ECB and SSM – One Year on SRM – Taking Shape
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List of Supervised Entities (As of 1 September 2020)
List of supervised entities Cut-off date for changes: 1 September 2020 Number of significant entities directly supervised by the ECB: 114 This list displays the significant supervised entities, which are directly supervised by the ECB (part A) and the less significant supervised entities which are indirectly supervised by the ECB (Part B). Based on Article 2(20) of Regulation (EU) No 468/2014 of the European Central Bank of 16 April 2014 establishing the framework for cooperation within the Single Supervisory Mechanism between the European Central Bank and national competent authorities and with national designated authorities (OJ L 141, 14.5.2014, p. 1 - SSM Framework Regulation) a ‘supervised entity’ means any of the following: (a) a credit institution established in a participating Member State; (b) a financial holding company established in a participating Member State; (c) a mixed financial holding company established in a participating Member State, provided that the coordinator of the financial conglomerate is an authority competent for the supervision of credit institutions and is also the coordinator in its function as supervisor of credit institutions (d) a branch established in a participating Member State by a credit institution which is established in a non-participating Member State. The list is compiled on the basis of significance decisions which have been adopted and notified by the ECB to the supervised entity and that have become effective up to the cut-off date. A. List of significant entities directly supervised by the ECB Country of LEI Type Name establishment Grounds for significance MFI code for branches of group entities Belgium Article 6(5)(b) of Regulation (EU) No 1 LSGM84136ACA92XCN876 Credit Institution AXA Bank Belgium SA ; AXA Bank Belgium NV 1024/2013 CVRWQDHDBEPUUVU2FD09 Credit Institution AXA Bank Europe SCF France 2 549300NBLHT5Z7ZV1241 Credit Institution Banque Degroof Petercam SA ; Bank Degroof Petercam NV Significant cross-border assets 54930017BFF0C5RWQ245 Credit Institution Banque Degroof Petercam France S.A. -
Bgl Bnp Paribas
“COMMIT TO MORE SUSTAINABLE, BETTER SHARED GROWTH” GEOFFROY BAZIN, CEO BGL BNP PARIBAS 2018 SUSTAINABILITY REPORT 2018 SUSTAINABILITY REPORT The gardens of the BGL BNP Paribas head office 2018 SUSTAINABILITY REPORT CONTENT 01 MESSAGE FROM GEOFFROY BAZIN 6 02 BGL BNP PARIBAS IN A NUTSHELL 8 03 OUR CSR APPROACH 18 04 THE 4 PILLARS OF OUR CSR APPROACH 24 Our economic responsibility 26 Our civic responsibility 30 Our social responsibility 34 Our environmental responsibility 38 05 NON-FINANCIAL RATINGS 42 GLOSSARY 44 USEFUL LINKS 45 01 MESSAGE FROM GEOFFROY BAZIN Country Manager, BNP Paribas Group in Luxembourg, Chairman of the BGL BNP Paribas Executive Committee 01 Message from Geoffroy Bazin Geoffroy Message from We commit to continually improving the integration of social and environmental responsibility into the bank’s operational processes and major projects, while inventing new solutions and partnerships combining support for our clients and benefits to the world around us. We are readying ourselves for causes for which we have powerful leverage, by converging commercial offer, partnerships, employer actions, procurement policies, inclusive projects, sponsorship, volunteering and intrapreneurship. Beyond our responsibilities towards our clients, employees, society and the environment, we have identifiedfour priorities on which to focus our efforts: Climate , by acting in conjunction with our clients and partners as an accelerator for energy transition, and focusing on renewable energy, energy efficiency, sustainable mobility and the circular economy. Geoffroy Bazin Youth, by facilitating their inclusion in society, supporting the projects they value most and For nearly 100 years, BGL BNP Paribas has been strengthening intergenerational dialogue. one of the largest financial institutions in the Entrepreneurs , by encouraging creativity and deve- Grand Duchy. -
English Annual Report 2013
