2016.03.23 Carly Goodman Dissertation FINAL
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Global Panorama on Postal Financial Inclusion 2016
Global Panorama on Postal Financial Inclusion 2016 Published by the Universal Postal Union (UPU) Berne, Switzerland Printed in Switzerland by the printing services of the International Bureau of the UPU Copyright © 2016 Universal Postal Union All rights reserved Except as otherwise indicated, the copyright in this publication is owned by the Universal Postal Union. Reproduction is authorized for non-commercial purposes, subject to proper acknowledgement of the source. This authorization does not extend to any material identified in this publication as being the copyright of a third party. Authorization to reproduce such third party materials must be obtained from the copyright holders concerned. AUTHORS: Nils Clotteau Bsrat Measho TITLE: Global Panorama on Postal Financial Inclusion 2016 ISBN: 978-92-95025-87-5 DESIGN: UPU graphic arts Unit CONTACT: Nils Clotteau, UPU EMAIL: [email protected] TELEPHONE: +41 31 350 35 66 The boundaries used on the maps in this publication do not imply official endorsement or acceptance by the United Nations or the UPU Global Panorama on Postal Financial Inclusion 2016 Nils Clotteau Bsrat Measho AKNOWLEDGEMENTS This report was written by Mr Nils Clotteau and Ms Bsrat Measho, from the Financial Inclusion team within the Development Cooperation Directorate of the Universal Postal Union. We would like to thank Ms Nadine Chehade and Ms Alice Negre, from the Consultative Group to Assist the Poor (CGAP), and Ms Mehrsa Baradaran, Associate Professor of Law at University of Georgia School of Law, for their time and expertise during the external peer review process. We are also very grateful to Mr José Ansón, UPU Economist, for his comments during the preparation of the questionnaire and the internal peer review as well as the UPU colleagues involved in the preparation of this book, particularly Ms Sonja Denovski and Mr Rémy Pedretti for the final layout. -
To the Dual Nationality Treaties
Index Aboutaleb, Ahmed, 241 Chirac, Jacques, 200 Additional protocols (to the dual nationality Churchill, Winston, 51 treaties), 287, 296, 299, 301–2, 315–7, 323 Citizenship (diff erence with nationality), 19 Africa, 52, 99, 100, 103, 186, 198, 275, 303–5 citoyenneté, 19 Albayrak, Nebahat, 241 cittadinanza, 20 Allegiance, see loyalty ciudadanía, 19 Ancien Régime, 14–15, 174, 183 Code Napoléon, 16 Andorra, 293, 311, 314–5, 319 Colombia, 52, 110, 284, 293, 296 Angola, 305 Commission de la nationalité, 170 Antarctica, 275 Connecting factor (defi nition), 115 Apuzzo, Nicola, 261 Conscription, 17, 81–82, 328 Arab States, 179 Convention on the Reduction of Multiple Arendt, Hannah, 35 Nationality (1963), 90–93 Argentina, 96, 167, 253–6, 263, 272, 282, 284, Convention on the Rights of the Child 286–8, 297–8, 300–2, 305–10, 323, 332 (1989), 36, 244 Aruba, 216, 235–6, 243–4. See also Dutch ‘Conventional route’ (vía convencional), 281, Antilles 295–7, 310, 317, 323 Asia, 52, 99–100, 275 Cosmopolitan citizenship, 24 Aubain, 14 Costa Rica, 284, 293, 296 Australia, 57, 77, 275 Council of Europe, 89–95 Austria, 23, 55, 92, 105–6, 109, 177, 273 Croatia, 274 Austro-Hungarian Empire, 273 Cuba, 286, 293, 318, 322, 333 Customary international law, 35–45, 102 Balkenende, Jan-Peter, 236–7, 241 Bancroft Treaties, 42 Dalmatia, 253, 266 Beatrix, Queen of the Netherlands, 242, 330 Decolonization, 113, 172, 177, 182–5, 203, Belgium, 89, 110, 128–138, 149, 159–160 212–9, 304, 328 Berlusconi, Silvio, 277–8 De-ethnicization, 49. See also Bolivia, 284, 293, 296 re-ethnicization -
Cash Country Service Listing April 2014
® WorldLink Payment Services Cash Country Service Listing April 2014 WorldLink® Cash payments is currently offered through Western Union and is thus required to follow the requirements and regulations of within the destination country of your beneficiary. Failure to meet those requirements will result in the payment being rejected. The information provided in the WorldLink Cash Country Service Listing includes updates sent to Western Union prior to:April 2014. The material contained in this Cash Country Service Listing is for informational purposes only, and is provided solely as a courtesy by WorldLink. Although WorldLink believes this information to be reliable, WorldLink makes no representation or warranty with respect to its accuracy or completeness. The information in this Cash Country Service Listing does not constitute a recommendation to take or refrain from taking any action, and WorldLink is not providing any tax, legal or other advice. Citigroup and its affiliates accept no liability whatsoever for any use of this material or any action taken based on or arising from anything contained herein. The information in this Cash Country Service Listing is subject to change at any time according to changes in local law. WorldLink is not obligated to inform you of changes to local law. Citibank Europe plc (“Citibank Europe”) may, at its discretion, reasonably modify or amend this Cash Country Service Listing from time to time, which modification or amendment will become binding when your organization receives a copy of it. These materials are confidential and proprietary to Citigroup or its affiliates and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without our express written authorization. -
