octoBER 20 11 ! VolumE 28 ! NumBER 10 ! www.kofc.oRg

KNIGKHNIGHTS OFT COLUMLBUS In SIervice toN One. In ServicE e to All.

NEws foR kNights of columBus lEadERs ! 1 columBus Plaza, NEw haVEN, ct 06510-3326, usa A JOYOUS ATMOSPHERE

Knights Bring World Youth Day to English-speaking Pilgrims oy and hope. These words characterized the experience of hundreds English-speaking pilgrims that was hosted by the Knights of Columbus J of thousands of young pilgrims in Madrid as they participated in var - and the Sisters of Life. The site was co-sponsored by Holy Cross Family ious liturgies, celebrations, catechetical programs and other World Youth Ministries, Salt + Light Television, the Fellowship of Catholic University Day activities. Students (FOCUS), the Pontifical John Paul II Institute for Studies on As they arrived in Spain for World Youth Day 2011 Aug. 16-21, many Marriage and Family, the Apostleship of Prayer, and World Youth Al - many pilgrims found a home away from home at the Palacio de Deportes liance. sports center. The arena, located in the heart of Madrid, was the site of Leading up to, and organized around, the major World Youth Day the Love and Life Centre, an official catechesis and youth festival site for SEE Center , P AGE 4

Fourth Degree Reports Growth, Program Winners hree assemblies that conducted outstand - Supreme Master Dennis J. Stoddard reported T ing patriotic programs were honored at on membership and new assembly growth, and the Supreme Assembly meeting, and delegates announced the addition of an optional lapel pin to this annual gathering voted to take a leader - to the Fourth Degree regalia, along with the ship role in raising funds for the new military winners of the To Be A Patriot Award and the chaplain scholarships that have been established appointment of new district masters. As of June by the Order. 30, membership in the Fourth Degree had Held in Denver following the Supreme Con - grown to nearly 323,192 — an increase of more vention, the Supreme Assembly consists of the than 5,000, and 54 new assemblies had been supreme knight, the supreme secretary, the added. supreme master and 20 vice supreme masters of the Order. SEE supreme assembly , P AGE 6 Supreme Knight Carl A. Anderson with Supreme Master Dennis J. Stoddard (left) and former Supreme Master Lawrence G. Costanzo. YOUTHFUL WITNESSES World Youth Day Speakers Challenge Young People to Follow Christ and ‘Live Differently’

he Love and Life Centre, hosted by the He pointed to the significance of the words T Knights of Columbus and the Sisters of that Pope Benedict XVI spoke to youth at the Life at the Palacio de Deportes, regularly served conclusion of his inaugural homily in 2005: “If a capacity crowd of English-speaking pilgrims, we let Christ into our lives, we lose nothing, Supreme Knight Carl A. Anderson participated in a as more than 10,000 young people gathered for nothing, absolutely nothing of what makes life panel discussion on a Civilization of Love. Mass and catechesis, dynamic panel discussions free, beautiful and great.” and keynote addresses, musical performances “The challenge is that you can’t become great and a eucharistic healing hour. These events God’s will, and to recognize that they were and remain comfortable,” Martin said. “You were held prior to the start of WYD events. made for a higher purpose than just “having have to live differently — above the world, not Curtis Martin, president and founder of fun.” FOCUS (Fellowship of Catholic University being drawn down into the things of the Among the panel discussions held at the site Students), was one of the presenters at the site, world.” was one on religious freedom, featuring Arch - and gave a keynote address about the “universal Martin encouraged his listeners to have an call to holiness.” eternal perspective about time, to surrender to SEE speakers , P AGE 3