Déclaration du Conseil d’administration Annual report 2013 bgl.lu 1 Légende oeuvre ANNUAL REPORT 2013 The SELECTED WORKS exhibition As a corporate citizen BGL BNP Paribas is one of the Overall, this exhibition consisted of objects from main partners in the arts and cultural communities of the 1980s and 1990s and allowed the public to Luxembourg. Our institution supports art and creativity discover the works of artists such as Frank Stella, Roy and therefore hosts each year on its premises a number Lichtenstein, Claude Viallat, Günther Förg, A.R. Penck of prestigious exhibitions from famous museums and Fernand Roda, Imi Knoebel, Emil Schumacher, Jan Voss, of artists with local and international fame. Markus Lüpertz, Sam Francis and Rosemarie Trockel and thereby a wide range of artistic movements such The SELECTED WORKS exhibition which was held from as pop art recent research into pictorial forms or even 10 January to 28 February 2014 in the Private Banking conceptual art. Centre – the “Villa” of BGL BNP Paribas presented works from the private collection of the Bank to the The photos published in this Annual Report, represent public for the first time. those works of art which were on show in the SELECTED WORKS exhibition. Cover: Frank Stella (*1936) - The Prophet, 1990 - De la série Moby Dick - Acrylic on wood and metal ANNUAL REPORT 2013 Contents 12 Per Kirkeby (*1938) - Sans Titre, 1991 - Mixed technique on paper Contents Consolidated key figures 07 BGL BNP Paribas and its shareholders 09 The Group BNP Paribas in Luxembourg 10 History -
Participant List
Participant list GC SecLend Select Select Participant Country City Repo Market HQLAx Pooling CCP Invest Finance Aareal Bank AG D Wiesbaden x x ABANCA Corporaction Bancaria S.A E Betanzos x ABN AMRO Bank N.V. NL Amsterdam x x ABN AMRO Clearing Bank N.V. NL Amsterdam x x x Airbus Group SE NL Leiden x x Allgemeine Sparkasse Oberösterreich Bank AG A Linz x x ASR Levensverzekering N.V. NL Utrecht x x ASR Schadeverzekering N.V. NL Utrecht x x Augsburger Aktienbank AG D Augsburg x x B. Metzler seel. Sohn & Co. KGaA D Frankfurt x x Baader Bank AG D Unterschleissheim x x Banco Bilbao Vizcaya Argentaria, S.A. E Madrid x x Banco Cooperativo Español, S.A. E Madrid x x Banco de Investimento Global, S.A. PT Lisbon x x Banco de Sabadell S.A. E Alicante x x Banco Santander S.A. E Madrid x x Bank für Sozialwirtschaft AG D Cologne x x Bank für Tirol und Vorarlberg AG A Innsbruck x x Bankhaus Lampe KG D Dusseldorf x x Bankia S.A. E Madrid x x Banque Centrale du Luxembourg L Luxembourg x x Banque Lombard Odier & Cie SA CH Geneva x x Banque Pictet & Cie AG CH Geneva x x Banque Internationale à Luxembourg L Luxembourg x x x Bantleon Bank AG CH Zug x Barclays Bank PLC GB London x x Barclays Bank Ireland Plc IRL Dublin x x BAWAG P.S.K. A Vienna x x Bayerische Landesbank D Munich x x Belfius Bank B Brussels x x Berlin Hyp AG D Berlin x x BGL BNP Paribas L Luxembourg x x BKS Bank AG A Klagenfurt x x BNP Paribas Fortis SA/NV B Brussels x x BNP Paribas S.A. -
DATA PROTECTION NOTICE May 2018 Version the Following Data
DATA PROTECTION NOTICE May 2018 version The following data protection notice applies to the online offering of Advanzia Bank S.A., a Luxembourg financial institution registered in the Luxembourg companies' register under the number B 109 476 and with the following contact details: Advanzia Bank S.A. 9, rue Gabriel Lippmann 5365 Munsbach, Luxembourg Tel. 0800 880 2120 Fax 00352 263875 699 [email protected] www.advanzia.com Advanzia Bank S.A. ("we", "us" or "our") collects and processes information about natural persons, who are our customers or those of partner banks, for whom we issue credit cards ("you" or "your"). This data protection notice provides information about what information we collect, how and why we process it, and with whom we share it. This notice applies to all aforementioned natural persons, regardless of their place of residence and the type of service or product, offered by us. The data protection notice should be read along with the general terms and conditions, which are notified to you at the beginning of the business relationship and which describe the product we offer. We must collect and process certain information about you in order to conclude and execute a contract with you, as well as to maintain our contractual relationship. Unless you provide us with such information, we may not be able to enter into, execute or fulfil any contract with you. We will notify you of the rejection of your application or termination of the contract that may result from your refusal to provide us with certain information or to exercise your statutory rights. -