World Bank Document
69463 Public Disclosure Authorized The Role of Postal Networks in Expanding Access to Financial Services Worldwide Landscape of Postal Financial Services Africa Region Public Disclosure Authorized The World Bank Group Global Information and Communication Technology Postbank Advisory, ING Bank Postal Policy Public Disclosure Authorized Public Disclosure Authorized Author’s Note This section discusses the landscape of postal networks in the African region1 and their current role of postal networks in providing access to financial services. The landscape is intended to serve as a basis to assess the potential role to expand access to financial services. For some aspects and some countries data did not seem to be available or was available only to a limited extent. In particular, this was the case for data on the role of the postal networks in cashless payment systems, the significance of the postal financial services compared to monetary aggregates, and the details of the financial services rendered through the post offices. For several countries—Sudan, Central African Republic, Mali, and Sierra Leone—data on the services and their organizations was not yet available. On the other hand, in the course of the desk research in 2004, other countries that were not included in the list of 24 countries were found to have postal networks with an active role in financial services, e.g., Angola, Burundi, Mozambique, Ethiopia, and Madagascar. While this African regional landscape can stand alone, it is an integral part of this large study of the potential of postal networks to coordinate with financial service providers in 5 regions (Africa, Asia, Eastern Europe and Central Asia, Latin America and the Caribbean, and the Middle East and Northern Africa) and 7 countries (Egypt, Kazakhstan, Namibia, Romania, Sri Lanka, Uganda, and Vietnam). -
The Two Earlier Awards by a Chamber
2 THE TWO EARLIER AWARDS BY A CHAMBER Dual nationality1 is a status possessed by a significant and now increasing number of individuals all over the globe.2 Traditionally, it has been strongly discouraged. It has been said, for example, that the United States would as soon tolerate a man with two wives as a man with two countries; as soon bear with polygamy as that state of double allegiance which common sense so repudiates that it has not even coined a word to express it.3 1 ‘Dual nationality’ and ‘dual citizenship’ are often used interchangeably, though under certain national laws, including the United States law, there exists a technical distinction between a ‘national’ and a ‘citizen’. Where the distinction is observed, every citizen is also a national and enjoys full measure of political rights, but the reverse is not always the case, for there may be non-citizen nationals not entitled to certain rights, such as the right to vote or to move freely to all parts of the national territory. No such distinc- tion is made under the Iranian law, nor is the distinction recognized on the international plane. Since the present work is mainly concerned with the international aspects of the topic, the internationally recognized term of ‘national’ may be more accurately used. 2 For two in-depth and recent studies of the subject, see: D.A. Martin and K. Hailbronner (eds.), RIGHTS AND DUTIES OF DUAL NATIONALS: EVOLUTION AND PROSPECTS, The Hague/ London/New York: Kluwer Law International, 2003; T.A. Aleinikoff and D. Klusmeyer (eds.), FROM MIGRANTS TO CITIZENS: MEMBERSHIP IN A CHANGING WORLD, Washington D.C: Carnegie Endowment for International Peace, 2000. -
POSTAL SAVINGS Reaching Everyone in Asia
POSTAL SAVINGS Reaching Everyone in Asia Edited by Naoyuki Yoshino, José Ansón, and Matthias Helble ASIAN DEVELOPMENT BANK INSTITUTE Postal Savings - Reaching Everyone in Asia Edited by Naoyuki Yoshino, José Ansón, and Matthias Helble ASIAN DEVELOPMENT BANK INSTITUTE © 2018 Asian Development Bank Institute All rights reserved. First printed in 2018. ISBN: 978 4 89974 083 4 (Print) ISBN: 978 4 89974 084 1 (PDF) The views in this publication do not necessarily reflect the views and policies of the Asian Development Bank Institute (ADBI), its Advisory Council, ADB’s Board or Governors, or the governments of ADB members. ADBI does not guarantee the accuracy of the data included in this publication and accepts no responsibility for any consequence of their use. ADBI uses proper ADB member names and abbreviations throughout and any variation or inaccuracy, including in citations and references, should be read as referring to the correct name. By making any designation of or reference to a particular territory or geographic area, or by using the term “recognize,” “country,” or other geographical names in this publication, ADBI does not intend to make any judgments as to the legal or other status of any territory or area. Users are restricted from reselling, redistributing, or creating derivative works without the express, written consent of ADBI. ADB recognizes “China” as the People’s Republic of China. Note: In this publication, “$” refers to US dollars. Asian Development Bank Institute Kasumigaseki Building 8F 3-2-5, Kasumigaseki, Chiyoda-ku Tokyo 100-6008, Japan www.adbi.org Contents List of illustrations v List of contributors ix List of abbreviations xi Introduction 1 Naoyuki Yoshino, José Ansón, and Matthias Helble PART I: Global Overview 1. -