Knights Join Thousands in Welcoming Pope to World Youth Day n Thursday, Aug. 18, Upon his arrival, Pope O hundreds of thou - Benedict XVI greeted the sands of World Youth Day cheering masses in various pilgrims welcomed Pope languages before giving an ad - Benedict XVI in the Plaza de dress in Spanish. To English- Cibeles in Madrid. Excite - speaking pilgrims, he said, ment filled the air and music “May these days of prayer, filled the streets as volunteers friendship and celebration and police directed the grow - bring us closer to each other ing crowd. and to the Lord Jesus. ... Let “It is absolutely unbeliev - us pray for one another, so able. There are people every - that we may be joyful wit - where,” said Brent West, a nesses to Christ, today and al - member of Illini Council ways.” 2782 at the University of Illi - In his address, Pope Bene - nois in Champaign. “There dict observed that when a per - are so many different flags son’s life is not rooted in faith from so many different coun - in Christ, it is easy to get lost tries. We’re just excited to see on “other paths ... which leave the Holy Father soon.” Pope Benedict XVI waves to the crowd from his popemobile as he arrives for a welcoming cel - emptiness and frustration in A total of 24 college ebration as part of the World Youth Day festivities in central Madrid Aug. 18. The pope ar - their wake.” Knights of Columbus, who rived earlier that day in Spain’s capital to spend four days with hundreds of thousands of young He encouraged his young had been working as volun - pilgrims. (CNS photo/Susana Vera, Reuters) listeners to seize the opportu - teers at the Love and Life nity “to know Christ better Centre, arrived early enough and to make sure that, rooted to get a good spot near the parade route and close enough to see the stage in him, your enthusiasm and happiness, your desire to go further, to from which the pope would speak. reach the heights, even God himself.” “It’s just amazing. There are so many people crammed into this place, The Holy Father further described how a life characterized by moral all of the young Catholics together. It’s great for the future of the relativism contrasts with the Christian vocation. Church,” said Joseph Chelak, a member of Father Justin Cunningham “Indeed, there are many who, creating their own gods, believe they Council 11324 at the University of Virginia. “We’ve been up for count - need no roots or foundations other than themselves,” he said. “They take less hours, working long days, but there’s still so much excitement and so much energy here.” SEE pope , P AGE 4

2 COLLEGE KNIGHTS AT WYD ’ 11 or the college Knights of Columbus, F World Youth Day in Madrid was an ex - perience of service and growth. During World Youth Day, they served as volunteers at “Love and Life: A Home for Eng - lish-speaking Pilgrims” sponsored by the Knights of Columbus and the Sisters of Life at Palacio de Deportes. ( See article on Page One. ) Prior to their week of service, 24 college Knights participated in a pilgrimage to holy sites around Spain including Zaragoza, Man - resa, Monistrol de Montserrat, Burgos and Caleruega. “Each of these cities was chosen for a rea - son, to offer our pilgrims a historical and spir - itual context for World Youth Day in Madrid” said Michael Brewer, supervisor of Young Adult Outreach. In Zaragoza, he added, col - lege Knights visited the Basilica-Cathedral of Our Lady of the Pillar. The apparition of Nuestra Señora del Pilar dates to the aposto - late of St. James in the first century; and devo - Supreme Knight Carl Anderson addresses college knights on the opening day of World Youth Day. tion to Our Lady of the Pillar also has special historical significance for Americans and the form and equipment before the image of the ited the Love and Life site during the week of Knights of Columbus — Christopher Colum - Virgin of Montserrat and Manresa where the World Youth Day. bus discovered the New World on her feast day Spiritual Exercises were composed. Addition - “The first principle of the Knights of (October 12, 1492). ally, they also visited Burgos, a major crossroads Columbus is charity, and these Knights will The Knights also followed in the footsteps on the Way of St. James and Caleruega, the have the opportunity as volunteers to offer hos - of St. Ignatius of Loyola. They visited the birthplace of St. Dominic. pitality to pilgrims from the United States, Monastery of Santa Maria de Montserrat where This pilgrimage prepared the Knights to ad - Canada, Australia, Africa, the Philippines, and St. Ignatius of Loyola offered his military uni - minister to the thousands of pilgrims who vis - all around the world,” Brewer said.