Annual Report 2018
ANNUAL REPORT 2018 ANNUAL REPORT 2018 CONTENTS 01 CONSOLIDATED KEY FIGURES 6 02 BGL BNP PARIBAS AND ITS SHAREHOLDERS 8 03 THE BNP PARIBAS GROUP IN LUXEMBOURG 10 04 HISTORY OF BGL BNP PARIBAS 14 05 DIRECTORS AND OFFICERS 16 06 STATEMENT BY THE BOARD OF DIRECTORS 20 07 MANAGEMENT REPORT BY THE BOARD OF DIRECTORS 22 Preamble 23 Consolidated management report 24 Outlook for 2019 35 08 CONSOLIDATED FINANCIAL STATEMENTS AT 31 DECEMBER 2018 36 Audit report 37 Consolidated financial statements prepared according to the IFRS accounting standards adopted by the European Union 44 Consolidated profit and loss 44 Statement of consolidated net income and changes in assets and liabilities recognised directly in consolidated equity 45 Consolidated balance sheet 46 Statement of changes in consolidated equity from 1 January 2017 to 31 December 2018 47 Consolidated cash flow statement 49 09 NOTES TO THE FINANCIAL STATEMENTS 50 General remarks 51 1. Summary of accounting principles applied by the Group 51 2. Effects of changes in presentation and accounting principles, and the application of IFRS 9 and IFRS 15 73 3. Notes to the profit and loss account 84 4. Sector information 92 5. Risk management and capital adequacy 94 6. Notes to the balance sheet 133 7. Financing commitments and guarantee commitments 157 8. Salaries and employee benefits 159 9. Additional information 164 10 UNCONSOLIDATED FINANCIAL STATEMENTS AT 31 DECEMBER 2018 180 Unconsolidated balance sheet 181 Unconsolidated profit and loss account 183 11 APPROPRIATION OF PROFIT 184 12 BRANCH NETWORK 186 13 SUBSIDIARIES/BRANCH, PARTICIPATING INTERESTS, BUSINESS CENTERS AND OTHER COMPANIES OF THE GROUP IN LUXEMBOURG 188 The English language version of this report is a free translation from the original, which was prepared in French. -
A Responsible Bank for a Sustainable Economy
#POSITIVEBANKING A RESPONSIBLE BANK FOR A SUSTAINABLE ECONOMY 2019 INTEGRATED REPORT The bank for a changing world of service and offer customers the digital solutions which we encourage them to use as a priority. Furthermore, our individual customers can benefit from personalised solutions to give them the flexibility they need at this time of great uncertainty, whether deferring loan repayments, obtaining BNP PARIBAS MOBILISES credit or managing savings and payments. To assist and support companies, especially SMEs and pro- fessional clients affected by the crisis, we are also taking TO TACKLE COVID-19 all necessary measures, such as deferring repayments, faci- litating cash management and providing faster financing. n light of the Covid-19 health crisis, the BNP Paribas, through its businesses, Foundation, and BNP Paribas Group has mobilised to help Rescue & Recover Fund, has been committed since the begin- I customers, support the global economy and ning of the crisis to supporting hospitals, medical research, contribute to assisting those in need. This is and organisations helping the most vulnerable in the com- first of all a particularly difficult and human munity as well as disadvantaged young people facing great ordeal that we are experiencing, and our first thoughts go out difficulty because of the crisis. This action to help the com- to all those whose loved ones have been directly affected by munity has been the focus of our emergency aid plan, put in the epidemic. And as bankers we have a special responsibility place in mid-April and which represents a commitment of to ensure continuity of financial services while helping not only €55 million. -
CONVENTUM SICAV with Multiple Sub-Funds Under Luxembourg Law
