANK

Copyright © 2015 NTT DATA Corporation 1 Collaboration concerning BeSTA® banking application and surrounding businesses By combining highly compatible solutions regardless of the frameworks of conventional core banking businesses or other banking businesses, the scope of businesses has been expanded. Ideas on collaboration concerning surrounding businesses are also broadly solicited.

Scope expansion Regional Omichannel revitalization

Individual-Number Successi BPO Business matching utilization on

Payment Regional Cloud/virtualization FINTECH sophistication currency

Channel

Strategy ATM Branch terminal Business Assets in custody Market management Bank app DM Legal system Assets in custody Financial CRM Integrated DB (investment trust, Contact center Instruments and IFRS insurance) Exchange Act Sales support Financing support Internet banking AML BIS Mobile banking Backbone system (BeSTA）

Three areas to be studied intensively are operation, data accumulation/analysis, and utilization of external expertise. Priority investment area Investment assets (keywords)

- Automating and streamlining routine clerical Automation work (utilizing AI and interactive interface) Studying solutions for automating, [Back-office tasks] Identification, loan 1 and computerizing, and streamlining clerical work screening, investigation streamlining of bank clerks and customer service [Front-office tasks] Over-the-counter (operation) service, answering phone, and responding to mail Improving - Integrated management/analysis of customer reliability of sales Providing data accumulation/analysis function information - Accumulation/analysis of unstructured data and management through networks inside and outside the bank; 2 - Mounting a campaign at an appropriate timing on strategies planning associated strategies (data an appropriate channel, depending on the accumulation/analysis) transaction and place - Applying advanced technologies (AI, Open Creating new businesses by utilizing the authentication technologies, interactive 3 innovation relationships and networks of startups interface, VR, AR, etc.) to banking businesses (utilization of (including non-IT fields) - Using FINTECH to find loan demand, to external expertise) increase the appeal of bank services, etc.

This project will be a valuable opportunity to have major domestic regional banks or the financial market use your technology or service. Work with us to come up with new solutions/businesses for financial institutions.