speakers , FROM PAGE 2 by people who think it “is opposed to human happiness, and therefore want to bishop-designate Charles J. Chaput of Singer Philadelphia; Supreme Knight Carl A. marginalize it from society.” Anderson; Basilian Father Thomas Alexander The response to this perception, he Rosica, CEO of Salt and Light Catholic Acha said, may be found in how Christians Media Foundation, and Helen Alvaré, witness to the world in their daily lives. professor of law at George Mason Uni - “Christianity promotes human happi - versity. ness, and the people who follow the truth During his opening remarks, Arch - of Jesus Christ celebrate their lives and bishop Chaput said that in light of “ig - live joyful lives. That is what being an au - norance, laziness and bias against thentic witness means today.” traditional Christian belief” that is often “Religious liberty goes to the heart of found in the mass media, young people what it means to be a person. You cannot must be prepared to be “good apologists, capable defenders of the faith.” be Christians without freedom,” he continued. “If we are to protect our “Each of you, and every young woman and man who belongs to Jesus religious liberty, we have to be a people that manifests our religious faith Christ, will face opposition, resentment and even persecution from the and do so in a way that makes people realize its value and truth and the contemporary world,” he said. “Our job, and especially your job as young contribution it makes to society.” leaders, is to let God change us, and then through us, God will change Other panel discussions included a “A Civilization of Love,” Theol - others and the world. We win the world by winning one soul at a time ogy of the Body, Social Communications and New Media, and Faith & for Jesus Christ and his Church, starting with ourselves.” Entertainment. Among those performing at the site were: L’Angelus, Supreme Knight Anderson observed that Christianity is under attack Dana Scallon, Steve Angrisano, Danielle Rose and Alexander Acha.

3 Canadian Pilgrims process into the Love and Life Centre with the official World Youth Day cross and icon.

Center , FROM PAGE ONE they will feel at home here.” If the reactions of pilgrims were any indi - events, the site featured an impressive array cation, then the Love and Life Centre ac - The popemobile carrying Pope Benedict XVI makes its of programs on its main stage, including complished this goal magnificently. In way through a throng of young people as the pope ar - morning Masses, catechesis, panel discus - addition to listening to main-stage talks, rives to celebrate the World Youth Day closing Mass at sions and addresses, musical performances, many visitors to the centre spent some time and a eucharistic healing hour. The venue in - in prayer at the site’s Blessed John Paul II Cuatro Vientos airfield in Madrid Aug. 21. (CNS cluded chapels for eucharistic adoration and adoration chapel. photo/Sergio Perez, Reuters) prayer, rooms for meetings and breakout “Seeing young Catholics from all over the talks, exhibition halls, an Internet café, food, world inspires me and gives me hope,” said pope , FROM PAGE 2 opportunities for confession, and more. Jerome Smith, a member of the Young it upon themselves to decide what is true or “The beautiful thing about the Love and Order of Malta. “There are a lot of wonder - not, what is good and evil, what is just and un - Life Centre, an oasis in the middle of this ful people here praying for the needs of the just; who should live and who can be sacrificed great city, is that it is a joint effort, and most world. We have been praying for our pil - in the interests of other preferences; leaving of this is being led by young adults who are grims, who don’t have the same cognition as each step to chance, with no clear path, letting the alumni of World Youth Days,” said Basil - you and I, but at the same time, they under - themselves be led by the whim of each mo - ian Father Thomas Rosica, the head of Salt + stand the love of Christ. ... I felt that this af - ment.” Light Television. ternoon — a real acceptance for these people In this light, Pope Benedict XVI encouraged In addition to the pilgrims themselves and who often aren’t accepted by society.” the youth to build their lives upon “the firm Knights of Columbus college council mem - Added Christel Sonnekalb, a regional di - foundation which is Christ.” He said that the bers, 48 Sisters of Life were among the 250 rector of operations for World Youth Al - freedom found in Christ is the “reason for our volunteers at the site. liance: “I’m so happy this was organized, joy” and “the firm ground upon which to build “The sisters are here to greet the pilgrims, because it gives the English speakers the pos - the civilization of love and life, capable of hu - to meet with them and to share with them sibility to gather at one place.” “So you manizing all of us.” their own walk with the Lord,” said Mother might have an Australian sitting next to you, Finally, in anticipation of the Way of the Agnes Mary Donovan, superior general of a Canadian, a South African, a Malaysian. Cross, which took place through the streets of the Sisters of Life. “Our dream for this site It’s just a very exciting experience. It’s the joy Madrid the following day, the pope said, “I and our vision is that Jesus Christ and the of being all together and remembering that commend the fruits of this World Youth Day to love of the Lord will be encountered here by we are a universal Church.” the most holy Virgin Mary, who said ‘Yes’ to all of the young people who come. We’re For more details on the Order’s involvement the will of God and teaches us a unique exam - hoping that the English-speaking pilgrims in World Youth Day 2011, please visit kofc.org ple of fidelity to her divine Son, whom she fol - from all over the world will come and that and wydenglishsite.org . lowed to his death upon the Cross.”

