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Loan Application Documents Thank You for Choosing Us for Your Home Financing. Please Call Us at 502.223-1638 Or 1-888-818-3372

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Loan Application Documents Thank You for Choosing Us for Your Home Financing. Please Call Us at 502.223-1638 Or 1-888-818-3372 Loan Application Documents Thank you for choosing us for your home financing. Please call us at 502.223-1638 or 1-888-818-3372 if you have questions. Either drop off or mail completed forms to us at PO Box 535, Frankfort, KY 40602 or fax to us at 502.223-7136. TO PROTECT YOUR PERSONAL FINANCIAL INFORMATION, PLEASE DO NOT EMAIL YOUR COMPLETED APPLICATION OR OTHER FORMS WITH SENSITIVE INFORMATION. The following documents are included in this packet. Note that the items with a must be returned : - UNIFORM RESIDENTIAL LOAN APPLICATION (9 pages). If applying for joint credit with someone with whom you share financial information (such as a spouse), the other borrower must complete the UNIFORM RESIDENTIAL LOAN APPLICATION-ADDITIONAL BORROWER (4 pages). If the other borrower does not share your financial information, he or she should complete another 9-page UNIFORM RESIDENTIAL LOAN APPLICATION. This longer form was introduced on March 1, 2021 and is much different from applications you may have completed before. Your loan officer would be glad to help with completion, or you can find instructions at https://singlefamily.fanniemae.com/delivering/uniform- mortgage-data-program/uniform-residential-loan-application - BORROWER’S SIGNATURE AUTHORIZATION FORM-EVIDENCE OF AUTHORIZATION - DELIVERY OF ELECTRONIC INFORMATION AND NOTICE OF AVAILABILITY OF PAPER RECORDS. If you would like to communicate with us by sending and receiving non-sensitive customer information by email, please make sure you have provided us with a valid email address and sign and submit this form. - 3/1 EARLY ARM DISCLOSURE STATEMENT. We provide this disclosure because it is the most popular adjustable-rate product. It does not apply if you choose a fixed-rate product and if you choose a different adjustable-rate product, we will provide a different form. - APPRAISAL NOTICE - INFORMATION ABOUT THE PRIVACY OF YOUR FINANCIAL INFORMATION. - MORTGAGE LOAN ORIGNATIORS REGISTERED WITH OUR BANK. - AUTHORIZATION FOR MORTGAGE PAYOFF. If you are purchasing a home, please provide this form to the seller or realtor. If you are refinancing a loan presently with another lender, please complete, sign, and return this form to us. - PRIVATE MORTGAGE INSURANCE COMPANIES. Please sign and return if your loan officer indicates you will need private mortgage insurance - SHOPPING FOR A MORTGAGE? This contains useful information about adjustable rates, down payment, escrow accounts, etc. 216 West Main St. 194 Versailles Rd. 1220 US Highway 127 340 West Main St. 120 Skywatch Dr. 208 Lexington St. Frankfort, KY 40601 Frankfort, KY 40601 Frankfort, KY 40601 Danville, KY 40422 Danville, KY 40422 Lancaster, KY 40444 (502) 223-1638 (502) 695-3400 (502) 223-3472 (859) 236-4181 (859) 236-4277 (859) 792-3368 - THINGS YOU NEED FOR A REAL ESTATE PURCHASE LOAN - THINGS YOU NEED FOR A REAL ESTATE REFINANCE LOAN - INFORMATION FOR BORROWERS - BORROWERS WHO ARE REFINANCING The following important information is not included in this packet, but is available from several sources. - CONSUMER HANDBOOK ON ADJUSTABLE-RATE MORTGAGES (ARM). This booklet is not included in email forms. If you are applying for an adjustable rate loan, please pick up a copy from us, ask us to mail you one, or access online at https://files.consumerfinance.gov/f/documents/cfpb_charm_booklet.pdf - YOUR HOME LOAN TOOLKIT: A STEP-BY-STEP GUIDE. This booklet is not included in email forms. Please pick up a copy from us, ask us to mail you one, or access at https://files.consumerfinance.gov/f/201503_cfpb_your-home-loan-toolkit-web.pdf ;N!AD!BNLOKDSDC!AX!(-2,-5$ BS\RS`!B]O\!D]+,J\WdS`aOZ!B]O\!?RS\bWTWS` 6US\Qg!8OaS!D]+ ;!! GXSPY\W!DO]SNOX^SKV!?YKX!3ZZVSMK^SYX HO\SPc!KXN!MYWZVO^O!^RO!SXPY\WK^SYX!YX!^RS]!KZZVSMK^SYX'!?T!g]c!O`S!O^^ZgW\U!T]`!bVWa!Z]O\!eWbV!]bVS`a)!SOQV!ORRWbW]\OZ!7]``]eS`![cab!^`]dWRS! W\T]`[ObW]\!Oa!RW`SQbSR!Pg!g]c`!BS\RS`+ EOM^SYX!)2!4Y\\YaO\!<XPY\WK^SYX'!IVWa!aSQbW]\!OaYa!OP]cb!g]c`!^S`a]\OZ!W\T]`[ObW]\!O\R!g]c`!W\Q][S!T`][! 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