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POISTNÁ ZMLUVA PRE SKUPINOVÉ ÚRAZOVÉ POISTENIE Číslo POISTNÁ ZMLUVA PRE SKUPINOVÉ ÚRAZOVÉ POISTENIE číslo 2-370-300493 Zmluvné strany: Colonnade Insurance S.A. so sídlom Rue Eugène Ruppert 20, L-2453 Luxemburg, Luxembursko zapísaná v Obchodnom registri Luxemburg pod č. B 61605 konajúca prostredníctvom Colonnade Insurance S.A., pobočka poisťovne z iného členského štátu Štúrova 27, 042 80 Košice, Slovenská republika IČO: 50 013 602 zapísaná v Obchodnom registri Okresného súdu Košice I, oddiel Po, vložka číslo 591/V DIČ: 4120026471 IČ DPH: SK4120026471 v zastúpení: Ing. Marian Bátovský, senior underwriter konajúci na základe poverenia Ing. Cyntia Benešová, senior underwriter konajúci na základe poverenia Bankové spojenie: Citibank Europe plc, pobočka zahraničnej banky SWIFT: CITISKBA IBAN: SK16 8130 0000 0011 0210 0306 (ďalej len „poisťovňa“ ) a Gymnázium Jána Adama Raymana Mudroňova 20, 080 01 Prešov, Slovenská republika IČO: 00 161 101 DIČ: IČ DPH: neplatca DPH v zastúpení: Mgr. Viera Kundľová, riaditeľka Bankové spojenie: Štátna pokladnica SWIFT: SPSRSKBA IBAN: SK67 8180 0000 0070 00515647 (ďalej len „poistník“ ) Sprostredkovateľ poistenia: JUST s.r.o., člen skupiny RESPECT SLOVAKIA, Weberova 2, 080 01 Prešov, IČO: 36443549 uzatvárajú v zmysle § 788 a nasl. Občianskeho zákonníka túto poistnú zmluvu pre skupinové úrazové poistenie žiakov a študentov škôl Skupinové úrazové poistenie – špecifikácia Doba trvania poistenia: Doba určitá. Začiatok poistenia: 1. február 2018 Koniec poistenia: 6. októbra 2018 (24:00 hod) Poistné: Celková výška jednorazového poistného je 1 139,78 EUR a vyplýva z Prílohy č. 1. Splatnosť poistného: Poistné je splatné 1. februára 2018. Spôsob úhrady poistného: Poistník uhrádza poistné na účet poisťovne s IBAN SK1681300000001102100306, SWIFT: CITISKBA , variabilný symbol je 2370300493, konštantný symbol 3558. Špecifikácia skupiny poistených osôb: Žiaci/študenti školy uvedení v Prílohe č. 1 – Zoznam poistených osôb Časová obmedzenosť poistenia: Poistenie sa vzťahuje na vzdelávaciu a výchovnú činnosť poistených osôb v čase vyučovania podľa platných učebných osnov a v čase voľno-časových aktivít v priestoroch a na voľných priestranstvách, ktoré škola používa pre svoju činnosť a mimo týchto priestorov a voľných priestranstiev, pokiaľ ide o aktivity realizované školou a je na týchto akciách zabezpečený odborný dozor zodpovednej osoby (zamestnanca školy), napr. na školských výletoch, lyžiarskych kurzoch a v školách v prírode. Poistením nie sú kryté poistné udalosti, ku ktorým došlo na ceste pri príchode do školy a na ceste pri odchode zo školy. Špecifikácia poistných súm, poistného pre jednotlivé riziká pre každú poistenú osobu: Skupina I. POISTNÉ KRYTIE POISTNÁ ROČNÉ POISTNÉ SUMA Smrť následkom úrazu 1 000,00 EUR 0,27 EUR Trvalá invalidita následkom úrazu 2 400,00 EUR 1,03 EUR Liečenie úrazu 500,00 EUR 1,20 EUR Poistné: Počet poistených osôb Ročné poistné na 1 poistenú osobu 671 2,50 EUR Výsledné ročné poistné za všetky poistené osoby: 1 677,50 EUR Poistná zmluva pre skupinové úrazové poistenie č. 2-370-300493 Strana 2 Článok I . Poistené osoby 1. Poistenie sa vzťahuje na žiakov/študentov školy, pokiaľ boli prihlásení do poistenia. 