4 SHORT TAKES

Marriage: Unique for a Reason Ever Wonder ‘How to ...’ The Subcommittee for the Promotion and Defense of Marriage, a division of the One of the best tools available to help your council with its recruitment efforts is United States Conference of Catholic Bishops (USCCB) Secretariat of Evangeliza - the “ How to ... Succeed at Membership Recruitment ” booklet (#2769). tion and Catechesis, recently released the second DVD in its series “Marriage: This booklet is a step-by-step manual that lays out the nuts and bolts of member - Unique for a Reason.” The first DVD in this series, Made for Each Other (#50052) ship recruitment. It provides suggestions for planning and carrying out successful portrays how man and woman complement each other in marriage. The recently membership recruitment programs. released DVD, Made for Life (#50055), examines the gift of children in marriage and the indispensible role played by fathers and mothers in marriage and society. Using this booklet is simple. Review the programs outlined. Pick three or more The DVD series is being funded by the Knights of Columbus. These DVDs are programs that your council is interested in and can implement between now and available from the Department of Fraternal Services by calling 203-752-4270. the end of the fraternal year. The areas covered include: Please have the title and item number available when calling. Each DVD comes  Organizing your membership with a viewer’s guide and resource booklet that can be used when presenting the committee productions to groups or students. There is a shipping and handling charge for  Building a prospect list each DVD.  Recruiting using the 2-on-1 team concept Ordering Supplies  Holding a church drive To order any of the items mentioned in this newsletter, or listed in the Supply Cata -  Conducting an open house log (#1264) complete a Requisition Form (#1), have an authorized officer sign it, and send it to: Supply Department, Knights of Columbus, 78 Meadow Street, New  Organizing an in-house open Haven CT 06519. The Supply Department also accepts fax orders at 1-800-266- house 6340. Only orders that are to be charged to a council account are accepted. The  Conducting a membership invi - supply department also accepts credit card orders (Visa or Mastercard). All infor - tation program mation must be supplied from the card plus the holder’s name, complete address  Recruiting former members and a phone number. Also, credit cards can only be used for orders for a minimum  Promoting insurance of $9. Include the council number on all requisitions. Be sure the return address on  Using an Admission Committee the form is written legibly. Do not mail in orders that have been faxed, and be sure  Scheduling and conducting First to send in separate forms for promotional, gift and print orders. Degree exemplifications Soccer Challenge  Recognizing council recruiters  Ordering supplies and member - The Knights of Columbus Soccer Challenge is designed for ship videos players to demonstrate the most exciting of soccer skills — the penalty kick. The Soccer Challenge is open to boys and  Describing the benefits of mem - girls, ages 10-14. The contest will take place on the council, bership district, regional, state and international levels. The program Although this booklet maps out the steps to successful recruiting, it cannot go out is outlined in the Soccer Challenge Kit (#SC-KIT) that can be or - and get the members for you. It is a tool for you to use. It’s up to you and your fel - dered by using the form in the Council Report Forms Booklet (#1436) low council members to provide the enthusiasm and work needed for a successful or at kofc.org/forms . Additional information on this program can be found at membership recruitment campaign. An electronic version of this information is kofc.org/soccer . available under the “Recruitment Strategies” heading at kofc.org/membership .

