HARBIN BANK CO., LTD. (A Joint Stock Company Incorporated in the People’S Republic of China with Limited Liability) Stock Code: 6138
Total Page:16
File Type:pdf, Size:1020Kb
HARBIN BANK CO., LTD. (A joint stock company incorporated in the People’s Republic of China with limited liability) Stock Code: 6138 2020 INTERIM REPORT Harbin Bank Co., Ltd. Contents Interim Report 2020 Definitions 2 Company Profile 3 Summary of Accounting Data and Financial Indicators 7 Management Discussion and Analysis 9 Changes in Share Capital and Information on Shareholders 73 Directors, Supervisors, Senior Management and Employees 78 Important Events 84 Organisation Chart 90 Financial Statements 91 Documents for Inspection 188 The Company holds the Finance Permit No. B0306H223010001 approved by the China Banking and Insurance Regulatory Commission and has obtained the Business License (Unified Social Credit Code: 912301001275921118) approved by the Market Supervision and Administration Bureau of Harbin. The Company is not an authorised institution within the meaning of the Hong Kong Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorised to carry on banking/deposit-taking business in Hong Kong. Denitions In this report, unless the context otherwise requires, the following terms shall have the meanings set out below. “Articles of Association” the Articles of Association of Harbin Bank Co., Ltd. “Board” or “Board of Directors” the board of directors of the Company “Board of Supervisors” the board of supervisors of the Company “CBIRC”/”CBRC” the China Banking and Insurance Regulatory Commission/China Banking Regulatory Commission (before 17 March 2018) “China” or “PRC” the People’s Republic of China “Company” Harbin Bank Co., Ltd. (哈爾濱銀行股份有限公司), a joint stock company incorporated in the PRC on 25 July 1997 with limited liability in accordance with PRC laws “CSRC” the China Securities Regulatory Commission “Director(s)” the director(s) of the Company “Domestic Shares” ordinary shares of a nominal value of RMB1.00 each in the share capital of the Company, which are subscribed for or credited as paid in RMB “Group” or “Bank” the Company and all of its subsidiaries and branches “H Share(s)” overseas-listed foreign invested ordinary shares of a nominal value of RMB1.00 each in the share capital of the Company, which are listed on the Hong Kong Stock Exchange and subscribed and traded in Hong Kong dollars “Harbin Economic Development” Harbin Economic Development and Investment Company “HBCF” Harbin Bank Consumer Finance Co., Ltd. “HB Leasing” Harbin Bank Financial Leasing Co., Ltd. “Heilongjiang Financial Holdings” Heilongjiang Financial Holdings Group Co., Ltd. “Hong Kong” the Hong Kong Special Administrative Region of the PRC “Hong Kong Listing Rules” the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited “Hong Kong Stock Exchange” the Stock Exchange of Hong Kong Limited “Model Code” the Model Code for Securities Transactions by Directors of Listed Issuers set out in Appendix 10 to the Hong Kong Listing Rules “PBOC” or “Central Bank” the People’s Bank of China “Reporting Period” the six months ended 30 June 2020 “SFO” the Securities and Futures Ordinance, Chapter 571 of the Laws of Hong Kong “Supervisor(s)” the supervisor(s) of the Company Harbin Bank Co., Ltd. 2 Interim Report 2020 Company Prole Basic Information Email: Legal Chinese Name: [email protected] 哈爾濱銀行股份有限公司(Abbreviation: 哈爾濱銀行) Websites for Publishing this Report: English Name: www.hrbb.com.cn www.hkexnews.hk HARBIN BANK CO., LTD. (Abbreviation: HARBIN BANK) Place Where this Report is Available: Legal Representative: No. 888 Shangjiang Street, Daoli District, Harbin, PRC GUO Zhiwen Place of Listing, Stock Name and Stock Code: Authorised Representatives for the Hong Kong The Stock Exchange of Hong Kong Limited, HARBIN BANK Stock Exchange: and 6138 LYU Tianjun* and SUN Feixia Corporate Unified Social Credit Code: 912301001275921118 Board Secretary: SUN Feixia Finance Permit Institution Number: B0306H223010001 Company Secretary: SUN Feixia Date of Initial Registration: 25 July 1997 Registered Address: Initial Registration Authority: No. 160 Shangzhi Street, Daoli District, Harbin, PRC Market Supervision and Administration Bureau of Harbin, Principal Place of Business in Hong Kong: Heilongjiang Province, PRC 40th Floor, Sunlight Tower, No. 248 Queen’s Road East, Legal Adviser as to Laws of China: Wanchai, Hong Kong Beijing Jun He Law Offices Contact Address: Legal Adviser as to Laws of Hong Kong, China: No. 888 Shangjiang Street, Daoli District, Harbin, PRC Linklaters Telephone: Auditors: 86-451-86779933 Overseas auditor: Ernst & Young, Certified Public Accountants in Hong Kong Facsimile: Domestic auditor: Ernst & Young Hua Ming LLP 86-451-86779829 Hong Kong H Share Registrar and Transfer Office: Computershare Hong Kong Investor Services Limited * The surname of 呂天君 as shown on his passport is LYU. Harbin Bank Co., Ltd. Interim Report 2020 3 Company Prole Company Profile The Company, headquartered in Harbin, was granted its finance permit