Harbin Bank Co., Ltd. 哈爾濱銀行股份有限公司* (A Joint Stock Company Incorporated in the People’S Republic of China with Limited Liability) (Stock Code: 6138)
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Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement. Harbin Bank Co., Ltd. 哈爾濱銀行股份有限公司* (A joint stock company incorporated in the People’s Republic of China with limited liability) (Stock Code: 6138) 2015 ANNUAL RESULTS ANNOUNCEMENT The board of directors (the “Board”) of Harbin Bank Co., Ltd. (the “Bank”) is pleased to announce the audited annual results of the Bank and its subsidiaries (the “Group”) for the year ended 31 December 2015. This results announcement, containing the full text of the 2015 Annual Report of the Bank, complies with the relevant content requirements of the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited in relation to preliminary announcements of annual results. The annual financial statements of the Group for the year ended 31 December 2015 have been audited by Ernst & Young in accordance with International Standard on Review Engagements. Such annual results have also been reviewed by the Board and the audit committee of the Bank. Unless otherwise stated, financial data of the Group are presented in Renminbi. This results announcement is published on the websites of the Bank (www.hrbb.com.cn) and HKExnews (www.hkexnews.hk). The printed version of the 2015 Annual Report of the Bank will be dispatched to the holders of H shares of the Bank and available for viewing on the above websites in April 2016. By order of the Board of Directors Harbin Bank Co., Ltd. Guo Zhiwen Chairman Harbin, the PRC, 22 March 2016 As at the date of this announcement, the Board of directors of the Bank comprises Guo Zhiwen, Liu Zhuo and Zhang Qiguang, as executive directors; Zhang Taoxuan, Ma Pao-Lin, Qin Hongfu, Cui Luanyi and Chen Danyang, as non-executive directors; Zhang Shengping, He Ping, Du Qingchun, Wan Kam To and Kong Siu Chee, as independent non-executive directors. * Harbin Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking/deposit-taking business in Hong Kong. The Company holds the Finance Permit No. B0306H223010001 approved by the China Banking Regulatory Commission and has obtained the Corporate Business License No. 230100100006877 approved by Harbin Administration for Industry and Commerce. The Company is not an authorized institution within the meaning of the Hong Kong Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking/deposit-taking business in Hong Kong. Harbin Bank Co., Ltd. 1 Contents 2015 Annual Report Definitions 2 Company Profile 3 Summary of Accounting Data and Financial Indicators 8 Chairman’s Statement 12 President’s Statement 15 Report of the Board of Directors 18 Changes in Share Capital and Information on Shareholders 85 Corporate Governance Report 90 Report of the Board of Supervisors 114 Important Events 117 Internal Control and Internal Audit 120 Directors, Supervisors, Senior Management, Employees and Organizations 122 Financial Statements 136 Documents for Inspection 284 2 Harbin Bank Co., Ltd. 2015 Annual Report Definitions Definitions Company Profile Summary of Accounting Data and Financial Indicators Chairman’s Statement President’s Statement In this report, unless the context otherwise requires, the following terms shall have the meanings set out below. “Company”, or “Bank”, or “Group” Harbin Bank Co., Ltd. (哈爾濱銀行股份有限公司), a joint stock company incorporated in the PRC on 25 July 1997 with limited liability in accordance with PRC laws and, unless context indicates otherwise, all of its subsidiaries and branches “Board” or “Board of Directors” the board of directors of the Company “Director(s)” the director(s) of the Company “Board of Supervisors” the board of supervisors of the Company “Supervisor(s)” the supervisor(s) of the Company “Chief Financial Officer” the chief financial officer of the Company “CBRC” the China Banking Regulatory Commission “CSRC” the China Securities Regulatory Commission “Hong Kong Stock Exchange” The Stock Exchange of Hong Kong Limited “Hong Kong Listing Rules” The Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited “SFO” the Securities and Futures Ordinance, Chapter 571 of the Laws of Hong Kong “Model Code” the Model Code for Securities Transactions by Directors of Listed Issuers set out in Appendix 10 to the Hong Kong Listing Rules “H Shares” ordinary shares of a nominal value of RMB1.00 each in the capital of the Company, which are listed on the Hong Kong Stock Exchange “Domestic Shares” ordinary