Global Forum on Remittances, Investment and Development 2018 Asia-Pacific PROGRAMME
Global Forum on Remittances, Investment and Development 2018 Asia-Pacific PROGRAMME The road to the 8-10 May 2018 Kuala Lumpur, Malaysia www.gfrid2018.org [email protected] | [email protected] In collaboration with Table of contents Table of contents ....................................................................................................................................................... II The GFRID 2018 ........................................................................................................................................................ 1 The Global Forums .................................................................................................................................................... 2 The Global Context .................................................................................................................................................... 3 International Day of Family Remittances – 16 June ............................................................................................. 4 GFRID 2018 Overview .............................................................................................................................................. 5 Private Sector Day – 8 May...................................................................................................................................... 6 Technical Workshops and Stakeholder Events – 9 May ..................................................................................11 Public Sector Day – 10 May -
Forum (Virtual) 11Th June, 2021 PAPU/CEOF/I/2021 – Doc
Original : English 1st PAPU CEO Forum (Virtual) 11th June, 2021 PAPU/CEOF/I/2021 – Doc. No.6 REPORT OF THE 1ST PAPU CEO FORUM (39th Administrative Council Agenda item No.9c)) 1. Subject References/Paragraphs Observations Report of the 1st PAPU CEO Forum Agenda of the 1st PAPU CEO Forum PAPU/CEOF/I/2021 – Doc. No.1 2. Decisions Expected Take note of the report; 39th Administrative Council Agenda No. Provide input, if any; PAPU/AC/XXXIX/2021 - Doc No.1 Rev1 Adopt the report. 1. Introduction/background The 1st PAPU Postal CEO Forum was held virtually on 11th June, 2021 from 09:00 GMT. The Forum was chaired by Egypt and Botswana was the Vice Chairman after being appointed by the Forum. The General Secretariat performed the role of the rapporteur. 2. Participation The following Members participated during the Forum: 2.1 PAPU Member States : Algeria, Angola, Botswana, Burkina Faso, Cameroon, Congo Republic, Côte d’Ivoire, Democratic Republic of Congo (DRC), Egypt, Ghana, Kenya, Madagascar, Morocco, Namibia, Nigeria, Senegal, South Africa, Tanzania, Tunisia, Uganda, Zambia and Zimbabwe. 2.2 Other Organizations : Universal Postal Union (UPU), African Union Commission (AUC) and Southern Africa Postal Operators Association (SAPOA. A detailed list of participants is herewith attached as Annex 1. 3. Opening remarks The Opening remarks were made by the following dignitaries: 1 3.1 The Pan African Postal Union (PAPU) Secretary General, Mr. Younouss Djibrine; 3.2 Director General of the Universal Postal Union (UPU), Mr. Bishar Hussein; 3.3 The African Union Representative (AUC), Mr. Christian Minoungou; 3.4 The Chairman of Egypt Post, Dr. -
Remittance Markets in Africa
Public Disclosure Authorized DIRECTIONS IN DEVELOPMENT Public Disclosure Authorized Finance Remittance Markets in Africa Sanket Mohapatra and Dilip Ratha Editors Public Disclosure Authorized Public Disclosure Authorized Remittance Markets in Africa Remittance Markets in Africa Sanket Mohapatra and Dilip Ratha Editors © 2011 The International Bank for Reconstruction and Development / The World Bank 1818 H Street NW Washington DC 20433 Telephone: 202-473-1000 Internet: www.worldbank.org All rights reserved 1 2 3 4 14 13 12 11 This volume is a product of the staff of the International Bank for Reconstruction and Development / The World Bank. The findings, interpretations, and conclusions expressed in this volume do not necessarily reflect the views of the Executive Directors of The World Bank or the governments they represent. The World Bank does not guarantee the accuracy of the data included in this work. The bound- aries, colors, denominations, and other information shown on any map in this work do not imply any judgement on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries. Rights and Permissions The material in this publication is copyrighted. Copying and/or transmitting portions or all of this work without permission may be a violation of applicable law. The International Bank for Reconstruction and Development / The World Bank encourages dissemination of its work and will normally grant permission to reproduce portions of the work promptly. For permission to photocopy or reprint any part of this work, please send a request with com- plete information to the Copyright Clearance Center Inc., 222 Rosewood Drive, Danvers, MA 01923, USA; telephone: 978-750-8400; fax: 978-750-4470; Internet: www.copyright.com. -