to carry on financial business by the PBOC in February 1997, and obtained its corporate business license on 25 July 1997. At present, the Company has established 17 branches in Tianjin, Chongqing, Dalian, Shenyang, Chengdu, Harbin, Daqing, etc. and 32 village and township banks in 14 provinces and municipalities, including Beijing, Guangdong, Jiangsu, Jilin and Heilongjiang. The Company, as a controlling shareholder, has promoted the establishment of HB Leasing, the first financial leasing company in Northeastern China, and HBCF, the first consumer finance company in Heilongjiang Province, respectively. As at 30 June 2020, the Group had 381 business outlets with branches and sub-branches across seven administrative regions in China. As at 30 June 2020, the Bank had total assets of RMB638.3465 billion, total loans and advances to customers of RMB279.6756 billion and total due to customers of RMB495.9620 billion. In the first half of 2020, the Bank was ranked 191st in “2020 Brand Finance Global 500” published by Brand Finance (a famous UK-based branded business valuation consulting firm), 199th in “Top 1000 World Banks 2020” according to The Banker of United Kingdom, and 31st in the “2019 China Banking Top 100 List (2019年中國銀行業100強榜單)” published by China Banking Association. The Bank was awarded the 2019 Responsible Finance Award in the “9th China Charity Festival (第九屆中國公益節)”, 2019 Excellent City Commercial Bank for Banking Wealth Management Registration (2019年度銀行業 理財登記工作優秀城商行獎), Top Ten City Commercial Banks in Inclusive Finance (十佳普惠金融城商銀行), and the 9th Top Ten National Village and Township Banks (第九屆全國十佳村鎮銀行). Harbin Bank Co., Ltd. 4 Interim Report 2020 Company Prole Major Subsidiaries The details of major subsidiaries of the Company as at 30 June 2020 are as follows: Nominal Percentage of Place of value ownership/ incorporation/ of issued voting rights Amount registration and share/paid- directly invested by operations place up capital owned by the the Company Company Name in the PRC RMB million Company % RMB million Bayan Rongxing Village and Township Bank Co., Ltd. Bayan, Heilongjiang 50 100.00 53.4 Huining Huishi Village and Township Bank Co., Ltd. Huining, Gansu 30 100.00 30 Beijing Huairou Rongxing Village and Township Bank Co., Ltd. Huairou, Beijing 200 85.00 207.6 Yushu Rongxing Village and Township Bank Co., Ltd. Yushu, Jilin 30 100.00 30 Shenzhen Baoan Rongxing Village and Township Bank Co., Ltd. Baoan, Shenzhen 220 70.00 140 Yanshou Rongxing Village and Township Bank Co., Ltd. Yanshou, Heilongjiang 30 100.00 30 Chongqing Dadukou Rongxing Village and Township Bank Co., Ltd. Dadukou, Chongqing 150 80.00 144.4 Suining Anju Rongxing Village and Township Bank Co., Ltd. Suining, Sichuan 80 75.00 60 Huachuan Rongxing Village and Township Bank Co., Ltd. Huachuan, Heilongjiang 50 98.00 49 Baiquan Rongxing Village and Township Bank Co., Ltd. Baiquan, Heilongjiang 30 100.00 30 Yanshi Rongxing Village and Township Bank Co., Ltd. Yanshi, Henan 30 100.00 30 Leping Rongxing Village and Township Bank Co., Ltd. Leping, Jiangxi 30 100.00 30 Jiangsu Rudong Rongxing Village and Township Bank Co., Ltd. Rudong, Jiangsu 106 80.00 80 Honghu Rongxing Village and Township Bank Co., Ltd. Honghu, Hubei 30 100.00 30 Zhuzhou Rongxing Village and Township Bank Co., Ltd. Zhuzhou, Hunan 55 80.00 40 Chongqing Wulong Rongxing Village and Township Bank Co., Ltd. Wulong, Chongqing 50 70.00 35 Xin’an Rongxing Village and Township Bank Co., Ltd. Xin’an, Henan 33.3 90.09 30 Anyi Rongxing Village and Township Bank Co., Ltd. Anyi, Jiangxi 30 100.00 30 Yingcheng Rongxing Village and Township Bank Co., Ltd. Yingcheng, Hubei 40 100.00 30 Leiyang Rongxing Village and Township Bank Co., Ltd. Leiyang, Hunan 50 100.00 50 Hainan Baoting Rongxing Village and Township Bank Co., Ltd. Baoting, Hainan 30 96.67 29 Harbin Bank Co., Ltd. Interim Report 2020 5 Company Prole Nominal Percentage of Place of value ownership/ incorporation/ of issued voting rights Amount registration and share/paid- directly invested by operations place up capital owned by the the Company Company Name in the PRC RMB million Company % RMB million Chongqing Shapingba Rongxing Village and Township Bank Co., Ltd. Shapingba, Chongqing 100 80.00 80 Hejian Ronghui Village and Township Bank Co., Ltd. Hejian, Hebei 50 100.00 50 Chongqing Youyang Rongxing Village and Township Bank Co., Ltd. Youyang, Chongqing 60 100.00 60 Harbin Bank Financial Leasing Co., Ltd. Harbin, Heilongjiang 2,000 80.00 1,600 Harbin Bank Consumer Finance Co., Ltd. Harbin, Heilongjiang 1,500 53.00 795 Ning’an Rongxing Village and Township Bank Co., Ltd. Ning’an, Heilongjiang 30 100.00 30 Huanan Rongxing Village and Township Bank Co., Ltd. Huanan, Heilongjiang 30 100.00 30 Nehe Rongxing Village and Township Bank Co., Ltd. Nehe, Heilongjiang 50 80.00 40 Pingliang Kongtong Rongxing Village and Township Bank Co., Ltd. Pingliang, Gansu 50 90.00 45 Tianshui Maiji Rongxing Village and Township Bank Co., Ltd. Tianshui, Gansu 50 98.00 49 Zhongjiang Rongxing Village and Township Bank Co., Ltd.