Annual report including audited financial statements as at 31st December 2020 CONVENTUM SICAV with multiple sub-funds under Luxembourg law R.C.S. Luxembourg B70125 No distribution notices have been submitted for the Sub-Funds named below, which means that shares of these Sub- Funds may not be distributed to investors based within the territorial validity of the German “Kapitalanlagegesetzbuch (KAGB)” (Investment Code): - CONVENTUM - Institutional Fund - CONVENTUM - MultiAssets - CONVENTUM - Fortuna Royale 1 - CONVENTUM - Fortuna Royale 2 - CONVENTUM - Fortuna Royale 3 - CONVENTUM - Echium - CONVENTUM - FensiFund - CONVENTUM - Mekks - CONVENTUM - Prime Selection - CONVENTUM - Createrra Progress World Equities - CONVENTUM - Createrra Multi Assets Index Fund - CONVENTUM - Dynamic Opportunities - CONVENTUM - Income Opportunites - CONVENTUM - Equity Opportunities - CONVENTUM - Waterlily W Flexible Equity Fund - CONVENTUM - Alluvium Global Fund This report is the English translation of the audited annual including audited financial statements respectively unaudited semi- annual report in French. In case of a discrepancy of content and/or meaning between the French and English versions the French one shall prevail. Subscriptions can only be made on the basis of the complete prospectus accompanied by the articles of incorporation and the fact sheets of each of the sub-funds or based on the key investor information document ("KIID"). The complete prospectus may only be distributed if accompanied by the last annual report and the last semi-annual -
The Bank for a Changing World ANNUAL REPORT 2016 ANNUAL REPORT 2016 CONTENTS SOMMAIRE
ANNUAL REPORT The bank for a changing world ANNUAL REPORT 2016 ANNUAL REPORT 2016 CONTENTS SOMMAIRE 01 CONSOLIDATED KEY FIGURES 07 02 BGL BNP PARIBAS AND ITS SHAREHOLDERS 09 03 THE GROUP BNP PARIBAS IN LUXEMBOURG 10 04 HISTORY OF BGL BNP PARIBAS 13 05 DIRECTORS AND OFFICERS 15 06 STATEMENT OF THE BOARD OF DIRECTORS 19 07 MANAGEMENT REPORT OF THE BOARD OF DIRECTORS 21 Preamble 21 Consolidated management report 22 Unconsolidated management report 31 Outlook for 2017 34 Governance bodies 35 08 CONSOLIDATED FINANCIAL STATEMENTS TO 31 DECEMBER 2016 36 Audit report 37 Consolidated pro t and loss account 2016 39 Statement of consolidated net income and changes in assets 40 and liabilities recognised directly in consolidated equity Consolidated balance sheet 2016 41 Statement of changes in the consolidated shareholders’ equity 42 Consolidated cash ow statement 2016 44 09 NOTES TO THE FINANCIAL STATEMENTS 46 Generalities 46 1. Summary of signi cant accounting principles applied by the Group 46 2. Notes to the pro t and loss account for the year ended 31 December 2016 67 3. Segment information 73 4. Risk Management and Capital Adequacy 76 5. Notes to the balance sheet at 31 December 2016 114 6. Financing commitments and guarantee commitments 142 7. Salaries and employee bene ts 144 8. Additional information 150 10 UNCONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2016 166 Unconsolidated balance sheet 167 Unconsolidated pro t and loss account 169 11 BRANCH NETWORK 171 12 SUBSIDIARIES/BRANCH, PARTICIPATING INTERESTS, BUSINESS CENTERS 173 AND OTHER COMPANIES OF THE GROUP IN LUXEMBOURG The English language version of this report is a free translation from the original, which was prepared in French. -
Collective Bargaining Agreement for Bank Personnel
ASSOCIATION DES BANQUES ET BANQUIERS LUXEMBOURG COLLECTIVE BARGAINING AGREEMENT FOR BANK EMPLOYEES 2011 – 2013 This text is a translation of the French version. In case of any divergence between the French text and the English text, the French text shall prevail. Contents Art. 1. - Area of application ................................................................. 6 Art. 2. - Duration - Notice of termination ............................................. 6 Art. 3. - Recruitment ........................................................................... 6 Art. 4. - Trial period ............................................................................ 7 Art. 5. - Cessation of the contract ....................................................... 7 Art. 6. - Working hours........................................................................ 9 Art. 7. - Working time ......................................................................... 9 Art. 8. - Overtime work ..................................................................... 