shares of a nominal value of RMB1.00 each issued by the Company in the PRC, which are subscribed for or credited as paid in Renminbi “Harbin Economic Development” Harbin Economic Development and Investment Company “HB Leasing” Harbin Bank Financial Leasing Co., Ltd. “Articles of Association” the articles of association of Harbin Bank Co., Ltd. “PBOC” or “Central Bank” the People’s Bank of China “Reporting Period” the year ended 31 December 2015 Harbin Bank Co., Ltd. 3 Company Profile 2015 Annual Report Definitions Company Profile Summary of Accounting Data and Financial Indicators Chairman’s Statement President’s Statement Basic Information Website for Publishing this Report: Legal Chinese Name: www.hrbb.com.cn 哈爾濱銀行股份有限公司 (Abbreviation: 哈爾濱銀行) Place of Listing, Stock Name and Stock Code: English Name: The Stock Exchange of Hong Kong Limited, HARBIN BANK Co., LTD (Abbreviation: HARBIN BANK) HARBIN BANK and 6138 Legal Representative: Registration Number of Corporate Business License: GUO Zhiwen 230100100006877 Authorized Representatives for the Registration Number of Tax Certificate: Hong Kong Stock Exchange: DaoLiGuoShuiZi No. 230102127592111; LIU Zhuo and SUN Feixia HeiDiShuiZi No. 230102127046970 Board Secretary: Finance Permit Institution Number: SUN Feixia B0306H223010001 Joint Company Secretaries: Organization Code: SUN Feixia and NGAI Wai Fung 12759211-1 Registered Address: Date of Initial Registration: No. 160 Shangzhi Street, Daoli District, Harbin, PRC 25 July 1997 Principal Place of Business in Hong Kong: Initial Registration Authorities: 18/F, Tesbury Centre, 28 Queen’s Road East, Administration for Industry and Commerce of Harbin, Wanchai, Hong Kong Heilongjiang Province, PRC Contact Address: Legal Adviser as to Laws of China: No. 160 Shangzhi Street, Daoli District, Harbin, PRC Beijing Jun He Law Offices Telephone: 86-451-86779933 Legal Adviser as to Laws of Hong Kong, China: Linklaters Facsimile: 86-451-86779829 Auditors: Ernst & Young, Certified Public Accountants in Hong Kong Email: [email protected] Hong Kong H Share Registrar and Transfer Office: Computershare Hong Kong Investor Services Limited 4 Harbin Bank Co., Ltd. 2015 Annual Report Company Profile Definitions Company Profile Summary of Accounting Data and Financial Indicators Chairman’s Statement President’s Statement Company Profile The Bank, headquartered in Harbin, was granted its finance permit to carry on financial business by the PBOC in February 1997, and obtained its corporate business license on 25 July 1997. At present, the Bank has established 17 branches in Tianjin, Chongqing, Dalian, Shenyang, Chengdu, Harbin, Daqing, etc. and 24 village and township banks in 14 provinces and municipalities, including Beijing, Guangdong, Jiangsu, Jilin and Heilongjiang. The Bank, as a controlling shareholder, has promoted the establishment of HB Leasing and, as a strategic investor, participated in equity investment of Guangdong Huaxing Bank. As at 31 December 2015, the Group had 352 branch outlets with branches and sub-branches across six administrative regions across China. As at 31 December 2015, the Bank had total assets of RMB444.8513 billion, total loans and advances to customers of RMB148.6748 billion and total customer deposits of RMB306.8177 billion. The Bank is ranked 209th in the Top 1,000 World Banks in terms of total tier 1 capital in 2015 by the Banker of United Kingdom, thus rising 73 places from the previous ranking, and the 30th among the Chinese banks. According to the “2015 Best City Commercial Bank” in the Stars of China Awards 2015 published by Global Finance, a US-based magazine. In 2015, the Bank is ranked 5th in the local corporate banks group in the “GYROSCOPE evaluation system” on commercial banks’ steady development ability issued by the China Banking Association, as the top city commercial bank in northeastern China. Harbin Bank Co., Ltd. 5 2015 Annual Report Company Profile Definitions Company Profile Summary of Accounting Data and Financial Indicators Chairman’s Statement President’s Statement Major Awards for 2015 List of Major Awards for 2015 No. Name of Award Awarding Party Time of Award 1 2014 Most Influential Regional Bank Stock Exchange Executive Council (SEEC) January 2015 (2014年度最具影響力地方銀行) Hexun.com 2 2014 Preferred Service Provider for China Small China International Cooperation January 2015 and Medium Enterprises (SMEs) Association of SMEs (2014中國中小企業首選服務商) 3 2014 Bank with Best Expansion in Trade Finance Trade Finance Magazine February 2015 (2014年度最佳貿易金融成長銀行) (《貿易金融》雜誌) and SINOTF.com