Fourteenth Amendment to the United States Constitution
Fourteenth Amendment to the United States Constitution 1 Text The Fourteenth Amendment (Amendment XIV) to the Section 1. All persons born or natural- United States Constitution was adopted on July 9, 1868, ized in the United States, and subject to the as one of the Reconstruction Amendments. The amend- jurisdiction thereof, are citizens of the United ment addresses citizenship rights and equal protection States and of the State wherein they reside. No of the laws, and was proposed in response to issues re- State shall make or enforce any law which shall lated to former slaves following the American Civil War. abridge the privileges or immunities of citizens The amendment was bitterly contested, particularly by of the United States; nor shall any State deprive Southern states, which were forced to ratify it in order any person of life, liberty, or property, with- for them to regain representation in Congress. The Four- out due process of law; nor deny to any person teenth Amendment, particularly its first section, is one within its jurisdiction the equal protection of of the most litigated parts of the Constitution, forming the laws. the basis for landmark decisions such as Roe v. Wade Section 2. Representatives shall be appor- (1973), regarding abortion, and Bush v. Gore (2000), re- tioned among the several States according to garding the 2000 presidential election. The amendment their respective numbers, counting the whole limits the actions of all state and local officials, including number of persons in each State, excluding In- those acting on behalf of such an official. dians not taxed. -
Association for Postal Commerce
Association for Postal Commerce 1901 N. Fort Myer Dr., Ste 401 * Arlington, VA 22209-1609 * USA * Ph.: +1 703 524 0096 * Fax: +1 703 524 1871 Postal News from February 2011: February 28, 2011 The U.S. Postal Service Office of Inspector General invites you to comment on the this week’s “Pushing the Envelope” blog topic: • Bridging the Digital Divide. What is the Postal Service’s role in the digital age? New Audit Projects: LINK here to visit our audit project pages. This week we opened the following new project(s): (Please share any information you may have that would help with this audit currently in progress by clicking on the link below): A new audit project has been started on the external website. • Occupational Safety and Health Administration (OSHA) Regulations – 11YG019HR000. We are going to look at Postal Service processes in place to prevent and address Occupational Safety and Health Administration (OSHA) regulations, limit their impact on Postal operations, and prevent future violations. • Western Pennsylvania District PVS Scheduling and Staffing – 11XG026NL000. The purpose of this audit is to determine whether scheduling and staffing of Postal vehicle Service (PVS) operations are efficient, effective, and economical. This audit will focus on a district identified and extracted from our Risk Model, Western Pennsylvania. The audit will use current schedules for the facilities in the district and evaluate staffing levels based on need and benchmarking information. Courier, Express, and Postal Observer: The Office of Management and Budget media office has provided the following response to my question regarding why OMB Director Jacob Lew is not testifying at the Postal Hearing this Wednesday. -
Interim Report
Interim Report Submitted to African Union Commission Consultancy services on elaboration of a model and guidelines on Universal Postal Service (UPS) for Africa With support of European Union Procurement No.: 32/IED/11 Date of submission 25 February 2012 Table of Contents 1. ACRONYMS ................................................................................................................................... 4 2. Background to Interim Report ......................................................................................................... 6 2.1. Terms of Reference for the Study ............................................................................................ 6 2.1.1. African Union rationale for postal sector development ................................................... 6 2.1.2. Harmonization Study Postal Sector African Union .......................................................... 7 2.1.3. Harmonization Decision EX.CL/435(XIII) ...................................................................... 8 2.2. Structure of Interim report ...................................................................................................... 10 3. Diagnostics ..................................................................................................................................... 11 3.1. Definition, purpose and scope of UPS (Beijing 1999) ........................................................... 11 3.2. Analysis of the current situation in Africa ............................................................................