2. Osoby poistené touto poistnou zmluvou sú uvedené v Prílohe č. 1 3. Poistené osoby sa uvádzajú menom, priezviskom, dátumom narodenia. 4. Žiak sa stáva poistenou osobou dňom nástupu do školy, najskôr však v deň začiatku poistenia uvedený v tejto poistnej zmluve. Poistená osoba prestáva byť krytá poistením dňom výstupu žiaka zo školy, najneskôr však uplynutím doby poistenia podľa tejto poistnej zmluvy. 5. Poistník je povinný počas trvania poistenia v pravidelne v dohodnutých intervaloch predkladať poisťovni Prílohu č.1. Článok II . Aktualizácia počtu poistených osôb Poistenie začína od dátumu vyznačeného v poistnej zmluve ako začiatok poistenia a dojednáva sa dátumom vyznačeným v poistnej zmluve ako koniec poistenia. Počet žiakov prihlásených do poistenia pre školu sa aktualizuje na základe Zoznamu poistených osôb. Poistenie sa vzťahuje na žiakov škôl uvedených vo Výkaze o škole resp. Zozname poistených osôb, pričom počet žiakov môže byť znížený alebo zvýšený maximálne o 10% počas trvania poistného obdobia bez vplyvu na výšku poistného v danom poistnom období. Ak v priebehu poistného obdobia dôjde k zvýšeniu počtu žiakov poistníka o viac ako 10%, poistník oznámi sprostredkovateľovi a sprostredkovateľ poisťovni aktualizáciu počtu žiakov do 30 dní od rozhodnej udalosti. Pre novoprihlásených (doplnených) žiakov sa poistenie začína prvým dňom mesiaca nasledujúceho po mesiaci, kedy bola poisťovni doručená žiadosť o aktualizáciu počtu žiakov, pričom poisťovni patrí alikvótne poistné za dobu do začiatku ďalšieho poistného obdobia. Ak v priebehu poistného obdobia dôjde k zníženiu počtu poistených žiakov poistníka o viac ako 10%, poistník môže požiadať sprostredkovateľa a sprostredkovateľ poisťovňu o aktualizáciu počtu žiakov. Pre odpoistených žiakov sa poistenie končí posledným dňom v mesiaci, v ktorom bola doručená žiadosť, pričom poisťovňa vráti poistníkovi alikvótne poistné. Článok III . Poistenie nákladov na záchrannú činnosť Horskej záchrannej služby Poistenie nákladov na záchrannú činnosť Horskej záchrannej služby sa dojednáva s limitom poistného plnenia vo výške 5 000,00 EUR. 1. Výklad a definície pojmov: Horská oblasť: územie, na ktorom horská služba vykonáva záchrannú činnosť v zmysle zákona č. 544/2002 Z. z. o Horskej záchrannej službe. Horská služba: Horská záchranná služba v zmysle zákona č. 544/2002 Z. z. o Horskej záchrannej službe v znení neskorších predpisov. Poistná zmluva pre skupinové úrazové poistenie č. 2-370-300493 Strana 3 Rizikové športy a činnosti: aerotrim; alpinizmus; akrobatické lyžovanie; americký futbal; base jump; bouldering; buggykiting; buildering; canyoning; cyklokros; fly fox; formula 3000; fourcross; freeride; freeskiing; freestyle; heliskiing; high jump (cliffdiving); horolezectvo; jachting; jazdecké športy; kayakrafting; kitesurfing; kladdering; letecké športy; lezenie po ľadopádoch; lezenie v ľade po umelej stene (icebreaker); lyžovanie a snowboarding mimo vyznačených zjazdových tratí; moguls; motoristické športy; mountainboarding; paintball; paragliding; parasailing; parašutizmus; plachtenie; pobrežný jachting (landjachting); poľovníctvo; potápanie s dýchacím prístrojom; psie záprahy; rafting; ragby; rope jumping; skalolozectvo; skateboarding; skeleton; skialpinizmus; skiextrém; skikros; skitouring; skoky