11 I. Overtime work ...................................................................................................... 11 II. Qualification of additional hours ........................................................................... 12 III. Work on Sundays.................................................................................................. 13 IV. Work on public holidays........................................................................................ 13 V. Night work ........................................................................................................... -
List of Supervised Entities
List of supervised entities Cut-off date for significance decisions: 1 April 2017# Number of significant supervised entities: 124 This list displays the significant (part A) and less significant credit institutions (part B) which are supervised entities. The list is compiled on the basis of significance decisions adopted and notified by the ECB up to the cut-off date. If the authorisation of a credit institution is withdrawn by the ECB after the cut-off date it will be marked by (#) in this list. While it is regularly reviewed whether an authorisation of a listed bank is withdrawn, it should be noted that there might be a time gap between the withdrawal of the authorisation and the time when the institution is marked with (#). Furthermore, it should be noted that other reasons for the ending of the authorisation as credit institution than the withdrawal of the authorisation will only be reflected in the list after the next cut-off date A. List of significant supervised entities Belgium 1 Investeringsmaatschappij Argenta nv Size (total assets EUR 30 - 50 bn) Argenta Bank- en Verzekeringsgroep nv Belgium Argenta Spaarbank NV Belgium 2 AXA Bank Europe SA Size (total assets EUR 30-50 bn) AXA Bank Europe SCF France 3 Banque Degroof Petercam SA Significant cross-border assets Banque Degroof Petercam France S.A. France Banque Degroof Petercam Luxembourg S.A. Luxembourg Bank Degroof Petercam Spain, S.A. Spain 4 Belfius Banque S.A. Size (total assets EUR 150-300 bn) 5 Dexia NV Size (total assets EUR 150-300 bn) Dexia Crédit Local France Dexia CLF Banque France Dexia Kommunalbank Deutschland AG Germany Dexia Crediop S.p.A. -
Annual Report 2018
DIGITAL BANKING & FINTECH MOVE FORWARD AND INNOVATE EMPLOYMENT SKILLED AND MULTICULTURAL WORKFORCE BANKS STRONG, INTERNATIONAL AND DIVERSIFIED ANNUAL REPORT 2018 PRIVATE BANKING TAILOR-MADE SOLUTIONS FOR INTERNATIONAL CLIENTS RETAIL BANKING WE FINANCE THE ECONOMY Association des Banques et Banquiers, Luxembourg The Luxembourg Bankers’ Association Luxemburger Bankenvereinigung Member of ANNUAL REPORT 2018 - TABLE OF CONTENTS P-1 TABLE OF CONTENTS FOREWORD BY OUR CHAIRMAN 2 FOREWORD BY OUR CEO 4 KEY FIGURES 6 ABBL CLUSTERS 16 Private Banking 16 Retail Banking 18 Corporate Finance, Capital Markets and Cash Management 20 Digital Banking and FinTech Innovation 22 Depositary Banking 25 Market Infrastructures 26 ABBL/ALFI EU REPRESENTATIVE OFFICE 27 Preparing for Brexit and actively closing the legislative cycle 27 TECHNICAL & REGULATORY MATTERS 28 Financial Markets 28 Banking Supervision 30 Legal & Compliance 33 Taxation 37 PSD2 38 Instant payments 39 Trust and Cybersecurity 39 ABBL PROJECTS 40 Employers' Affairs 40 Collective bargaining agreement for bank employees 2018-2020 41 ABBL communication 42 Financial education 42 ABBL publications 44 Corporate social responsibility (CSR) 45 LATEST DEVELOPMENTS IN BANKING 47 AND FINANCIAL LAW GLOSSARY 52 ANNUAL WHO REPORT WE ARE P-2 ANNUAL REPORT 2018 - FOREWORDS For many years Luxembourg has Guy Hoffmann been an attractive and successful CHAIRMAN country with the best credit ratings. Its international banking centre is part of a well-diversified financial ecosystem, with a long-standing expertise in many fields such as corporate, depository and private banking, fintech and other financial services. Our banking and financial community is globally recognised for its expertise in international finance. ANNUAL WHO REPORT WE ARE ANNUAL REPORT 2018 - FOREWORDS P-3 FOREWORD BY OUR CHAIRMAN Many reasons are behind this success.