Honoring the Third Degree Ceremonial Teams

n recognition of the outstanding service provided to the Order and WHEREAS, on February 4, 2011, the Board of Directors of the Knights of I its members by Third Degree ceremonial teams, delegates to the Columbus adopted a new Third Degree Ceremonial designed to modify the way in 129th Supreme Convention passed a resolution acknowledging the ac - which it presents the instruction on the principle of fraternity and to focus a candi - complishments of these teams in learning and utilizing the new Third date’s attention on his Catholic faith; and Degree Ceremonial. As part of this recognition, each Third Degree Cer - WHEREAS, the beautiful and historic Ceremonials of our Order are only words emonial team member in good standing will receive a printed copy of the until they are given life in the actions of our brother Knights; resolution below and a specially minted medallion commemorating their NOW, THEREFORE, BE IT RESOLVED, that the delegates and mem - team membership. bers attending the 129th Annual Supreme Convention assembled in Denver, Col - orado, acknowledge, praise and honor the dedication and fraternal efforts of the RESOLUTION HONORING THE ORDER’S Third Degree Ceremonial Team members for their service to exemplify the principal THIRD DEGREE CEREMONIAL TEAMS tenets and true spirit of Columbianism; and WHEREAS, from its earliest days the Knights of Columbus has been blessed FURTHER RESOLVED, that each Third Degree Team member in good with dedicated and devoted Ceremonial Teams which have given freely of their standing be given a specially struck medallion in recognition of his contribution to time and talents to teach and exemplify the important virtues of Charity, Unity and the Ceremonial life of the Order; and Fraternity; and FURTHER RESOLVED, that each Third Degree Team Member in good WHEREAS, their selfless service has advanced the goals and mission of our standing be given a copy of this resolution in further recognition of his contribution Order; and to the Order.

5 A Fourth Degeree honor guard at the 129th Supreme Convention in Denver.

supreme assembly , FROM PAGE ONE where teams of Knights and others competed to pull an 80,000-pound tank 12 feet in the fastest time. Twenty teams raised more than $80,000 In an address to the assembly at an Aug. 4 banquet, Supreme Knight in support of the Wounded Warrior Project, and garnered significant Carl A. Anderson thanked the Fourth Degree for pledging support for publicity for the Order in the process. the new scholarships for military chaplains. A shortage of Catholic chap - Holy spirit assembly 2527 in tuscaloosa, alabama (bienville province), lains has meant that too many Catholic military personnel go to the mass Initiative for 117th air refueling Wing and 99th air squadron — frontlines without the chance of seeing a priest, he noted. Helping to When the members of Holy Spirit Assembly learned that no Catholic provide Catholic chaplains will be “a great service to the country, the Masses had been celebrated for nearly three years at the Birmingham Church and the Order,” the supreme knight said. 117th Air National Guard Refueling Wing, they knew they had to act. The military chaplains scholarships will be reserved exclusively for sem - Sir Knights secured the necessary permissions and facilities, and provided inarians who will, once ordained, serve both their home diocese and the the funding for monthly Masses on the base. As a result of their efforts, Archdiocese for the Military Services, USA. personnel undergoing weekend training no longer have to choose be - Supreme Master Stoddard also announced the three winners of the tween their service to their country and practicing their faith. 2010-11 To Be a Patriot Award. Developed in 1985, the award annually Joliet assembly 204 in Joliet, Illinois (marquette province), to Honor and recognizes the top three single-best patriotic programs. The 2010-11 in - remember our Veterans on memorial Day — In conjunction with the local ternational awardees are from New Jersey, Alabama and Illinois. VFW Post, members of the Joliet Assembly perform prayer services at monsignor anthony J. stein assembly 645 in Woodland park, new Jersey three cemeteries each Memorial Day. At each cemetery, the names of vet - (st. Isaac Jogues province), knights of Columbus tank pull 2010 — The erans interred there are read, followed by a gun salute and the playing of mission of the Wounded Warrior Project is to raise awareness and enlist taps. Flags are presented to the widows of veterans who passed away dur - the public’s aid for the needs of injured service members, and to provide ing the previous year. The day begins with Mass — for which the as - unique programs and services for wounded soldiers and veterans. Mem - sembly provides the honor guard — followed by prayer services at each bers of the Msgr. Stein assembly assisted them by organizing a tank pull, of the three cemeteries successively.