a lety na lyžiach; skoky na lane; skútskating; sky surfing; snowbungeekayaking; snowbungeerafting; snowkiting; snowtrampoline; speleológia; streetluge; surfing; športy spojené s používaním motorového dopravného prostriedku; tandemový zoskok (air tandem jumps); turistika v horskej oblasti mimo vyznačených a otvorených chodníkov alebo na ľadovcoch; Via Ferrata (A-E); vodné lyžovanie; wakeboarding; windsurfing; závesné lietanie; zjazd na bicykli; zorbing. Výkonnostný šport: šport vykonávaný súťažne, t.j. aktívna účasť na pretekoch, súťažiach, vrátane účasti na tréningoch, tréningových sústredeniach – aj u amatérskych alebo neregistrovaných športovcov. Záchranná činnosť: vyhľadávanie a vyslobodzovanie poisteného v tiesni, poskytovanie prvej pomoci poistenému v tiesni a jeho preprava k najbližšiemu dopravnému prostriedku zdravotníckeho zariadenia, prípadne do zdravotníckeho zariadenia, vykonávaná Horskou službou. Poistený pobyt je pobyt poistenej osoby v čase trvania poistenia v horskej oblasti. 2. Predmet poistenia Predmetom poistenia sú náklady, ktoré sú spojené so záchrannou činnosťou horskej služby vykonané počas poistnej doby na území Slovenskej republiky (ďalej len „SR“). 3. Poistná udalosť 1. Poistnou udalosťou je vznik povinnosti poisteného uhradiť horskej službe náklady za úkony záchrannej činnosti vykonané počas poistnej doby. 2. Poisťovňa je povinný poskytnúť poistné plnenie tým, že hradí za poisteného: a) náklady spojené so záchrannou činnosťou pracovníkov horskej služby v horskej oblasti s použitím primeraných špecifických prostriedkov, b) prepravu poisteného z horskej oblasti do zdravotníckeho, resp. ubytovacieho zariadenia primeraným dopravným prostriedkom, c) nevyhnutné ošetrenie poisteného vykonané horskou službou za účelom odvrátenia nebezpečenstva ohrozenia života a akútnych bolestí. 4. Zníženie, zamietnutie a odmietnutie poistného plnenia 1. Ak by vedomé porušenie povinností stanovených v tejto poistnej zmluve malo vplyv na vznik poistnej udalosti alebo na zväčšenie jej následkov, prípadne znemožnilo predloženie dôkazov o tom, že sa jedná o poistnú udalosť v zmysle tejto poistnej zmluvy, je poisťovňa oprávnená poistné plnenie primerane znížiť. 2. Poisťovňa má právo znížiť, prípadne zamietnuť plnenie z poistnej udalosti, ak sa preukáže, že vznik poistnej udalosti nastal v dôsledku účinku alkoholu, primerane tomu, ako uvedená skutočnosť prispela ku vzniku poistnej udalosti alebo na zväčšenie rozsahu jej následkov. Poistná zmluva pre skupinové úrazové poistenie č. 2-370-300493 Strana 4 3. Poisťovňa má právo znížiť, prípadne zamietnuť plnenie z poistnej udalosti, ak poistený úmyselne uvedie poisťovňu do omylu o podstatných okolnostiach týkajúcich sa vzniku nároku na poistné plnenie alebo výšky nároku alebo poruší povinnosti stanovené v bode 6 ods. 2 a 3 tejto zmluvy. 4. Poisťovňa má právo odmietnuť plnenie z poistnej zmluvy, ak sa až po poistnej udalosti dozvie, že jej príčinou je skutočnosť, ktorú pre vedome nepravdivé alebo neúplné odpovede poistníka alebo poisteného nemohol zistiť pri dojednávaní poistenia, a ktorá bola pre uzavretie poistnej zmluvy podstatná. 5. Výluky z poistenia
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