Step by Step: Organizing a K of C Free Throw Championship

First, order the Knights of Columbus Free Throw Both include space to list the name and phone num - part of their intramural or physical education pro - Championship Kit (FT-KIT). Use the order form at ber of the competition’s contact person, and the grams. High school athletes should be reminded to kofc.org/forms or in the Council Report Forms Book - competition date, time, location and name of the check with their state high school athletic association let (#1436), or call the Department of Fraternal Serv - sponsoring council. Obtain permission to display about possible eligibility conflicts. Don’t forget to con - ices at 203-752-4270. them in schools, youth and community centers, and tact and invite the recreational and youth basketball Schedule a date and location for the event. Contact churches. Make sure that Free Throw Entry Forms programs in your community. schools, and community and youth centers to reserve and Score Sheets (#1598) are also available at these Immediately following your local competition, fill out a a basketball court. January is recommended for coun - locations. Free Throw Participation Report Form and either sub - cil competitions, February for district competitions, Pre-register contestants whenever possible. Enlist help mit it electronically or print it out and mail it to the and March-April for regional and state championships. from schools. Ask school superintendents, principals Supreme Council Department of Fraternal Services. The Free Throw kit contains two posters (#1596 and and athletic directors to promote your championship. For more information on the Free Throw Champi - #1686) to help your council promote the contest. See if schools will hold preliminary competitions as onship go to kofc.org/freethrow .

6 Keeping Christ in Christmas

hough the real meaning of Christmas is sometimes forgotten, it is refreshing to T know that the Order promotes the “Keep Christ in Christmas” campaign to re - ‘The Posada — An Advent and mind people that Christmas is above all a holy day celebrating the birth of Christ. To help deliver the “Keep Christ in Christmas” message, the Knights of Columbus offers Christmas Celebration’ these items and suggestions: The Posada is a traditional Christmas celebration that O There are three posters, “Check the List” (#4554), “Remember, it’s CHRISTmas” Franciscan missionaries developed in America with the goal of introducing the faith, and it continues to (#4555) and “Keep Christ in Christmas” (#2760), currently available from the be popular throughout the southwestern United Supreme Council Supply Department. Offer these posters to local parochial schools, States and all of religious education classes and all area Christian churches. Latin America. O Sponsor a “Keep Christ in Christmas” poster or essay contest. Councils can order O Send Christmas cards with a religious theme, and use Christmas postage stamps. O the booklet The Offer to help your parish or a poorer parish prepare for Christmas through clean - Posada: An Advent ing, repairing or providing decorations or flowers. & Christmas Cele - O Start a letter-writing campaign in November to area churches or local businesses bration (#9898-E, asking them to construct a Nativity scene. S) from the Supply O Urge all members to display a Nativity scene on their properties or businesses this Department. Christmas season. Through distribu - O Submit a “Keep Christ in Christmas” tion of this booklet advertisement to your church bul - the Order hopes to letin or local newspaper. Also in - bring the rich clude it in your council newsletter. Posada tradition to all Knights and their families as a way of encouraging O Don’t forget to broadcast the a sharing of cultures in the Americas around the cele - true meaning of Christmas with bration of the birth of our Savior. the Knights of Columbus televi - sion Public Service Announce - This booklet provides all that is needed to conduct a Christmas Posada with your family and your Knights ment (PSA) titled “Remember of Columbus council. Councils may wish to discuss It’s Christmas.” Personally de - this program with the parish pastor about possibly liver it to your local TV station. making this a parish program. Copies of the booklet Order by calling 203-752- can be ordered by using a Requisition Form (#1) and 4044. mailing it or faxing it to the Supply Department. O Radio PSAs on local stations deliver the message to listeners. The Knights of Columbus offers Spread the Light of Christ three PSAs: “Merry What?”, The birth of our Lord Jesus Christ brought a great il - “Getting or Giving?” and “Need.” lumination of hope into the world. Councils, Knights Order by calling 203-752-4044. and their families throughout the Order are invited to help spread the light of Christ on Dec. 6, by lighting a Nativity scene and/or Christmas tree at 8 p.m., local time. The ceremonial lighting of the Christmas tree is just part of the celebration; other activities can ac - company it, such as caroling, collecting clothing and The Knights of Columbus food for the needy, or serving snacks and refresh - Museum in New Haven, ments to commemorate the event. If your council has Conn., will be featuring the not participated in the past, this is the year to start a Christmas-themed exhibit, great tradition and help spread the joyful tidings of Christmas. This celebration is a wonderful way to kick ‘Christmas Across Africa,’ off the season and celebrate with brother Knights, from Nov. 9 through Feb. 5, family and friends. A poster is available (#2757) from 2012. the Supreme Council Supply Department to help pro - mote your council’s event. For details, visit kofc.org/christmas .

MEMBERSHIP IN THE KNIGHTS OF COLUMBUS is open to men 18 years of age or older who are practical (that is, practicing) Catholics in union with the Holy See. This means that an applicant or member accepts the teaching authority of the Catholic Church on matters of faith and morals, aspires to live in accord with the precepts of the Catholic Church, and is in good standing in the Catholic Church.

7 KNIGHTLINE 1 Columbus Plaza, New Haven, CT 06510-3326

Knights of Columbus Insurance: Your Shield for Life.

Thomas P. Smith Jr. Executive Vice President Doing Things Better (Agencies and Marketing)

n my January column, I home care? Do you know what the govern - culty. In 2010, more than half the households I wrote about resolving to do ment will pay for and what they won’t? in the United States openly admitted that things better in 2011. It’s October and I com - Are you ready for retirement? At what age they do not have enough (or any) individual mend those of you who have stayed true to will your money run out? How much is life insurance coverage. those resolutions and improved your life. If enough? Do you have a defined benefit pen - Remember, as a member of the Knights of you’ve forgotten your goals or not made sion plan, or a defined contribution plan? Columbus, you have a full-time, professional progress toward them, there is still time. It’s Both or neither? Will your government send agent you can call your own. His primary re - never too late to start to make your life better, you money every month? sponsibility is the care and service of your for yourself or your family. What happens to you and your family family’s life insurance, retirement, long-term I also warned against the danger of going should you become disabled? How will your care and disability income needs. He’ll answer through life with financial blinders on. If you income needs be met? your questions because he wants your deci - fall into this category, please take a moment These questions merely scratch the surface, sions to be informed ones. He is well-trained to ask yourself some of the questions I posed but you get the idea. A Life Insurance Market and will help you come up with a plan that in January. Research Association (LIMRA) study released meets your needs and fits your budget. Do you know how much life insurance you in August 2011 found that 34 percent of all When your agent calls for an appointment, and your wife have? If you own term insur - households surveyed would have immediate make the time to see him. The knowledge ance, do you know when it expires? Do you trouble meeting everyday living expenses if you will gain about the top-quality products know who your beneficiaries are? the primary wage earner died. Twenty-nine the Order offers will be priceless. If you don’t Are you prepared for elder care? What hap - percent said they would be able to cover ex - know your agent, look him up at “Find An pens if you need nursing home care or at- penses for several months before facing diffi - Agent” at www.kofc.org .

PUBLISHED 12 TIMES A YEAR BY THE KNIGHTS OF COLUMBUS SUPREME COUNCIL ! 1 COLUMBUS PLAZA , N EW HAVEN , CT 065 10-3326 CUSTOMER SERVICE : 800-380-9995 ! 203-752-4264 ! KNIGHTLINE @KOFC .ORG